(完整版)_毕业设计外文文献及翻译_
毕业论文(设计)外文文献翻译及原文
金融体制、融资约束与投资——来自OECD的实证分析R．SemenovDepartment of Economics，University of Nijmegen，Nijmegen（荷兰内梅亨大学，经济学院）这篇论文考查了OECD的11个国家中现金流量对企业投资的影响.我们发现不同国家之间投资对企业内部可获取资金的敏感性具有显著差异,并且银企之间具有明显的紧密关系的国家的敏感性比银企之间具有公平关系的国家的低.同时，我们发现融资约束与整体金融发展指标不存在关系.我们的结论与资本市场信息和激励问题对企业投资具有重要作用这种观点一致，并且紧密的银企关系会减少这些问题从而增加企业获取外部融资的渠道。
一、引言各个国家的企业在显著不同的金融体制下运行。
金融发展水平的差别(例如，相对GDP的信用额度和相对GDP的相应股票市场的资本化程度），在所有者和管理者关系、企业和债权人的模式中，企业控制的市场活动水平可以很好地被记录.在完美资本市场,对于具有正的净现值投资机会的企业将一直获得资金。
然而，经济理论表明市场摩擦，诸如信息不对称和激励问题会使获得外部资本更加昂贵，并且具有盈利投资机会的企业不一定能够获取所需资本.这表明融资要素，例如内部产生资金数量、新债务和权益的可得性，共同决定了企业的投资决策.现今已经有大量考查外部资金可得性对投资决策的影响的实证资料（可参考，例如Fazzari（1998）、 Hoshi(1991)、 Chapman（1996）、Samuel(1998））.大多数研究结果表明金融变量例如现金流量有助于解释企业的投资水平。
这项研究结果解释表明企业投资受限于外部资金的可得性。
很多模型强调运行正常的金融中介和金融市场有助于改善信息不对称和交易成本，减缓不对称问题,从而促使储蓄资金投着长期和高回报的项目,并且提高资源的有效配置（参看Levine（1997)的评论文章）。
因而我们预期用于更加发达的金融体制的国家的企业将更容易获得外部融资.几位学者已经指出建立企业和金融中介机构可进一步缓解金融市场摩擦。
毕设外文文献+翻译1
毕设外文文献+翻译1外文翻译外文原文CHANGING ROLES OF THE CLIENTS、ARCHITECTSAND CONTRACTORS THROUGH BIMAbstract:Purpose –This paper aims to present a general review of the practical implications of building information modelling (BIM) based on literature and case studies. It seeks to address the necessity for applying BIM and re-organising the processes and roles in hospital building projects. This type of project is complex due to complicated functional and technical requirements, decision making involving a large number of stakeholders, and long-term development processes.Design/methodology/approach–Through desk research and referring to the ongoing European research project InPro, the framework for integrated collaboration and the use of BIM are analysed.Findings –One of the main findings is the identification of the main factors for a successful collaboration using BIM, which can be recognised as “POWER”: product information sharing (P),organisational roles synergy (O), work processes coordination (W), environment for teamwork (E), and reference data consolidation (R).Originality/value –This paper contributes to the actual discussion in science and practice on the changing roles and processes that are required to develop and operate sustainable buildings with the support of integrated ICT frameworks and tools. It presents the state-of-the-art of European research projects and some of the first real cases of BIM application inhospital building projects.Keywords:Europe, Hospitals, The Netherlands, Construction works, Response flexibility, Project planningPaper type :General review1. IntroductionHospital building projects, are of key importance, and involve significant investment, and usually take a long-term development period. Hospital building projects are also very complex due to the complicated requirements regarding hygiene, safety, special equipments, and handling of a large amount of data. The building process is very dynamic and comprises iterative phases and intermediate changes. Many actors with shifting agendas, roles and responsibilities are actively involved, such as: the healthcare institutions, national and local governments, project developers, financial institutions, architects, contractors, advisors, facility managers, and equipment manufacturers and suppliers. Such building projects are very much influenced, by the healthcare policy, which changes rapidly in response to the medical, societal and technological developments, and varies greatly between countries (World Health Organization, 2000). In The Netherlands, for example, the way a building project in the healthcare sector is organised is undergoing a major reform due to a fundamental change in the Dutch health policy that was introduced in 2008.The rapidly changing context posts a need for a building with flexibility over its lifecycle. In order to incorporate life-cycle considerations in the building design, construction technique, and facility management strategy, a multidisciplinary collaboration is required. Despite the attempt for establishing integrated collaboration, healthcare building projects still facesserious problems in practice, such as: budget overrun, delay, and sub-optimal quality in terms of flexibility, end-user?s dissatisfaction, and energy inefficiency. It is evident that the lack of communication and coordination between the actors involved in the different phases of a building project is among the most important reasons behind these problems. The communication between different stakeholders becomes critical, as each stakeholder possesses different setof skills. As a result, the processes for extraction, interpretation, and communication of complex design information from drawings and documents are often time-consuming and difficult. Advanced visualisation technologies, like 4D planning have tremendous potential to increase the communication efficiency and interpretation ability of the project team members. However, their use as an effective communication tool is still limited and not fully explored. There are also other barriers in the information transfer and integration, for instance: many existing ICT systems do not support the openness of the data and structure that is prerequisite for an effective collaboration between different building actors or disciplines.Building information modelling (BIM) offers an integrated solution to the previously mentioned problems. Therefore, BIM is increasingly used as an ICT support in complex building projects. An effective multidisciplinary collaboration supported by an optimal use of BIM require changing roles of the clients, architects, and contractors; new contractual relationships; and re-organised collaborative processes. Unfortunately, there are still gaps in the practical knowledge on how to manage the building actors to collaborate effectively in their changing roles, and todevelop and utilise BIM as an optimal ICT support of the collaboration.This paper presents a general review of the practical implications of building information modelling (BIM) based on literature review and case studies. In the next sections, based on literature and recent findings from European research project InPro, the framework for integrated collaboration and the use of BIM are analysed. Subsequently, through the observation of two ongoing pilot projects in The Netherlands, the changing roles of clients, architects, and contractors through BIM application are investigated. In conclusion, the critical success factors as well as the main barriers of a successful integrated collaboration using BIM are identified.2. Changing roles through integrated collaboration and life-cycle design approachesA hospital building project involves various actors, roles, and knowledge domains. In The Netherlands, the changing roles of clients, architects, and contractors in hospital building projects are inevitable due the new healthcare policy. Previously under the Healthcare Institutions Act (WTZi), healthcare institutions were required to obtain both a license and a building permit for new construction projects and major renovations. The permit was issued by the Dutch Ministry of Health. The healthcare institutions were then eligible to receive financial support from the government. Since 2008, new legislation on the management of hospital building projects and real estate has come into force. In this new legislation, a permit for hospital building project under the WTZi is no longer obligatory, nor obtainable (Dutch Ministry of Health, Welfare and Sport, 2008). This change allows more freedom from the state-directed policy, and respectively,allocates more responsibilities to the healthcare organisations to deal with the financing and management of their real estate. The new policy implies that the healthcare institutions are fully responsible to man age and finance their building projects and real estate. The government?s support for the costs of healthcare facilities will no longer be given separately, but will be included in the fee for healthcare services. This means that healthcare institutions must earn back their investment on real estate through their services. This new policy intends to stimulate sustainable innovations in the design, procurement and management of healthcare buildings, which will contribute to effective and efficient primary healthcare services.The new strategy for building projects and real estate management endorses an integrated collaboration approach. In order to assure the sustainability during construction, use, and maintenance, the end-users, facility managers, contractors and specialist contractors need to be involved in the planning and design processes. The implications of the new strategy are reflected in the changing roles of the building actors and in the new procurement method.In the traditional procurement method, the design, and its details, are developed by the architect, and design engineers. Then, the client (the healthcare institution) sends an application to the Ministry of Healthto obtain an approval on the building permit and the financial support from the government. Following this, a contractor is selected through a tender process that emphasises the search for the lowest-price bidder. During the construction period, changes often take place due to constructability problems of the design and new requirements from the client.Because of the high level of technical complexity, and moreover, decision-making complexities, the whole process from initiation until delivery of a hospital building project can take up to ten years time. After the delivery, the healthcare institution is fully in charge of the operation of the facilities. Redesigns and changes also take place in the use phase to cope with new functions and developments in the medical world.The integrated procurement pictures a new contractual relationship between the parties involved in a building project. Instead of a relationship between the client and architect for design, and the client and contractor for construction, in an integrated procurement the client only holds a contractual relationship with the main party that is responsible for both design and construction. The traditional borders between tasks and occupational groups become blurred since architects, consulting firms, contractors, subcontractors, and suppliers all stand on the supply side in the building process while the client on the demand side. Such configuration puts the architect, engineer and contractor in a very different position that influences not only their roles, but also their responsibilities, tasks and communication with the client, the users, the team and other stakeholders.The transition from traditional to integrated procurement method requires a shift of mindset of the parties on both the demand and supply sides. It is essential for the client and contractor to have a fair and open collaboration in which both can optimally use their competencies. The effectiveness of integrated collaboration is also determined by the client?s capacity and strategy to organize innovative tendering procedures.A new challenge emerges in case of positioning an architect in a partnership with the contractor instead of with the client. In case of the architect enters a partnership with the contractor, an important issues is how to ensure the realisation of the architectural values as well as innovative engineering through an efficient construction process. In another case, the architect can stand at the client?s side in a strategic advisory role instead of being the designer. In this case, the architect?s responsibility is translating client?s requirements and wishes into the architectural values to be included in the design specification, and evaluating the contractor?s proposal against this. In any of this new role, the architect holds the responsibilities as stakeholder interest facilitator, custodian of customer value and custodian of design models.The transition from traditional to integrated procurement method also brings consequences in the payment schemes. In the traditional building process, the honorarium for the architect is usually based on a percentage of the project costs; this may simply mean that the more expensive the building is, the higher the honorarium will be. The engineer receives the honorarium based on the complexity of the design and the intensity of the assignment. A highly complex building, which takes a number of redesigns, is usually favourable for the engineers in terms of honorarium. A traditional contractor usually receives the commission based on the tender to construct the building at the lowest price by meeting the minimum specifications given by the client. Extra work due to modifications is charged separately to the client. After the delivery, the contractor is no longer responsible for the long-term use of the building. In the traditional procurement method, all risks are placed with theclient.In integrated procurement method, the payment is based on the achieved building performance; thus, the payment is non-adversarial. Since the architect, engineer and contractor have a wider responsibility on the quality of the design and the building, the payment is linked to a measurement system of the functional and technical performance of the building over a certain period of time. The honorarium becomes an incentive to achieve the optimal quality. If the building actors succeed to deliver a higher added-value thatexceed the minimum client?s requirements, they will receive a bonus in accordance to the client?s extra gain. The level of transparency is also improved. Open book accounting is an excellent instrument provided that the stakeholders agree on the information to be shared and to its level of detail (InPro, 2009).Next to the adoption of integrated procurement method, the new real estate strategy for hospital building projects addresses an innovative product development and life-cycle design approaches. A sustainable business case for the investment and exploitation of hospital buildings relies on dynamic life-cycle management that includes considerations and analysis of the market development over time next to the building life-cycle costs (investment/initial cost, operational cost, and logistic cost). Compared to the conventional life-cycle costing method, the dynamic life-cycle management encompasses a shift from focusing only on minimizing the costs to focusing on maximizing the total benefit that can be gained. One of the determining factors for a successful implementation of dynamic life-cycle management is the sustainable design of the building and building components, which means that the design carriessufficient flexibility to accommodate possible changes in the long term (Prins, 1992).Designing based on the principles of life-cycle management affects the role of the architect, as he needs to be well informed about the usage scenarios and related financial arrangements, the changing social and physical environments, and new technologies. Design needs to integrate people activities and business strategies over time. In this context, the architect is required to align the design strategies with the organisational, local and global policies on finance, business operations, health and safety, environment, etc.The combination of process and product innovation, and the changing roles of the building actors can be accommodated by integrated project delivery or IPD (AIA California Council, 2007). IPD is an approach that integrates people, systems, business structures and practices into a process that collaboratively harnesses the talents and insights of all participants to reduce waste and optimize efficiency through all phases of design, fabrication and construction. IPD principles can be applied to a variety of contractual arrangements. IPD teams will usually include members well beyond the basic triad of client, architect, and contractor. At a minimum, though, an Integrated Project should include a tight collaboration between the client, the architect, and the main contractor ultimately responsible for construction of the project, from the early design until the project handover. The key to a successful IPD is assembling a team that is committed to collaborative processes and is capable of working together effectively. IPD is built on collaboration. As a result, it can only be successful if the participants share and apply common values and goals.3. Changing roles through BIM applicationBuilding information model (BIM) comprises ICT frameworks and tools that can support the integrated collaboration based on life-cycle design approach. BIM is a digital representation of physical and functional characteristics of a facility. As such it serves as a shared knowledge resource for information about a facility forming a reliable basis for decisions during its lifecycle from inception onward (National Institute of Building Sciences NIBS, 2007). BIM facilitates time and place independent collaborative working. A basic premise of BIM is collaboration by different stakeholders at different phases of the life cycle of a facility to insert, extract, update or modify information in the BIM to support and reflect the roles of that stakeholder. BIM in its ultimate form, as a shared digital representation founded on open standards for interoperability, can become a virtual information model to be handed from the design team to the contractor and subcontractors and then to the client.BIM is not the same as the earlier known computer aided design (CAD). BIM goes further than an application to generate digital (2D or 3D) drawings. BIM is an integrated model in which all process and product information is combined, stored, elaborated, and interactively distributed to all relevant building actors. As a central model for all involved actors throughout the project lifecycle, BIM develops andevolves as the project progresses. Using BIM, the proposed design and engineering solutions can be measured against the client?s requirements and expected building performance. The functionalities of BIM to support the design process extend to multidimensional (nD), including: three-dimensional visualisation and detailing, clash detection, material schedule, planning, costestimate, production and logistic information, and as-built documents. During the construction process, BIM can support the communication between the building site, the factory and the design office– which is crucial for an effective and efficient prefabrication and assembly processes as well as to prevent or solve problems related to unforeseen errors or modifications. When the building is in use, BIM can be used in combination with the intelligent building systems to provide and maintain up-to-date information of the building performance, including the life-cycle cost.To unleash the full potential of more efficient information exchange in the AEC/FM industry in collaborative working using BIM, both high quality open international standards and high quality implementations of these standards must be in place. The IFC open standard is generally agreed to be of high quality and is widely implemented in software. Unfortunately, the certification process allows poor quality implementations to be certified and essentially renders the certified software useless for any practical usage with IFC. IFC compliant BIM is actually used less than manual drafting for architects and contractors, and show about the same usage for engineers. A recent survey shows that CAD (as a closed-system) is still the major form of technique used in design work (over 60 per cent) while BIM is used in around 20 percent of projects for architects and in around 10 per cent of projects for engineers and contractors.The application of BIM to support an optimal cross-disciplinary and cross-phase collaboration opens a new dimension in the roles and relationships between the building actors. Several most relevant issues are: the new role of a model manager; the agreement on the access right and IntellectualProperty Right (IPR); the liability and payment arrangement according to the type of contract and in relation to the integrated procurement; and the use of open international standards.Collaborative working using BIM demands a new expert role of a model manager who possesses ICT as well as construction process know-how (InPro, 2009). The model manager deals with the system as well as with the actors. He provides and maintains technological solutions required for BIM functionalities, manages the information flow, and improves the ICT skills of the stakeholders. The model manager does not take decisions on design and engineering solutions, nor the organisational processes, but his roles in the chain of decision making are focused on:the development of BIM, the definition of the structure and detail level of the model, and the deployment of relevant BIM tools, such as for models checking, merging, and clash detections;the contribution to collaboration methods, especially decision making and communication protocols, task planning, and risk management;and the management of information, in terms of data flow and storage, identification of communication errors, and decision or process (re-)tracking.Regarding the legal and organisational issues, one of the actual questions is: “In what way does the intellectual property right (IPR) in collaborative working using BIM differ from the IPR in a traditional teamwork?”. In terms of combine d work, the IPR of each element is at tached to its creator. Although it seems to be a fully integrated design, BIM actually resulted from a combination of works/elements; for instance: the outline of the building design, is created by the architect, the design for theelectrical system, is created by the electrical contractor, etc. Thus, in case of BIM as a combined work, the IPR is similar to traditional teamwork. Working with BIM with authorship registration functionalities may actually make it easier to keep track of the IPR.How does collaborative working, using BIM, effect the contractual relationship? On the one hand,collaborative working using BIM does not necessarily change the liability position in the contract nor does it obligate an alliance contract. The General Principles of BIM A ddendum confirms: …This does not effectuate or require a restructuring of contractual relationships or shifting of risks between or among the Project Participants other than as specifically required per the Protocol Addendum and its Attachments? (ConsensusDOCS, 2008). On the other hand, changes in terms of payment schemes can be anticipated. Collaborative processes using BIM will lead to the shifting of activities from to the early design phase. Much, if not all, activities in the detailed engineering and specification phase will be done in the earlier phases. It means that significant payment for the engineering phase, which may count up to 40 per cent of the design cost, can no longer be expected. As engineering work is done concurrently with the design, a new proportion of the payment in the early design phase is necessary.4. Review of ongoing hospital building projects using BIMIn The Netherlands, the changing roles in hospital building projects are part of the strategy, which aims at achieving a sustainable real estate in response to the changing healthcare policy. Referring to literature and previous research, the main factors that influence the success of the changing roles can be concluded as: the implementation of an integrated procurementmethod and a life-cycle design approach for a sustainable collaborative process; the agreement on the BIM structure and the intellectual rights; and the integration of the role of a model manager. The preceding sections have discussed the conceptual thinking on how to deal with these factors effectively. This current section observes two actual projects and compares the actual practice with the conceptual view respectively.The main issues, which are observed in the case studies, are: the selected procurement method and the roles of the involved parties within this method;the implementation of the life-cycle design approach;the type, structure, and functionalities of BIM used in the project;the openness in data sharing and transfer of the model, and the intended use of BIM in the future; and the roles and tasks of the model manager.The pilot experience of hospital building projects using BIM in the Netherlands can be observed at University Medical Centre St Radboud (further referred as UMC) and Maxima Medical Centre (further referred as MMC). At UMC, the new building project for the Faculty of Dentistry in the city of Nijmegen has been dedicated as a BIM pilot project. At MMC, BIM is used in designing new buildings for Medical Simulation and Mother-and-Child Centre in the city of Veldhoven.The first case is a project at the University Medical Centre (UMC) St Radboud. UMC is more than just a hospital. UMC combines medical services, education and research. More than 8500 staff and 3000 students work at UMC. As a part of the innovative real estate strategy, UMC has considered to use BIM for its building projects. The new development of the Faculty ofDentistry and the surrounding buildings on the Kapittelweg in Nijmegen has been chosen as a pilot project to gather practical knowledge and experience on collaborative processes with BIM support.The main ambition to be achieved through the use of BIM in the building projects at UMC can be summarised as follows: using 3D visualisation to enhance the coordination and communication among the building actors, and the user participation in design;integrating the architectural design with structural analysis, energy analysis, cost estimation, and planning;interactively evaluating the design solutions against the programme of requirements and specifications;reducing redesign/remake costs through clash detection during the design process; andoptimising the management of the facility through the registration of medical installations andequipments, fixed and flexible furniture, product and output specifications, and operational data.The second case is a project at the Maxima Medical Centre (MMC). MMC is a large hospital resulted from a merger between the Diaconessenhuis in Eindhoven and St Joseph Hospital in Veldhoven. Annually the 3,400 staff of MMC provides medical services to more than 450,000 visitors and patients. A large-scaled extension project of the hospital in Veldhoven is a part of its real estate strategy. A medical simulation centre and a women-and-children medical centre are among the most important new facilities within this extension project. The design has been developed using 3D modelling with several functionalities of BIM.The findings from both cases and the analysis are as follows.Both UMC and MMC opted for a traditional procurement method in which the client directly contracted an architect, a structural engineer, and a mechanical, electrical and plumbing (MEP) consultant in the design team. Once the design and detailed specifications are finished, a tender procedure will follow to select a contractor. Despite the choice for this traditional method, many attempts have been made for a closer and more effective multidisciplinary collaboration. UMC dedicated a relatively long preparation phase with the architect, structural engineer and MEP consultant before the design commenced. This preparation phase was aimed at creating a common vision on the optimal way for collaboration using BIM as an ICT support. Some results of this preparation phase are: a document that defines the common ambition for the project and the collaborative working process and a semi-formal agreement that states the commitment of the building actors for collaboration. Other than UMC, MMC selected an architecture firm with an in-house engineering department. Thus, the collaboration between the architect and structural engineer can take place within the same firm using the same software application.Regarding the life-cycle design approach, the main attention is given on life-cycle costs, maintenance needs, and facility management. Using BIM, both hospitals intend to get a much better insight in these aspects over the life-cycle period. The life-cycle sustainability criteria are included in the assignments for the design teams. Multidisciplinary designers and engineers are asked to collaborate more closely and to interact with the end-users to address life-cycle requirements. However, ensuring the building actors to engage in an integrated collaboration to generate sustainable design solutions that meet the life-cycle。
毕业设计外文文献翻译(原文+译文)
Environmental problems caused by Istanbul subway excavation and suggestionsfor remediation伊斯坦布尔地铁开挖引起的环境问题及补救建议Ibrahim Ocak Abstract：Many environmental problems caused by subway excavations have inevitably become an important point in city life. These problems can be categorized as transporting and stocking of excavated material, traffic jams, noise, vibrations, piles of dust mud and lack of supplies. Although these problems cause many difficulties,the most pressing for a big city like Istanbul is excava tion,since other listed difficulties result from it. Moreover, these problems are environmentally and regionally restricted to the period over which construction projects are underway and disappear when construction is finished. Currently, in Istanbul, there are nine subway construction projects in operation, covering approximately 73 km in length; over 200 km to be constructed in the near future. The amount of material excavated from ongoing construction projects covers approximately 12 million m3. In this study, problems—primarily, the problem with excavation waste(EW)—caused by subway excavation are analyzed and suggestions for remediation are offered.摘要：许多地铁开挖引起的环境问题不可避免地成为城市生活的重要部分。
(完整版)_毕业设计英文翻译_及格式
毕业设计(论文)英文翻译题目专业班级姓名学号指导教师职称200年月日The Restructuring of OrganizationsThroughout the 1990s, mergers and acquisitions a major source of corporate restructuring, affecting millions of workers and their families. This form of restructuring often is accompanied by downsizing. Downsizing is the process of reducing the size of a firm by laying off or retiring workers early. The primary objectives of downsizing are similar in U.S. companies and those in other countries:●cutting cost,●spurring decentralization and speeding up decision making,●cutting bureaucracy and eliminating layers of especially they did five years ago. One consequence of this trend is that today’s managers supervise larger numbers of subordinates who report directly to them. In 1990, only about 20 percent of managers supervise twelve or more people and 54 percent supervised six or fewer.Because of downsizing, first-line managers quality control, resources, and industrial engineering provide guidance and support. First-line managers participate in the production processes and other line activities and coordinate the efforts of the specialists as part of their jobs. At the same time, the workers that first-line managers supervise are less willing to put up with authoritarian management. Employees want their jobs to be more creative, challenging, fun, and satisfying and want to participate in decisions affecting their work. Thus self-managed work teams that bring workers and first-line managers together to make joint decisions to improve the way they do their jobs offer a solution to both supervision and employee expectation problems. When you ’t always the case. Sometimes entire divisions of a firm are simply spun off from the main company to operate on their own as new, autonomous companies. The firm that spun them off may then become one of their most important customers or suppliers. That AT&T “downsized” the old Bell Labs unit, which is now known as Lucent Technologies. Now, rather than - return is free to enter into contracts with companies other than AT&T. this method of downsizing is usually called outsourcing.Outsourcing means letting other organizations perform a needed service andor manufacture needed parts or products. Nike outsources the production of its shoes to low-cost plants in South Korea and China and imports the shoes for distribution in North America. These same plants also ship shoes to Europe and other parts of Asia for distribution. Thus today’s managers face a new challenge: t o plan, organize, lead, and control a company that may as a modular corporation. The modularcorporation is most is most common in three industries: apparel, auto manufacturing, and electronics. The most commonly out-sourced function is production. By out sourcing production, a company can switch supplier best suited to a customer’s needs.Decisions about what to outsource and what to keep in- to contract production to another company is a sound business decision to contract production to another company is a sound business decision, at least for U.S. manufacturers. It appears to the unit cost of production by relieving the company of some overhead, and it frees the company to allocate scarce resources to activities for which the company examples of modular companies are Dell Computer, Nike, Liz Claiborne fashions, and ship designer Cyrix.As organizations downsize and outsource functions, they become flatter and smaller. Unlike the behemoths of the past, the new, smaller firms are less like autonomous fortresses and more like nodes in a net work of complex relationships. This approach, called the network form of organization, involves establishing strategic alliances among several entities.In Japan, cross-ownership and alliances among firms－called keiretsu－both foreign and U.S. auto parts producers. It also owns 49 percent of Hertz, the car rental company that is also a major customer. Other alliances include involvement in several research consortia. In the airline industry, a common type of alliance is between an airline and an airframe manufacture. For example, Delta recently agreed to buy all its aircraft from Boeing. Boeing Airlines. Through these agreements, Boeing guarantees that it will be able to sell specified models of its aircraft and begin to adapt their operations to the models they will be flying in the future. Thus both sides expect to reap benefits from these arrangements for many years.Networks forms of organizations are prevalent in access to the universities and in small, creative organizations. For example, the U.S. biotechnology industry is characterized by network of relationships between new biotechnology firms dedicated to research and new products development and established firms in industries that can use these new products, such as pharmaceuticals. In return for sharing technical information with the larger firms, the smaller firms gain access to their partners’ resources for product testing, marketing, and distribution. Big pharmaceutical firms such as Merk or Eli Lily gain from such partnerships because the smaller firms typically development cycle in the larger firms.Being competitive increasingly requires establishing and managing strategic alliances with other firms. In a strategic alliance, two or more firms agree to cooperate in a venture that is expected to benefit both firms.企业重组整个20世纪90年代中，合并和收购一直是企业重组的主要起源，影响着千百万的工人和他们的家庭。
(完整版)本科生_毕业设计说明书外文文献及翻译_
Computer networking summarizeNetworking can be defined as the linking of people, resources and ideas. Networking occurs via casual encounters, meetings, telephone conversation, and the printed words. Now the computer networking provide beings with new networking capabilities. Computer network are important for services because service tasks are information intensive. During the is transmitted between clients, coworkers, management, funding sources, and policy makers. Tools with rapidly speed up communication will dramatically affect services.Computer network growing explosively. Two decades ago, few people essential part of our infrastructure. Networking is used in every aspect of business, including advertising, production, shipping, planning, bulling, and accounting. Consequently, most corporations in on-line libraries around the world. Federal, state, and local government offices use networks, as do military organizations. In short, computer networks are everywhere.The growth in networking economic impact as well. An entire industry jobs for people with more networking expertise. Companies need workers to plan, acquire, install, operate, and manage the addition computer programming is no longer restricted to individual computers; programmers are expected to design and implement application software that can communicate with software on other computers.Computer networks link computers by communication lines and software protocols, allowing data to be exchanged rapidly and reliably. Traditionally, they split between wide area networks (WANs) and local area networks (LANs). A WAN is a network connected over long-distance telephone lines, and a LAN is a localized network usually in one building or a group of buildings close together. The distinction, computers. Today networks carry e-mail, provide access to public databases, and are beginning to be used for distributed systems. Networks also allow users in one locality to share expensive resources, such as printers and disk-systems.Distributed computer systems are built using networked computers that cooperate to perform tasks. In this environment, each part of the networked system does what it is best at. The of a personal computer or workstation provides a good user interface. The mainframe, on the other the results to the users. In a distributed environment, a user might use in a special language (e. g. Structured Query Language-SQL), to the mainframe, which then parrrses the query, returning the user only the data requested. The user might then use the data. By passing back the user’s PC only the specific information requested, network traffic is reduced. If the whole file were transmitted, the PC would then of one network to access the resources on a different type of network. For example, a gateway could be used to connect a local area network of personal computers to a mainframe computer network. For example, if a company this example, using a bridge makes more sense than joining all thepersonal computers together in one large network because the individual departments only occasionally need to access information on the other network.Computer networking technology can be divided into four major aspects.The first is the data transmission. It explains that at the lowest level electrical signals traveling across wires are used to carry information, and shows be encoded using electrical signals.The second focuses on packet transmission. It explains why computer network use packets, and shows . LANs and WANs discussed above are two basic network.The third covers internetworking—the important idea that allows system, and TCPIP, the protocol technology used in global internet.The fourth explains networking applications. It focuses on , and programs provide services such as electronic mail and Web browsing.Continued growth of the global Internet is one of most interesting and exciting phenomena in networking. A decade ago, the Internet was a research project that involved a few dozen sites. Today, the Internet into a production communication system that reaches millions of people in almost all countries on all continents around the world. In the United States, the Internet connects most corporations, colleges and universities, as well as federal, state, and local government offices. It will soon reach most elementary,junior, and senior addition, many private residences can reach the Internet through a dialup telephone connection. Evidence of the Internet’s impact on society can be seen in advertisements, in magazines and on television, which often contain a reference to an Internet Web site that provide additional information about the advertiser’s products and services.A large organization with diverse networking requirements needs multiple physical networks. More important, if the organization chooses the type network that is best for each task, the organization will network can only communicate with other computers attached to same network. The problem became evident in the 1970s as large organizations began to acquire multiple networks. Each network in the organizations formed an island. In many early installations, each computer attached to a single network and employees employees was given access to multiple svreens and keyboards, and the employee was forced to move form one computer to another to send a massage across the appropriate network. Users are neither satisfied nor productive when they must use a separate computer. Consequently, most modern computer communication syetem allow communication between any two computers analogous to the way a telephone system provides communication between any two telephones. Known as universal service, the concept is a fundamental part of networking. With universal service, a user on any computer in any part of an organization can send messages or data to any other users. Furthermore, a user does not need to change computer systems whenchanging tasks—all information is available to all computers. As a result, users are more productive.The basic component used to commect organization to choose network technologies appropriate for each need, and to use routers to connect all networks into a single internet.The goal of internetworking is universal service across an internet, routers must agree to forward information from a source on one network to a specified destination on another. The task is complex because frame formats and addressing schemes used by underlying networks can differ. As s resulrt, protocol software is needed on computers and routers make universal service possible. Internet protocols overcome differences in frame formats and physical addresses to make communication pissible among networks that use different technologies.In general, internet software provides the appeatrance of a single, seamless communication system to which many computers attach. The syetem offers universal service :each computer is assigned an address, and any computer can send a packet to any other computer. Furthermore, internet protocol software —neither users nor application programs are a ware of the underlying physical networks or the routers that connect them.We say that an internet is a virtual network system because the communication system is an abstraction. That is, although a combination of of a uniform network syetem, no such network exists.Research on internetworking modern networking. In fact,internet techmology . Most large organizations already use internetworking as primary computer communication mechanism. Smaller organizations and individuals are beginning to do so as well. More inportant, the TCPIP technology computers in schools, commercial organications, government, military sites and individuals in almost all countries around the world.电脑网络简述网络可被定义为人、资源和思想的联接。
毕业设计外文资料翻译_文献英文原文
毕业设计外文资料题目面对对象技术学院信息科学与工程学院专业计算机科学与技术班级计软1202学生刘桂斌学号20121214073指导教师史桂娴，王海燕二〇一六年三月二十日Object Technology2004, Vol.14 (2), pp.20.Object TechnologyTimothy A.BuddAbstract Object technology is a new approach to developing software that allows programmers to create objects, a combination of data and program instructions. This new technology has been steadily developed since the late 1960s and promises to be one of the major ingredients in the response to the ongoing software crisis.Keywords Object technology Optimization1.1 Introduction to OTThere exists a critical technology that is changing the way we conceive, build, use and evolve our computer systems. It is a technology that many companies are adopting to increase their efficiency, reduce costs and adapt to a dynamic marketplace. It is called Object Technology (OT).By allowing the integration of disparate and non compatible source, OT has the potential to precipitate a revolution in information systems design on a par with that caused in computer hardware by the introduction of the computer chip. Yet OT is not a newphenomenon. Development and product releases have been ongoing since its origin many years ago. However, the recent emphasis task of enterprise information technology integration has brought OT into the spotlight.OT promises to provide component-level software objects that can be quickly combined to build new applications that respond to changing business conditions. Once used, objects may be reused in other applications, lowering development costs and speeding up the development process. Because objects communicate by sending messages that can be understood by other objects, large integrated systems are easier to assemble.Each object is responsible for a specific function within either an application or a distributed system. That means that as the business changes, individual object may be easily upgraded, augmented or replaced, leaving the rest of the system untouched. This directly reduces the cost of maintenance and the timing and extendibility of new systems.1.2 OT-based ProductsThe current market for OT-based products can be divided into four major segments: ·Languages and programming tools·Developers’ toolkits·Object-Oriented database·Object-Oriented CASE toolsThe largest segment of the current market for OT-based products is languages andprogramming tools. Products in this area include language compliers for C++, Smalltalk, Common Lisp Object System (CLOS), Eiffel, Ada and Objective-C, as well as extensions to PASCAL and Modula-2.Products in this category are available from a variety of vendors. Increasingly, the trend in this group is to offer the language compliers with associated development tools as part of a complete development environment.Developers’ toolkits account for the next largest part of the OT market. These products are designed to develop a program that enables a developer to easily do one of two things. The first is interfacing an application to distributed environment. The second is developing a graphical screen through a product.By providing developers with higher level description language and reusablecomponents, products in this category give developers an easy and cost effective way to begin producing object-oriented systems.An important component in this category is the relatively new area of end-users tools. This element is important because organizing and analying the increasingly large amounts of data that computer systems are capable of collecting is a key problem.Object-oriented database management systems are one of the most interesting and rapidly growing segments of the OT market. A number of companies, including systems vendors like Digital and HP, and start-ups such as Object Design, Servio, and Objectivity, have all produced products.These products, dubbed ‖Objectbases‖, fill an important need by storing complexobjects as a single entity. The objectbase products allow objects to be stored, retrieved and shared in much the same way as data is stored in a relational database management system. The value of an objectbase, as opposed to a database, is best described as following: ―Object databases offer a better way to store objects because they provide all of the traditional database services without the overhead of disassembling and reassemblingobjects every time they are stored and retrieved. Compared with an object database, storing complex objects in a relational database is tedious at best. It’s like having to disassembling your car each night rather than just putting it into the gar age!‖Over the next few years, a shift from proprietary CASE implementations to those based on the object paradigm can be expected. This area has lagged growth from earlier projections. OT-based CASE tools will have to emerge as a viable product category to address the wide scale development of large systems. This category also include those tools that are methodological in nature.1.3 0bject-oriented ProgrammingObject-oriented programming (OOP) is a new approach to developing software that allows programmers to create objects, a combination of data and program instructions. Traditional programming methods keep data, such as files, independent of the programs that work with the data. Each traditional program, t5herfore, must define how the data will be used for that particular program. This often results in redundant programming code that must be changed every time the structure of the data is changed, such as when a new field is added to a file. With OOP, the program instructions and data are combined into objects that can be used repeatedly by programmers whenever they need them. Specificinstructions, called methods define how the object acts when it is used by a program.With OOP, programmers define classes of objects. Each class contains the methods that are unique to that class. Each class can have one or more subclasses. Each subclass contains the methods of its higher level classes plus whatever methods are unique to the subclass. The OOP capability to pass methods to lower levels is called ―inheritance‖.A specific instance of an object contains all methods from its higher level classes plus any methods that a unique to the object. When an OOP object is sent an instruction to do something, called a message, unlike a traditional program, the message does not have to tell the OOP object exactly what to do. What to do is defined by the methods that the OOP object contains or has inherited.Object—oriented programming can bring many advantages to users. It can bring productivity gains as high as 1000 to 1500 percent instead of the 10 or 15 percent gainsavailable from structured programming methods. It allows large complex systems to be built which are not economically feasible using traditional programming techniques. It allows program modifications to be made more easily. It could mean two different user interfaces within an application, one for the user who likes to type, and another for the users who just want to shout at the terminal.Objects can be viewed as reusable components, and once the programmer has developed a library of these components, he can minimize the amount of new coding required. One user envisions a commercial library of objects which could be purchased byprogrammers and reused for various applications. But creating a library is no simple task because the integrity of the original software design is critical. Reusability can be a mixed blessing for users, too, as a programmers has to be able to find the object he needs. But if productivity is your aim, reusability is worth the risks.The long-term productivity of systems is enhanced by object-oriented programming. Because of the modular nature of the code, programs are more malleable. This is particularly beneficial for applications that will be used for many years, during which company needs may change and make software modifications necessary.Software reliability can be improved by object-oriented programming. Since the objects are repeatedly tested in a variety of applications, bugs are more likely to be found and corrected. Object-oriented programming also has potential benefits in parallel processing. Execution speed under object oriented methods will improve with parallel processing.1.4 Object-oriented DBMSA shift toward object-oriented DBMSs does not have to replace relational DNMS. As its name implies, it is orientation rather than a full-blown DBMS model. As such, it can blend with and build on the relational schema.Object-oriented DBMSs integrate a variety of real-world data types –such as business procedures and policies, graphics, pictures, voice, and an non-tated text. Current relational products are not equipped to handle them efficiently. Data types in RDBMSs are more commonly record-oriented and expressed in numbers and text.Object orientation also makes contributions to application development efficiency.makes the data function, attributes, and relationships an integral part of the object. In this way, objects can be reused and replicated. You can query the data on its functions, attributes, and relationships.By contrast, most RDBMSs demand that the knowledge associated with the data be written into and maintained separately in each application program.Object orientation is going to be available in two forms: one for those who need and want a radical change, and one for those who want some of its advantages without going through a major conversion.The first form of object-oriented DBMS focused largely on the computer-aided design (CAD) market, which needed to store complex data types such as the graphics involved with an aircraft design.The second form is made up of the leading RDBMS vendors who support the concept of integrating object management capabilities whit their current line of relational products. Sybase, Inc, the first vendor to introduce an object-oriented capability,offers Sybase , which enables the user to program a limited number of business procedures along with the data types in a server’s database engine . Any client attempting a transaction that does not conform to these procedures is simply rejected by the database. That capability enables users to shorten the development cycle, since integrity logic and business rules no longer need to be programmed into each application.This approach reduces maintenance costs as well, since any changes in the procedure can be made once at the server level instead of several times within all the affected applications.Last, the server-level procedures increase the system’s performance, since the operations are taking place closer to where the data is actually stored.。
毕业设计外文文献翻译【范本模板】
毕业设计（论文)外文资料翻译系别：专业：班级:姓名：学号:外文出处:附件： 1. 原文; 2。
译文2013年03月附件一：A Rapidly Deployable Manipulator SystemChristiaan J。
J。
Paredis, H. Benjamin Brown，Pradeep K. KhoslaAbstract:A rapidly deployable manipulator system combines the flexibility of reconfigurable modular hardware with modular programming tools，allowing the user to rapidly create a manipulator which is custom-tailored for a given task. This article describes two main aspects of such a system，namely，the Reconfigurable Modular Manipulator System （RMMS)hardware and the corresponding control software。
1 IntroductionRobot manipulators can be easily reprogrammed to perform different tasks, yet the range of tasks that can be performed by a manipulator is limited by mechanicalstructure。
Forexample，a manipulator well-suited for precise movement across the top of a table would probably no be capable of lifting heavy objects in the vertical direction. Therefore，to perform a given task,one needs to choose a manipulator with an appropriate mechanical structure.We propose the concept of a rapidly deployable manipulator system to address the above mentioned shortcomings of fixed configuration manipulators。
(完整版)_毕业设计(论文) 外文文献翻译_
毕业设计（论文）外文文献翻译题目：金融银行信用风险管理与知识管理教学院：经济与管理学院专业名称：工商管理学号：学生姓名：谭勤辉指导教师：刘显铭2013 年05 月28 日Managing Credit Risks with Knowledge ManagementforFinancial BanksPan JinDepartment of EconomicsEconomics and Management School of Wuhan UniversityWuhan,Hubei ProvinceChinaAbstract-Nowadays,financial banks are operating in a knowledge society and there are more and more credit risks breaking out in banks.So,this paper first discusses the implications of knowledge and knowledge management, and then analyzes credit risks of financial banks with knowledge management. Finally, the paper studies ways for banks to manage credit risks with knowledge management. With the application of knowledge management in financial banks, customers will acquire better service and banks will acquire more rewards.Index Terms–knowledge management; credit risk; risk management; incentive mechanism; financial banksI.INTRODUCTIONNowadays,banks are operating in a“knowledge society”.So, what is knowledge? Davenport(1996)[1]thinks knowledge is professional intellect,such as know-what, know- be shared and communicated. The awareness of the importance of knowledge results in the critical issue of “knowledge management”.So, what is knowledge management? According to Malhothra(2001)[2], knowledge management(KM)caters to the critical issues of organizational adaptation, survival and competence in face of increasingly discontinuous environmental change. Essentially it embodies organizational processes that seek synergistic combination of data and information processing capacity of information technologies and the creative and innovative capacity of beings. Through the processes of creating,sustaining, applying, sharing and renewing knowledge, we can enhance organizational performance and create value.Many dissertations some special fields. Aybübe Aurum(2004)[3] analyzes knowledge management in software engineering and D.J.Harvey ＆R.Holdsworth(2005)[4]study knowledge management in the aerospace industry. Li Yang(2007)[5] studies knowledge management in information-based education and Jayasundara＆Chaminda Chiran(2008)[6] review the prevailing literature on knowledge management in banking industries. Liang ping and Wu Kebao(2010)[7]study the incentive mechanism of knowledge management inBanking.There are also many papers about risks analysis and risks management. Before the 1980s, the dominant mathematical theory of risks analysis was to describe a pair of random vectors.But,the simplificationassumptions and methods used by classical competing risks analysis caused controversy and criticism.Starting around the 1980s, an alternative formulation of risk analysis was developed,with the identifiability. The new formulation is univariate risk analysis.According to Crowder(2001)[8], David＆Moeschberger(1978)[9]and Hougaard(2000)[10],univariate survival risk analysis dominantly, which is based on the i.i.d assumptions(independent and identically distributed) or, at least, based on the independent failure assumption.Distribution-free regression modeling allows one to investigate the influences of multiple covariates on the failure, and it relaxes the assumption of identical failure distribution and to some extent, it also relaxes the single failure risk restriction. However, the independent failures as well as single failure events are still assumed in the univariate survival analysis. Of course,these deficiencies do not invalidate univariate analysis, and indeed, in many applications, those assumptions are realistically valid.Based on the above mentioned studies, Ma and Krings(2008a, 2008b)[11]discuss the relationship and difference of univariate and multivariate analysis in calculating risks.As for the papers on managing the risks in banks, Lawrence J.White(2008)[12]studies the risks of financial innovations and takes out some countermeasures to regulate financial innovations. Shao Baiquan(2010)[13]studies the ways to manage the risks in banks.From the above papers, we can see that few scholars Ⅰis introduction. SectionⅡanalyzes credit risks in banks with knowledge management. SectionⅢstudies ways for banks to manage credit risks with knowledgemanagement. SectionⅣconcludes.II.ANALYZING CREDIT RISKS IN BANKS WITHKNOWLEDGE MANAGEMENTA.Implication of Credit RiskCredit risk is the risk of loss due to a debtor’s non-payment of a loan or other line of credit, which may be the principal or interest or both.Because there are many types of loans and counterparties-from individuals to sovereign governments-and many different types of obligations-from auto loans to derivatives transactions-credit risk may take many forms.Credit risk is common in our daily life and we can not cover it completely,for example,the American subprime lending crisis is caused by credit risk,which is that the poor lenders do not pay principal and interest back to the banks and the banks do not pay the investors who buy the securities based on the loans.From the example,we can find that there are still credit risks,though banks banks includes tacit knowledge and explicit knowledge,which is scattered in different fields.For example, the information about the customers’income, asset and credit is controlled by different departments and different staffs and the information can’t be communicated with others. So it is necessary for banks to set up a whole system to communicate and share the information and knowledge to manage the risks.C.Setting up Incentive Mechanism and Encouraging Knowledge InnovationThe warning mechanism of credit risks depends on the incentive mechanism in banks,so, banks should take out incentive mechanism to urge staffs to learn more knowledge and work creatively to manage credit risks.We can show the incentive mechanism as Fig.1:Fig.1 The model of incentive mechanism with knowledge management From Fig.1,we can see there are both stimulative and punitive measures in the incentive model of knowledge management for financial banks.With the incentive mechanism of knowledge management in financial banks,the staffs will work managing credit risks with knowledge management.We can show them in Fig.2:Fig.2 The blocks of managing credit risksA.Distinguishing Credit RiskDistinguishing credit risks is the basis of risk management.If we can’t recognize the risks,we are unable to find appropriate solutions to manage risks.For example,the United States subprime crisis in 2007 was partly caused by that the financial institutions and regulators didn’t recognize the mortgage securitization risks timely.With knowledge management,we can make out some rules to distinguish credit risks,which are establishing one personal credit rating system for customers and setting up the data warehouse.We can use the system to analyze customers’credit index, customers’credit the changes of customers’property and income to recognize potential risks.B.Assessing and Calculating Credit RiskAfter distinguishing the credit risks,we should assess the riskexposure,risk factors and potential losses and risks, and we should make out the clear links.The knowledgeable staffs in banking should use statistical methods and model and the regulators should establish credit assessment system and then set up one national credit assessment system.With the system and the model of risk assessment,the managers can evaluate the existing and emerging risk factors,such as they prepare credit ratings for internal use.Other firms,including Standard ＆Poor’s,Moody’s and Fitch,are in the business of developing credit rating for use by investors or other third parties.TableⅠshows the credit ratings of Standard＆Poor’s.TABLE ISTANDARD＆POOR’S CREDITT RATINGSCredit ratings ImplicationsAAA Best credit quality,extremely reliableAA Very good credit quality,very reliableA More susceptible to economic conditionsBBB Lowest rating in investment gradeBB Caution is necessaryB Vulnerable to changes in economicCCC Currently vulnerable to nonpaymentCC Highly vulnerable to payment defaultC Close to bankruptD Payment default has actually occurredAfter assessing credit risks,we can use Standardized Approach andInternal Rating-Based Approach to calculate the risks.And in this article,we will analyze uncovered loan.To calculate credit risk of an uncovered loan,firstly,we will acquire the bo rrower’s Probability of Default(PD),Loss Given Default(LGD),Exposure at Default(EAD)and Remaining Maturity(M).Secondly,we calculate the simple risk(SR)of the uncovered loan,using the formula as following: SR=Min{BSR(PD)*[1+b(PD)*(M-3)]*LGD50,LGD*12.5} (1)Where BSR is the basic risk weight and b(PD)is the adjusting factor for remaining maturity(M).Finally,we can calculate the weighted risk(WR)of the uncovered loan,using the following formula:WR=SR*EAD (2)From(1)and(2),we can acquire the simple and weighted credit risk of an uncovered loan,and then we can take some measures to ’t repay the loans,banks can get the compensation from the insurance company.(3)Loans Securitization. Banks can change the loans into security portfolio,according to the different interest rate and term of the loans,and then banks can sell the security portfolio to the special organizations or trust companies.D.Managing Credit Risk and Feeding backA customer may acquire the customer’s credit information,credit the data the banks get.By assessing and calculating the risks of the customer,banks can expect the future behavior of the customers and provides different service for different customers. Banks can provide morevalue-added service to the customers who remedial after the risks broke out.In order to set up the warning and feeding back mechanism,banks should score credit of the customers comprehensively and then test the effectiveness and suitability of the measures,which banks use to mitigate risks.Finally, banks should update the data of the customers timely and keep the credit risk management system operating smoothly.IV.CONCLUSIONIn this paper,we first discuss the implications of knowledge and knowledge management.Then we analyze the credit risks of financial banks with knowledge management. Finally,we put forward ways for banks to manage credit risks with knowledge management.We think banks should set up data warehouse of customers’credit to assess and calculate the credit risks,and at the same time,banks should train knowledgeable staffs to construct a whole system to reduce risks and feed back.With knowledge management,banks can take out systemic measures to manage customers’credit risks and gain sustainable profits.ACKNOWLEDGMENTIt is financed by the of China(NO.06JC790032).REFERENCES[1]Davenport,T.H.et al,“Improving knowledge work processes,”Sloan Management Review,MIT,USA,1996,Vol.38,pp.53-65.[2]Malhothra,“Knowledge management for the new world of business,”New York BRINT Institute,2001, software engineering education,”Proceedings of the IEEE International Conference onAdvanced Learning Technologies,2004,pp..[4]D.J.Harvey＆R.Holdsworth,“Knowledge management in the aerospace industry,”Proceedings of the IEEE International Professional Communication Conference,2005,pp..[5]Li Yang,“Thinking about knowledge management applications in information-based education,”IEEE International Conference on Advanced Learning Technologies,2007,pp.27-33.[6]Jayasundara＆Chaminda Chiran,“Knowledge managemen t in banking industries:uses and opportunities,”Journal of the University Librarians Association of Sri Lanka,2008,Vol.12,pp.68-84.[7]Liang Ping,Wu Kebao,“Knowledge management in banking,”The Conference on Engineering and Business Management,2010, pp..[8]Crowder,M.J.Classical Competing Risks,British:Chapman&Hall, 2001,pp.200.[9]David,H.A.&M.L.Moeschberger,The Theory of Competing Risks, Scotland,Macmillan Publishing,1978,pp.103.金融银行信用风险管理与知识管理摘要：目前，金融银行经营在一个知识型社会中，而且越来越多的信用风险在在银行中爆发。
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供配电系统摘要：电力系统的基本功能是向用户输送电能。
lOkV配电网是连接供电电源与工业、商业及生活用电的枢纽，其网络庞大及复杂。
对于所有用户都期望以最低的价格买到具有高度可靠性的电能。
然而，经济性与可靠性这两个因素是互相矛盾的。
要提高供电网络的可靠性就必须增加网络建设投资成本。
但是，如果提高可靠性使用户停电损失的降低小于用于提高可靠性所增加的投资，那么这种建设投资就没有价值了。
通过计算电网的投资和用户停电的损失，最终可找到一个平衡点，使投资和损失的综合经济性最优。
关键词：供配电，供电可靠性，无功补偿，负荷分配1 引言电力体制的改革引发了新一轮大规模的电力建设热潮从而极大地推动了电力技术革命新技术新设备的开发与应用日新月异特别是信息技术与电力技术的结合在很大程度上提高了电能质量和电力供应的可靠性由于技术的发展又降低了电力建设的成本进而推动了电网设备的更新换代本文就是以此为契机以国内外配电自动化中一些前沿问题为内容以配电自动化建设为背景对当前电力系统的热点技术进行一些较深入的探讨和研究主要完成了如下工作.(1)提出了配电自动化建设的两个典型模式即―体化模式和分立化模式侧重分析了分立模式下的配电自动化系统体系结构给出了软硬件配置主站选择管理模式最佳通讯方式等是本文研究的前提和实现平台.(2)针对配电自动化中故障测量定位与隔离以及供电恢复这一关键问题分析了线路故障中电压电流等电量的变化导出了相间短路工况下故障定位的数学描述方程并给出了方程的解以及故障情况下几个重要参数s U& s I& e I& 选择表通过对故障的自动诊断与分析得出了优化的隔离和恢复供电方案自动实现故障快速隔离与网络重构减少了用户停电范围和时间有效提高配网供电可靠性文中还给出了故障分段判断以及网络快速重构的软件流程和使用方法.(3)状态估计是实现配电自动化中关键技术之一本文在阐述状态估计方法基础上给出了不良测量数据的识别和结构性错误的识别方法针对状态估计中数据对基于残差的坏数据检测和异常以及状态量中坏数据对状态估计的影响及存在的问题提出了状态估计中拓扑错误的一种实用化检测和辩识方法针对窃电漏计电费问题独创性提出一种通过电量突变和异常分析防止窃电的新方法并在潍坊城区配电得到验证.(4)针对配电网负荷预测建模困难参数离散度大以及相关因素多等问题本文在分析常规负荷预测模型及方法基础上引入了气象因素日期类型社会环境影响等参数给出了基于神经网络的电力负荷预测方法实例验证了方法的正确性.(5)针对无源滤波在抑制谐波和无功补偿方面的不足以及补偿度的不连续性本文提出了一种PWM 主电路拓朴结构和基于无功功率理论的有源滤波方案建立了基于Saber Designer 仿真平台仿真分析证明了方案的可行性同时结合配电自动化技术对配电网动态无功优化补偿和降低线损的方法进行了设计分析通过实例计算验证了其客观的经济效益.(6)针对中国电力市场未来的发展趋势以及政府监管下的电力市场公平交易设计了一种适合我国电力市场现状按照电价分组电量协调分组竞价的短期电力交易模式给出了基于边际电价的机组组合算法制订交易计划的数学模型以及安全经济约束等在竞争比例逐步提高的情况下能够较好地解决原有中长期合同电价和短期竞争电价的矛盾减少电厂不公平的收益差异同时也可在电力市场全网的负荷曲线上对所有电厂进行限量优化减少总的系统购电费用.2 配电网分析配电网是电力系统中的一个重要环节，配电网接地方式和安全运行直接关系到电力系统的安全和稳定。
而接地方式的选择，是与本国国情、自然环境、设备制造和运行水平等有关的，例如，雷电的活动情况、绝缘结构的设计、对周边的干扰等因素，都会影响中性点接地方式的选择;反过来，中性点接地方式对电力系统的设计、运行、调试以及发展都有很大影响。
一般在电压等级较高的系统中，绝缘费用在设备总价格中占相当大的比重，降低绝缘水平带来的经济效益很显著，通常就采用中性点直接接地的方式，而采用自动重合闸来保证供电可靠性:相反，在电压等级较低的系统中，通常都采用中性点不接地的方式来提高供电可靠性。
因此，在综合考虑供电可靠性、安全因素、过电压因素、继电保护的选择、投资费用等各方面因素的情况下，来论证正确选择配电网接地方式的重要性，以及如何不断开发，利用新型接地装置来应用在配电网接地系统中是当今配电网接地方式的一个重要课题。
本文主要工作是对lOkV配电网接地方式进行研究和比较选择。
分别论述各类接地方式的优缺点，主要有国内外比较常用的中性点不接地方式、中性点经消弧线圈接地方式(也称谐振接地方式)、中性点电阻接地方式、中性点直接接地方式。
通过技术比较确定最优接地方式，还利用一种近几年研究开发的，应用在谐振接地方式中的自动跟踪补偿装置，再配以灵敏的小电流接地选线保护，能够有效限制电网的故障接地电弧，更有利于电网的安全运行。
本文首先对配电网各类接地方式做深入的研究。
全面介绍国内外几种常用的中性点接地方式的运行特性，通过技术经济比较对不同的接地方式进行综合评价，再结合不同的接地方式的发展前景得出结论，优化了的谐振接地方式表现出很大的发展潜力。
然后，本文对lOkV配电网中性点谐振接地方式的运行特性进行了研究和介绍。
从限制故障接地电弧的危害出发，重点论述如何利用电流谐振原理，有效熄灭故障接地电弧等。
接着，本文结合国内外科技的发展和创新成果，对谐振接地优化方式中的微机接地保护性和自动跟踪补偿装置进行全面的分析与论述，说明谐振接地优化方式在供电可靠性、人身安全、设备安全和通信干扰等方面，具有较好的运行特性，既解决了小电流接地系统接地保护的选择性，又实现了自动调谐，使此种接地方式成为配电网比较理想的中性点接地方式。
本文同时还对谐振接地方式实施技术进行了研究，包括消弧线圈的参数选择、安装、调整、运行与维护等内容。
最后，本文总结了本课题研究的内容。
谐振接地籍助微机技术的支持，近些年来国内外均在进行优化，优化谐振接地技术是提高供电可靠性、保护人身安全、设备安全和电磁环境等的一项合理的重要技术手段，而谐振接地实施技术更充分发挥谐振接地方式的功能，使谐振接地方式具有更好的技术经济指标。
随著电网的不断发展和丰富的实践结果表明，以谐振接地方式为代表的小电流接地方式优于其他接地方式，这是配电网的中性点接地方式发展的总趋势，在今后的配电网接地方式中应推广应用。
本论文提出的思路、方案和结论不仅对于lOkV配电网中性点接地方式选择研究、实际工程应用具有实际的参考作用，对于其他电压等级中性点接地方式选择同样具有借鉴的作用。
电力系统的基本功能是向用户输送电能。
lOkV配电网是连接供电电源与工业、商业及生活用电的枢纽，其网络庞大及复杂。
对于所有用户都期望以最低的价格买到具有高度可靠性的电能。
然而，经济性与可靠性这两个因素是互相矛盾的。
要提高供电网络的可靠性就必须增加网络建设投资成本。
但是，如果提高可靠性使用户停电损失的降低小于用于提高可靠性所增加的投资，那么这种建设投资就没有价值了。
通过计算电网的投资和用户停电的损失，最终可找到一个平衡点，使投资和损失的综合经济性最优。
论文针对配电网各种接线模式的特点，就各种接线模式的经济性和可靠性进行了分析。
3 小结论文首先介绍lOkV配电网各种典型的接线模式和国外几个国家的典型接线模式，然后确定配电网接线模式分析的思路，明确进行分析的必要性和重要性。
再提出最优分段数计算的必要性，阐述最优分段数对经济性和可靠性的影响，然后建立最优分段数计算模型，并简单介绍各种接线模式的供电方案。
而后对配电网各种接线模式的可靠性和经济性进行了计算和分析，通过计算并描绘的各种图表。
并对最优分段数作了分析和讨论。
文章最后对各种接线模式的经济性和可靠性进行总结，分析了各种接线模式各自的优点和缺点，其适用情况。
并结合实际情况针对lOkV配电网的规划和建设提出有益的建议。
为lOkV配电网的规划设计及为建成网架坚实、布局合理、管理科学、能够安全、优质、高效运行的配电网提供理论的依据和有益的指引。
参考文献［1］苏文成.工厂供电[M].机械工业出版社.1999.9［2］刘介才.工厂供电设计指导[M].机械工业出版社.1999.12［3］供配电系统设计规范[S].中国计划出版社.1996［4］低压配电设计规范[S].中国计划出版社.1996.6Power Supply and Distribution System ABSTRACT:The basic function of the electric power system is to transport the electric power towards customers. The l0kV electric distribution net is a key point that connects the power supply with the electricity using on the industry, business and daily-life. For the electric power, allcostumers expect to pay the lowest price for the the co-existence of economy and reliable.To improve the reliability of the power supply network, we must increase the investment cost of the network construction But, if the cost that improve the reliability of the network construction, but the investment on this kind of construction would be worthless if the reducing loss is on the power-off is less than the increasing investment on improving the reliability .Thus we find out a balance point to make the most economic,between the investment and the loss by calculating the investment on power net and the loss brought from power-off.KEYWORDS: power supply and distribution, power distribution reliability，reactive compensation, load distributionThe revolution of electric power system ,which is pushing the greater revolution of electric power technique along with the application of new technique and advanced equipment. Especially, the combination of the information technique and electric power technique, to great ex- tent, electric quality and electric supply. The technical development decreases the cost on electric construction and drives innovation of electric network. On the basis of national and internatio- nal advanced electric knowledge, the dissertation introduces the research introduces the building condition of distributionautomation(DA), and brings forward two typical construction modes on DA construction, integrative mode and fission mode .It emphasize the DA structure under the condition of the fission mode and presents the system configuration, the main station scheme, the feeder scheme, the optimized communication scheme etc., which is for DA research reference.Secondly, as for the (DA) trouble measurement, position, isolation and resume, This dissertation analyzes the changes of pressure and current for line problem, gets math equation by educing phase short circuit and problem position under the condition of single-phase and works out equation and several parameter s U& , s I& and e I& table on problem . It brings out optimized isolation and resume plan, realizes auto isolation and network reconstruction, reduces the power off range and time and improves the reliability of electric power supply through problem self- diagnoses and self-analysis. It also introduces software flow and use for problem judgement and sets a model on network reconstruction and computer flow.Thirdly, electricity system state is estimated to be one of the key techniques in DA realization. The dissertation recommends the resolvent of bad measurement data and structure mistake on the ground of describing state estimate way. It also advances a practical test and judging way on topology mistake in state estimate about bad data test and abnormity in state estimate as well as the problem and effect on bad data from state measure to state estimate .As for real time monitor and control problem, the dissertation introduces a new way to solve them by electricity break and exceptional analysis, and the way tested in Weifang DA.Fourthly, about the difficulty for building the model of load forecasting, big parameter scatter limit and something concerned, the dissertation introduces some parameters, eg. weather factor, date type and social environment effect based on analysis of routine load forecasting and means. It presents the way for electricity load forecasting founded on neural network(ANN),which tested it’s validity by example and made to be good practical effect.Fifthly, concerning the lack of concordant wave on preve nting concordant wave and non-power compensation and non-continuity on compensation, there is a topology structure of PWM main circuit and nonpower theory on active filter the waves technique and builds flat proof on the ground of Saber Designer and proves to be practical. Meanwhile, it analyzes and designs the way of non-power need of electric network tre- nds and decreasing line loss combined with DA, which tested its objective economic benefit throu- gh counting example.Sixthly, not only do the dissertation design a way founded on the magrginal electric price fitted to our present national electric power market with regards to future trends of electric power market in China and fair trade under the government surveillance, that is group competitio n in short-term trade under the way of grouped price and quantity arithmetic, math model of trading plan and safty economical restriction. It can solve the original contradiction between medium and long term contract price and short term competitive price with improvement on competitive percentage and cut down the unfair income difference of electric factory, at the same time, it can optimize the electric limit for all electric factories and reduce the total purchase charge of electric power fromburthen curve of whole electric market network.The distribution network is an important link among the power system. Its neutral grounding mode and operation connects security and stability of the power system directly. At the same time, the problem about neutral grounding is associated with national conditions, natural environment, device fabrication and operation. For example, the activity situation of the thunder and lightning, insulating structure and the peripheral interference will influence the choice of neutral grounding mode Conversely, neutral grounding mode affects design, operation, debugs and developing. Generally in the system grade in the voltage, the insulating expenses account for more sizable proportion at the total price of the equipment. It is very remarkable to bring the economic benefits by reducing the insulating level. Usually such system adopt the neutral directly grounding and adopt the autoreclosing to guarantee power supply reliability. On the contrary, the system which is lower in the voltage adopts neutral none grounding to raise power supply reliability. So it is an important subject to make use of new- type earth device to apply to the distribution network under considering the situation in such factors of various fields as power supply reliability, safety factor, over-voltage factor, the choice of relay protection, investment cost, etc.The main work of this paper is to research and choice the neutral grounding mode of the l0kV distribution network. The neutral grounding mode of the l0kV network mainly adopts none grounding, grounding by arc suppressing coil, grounding by reactance grounding and directly grounding. The best grounding mode is confirmed through the technology comparison. It can in safety and limit the earth electric arc byusing auto-tracking compensate device and using the line protection with the detection of the sensitive small ground current. The paper introduces and analyzes the characteristic of all kind of grounding modes about l0kV network at first. With the comparison with technological and economy, the conclusion is drawn that the improved arc suppressing coil grounding mode shows a very big development potential.Then, this paper researches and introduces some operation characteristics of the arc suppressing coil grounding mode of the l0kV distribution network. And then the paper put emphasis on and autotracking compensate device. It proves that the improved arc suppressing coil grounding mode characteristics in power supply reliability, personal security, security of equipment and interference of communication. The application of the arc suppressing coil grounding mode is also researched in this paper.Finally, the paper summarizes this topic research. As a result of the domination of the arc suppressing coil grounding mode, it should be more popularized and applied in the distribution network in the future.The way of thinking, project and conclusions in this thesis the research to choose the neutral grounding mode not only in I0kV distribution network but also in other power system..The basic function of the electric power system is to transport the electric power towards customers. The l0kV electric distribution net is a key point that connects the power supply with the electricity using on the industry, business and daily-life. For the electric power, all costumers expect to pay the lowest price for the the co-existence of economy and reliable. To improve the reliability of the power supply network, we must increase the investment cost of the network con- struction But, if the cost that improvethe reliability of the network construction, but the investment on this kind of construction would be worthless if the reducing loss is on the power-off is less than the increasing investment on improving the reliability .Thus we find out a balance point to make the most economic, between the investment and the loss by calculating the investment on power net and the loss brought from power-off. The thesis analyses on the economic and the reliable of the various line modes, according to the characteristics various line modes existed in the electric distribution net in foshan..First, the thesis introduces as the different line modes in the l0kV electric distribution net and in some foreign countries. Making it clear tow to conduct analyzing on the line mode of the electric distribution net, and telling us subsection, elaborating the economy and reliability. Then by building up the calculation mode of the number of optimization subsection it introduces different power supply projects on the different line modes in brief. Third, it carries on the calculation and analyses towards the reliability and economy of the different line modes of electric distribution net, describing drafts according by the calculation. Then it makes analysis and discussion on the number of optimization subsection.At last, the article make conclusion on the economy and reliability of different line modes, as well as, its application situation. Accordion to the actual circumstance, the thesis puts forward the beneficial suggestion on the programming and construction of the l0kV electric distribution net in all areas in foshan. Providing the basic theories and beneficial guideline for the programming design of the lOkV electric distribution net and building up a solid net, reasonable layout, qualified safe and efficiently-worked electricdistribution net.References[1] Wencheng Su. Factories power supply [M]. Machinery Industry Publishing House. 1999.9[2] Jiecai Liu. Factories power supply design guidance [M]. Machinery Industry Publishing House.1999.12[3] Power supply and distribution system designspecifications[S].China plans Press. 1996[4] Low-voltage distribution design specifications [S].China plans Press. 1996.6。