中国银行招聘笔试题
中国银行考试笔试试题汇总
中国银行考试笔试试题汇总中国银行考试笔试试题汇总1. 简答题：请简要介绍中国银行的业务范围和主要业务类型。
中国银行是中国四大国有银行之一，业务范围广泛，包括个人储蓄存款业务、个人贷款业务、企业贷款业务、国际结算业务、信用卡业务、投资银行业务、金融市场业务等。
主要业务类型有个人金融业务和企业金融业务。
2. 判断题：中国银行是中国最大的商业银行，答案是？判断题，无法回答。
3. 选择题：中国银行的总行在哪座城市？A. 北京B. 上海C. 广州D. 成都答案为A. 北京。
4. 填空题：中国银行的英文缩写是____。
答案为Bank of China。
5. 计算题：如果某客户存入10000元的定期存款，存期为3年，年利率为4%，计算到期后的本息总额。
答案为10000 × (1 + 4%)^3 = 11248元。
6. 简答题：请简要介绍中国银行的风险管理体系。
中国银行的风险管理体系包括风险识别、风险衡量、风险监控和风险防范四个方面。
通过建立完善的风险管理框架和制度，中国银行能够及时发现、评估、控制和应对各类风险，确保资产安全和经营稳健。
7. 简答题：请简要介绍中国银行的国际业务。
中国银行的国际业务是指其在境外设立分支机构，为国内外客户提供跨国金融服务的业务。
国际业务涉及国际贸易融资、外汇买卖、国际结算、海外投资等方面，为推动中国与其他国家的经济交流提供了重要的支持和保障。
8. 判断题：中国银行的股票在上海证券交易所和香港证券交易所上市，答案是？答案为真，中国银行的股票在上海证券交易所和香港证券交易所上市。
9. 计算题：某企业向中国银行申请贷款，贷款利率为年利率6%，贷款期限为10年，计算到期需要还款的本息总额。
答案为：本息总额 = 贷款金额× (1 + 贷款利率)^贷款期限= 贷款金额× (1 + 6%)^10。
10. 简答题：请简要介绍中国银行的企业金融业务。
中国银行的企业金融业务主要包括企业存款、信贷融资、国际贸易融资、支付结算、信用证业务、投资银行等方面。
中国银行考试试题题库
中国银行考试试题题库中国银行考试试题题库是为准备参加中国银行招聘考试的考生们准备的，涵盖了金融、经济、法律、英语等多方面的知识点。
以下是一些模拟试题，以供参考：一、单选题1. 以下哪项不是中国银行的主要业务？A. 存款业务B. 贷款业务C. 保险业务D. 国际结算业务2. 根据《中华人民共和国银行业监督管理法》，银行业金融机构的设立、变更、终止，必须经谁批准？A. 国务院B. 国务院银行业监督管理机构C. 国家发展和改革委员会D. 财政部3. 以下哪项不是银行的资本充足率的计算要素？A. 核心一级资本B. 附属一级资本C. 二级资本D. 存款保险基金4. 外汇交易中，"spot transaction"指的是：A. 远期交易B. 即期交易C. 掉期交易D. 期权交易5. 以下哪个不是国际货币基金组织(IMF)的职能？A. 提供短期资金援助B. 监督成员国的经济政策C. 制定国际货币标准D. 促进国际贸易的平衡发展二、多选题6. 银行在进行信贷业务时，需要考虑以下哪些因素？A. 借款人的信用记录B. 贷款的用途C. 贷款的期限D. 贷款的利率7. 以下哪些属于银行的表外业务？A. 信用证B. 承兑汇票C. 贷款承诺D. 存款证明8. 银行风险管理包括哪些类型的风险？A. 信用风险B. 市场风险C. 操作风险D. 法律风险三、判断题9. 商业银行的存款准备金率是由商业银行自行决定的。
（错误）10. 银行的不良贷款率是衡量银行资产质量的重要指标之一。
（正确）四、简答题11. 简述中国银行在国际贸易中的作用。
五、案例分析题12. 假设你是中国银行的一名信贷经理，客户A公司向你申请一笔金额为5000万元的贷款，用于扩大生产规模。
请根据以下信息评估这笔贷款的风险，并给出你的建议：- A公司的信用记录良好，过去三年的财务报表显示稳定的盈利能力。
- A公司的资产负债率较高，达到了70%。
- A公司所在的行业目前竞争激烈，市场需求波动较大。
中国银行招聘笔试考试真题
中国银行招聘笔试考试真题1．下列属于债权的是（）。
A．应付账款 B．应付职工薪酬 C．应收票据 D．预收账款2．账户的左方和右方，哪一方登记增加，哪一方登记减少，取决于（）。
A．所记经济业务的重要程度B．开设账户时间的长短C．所记金额的大小 D．所记录的经济业务和账户的性质3．会计科目是指对（）的具体内容进行分类核算的项目。
A．会计主体B．会计要素C．会计假设D．会计信息4．所有者权益类账户的借方记录（）。
A．增加发生额B．减少发生额 C．增加或减少发生额D．以上都不对5．下列有关账户的表述中，不正确的是（）。
A．会计科目和账户所反映的会计对象的具体内容是完全相同的B．会计科目是账户设置的依据C．按照会计科目提供核算资料的详细程度，账户可以分为总分类账户和明细分类账户D．账户是根据会计科目设置的，它没有格式和结构6．复式记账法是以（）为记账基础的一种记账方法。
A．试算平衡 B．资产和权益平衡关系C．会计科目 D．经济业务7．借贷记账法的发生额试算平衡公式是（）。
A．每个账户的借方发生额=每个账户的贷方发生额B．全部账户期初借方余额合计=全部账户期初贷方余额合计C．全部账户本期借方发生额合计=全部账户本期贷方发生额合计D．全部账户期末借方余额合计=全部账户期末贷方余额合计8．会计凭证按其（）不同，分为原始凭证和记账凭证A．填制的方法B．取得的来源 C．填制的程序和用途D．反映经济业务的次数9．记账凭证的填制是有（）完成的。
A．出纳 B．会计人员 C．经办人员 D．主管人员10．下列会计凭证中属于原始凭证的是（）。
A．收款凭证 B．付款凭证C．转账凭证 D．发料凭证汇总表11. 反映企业在某一特定日期的资产，负债和所有者权益及其相互关系的会计报表是（）A.利润表B.资产负债表C.利润分配表D.财务状况变动表12. 下列资产中，流动性最强的是（）A.应收票据B.其他应收款C.预收账款D.应收账款13. 用大写表示人民币 30010.56 元的正确写法是( )A.人民币叁万零拾元零伍角陆分B.人民币三万零十元五角六分C.人民币三万零十元五角六分整D.人民币叁万零拾元伍角陆分整14. 甲公司用银行存款 100 万还银行借款，这一业务对会计等式的影响是（）A、资产不变B、所有者权益减少C、资产增加D、所有者权益不变15. 下列事项中违背权责发生制的是（）A .预收出租包装物一年的租金 3000 元，全部列作本期收入B .将本期赊销产品的收入 10000 元全部作为本期收入处理C .预提短期借款利息，尚未支付，但作为本期费用确认D. 购买办公用品的支出全部列做本期费用16. 假设有一笔半年期的 1000 元定期存款，设定年利率为 10%，则其到期利息应为（）元A.100B.50C.30D.20017. 我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息 8 厘，月息 6 厘，日息 3 厘，则分别是指（）A．年利率为 8％，月利率为 6％，日利率为 3‰B．年利率为 8‰，月利率为 6％，日利率为 3‰C．年利率为 8‰，月利率为 6‰，日利率为 3％D．年利率为 8％，月利率为 6‰，日利率为 3‰018、企业支付的产品广告费，应通过（）科目核算A．主营业务成本 B．营业税金及附加 C．管理费用 D．销售费用19.商业银行计提贷款损失准备的做法符合商业银行会计核算的（）A. 真实性原则B.相关性原则C.权责发生制原则D.谨慎性原则20.某公司 2012 年 12 月 31 日“应收账款”科目借方余额为 6000 元，“预收账款—A 公司”借方余额为 3000 元，“坏账准备”科目贷方余额为 1500 元，则年末资产负债表中“应收账款”项目的金额是（）A.4500 元B.6000 元C.7500 元D.9000 元【参考答案】1.【答案】C。
中国银行笔试真题
中国银行笔试真题(一)第一部分：填空中国银行笔试1.银行的性质是(特殊的企业)。
中国银行笔试2.国家信用的主要形式是(发行**主要债券)。
中国银行笔试3.货币在(对外援助)时，执行国际财富转移手段职能。
中国银行笔试4.属于资本市场工具的是(债券)。
中国银行笔试5.经济货币化进程是(逐渐提高)。
中国银行笔试6.目前各国商业银行普遍采用的组织形式是(总分行制)。
中国银行笔试7.二元的中央银行体制曾在(前联邦德国)实行过。
中国银行笔试8.在直接标价法下，汇率的升降与本国货币价值的高低呈(反比例)变化。
中国银行笔试9.能够比较准确地反映最终产品和劳务的一般物价水平变动情况，但容易受到价格结构影响的通货膨胀测定指标是(国民生产总值平减指数)。
中国银行笔试10.货币均衡的自发实现主要依靠(利率机制)的调节。
第二部分：单选中国银行笔试1.价值形式发展的最终结果是(A)。
A.货币形式B.纸币C.扩大的价值形式D.一般价值形式中国银行笔试2.借贷资本家贷出货币资本时让渡的权利是(B)。
A.资本的所有权B.资本的使用权C.资本的所有权和使用权D.既无所有权也无使用权中国银行笔试3.为了取得利息而暂时贷放给职能资本家使用的资本是(B)。
A.产业资本B.借贷资本C.货币资本D.商业资本中国银行笔试4.下列属于传统中间业务的是(A)。
A.承兑业务B.代理业务C.租赁业务D.信托业务中国银行笔试5.西方国家的储蓄银行是专门办理以(C)为主要资金来源的专业银行。
A.活期存款B.工商企业存款C.私人储蓄D.**存款第三部分：判断中国银行笔试1.下列各项中不属于可转让大额定期存单的是(不记名)。
N(利率略低于同等期限的定期存款利率)中国银行笔试2.中央银行负责制定、执行国家的(经济政策)。
N(货币政策)中国银行笔试 3.《巴塞尔协议》中为了清除银行间不合理竞争，促进国际银行体系的健康发展，规定银行的资本充足率应达到(8%)。
Y中国银行笔试4.按目前中国人民银行公布的货币层次划分口径，M1包括(现金、活期存款之和)。
中国银行总行招聘笔试试题 答案
中国银行总行招聘笔试试题+答案中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the Las Vegas Comdex was only half the size of its incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even anelectric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富)of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television,which the Federal Communications Commission hopes to see completed by .But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example,is a tiny, silver, pocketable wonder that takesfour-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by thepassers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The Las Vegas Comdex was held only half the size of its incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short ofcapital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is thefastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display__________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in size III．are all worthy of no more than 400 USdollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity andvibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laserlight down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． Allis said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother wasstanding behind the counter．She was waiting tosell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stamps D．their mother used to support them by workingin the post office12．According to the passage, her mother workedin the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must havemoved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliotcalled “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thinpowder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, life was hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but itsuggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year .B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D．The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24．The author of the passage intends to___.A．warn people against the population explosionin the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human. B．surroundings study. C．accumulation of human. D．development of human. 答案：A。
【最新试题库含答案】中国银行笔试真题及答案
中国银行笔试真题及答案：篇一：中国银行招聘笔试题中国银行笔试题一、单向选择题（共60题）1、我国人民币的主币是什么：A 元B 角C 分D 厘 (答案：A )2、按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是多少：A 5元B 10元C 10、25元D 20元 (答案：C )3、以下关于汇率的说法中错误的是：A 汇率是两种货币之间的相对价格B 汇率的直接标价法可以表示为1单位外币等于多少本币C 我国的汇率报价一般采用直接标价法D 我国的汇率报价一般采用间接标价法 (答案：D )4、香港联系汇率制度是将香港本地货币与哪种货币挂钩？A 英镑B 日元C 美元D 欧元 (答案：C )5、我国的三家政策性银行是什么：A 中国人民银行国家开发银行中国农业发展银行B 中国进出口银行国家开发银行中国农业发展银行C 国家开发银行中国农业银行中国进出口银行D 中国农业发展银行国家开发银行中国邮政储蓄银行 (答案：B )6、下列哪一项不属于商业银行的“三性”原则？A 安全性 B流动性 C 盈利性 D政策性(答案：D )7、以下不属于金融衍生品的是：A 股票B 远期C 期货D 期权(答案：A )8、下列哪家机构不属于我国成立的金融资产管理公司？1A 东方 B信达 C华融 D光大 (答案：D )9、我国于2003年初组建的银行业监管机构是：A 中国人民银行B 中国银监会C 中国证监会D 中国保监会 (答案：B )10、在国际银行监管史上有重要意义的1988年《巴塞尔协议》规定，银行的总资本充足率不能低于：A 4%B 6%C 8%D 10% (答案：C )11、目前世界上最大的证券交易所是：A 纽约股票交易所B 伦敦股票交易所C 东京股票交易所 D香港股票交易所(答案：A )12、股票市场上常常会被提到的“IPO”的意思是：A 首次公开发行，即公司第一次公募股票B 公司第一次私募股票C 已有股票的公司再次公募股票D 已有股票的公司再次私募股票 (答案：A )13、H股是指：A 在我国国内发行、供国内投资者用人民币购买的普通股票B 在我国国内发行、以外币买卖的特种普通股票C 我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D 我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的。
中国银行初试笔试(包含答案)
中国银行初试笔试(包含答案)
一、单选题
1. 以下哪个是中国最大的商业银行?
- A. 中国建设银行
- B. 中国工商银行
- C. 中国银行
- D. 中国农业银行
答案：B
2. 中国银行的前身是什么银行?
- A. 北京银行
- B. 大清银行
- C. 华夏银行
- D. 泰康银行
答案：B
3. 接受大额存单的最低存款金额是多少?
- A. 10万元
- B. 50万元
- C. 100万元
- D. 500万元
答案：C
二、填空题
1. 中国银行的总行位于北京市。
北京市。
2. 中国银行的法定代表人是刘士余。
刘士余。
3. 中国银行的股票代码是。
601988。
三、简答题
1. 请简要介绍中国银行的主要业务范围。
答：中国银行的主要业务范围包括但不限于：公司金融业务、个人金融业务、国际业务、金融市场业务等。
其中，公司金融业务包括对大型企业、央企、国有企业等的综合金融服务；个人金融业
务涵盖个人储蓄、贷款、信用卡等；国际业务主要包括贸易融资、
国际结算、境外投融资等；金融市场业务涉及债券市场、外汇市场、黄金市场等。
四、判断题
1. 中国银行是中国的第一家国有商业银行。
- 正确 / 错误
答案：正确。
中国银行笔试真题
中国银行笔试真题题目一：简答题1.请简述商业银行与非银行金融机构的区别。
答：商业银行是指经营存款、发放贷款、办理支付结算、发行票据等一般银行业务的金融机构。
商业银行的主要特点是具有法定的储备金存款义务和资金创造能力。
而非银行金融机构则是指除商业银行、证券公司、保险公司和信托公司以外的金融机构，如金融租赁公司、担保公司、融资租赁公司等。
非银行金融机构通常不具备储备金存款义务，而且其资金来源主要是通过借入来满足业务需要。
此外，商业银行一般是以经济利润为导向，而非银行金融机构则更多地注重社会效益。
2.请简述商业银行的风险管理措施。
答：商业银行的风险管理措施包括信用风险管理、市场风险管理和操作风险管理等方面的措施。
–信用风险管理：商业银行应建立完善的信贷风险管理体系，包括风险评估、授信审批、贷后监管等环节。
此外，还要加强对借款人的信用调查和反欺诈措施。
–市场风险管理：商业银行应建立市场风险管理体系，包括利率风险管理、外汇风险管理等。
需要制定有效的市场风险监测和控制机制，加强对流动性风险的管理。
–操作风险管理：商业银行应加强对操作风险的管理，包括内部控制、合规风险管理等。
需要建立健全的内部控制制度，防止违规操作和内部失职等情况的发生。
题目二：计算题某银行存款利率为年利率5%，现有一客户在该银行存入了1万元，存款期限为3年，利滚利计算（即每年的利息会在下一年计入本金）。
请计算该客户最终到期能够取出的本金和利息总额。
答：根据利滚利计算，3年期的存款每年的利息都会计入本金。
所以，第一年的利息为10000 * 5% = 500元，本金加利息总额为10500元。
第二年的利息为10500 * 5% = 525元，本金加利息总额为11025元。
第三年的利息为11025 * 5% = 551.25元，本金加利息总额为11576.25元。
所以，该客户最终到期能够取出的本金和利息总额为11576.25元。
题目三：案例分析某银行推出一款名为“快捷支付”的产品，该产品支持客户通过手机快捷方便地进行转账、缴费、理财等操作。
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中国银行招聘计算机相关专业笔试题目（值得参考）
来源：余鑫的日志
一、判断题
1．如果A∈B及B￠C，则A不属于C。
×
2．二叉数以后序遍历序列与前序遍历序列反映同样的信息。
√
3．外部排序中使用置换选择排序的目的，是为了增强初始归并段的长度。
4．虚拟存储器常用的地址映象方式是段相联。
5．码元的传输速率受奈式准则的限制，体现通信系统中传输系统两端的信号传输速率。
6．ODBC中的“句柄”概念是指应用程序变量。
×
7．没有路由器，第三层VLAN不能互通。
×
8．JDBC—ODBC桥利用ODBC驱动程序提供ODBC访问。
只要本地机装有ODBC驱动，采用JDBC— ODBC桥驱动就可以访问所有的数据库。
9．控制报文协议ICMP用来保证IP数据报的传送不丢失。
10．在LINUX系统中，在/etc/gateways文件中指定了网络的路由信息。
（对）√
二、单项选择
1．下列语句中，不是命题的是：（B）
A．离散数学是计算机科学与技术专业的一门必修课
B．不存在最大质数
C．14>=8+7
D．P=9
2．设G是由5个顶点组成的完全图，则从图G中删去（A）条边可以得到树。
A．6 B．5 C．8 D．4
3．动态链接表中指针表示的是：（A）(C)
A．下一元素地址 B．内存储器的地址
C．下一元素在数组中的位置 D．左链或右链指向的元素的地址
4．对于二维数组a[0..4,1..5]，设每个元素占1个存储单元，且以列为主序存储，则元素a[2,2]相对于数组空间起始地址的偏移量是：（B）A．5 B．7 C．10 D．15
*5．下列指令中正确的是：(C)
A．MOV BX，AL B．MOV BL，AX
C．MOV BL，AL D．MOV BL，BP
6．支持动态地址再寻址的寻址方式是：（C）
A．基址寻址 B．间接寻址 C．变址寻址 D．直接寻址
*7．通道程序执行结束后引起的中断是：(A)
A．机器校验中断 B．I/O中断 C．程序性中断 D．外中断
8．计算机网络中对比特信号进行编码的层次是：（A）
A．物理层 B．数据链路层 C．网络层 D．应用层
*9．信道复用技术不包括：（C）
A．STDM B．FDM C．WMA D．CDMA
11．以下地址中与86.32/12匹配的是：（A）
A．86.33.224.123 B．86.79.65.216 C．86.58.119.74 D．
86.68.206.15
12．下面对进程的描述中，不正确的是：（D）
A．进程是动态的概念 B．进程执行需处理机
C．进程是有生命期的 D．进程是指定的集合（指令和数据）
13．当（）时，进程从执行状态转变为就绪状态。
（B）
A．进程别调度程序选中 B．时间片到
C．等待某一事件（挂起状态） D．等待的事件发生
14．为多道程序提供可共享资源不足时，可能出现死锁，但是，不适当的（）也可能产生死锁。
（C）
A．进程优先权 B．资源的线形分配
C．进程推进顺序 D．分配队列优先权
15．银行家算法在解决死锁问题中是用于（）的。
（B）
A．预防死锁 B．避免死锁 C．检测死锁 D．解除死锁
16．操作系统存储管理中，采用覆盖与交换技术的目的是：(D)
A．节省内存空间 B．物理上扩充内存容量（逻辑上扩充） C．提高CPU效率 D．实现内存共享
17．某虚拟内存系统采用页式内存管理，使用LRU页面管理算法。
考虑下面的页面访问地址流（每次访问在一个时间单位内完成）：
1，8，1，7，8，2，7，2，1，8，3，8，2，1，3，1，7，1，3，7
假定内存容量为4个页面，开始时是空的，则页面失效次数为（C）A．4 B．5 C．6 D．7
18．下类关系运算式子中，不正确的是 (D)
A．R—S=R—（R∩S） B． R=（R—S）∪（R∩S）
C．R∩S=S—（S—R） D．R∩S=S—（R—S）
*19．在元组关系演算中，与公式（"s）（P1(s)）等价的公式是：(?) A．┐($ s)(P1(s)) B.( $s)( ┐P1(s))
C．┐（"s）（┐P1(s)） D. ┐（$s）（┐P1(s)）
20．SQL中，与“NOT IN”等价的操作符是： (D)
A．=SOME B．<>SOME C．=ALL D．<>ALL
三填空题
1. 模式串"abaabcac"的next的函数值序列为__0112231
2.
2. 多处理机实现的是__和__的并行. (多处理机主要实现作业之间、程序段之间、任务之间的并行，也可包含有指令级、指令内部各微操作之间的并行。
)
3. 有关系数据有模式设计时,各种数据之间的联系称模式的标准__.
4. 有N个进程共享同一临界资源,若使用信号量机制实现对临界资源的互斥访问,则信号的变化范围是 —（N-1）~1。
5. 快速分组交换在实现技术上分为两类,当桢长变长时,就是__;当桢长固定时,就是__.(记不太清了)
四.简答题(大概的题意)
1. 某进程被唤醒并立即运行,该系统采用的是剥夺调度方法吗?为什么?答：某进程被唤醒并立即运行并不能说明该系统是剥夺调度算法。
进程调度有以下两种基本方式：（1）非剥夺方式：分派程序一旦把处理机分配给某进程后便让它一直运行下去，直到进程完成或发生某事件而阻塞时，才把处理机分配给另一个进程。
（2）剥夺方式：当一个进程正在运行时，系统可以基于某种原则，剥夺已分配给它的处理机，将之分配给其它进程。
剥夺原则有：优先权原则、短进程、优先原则、时间片原则。
由于题设给的条件无法判断该进程在以后运行过程中是否会被调度，因此不足以判断是可剥夺调度算法。
2. 关系模式的分解?依据?
3. A,B,C,D四个元素依次进栈,进栈过程中允许出栈,写出所有可能的出栈序列.
4. 路由器跳转的步骤.(已知B路由器的跳转过程有B跳到C)
5. UML中序列图和协作图的关系?
五.编程题
题的大意是这样:进行选票 n<80.每张选票人数不能超过3人,不能少于1人.否则是无效选票.补充程序中空缺的部分.。