金融英语口语大全:流动资金贷款

金融英语口语大全:流动资金贷款
金融英语口语大全:流动资金贷款

金融英语口语大全:流动资金贷款

Tadao Yamamura runs a Japanese Food Import Firm in Los Angeles.

山村忠男在洛杉矶经营一个日本食品进口公司,

He is talking to his banker ,Bart Jones ,about a working capital loan.

他正在和他的银行家巴特·琼斯谈论相关流动资金贷款事宜。

Yamamura:We would like to expand our line of imports,but I'm having some difficulties with working capital for the expansion .

山村:我想扩大我们的进口贸易,但是在扩大经营中,我们在流

动资金方面有些困难。

Jones:I think we should explore some of the commercial loan plans we have available that might give you the working capital you need.Mr.Yamamura.

琼斯:山村先生,我认为,我们应该研究一下我们现有可利用的

某些商业贷款章程,那样,我们便可为您提供您需要的流动资金。

Y:I've brought along the latest copies of my balance

sheet and operating statements.

山村:我随身带来了我的最新的资产负债表和营业损益表的副本。

As you can see,we have a lot tied up in accounts

receivable .

您能够从中看到,我们帐面上的应收帐款有很多已成为呆滞资金,

That's one of our biggest problems.They're good

accounts ,but it requires a lot of working capital to carry them .

这是我们的问题之一。我些帐款都是有效帐目,但是需要很多流动资金去实施它们。

J:Yes,that's a frequent difficulty in large and small firms,Mr.Yamamura.

琼斯:是的,山村先生,这就是大小企业经常遇到的困难。

I might suggest an accounts receivable loan .We can lend you money against an assignment of your accounts receivable .

我建议你们能够采用应收帐款贷款,我们银行给您贷款,而把应收帐款转让作抵押。

Y:I wouldn't want my customers to know that I had to assign their accounts to the bank .

山村:我不愿意让我的顾客们知道我不得不把他们的账户转让给银行作为抵押。

J:They wouldn't know,Mr.Yamamura ,I'm talking about non-notification accounts receivable assignments .

琼斯:他们不会知道的,山村先生。我说的是不通知的应收帐款转让。

It's frequently used type of loan for these purposes.Some people call it factoring .

人们经常使用这种贷款来达到上述那些目的。有些人称这种贷款为应收帐款让售。

Y:You mean I borrow against the accounts,then give the payments I receive to the bank?

山村:您是说,我用帐户上的应收帐款来抵付我的银行贷款,然后把我今后所收回的那些帐款再还给银行。

J:Yes,that's right .Just a promissory note and an AR assignment is all that we'll need.

琼斯:是的,就是这样。我们银行所需要的仅仅一张期票和一张应收帐款转让单据。

常用旅游英语口语.

常用旅游英语口语 多谢!——Thanks a lot.对不起,麻烦你。——Excuse me. 抱歉。——Excuse the mess. 需要帮忙吗?——Can I help you. 谢谢你的帮助。——Thank you for helping me. 无论如何,我还要感谢你。——Thanks,anyway. 您好。——How are you! 初次见面问好。——How do you do! 很高兴见到你。——(It'snice to meet you. 请问您从哪来。——Where are you from? 请问贵姓。——Can I have your name? 我叫……。——My name is ……(I'm …… 很高兴认识你。——It was a pleasure meeting you. 很高兴见到你。——Pleased to meet you. 希望再见到你。——Hope to see you again. 这是不是说我以后可以再见到你?——Does that mean that I can see you again?玩得快乐——Have a good time. 祝你好运。——Good luck. 我希望没事。——I hope nothing is wrong.

怎么了?——What's the matter? 糟糕,严重吗?——Oh,no!Is it serious? 我真为你难过。——I'm sorry for you. 一路平安,走好。——Have a safe trip home. 1.I‘m an office worker. 我是上班族。 2.I work for the government. 我在政府机关做事。 3.I‘m happy to meet you. 很高兴见到你。 4.I like your sense of humor. 我喜欢你的幽默感。 5.I‘m glad to see you again. 很高兴再次见到你。 6.I‘ll call you. 我会打电话给你。 7.I feel like sleeping/ taking a walk. 我想睡/散步。 8.I want something to eat. 我想吃点东西。 9.I need your help. 我需要你的帮助。 10.I would like to talk to you for a minute. 我想和你谈一下。 11.I have a lot of problems. 我有很多问题。 12.I hope our dreams come true. 我希望我们的梦想成真。 13.I‘m looking forward to seeing you. 我期望见到你。 14.I‘m supposed to go on a diet / get a raise. 我应该节食/涨工资。 15.I heard that you‘re getting married. Congratulation s.听说你要结婚了,恭喜!

常用英语口语大全(完整版)免费下载

常用英语口语(完整版) 1. I see.我明白了。 2. I quit! 我不干了! 3. Let go! 放手! 4. Me too.我也是。 5. My god! 天哪! 6. No way! 不行! 7. Come on.来吧(赶快) 8. Hold on.等一等。 9. I agree。我同意。 10. Not bad.还不错。 11. Not yet.还没。 12. See you.再见。 13. Shut up! 闭嘴! 14. So long.再见。 15. Why not? 好呀! (为什么不呢?) 16. Allow me.让我来。 17. Be quiet! 安静点! 18. Cheer up! 振作起来! 19. Good job! 做得好! 20. Have fun! 玩得开心! 21. How much? 多少钱? 22. I'm full.我饱了。 23. I'm home.我回来了。 24. I'm lost.我迷路了。 25. My treat.我请客。 26. So do I.我也一样。27. This way。这边请。 28. After you.您先。 29. Bless you! 祝福你! 30. Follow me.跟我来。 31. Forget it! 休想! (算了!) 32. Good luck! 祝好运! 33. I decline! 我拒绝! 34. I promise.我保证。 35. Of course! 当然了! 36. Slow down! 慢点! 37. Take care! 保重! 38. They hurt.(伤口)疼。 39. Try again.再试试。 40. Watch out! 当心。 41. What's up? 有什么事吗? 42. Be careful! 注意! 43. Bottoms up! 干杯(见底)! 44. Don't move! 不许动! 45. Guess what? 猜猜看? 46. I doubt it 我怀疑。 47. I think so.我也这么想。 48. I'm single.我是单身贵族。 49. Keep it up! 坚持下去! 50. Let me see.让我想想。 51. Never mind.不要紧。 52. No problem! 没问题! 53. That's all! 就这样! 54. Time is up.时间快到了。 55. What's new? 有什么新鲜事吗? 56. Count me on 算上我。 57. Don't worry.别担心。

金融英语口语词汇表

金融英语口语词汇表reserve 储备 note 票据 discount 贴现 circulate流通 central bank 中央银行 the Federal Reserve System 联邦储备系统credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制 out of circulation 退出流通 capital stock 股本 at par 以票面价值计 electronic banking 电子银行 banking holding company 公司银行 the gold standard 金本位 the Federal Reserve Board 联邦储备委员会the stock market crash 股市风暴

reserve ratio 准备金比率 deficit 亏损 roll 展期 wholesale 批发 default 不履约 auction 拍卖 collateralize 担保 markup 价格的涨幅 dealer 交易员 broker 经纪人 pension funds 养老基金 face amount 面值 commerical paper 商业票据banker's acceptance 银行承兑汇票Fed fund 联邦基金 eurodollar 欧洲美元 treasury bills 国库券 floating-rate 浮动比率 fixed-rate 固定比率 default risk 拖欠风险 credit rating 信誉级别

商务英语口语情景对话大全

英语面试自我介绍 A类: B: May I come in我可以进来吗 A: Yes, please.请进。 B: How are you doing, Sir My name is xxxx. I am coming to your company for an interview as requested.你好,先生。我叫xxx,我是应邀来贵公司面试的。 A: Fine, thank you for coming. Please take a seat. I am xxxx, the assistant manager.好的,谢谢你过来。请坐,我叫xxxx,是经理助理。 B: Nice to see you, .非常高兴见到你,吴先生。 A: Nice to meet you, too. Tell me about yourself and your past experience. 我也很高兴见到你。说说你自己和你过去的经历吧。 B: I have worked as a secretary for six years. I get along well with peers, clients, administrators and bosses. I thrive on challenge and work well in high-stress environments. 我已经做执行秘书6年了。开始是为一家贸易公司工作.现在是一家信托公司。我和同事、客户、行政管理员以及老板相处得非常好。我能应付挑战,而且在高压力环境中也能工作很出色。 A: So why did you choose our company B:As far as I know, your company is one of several leading international consultant corporations which came to China after China entered WTO. I think working here would give me the best chance to use what I’ve learned. A: Sometimes we are very busy and need to work overtime. How do you feel about that 有时候我们工作很忙。需要加班。你觉得如何 B: That's all right. But could you tell me how often and how many hours I should work overtime 没关系。你能告诉我加班的频率和时间长度吗 A: It just depends. If we have important visiting delegations, you have to stay with us. It's not unusual. 这得看情况。如果我们有重要的访问代表团。你必须留在我们身边。这种情况很正常。 A: What are your salary expectations 你期望多少薪水 B: I really need more information about the job before we start to discuss salary. Maybe you could tell me what is budgeted for the position.

旅游英语口语

L e s s e n4T r a v e l b y a i r ?Question: What do people usually do when they travel by air? Part 1 Language Focus: 1.Booking tickets from agent :n ●Could you tell me about the flights to Paris? ●Do you have any flights in the morning? ●How much luggage can I take on the plane? ●Is there any discount for a group booking? ●Are you offering any deals at present? ●What time do I have to be at the airport? ●What’s the check-in time ? ●I want to book a ticket on British Airways Flight 108 to Pairs. ●I wanna make a reservation for a morning flight on December 1st, please ●I want to book a one-way ticket.

●I’d perfer economy. ●Wait a moment, let me see if there are tickets available. ●Sorry, we all booked up for that day. ●I’d like to comfirm my reservation 2.Checking in at the airport. ●May I see you ticket and your passport please? ●Can I take these small bags as carry-on luggage with me ?(how many items of carry-on are permitted?/How much hand luggage am I allowed?) ●Can I take my luggage weigh up to 30 kilos?(Your luggage is 5 kilos Overweight.) ●Do you have any sharp items like scissors in your carry-on bag? ●I’d like to check this item of luggage.(piece) ●I want a window seat.(aside seat) ●Is the plane on time?(How long is the flight delayed?) ●What’d the departure time?(take off/arrival time) ●When will we begin boarding?(boarding gate) 3.Going through customs

100句最常用英语口语

Talking about objects and people 谈论物品和人 151. What do you want, sir? → 先生,您要点什么? 152. I want a cup of tea. → 我要一杯茶。 153. What would you like to eat? → 你想要吃什么? 154. Please give me a hamburger. → 请给我一个汉堡包。 155. What color do you like, blue or white? → 你喜欢哪种颜色,蓝色还是白色?156. I prefer white. → 我偏爱白色。 157. I'd like to talk with Mrs. Smith. → 我想和史密斯太太谈谈。 158. I am sorry, but she is not in right now. → 很抱歉,她现在不在家里。159. Would you like a glass of milk? → 你想要一杯牛奶吗? 160. I'd like to have some coffee, if you don't mind. → 如果你不介意的话,我情愿喝点咖啡。161. Do you know any of those people? → 在那些人当中你有认识的吗? 162. Two or three of them look familiar. → 他们当中有两三个看上去面熟。 163. No, I don't know any of them. → 不,他们当中我一个也不认识。 164. Which one is Mr. Brown? → 哪一位是布朗先生? 165. The tall man in black. → 穿黑衣服的那个高个子。 Talking about languages 谈论语言 166. Do you speak English? → 你会说英语吗?167. Yes, but just a little. → 是的,但只会一点点。174. How well do you know Russia? → 你的俄语程度如何? 175. She speaks Italian with a French accent. → 她讲意大利语带有法国口音。

金融英语口语:经济结构调整

金融英语口语:经济结构调整 the third plenary session of the cpc 11th central committee, held in 1978, made the decision to shift the policy stress to socialist modernization, and implement the strategic decision on reform and opening to the outside world. the reform began in the countryside: the contracted household responsibility system linking remuneration to output and the feattwo-layer management system featuring the integration of centralization and decentralization began to be implemented; centralized and assigned purchases of agricultural and sideline products were gradually eliminated, and controls on the prices of most agricultural and sideline products were relaxed; the adjustment of the industrial structure in rural areas, the development of diversified operations and township enterprises mobilized the peasants' socialist enthusiasm for production. the third plenary session of the cpc 12th central committee, held in 1984, adopted the decision on restructuring the economic system, which signaled the elevation of the reform of china's economic system to an urban-centered stage. the 14th national congress of the cpc held in 1992 established deng xiaoping's theory of building socialism with chinese characteristics as the guiding policy in china, and put forward the goal of china's economic reform as establishing a socialist market economy system. its principal contents may be summarized as follows: adopting a series of macro-adjustment and control measures to carry out the reform in depth and in all aspects, public ownership will continue to be the main form of ownership as various types of ownership are jointly developed;

英语口语情景对话(有用的英语场景对话)

英语口语情景对话 一、祝愿、祝贺和应答(Good wishes, congratulations and responses) 1.- Well done and congratulations to you. - Thanks very much. 2.- I hope you‘ll succeed in everything. - So do I. 3.- I wish you success. - Thank you. 4.- We send you our best wishes. - Thank you very much. 5.- Happy new year ! - Happy new year! (The same to you.) 6.- A merry Christmas to you. - Thank you. 7.- I hope you‘ll have a good time. - Thank you. 8.- Happy birthday! - Thank you. 二、邀请和应答(Invitations and responses) 1.- Would you like to come to the party? - Oh yes, thank you. 2.- I hope you can come to the dance next Saturday. - I‘m sorry, but I can‘t. 3.- Will you go dancing with us? - Of course. I‘ll be glad to. 4.- Will you come to our English Evening? - Yes, thank you. 5.- Would you please give us a talk on English Learning? - OK. When? 6.- You and your friends must come over to my house and see mooncakes. - OK. Thank you very much. 三、表示同意和不同意(Expressing agreement and disagreement) 1.- I think the shop is closed at this time of day. - No, I think it‘s open. 2.- I think foreign languages are more interesting than science. - I really can‘t agree with you. I prefer science. 3.- I think I shall read a book instead. - Good idea. That‘s much better than watching a bad TV Programme. 4.- I don‘t think that it‘s true. He‘s always telling strange stories. - I know. But this time I can‘t decide if he is right or not.

实用旅游英语口语系列情景对话

旅游英语:预订机票情景对话及常用句型 越来越多的人都选择以飞机为出行方式。但是如何用一口流利的英语订机票呢这里总结了一些情景对话,还有一些常用的句型。大家都来学一学吧 A:Good morning. The Un ited Airli nes. What can I do for you 早上好。美国联合航空公司。我能为您做些什嘛 B:Yes, I'd like to make a reservati on to Bost on next week. 是的,我想订一张下周飞往波斯顿的机票。 A:Whe n do you want to fly 您想何时去 B:Monday, september 12. 周一,9月12日。 A:We have Flight 802 on mon day. Just a mome nt please. Let me check whether there're seats available. I'm sorry we are all booked up for Flight 802 on that day. 我们有周一802次航班。请稍等。让我查一下那天是否有座。非常抱歉802次航班机票已订完。 B:Then, any alternatives 那还有别的吗 A:The next available flight leaves at 9:30 Tuesday morning september 13. Shall I book you a seat 有一次航班在九月13日周二上午9:30起飞。我要为您订个座位吗 B:Er... it is a direct flight, is n't it 哦......是直航对吗 A:Yes it is. You want to go first class or coach 是的。您愿意订头等舱还是经济舱的机票 B:I prefer first class, what about the fare 我想订头等舱的机票。多少钱 A:One way is $176. 单程是176美元。 B:Ok I will take the 9:30 flight on Tuesday. 好的我要订周二9:30的机票。 A:A seat on Flight 807 to Boston 9:30 Tuesday morning. Is it all right, sir 一张807次航班周二早晨9:30飞往波斯顿的机票,对吗先生 B:Right. Can you also put me on the wait ing list for the 12th 对。你能把我放到12号等候名单中吗 A:Certa inly. May I have your n ame and teleph one nu mber 当然可以。请您告诉您的名字和联系方式。 B:My n ame is Lorus An ders on. You can reach me at . 我叫Lorus Anderson。我的电话是电话是,您可以和我取得联系。 A:I will no tify you if there is can cellati on. 若是取消我会通知您的。 B: Thank you very much.

常用英语口语大全(免费下载)

What are you trying to say?(你到底想说什么?) Don't be silly.(别胡闹了。) How strong are your glasses?(你近视多少度?) Just because.(没有别的原因。) It isn't the way I hoped it would be.(这不是我所盼望的。) You will never guess.(你永远猜不到。) No one could do anything about it.(众人对此束手无措。) I saw something deeply disturbing.(深感事情不妙。) Money is a good servant but a bad master.(要做金钱的主人,莫做金钱的奴隶。)I am not available.(我正忙着) Wisdom in the mind is better than money in the hand.(脑中的知识比手中的金钱更重要) Never say die.it's a piece of cake.别泄气,那只是小菜一碟。 Don't worry.you'll get use to it soon.别担心,很快你就会习惯的。 I konw how you feel.我明白你的感受。 You win some.you lose some.胜败乃兵家常事。 Don't bury['beri]your head in the sand.不要逃避现实。 I didn't expect you to such a good job.我没想到你干得这么好。 You are coming alone well.你做得挺顺利。 She is well-build.她的身材真棒。 You look neat and fresh.你看起来很清纯。 You have a beautiful personality.你的气质很好。 You flatter me immensely.你过奖啦。 You should be slow to judge others.你不应该随意评论别人。 I hope you will excuse me if i make any mistake.如有任何错误,请你原谅 It was most careless ofme.我太粗心了。 It was quite by accident.真是始料不及。 I wish i had all the time i'd ever wasted,so i could waste it all over again.我希望所有被我浪费的时间重新回来,让我再浪费一遍。 I like you the way you were.我喜欢你以前的样子。 You two go ahead to the movie without me,i don't want to be a third wheel.你们两个自己去看电影吧,我不想当电灯泡。 Do you have anyone in mind?你有心上人吗? How long have you known her?你认识她多久了? It was love at frist sight.一见钟情 I'd bettle hit the books.我要复习功课啦。 a piece of one's mind .直言不讳 He gave me a piece of mind,"Don't shift responsibility onto others."他责备道:“不要把责任推卸到别人身上。” a cat and dog life水火不容的生活 The husband and his wife are always quarrelling,and they are leading a cat and do g life.这对夫妇老是吵架,相互之间水火不容。 a dog's life潦倒的生活

金融英语口语对话:兑换货币

金融英语口语对话:兑换货币 Please tell me how much you want to change. 请告诉我你要换多少。 How much of the remittance do you want to convert into Japanese yen? 你要把多少汇款换成日圆? What kind of currency do you want? 要哪种货币? What's it you wish to change? 你有什么要换的? What kind of currency do you want to change? 要换哪种货币? In what denominations? 要什么面值的? Please tell me what note you want. 请告诉我要什么钞票。 Will seven tens be all right? 7张10元的能够吗? Is it in traveler's cheques? 换旅行支票吗? I'd like to know how I shall give it to you.

我想知道如何付钱给你。 How would you like it? 你要什么面额的? Would you kindly sign the exchange form, giving your name and address? 请在兑换单上签字,写出你的姓名和地址,好吗? Can you change me some money, please? 能否请你给我兑换一些钱? Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 这些就是:一些法国法郎,瑞士法郎,美元和一些荷兰盾。 Would you please give me seven five-pound notes, four-pound notes and four ten-shilling notes, and the rest in small change? 请你给我7张5镑纸币,4张1镑纸币,4张10先令纸币,剩下的要零票。 Would you mind giving me the six pence in coppers? 劳驾给我6便士的铜币。 I'd like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美元。

最全大学英语口语情景对话

口语对话 1 赶时髦(go after fashion) A: Fashion show is around the corner, I’m so excited! 时装表演即将来临,我很兴奋! B: Are there any good!这有什么好的! A: I didn't see anything wrong with the clothes; they looked pretty nice to me. I think you don’t like it! Why?我没看出衣服有任何问题;在我看来它们都很不错。我觉得你不喜欢!为什么? B: It was dumb. I think it's stupid for women to wear clothes like that. 这是愚蠢的。我认为女人们穿成那样是很愚蠢的。 A: The benevolent see benevolence and the wise see wisdom. 仁者见仁,智者见智。B: Do you really think people can wear that stuff and walk around the streets? 你真的认为人们可以穿那种东西走在街上? A: Yes, I do. At least, some people certainly can. They wear high-fashion clothes to show off their sense of style and wealth. 是的,我这样认为。至少,有人一定会。他们穿着时尚的衣服展示他们的时尚感和财富。 B: Well. I still think they're dumb. It makes more sense to spend the money on more practical purposes.我仍然认为他们是愚蠢的。把更多的钱花在更有意义的地方比较实际。 A: So you think it's bad if I wear it?所以你认为我穿成这样很不好吗? B: If you wear it I must speak nice! 如果你穿成这样我一定说它很好看! A: I know you will say that.我就知道你会这样说。 B: Only you know me!知我者非你莫属!

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A:The next available flight leaves at 9:30 Tuesday morning september 13. Shall I book you a seat? 有一次航班在九月13日周二上午9:30起飞。我要为您订个座位吗?B:Er... it is a direct flight, isn't it? 哦......是直航对吗? A:Yes it is. You want to go first class or coach? 是的。您愿意订头等舱还是经济舱的机票? B:I prefer first class, what about the fare? 我想订头等舱的机票。多少钱? A:One way is $176. 单程是176美元。 B:Ok I will take the 9:30 flight on Tuesday. 好的我要订周二9:30的机票。 A:A seat on Flight 807 to Boston 9:30 Tuesday morning. Is it all right, sir? 一张807次航班周二早晨9:30飞往波斯顿的机票,对吗先生? B:Right. Can you also put me on the waiting list for the 12th? 对。你能把我放到12号等候名单中吗? A:Certainly. May I have your name and telephone number? 当然可以。请您告诉您的名字和联系方式。 B:My name is Lorus Anderson. You can reach me at 52378651.

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