再保险名词中英文对照及再保险介绍综述

EXPLANATION

再保险reinsurance

原保险人original insurer

分出公司ceding company

再保险分出人reinsured

再保险人reinsurer

分入公司ceded company

自留额retention (自负责任)

分保额ceding amount

再保险费reinsurance premium (分保费)

再保险佣金reinsurance commission(分保手续费)

转分保retrocession

比例再保险：proportional reinsurance

非比例再保险：non-proportional reinsurance

超过损失再保险：excess of loss reinsurance

成数再保险：quota share reinsurance

溢额再保险：surplus reinsurance

线数：lines

起赔点：priority/underlying retention(分出公司自负责任额)

最高责任额：top limit/ceiling figure

险位超赔再保险：excess of loss per risk basis

普通超赔保障：working cover

事故超赔再保险：excess of loss per event/occurrence basis 异常灾害再保险：catastrophe cover

分层再保险：reinsuring in layers

赔付率超赔再保险：excess of loss ratio

损失中止再保险：stop loss reinsurance(停止损失再保险)

共命运条款：follow the fortunes clause(同一命运条款)

错误或遗漏条款：errors or omissions clause（过失或疏忽条款）检查条款：inspection clause（保护缔约双方权利条款/断交条款）仲裁条款：arbitration clause

直接给付条款：cut through clause

固定佣金率：fixed commission rate

单一佣金率：flat commission rate

梯次佣金率：sliding-scale commission rate(累进递增佣金率)

盈余佣金：profit commission(纯益手续费)

或有佣金：contingent commission

结清方式：clean-cut basis

自然期满方式：run-off provision

一年法：one year basis

三年平均法：three-year average system

亏损滚转法：losses carry forward system

消失滚转法：losses carry forward to extinction

三年滚转法：losses carry forward for three years

最后净赔款额：ultimate net loss

净自留责任：net retained lines

事故损失：loss occurrence

以保单签发为基础：policies issued or policies attaching basis

以损失发生为基础：losses occurring basis

以提出索赔为基础：claims-made basis

预存保费：deposit premium

最低保证保费：minimum and deposit premium

毛费率：gross rate

附表摘要表：schedule

雇主责任保险：employer’s liability

再保险人与分出人同一命运：the reinsurer follow the fortunes of the company 拒收风险：rejection risk

强制再保险,固定再保险,合同再保险：obligatory reinsurance

净自留额：net retention

额外期限：odd time

出险通知：advice of the occurrence of a loss

续保：renew

续保通知书：renewal notice

减保：return

退保费：return premium

变更：alteration

修正：amendment

退保/取消：cancellation

收回/提取/撤销：withdrawal

报表：bordereaux

延迟/错误/遗漏：delay error omission

记录/报表/账目/文件：record book account document

期满：termination

无效：annulment 、invalidation

经纪人佣金：brokerage

代理人手续费和津贴：agency commission and allowance

转分手续费：overriding commission

未满期保费：unearned premium

未决赔款：outstanding loss

已决赔款：paid loss

理赔费用：loss expense

初步出险报告：preliminary loss advice

通融赔付：ex gratia payment

未决赔款清单：a statement of unsettled claim

保费准备金：premium reserve deposit

起期：commencement

终止：termination

互惠交换分保：reciprocation

现金摊赔：cash payment

现有分保业务：current cession

批单：addendum/endorsement

保费和赔款的支付：premium settlement and claim recovery

现金赔款：cash loss