保险专业英语常用词汇大全

acceptance policy 核保政策

accounting period 结算期

aggregate limit 累积限额

aggregated loss 累积损失

antiselection 逆选择

ART (Alternative Risk Transfer 新型风险转移balance 所欠款项

barrages 堰坝

captive pools 自保组合

catastrophe risk 巨灾风险

ceiding company 分出公司

cession limit 分保限额

claim-prone 容易出险

claims assistance 理赔协助

clean cut 结清方式

coinsurance 共保

commencement and termination 起讫

cover 承保health insurance 疾病保险，健康保险

sickness insurance 疾病保险

insurance during a period of illness 疾病保险

insurance for medical care 医疗保险

"major medical" insurance policy 巨额医药费保险

life insurance 人寿保险

endowment insurance 养老保险

insurance on last survivor 长寿保险

social insurance 社会保险

personal property insurance 个人财产保险

insurance of contents 家庭财产保险

险别

All Risks 一切险

risk of breakage 破碎险

risk of clashing 碰损险

risk of rust 生锈险

risk of hook damage 钩损险

risk of contamination (tainting 污染险

insurance against total loss only (TLO 全

cover 责任额

deposit premium 预付保费destroyed 毁坏

earth caves 土坏房屋

EPA

event limit 事件限额

ex gratia payments 通融赔款excess loss 超额赔款

exclusion 除外责任

exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区

finite risk 有限制的风险

flash floods 骤发洪水

flooding of rivers 洪水泛滥

frame structure 框架结构

full coverage 全额承保

full insurance value 足额保险价值损险

risk of deterioration 变质险

risk of packing breakage 包装破裂险

risk of inherent vice 内在缺陷险

risk of normal loss (natural loss 途耗或自然损耗险

risk of spontaneous combustion 自然险

risk of contingent import duty 进口关税险

insurance against war risk 战争险

Air Transportation Cargo War Risk 航空运输战争险

overland Transportation Insurance War Risk 陆上运输战争险

insurance against strike, riot and civil commotion (SRCC 罢工，暴动，民变险

insurance against extraneous risks, insurance against additional risks 附加险

risk of theft, pilferage and nondelivery (TPND 盗窃提货不着险

risk of fresh and/of rain water

damage(wetting 淡水雨淋险

risk of leakage 渗漏险

risk of shortage in weight/quantity 短量险

risk of sweating and/or heating 受潮受热

full liability 全部责任

Geophysics Institute 地球物理研究所GNPI 总净保费收入

hailstorm 雹暴

heavy damage 严重破坏

hollow brick wall 空斗砖结构

hour clause 小时条款

hurricane 飓风

individual losses 单一损失insurability 可保性

insured losses 保险损失

intensity 烈度

layering 层次

less exposed 损失可能性小

liability 责任

light damage 轻度破坏

line slips 分保条

loading 附加费

loss occurrence 损失发生

loss occurring basis 损失发生基础险

5保险英语翻译

risk of bad odour(change of flavour 恶味险，变味险

risk of mould 发霉险

on deck risk 舱面险

6保险英语翻译

保险业词汇

Terms used in insurance industry

accident

意外事故险

actuarial method

精算法

Advance Loss Profits (ALOP

预期利润损失险，利损险

Advance profit

预期利润

broker

经纪人

Business Interruption Insurance (BI

营业中断险

captive

loss participation 分担损失

loss settlement 损失赔付

magnitude 震级

malicious damage 恶意损害

moderate damage 中度破坏

multi-story building 多层建建筑

Munich Re 慕尼黑再

net retained lines 净自留额

net retained losses 损失净自赔额

no profit commission 无纯益风险

non-proportional reinsurance 非比例再保险notification 告知

object 标的

obligatory reinsurance 固定分保

original deductibles 原始免赔额

original rate 原始费率

paid-up capital 已付资本

peak accelerator 峰值加速度

peril 危险

PICC Re 中保再

placement 安排自保公司

casualty

意外伤害险

catastrophe

巨灾险

ceding company

分出公司

claim

索赔

claim settlement

理赔

combined ratio

综合赔付率

Consequential Loss (CL

7保险英语翻译，保险专业词汇。后果损失

Contractor's All Risks (CAR 建筑工程一切险建工险

cover

保障

Delay in completion

PML 可能最大损失

policyholder 保单持有者

pool 共保组合

portfolio entry 未满期责任的出帐

portfolio outgo 未满期责任的入帐

premium 保费

previous losses 既往损失

priority 分保自留额

priority 自付责任

3保险英语词汇表

proportional reinsurance 比例再保险rainstorm 雨暴

rating 费率

reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额

reinsured 分出公司

reinsurer 再保险人

retention 自留额

retention areas 滞洪区

return period 重现期

revoke license 吊销营业执照完工延误

EEI

电子设备险

engineering insurance

工程保险

Erection All Risks (EAR

安装工程一切险安工险

excess of loss cover

超额赔偿

EXL protection

超赔保障

facultative business

临分保

IBRN

Incurred but not reported losses 已发生但未报的损失

IBRN reserve

IBRN 储备金

indemnity period/limit

赔期/期限

inflated claim

超额索赔

seaquake 海震

second event cover 第二事件承保securitization 证券化

seismic demage 震害

set-off 抵销

shear wall structure 剪力墙结构

single 险位超赔

spread loss 分散风险

stop loss 赔付率超赔

storm surges 风暴潮

susceptibility of goods to water 易受水浸性tarrif 费率表

TG 拐点周期

tidal wave 海啸

topographic map 地形图

tornado 龙卷风

total sum insured 总保额

treaty-limits 合约限额

tube structure 筒体结构

underwriting policy 承保政策

windstorm 风暴insurance capacity

承保能力

8保险英语翻译

insured property

参保物业

Kobe

神户

Lloyd

劳合社

long-tail

长尾

Loss of profit

利损险

Machinery (Breakdown Insurance 机器损坏〕险，机损险

mail/sub-contractor

主/分承包商

maintenance

保证期

multiple claim

多次重复索赔

2保险英语词汇翻译

hour clause 小时条款

hurricane 飓风

individual losses 单一损失insurability 可保性

insured losses 保险损失

intensity 烈度

layering 层次

less exposed 损失可能性小

liability 责任

light damage 轻度破坏

line slips 分保条

loading 附加费

loss occurrence 损失发生

loss occurring basis 损失发生基础loss participation 分担损失

loss settlement 损失赔付magnitude 震级

malicious damage 恶意损害moderate damage 中度破坏non-life

非寿险

officer & director liability

雇主保险

outstanding claim reserve

未决索赔准备金

PC industry

property & catastrophe industry

peril

危险

policy

保单

9保险英语翻译

pool 英语翻译：联营

possible maximum loss 英语翻译：可能的最大损失

premium 英语翻译：保费

primary insurance company 英语翻译：原保公司、主保险商

principal/employer 英语翻译：业主

professional 英语翻译：专业险

profit margin 英语翻译：利润边际

multi-story building 多层建建筑

Munich Re 慕尼黑再

net retained lines 净自留额

net retained losses 损失净自赔额

no profit commission 无纯益风险

non-proportional reinsurance 非比例再保险notification 告知

object 标的

obligatory reinsurance 固定分保

original deductibles 原始免赔额

original rate 原始费率

paid-up capital 已付资本

peak accelerator 峰值加速度

peril 危险

PICC Re 中保再

placement 安排

PML 可能最大损失

policyholder 保单持有者

pool 共保组合

portfolio entry 未满期责任的出帐

portfolio outgo 未满期责任的入帐property 英语翻译：财产险proportional cover

比例分保

punitive damage

惩罚性损害

rate

费率

reinsurer

分保人分保公司

reinsurer

再保人

reserve

准备金

retention

10

自留

return period

巨灾间隔期

short-tail

短尾

solvency margin

premium 保费

previous losses 既往损失

priority 分保自留额

priority 自付责任

3保险词汇翻译

proportional reinsurance 比例再保险rainstorm 雨暴

rating 费率

reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额

reinsured 分出公司

reinsurer 再保险人

retention 自留额

retention areas 滞洪区

return period 重现期

revoke license 吊销营业执照

seaquake 海震

second event cover 第二事件承保securitization 证券化

seismic demage 震害

set-off 抵销赔偿能力

standing charges

维持费用

subject insured

风险标的

sum insured

保额

tarrif zone

险区

Third Party Liability (TPL 第三者责任险

treaties business

合同分保

turnover

营业额

underwriting

承保

working expenses /cost

营业费用

writing

承保

shear wall structure 剪力墙结构

single 险位超赔

spread loss 分散风险

stop loss 赔付率超赔

storm surges 风暴潮

susceptibility of goods to water 易受水浸性tarrif 费率表

TG 拐点周期

tidal wave 海啸

topographic map 地形图

tornado 龙卷风

total sum insured 总保额

treaty-limits 合约限额

tube structure 筒体结构

underwriting policy 承保政策

windstorm 风暴

保险Insurance

保险法Law?of?Insurance

保险公司Insurance?Company

保险合同Insurance?Contract

保险单Policy

保险条款Insurance?Clauses

保险标的Insurance?Subject

保险金额Insured?Amount

保险期限Insurance?Period

保险费Insurance?Premium

保险人Insurer

被保险人Insured

保险代理人Insurance?Agent

保险经纪人Insurance?Broker

财产保险Property?Insurance

产品责任保险Product?Liability?Insurance

劳工保险和雇主责任保险

Workers?Compensation?and?Employer?Liability?Insurance 年金保险Annuities?Insurance

人寿保险Life?Insurance

两全保险Endowment?Assurance

现金价值Cash?Value

终身寿险Whole?Life?Insurance

再保险?Reinsurance

保险基本英语术语

累积结余 (accumulated value)

全险 (all risks)

年金 (annuity)

比例计算法 (average)

「比例分担」条文 (average condition)

受益人 (beneficiary)

改善 (betterment)

盗窃罪 (burglary)

现金价值 (cash value)

保险凭证 (certificate of insurance)

赔偿 (claim)

损害赔偿合约 (contract of indemnity) 间接损失 (consequential loss)

分摊 (contribution)

互有疏忽 (contributory negligence)

参与供款计划 (contributory plan)

可转换定期寿险 (convertible term insurance) 冷静期 (cooling-off period)

保障范围 (cover)

承保单(附条文收据)(cover note (conditional receipt))

客户保障声明书 (customer protection declaration form) 递减定期寿险 (decreasing term insurance)

自付额/免赔额 (deductible)

界定福利计划 (defined benefit plan)

重复补偿 (double indemnity)

批单 (endorsements)

储蓄保险 (endowment insurance)

不受保项目 (exceptions)

自付额 (excess)

不受保项目 (exclusion)

见 exclusions

起赔额（率） (franchise)

不可争议条款 (incontestability provision)

可保权益 (insurable interest)

中间人 (intermediary)

儿童保险单 (juvenile insurance policy)

定额定期寿险 (level term insurance)

雇员征费 (levy)

有限责任 (limits of liability)

理赔师 (loss adjuster)

恶意破坏 (malicious damage)

重大转变 (material changes)

重要事实 (material fact)

期满 (maturity)

期满日 (maturity date)

指定风险保险 (named peril policy)

疏忽 (negligence)

缴清保单 (paid-up policy)

终身寿险 (permanent life insurance)

个人责任 (personal liability)

保单 (policy)

保单附加条款 (policy rider)

保单现金提取条款 (policy withdrawal provision) 保费 (premium)

第一受益人 (primary beneficiary)

公众责任 (public liability)

附加保障 (rider)

标准风险 (standard risks)

次标准风险 (substandard risks)

自杀不保条款 (suicide exclusion provision) 投保额 (sum insured)

退保手续费 (surrender charge)

定期寿险 (term life insurance)

第三者 (third party)

第三者责任 (third party liability / public liability)

完全及永久伤残 (total and permanent disability)

投保不足 (under-insurance)

核保人 (underwriters)

核保 (underwriting)

最高诚信 (utmost good faith)

投资人寿保险 (variable life insurance)

无效 (void)

保费豁免/伤残权益 (waiver of premium for disability benefit)

保费豁免/支付**益 (waiver of premium for payer benefit)

终身寿险 (whole life insurance)

每年续保定期计划 (yearly renewable term)

Insurance Policy (or Certificate)保险单（或凭证）

& Coverage险别

(2)with particular average .)水渍险（基本险）

(3)all risk一切险（综合险）

(5)war risk战争险

(6)cargo(extended cover)clauses货物（扩展）条款

(7)additional risk附加险

(8)from warehouse to warehouse clauses仓至仓条款

(10)rain fresh water damage淡水雨淋险

(11)risk of shortage短量险

(12)risk of contamination沾污险

(13)risk of leakage渗漏险

(14)risk of clashing & breakage碰损破碎险

(15)risk of odour串味险

(16)damage caused by sweating and/or heating受潮受热险

(17)hook damage钩损险

(18)loss and/or damage caused by breakage of packing包装破裂险

(19)risk of rusting锈损险

(20)risk of mould发霉险

(22)risk of spontaneous combustion自燃险

(23)deterioration risk腐烂变质险

(24)inherent vice risk内在缺陷险

(25)risk of natural loss or normal loss途耗或自然损耗险

(26)special additional risk特别附加险

(27)failure to delivery交货不到险

(28)import duty进口关税险

(29)on deck仓面险

(30)rejection拒收险

(31)aflatoxin黄曲霉素险

(32)fire risk extension clause-for storage of cargo at destination Hong Kong, including Kowloon, or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款

(33)survey in customs risk海关检验险

(34)survey at jetty risk码头检验险

(35)institute war risk学会战争险

(36)overland transportation risks陆运险

(37)overland transportation all risks陆运综合险

(38)air transportation risk航空运输险

(39)air transportation all risk航空运输综合险

(40)air transportation war risk航空运输战争险

(41)parcel post risk邮包险

(42)parcel post all risk邮包综合险

(43)parcel post war risk邮包战争险

(44)investment insurance(political risks)投资保险（政治风险）

(45)property insurance财产保险

(46)erection all risks安装工程一切险

(47)contractors all risks建筑工程一切险

金融英语（fect）：保险业英文术语(二)

stipulations for insurance保险条款

(1)marine insurance policy海运保险单

(2)specific policy单独保险单

(3)voyage policy航程保险单

(4)time policy期限保险单

(5)floating policy (or open policy)流动保险单

(6)ocean marine cargo clauses海洋运输货物保险条款

(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款

(8)ocean marine cargo war clauses海洋运输货物战争险条款

(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款

(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条款（火车、汽车）

(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款

(12)air transportation cargo insurance clauses航空运输货物保险条款

(13)air transportation cargo war risk clauses航空运输货物战争险条款

(14)parcel post insurance clauses邮包保险条款

(15)parcel post war risk insurance clauses邮包战争保险条款

(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款

(17)………险

(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & . as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）

(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue 保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可

在本证金额以外支付

(20)insurance policy (certificate)…

(22)insurance policy/certificate covering all war mines risks保险单/凭证投保一切险、战争险、地雷险（注：mines解释为地雷，属于战争险的负责范围，可以接受）

(23). this insurance must be valid for period of 60 days after the discharge of goods水渍险在货物卸船后60天有效

(24)in triplicate covering all risks and war risks including . and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in Penang 投保一切险和战争险包括水渍险，破碎损失有5%绝对免赔率，按

全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份

(25)insurance policy issued of endorsed to order………

(27)covering all eventual risks投保一切以外风险

(28)covering all marine risks投保一切海运风险

(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipment海运保险单包括负责船舶互撞条款和全部货载

(30)insurance… including deviation clauses保险包括绕道条款（变更航程条款）

(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated…按照中国人民保险公司×年×月×日陆上运输货物保险条款（火车、汽车）投保陆上运输一切险

×年×月×日航空运输货物保险条款投保航空运输一切险

(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated…保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险

(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated…按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险

…按照中国人民保险公司×年×月×日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险

(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the People's Insurance Company of