托收统一规则中英文

国际商会托收统一规则（英文版）

(ICC Uniform Rules for Collections ，ICC Publication No. 522 )

ICC Uniform Rules for Collections

ICC Publication No. 522

1995 Revision in force as of January 1, 1996

CONTENT

A. General Provisions and Definitions

Application of URC 522

Definition of Collection

Parties to a Collection

B. Form and Structure of Collections

C.Form of Presentation

Presentation

Sight/Acceptance

Release of Commercial Documents

Documents Against Acception (D/A) vs Documents Against Payment (D/P) Creation of Documents

D.Liabilities and Responsibilities

Good Faith and Reasonable Care

Documents vs. Goods/Services/Performances

Disclaimer for Acts of an Instructed Party

Disclaimer on Documents Received

Disclaimer on Effectiveness of Documents

Disclaimer on Delays,Loss in Transit and Translation

Force Majeure

E. Payment

Payment Without Delay

Payment in Local Currency

Payment in Foreign Currency

Partial Payment

F.Interest,Charges and Expenses

Interest

Charges and Expenses

G. Other Provisions

Acceptance

Promissory Notes and other Instructions

Protest

Case-of-Need

Advices

1

A. General Provisions and Definitions

Article 1

Application of URC 522

a. The Uniform Rules for Collections, 1995 Revision, ICC Publication No.522, shall apply to all collections as defined in Article 2 where such rules are incorporated into the text of the “collection instruction” referred to in Article 4 and are binding on all parties thereto unless otherwise expressly agreed or contrary to the provisions of a national,state or local law and/or regulation which cannot be departed from.

b. Banks shall have no obligation to handle either a collection or any collection instruction or subsequent related instructions.

c. If a bank elects, for any reason, not to handle a collection or any related instructions received by it, it must advise the party from whom it received the collection or the instructions by telecommunication or, if that is not possible, by other expeditious means, without delay.

Article 2

Definition of Collection

For the purposes of these Articles:

a.“Collection”means the handling by banks of documents as defined in sub-Article 2 (b), in accordance received, in order to:

I. obtain payment and/or acceptance, or

II. deliver documents against payment and/or against acceptance,or

III. deliver documents on other terms and conditions.

b.“Documents”means financial documents and/or commercial documents:

I. “Financial documents”means bills of exchange,promissory notes, cheques, or other similar instruments used for obtaining the payment of money;

II. “Commercial documents” means invoice,transport documents,documents of title or other similar documents,or any other documents whatsoever, not being financial documents.

c.”Clean collection” means collection of financial documents not accompanied by commercial documents.

d.”Documentary collection”means collection of:

I. financial documents accompanied by commercial documents;

https://www.360docs.net/doc/d62234520.html,mercial documents not accompanied by financial documents.

Article 3

a. For the purposes of these Articles the “parties thereto” are:

I. the “principal” who is the party entrusting the handling of a collection to a bank;

II. the “remitting bank” which is the bank to which the principal has entrusted the handling of a collection;

III. “collecting bank” which is any bank,other than the remitting bank, involved in processing the collection;

IV. the “presenting bank” which is the collecting bank making presentation to the drawee.

b. The “drawee” is the one to whom presentation is to be made in accordance with the collection instruction.

2

B．Form and Structure of Collections

Article 4

Collection Instruction

A i. All documents sent for collection must be accompanied by a collection instruction indicating that the collection is subject to URC522 and giving complete and precise instructions. Banks are only permitted to act upon the instructions given in such collection instruction,and in accordance with these Rules.

ii. Banks will not examine documents in order to obtain instructions.

iii. Unless otherwise authorized in the collection instruction, banks will disregard any instructions from any party/bank other than the party/bank from whom they received the collections.

B A collection instruction should contain the following items of information,as appropriate.

i. Details of the bank from which the collection was received including full name,postal and SWIFT addresses,telex,telephone,facsimile numbers and referece.

ii. Details of the principal including full name, postal address,and if applicable telex,telephone and facsimile numbers.

iii. Details of the drawee including full name,postal address,or the domicile at which presentation is to be made and if applicable telex, telephone and facsimile numbers.

iv. Details of the presenting bank,if any,including full name,postal address,and if applicable telex, telephone and facsimile numbers.

v. Amount(s) and currency(ies) to be collected.

vi. List of documents enclosed and the numerial count of each document.

vii. a) Terms and conditions upon which payment and/or acceptance is to be obtained.

b) Terms of delivery of documents against:

1) payment and/or acceptance

2)other terms and conditions

It is the responsibility of the party preparing the collection instruction to ensure that the terms for the delivery of documents are clearly and unambiguously stated, otherwise banks will not be responsible for any consequences arising therefrom.

viii. Charges to be collected, indicating whether they may be waived or not.

ix. Interest to be collected, if applicable, indicating whether it may be waived or not, including:

a) rate of interest

b) interest period

c) basis of calculation (for example 360 or 365 days in year) as applicable.

x. Method of payment and form of payment advice.

xi. Instrucitons in case of non-payment, non-acceptance and/or non-compliance with other instructions.

i. Collection instructions should bear the complete address of the drawee or of the domicile at which the presentation is to be made. If the address is incomplete or incorrect, the collecting bank may, without any liability and responsibility on its part, endeavour to ascertain the proper address. ii. The collecting bank will not be liable or responsible for any ensuing delay as a result of an incomplete.incorrect address being provided.

B. Form of Presentation

Article 5

Presentation

a. For the purposes of these Articles, presentation is the procedure whereby the presenting bank makes the documents available to the drawee as instructed.

3

b. The collection instruction should state the exact period of time within which any action is to be taken by the drawee.

Expressions such as “first”, “prompt”,”immediate”, and the like should not be used in connection with presentation or with reference to any period of time within which documents have to be taken up or for any other action that is to be taken by the drawee. If such terms are used banks will disregard them.

c. Documents are to be presented to the drawee in the form in which they are received, except that banks are authorized to affix any necessary stamps, at the expense of the party from whom they received the collection unless otherwise instructed, and to make any necessary endorsements or place any rubber stamps or other identifying marks or symbols customary to or required for the collection operation.

d. For the purpose of giving effect to the instructions of the principal, the remitting bank will utilize the bank nominated by the principal as the collecting bank. In the absence of such nomination, the remitting bank will utilize any bank of its own, or another bank’s choice in the country of payment or acceptance or in the country where other terms and conditions have to be complied with.

e. The documents and collection instruction may be sent directly by the remitting bank to the collecting bank or through another bank as intermediary.

f. If the remitting bank does not nominate a specific presenting bank, the collecting bank may utilize a presenting bank of its choice.

Article 6

Sight/Acceptance

In the case of documents payable at sight the presenting bank must make presentation for payment without delay.

In the case of documents payable at a tenor other than sight the presenting bank must, where acceptance is called for, make presentation for acceptance without delay, and where payment is called for, make presentation for payment not later than the appropriate maturity date.

Article 7

Release of Commercial Documents

Documents Against Acceptance (D/A) vs. Documents Against Payment (D/P)

a.Collection should not contain bills of exchange payable at a future date with instruction that commercial documents are to be delivered against payment.

b. If a collection contains a bill of exchange payable at a future date, the collection instruction should state whether the commercial documents are to be released to the drawee against acceptance (D/A) or against payment (D/P).

In the absence of such statement commercial documents will be released only against payment and the collecting bank will not be responsible for any consequences arising out of any delay in the delivery of documents.

c. If a collection contains a bill of exchange payable at a future date and the collection instruction indicates that commercial documents are to be released against payment, documents will be released only against such payment and the collecting bank will not be responsible for any consequences arising out of any delay in the delivery of documents.

Article 8

Creation of Documents

Where the remitting bank instructs that either the collecting bank or the drawee is to create documents (bills of exchange promissory notes, trust receipts,letters of undertaking or other documents) that were not included in the collection, the form and wording of such documents

4

shall be provided by the remitting bank, otherwise the collecting bank shall not be liable or responsible for the form and wording of any such document provided by the collecting bank

and/or the drawee.

C. Liabilities and Responsibilities

Article 9

Good faith and Reasonable Care

Banks will act in good faith and exercise reasonable care.

Article 10

Documents vs. Goods/Services/Performances

a.Goods should not be dispatched directly to the address of a bank or consigned to or to the order of a bank without prior agreement on the part of that bank.

Nvertheless, in the event that goods are dispatched directly to the address of a bank or consigned

to or to the order of a bank for release to a drawee against payment or acceptance or upon other terms and conditions without prior agreement on the part of that bank, such bank shall have no obligation to take delivery of the goods, which remain at the risk and responsibility of the party dispatching the goods.

b. Banks have no obligation to take any action in respect of the goods to which a documentary collection relates, including storage and insurance of the goods even when specific instructions are given to do so. Banks will only take such action if, when, and to the extent that they agree to do so in each case, notwithstanding the provisions of sub-article 1 (c), this rule applies even in the absence of any specific advice to this effect by the collecting bank.

c. Nevertheless, in the case that banks take action for the protection of the goods, whether instructed or not, they assume no liability or responsibility with regard to the fate and/or condition of the goods and/or for any acts and/or omissions on the part of any third parties entrusted with the custody and/or protection of the goods. However, the collecting bank must advise without delay the bank from which the collection instruction was received of any such action taken.

d. Any charges and/or expensed incurred by banks in connection with any action taken to protect the goods will be for the account of the party from whom they received the collection.

e. i. Notwithstanding the provisions of sub-article 10 (a), where the goods are consigned to or the order of the collecting bank and the drawee has honoured the collection by payment, acceptance or other terms and conditions, and the collecting bank arranges for the authorized the collecting bank to do so.

ii.Where a collecting bank on the instructions of the remitting bank or in terms of sub-article 10 (e) i, arranges for the release of the goods, the remitting bank shall indemnify such collecting bank for all damages and expenses incured.

Article 11

Disclaimer For Acts of an Instructed Party

a. Banks utilizing the services of another bank or other banks for the purposes of giving effect to the instructions of the principal, do so for the account and at the risk of such principal.

b. Banks assume no liability or responsibility should the instructions they transmit not be carried out, even if they have themselves taken the initiative in the choice of such other bank(s).

c. A party instructing another party to perform services shall be bound by and liable to indemnify the instructed party against all obligations and responsibilities imposed by foreign laws and usages. Article 12

Disclaimer on Documents Received

a.Bank must determine that the documents received appear to be as listed in the collection

5

instruction and must advise by telecom-munication or, if that is not possible, by other expeditious means, without delay, the party from whom the collection instruction was received of any documents missing, or found t be other than listed.

Banks have no further obligation in this respect.

b. If the documents do not appear to be listed, the remitting bank shall be precluded from disputing the type and number of documents received by the collecting bank.

c. Subject to sub-article 5 (c) and sub-article 12 (a) and 12 (b) above, banks will present documents as received without further examination.

Article 13

Disclaimer on Effectiveness of Documents

Banks assume no liability or responsibility ofr the form,

sufficiency,accuracy,genuineness,falsification or legal effect of any document (s) or superimposed thereon; nor do they assume any liability, condition,packing ,delivery, value of existence of the goods represented by any document (s),or for the good faith or acts and/or

omission,solvency,performance or standing of the consignors, the carriers,the forwarders,the consignees or the insurers of the goods, or any other person whomsoever.

Article 14

Disclaimer on Delays,Loss in Transit and Translation

a.Banks assume no liability or responsibility for the consequences arising out of delay and/or loss in transit of any message (s), letter(s) or document(s), or for delay,mutilation or other error(s) arising in transmission of any telecommunication or for error(s) in translation and/or interpretation of technical terms.

b. Banks will not be liable or responsible for any delays resulting from the need to obtain clarification of any instructions received.

Article 15

Force Majeure

Banks assume no liability or responsibility for consequence arising out of the interruption of their business by Acts of God, riots,civil commotios,insurrections, wars, or any other causes beyond their control or by strikes or lockouts.

D. Payment

Article 16

Payment Without Delay

a.Amounts collected (less charges and/or disbursements and/or expenses where applicable) must be made available without delay to the party from whom the collection instruction was received in accordance with the terms and conditions of the collection instruction.

b. Notwithstanding the provisions of sub-article 1 (c) and unless otherwise agreed, the collecting bank will effect payment of the amounts collected in favour of the remitting bank only.

Article 17

Payment in Local Currency

In the case of documents payable in the currency of the country of payment (local currency), the presenting bank must, unless otherwise instructed in the collection instruction, release the documents to the drawee against payment in local currency only if such currency is immediately available for disposal in the manner specified in the collection instruction.

6

Article 18

Payment in Foreign Currency

In the case of documents payable in a currency other than of the country of payment (foreign currency), the presenting bank must, unless otherwise instructed in the collection

instruction,release the documents to the drawee against payment in the designed foreign currency only if such foreign currency can immediately remitted in accordance with the instructions given in the collection instruction.

Article 19

Partial Payments

a.In respect of clean collections, partial payments may be accepted if and to the extent to which and on the conditions on which partial payments are authorized by the law in force in the place of payment. The financial document(s) will be released to the drawee only when full payment thereof has been received.

b. In respect of documentary collection, partial payments will only be accepted if specifically authorized in the collection instruction. However,unless otherwise instructed, the presenting bank will release the documents to the drawee only after full payment has been received, and the presenting bank will not be responsible for any consequence arising out of any delay in the delivery of documents.

c.In all cases partial payments will be accepted only subject to compliance with the provisions of either Article 17 or Article 18 as appropriate. Partial payment, if accepted, will be dealt with in accordance with the provisions of Article 16.

E. Interest, Charges and Expenses

Article 20

Interest

a.If the collection instruction specifies that interest is to be collected and the drawee refuses to pay such interest, the presenting bank may deliver the document (s) against payment of acceptance or on other terms and conditions as the case may be, without collecting such interest, unless sub-article 20 (c) applies.

b. Where such interest is to be collected, the collection instruction must specify the rate of interest,interest period and basis of calculation.

c.Where the collection instruction expressly states that interest may not be waived and the drawee refuses to pay such interest the presenting abnk will not deliver document and will not be responsible for any consequences arising out of any delay in the delivery of document(s). When payment of interest has been refused, the presenting bank must inform by telecommunication or, if that is not possible, by other expeditious means without delay the bank from which the collection instruction was receive

d.

Article 21

Charges and Expenses

a.If the collection instruction specifies that collection charges and/or expenses are to be ofr account of the drawee and the drawee refuses to pay them, the presenting bank may deliver the document(s) against payment or acceptance or on other terms and conditions as the case may be, without collecting charges and/or expenses,unless sub-article 21 (b) applies.

Whenever collection charges and/or expenses are so waived they will be for the account of the party from whom the collection was received and may be deducted from the proceeds.

b.Where the collection instruction expressly states that charges and/or expenses may not be waived and the drawee refuses to pay such charges and/or expenses, the presenting bank will not

7

deliver documents and will not be responsible for any consequence arising out of any delay in the delivery of the document(s). When payment of collection charges and/or expenses has been refused the presenting bank must inform by telecommunication or, if that is not possible, by other expeditious means without delay the bank from which the collection instruction was received. c.In all cases where in the express terms of a collection instruction or under these Rules, disbursements and/or expenses and/or collection charges are to be borne by the principal, the collecting bank(s) shall be entitled to recover promptly outlays in respect of disbursements,expenses and charges from the bank form which the collection instruction ws received, and the remitting bank shall be entitled to recover promptly from the principal any amount so paid out by it,together with its own disbursements,expenses and charges,regardless of the fate of the collection.

d.Banks reserve the right to demand payment of charges and/or expenses in advance from the party from whom the collection instruction was received, to cover costs in attempting to carry out any instructions, and pending receipt of such payment also reserve the right not to carry out such instructions.

F. Other Provisions

Article 22

Acceptance

The presenting bank is responsible for seeing that the form of the acceptance of a bill of exchange appears to be complete and correct, but is not responsible for the genuineness of any signature or for the authority of any signatory to sign the acceptance.

Article 23

Promissory Notes and Other Instructions

The presenting bank is not responsible fo the genuineness of any signature or for the authority of any signature to sign a promissory note, receipt, or other instruments.

Article 24

Protest

The collection instruction should give specific instructions regarding protest (or other legal process in lieu thereof), in the event of non-payment or non-acceptance.

In the absence of such specific instructions, the banks concerned with the collection have no obligation to have the document(s) protested (or subjected to other legal process in lieu thereof) for non-payment or non-acceptance.

Any charges and/or expenses incurred by banks in connection with such protest, or other legal process,will be for the account of the party from whom the collection instruction was received. Article 25

Case-of-Need

If the principal nominates a representative to act as case-of-need in the event of non-payment and/or non-acceptance the collection instruction should clearly and fully indicate the powers of such case-of-need. In the absence of such indication banks will not accept any instructions from the case-of-need.

Article 26

Advices

Collecting banks are to advise fate in accordance with the following rules:

a.Form of Advise

8

All advices of information from the collecting bank to the bank from which the collection instruction was received, must bear appropriate details including, in all cases,the latter bank’s reference as stated in the collection instruction.

b.Method of Advice

It shall be the responsibility of the remitting bank to instruct the collecting bank regarding the method by which the advices detailed in (c) i, (c) ii and (c) iii are to be given. In the absence of such instructions, the collecting bank will send the relative advices by the method of its choice at the expense of the bank from which the collection instruction was received.

c. i. Advice of Payment

The collecting bank must send without delay advice of payment to the bank from which the collection instruction was received, detailing the amount or amounts collected,charges and/or disbursements and/or expenses deducted, where appropriate, and method of disposal of the funds. ii.Advice of Acceptance

The collecting bank must send without delay advice of acceptance to the bank from which the collection instruction was received.

iii.Advice of Non-payment and/or Non-acceptance

The presenting bank should endeavour to ascertain the reasons for non-payment and/or non-acceptance and advise accordingly, without delay,the bank from which it received the collection instruction.

The presenting bank must send without delay advice of non-payment and/or advice of non-acceptance to the bank form which it received the collection instruction.

On receipt of such advice the remitting bank must give appropriate instructions as to the further handling of the documents. If such instructions are not received by the presenting bank within 60 days after its advice of non-payment and/or non-acceptance, the documents may be returned to the bank from which the collection instruction was received without any further responsibility on the part of the presenting bank.

一、总则和定义

第一款《托收统一规则》第522号的应用。

（1）国际商会第522号出版物《托收统一规则》1995年修订本将适用于第二款所限定的、并在第四款托收指示中列明适用该项规则的所有托收项目。除非另有明确的约定，或与某一国家、某一政府，或与当地法律和尚在生效的条例有所抵触，本规则对所有的关系人均具有约束力。

A. 總則和定義

第1條 522規則的適用範圍

（a）“托收統一規則”1995 年修訂本（國際商會第 522 號出版物）適用於第2條定義所限定並在第4條指明的托收指示條文中載明的一切托收。

除非另有約定，或除非與一國，一洲或當地不得違反的法律，法規相抵觸，本托收統一規則對有關各方均有約束力。

9

（b）銀行沒有義務必須受理托收，或任何托收指示或以後的有關指示。

（c）如銀行無論由任何原因決定不受理托收或它收到的任何有關指示，它必須以電訊方式，或者，如不可能，則以其他快捷方式通知委辦托收或發來指示的一方，不得延誤。

第2條托收的定義

就本條文而言

（a）“托收”意指銀行按照收到的指示處理第2條（b）款界定的單據，以求：

1. 獲得付款和/或承兌，或

2. 憑付款和/或承兌交單，或

3. 按其他條件交單

（b）“單據”意指資金單據和/或商業單據：

1. “資金單據”意指匯票，本票，支票，或其他用於收取金錢的同類工具。

2. “商業單據”意指發票，運輸單據，物權單據或其他同類單據，或不屬於資金單據的其他單據。（c）“光票托收”意指不附帶商業單據，只有資金單據的托收。

（d）“跟單托收”意指下列單據的托收

1. 附帶商業單據的資金單據，

2. 不附帶資金單據的商業單據。

第3條托收的當事人

（a）就本條文而言，各有關當事人是指：

1. 委託人，即委託銀行辦理托收的人，

2. 托收行，即接受委託人的委託，辦理托收的銀行，

3. 代收行，即除托收行以外，參與托收業務的任何銀行，

4. 提示行，即向付款人辦理提示手續的代收行。

B. 托收的形式和構成

第4條托收指示

（a）

1. 所有交辦托收的單據必須附有載明遵守522托收規則並有完整明確指示的托收指示書，銀行只允許按托收指示書中的指示和本規則辦事。

2. 銀行不會為了獲得托收指示而審核單據。

3. 除非在托收指示中另有授權，銀行將對委辦托收一方/銀行以外的任何一方/銀行的指示不予考慮。（b）托收指示應包括下述適用的內容：

1. 委辦托收銀行的詳細資料，包括全稱，郵政和SWIFT位址，電傳，電話，傳真號。

2. 委託人詳細資料，包括全稱，郵政地址，如有可能，應包括電傳，電話及傳真號。

3. 付款人的詳細資料，包括全稱，郵政地址，或提示所在地，如有可能，應包括電傳，電話及傳真號。

4. 提示行（如有）的詳細資料，應包括全稱，郵政地址，如有可能，還應包括電傳，電話及傳真號。

10

5. 托收的金額和貨幣

6. 所附托收單據的清單和每種單據的份數。

7.

a. 獲得付款和/或承兌的條件。

b. 交單條件：

（1）付款和/或承兌

（2）其他條件

委辦托收業務的一方有責任將交單條件清楚列明，否則，銀行對由此而產生的後果概不負責。

8. 托收費用，包括注明可否放棄。

9. 托收利息，應注下列內容，包括注明可否放棄。

a. 利率

b. 計息期限

c. 計算基礎（例如一年360天或365天）

10. 支付方式和付款通知形式。

11. 當遭拒付，拒絕承兌或不能滿足其他規定時的指示。

（c）

1. 托收指示應載明付款人或提示所在地的詳細地址，如地址不完整或不準確，代收行可在不承擔任何責任或義務的情況下盡力查找合適的地

址。

2. 代收行對由於位址不洋而造成的延誤概不負責。

C. 提示的形式

第5條提示

（a）就本條文而言，提示是指提示行按指示將單據交給付款人的程式。

（b）托收指示中應注明付款人履行責任的確切時限，但不應使用諸如“第一次”，“儘快”，“立即”之類的詞語來規定提示的時限或要求付款人贖

單或採取其他行為的時限，如果使用了這類詞語，銀行將不予理會。

（c）除非銀行被授權粘貼必要的印花（除非另有指示，印花費用由委託人負擔），作必要的背書，或注托收業務習慣上需要的橡皮戳記或其他用以識別的標記或符號外，應按收到時的式樣提示給付款人。

（d）為了切實執行委託人的指示，托收行將使用委託人指定的銀行作為代收行。如果委託人沒有指定代收行，托收行可自行選定或由其他銀行選擇付款或承兌所在國的任何銀行，或選擇付款人履行責任所在國的任何銀行為代收行。

（e）單據和托收指示書可由托收行直接寄送代收行，或通過另一銀行作為中間行轉送代收行。

（f）如果托收行沒有指定具體的提示行，代收行可自行選定提示行。

第6條即期/承兌

遇有即期付款單據，提示行必須不延誤地提示付款，遇有即期以外的遠期付款單據，在要求承兌時，提示行必須不延誤地提示承兌，需要付款時，提示行必須不遲於規定的到期日提示付款。

11

第7條商業單據的交付

承兌交單（D/A）

付款交單（D/P）

（a）托收不應含有遠期付款匯票而同時又指示付款後交單。

（b）如果托收含有遠期付款匯票，則托收指示中應注明商業單據是承兌（D/A）後還是付款（D/P）後交給付款人。如果沒有這種指示，則商業單據將於付款後交付，由晚交單而引起的一切後果代收行概不負責。

（c）如果托收含有遠期付款匯票，而托收指示又規定付款後才交付商業單據，則單據將在付款後交給付款人，代收行對於因晚交單而引起的一切後果概不負責。

第8條單據的製作

如果托收行指示代收行或付款人繕制托收中不包括的單據（匯票，本票，信託收據，承諾函或其他單據）時，托收行應提供這些單據的式樣和內容，否則，代收行對於自己或付款人所提供的單據的式樣和內容概不負責。

D. 責任和義務

第9條善意與合理謹慎

銀行應以善意與合理的謹慎行事。

第10條單據與貨物/服務/行為

（a）未經銀行同意，貨物不應按銀行的地址直接發運給銀行，也不應以銀行或銀行的指定人為收貨人。因此，如果未經銀行同意而將貨物按銀行地址直接發運給銀行，或以銀行或銀行的指定人為收貨人，以便銀行在付款，承兌或履行其他條件後將貨物交給付款人，該銀行沒有提貨的義務，其風險和責任由發貨人承擔。

（b）銀行對與跟單托收有關的貨物，沒有採取任何措施的義務，包括存倉和保險，即使在托收指示中對此有特殊指示也無義務採取措施。銀行只在事先同意並在同意的範圍內才執行這些指示。即使代收行沒有發出上述含義的專門通知，這一原則同樣適用，不受本規則第1條（C）款的約束。

（c）然而，無論是否接受指示，如果銀行對貨物採取保護措施，銀行也不對貨物的處境和/或狀況負責，也不對受託看管和/或保護貨物的第三方所採取的行為和/或疏漏負責。但是、代收行必須不延誤地將它採取的措施通知發出托收指示的銀行。

（d）由於銀行對貨物採取保護措施所引起的手續費和費用概由委託人負擔。

（e）

1. 儘管有本規則第10條（a）款的規定，如果貨物仍以代收行或代收行的指定人為收貨人，並且付款人業已付款，承兌或履行其他義務，在此

情況下，如果代收行安排交貨，應該認為托收行已經授權代收行這樣做。

12

2. 如果代收行按托收行的指示或根據本規則第10條（e）1.款的規定安排交貨，托收行應賠償代收行因交貨而引起的損失和費用。

第11條受指示方行為的免責

（a）銀行為執行委託人的指示而利用另一銀行或其他銀行的服務，費用和風險由該委託人承擔。

（b）即使銀行主動選擇了其他銀行的服務，如它發出的指示未被執行，銀行不承擔責任。

（c）一方指示另一方提供服務時，指示方應受外國法律和慣例規定的義務和責任所約束，並對被指示方承擔的該項義務和責任負責賠償。

第12條對收到單據的免責

（a）銀行必須核實所收到的單據表面上與托收指示書中所列的單據一致。如果發現有遺漏或與托收指示書中所列不符，應立即以電訊方式，如不可能，則以其他快捷方式，通知發出托收指示的一方，除此之外，銀行無其它義務。

（b）如果單據表面上並未在托收指示書中列明，托收行不應就這些單據的種類和份數向代收行提出異義。

（c）根據本規則第5條（c）款，第 12條（a）款及（b）款的規定，銀行提示所收到的單據時，無須進一步審核單據。

第13條對單據有效性的免責

銀行對於單據的形式，完整性，準確性，真偽或法律效力，或對於單據上規定的或附加的一般和/或特殊條件，概不負責。銀行對於任何單據中關於貨物的描述，數量、重量、品質、狀況、包裝、交付，價值或存在，或對於貨物的發貨入，承運人，運輸行，收貨人或承保人，或其他任何人的誠信，行為和/或不行為，疏忽，執行能力或信譽，也概不負責。

第14條對單據傳遞過程中的延誤，喪失和對單據翻譯的免責

（a）銀行對於任何電文，函件或單據在傳遞過程中發生的延誤和/或喪失所造成的後果，對於任何電子傳遞過程中發生延誤，殘缺或其他錯誤，對專門術語的翻譯和/或解釋上的錯誤，概不承擔責任和義務。

（b）銀行對需要澄清所收到的指示而採取措施所產生的延誤概不負責。

第15條不可抗力

銀行對於天災，暴動、騷亂、叛亂、戰爭或本身無法控制的任何原因所引起的後果或對於因罷工或停工致使銀行營業中斷所造成的後果，概不承擔義務和責任。

E. 付款

13

第16條付款不得延誤

（a）收妥的款項（扣除各種手續費和/或開銷和/或其他費用）必須按照托收指示書的規定，立即解付給發生指示書的一方。

（b）即使有第1條（c）款的規定，除非另有約定，代收行將收妥的款項只能解付給托收行。

第17條以當地貨幣支付

（a）如果單據是以付款國的貨幣（當地貨幣）支付，除非托收指示中有其他規定，提示行必須在付款人支付當地貨幣並按托收指示書中規定的辦法立即處理後，才能將單據交給付款人。

第18條用外幣支付

如果單據是以付款國以外的貨幣（外幣）支付，除非在托收指示書中有其他指示，提示行必須在付款人以指定的外幣支付，並確知按托收指示書中規定的辦法能立即將該外幣匯出後，才能將單據交給付款人。

第19條部分付款

（a）在光票托收業務中，在付款地現行法律准許部分付款的條件下和限度內，才可以接受付款人的部分付款，但資金單據只能在全部款項收到時才能將單據交給付款人。

（b）在跟單托收業務中，只有在托收指示書中特別授權的情況下，部分付款才能接受，但是，除非另有指示，提示行只有在全部款項收到後才能將單據交給付款人，提示行對晚交單所引起的後果不負責任。

（c）在所有情況下，部分付款僅在符合第17條或第18條規定的情況下才能接受。如果接受部分付款，須按第16條處理。

F. 利息、手續費和費用

第20條利息

（a）如果托收指示中規定收取利息，而付款人拒絕支付此利息，提示行可根據情況在付款/或承兌或履行其他義務後向付款人交單，不收利息，但本條（c）款規定的情況除外。

（b）如須收取此種利息，托收指示中必須規定利率，計息期限和計算基礎。

（c）當托收指示中明確注明利息不可放棄，而付款人又拒絕支付時，提示行不予交單並且對晚交單所產生的後果不予負責。但提示行必須以電訊方式，如不可能則以其他快捷方式通知發出托收指示的銀行，不得延誤。

第21條手續費和費用

（a）如果托收指示中規定托收手續費及/或費用由付款人負擔，而付款人又拒絕支付時，提示行可以根據情況在付款，承兌或履行其他條件後將單據交給付款人，不收手續費和/或費用，適合本規則第21條（b）款者除外，托收手續費如此免除後，這些費用應由發出托收指示的一方負擔，並且自貨款中扣除。

14

（b）如果托收指示中明確注明手續費和費用不可免除，而付款人又拒絕支付時，提示行不予交單並且對晚交單所產生的後果不予負責。當托收手續費和/或費用被拒付後，提示行必須以電訊方式，或如不可能，則以其他快捷方式不延誤地通知發出托收指示的銀行。

（c）在任何情況下，按托收指示規定或根據本規則，開支和/或費用和/或托收手續費由委託人負擔者，代收行有權迅速從發出托收指示的銀行收回此等費用。托收行無論托收結果如何，也有權迅速向委託人收回它已墊付的此等費用以及它本身的開支，費用和手續費。

（d）銀行保留權利要求發出托收指示的一方預付手續費和/或費用，以彌補企圖執行托收指示過程中的花費。在收到這些手續費及/或費用之前，銀行還保留不執行托收指示的權利。

G. 其他條款

第22條承兌

提示行應負責查看匯票上的承兌形式在表面上是否完整和正確，但簽名的真實性或簽名人是否有簽署承兌的許可權不予負責。

第23條本票及其它支付工具

提示行對於本票，收據及其它支付工具的任何簽名的真實性，對於簽名人是否有權簽署這些支付工具，概不負責。

第24條拒絕證書

在托收指示中對於遭拒付或拒絕承兌時，是否需要做成拒絕證書（或其他法律手續以代替拒絕證書）應有具體指示。

如無此項具體指示，經辦托收的有關銀行在遭到拒付或拒絕承兌時，沒有義務作成拒絕證書（或採取其他可以替代的法律手續）。

銀行作成拒絕證書或採取其他法律手續而發生的手續費和費用概由發出指示的一方負擔。

第25條需要時代理

如果委託人指定一名代表，以便在遭拒付或拒絕承兌時作為需要時代理人，在托收指示中應明確而充分地規定該代理人的許可權，如無此項規定，銀行對來自需要時代理人的任何指示將不予受理。

第26條通知

代收行應按下列原則通知托收結果

（a）通知的形式

代收行向發出托收指示銀行送交的所有通知和資訊都應載明必要的詳細內容，在任何情況下都應包括後者托收指示書的編號。

15

（b）通知的方法

托收行有義務指示代收行關於本條（c）款 1.2.3.中說明的三項內容的通知方式，沒有這種指示，代收行將自行選定通知方式，而費用則由發出托收指示的銀行承擔。

（c）

1. 付款通知

代收行應無延誤地向發出托收指示的一方發送付款通知，詳細列明收妥的金額，已扣除的手續費和/或開支和/或費用和款項的處理方法。

2. 承兌通知

代收行應無延誤地向發出托收指示的銀行發送承兌通知。

3. 拒付通知和/或拒絕承兌通知。

提示行應盡力查找拒付和/或拒絕承兌的原因，並儘快如實通知發出托收指示的銀行。提示行必須無延誤地向發出托收指示的銀行發出拒付通知和/或拒絕承兌通知，收到通知後，托收行必須在合理時間內作出進一步處理單據的指示，如果在發送拒付通知和/或拒絕承兌通知後60天內，提示行未收到該項指示則可將單據退回發出托收指示的銀行。

中英词组对照（1）

债转股

debt-to-equity swap

港元的联系汇率制

the linkage system between the US dollar and the HK dollar

坏帐、呆帐、死帐

bad account/ dead account/ uncollectible account/bad debt/ bad loan

反倾销措施

anti-dumping measures

against ......

通货紧缩

deflation

通货膨胀

inflation

非配额产品

quota-free products

非生产性投资

investment in non-productive projects

风险管理/评估

risk management/ assessment

风险基金

venture capital

风险准备金

loan loss provision/ provisions of 进口渗透

Import penetration

进口替代

Import substitution

进口附加税

Import surcharge

进口差价税

Import variable duties

最初谈判权(初谈权)

INRs (Initial Negotiating Rights)

(纺织品与服装、农产品)一体化进程Integration process

国际兽疫组织

International Office of Epizootics

知识产权

IPRs (Intellectual property rights)

国际纺织品服装局

ITCB (International Textile and Clothing Bureau)

产品生命周期分析

LCA (Life Cycle Analysis)

最不发达国家

LDCs (Least-developed countries)

许可费

License fee

同类产品

Like product

16

risk

搞活国有大中型企业

revitalize large and medium-sized state owned enterprises

规模经济

scale economy/ economies of scale 国合企业（即国有合作社）

state-owned cooperatives

国际收支

balance of international payments/ balance of payment

国际收支不平衡

disequilibrium of balance of payment

国家补贴

public subsidies

国家现汇结存

state foreign exchange reserves

合理引导消费

guide rational consumption

季节性调价

seasonal price adjustments

既成事实

established/accomplished facts

技工贸结合的科技型企业

scientific and technological enterprises that integrate

scientific and technological developmentwith industrial and trade development

劳动密集性企业

labor-intensive enterprises

乱集资、乱摊派、乱收费

unwarranted pooling of funds, arbitrary requisition of donations and exaction of fees from enterprises/ unauthorized pooling of funds, compulsory donations and random levies on enterprises

千年问题、千年虫

millennium bug

企业技术改造

technological updating of enterprises

企业亏损补贴

subsidies to cover enterprise 当地含量

Local content

市场准入

Market access

专门的营销机构

Market boards

实质损害

Material injury

模式

Modalities

配额调整条款

modulation of quota clause

《蒙特利尔议定书》(有关保护大气臭氧层的多边环境协定)

Montreal Protocol

(农业)多功能性

Multifunctionality

(服务贸易)自然人

National Person

国民待遇

National treatment

新议题

New issues

通知义务

Notification obligation

(利益的)丧失和减损

Nullification and impairment

有秩序的市场安排

Orderly market arrangements

(争端解决)专家组

Panel

《巴黎公约》(关于保护工业知识产权的公约) Paris Convention

(《农业协议》中关于反补贴的)和平条款Peace clause

诸边协议

Plurilateral agreement

(服务贸易)自然人流动

Presence of natural person

生产补贴

Production subsidy

皮包公司

flying-by-night company; bogus company 放松银根

ease monetary policy

流动人口

17

losses

实行国民待遇

grant the national treatment to

平等互利、讲求实效、形式多样、共同发展的方针

pursuing practical results, adopting various waysand seeking common development/ the principle of equality, mutual benefit, efficiency, diversity andmutual development

瓶颈制约

“bottleneck"restrictions

关贸总协定

GATT (General Agreement on Tariffs and Trade)

世界贸易组织

WTO (World Trade Organization)

乌拉圭回合

Uruguay Round

最惠国贸易地位(待遇)

MFN (Most-favored-

nation)(Treatment)

争端解决机构

Dispute Settlement Body

《关于争端解决规则与程序的谅解》

DSU(Understanding on Rules and Procedures Governing the Settlement of Disputes)

动植物卫生检疫措施

SPS (Sanitary and Phytosanitary Standard )

（农产品）综合支持量

AMS (Aggregate Measurement of Support)

(《农产品协议》)特殊保障

SSG (Special Safeguard)

《纺织品与服装协议》

ATC (Agreement on Textiles and Clothing)

《服务贸易总协定》

GATS (General Agreement on Trade in Services)

《信息技术协议》

ITA (Information Technology Agreement) floating population

企业的自我约束机制

self-regulating mechanism of enterprises 贪图安逸

crave comfort and pleasure

消费膨胀

inflated consumption

信息化

informationize

无氟冰箱

freon-free refrigerator

无纸交易

paperless transaction

适销对路的产品

readily marketable products

倒爷

profiteer

机构臃肿

overstaffing in (government) organizations

机构重叠

organizational overlapping

利改税

substitution of tax payment for profit delivery

经常性的财政收入

regular revenues

慢性萧条

chronic depression

双重轨制

two-tier system / double-track system

就业前培训

pre-job training

岗位培训

on-the-job training

军民两用品出口

dual purpose exports

军民两用产品和技术

dual-use goods and technology

北美自由贸易区

NAFTA North American Free Trade Area

全球配额

global quota

祖父条款

grandfather clause

动物源食品

18

《多种纤维协定》

MFA (Multifibre Agreement)

《北美自由贸易协定》

NAFTA (North American Free Trade Agreement)

东盟自由贸易区

ASEAN Free Trade Area

东部和南部非洲共同市场

COMESA (Common Market for Eastern and Southern Africa)

南方共同市场（或称南锥体共同市场）MERCOSUR (Southern Common Market) 南亚区域合作联盟

SAARC (South Asian Association for Regional cooperation)

贸易与发展委员会

Committee on Trade and Development 贸易与环境委员会

Committee on Trade and Environment 欧洲自由贸易联盟

EFTA (European Free Trade Association)

联合国粮农组织

FAO (Food and Agriculture Organization of the United Nation) 国际贸易中心

ITC (International Trade Center)

国际贸易组织

ITO (International Trade Organization)

国际贸易组织临时委员会

ICITO (Interim Commission for the International Trade Organization) 国际劳工组织

ILO (International Labor Organization)

国际货币基金组织

IMF (International Monetary Fund) 国际标准化组织

ISO (International Organization for Standardization)

经济合作与发展组织

OECD (Organization for Economic Cooperation and Development)

联合国贸易与发展会议

UNCTAD (United Nations Conference on Animal-derived food

部门提前自愿自由化

EVSL (Early Voluntary) Sectoral Liberalization

贸易和投资自由化和便利化

TILF (Trade and Investment

Liberalization and Facilitation)

国际清算

international settlement

商住和公益设施建设

commercial, residential and public

utility construction

广开就业门路

increase employment opportunities; create jobs in every possible way; open up more channels of employment

自由浮动汇率

free floating exchange rate; variable exchange rate

资本项目

capital account

经常项目

current account

求同存异

overcome differences and seek common ground

防伪标志

anti-fake label

出口创汇型产业

export-oriented industry

盘活存量资产

revitalize stock assets

竟价投标

competitive bidding

协议投标

negotiated bidding

横向兼并

horizontal merger

垂直兼并

vertical merger

垃圾融资

junk financing

货币市场

money market

申报制度

reporting system; income declaration

19

Trade and Development)

联合国开发计划署

UNDP (United Nations Development Program)

联合国环境署

UNEP (United Nations Environment Program)

世界海关组织

WCO (World Customs Organization)

世界知识产权组织

WIPO (World Intellectual Property Organization)

非洲、加勒比和太平洋国家集团（洛美协定）

ACP(African, Caribbean and Pacific Group)

（补贴协议）可诉补贴

Actionable subsidy

（农产品国内支持）"黄箱"措施

Amber Box measures

(解决争端)上诉

Appeal

上诉机构

Appeal body

《巴塞尔公约》（有关危险废弃物的多边环境协定）

Basel Convention

《伯尔尼公约》（有关保护文学和艺术作品版权的公约）

Berne Convention

基础税率

Base tariff level

（农产品国内支持）蓝箱措施

BOP(Balance-of-payments) Provisions 国际收支条款

BOP(Balance-of-payments) Provisions 既定日程

Built-in agenda

约束水平

Bound level

食品法典委员会

CAC(Codex Alimentarius Commission) （欧盟）共同农业政策

Common Agriculture Policy

《生物多样性公约》

CBD(Convention on Biological system

船务公司

shipping service company

非商标(非专利)产品

generic products

稳健的货币政策

prudent monetary policy

超前消费

deficit spending

(到银行)挤兑

run on banks

对农业的国内支持

domestic support to agriculture

特种债券

special bonds

富裕经济

economy of abundance

年复合增长率

CAGA (compound annual growth average) 动物源性蛋白

Animal-based protein

转基因组织 GMO

(genetically modified organism)

视频点播

VOD (video-on-demand)

音频点播

AOD (audio-on-demand)

对外项目承包

foreign project contracting

劳务合作

labor service cooperation

外援方式

modality of foreign aid

自1999年1月1日起实行

come into official enforcement as of January 1, 1999

所有制形式

forms of ownership

以试点的形式实行外贸权自动登记制度implement an automatic registration system of foreign trading rights on a trial basis

风险管理/评估

risk management/ assessment

国家鼓励项目

projects listed as encouraged by the

20