美国赌城房价暴跌75%,30万美元以9.5万的跳楼价转手

触目惊心美国赌城房价暴跌75%，30万美元以9.5万的跳楼价转手美国内华达州拉斯维加斯北部的Coburn街区，这里的房屋没收率非常高译者：绎品翻译工作室（/ 欢迎交流英语学习方法，提供优质法律文件翻译服务，专业译员期待您的光临！）2011年9月16日美国拉斯维加斯（CNN）报道：冒着炙热的酷暑，居住在拉斯维加斯北部的迈克·弗瑞兹（Mike Forizs）出门倒垃圾。

“看看角落的那栋房子，窗户都破了。

”他说。

那俨然已经成了一些混混的聚会窝点，透过破碎的窗格，可以看到空酒瓶和苏打水瓶散落一地。

“准备离开此地的人们对这些已经无所谓了。

”欢迎来到美国房屋遭银行没收比率最高的地区之一，艳阳高照的拉斯维加斯！街道两边，随处可见“房屋出售”的牌子。

银行通知单散落在门前：“您的房子面临被拍卖的危险。

您的房屋贷款正在失去抵押赎回权。

这栋物业已经被认定为无主和放弃的物业。

”一些房屋内凡是值钱的东西，从管子到门把锁之类的，统统不见了。

到底是原来的屋主把这些东西带走了呢，还是遭人破坏了，不得而知。

这个小区的独栋房屋和车库是在2000年后兴建的，当时拉斯维加斯是美国发展最快的城市。

2000年至2010年期间，内华达州是发展最快的州。

这个区域还是一派崭新的面貌。

街道、人行道或车道上连一条裂缝也没有。

尽管这里的环境日渐荒凉，但是这些房屋的外观还是那么具有吸引力。

迈克·弗瑞兹以9.5万美元的价格买下位于拉斯维加斯的这栋房子；但原业主最初的买入价却超过30万美元但是拉斯维加斯遇到了经济衰退的严重打击。

内华达州房屋被银行没收的比率在全美高居榜首已经超过四年半时间；拉斯维加斯地区每4栋房屋中就有1栋正处于被银行没收的过程中。

房价暴跌了40%或更高。

对于像弗瑞兹这样的居民来说，每一天都面临着剧变和不稳定性。

“因为房子被银行没收，一些邻居已经搬走了。

这个小街区有三四栋房屋已经人去楼空了。

还有一些邻居正在想办法再贷款以保住自己的房屋。

” 弗瑞兹说。

当然，对于买家而言，这的确是入市的大好时机。

弗瑞兹就是其中的买家之一，几个月前他迁到这里。

他买的这栋错层式房屋最早的售价是30多万美元，但是弗瑞兹仅以9.5万美元就买下了。

“那家伙断供了，”他说起原业主，“银行也拿他没办法。

”拉斯维加斯的房屋没收率——8月份期间，118栋中有一栋遭银行没收——这是美国房地产过度繁荣的一个后遗症。

旅游业一直是拉斯维加斯的支柱产业，如今度假者和会议参加者在这里的开支都节约多了，或者压根儿就不来了。

居民们原来依靠小费就可以支付房款，如今却难以为继了。

失业率一直是两位数。

所有已售房屋中，约有四分之一是亏损出售的。

贷款人即原业主按揭欠款高于房屋的当前价值。

大拉斯维加斯房地产经纪人协会的公共关系负责人乔治·麦克凯布摇摇头。

麦克凯布毕生居于此地，他说：“2003年，我花了30万美元在Summerlin区买了一栋房子。

房地产繁荣期间，我一直居住在那里，那时我的邻居们常常围着门前的信箱聊天，‘我们都花了30万美元，我们将来可以卖到55万美元。

太不可思议了吧？喔！我们大家可是坐在金山上呀！’”另外，和多数美国人一样，这个小区中的许多人为买房贷了大笔的资金。

拉斯维加斯北部的一栋房屋，门上贴着的通知称房屋是空置的。

窗户已经破碎。

“而如今，”麦克凯布说，“他们在信箱边上谈论着谁谁谁的房屋可能或不可能被银行收走，或者谁谁谁准备断供。

”大拉斯维加斯房地产经纪人协会会长保罗·贝尔表示：“一些地区的房屋价值下跌了75%。

”现在，出现了一个新趋势：这里出售的房屋中一半以上采用现金交易。

这说明投机客和投资者已经冬眠，正在等待下一轮的房地产春天。

与此同时，业主们把房屋转售为租。

自2007年经济衰退开始以来，大拉斯维加斯房地产经纪人协会已经失去了超过6,000名会员。

Las Vegas (CNN) ‐‐ In the brutal heat, Mike Forizs ventures out of his North Las Vegas home to take out the trash."If I go over and look at the house on the corner, there are broken windows," he says. It appears to be a party hangout, with empty booze and soda bottles that can be seen through a broken pane."People don't care when they're getting ready to leave."Welcome to one of the top foreclosure areas in the nation, the sunny Las Vegas area. There are plenty of "For Sale" signs, up and down the street. Front doors are littered with tacked‐on notices: "You are in danger of losing your home. Your home loan is being foreclosed."This property has been determined to be vacant and abandoned."Some houses get stripped of whatever valuables are inside, from pipes to door hardware. It's impossible to know if the occupants took things with them, or if the empty houses fell to vandals.The neighborhood of single homes and garages was built in the early 2000s when Las Vegas was the fastest-growing metro area in the nation. Nevada was the fastest-growing state from 2000 to 2010.The area still looks new. There are no cracks in the streets, sidewalks or driveways, and the slow-growing desert landscape doesn't hurt the curb appeal.But the recession hit Vegas hard. Nevada's foreclosure rate has led the nation for more than four-and-a-half years; about 1-in-4 homes in the Vegas area is in some foreclosure process.Prices have dipped by 40% or more. It means turnover and uncertainty for residents such as Forizs."A couple of the neighbors have already moved out because of foreclosure. There's like three or four (other houses) just on this little block that are empty already. And there's a couple neighbors" trying to refinance, Forizs says.It does mean an upside for buyers, of course, including Forizs, who moved here a few months ago. His split-level home originally sold in themid-$300,000s. Forizs bought it for $95,000."Guy let it go," he says of the last owner. "The banks weren't working with him." Las Vegas' foreclosure rate -- one of every 118 housing units received a foreclosure filing August -- is a symptom of all the excesses of the American housing boom, but with shows, gambling and bright lights in easy reach.The downside of that tourism-driven economy: Vacationers andconvention-goers spend less or don't come at all. Residents who relied on tips to make the house payments found themselves unable to keep up. Unemployment is stuck in double digits.Of all the homes sold, about a quarter are short sales. The borrower owes more on the mortgage than the house is worth.George McCabe, a public relations executive who works with the Greater Las Vegas Association of Realtors, shakes his head. A lifelong resident, McCabe is contemplating his own neighborhood."I bought a home in 2003, in Summerlin, for $300,000," McCabe starts, speaking of a "master-planned," high-dollar suburban community."I lived in it through the boom, when my neighbors would gather around the mailbox and say, 'We all paid about three (hundred thousand dollars) and we can sell for 550 (thousand dollars). Isn't that amazing? Wow! We're all sitting on a gold mine.'"To boot, many of those neighbors, like many around the country, borrowed heavily on their equity."Now," McCabe says, "they stand around the mailbox talking about who may or may not be in danger of losing their homes to foreclosure or who's talking about walking away from their loan."Juggling the stats is Paul Bell, president of the Greater Las Vegas Association of Realtors."Some areas have declined as much as 75%" in home value, he says.Now, a new trend emerges: More than half the homes sold here are cash transactions. That's a sign that speculators and investors are waiting for the next boom. In the meantime, they turn the houses into rentals.The association lost more than 6,000 members since the start of the recession in 2007.。