2006年英语专业四级真题作文讲解分析

A good habit ---saving money

A new survey about saving money among students showed that nearly 70% of students think it’s a good habit. While others hold the idea that using tomorrow’s money today is better. As for me, I think saving money is a good habit as it can benefit us a lot. So we should develop the habit.

As we all know, saving money is a traditional habit that can make us out of trouble especially when we encounter to some emergency. Let’s say, when you are sick and need some money anxiously, if you have saved some then you can take them out to deal with the emergency. Besides, saving money can make one avoid some unnecessary expense. With the development of society, some luxury goods appear in our life some of which are just to joy ourselves. So if one has the sense of saving money, then he would try his best to avoid such unnecessary expense. Also, saving money is helpful to develop one’s sense of independence. For one who saves money surely has realized the importance of not always ask money from his parents and dealing with things by himself. Gradually, he would develop the habit of how to deal with his limited money even also make a plan. These is surely good to make him independent.

All in all, I really hope we can herit the tradition of saving money which will benefit us a lot.

Passage II

Nowadays, many students prefer to spend their money without planning while some prefer to save money. When it comes to me, I believe it is better to save a portion of the money for the future.

By saving money, we can give ourselves more security. We cannot predict the future; perhaps we will be jobless one day. At that time like this, our saving can spare us a great deal of suffering and help to find a new job through the hard time. In addition, saving money allows us to build up a large sum. We can then buy something more worthwhile than the small things. But if we spend tomorrow’s money today, we may not be able to deal with the trouble or buy expensive products that we want in the future. What’s more, we practice of saving helps us develop the habit of setting goals and planning for our future. In this way, we are bound to lead more meaningful and successful lives.

Though nobody likes to wait for the things that he wants, if we learn to save our money, we can gain more advantages in the future. We will lead more secure and, thus, happier lives. In a word, saving money is really a good thing for us to do!

For reference

1.

Saving money is a good habit that will never be out of date no matter what progress the society has made. It has done much good to the development of history, of our country and of ourselves and will remain functioning in our life because of its good points.

First, saving money does contribution to the country by way of reducing the waste of resources and energy, which corresponds to the call of “Building an economical society”. Our China has improved a lot since the open-up and reform policy took effect. However, the large population means we could not be too pride of that. Keeping in mind the importance of saving money, each family reduces the waste and so does the country. Second, it is good to ourselves, especially to the young people. The habit of saving money requires restraining of oneself, full-considering of all aspects and respecting of other people’s labor, which effects on us slowly, subtly and meaningfully.

A person who restrains himself or herself, considers everything and respects others is likely to succeed.

So I’m strongly for the habit of saving money. It is good for the future of our country, ourselves.

2.

Money is to our life what blood is our body. Nobody could live without money. According to a recent survey conducted by one authoritative information corporation, an estimated 67% of college students think saving money is a good habit. On the contrary, the rest are convinced that spending tomorrow’s money is better. As far as I am concerned, saving money best suits me and renders me the greatest enjoyment.

Admittedly, spending tomorrow’s money, as advocated by many, has its active role to play in our economic life. It can spur people to make more money to enjoy life. And consumerism brought about by this trend can of course do a great deal to drive forward our economy. However, there are numerous merits for saving money. First thing first, saving money is a preparation for a secured life. The best way to secure a sage and sound life and be free from poverty, want and anxiety about future is, of course, in current situation, to have a certain amount of money in hand. In our daily life, various things unexpected and emergent may fall upon us. In these cases, if we have savings, we can manage to overcome these crises more easily. In addition, money dissipating and luxurious life can weaken us. By contrast, just as Albert Einstein put it, “a simple and unassuming life is good for everybody, physically and mentally.”

In short, saving for the rainy day, a fine tradition of Chinese nationality, can provide us with the greatest security and the best satisfaction of life.

3.

Today, more and more youth accept a new attitude toward financial management, that is, using tomorrow’s money to pay for the expenses today. Compared the traditional habit of saving money, I prepare the former and think it is a good way to enjoy one’s life.

In the past, without the popularization of loan system form the bank in China, people worked hard and saved money to buy a big house nearly at moment before their retirement. However, as it is known, when people stepped into their final stages, decease also came to them. The result was that they had been through hardships the whole life but had neither time nor energy to enjoy their lives when they had money. How tiresome and meaningless it is if one always thinks of working hard and saving money without appreciate the present life!

On the other hand, if people use tomorrow’s money today, they will be under pressure to repay the debts. Thus they will be stimulated to work hard and earn more money. Therefore, they will always keep themselves in a vigorous state, at the same time enjoy their wonderful lives.

To sum up what I said above, I think using tomorrow’s money today is a better way, especially in modern society. I also believe that with the development of society, more and more people will accept the opinion and benefit form the new mode of life.

4.

A recent survey, carried out by a Beijing-based information company, has shown that two thirds of the Chinese students today favor the idea of saving money for later use, whereas quite many

others deem it much better to use tomorrow’s money today. Personally, I side with the former. Firstly, saving money can relieve one’s anxiety in case of accidents, disease or other mishaps. As we all know, when one faces such tragedies as fire damage or fatal diseases, one would need a large amount of money to survive such difficulties. Secondly, saving money can give one a sense of fulfillment. Since most people work hard every day, they will be quite happy and satisfied with his “achievement”when they find they have accumulated a large deposit in the bank. Thirdly, saving money allows one to give a helping hand to others. With money available at the moment, one can offer badly needed help to those in temporary difficulty, say, those who are suffering from flood, famine, a car accident, or things like that. Yet taking a loan from a bank is often too costly. Thus a timely help will be rewarded with gratitude. A dependable friendship will eventually be fostered.

To sum up, saving money does have many advantages. Indeed, it is an important aspect of the Chinese conception virtue. Therefore, let’s start saving money from today on.

5.

A recent survey, carried out by a Beijing-based information company, has shown that two thirds of the Chinese students today favor the idea of saving money for later use, whereas quite many others deem it much better to use tomorrow’s money today. Personally, I side with the former. Firstly, saving money can relieve one’s anxiety in case of accidents, disease or other mishaps. As we all know, when one faces such tragedies as fire damage or fatal diseases, one would need a large amount of money to survive such difficulties. Secondly, saving money can give one a sense of fulfillment. Since most people work hard every day, they will be quite happy and satisfied with his “achievement” when they find they have accumulated a large deposit in the bank. Thirdly, saving money allows one to give a helping hand to others. With money available at the moment, one can offer badly needed help to those in, temporary difficulty, say, those who are suffering from flood, famine, a car accident, or things like that. Yet taking a loan from a bank is often too costly. Thus a timely help will be rewarded with gratitude. A dependable friendship will eventually be fostered.

To sum up, saving money does have many advantages. Indeed, it is an important aspect of the Chinese conception of virtue. Therefore, let’s start saving money from today on.