信用证实操练习

信用证实训练习

实训资料：

1.上海金融学院模拟银行行号：0098；SWIFT CODE：BSFCCNSH111

我行账户行—花旗银行纽约分行；编号：14588；SWIFT CODE：CITIUSNY

2.本行客户信息：

公司名称：上海新东方股份有限公司SHANGHAI XIN DONG FANG CO.，LTD.

公司地址：上海哈密路345号 345 HA MI ROAD SHANGHAI

公司编号：009800721

美元结算账号：009814241011016613

美元保证金账号：009814281011007060

美元贷款账号：009814241041003964

人民币账号：009801410007000143

一、出口来证

我行收到开证行花旗银行纽约分行以SWIFT方式开来的编号为No.41-8920039-322，受益人为上海新东方股份有限公司的不可撤消即期信用证报文一份，同日，我行又接到花旗银行发来电文，要求增加该信用证金额，增加额为1万美元。我行核对密押无误后，即缮制信用证通知书，通知客户前来领证，客户在领取信用证时，有疑义，要求我行查询，我行向开证行发报查询后，向客户作了说明，客户领取了信用证。我行在信用证到期后做销证业务。

二、出口押汇

（-）上海新东方股份有限公司携带花旗银行以SWIFT方式开立的编号为No. 41-8920039-322的即期信用证正本一套、提单正本一套及其它相关单据，来我行申请押汇，我行同意新东方公司期限12天，利率5.37％的押汇申请，请你处理出口押汇业务：

1.正常押汇

2.多收

3.少收

4.对方拒付

STINALATION BANK OF SHANGHAI FINANCE COLLEGE

信用证通知书

Notification of Documentary Credit

ADDRESS:965 SHANG CHUAN ROAD

TELEX:33060 BOCSH CN

SWIFT:BSFCCNSH123

yours faithfully

For STINALATION BANK OF SHANGHAI FINANCE COLLEGE

2002FEB1813:53:21 LOGICAL TERMINAL 1068

MT S700 ISSUE OF A DOCUMENTARY CREDIT PAGE 00001

FUNC SWPR3

UMR 19078301 MSGACK DWS765I AUTH OK, KEY B1070121E6A4BEFC, STINALATION BANK OF SHANGHAI FINANCE COLLEGE RECORD

BASIC HEAOER F 01 STINALA TION BANK OF SHANGHAI FINANCE COLLEGE A300 1490 461141

APPLICA TION HEAOER D 700 1216 020218 BOTKJP JTCXXX 0072 451179 040404 1125 N

*CITIBANK N.A . NEW YORK

*THE

*NEW YORK

*(HEAO OFFICE)

USER HEAOER SERVICE COOE 103;

BANK, PRIORITY 113;

MSG USER REF, 108;

INFO, FROM CI 115;

SEQUENCEE OF TOTAL *27 : 1 / 1

FORM OF OOC, CREQIT *40 A : IRREVOCABLE

OOC, CREDIT UNMBER *20 : 41-8920039-322

DATE OF ISSUE 31 C 以系统时间为依据

APPLICABLE RULES *40 E : UCP LATEST VERSION

EXPIRY *31 D : DA TE以系统时间为依据PLACE IN BENEFICIARY?S COUNTRY APPLICANT *50 : N. I. TEIJIN SHDJI CO., LTD.

18 TANGXUN STREET NEW YORK U.S.A.

BENEFICIARY *59 : SHANGHAI XIN DO FANG CO., LTD.

345 HAMI ROAD, SHANGHAI, 200082, CHINA

AMOUNT *32 B : CURRENCY USD AMOUNT 20,000.00

POS / NEG, TOL (%) 39 A : 05 / 05

A VAILABLE WITH / BY *41 D : ANY BANK ON SIGHT BASIS

BY NEGOTITATION

PARTIAL SHIPMENTS 43 P : ALLOWED

TRANSHIPMENT 43 T : PROHIBITED

PORT OF LOADING 44 A/E :

CHINESE PORT

PORT OF QISCHQQRGE 44B/ F :

NEW YORK PORT

LA TEST DATE OF SHIP, 44 C : 以系统时间为依据

DESCRIPT, OF GOODS 45 A :

+CONTRACT NO, BNA167

S / NO, 4172 2400PCS A T US04, 20 / PC

S / NO, 4172-K 256PCS A T US04, 50 / PC

S / NO, 4173 2400PCS A T US06, 60 / PC

S / NO, 4175 1200PCS A T US06, 60 / PC

S / NO, 4177 2400PCS A T US03, 40 / PC

FOB CHINESE PORT

DOCUMENTS REQUIRED 46 A :

+COMMERCIAL INVOICE IN 3 COPIES DULY SIGNED, INDICATING THE CREDIT

NUMBER.

+ FULL SET OF CLEAN ON BOARD MARINE BILLS OF LADING MADE OUT TO

ORDER OF SHIPPER BLANK ENDORSER MARKED FREIGHT PREPAID NOTIFY

APPLICANT.

+DRAFT IN ONE COPIES.

+PACKING LIST IN THREE COPIES.

+G.S.P.CERTIFICATE OF ORIGIN FORM A IN ONE COPY.

+CERTIFICATE OF QUALITY AND QUANTITY IN ONE COPY.

ADDITIONAL COND 47 A :

+ TT REIMBURSEMENT IS NOT ACCEPTABLE

+ THIS LC IS NOT TRANSFERABLE

+ INSURANCE TO BE EFFECTED BY APPLICANT

+ CONTRACT NO. BNA167 AND L / C NO. MUST BE INDICA TED ON ALL

DOCUMENTS.

+ ……NITS NEW YORK BNA167?? MUST BE STA TE ON SHIPPING MARK.

+ 5 PERCENT MORE OR LESS IN AMONT AND QUANTITY ARE ACCEPTABLE. QETAILS OF CHARGES 71 B : ALL BANKING CHARGES OUTSIDE U.S.A

ARE FOR ACCOUNT OF BENEFICIARY. PRESENTATION PERIOD 48 : DOCUMENTS MUST BE PRESENTED WITHIN

15 DAYS AFTER THE DATE OF SHIPMEN

BUT WITHIN THE CREDIT EXPIRY.

CONFIRMA TION *49 : WITHOUT

INSTRUCTIONS 78 :

FORWARD RELATIVE SHIPPING DOCUMENTS TO US, OUR ADDRESS: 5-2

WALL STREET, NEW YORK 103-0021, U.S.A, IN ONE

LOT BY COURIER SERVICE.

IN REIMBURSEMENT, WE SHALL COVER YOU AS REQUESTED.

A DISCREPANCY FEE OF USD45.00 WILL BE DEDUCTED FROM THE PROCEEDS

IF DOCUMENTS CONTATINING DISCREPANCIES ARE PRESENTED TO US UNDER

THIS CREDIT.

TRAILER ORDER IS

MAC: 30E0F085

CHK: 8809C32A8084

三、进口信用证

（一）上海新东方股份有限公司手持与美国ABB公司签订的进门合同一份，来我行申请开立信用证，填写了开证申请书（见下表）并缴纳相关费用，我行经审核无误，于当日为其开立一份以花旗银行为通知行的不可撤消即期信用证。

我行应新东方公司的要求，向纽约银行发SWIFT电文，增加上述开立的信用证金额，增加额为1万美元。

在提单正本还未到达时，新东方公司持提单副本和发票，来我行申请做担保提货，担保提货金额与信用证金额相同，我行经审核后，同意出具但保书。

不久，我行收到议付行寄来的全套单证，经审单、审证无误后，立即通知新东方公司赎单，并向议付行付款。

请同学们根据以上信息处理进口信用证业务，完成相应的流程。

（二）上海新东方公司手持与美国纽约ABB公司签订的进口合同一份，来我行申请开立信用证，填写了开证申请书并缴纳相关费用，我行经审核无误，于当日为其开立一份以花旗银行为通知行的不可撤消即期信用证。

不久，我行收到议付行寄来的全套单证，经审单、审证无误后，立即通知新东方公司赎单，该公司以单证不符为由提出拒付。

请同学们根据以上信息处理进口信用证业务，完成相应的流程。

（三）上海新东方股份有限公司手持与美国纽约ABB公司签订的进口合同一份，来我行申请开立信用证，填写了开证申请书并缴纳相关费用，我行经审核无误，于当日为其开立一份以花旗银行为通知行的卖方远期信用证（at 90 days after sight开证行见票后90天付款）；

不久，我行收到美国ABB公司寄来的全套单证，经审单、审证无误后，立即通知新东方公司承兑。新东方公司承兑后取得提单，并在汇票到期时向我行付款。

请同学们根据以上信息处理进口信用证业务，完成相应的流程。

IRREVOCABLE DOCUMENTARY CREDIT APPLICATION TO:STINALATION BANK OF SHANGHAI FINANCE COLLEGE

Account No.: with: (name of bank) Transacted by :

Telephone No.: (Applicant: name, signature of authorized person )

(with seal)