金融经济专业词汇术语大全

经济金融术语汉英对照表A

安全网safety net

按可比口径on comparable basis

B

consolidation of domestic and foreign

本外币并账

currencyaccounts

本外币对冲操作sterilization operation

本位利益localized interest;departmentalism

奔小康to strive to prosper;to strive to become well-to-do 避税（请见“逃税”）tax avoidance

币种搭配不当currency mismatch

币种构成currency composition

）

C

财务公司finance companies

财政赤字fiscal deficit

fiscal pressure on the central bank（over monetary 财政挤银行

policy）

财政政策与货币政策的配合coordination of fiscal and monetary policies 采取循序渐进的方法in a phased and sequenced manner

操作弹性operational flexibility

操纵汇率to manipulate exchange rate

承购包销underwrite（securities）

成套机电产品complete sets of equipment;complete plant（s）城市信用社urban credit cooperatives（UCCs）

城市合作银行urban cooperative banks;municipal united banks 城市商业银行municipal commercial banks

城乡居民收入增长超过物价涨幅real growth in household income

持续升温persistent overheating

储蓄分流diversion of household deposits

储源萎缩decline in the availability of household savings 传导机制transmission mechanism

从价税ad valorem tax

从紧控制tight control

存贷款比例loan/deposit ratio

存款保险体系deposit insurance system

D

呆账（请见“坏账”）bad loans

呆账准备金loan loss reserves（provisions）呆滞贷款idle loans

贷款沉淀non-performing loans

贷款分类loan classification

贷款限额管理credit control;to impose credit ceiling

贷款约束机制credit disciplinary（constraint）mechanism 代理国库to act as fiscal agent

递延资产deferrable assets

订货不足insufficient orders

定期存款time deposits

定向募集raising funds from targeted sources 东道国（请见“母国”）host country

独立核算independent accounting

短期国债treasury bills

E

F

发行总股本total stock issue

法定准备金required reserves;reserve requirement 法人股institutional shares

法人股东institutional shareholders

法治rule of law

房地产投资real estate investment

放松银根to ease monetary policy

非现场稽核off-site surveillance（or monitoring）

风险意识risk awareness

风险资本比例risk-weighted capital ratios

风险资本标准risk-based capital standard

服务事业收入public service charges;user's charges

扶贫poverty alleviation

负增长negative growth

double-entry budgeting;capital and current 复式预算制

budgetary account

G

公用事业public utilities

公有经济the state-owned sector;the public sector 公有制public ownership

工业成本利润率profit-to-cost ratio

工业增加值industrial value added

供大于求supply exceeding demand;excessive supply 鼓励措施incentives

规模效益economies of scale

国计民生national interest and people's livelihood 国家对个人其他支出other government outlays to individuals 国家风险country risk