(金融保险类)金融英语口语重要的名词
口语一
B：先生，我能为您做些什么？
C：是的，我公司想开个户，您能给我提供些信息吗？
B：我很乐意。您想开哪种账户？
C：活期账户。我尤其想了解一下你们能够提供的利率。
B：哦，本行提供的利率在全国是最具有竞争力的。至于活期账户，年利率是1.3%。
B：Sir,May I help you?
C：Yes,I want to open an account for my company,can you offer me some information about it?
B：OK,it’s my pl easure.Which kind of account do you want ,the current account or term account?
C：The current account.Specially,I want to know about the interest rate you offer.
B：OK!The interest rate my bank provides is the most competitive in the country.For the demand account ,the interest rate is 1.3% per annum.
口语二
B：女士，上午好。我能为您提供些帮助吗？
C：上午好。我想开个户。
B：您想开哪种账户？
C：还没有确定。我是来参加奥运会的，要在这儿呆一个月左右。
B：那样的话，我想您需要一个支票账户，以便能用支票付账。
C：这是个好主意。支票账户的最低起存额是多少？
B：100美元。您想存多少钱？
C：嗯，我想存10，000 美元。
B：好的，女士。请填一下这张表并在这儿签字。
C：好的，给您。这样行吗？
B：行，这样行。请把您的护照给我看看，可以吗？
C：当然可以。给您。我现在就能开支票了吗？
B：可以。这是支票簿。
C：随便问一下，银行什么时候关门？
B：下午6：00。
C：谢谢您的帮助。
B：不要谢。祝您好运！
C：谢谢。再见。
B：再见。
B：Good morning,Madam.Can I help you？
C：Good morning.I want to open an account with your bank.
B：What kind of account do you want?
C：I’m not sure.I come here for The Olympic Games,so I will be here for a month all so.
B：In the case,I suggest you can open a checking account.Such you can pay your bills by your checks.
C：That’s a good idea.What is the minimum amount for the checking account?
B：100 us dolloars.How much money do you want to deposit?
C：en……I think it’s 10000 us dolloars.
B：OK,Madam.Please fill out the form and sign your name here.
C：OK!Here you are.That’s all right?
B：All right,that’s in order.Would you mind showing me you passport?
C：Of course not.Here you are.Can I write a check now?
B：Yes,you can.This is a check book.
C：By the way,when does the bank close?
B：6:00pm
C：Thank you for your help.
B：You’re welcome.Good luck!
C：Thanks,goodbye.
B：Bye.
口语三
B：下午好，女士。我能为您做些什么吗？
C：下午好。我想在我的账户上存些钱。
B：您想存多少？
C：800美元。
B：您的储蓄账户吗，女士？
C：哦，是活期账户。
B：那好，请在存款单上填明您的账号、姓名以及存款金额。
C：谢谢……给您。这样行吗？
B：很好。请把存折给我。
C：给您存折和现金。
B：谢谢……给您存折。请看看是否正确。
C：正确。谢谢。
B：不用谢。再见。
B：Good afternoon,Madam.What can I do for you?
C：Good afternoon.I want to pay some money into my account.
B：How much would you like to put into your account?
C：800 us dolloars.
B：Is it your savings account madam?
C：Oh,it’s a demand account.
B：OK!Please write down your account number name and credit amount under the deposit slip.
C：Thank you.Here you are.It’s ok?
B：Great.Please give me your passbook.
C：Here are my passbook and cash.
B：Thanks!Here is your passbook.Please have a look at it to make sure is it right.
C：Yes,it’s correct.Thanks!
B：You’re welcome.
口语四
B：我能为您提供什么帮助吗，先生？
C：是的。几个月前，我在贵行开了个户。我从月结算清单上看出余额已经很少了，所以我来存些钱。B：唔，您的是支票账户，账户是多少？
C：账户在这儿。
B：您想存多少钱？
C：1万美元。
B：那好。这是张存款单，请填上。
C：好的。这是填好的存款单和1万美元。
B：谢谢。
C：另外，我的支票簿几乎用完了。您能再给我一本吗？
B：当然可以。这是您的账户，还有一本您要的支票簿。
C：谢谢。再见。
B：再见。
B：What can I do for you,sir?
C：Yes,I opened an account with your bank some monthes ago.I read from the monthly settlement that the balance is already very low,So I want to deposit some money into my account.
B：en……You have a checking account.What is your account number？
C：Here it is.
B：How much would you like to put into your account?
C：10000 us dolloars.
B：OK!Here is the deposit slip.Please fill it.
C：OK!Here are the completed slip and 10000 us dolloars.
B：Thank you!
C：Besides,I have almost run out my check.Can I have another one?
B：Of course.This is your account and your checkbook.
C：Thanks.Byebye.
B：Bye.
口语五
B：我能为您做些什么？
C：是的。我想把这张支票兑现。
B：我看一下……非常遗憾，我得告诉您，这张支票不能兑现。您看，这是张划线支票。这种支票是不能转让的，所以不能直接兑现。
C：哎呀，那我该怎么办？
B：您得先把这支票存入您的账户。
C：是吗？
B：这是银行的规定。银行只是想保证只有支票上指定的人能得到这笔钱。
C：这是个不错的办法。我得首先把这张支票存入我的账户，那么我该办什么手续？
B：哦，非常容易。这是张存款单，请填好，然后在写有“签名”字样的地方签名。当支票兑现时，钱就会转到您的户头上。
C：好的，那我得填上我的姓名、地址和电话好吗……给您。顺便问一下，如果存现金，手续是否相同？B：是的，是相同的。一切都办好了？
C：谢谢。再见。
B：What can I do for you?
C：Yes,I want to cash the check.
B：Let me have a look……I’m very sorry to tell you that you can’t cash,Look this is a crossed check.The checks cann’t be negotiable,so it isn’t cashed directly.
C：Oh,dear……What can I do?
B：You need deposit the check into your account first.
C：Is it all right?
B：It is the bank regulations,we just want to make sure that only person to whom the check was written can get the money.
C：Oh,that is a good idea.I must deposit the check into my account,then,what is the procedures should I do?
B：Oh,vey easy.Here is the deposit slip,please fill in it and sign where it says “signature”.When the check is cleared,the money will be transferred into your account.
C：OK!I need to fill out my name,my address and my telephone number all right?Here you are.By the way,if I want to deposit the cash,the procedures are the same?
B：Yes,the same. everything is OK!
C：Thanks,byebye.
口语六
C：劳驾一下，我在等一笔从美国转来的款，到了吗？
B：请把您的问题解释一下，好吗？
C：有人从大通曼哈顿银行给我转来了1 000美元，不知到了没有。
B：请问您叫什么名字？
C：杰克.伦敦。前几天，我在贵行开了个户。
B：明白了。请稍等一下，我去查一下……伦敦先生，款已经到了，1000美元，已进入您的账户。
C：谢谢您。
B：不用谢。您是想取走呢还是留在账上。
C：想取走，因为我急需钱用。我得先填张取款单吗？
B：我想是的。
C：这是取款单。请给我800美元的百元钞，其余的为小钞。
B：好的……给您。
C：非常感谢。再见。
C：Excuse me.I am expecting a transfer from USA.Is it in?
B：Would you rephrase your question?
C：There is a transfer of 1000 dollars from the Chase Manhattan bank.I wonder wether it has arrived.
B：Name please.
C：Jack London.I opened an account with your bank some days ago.
B：I see.Please wait.I will go and check……Mr London,the transfer has arrived,we have credited your account 1000 us dollars.
C：Thank you.
B：You are welcome.Do you want to take out your money or keep it account?
C：I want to withdraw for I am in urgent need.Should I fill out a slip first.
B：I think so.
C：Here is the slip.I would like in one hundrends 800 us dollars.And the rest in small bills.
B：OK,Here you are.
C：Thanks a lot,bye bye.
口语七
B：早上好，先生。我能为您做些什么？
C：请给我讲一下该如何取款，好吗？
B：当然可以。那边的柜台上有取款单，填写一张，注明想取的金额，日期以及账号，别忘了签字。填完后拿来给我。
C：好的，谢谢……给您取款单和存折。
B：好。请输入密码。是的，对了……您想取多少？
C：700美元。
B：但您的账上只有500美元。
C：真的吗？
B：储蓄账户一般不允许透支，但有些支票账户可以，可也要在一定的额度内。
C：对不起，我没注意到。
B：这不是您的错。再填一张取款单就是了。
C：好的……请帮我看一下是否填对了。
B：行……这是450美元。
C：非常感谢。
B：Good morning,Sir.What can I do for you?
C：Would you mind telling me how to withdraw money?
B：Of course.There are some withdraw slips on the counter over there.Please fill one out,stating the amount you want to withdraw,the date and your account number.And don’t forget to sign your name.Then come back to me w when you have finished.
C：OK,thanks.Here are your withdraw slip and passbook.
B：OK!Please input/key/put into your password.Yes,that’s it.How much do you want to withdraw?
C：700 us dollars.
B：But you have balance 500 dollars only in your account.
C：Really?
B：We don’t allow overdraft for savings account.But for some checking accounts,the depositer can overdraft but within the certain extend.
C：Sorry,I don’t notice..
B：It is not your false,you can fill out another.
C：OK……Could you please go it over?
B：OK……Here are 450 us dollars.
C：Thanks a lot.
名词汉译英英译汉
1.吸收存款mobilizing savings
2.货币政策monetary policy
3.公开市场业务open market operations
4.不良贷款the non-performing loans
5.表内外风险敞口on- and off- balance sheet exposures
6.多边汇率指数the multi-lateral exchange rate indexes
7.最低资本金要求minimum capital requirements
8.经常项目业务current account transactions
9.外汇头寸foreign exchange position
10.外汇报价foreign exchange quotations
11.资本项目业务capital account transactions
12.资产质量asset quality
13.金融稳定financial stability
14.流动性风险liquidity risk
15.操作风险operational risk
16.一级资本tier one capital
17.金融交易financial transactions
18.出口核销export verification
19.多头long positions
20.空头short positions
21.流通票据negotiable instruments
22.应收账款accounts receivable
23.资本租赁capital lease
24.期货市场futures markets
25.保管业务custody business
26.债务工具debt instruments
27.联合牵头行co-lead managers
28.汇票bills of exchange
29.一级市场primary market
30.投资银行业务investment banking
31.国际结算international settlement
32.证券承销securities underwriting
33.做市商market makers
34.杠杆租赁 a leveraged lease
35.信托业务trust services
36.货币市场money market
37.跟单信用证documentary credits
38.智能卡smart card
39.本票promissory notes
40.旅行支票traveller’s cheque
41.存款保险基金deposit insurance fund
STAP1:The exporter ships goods to the importer and invoice has been made out.
步骤1：出口商发货给进口商，并开出发票。
STAP2:The importer agrees to pay the amount of the invoice.
步骤2：进口商同意支付发票上的金额。
STAP3: The factor purchases the invoice representing exporter’s claim.
步骤3：保理商购买代表出口商要求权的发票。
STAP4:The factor may grant financially to the exporter prior to the maturity of the invoice by purchasing the latter’s account receivables.
步骤4：保理商同意通过购买出口商的应收账款在发票到期日前为出口商融资。
STAP5:At the maturity of the invoice,the factor will collect payment from the importer and the importer will make payment.
步骤5：在发票到期日前，保理商将从进口商出收取款项，进口商也将对此付款。
金融英语口语：经济结构调整
金融英语口语：经济结构调整 the third plenary session of the cpc 11th central committee, held in 1978, made the decision to shift the policy stress to socialist modernization, and implement the strategic decision on reform and opening to the outside world. the reform began in the countryside： the contracted household responsibility system linking remuneration to output and the feattwo-layer management system featuring the integration of centralization and decentralization began to be implemented; centralized and assigned purchases of agricultural and sideline products were gradually eliminated, and controls on the prices of most agricultural and sideline products were relaxed; the adjustment of the industrial structure in rural areas, the development of diversified operations and township enterprises mobilized the peasants' socialist enthusiasm for production. the third plenary session of the cpc 12th central committee, held in 1984, adopted the decision on restructuring the economic system, which signaled the elevation of the reform of china's economic system to an urban-centered stage. the 14th national congress of the cpc held in 1992 established deng xiaoping's theory of building socialism with chinese characteristics as the guiding policy in china, and put forward the goal of china's economic reform as establishing a socialist market economy system. its principal contents may be summarized as follows： adopting a series of macro-adjustment and control measures to carry out the reform in depth and in all aspects, public ownership will continue to be the main form of ownership as various types of ownership are jointly developed;
金融英语口语词汇表
金融英语口语词汇表reserve 储备 note 票据 discount 贴现 circulate流通 central bank 中央银行 the Federal Reserve System 联邦储备系统credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制 out of circulation 退出流通 capital stock 股本 at par 以票面价值计 electronic banking 电子银行 banking holding company 公司银行 the gold standard 金本位 the Federal Reserve Board 联邦储备委员会the stock market crash 股市风暴
reserve ratio 准备金比率 deficit 亏损 roll 展期 wholesale 批发 default 不履约 auction 拍卖 collateralize 担保 markup 价格的涨幅 dealer 交易员 broker 经纪人 pension funds 养老基金 face amount 面值 commerical paper 商业票据banker's acceptance 银行承兑汇票Fed fund 联邦基金 eurodollar 欧洲美元 treasury bills 国库券 floating-rate 浮动比率 fixed-rate 固定比率 default risk 拖欠风险 credit rating 信誉级别
生活日常英语口语大全
生活日常英语口语大全 1、I won’t let her go without a fight!我不会轻易放过她的 2、It could happen to anyone./It happens to anybody./That happens.谁都可能会遇到这种情况 3、I’m a laundry virgin.（注意virgin的用法，体会老美说话之鲜活） 4、I hear you.我知道你要说什么。/我懂你的意思了 5、Nothing to see here!这里没什么好看的/看什么看！ 6、Hello?Were we at the same table?有没有搞错？（注意hello的用法，用疑问语气表示“有没有搞错？”） 7、You are so sweet/that’s so sweet.你真好。 8、I think it works for me.（work为口语中极其重要的小词） 9、Rachel,you are out of my league（等级，范畴）.你跟我不是同一类人 10、You are so cute.你真好/真可爱 11、Given your situation,the options with the greatest chances for success would be surrogacy.（given表示考虑到的意思；非常简洁好用） 12、Let’s get the exam rolling.现在开始考试了(get……rolling的用法) 13、Why don’t we give this a try?我们为何不试一下呢 14、Bravo on the hot nanny!为那个性感的保姆喝彩！/赞一下那个性感的保姆！（重点是brave on sth/sb这个句型，表示为……喝彩/赞叹的意思） 15、My way or the highway.不听我的就滚蛋！（很漂亮的习语，压后韵） 16、I planed to go there but something just came up.我本想去那的，但突然有点事情（注意something just came up这个搭配） 17、That’s not the point.这不是关键/问题所在 18、(If)he shows up,we stick with him.他一出现，我们就跟着他走（着重比较书面英语和标准的口语，表条件的if可以省略） 19、My life flashes before my eyes.我的过往在我眼前浮现。 20、I have no idea what you have said不知道你在说什么（I don’t have the slightest idea……）“我不知道”不要总说I don’t know，太土了，可以说I have no idea或者I don’t have a clue…… 21、Just follow my lead.听我指挥好了。 22、Good for you！你真不错/好！（老友记中极其常见的赞扬、表扬句型） 23、Let me put it this way,we’re having sex whether you’re here or not.（主要是前半句中put的用法，这里put等于say；极其标准的口语说法） 24、The more I worried about it,the more I couldn’t sleep.（the more……the more……越什么……就什么……；多学点这样的句型举一反三不论对口语还是写作都有帮助） 25、We’re more than happy to give you recommendations. （more han happy等于非常高兴） 26、Rachel,Can you pass me the TV guide?能把电视报递给我吗?(非常实用的口语句型，
国际金融 名词解释全
国际金融名词解释 C2 balance of payments：The set of accounts recording all flows of value between a nation’s residents and the residents of the rest of the world during a period of time. the current account：Records the values of goods and services sold and purchased abroad, net interest and other factor payments and net unilateral transfers and gifts. the capital account：consists of capital transfer and the buying and selling of nonproductive assets and non-financial assets. the double-entry bookkeeping：Any exchange automatically enters the balance-of-payment accounts twice: as a credit and as a debit of the same value. current account balance：equals the net credits - debits on the flows of goods, services, income, and unilateral transfers. It also equals the change in the nation’s foreign assets minus foreign liabilities, also known as net foreign investment. the overall balance：equals the sum of the current account balance and the private capital account balance.（算式） the international investment position: is a statement of the stocks of a nation’s international assets and foreign liabilities at a point in time, usually the end of a year. the IMF：The IMF was set up with contributions of gold and foreign exchange from member governments. It grants all member countries the right to borrow reserves to finance temporary deficits. SDRs：（Special Drawing Right）is an artificial "basket" currency used by the IMF for internal accounting purposes. The SDR is also used by some countries as a peg for their own currency, and is used as an international reserve asset. C3 foreign exchange：holdings of foreign currencies: (1) foreign currencies; (2) payment instruments dominated in foreign currencies, like demand bank deposits; (3) securities in terms of foreign currencies; (4) other
金融英语口语对话：兑换货币
金融英语口语对话：兑换货币 Please tell me how much you want to change. 请告诉我你要换多少。 How much of the remittance do you want to convert into Japanese yen? 你要把多少汇款换成日圆？ What kind of currency do you want? 要哪种货币？ What's it you wish to change? 你有什么要换的？ What kind of currency do you want to change? 要换哪种货币？ In what denominations? 要什么面值的？ Please tell me what note you want. 请告诉我要什么钞票。 Will seven tens be all right? 7张10元的能够吗？ Is it in traveler's cheques? 换旅行支票吗？ I'd like to know how I shall give it to you.
我想知道如何付钱给你。 How would you like it? 你要什么面额的？ Would you kindly sign the exchange form, giving your name and address? 请在兑换单上签字，写出你的姓名和地址，好吗？ Can you change me some money, please? 能否请你给我兑换一些钱？ Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 这些就是：一些法国法郎，瑞士法郎，美元和一些荷兰盾。 Would you please give me seven five-pound notes, four-pound notes and four ten-shilling notes, and the rest in small change? 请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。 Would you mind giving me the six pence in coppers? 劳驾给我6便士的铜币。 I'd like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美元。
日常交流英语口语大全
英文口语1、It's just what I had in mind. 中文：这正是这想要的。 英文口语2、Don't make any mistakes. 中文：别出差错。 英文口语3、It all depends. 中文：视情形而定。 英文口语4、Let me see. 中文：让我想一想。 英文口语5、I'm working on it. 中文：我正在努力。 英文口语6、I don't know for sure. 中文：我不能肯定。 英文口语7、It's up in the air. 中文：尚未决定。 英文口语8、Don't jump to conclusions. 中文：不要急于下结论。 英文口语9、Have him return my call. 中文：让他给我回电话。 英文口语10、Give me a call. 中文：给我打电话。 英文口语11、Long time no see. 中文：好久不见。 英文口语12、It really comes in handy. 中文：有了它真是方便。 英文口语13、Pain past is pleasure. 中文：过去的痛苦即是快乐。 英文口语14、I enjoy your company. 中文：我喜欢有你做伴。 英文口语15、It's a long story. 中文：真是一言难尽。 英文口语16、Have you got that 中文：你明白我的意思吗 英文口语17、He is in conference. 中文：他正在开会。 英文口语18、Don't take it for granted. 中文：不要想当然。 英文口语19、It's very popular. 中文：它很受欢迎。 英文口语20、Let me get back to you. 中文：我过一会儿打给你吧。 英文口语21、Have you got anything larger 中文：有大一点儿的吗 英文口语22、I'll have to see about that. 中文：这事儿我得想一想再定。 英文口语23、I'll be right with you. 中文：我马上就来。 英文口语24、Have you finished yet 中文：你做完了吗 英文口语25、I feel terrible about it. 中文：太对不起了。 英文口语26、Storms make trees take deeper roots. 中文：风暴使树木深深扎根。 英文口语27、Thank you for everything. 中文：感谢你做的一切。 英文口语28、I'm in good shape. 中文：我的身体状况很好。 英文口语29、I'll take your advice. 中文：我接受你的忠告。 英文口语30、Is that OK
金融英语：银行常用英语口语精选
甚至一元也可以起存。 Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。 I should like to open a current account. 我想开一个活期存款帐户。 I need a checking account so that I can pay my bill. 我需开个支票帐户，这样就能付帐。 We 'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。 I have a checking account here. 我在 这里有一个支票存款帐户。 I think I 'd like a deposit account. 我想要开个定期存款帐户。 Can I open a current account here? 我能否在这儿开个活期存款帐户？I want to open a deposit account with you. 我要开个储蓄帐户。 I'd like to open a deposit account with you. 我想在你们这儿开个定期存款帐户。 Could you tell me the difference between a savings account and a checking account? 请告诉我储蓄存款与支票存款的区别好吗？ Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续。 Will 100 yuan be enough for a minimum deposit? 100 元作最低存款额够吗？ I'd like to know whether a 200 yuan deposit will be enough for opening a checking account. 我想知道开一个支票帐户200 元存款是否够。 Could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗？Is there any minimum for the first deposit? 第一次储蓄有最低限额吗？ How much does each account cost? 每个帐户要花多少钱？ Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 存款帐户 to ope n an acco unt 开户头 银行英语口语-存款 How much do you want to deposit with us? 你想在我们这存多少？ How much do you wish to pay into your account? 你希望在你的户头上存多少？ How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱？
常用英语口语大全(完整版)免费下载
常用英语口语（完整版） 1. I see．我明白了。 2. I quit! 我不干了! 3. Let go! 放手! 4. Me too．我也是。 5. My god! 天哪! 6. No way! 不行! 7. Come on．来吧(赶快) 8. Hold on．等一等。 9. I agree。我同意。 10. Not bad．还不错。 11. Not yet．还没。 12. See you．再见。 13. Shut up! 闭嘴! 14. So long．再见。 15. Why not? 好呀! (为什么不呢?) 16. Allow me．让我来。 17. Be quiet! 安静点! 18. Cheer up! 振作起来! 19. Good job! 做得好! 20. Have fun! 玩得开心! 21. How much? 多少钱? 22. I'm full．我饱了。 23. I'm home．我回来了。 24. I'm lost．我迷路了。 25. My treat．我请客。 26. So do I．我也一样。27. This way。这边请。 28. After you．您先。 29. Bless you! 祝福你! 30. Follow me．跟我来。 31. Forget it! 休想! (算了!) 32. Good luck! 祝好运! 33. I decline! 我拒绝! 34. I promise．我保证。 35. Of course! 当然了! 36. Slow down! 慢点! 37. Take care! 保重! 38. They hurt．(伤口)疼。 39. Try again．再试试。 40. Watch out! 当心。 41. What's up? 有什么事吗? 42. Be careful! 注意! 43. Bottoms up! 干杯(见底)! 44. Don't move! 不许动! 45. Guess what? 猜猜看? 46. I doubt it 我怀疑。 47. I think so．我也这么想。 48. I'm single．我是单身贵族。 49. Keep it up! 坚持下去! 50. Let me see．让我想想。 51. Never mind．不要紧。 52. No problem! 没问题! 53. That's all! 就这样! 54. Time is up．时间快到了。 55. What's new? 有什么新鲜事吗? 56. Count me on 算上我。 57. Don't worry．别担心。
国际金融名词解释 简答(部分)
名词解释 1、国际收支：国际收支有狭义和广义两个层面的含义。狭义的：国际收支是指一个国家或地区在一定时期内，由于经济、文化等各种对外交往而发生的，必须立即结清的外汇收入与支出。广义的：国际收支是指一国或地区居民与非居民在一定时期内全部经济交易的货币价值总和。 2、欧洲货币：指货币离开发行国被其他国家经营。 3、欧洲货币市场：是在货币发行国境外被储蓄和借贷的各种货币的市场。 4、外国债券：是指筹资者在国外发行的，以市场所在国的货币为面额的债券。 5、欧洲债券：是指筹资者在某货币发行国以外，以该国货币为面额发行的债券。 6、出口信贷：是一种国际信贷方式，它是一国政府为支持和扩大本国大型设备等产品的出口，增强国际竞争力，对出口产品给予利息补贴、提供出口信用保险及信贷担保，鼓励本国的银行或非银行金融机构对本国的出口商或外国的进口商（或其银行）提供利率较低的贷款，以解决本国出口商资金周转的困难，或满足国外进口商对本国出口商支付货款需要的一种国际信贷方式。 7、国际直接投资：指一国居民以一定生产要素投入到另一国并相应获得经营管理权的跨国投资活动。 8、国际储备：是指各国政府为了弥补国际收支赤字，保持汇率稳定，以及应付其他紧急支付的需要而持有的国际间普遍接受的所有资产的总称。 9、外汇风险：是指以外币计价的资产或负债，因外汇汇率波动而引起的价值变化给其持有者造成损失的可能性。外汇风险按其内容不同，大致可分为交易风险、经济风险和转化风险。 10、浮动汇率制：是指一国货币的汇率根据市场货币供求变化，任其自由涨落，各国政府和中央银行原则上不加限制，也不承担义务来维持汇率的稳定，这样的汇率就是浮动汇率制。 11、国际金融风险：是指在国际贸易和国际投融资过程中，由于各种事先无法预料的不确定因素带来的影响，使参与主体的实际收益与预期收益发生一定的偏差，从而有蒙受损失和获得额外收益的机会或可能。 12、间接标价法：又称应收标价法或美式标价法，是以一定单位（1或100）的本币为标准，折算为一定数额的外币的一种方法或是用若干数量的外币表示一定单位（1
最新整理有关于金融的英语口语
有关于金融的英语口语 对于英语的学习,口语或许就是大家的难点之一,像金融英语口语的对话就是大家经常问到的问题,因为这些专业性的学习要求是非常高的，下面小编就给大家整理了金融英语，快来学习吧。 英语范文一 I w a o T a n a k a ,m a k i n g h i s f i r s t b u s i n e s s t r i p t o t h e U n i t e d S t a t e s ,i s t a l k i n g t o a n A m e r i c a n b a n k e r a b o u t t h e f i n a n c i a l a n d m o n e t a r y s y s t e m o f t h e U.S. 田中岩夫第一次因公出差工到美国，他正在与美国的一位银行家谈到美国金融和货币制度。 T a n a k a:W h a t i s m e a n t b y t h e t e r m F e d e r a l R e s e r v e S y s t e m?I s t h a t t h e c e n t r a l b a n k o f t h e U n i t e d S t a t e s? 田中：什么是美国联邦储蓄系统?它是美国的中央银行吗? B a n k e r :T e c h n i c a l l y i t i s n o t ,M r.T a n a k a,b u t i t f u n c t i o n s i n t h a t c a p a c i t y . 银行家：从法律上讲，它不是，田中先生。但是它发挥了那样的作用。
常用英语口语大全(免费下载)
What are you trying to say?（你到底想说什么？） Don't be silly.（别胡闹了。） How strong are your glasses?（你近视多少度？） Just because.（没有别的原因。） It isn't the way I hoped it would be.（这不是我所盼望的。） You will never guess.（你永远猜不到。） No one could do anything about it.（众人对此束手无措。） I saw something deeply disturbing.（深感事情不妙。） Money is a good servant but a bad master.（要做金钱的主人，莫做金钱的奴隶。）I am not available.（我正忙着） Wisdom in the mind is better than money in the hand.(脑中的知识比手中的金钱更重要） Never say die.it's a piece of cake.别泄气，那只是小菜一碟。 Don't worry.you'll get use to it soon.别担心，很快你就会习惯的。 I konw how you feel.我明白你的感受。 You win some.you lose some.胜败乃兵家常事。 Don't bury['beri]your head in the sand.不要逃避现实。 I didn't expect you to such a good job.我没想到你干得这么好。 You are coming alone well.你做得挺顺利。 She is well-build.她的身材真棒。 You look neat and fresh.你看起来很清纯。 You have a beautiful personality.你的气质很好。 You flatter me immensely.你过奖啦。 You should be slow to judge others.你不应该随意评论别人。 I hope you will excuse me if i make any mistake.如有任何错误，请你原谅 It was most careless ofme.我太粗心了。 It was quite by accident.真是始料不及。 I wish i had all the time i'd ever wasted,so i could waste it all over again.我希望所有被我浪费的时间重新回来，让我再浪费一遍。 I like you the way you were.我喜欢你以前的样子。 You two go ahead to the movie without me,i don't want to be a third wheel.你们两个自己去看电影吧，我不想当电灯泡。 Do you have anyone in mind?你有心上人吗？ How long have you known her？你认识她多久了？ It was love at frist sight.一见钟情 I'd bettle hit the books.我要复习功课啦。 a piece of one's mind .直言不讳 He gave me a piece of mind,"Don't shift responsibility onto others."他责备道：“不要把责任推卸到别人身上。” a cat and dog life水火不容的生活 The husband and his wife are always quarrelling,and they are leading a cat and do g life.这对夫妇老是吵架，相互之间水火不容。 a dog's life潦倒的生活
国际金融名词解释
国际金融 羊群效应：某些有影响的国际资金的突然行动，会带来其他市场参与者的纷纷效仿，从而很容易对经济形成严重冲击。某些投资机构就利用了国际资金流动的这一特点，有意识通过散布某些信息而诱发市场恐慌情绪，通过从众心理来实现其意图。 劳尔森-梅茨勒效应：如果居民要维持他们原有的生活标准，那么势必在收入没有增加的情况下，增加吸收支出，也就是说，贬值可能增加自主性吸收支出。 预期自致性货币危机：在货币危机的成因上，这种货币危机的发生与国际短期资金流动独特的运动规律有关，它主要是由于市场投机者的贬值预期心理造成的。这种投机预期可以完全与经济基本面无关，只要它的幅度足够大，就可以通过利率变动最终迫使政府放弃平价，从而使这一预期得到实现。 蔓延性货币危机：在金融市场一体化的今天，一国发生货币危机极易传播到其他国家，这种由其他国家爆发的货币危机的传播而发生的货币危机被称为“蔓延性货币危机”，货币危机最容易传播到以下三类国家：第一类是与货币危机发生国有着密切的贸易联系或者是出口上存在竞争关系的国家；第二类是与货币危机发生国存在着较为相近的经济结构、发展模式，尤其是存在潜在的经济问题的国家；第三类是过分依赖于国外资金流入的国家。 一价定律：对于可贸易商品，套利活动将使它的地区间价格差异保持在叫嚣范围内。如果不考虑交易成本等因素，则同种可贸易商品在各地的价格都是一致的，我们将可贸易商品在不同地区的价格之间存在的这种关系称为“一价定律”。 弱（相对）购买力平价：对绝对购买力平价假定的放松而得出的，它认为交易成本的存在使一价定律并不能完全成立，同时各国一般价格水平的计算中商品及其相应权数都是存在差异的，因此各国的一般物价水平以同一种货币计算时并不完全相等，而是存在着一定的、较为稳定的偏离。 三元悖论（克鲁格曼三角）：如果将资金的完全流动、稳定的汇率制度、独立的货币政策作为三个独立的目标，那么经济当局只能选择其中的两个目标，而必然放弃另外一个目标。因市定价：根据微观经济学中的厂商定价理论，如果垄断厂商能够对市场进行分割，那么会根据这些市场不同的需求弹性来确定不同的价格。 沉淀成本：如果一个出口商为了进入一国市场已经付出了很多成本，并且这些成本是难以收回的，即沉淀成本较高，那么在汇率发生大幅度变化的时候，出口商会尽量通过内部消化而避免调整在出口国的价格，以防止由于调价失去市场份额而使得先期投入的成本付诸流水。汇率移递（exchange rate pass-through）：汇率变动引起进口商品的价格变化幅度。 荷兰病：当本国发现矿产资源时，由于矿产开采后可以直接出口，因此可贸易部门的产出提高了，在矿产产出上升的同时，原有可贸易品部门的制造业产出将出现一定下降，这主要是本国货币升值带来的制造业出口竞争力下降引起的，矿产的出口越多，制造业的产出下降就越大，因此，自然资源的发现往往将通过本币升值而损害本国原有的制造业部门。在20世纪60年代，荷兰发现了大量天然气等自然资源，由此带来的贸易顺差与货币升值，使得荷兰的制造业受到严重的不良影响。 贬值税效应：货币贬值后，对同样数量的进口品的支出将上升，这就会导致对本国产品需求的下降，这实际上是货币贬值加在社会总需求上的一种赋税，称为“贬值税”。 冲销式干预（sterilized intervention）：指政府在外汇市场上进行交易的同时，通过其他货币政策工具（主要是在国债市场上的公开市场业务）来抵消前者对货币供应量的影响，使货币供应量维持不变的外汇市场干预行为。 非冲销式干预（unsterilized intervention）：指不存在相应冲销措施的外汇市场干预，它引起了一国货币供应量的变动。
《金融英语听说》Unit1
Unit 1 Short Dialogs Multiple Choices Dialog 1 W: Hi, Mike. Why do you look puzzled? M: I’ve learnt that there are four big commercial banks in your country. Would you please tell me what they are? W: Yes, it is a pleasure. They are Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. M: So, does CCB refer to China Construction Bank? W: I don’t see any reason why not. You can simply call them respectively BOC, CCB, ICBC and ABC. Question: Which of the following is NOT among the four major commercial banks of China? (D) 译文女：你好！麦克。为什么一脸困惑呀？ 男：我知道你们国家有四大商业银行，请你告诉我是哪几家，好吗？ 女：行，乐意效劳。这四大商业银行是中国银行、中国建设银行、中国工商银行和中国农业银行。男：所以CCB 是指中国建设银行吗？ 女：一点不错。你可以简单地分别称它们BOC, CCB, ICBC 和ABC。 Dialog 2 M: It is reported that some joint-stock banks have been established in several major cities. W: Exactly. They are allowed to offer various banking services to individuals and businesses just as the four big commercial banks do. M: You said it. Can you tell me some joint-stock banks? W: It is no sweat. China Minsheng Banking Corp. Ltd., China Citic Bank, Industrial Bank Co., Ltd., and Guangdong Development Bank are all joint stock banks. M: What about Shenzhen Development Bank? W: Of course it is one of them. Question: Which of the following is NOT mentioned in their conversation? (A) 译文男：有报道说在一些大城市已经建立了数家股份制银行。 女：对。允许它们像四大商业银行那样对个人和企业提供各种银行业务。 男：你说对了。你能告诉我一些股份制银行吗？ 女：没问题。民生银行、中信银行、兴业银行和广东发展银行都是股份制银行。 男：深圳发展银行呢？ 女：它当然也是啊。 Dialog 3 M: Hi! I just read the news that many foreign banks have set up branches or representative offices in our major cities, such as Beijing, Shanghai and Guangzhou. They think China is a huge market and there are more chances for them to make a fortune. W: Sure as shooting. I’m told that The Hong Kong & Shanghai Banking Corporation Limited has established branches in Shanghai and Beijing.
金融英语口语素材：DID
金融英语口语素材：DID New Words 新单词 annual adj. 每年的，年度的 banquet n. 正式大宴会 credit n. 信贷 total v. 计算...的总数；总数达 chamber n. 会议厅 invoice n. 发票 record v. 记录，记载 guarantee n. 保证 Phrases & Expressions
短语 interest-free loan 无息贷款 the International Chamber of Commerce (ICC) 国际商会 the International Trade Organization Building 国际贸易组织大厦 1.Did you use to rise early in the morning? 1.你过去习惯早上起得很早吗？ -Yes, every morning, after exercising I would always read some English. 是的，我每天早上锻炼身体后还读点英语。 2.Did they all attend the annual banquet? 2.他们大家都参加了年会宴席吗？ -Yes, they all went to the banquet. 是的，他们大家都去了。 3.Did they promise to give us credit? 3.他们答应给我们信贷吗？ -Yes, they did. 他们已答应给我们信贷。 4.Did they promise an interest-free loan?