外贸英语函电 信用证

Unit 9 Letter of Credit

信用证

9.1 Introduction（简介）

目的：掌握如何申请开立信用证、或对信用证进行修改、延期及相关的回复。

信用证（Letter of Credit）是国际贸易中最常用的支付方式，不仅适用于个别交易，也适用于系列交易。信用证的开证程序始于进口方。进口方通知开证行（Issuing Bank）

开立以出口方为受益人（Beneficiary）的信用证。信用证包含进出双方达成交易的详细内容信用开出后由包含进出口双方达成交易的详细内容。信用证开出后，由开证行将信用证寄给出口方所在地的通知行（Notifying

Bank）。接到信用证后，银行和出口方会对信用证进行

审核。根据审核无误的信用证，出口方就可备货装运。装

运后，出口方就可以缮制符合信用证要求的单据，再据此向议付行（Negotiation Bank）交单议付，取得货款。

9.2 Writing Skills（写作技巧）催证信函的写作步骤及常见表达方式：

写作步骤表达方式

（1）提醒买方我方货已备妥待运或交货期已临近，但尚未收到相关信用证In regard to 25 000 yards of cotton prints under the Sales Confirmation No.789, we would like to draw your attention to the fact that the date of delivery is approaching, but up to now we have not received your relative letter of credit.（我们提醒你方注意，789号售货确认书项下25 000码印花布的交货期已临近，但我方至今尚未收到相关信用证。）

（2）向对方说明需及时开立信用证的原因（或重要性）We wish to remind you that it was agreed when placing the order, that you would establish the required L/C upon receipt of our Confirmation.（我方提醒你方注意，订货时双方约定，一接到我方确认书，你方就开立信用证。）

As the goods have been ready for shipment for quite some time, it behooves you to take immediate action, particularly since we cannot think of any valid reason for further

（3）请对方尽快开证cannot think of any valid reason for further delaying the opening of the credit.（货已备妥多日，你方应立即开证，我们不知道贵方有何合理理由迟迟不开证。）

改证或信用证展期信函的写作步骤及常见表达方式：写作步骤表达方式

（1）告诉对方已收到信We wish to acknowledge receipt of the L/C No.3450 for the amount of USD5 000

用证covering your Order No.987.（你方987号订单项下金额5 000美元的3450号信用证已收到。）

（2）指出信用证与合同不符而需修改的地（说We find that the following two points do not conform to the contract.（我方认为条款中有下列两点与合同不符。）

In connection with shipment we are very

改的说明需要展期的原因）In connection with shipment, we are very sorry to advise that the goods cannot be ready before the end of May, because of delay of our manufactures.（关于装运问题，我方深表歉意，由于厂商的延误，该货无法在5月底妥。）

（3）Your prompt attention to the matter will be much appreciated.（请尽快办理，不胜感激。）

希望对方

给予合作

We are confident that you will give us

cooperation by extending the shipment date

to June 10, and the negotiation validity to

June 25, 2005 respectively.（相信你方会予以

合作将装运期和议付期分别延期到

合作，将装运期和议付期分别延期到2005年6月

10日和6月25日。

9.3 Specimen Letters（样函）

Letter 1

Dear Sirs,

Please open a credit of GBP30 000 with your

correspondents in London in favor of the Universal

Clothing Co, London, to be available to the Company until Cl hi C L d b il bl h C il July 31 against a shipment of waterproof clothing by S.S.

Cathay leaving London for Tokyo on July 24.

When the consignment is shipped the Company is to draw on your correspondents at 60 d/s. The documents to

accompany the draft are the bill of lading, commercial and consular invoices and insurance policy. Kindly ask your consular invoices and insurance policy Kindly ask your

correspondents to see that the insurance policy gives full cover before they accept the draft.

Yours faithfully,

Letter 2

Dear Sirs,

Re: Order No.7766

We enclose an order for 2 000 (two thousand) waterproof raincoats and have made arrangements with the Bank of Japan, Tokyo, to open a credit in your favor. The credit is valid until July 31 and will be confirmed to you by the

Bank’s London office, Gresham Street, EC2P 2EB.

Please draw on them at 60 d/s. It is understood that the goods will be shipped by S.S. Cathay, sailing from

London on July 24.

Carton containing the goods should be marked S.M. The amount of our credit has been fixed to provide adequate cover for your invoice, which should provide for all charges, including insurance to Tokyo.

including insurance to Tokyo

Please notify us when the goods are shipped.

Yours faithfully,

9.4 Focal Words（焦点词汇）

account

n. 账目，账户，理由

We shall credit the difference, totaling GBP5 000 to your account.

account

Our bank does not keep an RMB account with the Bank of China, Head Office, Beijing.

We wish to give you a brief account of some flexible measures we adopted.

vi. & vt. 报账，认为

These expenses of different kinds should be separately

Th f diff t ki d h ld b t l accounted for.

All of them account these lines are profitable fields of investment.

for one’s account由…代理，为……代购（销）

We hereby open an irrevocable L / C No.123 in favor of …, for account of ….

on account作为部分账款，以赊账方式，作为部门偿还

He owed USD100 and sent me USD50 on account.

on account of由于……

We both understand our slippers are very popular in your market on account of their superior quality and

competitive price.

on one’s own account自己承担风险

They do not feel able to make purchase on their own account.

amount

n. 数量，金额

We have been doing an increasing amount of business with the firm mentioned in your letter in the recent years.

We would like to give you a sample order to an amount of W ld lik t i l d t t f about USD3 000.

vi. 合计，共计

The total value of the machines amounts to USD2 000 000. Your reply amounts to a refusal of our request.

Your reply amounts to a refusal of our request.

cover

vi. & vt. 包括，涉及，偿付，弥补，投保

Carriage is not covered by quotation.

The compensation will cover the whole loss.

Please open a letter of credit to cover the order.

Insurance is to be covered of by the buyer.

n. 封袋，保险

Under separate cover, we are sending you the counter samples as requested.

We have decided to arrange the necessary insurance cover. coverage n保险范围投保总额保证金

coverage n. 保险范围，投保总额，保证金

He has fire and theft coverage on his store.Regarding insurance, the coverage is for 110% of the invoice value up to the port of destination.

issue

vi. & vt. 发行，开立，出版，收益

We have arranged with our bankers to issue an L/C in your favor.

to issue securities（banknotes, cheques, stamps）发行证券（钞票、支票、邮票）

The magazine is issued once every week.

Little money issued from the stocks.

n. 发行，出版，期刊，问题，收益

Stockholders usually have the right to buy additional stock from a new issue before it is made available to general public.

issuer n.（证券等）发行人，（信用证）开证银行，签发人，发布人

issuing 发行的，开证的，发货的

issuing

value

n. 价值，价款，价格

These articles are really of good value.

They imported goods to the value of USD50 000.

Insurance is to be covered by the sellers for 110% of the invoice value.

vi. & vt. 估价，评价

Intangible assets are very hard to value properly.

We value your enquiry very much.

valuer n. 估价人，评价人

value on向……开出汇票

You may value on us for the invoice amount at 60 days’ sight.

9.5 Useful Sentences（实用语句）

1. We have opened an L/C in your favor against contract

No.GF805 available by documentary draft at sixty days’ sight.

2. According to the stipulation of S/C No.2035, you

should establish the covering L/C before April 20.

3. We have made arrangement with Bank of Japan,

Tokyo, to open a credit in your favor. The credit is

valid until May 31, and will be confirmed by the Bank s valid until May31and will be confirmed by the Bank’s London Office.

4. You must expedite the covering L/C, otherwise we

shall be unable to effect shipment before the end of

this month.

5. The 100 pieces motors are scheduled to be loaded

5The100pieces motors are scheduled to be loaded onto S.S. Flying Cloud on April 12. Please extend your L/C to the end of April.

6. With regard to L/C No.705, we have already instructed

the opening bank to extend the dates of shipment and validity to May 15 and May 30 respectively.

validity to May15and May30respectively