国际结算英文选择题附答案
A. a no stro accou nt
B. a vostro accou
nt
D.a foreig n curre ncy accou nt
13. International trade settlement methods are used to complete the money transfer aroused by ( A)
A. goods tra nsacti ons
B. services supply
C. security in vestme nt
D. i nvestme nt in comes
14. Docume ntary credit bus in ess is subject to ( A ) A. UCP600 B.URC522 C. URDG758 D. ISP98 15. Collecti on bus in ess is subject to ( B ) A. UCP600
B.URC522
C. URDG758
D. ISP98
16. Stan dby credit bus in ess is subject to ( D ) A. UCP600
B.URC522
C. URDG758
D. ISP98
17. Letter of guara ntee bus in ess is subject to ( C ) A. UCP600 B.URC522 C. URDG758 D. ISP98 18. London is the clear ing cen tre for ( B ) A. USD B. GBP C.EUR D.HKD
1. To the exporter, the fastest and safest method of set tl em e nt is ( B ) A. letter of credit B. cash in advanee C. open account D. banker ' s draft
2. To the importer, the most favorable method of settleme nt is ( C ) A.I etter of credit B. cash in adva nee C. ope n accou nt D. collecti on
3. Which of the followi ng payme nt method is based on commercial credit?( C ) A.l etter of credit B.ba nk guara ntee C. collecti on D. sta ndby credit
4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A ) A. importer; exporter B. exporter; importer C. importer; importer D. exporter; exporter
5. Intern ati onal cash settleme nt has the follow ing disadva ntages except ( B )
B. safe
C. risky
D. time-c on sum ing B ) A. expe nsive 6. CHIPS is the electronic clearing system for ( A.GBP B. USD https://www.360docs.net/doc/fe15802166.html,Y D. EUR 7. CHAPS is the electronic clearing system for ( A.GBP B. USD https://www.360docs.net/doc/fe15802166.html,Y D. EUR 8. BOJ-NET is the electronic clearing system for ( A. USD B. GBP C.EUR D.JPY 9. TARGET is the electronic clearing system for ( A. USD B. GBP C.EUR D.JPY 10. CHATS is the electronic clearing system for ( D ) A. USD B. GBP C.EUR D.HKD 11. From a Chin ese bank
A. a no stro accou nt
's poviewf , the current account it maintains abroad is known as ( A ) B. a vostro accou nt C. a curre nt accou nt 12. From a Chin ese
bank D.a home curre ncy accou nt
's point of view , the current account maintained by a foreign bank Wh him is known
as (B )
C.a curre nt accou nt
19. New York is the cleari ng cen tre for ( A ) A. USD B. GBP C.EUR D.HKD 20. Tokyo is the clearing centre for ( D ) A. USD B. GBP C.EUR D.JPY 21. Frankfurt is the clearing centre for ( C )
A. USD
B. GBP
C.EUR
D.HKD
22. A mong the follow ing docume nts, the one which is not regarded as con trol docume nts is ( D ) A. authorized sig natures
B. test keys
C. schedule of terms and con diti ons
D. corresp ondent arran geme nt
23. The seller should arrange for the in sura nce of the goods tran sportati on un der ( C ) A.
FOB
B.CFR
C.CIF
D.EXW
24. ( A ) cheque can be cashed over the counter of paying bank. A. An ope n B. A crossed C. A gen eral cross ing
D. A special cross ing
25. The effect of a blank endorsement is to make a negotiable instrument payable to the ( C ) A. specified pers on B, order of a specified pers on
C. bearer
D. n amed pers on
26. If the bill is pay able “ 60 days after date ” , the date of payment is decided according to ) A. the date of accepta nce B. the date of prese ntati on C. the date of issua nce
D. the date of maturity
27. The party to whom the bill is addressed is called the ( B ) A. drawer B. drawee C. holder D. payee
28. When financing is without recourse, this means that the bank has no recourse to the are dish on ored.
A. payer
B. drawee
C. acceptor
D. drawer
29. The ( C ) of a promissory note assumes the prime liability to make payment of the note. A. holder B. drawee C. maker D. acceptor
30. The bill which must be presented for acceptance is ( B ) A. the bill payable at xx days after date B. the bill payable xx days after sight C. the bill payable on a fixed date
D. the bill payable at sight
31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be ( A )
A. protested
B. give n to the acceptor
C. reta ined in the files
D. prese nted to a bank 32. ( C ) is not a holder of a bill
A. Payee
B. En dorsee
C. Drawer
D. Bearer
33. Which of the following is a relative essential item of a bill ? ( B )
A. amou nt
B. tenor
C. payee
D. drawee
34. An en dorseme nt ,which prohibits the further n egotiati on of the in strume nt ,is called A.
qualified B. gen eral C. specific D. restrictive 35. A check is a ( D ) draft drawn on a bank A. time https://www.360docs.net/doc/fe15802166.html,a nce C. direct D. dema nd
36. The act which is n ever in volved in promissory note bus in ess is ( C ) A.
en dorseme nt B.dish onor
C.accepta nce
D.prese ntati on
37. The act which is n ever in volved in check bus in ess is ( C ) A. en dorseme nt B.dish onor C.accepta nce
D.prese ntati on
38. The acceptor of a bill is the pers on who orig in ally n amed as ( B ) of the bill.
A. drawer
B. drawee
C.payee
D.en dorser
(D ) if such drafts
(D ) endorsement .
39. The first holder of a bill is the ( C ) of the bill
A. drawer
B. drawee
C.payee
D.acceptor
40. Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.
A. ban ker
B. not negotiable
C. A/C payee
D. Bank of China
41. The means of authenticating payment order in mail transfer is the ( D )
A. SWIFT authe ntic key
B. schedule of terms and con diti ons
C. test key
D. authorized sig natures
42. The means of authenticating payment order in telegraphic transfer is the ( C )
A. corresp ondent arran geme nt
B. schedule of terms and con diti ons
C. test key
D. authorized sig natures
43. Which of the following is not a method of remittanee? ( C )
A. M/T
B. T/T
C. T/R
D. D/D
44. Open account as a payment method is usually used when ( D )
A. goods are sold under the seller ' s market condition
B. goods are badly n eeded by the buyer
C. goods are of special sta ndards or special specificati ons
D. goods are sold under the buyer ' s market condition
45. If the r eimbursement instruction written on the payment order is expressed as ' in cover , we have credit your A/C with us ' , the A/C relati on ship betwee n the remitti ng bank and the pay ing bank must be(A )
A. the pay ing bank maintains an A/C with remitt ing bank
B. the remitt ing bank maintains an A/C with pay ing bank
C. both remitti ng bank and pay ing bank maintain their A/Cs with a third bank
D. remitt ing bank and pay ing bank have their A/Cs with two differe nt banks
46. If the reimburseme nt in structi on writte n o n the payme nt order is expressed as in cover, please debit our
A/C with you ' , the A/C relati on ship betwee n the remitt ing bank and the pay ing bank must be( B )
A. the pay ing bank maintains an A/C with remitt ing bank
B. the remitt ing bank maintains an A/C with pay ing bank
C. both remitti ng bank and pay ing bank maintain their A/Cs with a third bank
D. remitt ing bank and pay ing bank have their A/Cs with two differe nt banks
47. If the reimburseme nt in structi on writte n on the payme nt order is expressed as in cover, we have authorized
Bank A to debit our A/C and credit your A/C with them ' , the A/C relati on ship betwee n the remitt ing bank and
the pay ing bank must be( C )
A. the pay ing bank maintains an A/C with remitt ing bank
B. the remitt ing bank maintains an A/C with pay ing bank
C. both remitti ng bank and pay ing bank maintain their A/Cs with a third bank
D. remitt ing bank and pay ing bank have their A/Cs with two differe nt banks
48. If the reimburseme nt in structi on writte n on the payme nt order is expressed as ih cover, we have in structed
Bank X to tran sfer the proceeds to your A/C with bank Y ' , the A/C relati on ship betwee n the remitti ng bank and
the pay ing bank must be ( D )
A. the pay ing bank maintains an A/C with remitt ing bank
B. the remitt ing bank maintains an A/C with pay ing bank
C. both remitti ng bank and pay ing bank maintain their A/Cs with a third bank
D. remitt ing bank and pay ing bank have their A/Cs with two differe nt banks
49.lt will be more convenient if the collect ing bank appo in ted by the seller ( B )
A. is a large bank
B. is the remitting bank ' s correspondent in the place of the importer
C. is in the exporter ' s country
D. acts on the importer ' s instructions
50. Under D/P, the documents will not be delivered to the buyer until ( D )
A. the goods have arrived
B. the docume nts have arrived
C. the docume nts are prese nted to the buyer
D. the bill is paid by the buyer
51. Under D/A, the documents will not be delivered to the buyer until ( D )
A. the goods have arrived
B. the docume nts have arrived
C. the docume nts are prese nted to the buyer
D. the bill is accepted by the buyer
52. In collecti on bus in ess, banks are obligated to check the docume nts received to see that ( C )
A. they are authe ntic
B. they are regular
C. they are the same as those listed in the collection instruction
D. they are in the right form
53. A bill of exchange which is accompanied by shipping documents is known as ( B )
A. a clea n bill
B. a docume ntary bill
C. a clea n collecti on
D. a docume ntary collecti on
54. In documentary collection, after the goods have been shipped, the exporter presents the documents to ( C ) for collection
A. the collect ing bank
B. the reimburs ing bank
C. the remitting bank
D. the ope ning bank
55. Which of the follow ing is not the obligati on of remitt ing bankin collecti on ? ( D )
A. to complete a collection order strictly according to the principal ' s instructions.
B. to perform follow ing all the in structi ons give n by the pri ncipal.
C. to keep the docume nts well
D. to exam ine the contents of docume nts in detail
56. Which of the follow ing is not the obligati on of the collect ing bank? ( B )
A. to verify the authe nticity of the collecti on order
B. to take care of goods
C. to release docume nts strictly on the delivery terms of docume nts.
D. to perform following all the instructions given by the remitting bank.
57.ln collecti on bus in ess, the drawer of the draft for collecti on is ( A )
A. seller
B. buyer
C. remitt ing bank
D. collect ing bank
58. In collecti on bus in ess, the drawee of the draft for collecti on is ( B )
A. seller
B. buyer
C. remitt ing bank
D. collect ing bank
59. If the collection instruction given by the principal specifies that collection charges are to be borne by the
drawee but with no express stateme nt that they may not be waived, charges will be for the accou nt of ( A )
providi ng the drawee refuses to pay them.
A. pri ncipal
B. remitt ing bank
C. collect ing bank
D. prese nting bank
60. The price term which is more favorable to the seller un der collecti on is ( D )
A. EXW
B. FOB
C. CFR
D. CIF
61. In L/C bus in ess , the exporter can receive the payme nt only whe n ( C )
A. he has shipped the goods
B. he has prese nted the docume nts
C. the docume nts prese nted con stitute a compl ying prese ntati on
D. the importer has taken delivery of the goods.
62. In L/C bus in ess, the issu ing bank can refuse to pay the credit amou nt whe n ( C )
A. the applicant prevents him from making payment
B. the goods are not the same as those stipulated in the sales con tract
C. one kind of document required by L/C isn ' t presented.
D. balanee of the applicant ' s account is not enough for payment .
63. Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.
A. sight payme nt credit
B. deferred payme nt credit
C. accepta nee credit
D. n egotiati on credit
64. Of the follow ing kinds of L/C, ( C ) is the L/C in which drafts are always required.
A. sight payme nt credit
B. deferred payme nt credit
C. accepta nee credit
D. n egotiati on credit
65. Of the follow ing kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payme nt of trade con ducted through
a middlema n.
A. non-transferable credit
B. reciprocal credit
C. revolv ing credit
D. back to back credit
66. Of the follow ing kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payme nt
of trade con ducted through a middlema n.
A. tran sferable credit
B. reciprocal credit
C. revolv ing credit
D. con firmed credit
67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment
un der a long term con tract coveri ng goods to be tran sported by regular partial shipme nts.
A. non-transferable credit
B. reciprocal credit
C. revolv ing credit
D. back to back credit
68.0f the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment un der cou nter trade.
A. non-transferable credit
B. reciprocal credit
C. revolv ing credit
D. back to back credit
69. Con firmati on of a credit may be give n by ( B )
A. the ben eficiary at the request of the importer
B. the advis ing bank at the request of the issu ing bank
C. the advising bank after the receipt of correct documentation
D. the issu ing bank after the receipt of correct docume ntati on
70. The credit may only be con firmed if it is so authorized or allowed by ( A )
A. the issu ing bank
B. the supplier
C. the advis ing bank
D. the ben eficiary
71. The sec ond ben eficiary of a tran sferable letter of credit is the ( D )
A. middlema n
B. tra nsferri ng bank
C. the applica nt of the tran sferred credit
D. real supplier of the goods
72. The first ben eficiary of a tran sferable letter of credit is the ( A )
A. middlema n
B. tra nsferri ng bank
C. the applica nt of the tran sferred credit
D. real supplier of the goods
73. The red clause credit is ofte n used as a method of ( B )
A. providing the buyer with funds prior to shipment
B. providing the seller with funds prior to shipment
C. provid ing the buyer with funds after shipme nt
D. providing the seller with funds after shipment
74. An applica nt must reimburse an issu ing bank unl ess he finds that ( D )
A. goods are defective
B. goods are not as ordered in the sales con tract
C. documents received do not allow him to clear the goods through customs
D. docume nts do not conform on the face to the terms and con diti ons of the credit
75. Applicati on for any ame ndme nt to a letter of credit should be give n to the issu ing bank by ( A )
A. the applica nt
B. the ben eficiary
C. the advis ing bank
D. the nomin ated bank
76. The message type which is used to send a ame ndme nt no tice of a docume ntary credit through SWIFT is
n umbered ( C )
A. 700
B. 705
C. 707
D. 710
77. Among all the financial methods mentioned bellow , which method provides funds without recourse ?
(C )
A. pack ing loa ns
B. bill discou nti ng
C. forfait ing
D. borrow ing docs aga inst T/R
78. Un der letter of credit, the primary debtor is the( C )
A. applica nt
B. importer
C. issu ing bank
D. nomin ated bank
79. The applica nt of letter of credit is ( B )
A. the exporter
B. the importer
C. the exporter ' bank
D. the importer ' bank
80. The ben eficiary of letter of credit is ( A )
A. the exporter
B. the importer
C. the exporter ' bank
D. the importer ' bank
81. A letter of credit which is expired on Oct. 1, 2008 specifies that “ documents must be presented within
15days after the on board date of bill of lad ing ”.lf the on board date of bill of lad ing is Sep. 10,2008, the
latest date of prese ntati on must be ( B )
A. Sep. 24 ,2008
B. Sep. 25 ,2008
C. Sep. 26 ,2008
D. Oct. 1, 2008
82. If there is no in dicati on in the credit of the in sura nce coverage required, the amou nt of i nsura nce coverage must be at least ( C ) of the CIF or CIP value of the goods.
A. 100%
B.105%
C. 110%
D.120%
83. Which of the following actions performed by the nominated bank is not regard as the action of hon or( D )
A. to pay at sight un der sight payme nt credit
B. to in cur a deferred payme nt un dertak ing and pay at maturity un der deferred
payme nt credit
C. to accept the draft and pay at maturity under acceptance credit
D. to n egotiate un der n egotiati on credit
84. Compl ying prese ntati on un der letter of credit means a prese ntati on that is in accorda nce with the terms and con diti ons of credit, the applicable rules of UCP and provisi ons of ( B )
A. ISP98
B. ISBP681
C. ICC Publication No.522
D.ICC Publication No. 758
85. Among the follow ing ban ks, the one who has no obligati on to exam ine docume nts un der letter of credit is
(C )
A. the issu ing bank
B. the con firm ing bank
C. the reimburs ing bank
D. the nomin ated bank
86. The follow ing are the financing methods which can be used by the seller in L/C bus in ess except ( D )
A. n egotiat ing the docume ntary draft to his bank
A. appl ying for pack ing loa ns from his bank
B. discou nti ng the time draft already accepted by the drawee bank
D. Borrow ing docs from issu ing bank aga inst T/R
87. The follow ing are the financing methods which can be used by the buyer in L/C bus in ess except ( D )
A. appl ying for issu ing L/C with no marg in requireme nt.
B. borrow ing docs from issu ing bank aga inst T/R
C. tak ing the goods from shipp ing compa ny aga inst indemnity guara ntee sig ned by the issu ing bank.
D. appl ying for pack ing loa ns from his bank
88. A bill of ladi ng does n't fun ctio n as ( D )
国际结算选择题
12国贸国际信贷与结算期末考试复习题 一、不定项选择题（多选、错选、漏选都不得分，一共 30题，每题1.5分，共45分） 1.汇票抬头的写法有—— A. 限制性抬头 B. 指示性抬头 C. 指定性抬头 D. 来人抬头 2.出口信用证的融资方式有—。 A.汇票贴现 B. 红条款信用证 C.出口押汇 D. 打包放款。 3.领事发票的作用是—— A．代替产地证明书 B.代替进口许可证 C．防止进口商品倾销 D.增加领事馆收入 4.对开信用证在——贸易方式下运用较多。 A补偿贸易 B. 赊销方式 C.预付货款 D. 来料加工 5.在托收业务中出口商为避免风险，最好—— A.在外国有自己的机构 B.派人亲自前往查看 C.成交前做好对进口商的调查工作 D.事前在进口国找好代理人 6.普惠制的目的是—— A.增加发展中国家的出口能力 B.增加发展中国家的进口能力 C.促进发展中国家工业化 D.加速发展中国家的经济发展 7.不可撤销信用证如果需要修改或撤销必须经——的明确同意。 A.受益人 B.议付行 C.保兑行 D.开证行 8.汇票进入流通以前的基本当事人有—— A.出票人 B.背书人 C.付款人 D.收款人 9.在国际结算中，银行充当—— A.收款人 B.保证人 C.付款人 D.中介人 10.建立在商业信用基础上的结算方式是—— A.信用证 B.汇款 C.托收 D.贴现 11. 从收汇观点上看，旅游外汇的来源如下—— A. 旅行社收入 B. 电信收入 C. 旅馆、酒店及运输收入 D. 商店销售商品及纪念品、土特产品收入 12. 下列项目中，在我国被认为是非贸易外汇收支的是（）。 A、图书进出口 B、邮票进出口 C、设备进出口 D、出入境旅游 E、劳务进出口 13.银行卡的功能有（）。 A、取现 B、消费 C、透支 D、代交水电费 E、代发工资 14.银行保函可以解决交易中存在的如下问题（）。 A、买方怀疑卖方的交货能力 B、卖方怀疑买方的支付能力 C、预付和迟付的矛盾 D、在合约的执行过程中，因一方的违约导致另一方的损失 E、买卖双方的资金不足 15.目前，世界各国的票据法基本上分属（）两大票据法系。 A、英美票据法体系 B、欧洲大陆票据法体系 C、日内瓦统一票据法
《国际结算》复习试题
第3次作业 1、光票托收一般不用于（B）的收取。 A．出口货款尾款B．出口货款C．佣金D．样品费 2、在结算方式中，按出口商承担风险从小到大的顺序排列，应该是（B）。 A．付款交单托收、跟单信用证、承兑交单托收 B．跟单信用证、付款交单托收、承兑交单托收 C．跟单信用证、承兑交单托收、付款交单托收 D．承兑交单托收、付款交单托收、跟单信用证 3、以下不属于信用证特点的是（C）。 A．信用证是由开证银行承担第一性付款责任的书面文件； B．开证银行履行付款责任是有限度和条件的； C．信用证是一种商业信用； D．信用证是一项独立的，自足性的文件。 4、信用证对出口商的作用是（D）。 A．不必占用资金，反而能得到开证手续费的收入； B．获得一笔数目可观的结算手续费； C．可以凭信托收据，要求开证行先交付单据，在出售货物后再交付货款； D．只要将符合信用证条款的货运单据交到出口地与他有来往的银行，即能完全地取得货款，加速资金周转。 5、信用证的第一付款人是（A）。 A．开证行B．通知行C．议付行D．开证申请人 6、一般来说，保兑行对所保兑的信用证的责任是（C）。 A．在议付行不能付款时，承担付款责任； B．在开证行不能付款时，承担付款责任； C．承担第一性的付款责任； D．在开证申请人不能付款时，承担付款责任。 7、按照国际商会《UCP600》的解释，所有的信用证都应该为（B）。 A．可撤销信用证；B．不可撤销信用证； C．既可能是可撤销信用证，也可能是不可撤销信用证； D．由开证行和受益人协商确定。 8、下列关于议付信用证项下的汇票说法正确的是（A）。 A．既可以是即期汇票，也可以是远期汇票； B．只能是即期汇票； C．只能是远期汇票； D．不需要汇票。 9、可转让信用证下办理交货的是（D）。 A．第一受益人B．开证申请人C．中间商D．第二受益人 10、可转让信用证在使用时，转让行不可以改变（A）。 A．有关商品品质规格的条款；B．信用证总金额； C．商品单价；D．装运期和信用证有效期。 11、（B）是一类允许出口商在装货交单前可以支取全部或部分货款的信用证。 A．即期付款信用证B．预支信用证 C．对开信用证D．保兑信用证 12. 按照“UCP600”规定，开证行审核单据和决定是否提出异议的合理时间是(A)。
国际经济学(英文版)
Chapter 13 Balance of Payment 13.1 Introduction International finance: examination of the monetary aspects of international economics Balance of Payment: a summary statement in which all the transactions of the nation’s residents with the foreigners are recorded during a certain period. Main purpose of BOP: inform the government of the international position of the nation; to help it in its monetary, fiscal and trade policies. BOP traits: The BOP aggregates all the trades into a few categories Only the net balance of each type of international capital flow is included International transaction: Exchange of a good, service or assets between the residents of two nations. Gifts and certain transfers + International Transactions People Concerning BOP: Diplomats, soldiers, tourists and workers belong to motherland Corporation: motherland/ foreign branches: local International institutions: nowhere 13.2 BOP Accounting Principles Credit transactions: involve the receipt of payments from foreigners + Exports, unilateral transfers and goods received, capital inflow Capital inflow: an increase in foreign assets in the nation/本国持有外国资产上升 a reduction in the nation’s assets abroad/本国在外资产减少 Debit transactions: involve the making of payments to the foreigners - Imports, unilateral transfers or gifts paid, capital outflow Capital Outflow: an increase in the nation’s assets abroad a reduction in foreign assets in the nation Double-Entry Bookkeeping: each international transaction is recorded twice, once as a credit and once as a debit of an equal amount. 5 Examples in Textbooks 13.3 The International Transactions of the USA rounding. The official reserve assets: ?Gold holdings of monetary authorities黄金储备 ?Special Drawing Rights特别提款权(paper gold) International reserves created on the books of the IMF and distributed to member nations according to importance in international trade ?The reserve position in the IMF在IMF的头寸 The reserves paid in by the nation on joining the IMF, which the nation can then borrow automatically and without questions asked in case of need ?The official foreign currency holdings of monetary authorities外汇储备 Statistical Discrepancy: This is required to make the total credits equal to the total debits, as required by double-entry bookkeeping. 13.4 Accounting Balances and Disequilibrium in International Transactions Autonomous transactions: transactions in current account + capital account Take place for business or profit motives and independently of BOP considerations Items above the line Current account: All sales and purchases of currency produced goods and services, investment incomes, and unilateral transfers Link between the nation’s international transactions and its national income Current account surplus stimulates domestic production and income. Current account deficit dampens domestic production and income. Capital account: The changes in US-owned assets abroad and foreign-owned assets in the US other than official reserve assets Change in reserves reflects government policy rather than the market force. Accommodating transactions: Transactions in official reserve assets Items below the line The accommodating items form the Official Reserve Account. The balance on the official reserve account is called the Official Settlements Balance. Deficit in the BOP: The excess of debits over credits in the current and capital accounts The excess of credits over debits in official reserve account Surplus in the BOP: The excess of debits over credits in official reserve account The excess of credits over debits in the current and capital accounts
国际结算英文术语
国际结算英文术语
国际结算(International settlement) 贸易(Trade Settlement) 非贸易(Non-Trade Settlement) EDI（Electronic Data Intercharge）电子数据交换， 控制文件（Control Documents） 有权签字人的印鉴（Specimen Signatures） 密押（Test Key） 费率表（Terms and Condition） 货物单据化，履约证书化，( cargo documentation , guarantee certification) 权利单据（document of title） 流通转让性（Negotiability） 让与（Assignment） 转让（Transfer） 流通转让（Negotiation） 汇票的定义是：A bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum
payable at days/ months after stated date） ④板期付款(bills payable on a fixed future date) ⑤延期付款(bills payable at days/months after shipment/ the date of B/L) 收款人名称（payee） 同样金额期限的第二张不付款”〔pay this first bill of exchange（second of the same tenor and dated being unpaid） 需要时的受托处理人（referee in case of need）出票人（drawer） 收款人（payee） 背书人（endorser） 被背书人（endorsee） 出票(issue) （1）制成汇票并签字（to draw a draft and to sign it）； （2）将制成的汇票交付给收款人（to deliver the draft
国际结算习题填空判断
国际结算习题 一、填空题 1、按照出票人的不同，汇票分为银行汇票与商业汇票。 2、按照付款时间的不同，汇票分为即期汇票与远期汇票。 3、按照是否附有货运单据，汇票可分为光票与跟单汇票。 4、付款人看到汇票，即为见票。 5、国际货款结算的基本方式有汇付、托收与信用证。 6、根据所使用的单据的不同，托收可以分为光票托收与跟单托收。在以上两种托收的方式中，跟单托收 是较多采用的一种。 7、T/T、M/T、D/D的中文含义为电汇、信汇、票汇。它们为汇付方式的三种形式。 8、跟单托收的基本做法是，出口人根据买卖合同先行发运货物，然后开立汇票，连同有关货运单据委托出口地银行通过其在进口地的代理行即代收行向进口人收取贷款。 9、信用证开立的形式主要有电开与信开两种。 10、信用证的特点可以概括为只凭信用证办事，不受买卖合同约束，只凭单据办事，不问货物真实情况。 11、根据惯例规定，如信用证未标明可否撤销，应为不可撤销信用证，未表明可否转让，应为不可转让信用证。 12、根据《UCP600》的解释，信用证的第一付款人是开证行。 13、根据《UCP600》的解释，可转让信用证可以转让 1 次。 14、信用证上如未明确付款人，则制作汇票时，受票人应为开证行。 15、使信用证向标准化、固定化与统一格式方向发展的信用证称为swift信用证。 二、单项选择题 1、支票支付条件下，付款人应为（ B ）。 A、出口人 B、银行 C、承运人 D、收货人 2、持票人将汇票提交付款人要求承兑或付款的行为，称之为（ B ）。 A、出票 B、提示 C、承兑 D、背书 3、将汇票划分为银行汇票与商业汇票的依据为（ A ）。 A、出票人 B、付款人 C、受款人 D、承兑人 4、国际货物买卖使用托收方式，委托并通过银行收取货款，使用的汇票为
国际结算题库及其答案
一、填空题 1、非现金结算就是指使用________各种代替现金流通手段得各种支付工具_______,通过银行间得_________划账冲抵_____来结清国际间债权债务关系。 2、在国际结算中得往来银行主要有________________往来与______________往来。 3、现代国际结算就是以_______票据________为基础、_______单据_______为条件、______银行________为中枢、结算与融资相结合得非现金结算。 二、判断题(用“T”表示正确,“F”表示错误) 1、我国内地与港、澳、台地区之间得货币收付,因属同一个国家所以属于国内结算。(F) 2、目前得国际结算绝大多数都采用记账结算。( F) 3、银行间得代理关系,一般由双方银行得总行直接建立,分行不能独立对外建立代理关系。( T) 4、至今已经形成了一系列被各国银行、贸易航运、法律等各界人士公认,并广泛采用得国际惯例,因此国际惯例对贸易得当事人具备强制性。( F) 5、某银行如果在某国得某地区,即使没有联行或代理行关系,也能够顺利地开展国际结算业务。(F ) 三.选择题(包括单项选择与多项选择) 1、银行在办理国际结算业务时选择往来银行得优先次序就
是( C) A、账户行、非账户行与联行 B、非账户行、联行与账户行 C、联行、账户行与非账户行 D、联行、非账户行与账户行 2、对本课程来说,国际结算得基本内容包括:( ABDE) A、国际结算工具 B、国际结算方式 C、国际结算银行 D、国际结算单据 E、国际惯例 F、国际法律 3、银行在国际贸易结算中居于中心枢纽得地位,具体而言,银行在国际贸易结算中得作用,可以概括为以下几个方面(ABCD ) A、国际汇兑 B、提供信用保证 C、融通资金洽 D、减少外汇风险 4、银行建立代理关系时得控制文件所不包括得内容就是:( D) A、密押 B、印鉴 C、费率表 D、代理范围 5、目前得国际贸易结算绝大多数都就是:(C ) A、现金结算 B、非现金结算 C、现汇结算 D、记账结算 6、引起跨国货币收付得原因中,不属于国际贸易结算范畴得
国际经济学英文题库(最全版附答案)
【国际经济学】英文题库 Chapter 1: Introduction Multiple-Choice Questions 1. Which of the following products are not produced at all in the United States? *A. Coffee, tea, cocoa B. steel, copper, aluminum C. petroleum, coal, natural gas D. typewriters, computers, airplanes 2. International trade is most important to the standard of living of: A. the United States *B. Switzerland C. Germany D. England 3. Over time, the economic interdependence of nations has: *A. grown B. diminished C. remained unchanged D. cannot say 4. A rough measure of the degree of economic interdependence of a nation is given by: A. the size of the nations' population B. the percentage of its population to its GDP *C. the percentage of a nation's imports and exports to its GDP D. all of the above 5. Economic interdependence is greater for: *A. small nations
国际结算英语翻译
1.汇票的制作10个项目 汇票的内容又分为绝对必要项目和相对必要项目。绝对必要项目：1.有“汇票”的字样。2.无条件支付命令。3.确定金额4.收款人名称5.付款人名称6出票日期7出票人签章 相对必要项目：1.出票地2.付款地3.付款日期 2.支票的种类 按抬头不同分类：1.记名支票2.不记名支票 对付款闲置不同分类：1.普通支票：可取现金。2.划线支票：不可取现金，只能转账。划线支票好处在于可以延缓交易时间，可以便于追踪资金轨迹。划线支票又分为特别划线支票和一般划线支票。特别划线支票平行线会加注付款账号行名称。一般划线无须固定账户。 按是否可以流通分为可流通支票和不可流通支票。 3.提单的总类 按提单收货人的抬头划分：1.记名提单，不记名提单，指示提单。 按货物是否已装船划分：1.已装船提单，收妥备运提单。 按提单上有无批注划分：1.清洁提单2不清洁提单。 按照运输方式的不同划分为：1.直达提单2转船提单3.联运提单4.多式联运提单 按签发提单的时间划分为：1.正常提单2过期提单3.预借提单4.倒签提单 4.信用证的种类 1.不可撤销信用证 2.保兑信用证 3.即期付款信用证，迟期信用证，议付信用证，承兑信用证。 4.假远期信用证 5.红条款信用证 6.循环信用证 7.可转让信用证8背靠背信用证9对开信用证 5.托收的种类 托收根据金融单据是否伴随商业单据分为光票托收和跟单托收。跟单托收又根据票据的期限分为付款交单（D/P）(即期)和承兑交单（D/A）（远期）。付款交单是指付款人对即期汇票付款然后交单。而承兑交单是指付款人对远期汇票承兑而进行交单。 汇票 BILL OF EXCHANGE No. 汇票编号Date: 出票日期 For: 汇票金额 At 付款期限sight of this second of exchange (first of the same tenor and date unpaid) pay to the order of 受款人 the sum of金额 Drawn under 出票条款 L/C No. 信用证号Dated 信用证开征时间 To. 付款人 出票人签章
国际结算练习题2
三、判断正误： 1．过户转让的受让人获得权利不受转让人权利缺陷的影响。（×）page10 2．交付转让可以通过单纯交付或背书交付而转让票据，不必通知原债务人。（√ ）page 11 3．流通转让是转让人通过单纯交付或背书交付票据给受让人，受让人善意支付对价，不必通知原债务人。（√ ）page11 4．汇票付款必须是无条件支付的委托。（√） 无条件支付的委托。 “无条件”是指付款委托不能有赖于某一时间的发生或某些情况的出现，或某一行为的履行作为付款的先决条件。 5．采取限制性抬头的汇票，不经过背书可以直接转让。（×）page22 限制性抬头的汇票不得转让他人 6．见票后定期付款的汇票，从出票日起算，确定付款到期日。（×）page18 7．要式性指票据的作成必须符合法定的要件，才能发生票据效力。（√ ）page14 8．依照我国票据法规定，可以开立无记名汇票。（×） 9．背书不得附有条件。（×） 10．票据关系的产生总是有一定原因的，但是票据是否成立，不受票据原因的影响。（√ ）票据的产生是有原因的，总是有一定的基础关系，所谓的票据产生的基础关系指的是：出票人与付款人之间的权利义务关系；出票人与收款人、背书人与被背书人之间的资金对价关系。 四、选择 1．汇票上的出票日期可以起到以下作用（ABC ） A．决定汇票的提示期限是否已超过 B．决定到期日 C．决定出票人的行为能力 2．汇票的持票人是汇票的债权人，包括（ABD）page27 A．收款人B．被背书人C．背书人D．来人 3．汇票持票人享有权利有（ABCDE ） A．提示权B．转让权C．背书权D．退票通知权E．追索权 4．银行汇票是指（A ）page41 A．出票人是银行B．付款人是银行C．收款人是银行D．承兑人是银行 5．下列哪些汇票是可以流通的（BCD ）
国际结算习题带答案
第一章国际结算概述 一、就是非判断 1、由于在建立代理行关系之前,已对对方各方面情况做了全面深入的了解,因此,凡就是代理行开来的信用证,我们都可以接受。N 2、选择账户行的要求比建立代理行关系的要求更高。Y 3、国际金融领域风云多变,虽已建立了代理行关系,仍应随时注意情况变化,以便必要时采取安全措施。Y 4、坚持“世界上只有一个中国”的原则,我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴,而只能按国内结算办理。N 5、当代国际结算大部分采取记账与转账方式。Y 6代理行关系只能由双方银行的总行协商后建立,不能由各分支行自行决定。Y 7、账户行关系只能在代理行基础上建立。Y 8、代理行未必就就是账户行。Y 9、在国际贸易与国际结算的长期发展中已经形成了一整套被各国银行、工商、航运、法律等各界广泛接受并采用的国际惯例,因此,这些国际惯例对当事人具有强制性。N 二、单项选择 1、银行在办理国际结算时选择往来银行的先后顺序,最先选择的应就是(B)。 A、账户行 B.联行C、非账户行D、代理行 2、(B)不属于代理行之间的控制文件。 A.密押 B.有权签字人的签字式样 C.代理范围D、印鉴 E.费率表 3.一家银行的总行与分支行以及各分支行之间的关系就是(A)关系。 A.联营银行. B. 联行 C.代理行 D.账户行 三、不定项选择 l.目前国际贸易结算中绝大多数就是(BD)结算。 A.现金 B.非现金 C.现汇 D.记账 2.(ACDE)所引起的跨国货币收付不属于国际贸易结算范畴。 A.劳务输出入 B.商品贸易 C.服务贸易 D.对外直接投资 E外来投资 3、银行在国际贸易结算中居于中心地位,具体而言,其作用就是(ABC)。 A办理国际汇兑B提供信用保证C融通资金D减少汇率风险 第二章国际结算中的票据 一、就是非判断 1对于未说明开立依据的票据,受系人可以表示拒付。N 2提示付款即持票人在合理时间内,向受票人提示非要求即时付款,因此,所提示的汇票应就是即期汇票。N 3汇票的出票人在汇票的受票人承兑汇票后,即解除了对汇票的责任。N 4银行汇票通常都就是光票。Y 5对复式汇票付款人只能承兑其中一张。Y 6所谓拒付就就是受票人对向她提示的汇票明确表示拒绝付款。N 7票据的付对价持票人的权利不受其前手权利缺陷的影响。Y 8票据所谓的空白背书即不签名盖章,只有记名背书才在票据上签名盖章。N 9汇票在受系人付款之前,就是无条件付款命令;在付款之后就是已付款的凭证。Y 10凡有附属单据的汇票,即为跟单汇票。N
国际经济学英文第七版克鲁格曼英文经济名词翻译
Key Terms of International Economics Chapter3 Labor Productivity and Comparative Advantage Comparative advantage 比较优势 Absolute advantage 绝对优势 Opportunity cost 机会成本 Production possibility frontier 生产可能性边界 Unit labor requirement 单位产品劳动投入 Relative price 相对价格 Relative demand curve相对需求曲线 Relative supply curve 相对供给曲线 Relative wage 相对工资 Relative quantity 相对产量 Ricardian model 李嘉图模型 Pauper labor argument 贫民劳动论 Nontraded goods 非贸易商品 Chapter 4 Resources and Trade: the Heckscher-Ohlin Model Abundant factor 丰裕要素 Biased expansion of production 偏向性生产扩张 Equalization of factor prices 要素价格均等化 Factor abundance 要素丰裕度 Factor intensity 要素密集度 Scarce factor 稀缺要素 Leontief paradox 里昂惕夫悖论 land-intensive 土地密集型 Labor-intensive劳动密集型 the ratio of 2 factor prices 要素价格比 Wage-rental ratio 工资-租金比 Land-labor ratio ，the ratio of land to labor 土地劳动比 Chapter 5 The standard Trade Model Biased growth 偏向性增长 Export-biased growth 出口偏向性增长
国际结算试题集及答案
国际结算习题 QQ:405506457 第三章国际结算中的票据 一．名词解释 1．票据 2．汇票 3．付对价持票人 4．正当持票人 5．承兑人 6．背书人 7．承兑 8．背书 9．记名式背书 10．空白背书 11．限制背书 12．贴现 13．提示 14．追索权 15．跟单汇票 16．光票 17．本票 18．支票 二．是非题 1．票据转让人必须向债务人发出通知。 2．如果票据受让人是以善意并付对价获得票据，其权利不受前手权利缺陷的影响。3．汇票是出票人的支付承诺。 4．汇票上金额须用文字大写和数字小写分别表明。如果大小写金额不符，则以小写为准。 5．票据贴现，其它条件相等时，贴现率越高，收款人所得的净值就越大。 6．本票是出票人的支付命令。 7．支票可以有即期或远期的。 8．划线支票是只可提取现金的支票。 9．支票的付款人一定是银行。 10．支票的主债务人始终是出票人。 三．单项选择题 1．票据的背书是否合法，以（）地法律解释。 A．出票地
B．行为地 C．付款地 D．交单地 2．票据的有效性应以（）地国家的法律解释。 A．出票地 B．行为地 C．付款地 D．交单地 3．票据的作成，形式上需要记载的必要项目必须齐全，各个必要项目又必须符合票据法律规定，方可使票据产生法律效力。这是票据的（）性质。 A．要式性 B．设权性 C．提示性 D．流通转让性 4．票据所有权通过交付或背书及交付进行转让，这是票据的（）性质。 A．要式性 B．设权性 C．提示性 D．流通转让性 5．票据上的债权人在请求票据债务人履行票据义务时，必须向付款人提示票据，方能请求付给票款。这是票据的（）性质。 A．要式性 B．设权性 C．提示性 D．流通转让性 6．出票人在票据上立下书面的支付信用保证，付款人或承兑人允诺按照票面规定履行付款义务。这是票据的（）作用。 A．结算作用 B．信用作用 C．流通作用 D．抵消债务作用 7．汇票的付款期限的下述记载方式中, ( ) 必须由付款人承兑后才能确定具体的付款日期. A. at sight B. at XX days after sight C. at XX days after date D. at XX days after shipment 8．承兑是（）对远期汇票表示承担到期付款责任的行为。 A．付款人B。收款人 C．持票人D。受益人
国际结算 英文名词翻译 按章整理
英文名词翻译 第一章 国际结算导论 international settlement 美国CHIPS 系统：纽约清算银行同业支付系统 英国CHAPS 系统: 清算所自动支付体系 布鲁塞尔SWIFT 系统： 环球银行金融电讯协会 (Critical Point for Delivery) 交货临界点 (Critical Point for Risk) 风险临界点 (Critical Point for Cost)费用临界点 《国际贸易术语解释通则》 Incoterms2000 visible trade :有(无)形贸易 (representative office) 代表处 ( agency office)代理处 （overseas sister bank /branch,subbranch ）海外分/支行 （correspondent bank ） 代理银行 （subsidiary bank ）附属银行（子银行） （affiliated banks ） 联营银行 （consortium bank ）银团银行 甲行以乙国货币在乙行设立帐户: 甲行是往帐（Nostro a/c),即我行在你行设帐（Our a/c with you ） 乙行以甲国货币在甲行设立帐户 甲行是来帐（V ostro a/c),即你行在我行设帐（Your a/c with us ） 在银行实际业务中，增加使用“贷记”（To Credit ），减少使用“借记”（To Debit ） 第二章 票据Instrument drawer 出票人 drawee/payer 付款人 payee 收款人 endorser 背书人 endorsee 被背书人 holder in due course 善意持票人 acceptor 承兑人 guarantor 保证人 bill of exchange 汇票 mandatory elements issue 出票 endorsement 背书 presentation 提示 acceptance 承兑 payment 付款 dishonor 拒付 recourse 追索 guarantee 保证 限制性抬头 restrictive order (pay E company only)(pay E company not transferable) 指示性抬头 demonstrative order (pay to the order of B company)(pay to B company or order) 持票来人抬头 payable to bearer (pay to bearer)(pay to A company or bearer) UCP600：《跟单信用证统一惯例》 URC 522 ;《托收统一规则》 URDG458：《见索即付保函统一规则》 URR 525：《跟单信用证项下银行间偿付统一规则》 URCB524：《合同保函统一规则》
国际结算英文选择题附答案完整版
国际结算英文选择题附 答案 HUA system office room 【HUA16H-TTMS2A-HUAS8Q8-HUAH1688】
1. To the exporter, the fastest and safest method of settlement is ( B ) A. letter of credit B. cash in advance C. open account D. banker’s draft 2. To the importer, the most favorable method of settlement is ( C ) A.letter of credit B. cash in advance C. open account D. collection 3. Which of the following payment method is based on commercial credit?( C ) A.letter of credit B.bank guarantee C. collection D. standby credit 4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each ( A ) A. importer; exporter B. exporter; importer C. importer; importer D. exporter; exporter 5. International cash settlement has the following disadvantages except ( B ) A. expensive B. safe C. risky D. time-consuming 6. CHIPS is the electronic clearing system for ( B ) A.GBP B. USD https://www.360docs.net/doc/fe15802166.html,Y D. EUR 7. CHAPS is the electronic clearing system for ( A )
国际结算试题
中原工学院信息商务学院 《国际结算》试卷（A） 班级国贸104 学号 2 姓名陶玉成绩 一、案例题（每题10分，共30分） 1.我A公司以FOB价向日本B公司出口一批货物,4月底由日本东京银行开来一份即期不可撤销信用证,要5月份装运,且规定由信誉较好的C银行为议付行,4月底时我方获悉日本B公司濒临倒闭,在此情况下,A公司是否应该发货? 答：由于信用证支付方式是银行信用，开证银行承担第一性的付款责任。信用证项下的付款是一种单据买卖，因而，只要受益人提交的单据符合信用证的规定，开证行就应履行付款义务。本案中，我凭即期不可撤销信用证与日本客商签约出口货物，尽管我方出运前获悉进口方因资金问题濒临倒闭，但因有开证行第一性的付款保证，且开证行是一家资信较好的银行，所以，我方可根据信用证的规定装运出口，及时制作一整套结汇单据在信用证的有效期内到议付行办理议付手续。当然，我方也可根据实际情况将货物出售给第三者。 2.国外开来不可撤销信用证,证中规定最迟装运期为2000年12月31日,议付有效期为2001年1月15日。我方按证规定完成装运,并取得签发日为2000年12月10日的提单, 当我方备齐议付单据于2001年1月4日向银行议付交单时,银行却以单据过期为由拒付。请问,银行拒付是否有理?为什么? 答:银行的拒付是有理的。因为根据《UCP600》第14条c款的规定受益人或其代表在不迟于本惯例所指的发运日之后的二十一个日历日内交单但在任何情况下都不得迟于信用证的截止日。本案中我方取得了签发日期为2000年12月10日的提单于2001年1月4日到银行交单议付。尽管我方未超过信用证规定的有效期到银行议付但我方提交的提单已构成了过期提单。银行将不予接受迟于装运日期后2l天提交的单据……因此我方提交的过期提单银行是有权拒付的。 3.上海某进出口公司对日本出口1000000公吨大豆，外商来证规定不准分批装运。我方由于货在不同产地，便在规定的装运期限内，在大连、新港各装500000公吨于同一航次的“奋发”号船上，提单上装运地和装运日各栏内分别注明了大连、新港和不同的装运日期。请问：这是否导致单证不一？为什么？ 答:不会导致单证不一。因为《UCP600》规定同一批货物由不同港口不同时间在同一航次装运的不视为分批装运。在本案例中两次装运的大豆是装于同一航次的“奋发”号船上所以不能视为分批装运。 二、审证：根据以下合同内容审核信用证，找出不符点并进行修改.（40分） 大连进出口贸易公司 DALIAN IMPORT & EXPORT TRADE CORPORATION. 231 XISHAN ROAD DALIAN , CHINA SALES CONTRACT TEL：65788877 S/C NO：HX050264 FAX：65788876 DA TE:：Jan.11,2005 TO MESSRE:：TKAMLA CORPORATION 6-7,KAWARA MACH OSAKA, JAPAN Dear Sirs, We hereby confirm having sold to you the following goods on terms and conditions as specified below:
国际结算(英文版)清华大学出版社-答案
KEY OF INTERNATIONAL SETTLEMENT Chapter 1 1.Put the following phrases into English 2.Put the following sentences into English (1)国际结算涉及有形贸易和无形贸易，外国投资，从其他国家借贷资金，等等。 The international settlement involves tangible trades, intangible trades, foreign investments, funds borrowed from or lent to other countries and so on. (2)许多银行注重发展国际结算和贸易融资的业务。 Many banks have focused on their business of international settlement and trade finance. (3)大多数国际间的支付来自于世界贸易。 Most of the international payments originate from transactions in the world trade. (4)一般来说，国际结算的方式分为三类：汇款、托收和信用证。 Usually the international settlement is divided into three broad categories: remittance, collection and letter of credit.
3. True or False 1)International payments and settlements are financial activities conducted in the domestic country. (F) 2)Fund transfers are processed and settled through certain clearing systems.(T) 3)Using the SWIFT network, banks can communicate with both customers and colleagues in a structured, secure, and timely manner.(T) 4)SWIFT can achieve same day transfer.(T) 4.Multiple Choice 1)SWIFT is __B__ A.in the united states B. a kind of communications belonging to TT system for interbank’s fund transfer C.an institution of the United Nations D. a governmental organization 2)SWIFT is an organization based in __A___ A.Brussels B.New York C.London D.Hong Kong 3) A facility in fund arrangement for buyers or sellers is referred to __A___ A.trade finance B.sale contract C.letter of credit D.bill of exchange 4)Fund transfers are processed and settled through __C___