国际经济与贸易毕业论文我国外贸企业国际结算的风险与防范 精品

郑州大学国际学院

本科毕业论文

题目我国外贸企业国际结算的风险与防范

——以托收为例

指导教师职称

学生姓名学号

专业国际经济与贸易班级

院（系）商学院经济与贸易系

完成时间 2012年4月 10日

我国外贸企业国际结算的风险与防范

——以托收为例

摘要

国际结算是指国际间由于政治，经济，文化，外交，军事等方面的交往或联系而发生地，以货币表示债权债务的清偿行为或资金转移行为。分为有形贸易和无形贸易类。有形贸易引起的国际结算为国际贸易结算。无形贸易引起的国际结算为非贸易结算。传统的国际贸易结算方式有：汇付、托收、信用证。

近年来,随着经济全球化浪潮的到来,各国间贸易迅速发展,国际市场发生了重大变化,国际贸易竞争日益激烈,竞争手段不断增加，选择结算方式也成了一种重要竞争手段,且每一种结算方式都有自身特点和潜在的风险。中国作为一个全球贸易大国，贸易额占国内经济很大比重，如何确保国际贸易结算的安全成为目前重要的议题之一。本文主要对当前我国外贸企业国际结算的现状进行研究，以托收为例，对我国外贸企业在国际结算中所存在的风险以及风险的防范进行分析，并提出我国外贸企业国际结算的发展趋势。

关键词：中国/外贸企业/国际结算/风险

RISK AND PREVENTION OF CHINESE FOREIGN

TRADE FOR INTERNATIONAL SETTLEMENTS

ABSTRACT

International settlement refers to the international political, economic, cultural, diplomatic, and military exchanges or contact occurred, the repayment behavior of credit and debt currency or funds transfer behavior. Divided into visible and invisible trade class. The visible trade for International Settlements (BIS) for international trade settlement. The invisible trade for International Settlements (BIS) caused by non-trade settlement. The traditional method of settlement of international trade: remittance, collection, letters of credit.

With the advent of economic globalization in recent years, trade among countries in the rapid development of the international market has undergone major changes, an increasingly competitive international trade, increasing competition means to select the settlement has become an important means of competition, and each a settlement has its own characteristics and potential risks. China as a global trading power, the trade volume accounted for a large proportion of the domestic economy, and how to ensure security has become one of the important issues of international trade settlement. In this paper, research on the current status quo of China's foreign trade enterprises for International Settlements (BIS) to the collection, for example, analysis of China's foreign trade enterprises in the international settlement risks and risk prevention, and proposed the development trend of China's foreign trade enterprises for International Settlements (BIS).

Key word China, International Settlement, Risk Prevention

目录

摘要................................................... I ABSTRACT ................................................ II 1导言.. (1)

1.1 国际结算的简述 (1)

1.2 我国外贸企业国际结算的现状 (1)

1.3 选题意义 (2)

2.托收的概述 (2)

2.1托收结算方式的当事人 (2)

2.2托收的分类 (3)

2.3 托收的程序 (3)

3.我国外贸企业采用托收方式的风险 (4)

3.1因资信较差而造成进、出口商的风险 (4)

3.2因政治原因造成的风险 (5)

3.3 贸易术语选用不当的风险 (6)

3.4银行选择不当造成的风险 (6)

4.我国外贸企业采用的托收方式的风险防范 (7)

4.1出口商对风险的防范 (8)

4.1.1 消除认识误区，建立资信调查评估机制 (8)

4.1.2了解进口国家对托收的规定和习惯做法 (9)

4.1.3 选用合适的贸易术语，建立债权保障机制 (9)

4.1.4与其它结算方式结合使用，降低风险 (10)

4.2进口商对风险的防范 (10)

4.2.1加强对出口商的了解 (10)

4.2.2 对于不同地区的客户，采用不同的做法 (11)

4.2.3 灵活采用结算方式 (11)

4.2.4 提高对出口商的要求 (11)

结束语 (13)

致谢 (14)

参考文献 (14)