金融英语复习资料

There are ten blanks in this part. In each blank, you should put a word given below in its proper form.

Premium financial loss policyholder transfer the insurer

A price reserve the insured possible individual

Insurance is an arrangement by which one party (1) promises to pay another party ( (2) or policyholder ) a sum of money if anything happens which causes the insured to suffer a (3). The responsibility for paying such losses is then (4) from the policyholder to insurer. In return for accepting the burden of paying for losses when they occur, the insurer changes the insured (5), the insurance premium.

Insurance works because the insurer can collect (6) from a group of people in similar circumstances, not all of whom will suffer losses in any one year. These premiums are then pooled together, and used by the insurer to pay losses. Losses are thus shared out among all the (7) rather than borne solely by the unlucky few.

Nowadays insurance not only shares losses among (8) and organizations, it also spreads them over time. This is (9) because in years when losses are, insures can build up (10) (out of premium contributions and their investment earnings) that can subsequently be used in more difficult years.

Keys

1.The insurer

2.The insured

3.Financial loss

4.Transferred

5. A price

6.Premium

7.Policy holders

8.Individuals

9.Possible

10.Reserves

Liquidity risk arises from the inability of a bank to accommodate unexpected decreases in (1) or to fund increases in (2). When a bank has (3) liquidity, it cannot obtain sufficient funds, either by increasing liabilities or by (4) assets promptly, at a reasonable cost, thereby affecting profitability. In extreme cases, insufficient liquidity can lead to the (5) of a bank.

1. A. liabilities B. assets C. sufficiency D. supply

2. A. liabilities B. assets C. efficiency D. profitability

3. A. adequate B. inadequate C. accurate D. inaccurate

4. A. changing B. exchanging C. converting D. turning

5. A. efficiency B. ability C. solvency D. insolvency

Key

1. A

2. B

3. B

4. C

5.D

There are ten blanks in this part. In each blank, you should put a word given below in its proper form.

trade above expiration respond strike

Profitable seller how most financial

In general, an option gives to the buyer the right, but not the obligation, to buy or sell a good, whereas the option seller must (1) accordingly. Many different types of option contracts exist in the (2) world. The two major types of contracts (3) on organized options exchanges are calls and puts.

A call gives to the buyer of the option contract the right to buy a specified number of units of an underlying asset, at a specified price called the exercise or (4) price, on or before a specified date called the expiration date or strike date. A put gives it’s the buyer the right to sell a specified number of units of an underlying asset at a specified price on or before a specified date. In all cases the (5) of the option contract, the writer, is subordinate to the decision of the buyer, and the buyer exercises the option only if it is (6) to him or her. The buyer of a call benefits if the price of the asset is (7) the exercise price at expiration. The buyer of a put benefits if the asset price is below the exercise price at expiration.

The complete definition of an option must clearly specify (8) the option can be exercised. A European-type option can only be exercised on a specified date, usually the (9) data. An American-type option only be exercised by the buyer at any time until the expiration date. American options are used on (10) of the organized options exchanges in the world. Both types of options can be freely traded at time until expiration.

Key

1. respond

2. Financial

3. Traded

4. Strike

5. Seller

6. profitable

7. Above

8. Bow

9. Expiration 10. Most

There are ten blanks in this part. In each blank, you should put a word given below in its proper form.

Entries objective evidence available much confidence

Bad debts invoice factors forecasts external

The objectivity principle requires that entries in the accounting records be based on (1) as far as possible, such as statements issued by (2) organizations. If this principle is ignored, the (3) of users of the financial statements could not be maintained. For example, evidence such as (4), bank statements, and other objective evidence supports the accounting (5) and records. In some cases, judgments, estimates and other (6) must be used in preparing financial statements. In these circumstances, the most objective evidence (7) should be used. For example, the provision for (8) is an estimate of losses expected from credit sales collection. These estimations should be based on objective factors as (9) as possible, such as the company’s past experience with bad debts and economic (10).

Key

1. objective evidence

2. External

3. Confidence

4. Invoices

5. entries

6. Factors

7. Available

8. Bad debts

9. much 10. forecasts

There are ten blanks in this part. In each blank, you should put a word given below in its proper form.

Loan function maintain deposit with

Liquidity alone safety require confident

Loans, generally speaking, are made not from the bank’s own resources but from the funds deposited to it by its customers, hence commercial banks must always (1) a delicate balance among the three objectives of liquidity, safety and profitability in the daily management of funds. Each of them can never be considered (2) though the paramount importance of liquidity must be recognized.

For a bank, the term “liquidity”is chiefly concerned (3) the ability to meet demands for payments of deposits at any time. However, the need for (4) is not based entirely on the deposit function; it is also closely tied to the credit (5), that is, the obligation of every bank to serve the credit (6) of its customers and the community. Liquidity also enables a bank to provide for the (7) requirements of its long-established customers who enjoy good credit standing. In addition, it is equally essential that the banks take every possible measure to protect the funds (8) by depositors who must be made to feel that funds left with the bank are (9) at all time. Lastly, a bank should always try its best to improve its annual net income which will increase the (10) of its depositors and the public.

Key

1. maintain

2. Alone

3. With

4. Liquidity

5. Function

6. requirement

7. Loan

8. Deposited

9. Sate 10. Confidence

1.Although banks share many common features with other profit-seeking businesses, they

play a unique role in the economy through mobilizing savings, allocating capital funds to finance productive investment, transmitting monetary policy, providing a payment system and transforming risks.

2.The implementation of the stabilization and structural measures has been a major factor

underlying the resilience of the Chinese economy in the context of the crisis in Asian financial markets and the recent weakening of global economic activity.

3.The reform of the financial system and particularly the diversification of banking

institutions have increased competition in the banking sector and improved financial services in China.

4.Before extending a loan, a commercial bank shall conduct strict examination of its

purpose, the capability of the borrower and form of repayment as well as other relevant matters.

5.Sound and effective regulation and, in return, the confidence it brings is important for

the integrity and the development of the markets.

6.The securities and futures markets are vital to the growth and strength of market

economics as they support corporate initiatives, finance the exploitation of new ideas and facilitate the management of financial risk.

7. A cash flow statement covers a period of time and accounts for the increase or decrease

in a company’s cash by showing where the company got cash and the uses it made of cash during the period.

8.Present value is the value today of an amount to be received or paid in the future; the

future amount must be discounted at a specified rate of interest.

9.The primary concerns of accounting controls lie with systems authorization and

approval controls over assets, internal auditing procedures and other financial matters. It is the management’s responsibility to establish and maintain an appropriate system of internal accounting control.

10.Globalization of the world economy can be expected to lead to a rise in the relative

importance of investment banking in the financial system.

Key

1.尽管银行与其他以营利为目的的企业具有许多共同特征，但他在国民经济中还发挥

着特殊作用。银行可以动员储蓄，为生产性企业投资调配资金，传导货币政策，提供支付体系，转化风险。

2.宏观经济稳定政策和结构调整措施，是我国经济在亚洲金融危机阴影笼罩和近年来

全球经济疲软的环境下，依然保持较快发展的一个重要因素。

3.金融体系的改革，特别是银行结构的多元化，加强了我国银行间的竞争，从而改善

了中国金融业的服务质量。

4.在发放贷款前，商业银行要对借款的目的、借款人的偿付能力、偿债方式以及其他

金融专业英语阅读(答案)

Lesson One Translate the following passage into Chinese 1.紧缩性货币政策和扩张性货币政策都涉及到改变一个国家的货币供应量水平。扩张性货币政策增加货币供应量，而紧缩性货币政策会减少货币供应量。 2.当联邦储备体系在公开市场上购买有价证券，会引起证券价格上涨。债券价格和利率成反比关系。联邦贴现率就是一种利率，因此降低联邦利率实际上就是降低利率。如果联邦储备系统决定降低法定储备要求，那么银行能够进行投资的资金会增加。这会引起投资比如债券价格的上涨，因此利率会降低。无论联邦储备体系用何种方法来增加货币供应量，利率都会降低，债券价格会上涨。 Translate the following sentences into English 1. China would maintain a stable currency and prudent monetary policy, and expected to stay within its growth and inflation targets this year 2.China would also maintain a prudent monetary policy to support economic development while preventing inflationary pressure and financial risks 3. China’s economy continued to grow steadily and rapidly in the first quarter, with investment in fixed assets slowing and domestic consumption accelerating. 4.because of China’s large increase in its trade surplus and foreign exchange reserves in the first quarter, the effectiveness of its monetary policy — used to help control inflation — was facing “serious challenges.” 5. The central bank would seek to further streamline its foreign exchange system to facilitate the orderly outflow of funds. At the same time, it would tighten the management of foreign exchange inflows and settlement. —Three Translation: Translate the following passage into Chinese 1．外汇交易当然是指两种不用货币之间的交易了。每一组货币的交易或“买卖”都包含两个部分。一个是即期市场，在这个市场中支付（交付）需在交易时立即进行（在实际操作中一般是在第二个交易日进行），另一个就是远期市场。远期市场的汇率是在交易的时候就先确定了，但实际的交易，或交付则是在未来的某个特定时间进行的。 2．外汇交易期权是指一种货币和另一种货币在未来进行交付的一个合同，在此合同中，

金融专业英语单词

金融专业英语单词内部编号：（YUUT-TBBY-MMUT-URRUY-UOOY-DBUYI-0128）

金融专业英语词汇大全 a flat percentage rate of income 统一比率的所得税税率 a long position 多头部位，利多形势 a long positio 多头寸；买进的期货合同 a put option on a debt security 债务证券的卖出期权 a sales slip 签购单据，售货清单 a short position 空头部位，短缺头寸 a short position 空头；卖出的期货合同 a tax return 税务申报表 abnormal depreciation 特别折旧abnormal spoilage 非正常损坏 aboriginal cost 原始成本 acceptance bank 票据承兑行 acceptance method 承兑方式 acceptance risks 承兑风险 accepting bank 承兑银行 accessory risks 附加保险，附加险 accident insurance 意外保险（不包括海上，火灾和人寿险） accommodation of funds 资金融通 accompany vt. 附带，伴随，陪同 account charges 账户费用 account current (A/C,a/c) 往来帐户 account number (A/N) 帐号 account statement 帐户清单 accounting exposure 会计风险 accounting risks 会计风险 accounting value 帐面价值 accounts of assured 保险帐户 accrued bond interest 应计债券利息 accrued depreciation 应计折旧 accrued dividend 应计股利

金融英语词汇

常见银行英文词汇储蓄银行及金融机构会计经济政策金融债券 FORFAITING 储蓄(save) account number帐目编号depositor存户 pay-in slip存款单 a deposit form存款单 a banding machine自动存取机to deposit存款 deposit receipt存款收据private deposits私人存款certificate of deposit存单deposit book,passbook存折credit card信用卡 principal本金 overdraft,overdraw透支 to counter sign双签 to endorse背书 endorser背书人 to cash兑现 to honor a cheque兑付 to dishonor a cheque拒付 to suspend payment止付cheque,check支票 cheque book支票本 order cheque记名支票 bearer cheque不记名支票crossed cheque横线支票 blank cheque空白支票 rubber cheque空头支票cheque stub,counterfoil票根cash cheque现金支票 traveler's cheque旅行支票cheque for transfer转帐支票outstanding cheque未付支票canceled cheque已付支票

forged cheque伪支票 Bandar's note庄票，银票银行及金融机构(Banks and financial organizations) banker银行家 president行长 savings bank储蓄银行 Chase Bank大通银行 National City Bank of New York花旗银行 Hongkong Shanghai Banking Corporation汇丰银行 Chartered Bank of India,Australia and China麦加利银行 Banque de I'IndoChine东方汇理银行 central bank,national bank,banker's bank中央银行 bank of issue,bank of circulation发行币银行 commercial bank商业银行，储蓄信贷银行 member bank,credit bank储蓄信贷银行 discount bank贴现银行 exchange bank汇兑银行 requesting bank委托开证银行 issuing bank,opening bank开证银行 advising bank,notifying bank通知银行 negotiation bank议付银行 confirming bank保兑银行 paying bank付款银行 associate banker of collection代收银行 consigned banker of collection委托银行 clearing bank清算银行 local bank本地银行 domestic bank国内银行 overseas bank国外银行 unincorporated bank钱庄 branch bank银行分行 trustee savings bank信托储蓄银行 trust company信托公司 financial trust金融信托公司 unit trust信托投资公司 trust institution银行的信托部 credit department银行的信用部 commercial credit company(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit街道储蓄所 credit union合作银行 credit bureau商业兴信所

金融专业英语及翻译

Opposite指“位置、方向、地位、性质、意义等对立的、相反的”, 如: 如: “True” and “ false ” have opposite meanings. “真”与“假”有着相反的意思。 Contrary指“两物朝相反的方向发展”, 含有“互相冲突, 不一致”的意思, 如: Your plan is contrary to mine. 你的计划与我的相反。 Inverse 颠倒的；倒数的 Evil is the inverse of good. Reverse 反过来，翻转 He reversed the car. 他倒车. 教育类素质教育 education for all-round development 应试教育 the examination-oriented education 义务教育 compulsory education 片面追求升学率 place undue emphasis on the proportion of students' entering school of a higher level 高分低能 good scores but low qualities 扩招 expand enrollment 教书育人 impart knowledge and educate people 因材施教 teach students according to their aptitude 提高身心素质 improve the health and psychological quality 大学生创业 the university students' innovative undertaking 社会实践 social practice 文凭 diplomas and certificates 复合型人才 interdisciplinary talents 文化底蕴 the rich cultural deposits 适应社会的改变 adjust to the social changes 满足社会的急需 meet the urgent needs the society 工作类人才流动和双向选择 talent flow and a dual-way selection 试用期 probationary period 跳槽 job-hopping 自由职业 freelance work 拜金主义 money worship 获得名利 achieve fame and wealth 充分发挥个人的潜力 develop fully one's potential and creativity 工作出色 excel in one's work 社会和个人的尊重 social and personal esteem 生计问题 a bread and butter issue 人才交流 talents exchange 培养人才 cultivate talents 人才外流 brain drain 失业问题 unemployment problems 下岗职工 the laid-off workers 自谋生路 be self-employed 劳动力短缺 shortage of manpower 医药卫生类卫生环境 sanitary environment 营养不良 malnutrition

金融英语词汇表

unit one division of labor 劳动分工 commodity money 商品货币 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产 the liquidity scale 流动性指标 real estate 不动产 checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金 repurchase agreements 回购协议 certificate of deposits存单 bond 债券 stock股票 travelers'checks 旅行支票 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 thrift institutions 存款机构 financial institution 金融机构 commercial banks商业银行 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准 unit two reserve 储备 note 票据 discount贴现 circulate流通 central bank 中央银行 the Federal Reserve System联邦储备系统 credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制

金融专业英语翻译学习：跟单信用证常见条款及短语

金融专业英语翻译学习：跟单信用证常见条款及短语applicant 开证人（申请开证人） principal 开证人（委托开证人） accountee 开证人 accreditor 开证人（委托开证人） opener 开证人 for account of Messrs 付（某人）帐 at the request of Messrs 应（某人）请求 on behalf of Messrs 代表某人 by order of Messrs 奉（某人）之命 by order of and for account of Messrs 奉（某人）之命并付其帐户 at the request of and for account of Messrs 应（某人）得要求并付其帐户 in accordance with instruction received from accreditors 根据已收到得委托开证人得指示 2.beneficiary 受益人 beneficiary 受益人 in favour of 以（某人）为受益人 in o ne′s favour 以……为受益人 favouring yourselves 以你本人为受益人

3.drawee 付款人（或称受票人，指汇票） to drawn on (or ：upon) 以（某人）为付款人 to value on 以（某人）为付款人 to issued on 以（某人）为付款人 4.drawer 出票人 5.advising bank 通知行 advising bank 通知行 the notifying bank 通知行 advised th rough…bank 通过……银行通知 advised by airmail/cable through…bank 通过……银行航空信/电通知 6.opening bank 开证行 opening bank 开证行 issuing bank 开证行 establishing bank 开证行 7.negotiation bank 议付行 negotiating bank 议付行 negotiation bank 议付行 8.paying bank 付款行 9.reimbursing bank 偿付行

金融英语习题

1. Usually the low interest rate currency trades at a ______ to the high interest rate currency in the forward market. A. premium B. par C. discount D. bar 2. Which of the following statements about standby letters of credit is true？______. A. They can serve as a guarantee to a buyer against a seller defaulting B. They are contrary to the general rule that letters of credit may only be used for the actual movement of goods C. They are unlike a tender bond in their legal standing and method of operation D. They are unlike a tender bond with its fixed expiry date 3. The most liquid of all assets is ______. A. the stock of commercial banks B. M 1 C. intelligence D. the debt of major corporations 4. Beta and standard deviation differ as risk measures in that beta measures ______. A. only unsystematic risk，while standard deviation measures total risk B. only systematic risk，while standard deviation measures total risk C. both systematic and unsystematic risk，while standard deviation measures only unsystematic risk D. both systematic and unsystematic risk，while standard deviation measures only systematic risk 5. What information would you find in a statement of cash flows that you would not be able to get from the other two primary financial statements？______. A. Cash provided by or used in financing activities B. Cash balance at the end of the period C. Total liabilities due to creditors at the end of the period D. Net income 6. An analyst estimates that a stock has the following probabilities of return depending on the state of the economy： State of economyProbabilityReturn Good 0.1 15% Normal 0.6 13% Poor 0.3 7%The expected return of the stock is ______. A. 7.8% B. 11.4% C. 11.7% D. 13.0% 7. According to the rules of debit and credit for balance sheet accounts ______. A. increases in asset，liability，and owner’s equity accounts are recorded by debits B. decreases in asset and liability accounts are recorded by credits C. increases in asset and owner’s equity accounts are recorded by debits D. decreases in liability and owner’s equity accounts are recorded by debits 8. Individuals will accept the medium of exchange in return for goods and services only if they are confident that ______. A. the inflation rate is zero B. it possesses intrinsic value C. they can pass it on to others D. they can exchange it for gold 9. When a country’s currency appreciates，the country’s goods abroad become ______ and foreign goods in that country become ______. A. cheaper... more expensive B. more expensive... cheaper C. cheaper...cheaper D. more expensive... more expensive 10. A US company is bidding for a contract in China. Its Chinese customer asks for a

常用金融英语词汇大全必备单词

常用金融英语词汇大全必备单词在英语的学习中，词汇量的积累无疑是很重要的，有关金融方面的英语单词你知道多少呢，下面是学习啦小编整理的一些常用金融英语词汇，希望对大家有帮助。常用金融英语词汇：H 合理预期 rational expectation 核心资本 core capital 合资企业 joint-venture enterprises 红利 dividend 宏观经济运营良好 sound macroeconomic performance 宏观经济基本状况 macroeconomic fundamentals 宏观调控 macroeconomic management(or adjustment) 宏观调控目标 macroeconomic objectives(or targets) 坏账 bad debt 还本付息 debt service 换汇成本 unit export cost;local currency cost of export earnings 汇兑在途 funds in float 汇兑支出 advance payment of remittance by the beneficiary's bank 汇率并轨 unification of exchange rates 活期存款 demand deposits 汇率失调 exchange rate misalignment 混合所有制 diversified(mixed)ownership 货币政策态势 monetary policy stance 货款拖欠 overdue obligations to suppliers 常用金融英语词汇：J 基本建设投资 investment in infrastructure 基本经济要素 economic fundamentals 基本适度 broadly appropriate 基准利率 benchmark interest rate

金融英语证书考试试题

金融英语证书考试（FECT）Exercises-1（1） 1.Which of the following is not a function of money？______。? A.To act as a medium of exchange B.To act as a unit of account C.To act as a store of value D.To provide a double coincidence of wants E.To act as a means of payment 2.The price in the foreign exchange market is called ______。 A.the trade surplus B.the exchange rate C.the money price D.the currency rate 3.Market risk refers to the risk of______。 A.financial prices fluctuations B.default C.fraud D.deferred payments 4.Which of the following is not among the generally accepted accounting principles？______。 A.Cash basis B.Prudence C.Consistency D.Going concern

E.Money measurement。 5.What is a documentary letter of credit？______。 A.A conditional bank undertaking to pay an exporter on production of stipulated documentation B.A method of lending against documentary security C.An international trade settlement system biased in favour of importers D.All of the above 6.Holding a group of assets reduces risk as long as the assets ______。 A.are perfectly correlated B.are completely independent C.do not have precisely the same pattern of returns D.have a correlation coefficient greater than one 7.An amount，payable in money goods，or service，owed by a business to a creditor，is known as a/an 。 A.liability B.debt C.equity D.asset 8.What function is money serving when you buy a ticket to a movie？______。 A.store of value

金融专业英语

1.The 3 main functions of commercial banks: the creation of money accomplished through lending and investing activities the holding of deposits the provision of a mechanism for payments and transfers of funds 2.What are negotiable instruments? Negotiable Instruments are documents used in commerce to represent the ownership and secure the payment of money. 3.Why do we need negotiable instruments when making payments? Paying large sums of money in cash is inconvenient and risky. Negotiable Instruments such as Bills of Exchange, Cheques and Promissory Notes are wildly used as instruments in the international settlement. They represent a right to payment. A right is a promise and not a tangible piece of property. 4.What is a crossing? It is a direction to the paying bank that the money proceeds should be paid to the payee’s bank and not directly to the payee himself. General crossings: consisting of two transverse parallel lines across the face of the cheque. Special crossings: consisting of the name of a particular bank to which payment must be made, and the name itself is the crossing. 5.What is the most important difference between bills of exchange and promissory notes? 6.Why debit cards are named as “debit”cards? The amount of the purchase is immediately debited from the account and no credit is involved. 7. fiduciary /fi‘dju:?i?ri/ a. 受托的n.受托人 A company director owes a fiduciary duty to the company 7.The three most-commonly used means of international settlement: remittance collection documentary credit The other two means: standby L/C & bonds 9.A documentary collection gives greater security than settlement on open account, because the importer cannot take possession of the goods without either making payment or accepting a bill of exchange. The banks concerned are under no obligation to pay. 10.Can the exporter be sure at the time of dispatch of the goods that the buyer will actually pay the sum owed? No. So this form of settlement is therefore most appropriate in the following cases: if the exporter has no doubt about the buyer’s willingness and ability to pay; if the political, economic and legal environment in the importing country is considered to be stable;

(金融保险)常用金融英语词汇

常用金融英语词汇 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accrued interest 应计利息 Accredited Investors 合资格投资者；受信投资人指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者 Accredit value 自然增长值 ACE 美国商品交易所 ADB 亚洲开发银行 ADR 美国存股证；美国预托收据；美国存托凭证 [股市] 指由负责保管所存托外国股票的存托银行所发行一种表明持有人拥有多少外国股票(即存托股份)的收据。ADR一般以美元计价和进行交易，及被视为美国证券。对很多美国投资者而言，买卖ADR比买卖ADR所代表的股票更加方便、更流动、成本较低和容易。大部份预托收据为ADR；但也可以指全球预托收(GDR) ，欧洲预托收据(EDR) 或国际预托收据(IDR) 。从法律和行政立场而言，所有预托收据具有同样的意义。 ADS 美国存托股份 Affiliated company 关联公司；联营公司 After-market 后市 [股市] 指某只新发行股票在定价和配置后的交易市场。市场参与者关注的是紧随的后市情况，即头几个交易日。有人把后市定义为股价稳定期，即发行结束后的30天。也有人认为后市应指稳定期过后的交易市况。然而，较为普遍的是把这段时期视为二级市场 AGM 周年大会 Agreement 协议；协定 All-or-none order 整批委托 Allocation 分配；配置 Allotment 配股 Alpha (Market Alpha) 阿尔法；预期市场可得收益水平 Alternative investment 另类投资 American Commodities Exchange 美国商品交易所 American Depository Receipt 美国存股证；美国预托收据；美国存托凭证(简称“ADR ”参见ADR栏目) American Depository Share 美国存托股份 Amercian Stock Exchange 美国证券交易所 American style option 美式期权 Amex 美国证券交易所 Amortization 摊销 Amsterdam Stock Exchange 阿姆斯特丹证券交易所 Annual General Meeting 周年大会 Antitrust 反垄断 APEC 亚太区经济合作组织(亚太经合组织) Arbitrage 套利；套汇；套戥

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金融学考研专业英语词汇列表（经济类）1．air pocket气囊：指一种股票的显而易见的极其虚弱性。 2．backdoor listing后门上市：一家公司因其自身未能符合交易所上市规定，便买进一个上市公司，将自身并入其中而使自己能够上市。 3．basket purchase一篮子购买：以一种价格购买一组资产。然而在记帐同时，每件物品可以单独记入，并对每件资产指定一个成本。 4．bear trap空头陷阱：当股票下跌时，引起大量抛售，然后价格又上涨。 5．bed and breakfast deals床头和早餐交易：卖空骗局，个人或公司根据事先安排的交易，先卖出股票，继而在第二天买回，以此形成一个抵消资本收益的税损。本做法仅存于英国。 6．bottom fisher底部钓鱼人：寻找那些价格已跌至最底点，即将发生转机的商品或股票投资者。在有些情况指购买破产或濒临破产组织的股票或债券的人们。 7．butterfly spread蝴蝶差：同时在相同或不同的市场上买或卖三种期货合同，产生利润和借贷权。 8．Chinese Wall中国墙：不可逾越的障碍物，用以阻止华尔街商行的交易区不公正地使用投资银行家们从客户那里秘密获得的信息。 9．fallen angle下坠天使：大公司的高价证券因某些不利的负面消息而使价格突然下跌。 10．golden handcuffs金手铐：将经纪人和经纪人事务所连结起来的合同；是经纪业对经纪人从一个公司到另一个公司频繁变动的反应。一般包括将其受雇时接受的大部分报酬返还原公司的协议。 11．gold brick假金砖：毫无价值的带有欺诈特点的证券。 12．gray knight灰骑士：公司收购中并非收购对象所寻求的投机性二次投标者，只想利用收购对象和原投标者之间的问题而牟利。 13．graveyard market墓地市场：一种在其中的不能出来，而在外面的不能进去的证券市场。 14．lame duck跛脚鸭：冒险失败的投机者或股票交易中资不抵债的人。

金融英语测试题自测-打印版

第一章： 1、equity（股本） 2、financial system 3、portfolio（投资组合） 4、bond 5、stock 1.another way for Intel to raise funds to build a new semi-conductor factory is to sell stock in the company. Stock represents ownership in a firm and is, therefore a claim to the profits that the firm makes. For example, if Intel sells a total of 1000000 shares of stocks, then share represents ownership of 1/1000000 of the business 2. A mutual fund is an institution that sells shares to the public and uses the proceeds to buy a selection, or portfolio, of various types of stocks, bonds, or both stocks and bonds. The shareholder of the mutual fund accepts all the risks and returns associated with the portfolio. If the value of the portfolio rises, the shareholder benefits, if the value of the portfolio falls, the shareholder suffers the loss. 第二章： 1、commodity money 2、fiate money 3、bank note 4、Treasury Bill 5、money supply Most countries today have an “independent” central bank, that is, one which operates under rules designed to prevent political interference. Examples include the European Central Bank, the US Federal Reserve, the Reserve Bank of Australia, the Reserve Bank of India, the Bank of England, the Bank of Canada, etc. Some central banks are publicly owned, and others are, in theory, privately owned. In practice, there is little difference between public and private ownership, since in the latter case almost all profit of the bank are paid to the government either as a tax or a transfer to the government.

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金融专业英语词汇大全 1. a 统一比率的所得税税率 2. a 多头部位，利多形势 3. a 多头寸；买进的期货合同 4. a a 债务证券的卖出期权 5. a 签购单据，售货清单 6. a 空头部位，短缺头寸 7. a 空头；卖出的期货合同 8. a 税务申报表 9.特别折旧 10.非正常损坏 11.原始成本 12.票据承兑行 13.承兑方式 14.承兑风险 15.承兑银行 16.附加保险，附加险 17.意外保险（不包括海上，火灾和人寿险） 18.资金融通 19.. 附带，伴随，陪同 20.账户费用 21.() 往来帐户

22.() 帐号 23.帐户清单 24.会计风险 25.会计风险 26.帐面价值 27.保险帐户 28.应计债券利息 29.应计折旧 30.应计股利 31.( 预约保险申报确认书 32.热头股票，活跃的证券 33.（保险用语）实际现金价值 34.实际汇率 35.适应性预期 36.加保，附加保险 37.追加准备金 38.可调整的保险单 39.可调整的保险费 40.已调整的借方余额 41.预缴保险费 42.涨跌理论 43.逆汇、逆汇兑

44.提款通知书 45.通知银行 46.联行 47.关联人 48.次级市场 49.托收代理银行 50.中国农业银行 51.农业贷款 52.（）农（牧）业税 53.备抵呆帐款项 54.() 选择指令 55.运通卡 56.美国标价法 57.小写金额 58.大写金额 59.年费 60. a 银行开户申请书 61.外汇指定银行 62.汇率升值 63.套利 64.套购，套利，套汇 65.套汇

66.套汇或套股 67.套价机会 68.套汇风险 69.做代理 70.做自营 71.() 亚洲开发银行 72.= = 出售价，报价，开价，出价 73.竞价系统 74.估损 75.资产保险 76.保单转让 77.承担风险 78.不对称 79.'s 风险由货主负担 80.收盘指令 81.按市价 82.平值期权 83.( ) 开盘指令 84.拍卖市场 85.(24 a ) 自动取款机（24小时服务） 86.自动转帐 87.平均数