外贸英语函电第六章 Letter of credit[精]
外贸英文函电课件Ch.6 Letter of Credit
Letter Two
事由：我方第518号销售确认书 关于我方第518号销售确认书项下的5,000 匹府绸，交货期日益逼近而有关的信用证尚 未收到，这一事实提请你方予以注意。请立 即赶开信用证以便使此订单得以顺利执行。
Parties to a Letter of Credit
Exporter/ Beneficiary/ Seller 受益人 Importer/ Applicant/ Buyer 开证人 Issuing Banming Bank 保兑行 Negotiating Bank 议付行 Reimbursing Bank 偿付行
We are pleased to inform you that L/C No. 666 issued by Bank of Liverpool for our S/C No.111 was just received. However, on examining the clauses, we regretfully find that certain points are not in conformity with the terms stipulated in the contract.
Chapter Six
Definition of Letter of Credit
A Letter of Credit, simply defined, is a written instrument issued by a bank at the request of its customer, the Importer (Applicant), whereby the bank promises to pay the Exporter (Beneficiary) for goods or services provided that the Exporter presents all documents called for, exactly as stipulated in the Letter of Credit, and meets all other terms and conditions set out in the Letter of Credit. A Letter of Credit is also commonly referred to as a Documentary Credit.
外贸英语函电第六章 Letter of credit
LETTER OF CREDIT
本章学习目标
Understanding why the seller examine L/C； 了解卖方审核信用证的原因； Master how to urge the establishment of L/C and the relevant sentences and expressions； 掌握如何催开信用证以及有关的词汇、短语和句型； Understanding how to amend L/C； 了解修改信用证的步骤； Master the writing skills of amending L/C and the relevant sentences and expression; 掌握修改信用证的写作技巧以及有关词汇、短语和句型； Understanding when to extend L/C. 了解什么时候需要使信用证延期。 。
6.2 Letters about Amending the L/C
Biblioteka If any discrepancies or some unforeseen clauses to which the seller does not agree are found in the L/C, the seller should ask the buyer to make amendment. Sometimes an expected situation with regard to supply, shipping, etc. may arise. In this case, an amendment to the original L/C will also be required. Not only can the seller ask for amendment to an L/C, but the buyer can likewise ask for amendment if he finds something in the L/C needs to be altered. The usual procedure is that the buyer should first obtain consent from the seller and then instruct the opening bank to amend the L/C.
信用证信函英文范文
信用证信函英文范文英文回答：Letter of Credit (LOC)。
The commercial bank issues a guarantee or commitment to pay the seller (beneficiary) on behalf of the buyer (applicant) when the seller fulfills the agreed-upon terms of the transaction, such as delivering the goods or services.Components of an LOC.Applicant: The buyer or customer who requests the LOC.Beneficiary: The seller or supplier who receives the payment from the bank.Issuing Bank: The bank that issues the LOC on behalf of the applicant.Confirming Bank: A bank that adds its guarantee to the LOC, making it more secure for the beneficiary.Negotiating Bank: A bank that handles the collection and verification of documents submitted by the beneficiary.Amount: The maximum amount the bank will pay under the LOC.Tenor: The period of time during which the LOC is valid.Terms and Conditions: The specific conditions that must be met for the bank to release payment.Types of LOCs.Revocable LOC: Can be canceled or amended by the issuing bank at any time without notice to the beneficiary.Irrevocable LOC: Cannot be canceled or amended withoutthe consent of both the issuing bank and the beneficiary.Advantages of LOCs.Provides security to both the buyer and seller by guaranteeing payment.Facilitates international trade by enabling transactions between parties in different countries.Reduces the risk of non-payment for the seller.Improves the working capital position of the buyer by allowing them to defer payment.Disadvantages of LOCs.Can be costly for the buyer, as banks charge fees for issuing and confirming LOCs.May limit the buyer's flexibility to negotiate payment terms with the seller.Can be complex to understand and implement.How to Obtain an LOC.1. Approach a commercial bank.2. Provide the bank with information about the transaction, including the amount of the LOC, the tenor, and the beneficiary.3. Meet the bank's requirements, such as providing financial statements and collateral.4. Pay the bank's fees.中文回答：信用证。
外贸英语函电教程Unit 6 Letter of Credit
have not received the relevant L/C up to now.
Best regards, Tony Wang
Order: 4 1 3 2
Activity 2 Urging the establishment of L/C
III. Write an email to urge the establishment of L/C based on the following information. 1. The present date: Aug. 4th, 2015 2. 2. PO No.: 345 3. Terms of payment: by irrevocable L/C at sight to be established 30 days before the month of shipment 4. The date of shipment: September, 2015
Activity 2 Urging the establishment of L/C
I. Suppose a friend borrowed 1,000 Yuan from you in January and promised to repay you in June, but it is September now and you haven't got the money back. Text a message to your friend to ask him to repay you the money. Talk with your partner about the major contents of your message.
国际贸易英语信用证Letter of Creditppt课件
最新版整理ppt
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1. L/C: Definition
Generally: a documentary letter of credit is defined as instrument by which a bank promises to pay the seller for his goods providing the seller conform exactly to the condition laid down in the L/C
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1. L/C: Definition
Advantages: ① Security of payment to the exporter. ② Enable the buyer to ensure that he
received the goods as ordered.
最新版整理ppt
6. Telegraphic transfer 电汇
7. Demand transfer 票汇
8. Note: Only when the transactions are very small and the finance involved is small too.
最新版整理ppt
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1. L/C: Definition
⑥ The bank who buy an exporter’s draft submitted to it under a L/C and then forward the draft and documents to the opening bank for reimbursement. Usually is the advising bank.
Unit 6 Letter of credit 翻译
我方通知号码：MB-5432 开证行号码及日期：至：美国Prosperity东大街88号，707套房SBRE-777，2006年1月26日敬启者，我方已收到澳大利亚Sunlight城Sun银行的通知，该行已为我方开立以贵公司为受益人，号码为SB-87564的不可撤销信用证，应付贷款人为澳大利亚Sunlight城Sunshine大街7号DEF进口公司。
本信用证面额为50,000.00（伍万）美元，可签发以我方为付款人的即期汇票，汇票金额可按发票金额全额开出，检附下列单证：1.有签名的商业发票5份，注明买方所购订单号：DEF-101，日期为2006年1月10；2.装箱单5份；3.全套清洁海洋装仓单3份，附澳大利亚Sunlight城Sun银行所发出的不可转让（非议付）副本，到货通知以上开证申请人，注：“提前支付运费”及跟单信用证号码，最迟日期为2006年3月19日。
4.保单2份。
以到岸价110%投保，投保范围包括：伦敦保险协会货物保险条款（全险），战争和罢工保险条款。
注：在澳大利亚境内可获得索赔。
货品范围：100套ABC牌软管及快速联结管全驱动风动工具，型号为1/2，CIF至Sunny 港。
装船港：美国Moonbeam港：卸船港：澳大利亚Sunny港。
可否分批装船：禁止可否转船：允许特殊条款：1.所有单证须注明进口许可证号码：IP/79370，日期：2006年1月18日。
2.所有发生在澳大利亚之外的费用由受益方支付。
所有单证须在装运之后15天之内递交。
依据澳大利亚Sunlight城Sun银行所开立的号码为SB-87654，日期为2006年1月26日的跟单信用证签发。
我方确认此信用证，谨此承诺，依据该信用证条款所开具的汇票，在2006年3月26日当天或之前收到规定的单证后，将按时兑现交付。
你忠实的，***授权签字：除非另有明文规定，本信用证受《跟单信用证统一惯例》（1999年修订本）（国际商会第500号出版物）的规定。
Unit six Letter of Credit
Unit six Letter of Credit◆Subject Matters1 What is letter of credit?A letter of credit, also called an L/C, is a written promise of a bank, at the request of the buyer, to pay the seller as long as he meets the conditions stipulated in the L/C.There are a few kinds of L/Cs in international payment, of which irrevocable documentary letter of credit is the most often used. It is a written promise of a bank, on behalf of the buyer, to pay the seller the amount specified in the credit provided the seller presents the documents in compliance with the stipulation of the credit.2 What is the role of banks in letter of credit?In letter of credit, banks act as go-betweens to collect payment from the buyer in exchange for the transfer of documents specified in the L/C from the seller, for instance, bills of lading, insurance policies, invoices, packing lists, weight memos, etc. These documents are necessary for the buyer to take possession of the goods.In addition, in case of the failure of the buyer to effect payment, as long as the seller presents the documents in compliance with the specified conditions in the L/C, the bank must pay the seller on behalf of the buyer. Therefore, in essence, L/C is a kind of bank credit, which provides more security to both the seller and buyer than remittance and collection that are based on commercial credit.3 How does an irrevocable documentary credit circulate?1) After the exporter and importer agreed on the terms of a sale, the importer arranges for its bank to issue a letter of credit in favor of the exporter that specifies the documents needed for payment. The importer is the applicant of the L/C and the exporter is the beneficiary of the L/C.2) The importer‟s bank issues its irrevocable letter of credit in favor of the exporter, including all instructions to the seller relating to the shipment.3) The issuing bank nominates another bank, usually in the country of the seller, to advise the credit to the beneficiary. The bank which advises the L/C is called advising bank.4) The importer exams the credit and prepares for the required documents. If he does not agree with the wording of the L/C, he requests an amendment of the L/C from the exporter.5) The exporter forwards the goods and presents his documents to the advising bank for settlement. The advising bank pays the money in place of the issuing bank if the documents presented is in accordance with the stipulations of the L/C. Then it transfers the documents to theissuing bank for reimbursement.6) The issuing bank debits the applicant with the value of the goods, plus any applicable commission and expenses, and hands over the documents to the buyer. The importer can then clear the goods through customs and import them.Some important notes on the circulation of the L/C:●As L/C is a kind of bank credit, the creditworthiness of the issuing bank should be carefullyinvestigated by the exporter. This can be done with the assistance of the exporter‟s bank, or the exporter may specify the issuing bank accepted by him.●The seller should examine the documentary credit carefully. If the seller finds that the terms ofthe credit don‟t agree with the terms of the sales contract, he will notify the buyer and ask for an amendment of the credit. If he finds it difficult to meet the conditions of the credit within the duration of the credit, he will ask for the extension of the credit.5 How important are the documents in the payment by L/CIn L/C payment, banks deal in documents and not goods. They are only c oncerned that documents presented appear on their face to comply with the terms and conditions of the credit. Any dispute as to quality or quantity of goods delivered must be settled between the importer and exporter.W ords and expressions◆letter of credit信用证信用证是一种开证银行根据申请人（进口方）的要求和申请，向受益人（出口方）开立的有一定金额、在一定期限内凭汇票和出口单据，在指定地点付款的书面保证。
LetterofCredit信用证具体说明（中英文对照）
LetterofCredit信用证具体说明（中英文对照）Letter of CreditSEQUENCE OF TOTAL *27 : 1/1FORM OF DOCUMENTARY CREDIT * 40A : IRREVOCABLE DOCUMENTARY CREDIT NUMBER *20 :DATE OF ISSUE *31C :DATE AND PLACE OF EXPIRY *31D :050622 IN CHINA 050622在中国到期APPLICANT *50 :BENEFICIARY *59 :CHAOZHOU HUALI CERAMICS FACTORYFENGYI INDUSTRIAL DISTRICT, GUXIANG TOWN, CHAOZHOU CITY,GUANGDONG PROVINCE,CHINA.潮州华利陶瓷洁具厂CURRENCY CODE, AMOUNT *32B :CURRENCY USD AMOUNTAVAILABLE WITH....BY. (41)STANDARD CHARTERED BANKCHINA AND/OR AS BELOW 渣打银行或以下的BY NEGOTIATION 任何议付行DRAFT AT 42C :DRAWEE 42A :PARTIAL SHIPMENTS 43P :NOT ALLOWED 不可以TRANSHIPMENT 43T :LOADING ON BOARD/DISPATCH/TAKING IN CHARGE AT/FROM 44A:TRANSPORTATION TO 44B :LATEST DATE OF SHIPMENT 44C :ESCRIPTION OF GOODS AND/OR SERVICES 45A :OCUMENTS REQUIRED 46A :+SIGNED COMMERCIAL INVOICE IN QUINTUPLICATE MADE OUT IN THE NAME OF APPLICANT INDICATING CIF VALUE AND THE ORIGINE OF THE GOODS SHIPPED.+PACKING LIST/WEIGHT MEMO IN QUADRUPLICATE MENTIONNING TOTAL NUMBER OF CARTONS AND GROSS WEIGHTAND MEASUREMENTS PER EXPORT CARTON.*FREIGHT PAYABLE AT DESTINATION AND BEARING THE NUMBER OF THISCREDIT.运费在目的港付注明该信用证号码*PACKING LIST IN 3 COPIES.装箱单一式三份*CERTIFICATE ISSUED BY THE SHIPPING COMPANY/CARRIER OR THEIR AGENT STATING THE B/L NO(S) AND THE VESSEL(S) NAME CERTIFYING THAT THE CARRYING VESSEL(S) IS/ARE: A) HOLDING A VALID SAFETY MANAGEMENT SYSTEM CERTIFICATE AS PER TERMS OF INTERNATIONALSAFETY MANAGEMENT CODE ANDB) CLASSIFIED AS PER INSTITUTE CLASSIFICATION CLAUSE 01/01/2001 BY AN APPROPRIATE CLASSIFICATION SOCIETY 由船公司或代理出有注明B/L号和船名的证明书证明他们的船是:A)持有根据国际安全管理条款编码的有效安全管理系统证书; 和B)由相关分级协会根据2001年1月1日颁布的ICC条款分类的.*COMMERCIAL INVOICE FOR USD11,202,70 IN 4 COPIES DULY SIGNED BYTHE BENEFICIARY/IES, STATING THAT THE GOODS SHIPPED:A)ARE OF CHINESE ORIGIN.B)ARE IN ACCORDANCE WITH BENEFICIARIES PROFORMA INVOICE NO. HL050307 DATED 07/03/05.由受益人签署的商业发票总额USD11,202,70一式四份，声明货物运输：A)原产地为中国B)同号码为HL050307 开立日为07/03/05的商业发票内容一致:047A: ADDITIONAL CONDITIONS附加条件* THE NUMBER AND DATE OF THE CREDIT AND THE NAME OF OUR BANK MUSTBE QUOTED ON ALL DRAFTS (IF REQUIRED).信用证号码及日期和我们的银行名必须体现在所有单据上(如果有要求)*TRANSPORT DOCUMENTS TO BE CLAUSED: ’VESSEL IS NOT SCHEDULED TOCALL ON ITS CURPENT VOYAGE AT FAMAGUSTA,KYRENTA OR KARAVOSTASSI,CYPRUS.运输单据注明" 船在其航行途中不得到塞***的Famagusta, Kyrenta or Karavostassi这些地方*INSURANCE WILL BE COVERED BY THE APPLICANTS.保险由申请人支付*ALL DOCUMENTS TO BE ISSUED IN ENGLISH LANGUAGE.所有单据由英文缮制*NEGOTIATION/PAYMENT:UNDER RESERVE/GUARANTEE STRICTLY 保结押汇或是银行保函PROHIBITED. 禁止*DISCREPANCY FEES USD80, FOR EACH SET OF DISCREPANT DOCUMENTSPRESENTED UNDER THIS CREDIT,WHETHER ACCEPTED OR NOT,PLUS OURCHARGES FOR EACH MESSAGE CONCERNING REJECTION AND/OR ACCEPTANCEMUST BE BORNE BY BENEFICIARIES THEMSELVES AND DEDUCTED FROM THEAMOUNT PAYABLE TO THEM.修改每个单据不符点费用将扣除80美元(最多40)*IN THE EVENT OF DISCREPANT DOCUMENTS ARE PRESENTED TO US ANDREJECTED,WE MAY RELEASE THE DOCUMENTS AND EFFECT SETTLEMENT UPONAPPLICANT’S WAIVER OF SUCH DISCREPANCIES,NOTWITHSTANDING ANYCOMMUNICATION WITH THE PRESENTER THAT WE ARE HOLDING DOCUMENTS ATITS DISPOSAL,UNLESS ANY PRIOR INSTRUCTIONS TO THE CONTRARY ARERECEIVED.如果不符点是由我方提出并被拒绝，我们将视为受益人放弃修改这个不符点的权利。
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6.1.2 Sample Letters of Discussing the Issuance of L/C According to S/C（根据销售合同开立信用证函 电范例）
6.2 Letters about Amending the L/C
If any discrepancies or some unforeseen clauses to which the seller does not agree are found in the L/C, the seller should ask the buyer to make amendment. Sometimes an expected situation with regard to supply, shipping, etc. may arise. In this case, an amendment to the original L/C will also be required.
Unit six
LETTER OF CREDIT
本章学习目标
Understanding why the seller examine L/C； 了解卖方审核信用证的原因； Master how to urge the establishment of L/C and the
relevant sentences and expressions； 掌握如何催开信用证以及有关的词汇、短语和句型； Understanding how to amend L/C； 了解修改信用证的步骤； Master the writing skills of amending L/C and the relevant
卖方收到有关的信用证后，首先应做一次详细的审核，看信用证 中规定的条款是否与销售合同（销货确认书）所订条款完全一致 。如在信用证中发现差异或先前未见到的特殊条款，而卖方又不 能同意，则应通知买方予以修改。当然，如果买方发现信用证中 有需要修改的地方，也可以要求修改。通常的手续是，买方首先 征得卖方同意，然后通知开证行修改信用证。
国际贸易最普遍使用的支付方式是信用证（L/C），它对买卖双 方来说，既可靠又安全。L/C有多种类型，如不可撤销的跟单信 用证、循环信用证、备用信用证和背对背信用证。本单元主要讲 不可撤销的跟单信用证。
当买方没能开信用证或信用证没能及时到达卖方，卖方通常发电 传或传真给买方，催促开证或弄清信用证的下落。卖方不应该一 开始就强烈谴责买方不履行合同，而应该有礼貌地说明所订购的 货物已备妥，但有关的信用证尚未收到。催开信用证的函电必须 写得得体，目的是要说服买方更密切地合作，并切实履行义务。
6.2.1 Sample Letters of Discussing to Amend L/C According to S/C（根据销售合 同修改信用证函电范例）
6.2.2 Sample Letters of Declining to Amend L/C（谢绝修改信用证的函电范例）
本章小结
6.1.1 Sample Letters of Urging the Establishment of L/C（催开信用证的函电范例）
Messages urging establishment of letter of credit must be written with tact. Their aim is to persuade the buyer to cooperate more closely and in fact to fulfill his obligations; otherwise they will give offence to the buyer and bring about unhappy consequences.
信用证的装运日期与到期日应至少相隔两周，以留出足够的时间 供卖方缮制装运单证和向银行办理议付。如果卖方未能及时将货 物备妥待运，或买方由于各种原因要求延迟装运，这时卖方不得 不要求expression; 掌握修改信用证的写作技巧以及有关词汇、短语和句型； Understanding when to extend L/C. 了解什么时候需要使信用证延期。 。
6.1 Letters about Discussing the Issuance of L/C