考试题银行英语B

银英文 ate 2. liquidate ok awal er 6. return iate s bank ge A） The holder who makes signature at the back of the financial documents and transfers the right to the subsequent person. B) A banking association which accepts customer deposits and funds mortgages. C) annual percentage yield D) A loan to finance the purchase of real estate,uaually with specified payment periods and interest rates. E) move up and down F) the book issued by a bank to record deposits、withdrawers and interest earned in a saving account G) The annual return on an investment，expressed as a percentage of the total amount invested. H) pay or settle I) to lose value gradually over a period of time J) removal of funds from an account 储蓄账户、营业时间、定期存款、银行法规、商业银行、复利、实际利率、对账单、银行对账、基准利率、不动产、首期付款、动产抵押、贷款委员会、法律地位、分期付款、以旧换新折价、联合账户、未付支票、年营业额、 1. annual turnover_____________________ 2. savings acconunt_____________________ 3. offfice hour_____________________ 4. outstanding check_____________________ 5. term deposit_____________________ 6. banking regulation_____________________ 7. commercial bank_____________________ 8. effective interest rate_____________________ 9. componding interest_____________________ 10. account statement_____________________ 11. base rate_____________________ 12. joint account_____________________ 13. down payment_____________________ 14. real estate_____________________
15. chattel mortgage_____________________ 16. loan committee_____________________ 17. legal standing_____________________ 18. trade in_____________________ 19. bank reconciliation_____________________ 20. partial payment_____________________ 1. SWIFT is ( ). A. in the United States B. a kind of communications belonging to TT system for interbank’s fund transfer C. an institution of the United Nations D. a governmental organization 2. Mail transfers are sent to the correspondent bank ( ),unless otherwise instructed by clients. A. by courier service B. by ordinary mail C. by airmail D. by seamail 3. Large payments should be made by ( ). A. TT B. SWIFT C. MT D. A or B 4. A ( ) payment does not take as long as an MT payment. A. SWIFT B. TT C. DD D. A or B 5. The commission charged by a third bank involved in the collection should be paid by ( ). A. the exporter B. the importer C. the correspondent bank
D. the remitting bank 6. The reasonable time concerning protest for non-payment or non-acceptance is usually ( ). A. half a day B. one or two days C. ten hours D. twenty-four hours 7. The documents will not be delivered to the buyer until ( ). A. the goods have arrived B. the bill is paid or accepted C. the buyer has cleared the goods D. both A and B 8. The importance of distinction between finacial documents and commercial documents lies in th

at it helps decide whether it is ( ). A. inward collection or outword collection B. bill collection or gooods collection C. cash collection or check collection D. clean collection or documentary collection 9. Banks are obligated to verify the documents received to see that ( ). A. they are authentic B. they are regular C. they are those listed in the collection order D. they are in the right form 10. Detailed instructions must be sent to the collecting bank ( ). A. in the application form B. in the collection order C. in the documents D. both A and B 11. All the parties to a collection are bond by ( ) . A. UCP400 B. UCP500 C. URC522 D. URC254 12. A bill of exchange which is accompanied by commercial documents of title to
goods is known as ( ). A. a clean bill B. a documentary bill C. a clean collection D. a documentary collection 13. If a credie calls for an iinsurance policy,banks will accept ( ). A. an insurance policy B. an insurance certificate C. A or B D. both A and B 14. If credit total amount is about USD 1,000.00，then bank will refuse the invoice which bears the amount of ( ). A. USD 1,000.00 B. USD 1,005.00 C. USD 1,200.00 D. USD 999.00 15. The revolving credit may revolve in relation to ( ). A. time B. value C. time and value D. time or value 16. If it is not stated as D/A or D/P,the documents can be released ( A ) A. against payment B. against acceptance C. in either way D. against acceptance pour aval 17. If a credit stipulating partial shipment prohibited calls for covering shipment of 100 bags cotton,then the quantity of the cotton shipped may be ( A ) A. 100 bags B. 105 bags C. 98 bags D. a or b or c 18. A cheque is valid for ( A ) months from the date of issuance,unless a shorter period is written on the face of the cheque.
A. six B. five C. three D. nine 19. ( A ) cheque can be cashed over the counter. A. An open B. A crossed C. A general crossing D. A special crossing 20. If interest rates climb,bond prices ( B A. rise B. fall C. don’t change D. cannot be determined 四、作文：My college life（10分）).
银英文