Diminutive Usage of Internet Banking： A Malaysian Case Study
英语交际口语：网上银行
英语交际口语：网上银行惯用口语1.惯用口语句子：Internetbanking is a service provided by banks that allows people to find outinformation about their bank account, pay bills etc using the Internet.网上银行是银行提供的一种服务，可使人们利用因特网来查看他们的银行账户信息、付账等。
Online banking is a form of electronic banking.网络银行是一种电子银行形式。
service n. 服务provide v. 提供，供应banking n. 银行业务account n. 账户，账目etc ad. 等等（亦可写成etc.）form n. 形式electronic a．电子的Internet banking“网上银行”（=online banking）electronic banking“电子银行”(=e-banking)Internet banking provides services including enquiry, transfer, payment and settlement.刚上银行提供的服务业务包括查询、转账、支付和结算。
enquiry n. 查询，询问transfer n. & v. 转账payment n. 支付，支付款项settlement n. 结算，结账，清算You may be able to access your account round the clock, even on weekends.你能够随时登陆你的账号，甚至在周末也能够。
access v. 进入，接近，使用力，进入，接近，使用权本句中的动词“access”也能够换成词组“get access to”，但在此词组中“access”用作名词。
IGMP协议
IGMP协议概述The Internet Group Management Protocol(IGMP)is a network‑layer protocol used by hosts and ad‑jacent routers on an Internet Protocol(IP)network to report their multicast group memberships.It is an essential component of IP multicast,which enables efficient delivery of data to multiple hosts simultaneously.BackgroundIn traditional IP networks,data packets are typically sent to a unicast address,which means they are delivered to a specific destination host.However,in scenarios where data needs to be sent to multiple recipients simultaneously,such as multimedia streaming or real‑time collaboration applications,the unicast approach becomes inefficient and resource‑consuming.This is where multicast comes into play.What is Multicast?Multicast is a communication method that allows a single sender to transmit data packets to a group of receivers.Instead of sending separate copies of the data to each receiver,the sender multicasts the data once,and it is then replicated and delivered only to the members of the multicast group who have expressed interest in receiving the data.Role of IGMPIGMP plays a crucial role in enabling hosts to join and leave multicast groups dynamically.It allows routers to learn which hosts are interested in receiving multicast traffic for specific groups and effi‑ciently forward the data only to those interested hosts.How IGMP Works1.Host Joins a Multicast Group:When a host wants to receive multicast traffic for a specific group,it sends an IGMP join message to its local router,indicating its interest in joining the group. 2.Router Membership Query:Routers periodically send IGMP membership queries on the networkto discover which hosts belong to multicast groups.These queries elicit IGMP membership re‑ports from the hosts.3.Host Membership Reports:Upon receiving a query,hosts respond with IGMP membership re‑ports,indicating the multicast groups they are interested in.4.Router Forwarding:Routers maintain a list of active multicast groups and their associated hosts.They use this information to forward multicast traffic only to the hosts that have joined the re‑spective groups.Benefits and ApplicationsIGMP enables efficient distribution of multicast traffic,reducing network congestion and bandwidth consumption.It finds applications in various scenarios,including:•Video streaming and IPTV•Online gaming and interactive applications•Software‑defined networking(SDN)•Content delivery networks(CDNs)•Collaborative tools and virtual classroomsSecurity and LimitationsWhile IGMP facilitates multicast communication,it’s important to consider security aspects and im‑plement appropriate measures to prevent unauthorized access or malicious activities.Additionally, IGMP has some limitations,such as scalability challenges in large networks and potential issues with router performance under heavy multicast traffic.In conclusion,IGMP is a critical protocol for managing multicast group memberships in IP networks. By allowing hosts to join and leave multicast groups dynamically,IGMP enables efficient and scalable delivery of multicast traffic,catering to various applications and improving network performance. IGMP协议的工作原理IGMP（Internet Group Management Protocol）是一种网络层协议，用于在Internet协议（IP）网络上的主机和相邻路由器之间报告它们的组播组成员关系。
银行专业术语翻译
银行专业术语翻译篇一：银行专业用语翻译银行用语1. 如需帮助请拨打 If you need help please call2. 小心挤伤 CAUTION CRUSH3. 请勿吸烟 No smoking4. 请勿拍照No photos5. 禁止宠物入内Prohibit pets6. 吸烟有害健康Smoking Is Harmful7. 小心电源 Be careful with electric outlets8. VIP贵宾室VIP Room9. 现金业务Cash Business10. 现金业务区 Cash Business Area11. 非现金业务区Non-cash Business Area12. 便民服务区Convenience Service Station13. 办公区域Administrative Area14. 填单区Fill in Area15. 客户等候区Waiting Area16. ATM自助服务区ATM Self-service Zone17. 自助查询机Self-Service Information Kiosk18. 自助取款机ATM19. 自助存取款机CRS20. 自助回单区Self-help Receipt Area21. 网上银行体验区E-bank Experience Zone22. 理财室Financial Studio23. 小额绿色通道义卖窗口 Green channel counter for small amount24. 小心地滑Caution Slippery25. 小心台阶Watch Your Step26. 爱心等候座椅 Caring seats27. 请在1米线外等候Please wait outside the one-meter line28. 高低峰时段图high /low peak chart29. 日间客流优劣峰时段提示Period hint for flow of customers30. 为了您能快速办理管理业务，请避开高峰时段In order to deal with business quickly, please avoid the peak hour31. 您可以乘坐2路、6路、21路、38路公交车三八便民市场下车即可You can take No. 2 , 6, 21 or 38 Bus and get off atThree-eight Convenient Market.+ plus 加号；正号- minus 减号；负号± plus or minus 正负号× is multiplied by 乘号÷ is divided by 除号＝ is equal to 等于号≠ is not equal to 不等于号≡ is equivalent to 全等于号≌ is equal to or approximately equal to 等于或约等于号≈ is approximately equal to 约等于号＜ is less than 小于号＞ is more than 大于号≤ is not less than 不小于号≥ is not more than 不大于号? is less than or equal to 小于或等于号? is more than or equal to 大于或等于号% per cent 百分之…‰ per mill 千分之…∞ infinity 无限大号∝ varies as 与…成比例√ (square) root 平方根∵ since; because 因为∴ hence 所以∷ equals, as (proportion) 等于，成比例∟ angle 角? semicircle 半圆≦ circle 圆○ circumference 圆周π pi 圆周率△ triangle 三角形≧ perpendicular to 垂直于∪ union of 并，合集∩ intersection of 交，通集∫ the integral of …的积分∑ (sigma) summation of 总和° degree 度′ minute 分″ second 秒℃ Celsius system 摄氏度{ open brace, open curly 左花括号} close brace, close curly 右花括号( open parenthesis, open paren 左圆括号 ) close parenthesis, close paren 右圆括号() brakets/ parentheses 括号[ open bracket 左方括号] close bracket 右方括号[] square brackets 方括号. period, dot 句号，点| vertical bar, vertical virgule 竖线& amp; ampersand, and, reference, ref 和，引用* asterisk, multiply, star, pointer 星号，乘号，星，指针/ slash, divide, oblique 斜线，斜杠，除号// slash-slash, comment 双斜线，注释符# pound 井号\ backslash, sometimes escape 反斜线转义符，有时表示转义符或续行符 ~ tilde 波浪符. full stop 句号, comma 逗号: colon 冒号; semicolon 分号? question mark 问号! exclamation mark (英式英语) exclamation point (美式英语) ' apostrophe 撇号- hyphen 连字号-- dash 破折号... dots/ ellipsis 省略号" single quotation marks 单引号 "" double quotation marks 双引号‖ parallel 双线号～ swung dash 代字号section; division 分节号→ arrow 箭号；参见号篇二：银行术语中英对照妙文翻译公司翻译样稿请选择付款账号Please choose the paying at No.同城票据交换Intra-city document exchange 查询户名Inquire at name人行支付系统PBC Payment System收款银行全称Full Name of Receiving Bank手工输入Manually Input请勿输入空字符，以避免交易失败。
解决数字鸿沟英文作文
解决数字鸿沟英文作文英文：Digital divide is a term used to describe the gap between those who have access to technology and those who do not. This gap exists not only between developed and developing countries, but also within countries themselves. The digital divide can have a significant impact on education, employment, and even healthcare.One of the main reasons for the digital divide is the lack of infrastructure in certain areas. For example, in rural areas, there may not be adequate internetconnectivity or access to computers. This can make it difficult for students to access online resources and complete assignments. In addition, those who do not have access to technology may miss out on job opportunities that require computer skills.Another reason for the digital divide is the cost oftechnology. For some families, purchasing a computer or paying for internet access may not be feasible. This canlimit their ability to participate in the digital world and access resources that others take for granted.To address the digital divide, governments and organizations can work to improve infrastructure andprovide access to technology in underserved areas. They can also offer training programs to help individuals developthe skills they need to use technology effectively. Additionally, initiatives can be put in place to make technology more affordable for those who cannot afford it.中文：数字鸿沟是一个用来描述那些拥有技术资源和那些没有的人之间的差距。
网络支付安全
网络支付安全策略制定的目的、涵义和原则
网络支付安全策略的涵义
安全策略必须包含对安全问题的多方面考虑因
素。安全策略一般要包含以下内容：
认证、访问控制、保密、数据完整性、法律法
规等、审计。
网络支付安全策略制定的目的、涵义和原则
制定网络支付安全策略的基本原则
(1)预防为主 (2) 必须根据网络支付结算的安全需要和目标来 制定安全策略 (3)根据掌握的实际信息分析
提供不可否认服务。
能够处理网上贸易业务的多边支付
问题。 系统使用应方便，大多支付过程应 对客户和商家透明。 能够保证网络支付结算速度，让客 户和商家感到快捷。
网络支付的特征
网络支付通过数字化、电子化、无纸化的
方式完成支付结算过程。 Text in Text in Text in 网络支付具有方便、快捷、高效、经济的 here here here 优势。 网络支付具有轻便性和低成本性。 网络支付具有较高的安全性和一致性。 网络支付可以提高企业资金管理水平，同 时也增加了管理复杂性。 银行提供网络支付支持，使客户满意度和 忠诚度上升。
2.防火墙的功能
双向监控功能 设置用户认证等安全控制机制 防火墙本身无法被穿透 明确Intranet的边界
3.防火墙的优缺点
优点
1.遏制来自Internet各种路线的攻击 2.借助网络服务选择，保护网络中脆弱的易受攻击的服务
3.监视整个网络的安全性，具有实时报警提醒功能
4.作为部署NAT的逻辑地址 5.增强内部网中资源的保密性，强化私有权
信息密文
2.公开密钥加密法的使用过程
公钥 B 私钥 A
实现了定点保密 通知
BANK OF CHINA (Hungary) Internet banking user 说明书
BANK OF CHINA (HUNGARY)Close LtdInternet banking user guidefor corporate customerBANK OF CHINA (Hungary) 1/hu/en/Explorer•BOCNET is a name of Bank Of China (Hungary)internet banking services (hereby as BOCNET).•We recommend that use Windows Internet Explorer6.0(or7.0,8.0) to surf on this internet banking.•Internet banking service doesn’t support otherexplorer like Firefox which is not same with InternetExplorer 6.•Please find the safe instructions on the right side ofwebsite before you use internet banking.BANK OF CHINA (Hungary) 2/hu/en/BANK OF CHINA (Hungary)3The requirement ofInternet Explorer•Please use instructions button which displayed on the internet banking webpage to forward or back.•Please don’t use any button or menu on the top of the internet explorer ，such as to jump your page. If you use these button internet banking webpage will exit and jump to some page with safe login information./hu/en/BANK OF CHINA (Hungary)4the internet banking services CHINESE VERSION/hu/ENGLISH VERSION/hu/en/Head Office Portal/hu/en/BANK OF CHINA (Hungary)5the internet banking services •On the right side of the website/hu/en •Please select/enon the right side/hu/en/•There is a security warning windows shouldbe displayed before you enter internet bankingservices. Please press ‘Yes’button (default is‘No’).BANK OF CHINA (Hungary) 6/hu/en/BANK OF CHINA (Hungary)7Portal•This is theinternet banking services portal /hu/en/BANK OF CHINA (Hungary)8Internet Banking first login•Please input your BOCNET user id,password,E-token number, verification code on the webpage.•BOCNET user id and password and Verification code are English characters or numbers.•When you input verification code, please take care how long you have opened the webpage, if it was for a long time, please press Unclear verification code to make sure thatit’s valid./hu/en/•Please pay attention to this hint on thebottom of Internet banking entrance page.BANK OF CHINA (Hungary) 9/hu/en/When you login successfully for the first time, Internet banking will ask you to change your original user id and your originalpassword immediately.User id must combine alpha-numeric numbers or English letters. It is case sensitive.The length of the user id shall be between 6 and20 digits.Customers can have an inquiry whether the new user id can beused.Requirements of a new password：/hu/en/BANK OF CHINA (Hungary)11Internet BankingWelcome pageThere are function menu, login records, new message, express channels on BOCNET welcome page .Function menu:Login records:New messages:Express channel:/hu/en/When you process your business in theinternet banking, there are 3 basic steps:z STEP 1 : Add payee information (includebeneficiary’s name, account number, bank name, etc. )z STEP 2 : Submit your transactions (Select payeeaccount number, enter amount, select currency, thensubmit.)z STEP 3 : Approve your transactions (You can makeit valid then the transaction will be processed,you can cancel or reject transactions as well.)BANK OF CHINA (Hungary) 12/hu/en/BANK OF CHINA (Hungary)131.Add Payee InformationPlease find ‘Setting’in main menu Use ‘Payee Management’to manage your payee information. There are 2 menus:1.Add New Payee2.Payee Enquiry and Management /hu/en/BANK OF CHINA (Hungary)14Add Payee InformationThere are some space field where you can input message.It is important to select thetype of the payee./hu/en/There are 3 kinds of payee1.The customer in Bank Of China Hungary(yourself or other customer )2.Normal transfer (in EUR or USD via SWIFT)3.Hungary local transfer (Only HUF, via Giro )BANK OF CHINA (Hungary) 15/hu/en/BANK OF CHINA (Hungary)161.1 Add Payee inBank Of China Hungary1.The customer of Bank Of China Hungary (yourself or other customer) Payee's Account Number: 13 digitals account number in Bank Of China HungaryPayee’s Name :/hu/en/BANK OF CHINA (Hungary)17Add Payee informationPayee’s Name : Payee’s account holding bank :select Bank Of China HungaryPlease select Bank Of China (Hungary)/hu/en/There are some optional information, you may inputyour comments it is not obligatory.This is a sampleBANK OF CHINA (Hungary) 18/hu/en/managementWhen you finish writing payee information,You can click ‘add’button, if everythingis ok, then it will display message like this:BANK OF CHINA (Hungary) 19/hu/en/Email address, if you input this email,The payee would receive the email afteryou transferred to the account number ofthe payee.BANK OF CHINA (Hungary) 20/hu/en/BANK OF CHINA (Hungary)211.2 Add Payeefor normal transfer1.Transfer in EUR or USD via SWIFTnetwork.Payee's Account Number:Payee’s Name : ****Payee’s account holding bank :selectCharge select/hu/en/BANK OF CHINA (Hungary)22for normal transferPayee’s name :Payee name in English:Telephone Number:Charges Type:/hu/en/for normal transferFind Payee’s bank name : ArraySelect bank name:Select branch name:BANK OF CHINA (Hungary) 23/hu/en/BANK OF CHINA (Hungary)24for normal transferThis is a sample:/hu/en/managementWhen you finish writing payee information,You can click ‘add’button, if everythingis ok, then it will display message like this:BANK OF CHINA (Hungary) 25/hu/en/BANK OF CHINA (Hungary)26 1.3 Add Payee in Hungary HUF 1.Local transfer only in HUF via GIRO(GIRO is the name of Hungary local currency Forint settlement system.)Payee's Account Number: 16 or 24 digitals For local bank account,please use only digital, do not use letter or other character like “-”Payee’s Name :Payee’s account number ：/hu/en/Add Payee in Hungary HUFPayee’s account number：Other information：Payee’s name:BANK OF CHINA (Hungary) 27/hu/en/The result of payee managementThis is a sample:/hu/en/BANK OF CHINA (Hungary) 28BANK OF CHINA (Hungary)291.4 Modify or delete payee information search This function can edit or delete payee’s information/hu/en/BANK OF CHINA (Hungary)30Payment processPayment process:/hu/en/Single Payment / Batch Payment Authority Refuse RejectBANK OF CHINA (Hungary) 312.1 Single Payment submitz Single paymentYou can submit your payment step by step.Transfer inside Bank Of China (Hungary)1.Select payer’s account2.Inquiry payee’s account and select it /hu/en/BANK OF CHINA (Hungary)32Single Payment submit3.Select payer’s account and confirm4.Select currency,input amount, reference notes, and so on. Then submit. You can input Transactions ref, select priority level as well./hu/en/BANK OF CHINA (Hungary)33Single Payment submit5.Then you can submit it6.If you submitted it successfully, then it willdisplay message like this /hu/en/BANK OF CHINA (Hungary)342.2 Single Payment authorization1.Your can find transactions in authorization menu (If you have authorization function)2.You have 3 choices./hu/en/BANK OF CHINA (Hungary)35Single Payment Processing 3. Three choices are:(1)Authorize: Payment will be processed (2)Returned by AuthorizerPayment will be returned for modification.Then you can modify it and process it again.(3)Rejected by AuthorizerPayment has error information, cancelled. /hu/en/Single Payment ProcessingYou need to input e-token number to authorize. Then the payment will be submitted, and processed by Bank./hu/en/BANK OF CHINA (Hungary)36BANK OF CHINA (Hungary)37Single Payment EnquiryYou can find result by using ‘Enquiry’function.You can enquiry by different conditions /hu/en/BANK OF CHINA (Hungary) 38Single Payment Result Here is the sample./hu/en/BANK OF CHINA (Hungary)39Single Payment Details You can find details, print receipt, find process history as well./hu/en/BANK OF CHINA (Hungary)40Single Payment Return4.You can return payment for modifications.If there are any error message in your payment, you can use return function to fix it./hu/en/BANK OF CHINA (Hungary)41Single Payment Message4.You can find it in Modify function The operator can modify it then submit again.It also has process flow and message board functions./hu/en/BANK OF CHINA (Hungary) 42Single Payment authorization 5.You can submit it againThen authorize it again./hu/en/2.3 Payment processing flow1.You can modify authorization flow by your requirements in bank business department.2.For example:There are two operators. Operator A (hereby as A) ,Operator B (hereby as B)A has submit function,B has authorization function.A submits a transaction,B can authorize or return or reject it.BANK OF CHINA (Hungary) 43/hu/en/Payment authorization flow3.For example:There is an operator. Operator B (hereby as B),B has submit function, B has authorize function as well.B submits a transaction, B can authorize or return or reject it by itself.BANK OF CHINA (Hungary) 44/hu/en/2.4 Transactions ResultsUse Transfer Enquiry function, you can Inquiry your transaction result by differentenquiry information.Enquiry by Reference (Use transaction Ref)BANK OF CHINA (Hungary) 45/hu/en/Transactions ResultsEnquiry by Reference (Use transaction Ref)There are different transaction status/hu/en/Enquiry by Account/DateThere are different transaction statusBANK OF CHINA (Hungary) 47/hu/en/2.5 Batch Payment1.Batch paymentIt’s similar with single payment, but you can edit your payment transactions by Excel file, then save it to text format file.Send this file to internet banking, then it willbe processed like single payment.It is moreeffective than single payment.BANK OF CHINA (Hungary) 48/hu/en/BANK OF CHINA (Hungary)49Batch Payment panel download 2.Download Batch payment toolsIn Supporting Service, Tools download.3. The main functions :1.payee within the Bank (only in Bank of China Hungary)2.payee via SWIFT (payment in EUR USD)/hu/en/BANK OF CHINA (Hungary)50Batch Payment3.Payee within Hungary (local transfer in HUF only)•This is a Execl template, you can useto add a new line, and you canuseto save your transactions to file which format is text.Please read instruction before you start process your transcation./hu/en/。
电子银行概念 Concept of E-Banking 英语作文
电子银行的概念-信息技术Concept of E-Banking -Information TechnologyToday, there is a lot of change in the Banking Industry. It is growing continuously with new products and creative services. As new products are introduced business conduct has transformed and made a competitive environment of business. This change in form and function has been tagged as a banking revolution. Concept of E-banking is the result of this revolution.The fundamental foundation of the survival of banks in this competitive world is experiencing a consistent change in accordance with theclient’s needs. Expanding competition from financial institutions that are not the bank, changes in social and demographic trends, improvement of channel strategy, information technology.These days almost all of the banks are adopting the concept of e-banking to empower paperless banking. Online banking has opened a gateway for all clients to work beyond the limits. This enables individuals to do their banking transactions utilizing secure sites ensured by their banks.Rise of E-Banking conceptThe process of using technology in banking began with the utilization of punched card machines, for example, Ledger PostingMachines or Accounting Machines. In earlier days, the use of technology just limited to keeping accounts.Internet banking was further developed with the introduction of the real-time system, with broad improvement in telecommunications during the period of the ’70s to ’80s, it reformed the banking segment as a convenience banking. With the help of convenient banking, the banking need of a customer is available at a doorstep.RDBMS (Relational-Database Management) and distributed computing technologies were conceived in 1990. The financial industry was simply waiting for these methods. Presently with distribution procedures, one can design dedicated machines called front-end machines for client administration and risk control, while onfront-end machines communicates in bunches without interrupting on the reaction time. When it comes to the academic assignment, All Assignment Help gives you the best guide.What is E-Banking?Malhotra and Singh (2004) characterized the concept of e-banking as the arrangement of banking products and services directly to clients on the network of electronics and communication. Traditional individuals might be associated with such transactions, for example, opening a saving account or transferring money to various accounts, and presenting new banking services, etc.If you need to compose an assignment on information technology , you can take help from our experts.How to function internet banking?Our experts have explained some vital functions of e-banking for you. You will have an idea about the e-banking system.Electronic Information Transfer SystemThe framework gives specific information about customers such as transaction details, account balances and statement of accounts. Information is still basically in the ‘Read Only’ form. The personality and confirmation of the client are done through the secret phrase. Information is drawn from the bank’s application frameworkeither in bunch mode or disconnected. The application system can’t be accessed directly through the internet.Fully Automatic Transactional SystemThis framework permits bi-directional abilities. The exchange can be presented by the client for online updates. It requires a state of high-level security and control. The application system and web-server are linked with a secure infrastructure. It incorporates networking, computerization, and security, between techniques comprising of legal infrastructure and inter-bank payment gateways.See, the uses of E-BankingNo doubt internet banking made our life so easy. We do not need to stand in queue for long hours, we do not need to go anywhere for paying the bills, and much more work we can accomplish while sitting at home. This is possible just because of internet banking. Our experts have prepared a list of uses of internet banking, it will be helpful for you. Let’s have a quick glimpse of them:Payment of BillsYou can pay the bills of telephone, cell phones, electric, cards, and insurance premium since each bank has tie-ups with different service organizations, insurance companies, and service provider all over the nation. To pay your bills, you simply need to do a registration once for each biller. You can set vertical instructionsonline to consequently pay your common bills on the web. The bank does not charge clients for online bill instalment.Transfer of Money In the current online banking system, a customer can easily transfer funds from their bank to other’s account. Online Banking user can also transfer money to some other countries. All a user need to do is to mention the account number of a payee with his branch name. The time for money to transfer from one account to other generally depends on the type of transfer (Instant or Later).Customers who are using credit cards can easily manage their cards, pay the bill, or lodge a service request with just on few clicks.The Pros and cons of internet banking: A short reviewAssuming you are new to e-banking, there is no wondering if you want to save your time by using internet banking. Indeed, tons of people get benefits from internet baking but it is also a bitter truth everything comes with pros and cons. So, before adopting anything you should know all about it. Hence, we are going to explain the merits and demerits of internet banking.Let’s start with the merits first,Pros of Internet bankingClients can exchange any amount from one account to the next or another bank’s account. Clients could send money to anyplace in theWorld. When you enter your account, you need to make reference to the payer’s account number, its bank, and branch. The money transfer will occur either at the same time off in a day or two. While in a conventional technique, it takes around three business days.With an online bank, you can take up to 95 per cent of your business on the internet. Apart from getting to your bank statement and account information, you can easily transfer money, utility bills, or apply for a card. The biggest online banks have simple platform access, so you simply need to associate with your most loved classes. You will be coordinated to the fitting page in a brief timeframe with the fundamental information.Web-Based banking enables you to save a lot of money. When you utilize your services of internet banking, most banks ordinarily charge a lower expense. You additionally get the chance to know more interesting services and products by traditional banks.Online banks offer top security to guard their user. They utilize the most recent encryption method to stop false activities, for example, identity theft and phishing. However, when it is given, users need to complete their role and also have recent antivirus, antispam, firewall and anti-spyware software installed on their PCs.The capacity of online banks to offer higher returns and more services is because of the way that they have less overhead cost.Also Read: Advent and impact of the internetCons of Internet BankingOnline banking services give various advantages to the user. However, regardless of its favourable circumstances, there are some users who are looking to know its downsides as well. Regardless of the expanding popularity of online banking, it can not be expected that a few users are as still care about making monetary transactions.Numerous individuals are hesitant to utilize Internet banking because of security risks. They still believe that online banking can lead to fraud after watching the news that hackers have done online robbery. But the reality is that banking institution that offers internet banking used to keep security on top priority. As these banking institutions respects its clients. They generallyutilize the most innovative security to ensure their sites.There are many people who s till don’t trust in online banking. For new clients who have just acknowledged money-related transactions for some time. They may even now feel hesitant whether they have made the best decision or not, whether they have tapped on the correct key or not.The user who is using online banking for the first time, directing through the Internet Bank site can feel the complexity. It might require more time to open an account since certain websites usually request identification like personal identity, photo proof which can change the mind of a customer.Not every person appreciates the advantage of having a steady and quick web association at home. Notwithstanding having a PC or PC, the utilization of free web at home is an essential condition for electronic banking. Individuals can generally utilize open PCs with web get to. However, the wellbeing of open PCs is dependably a worry.From your PC you can check the balance of the a/c, make a purchase, apply for a loan, and get other a/c data. As of late, web banking is expanding in creating nations. The Things about have been done to see issues identified with their concept of e-banking throughout the years. Huge numbers of studies stress over other developing nations.What do we conclude about the concept of e-banking?In the end, it can be concluded that with the growth of wireless communication andinternet technologies in the current decade, the nature and structure of financial and banking services have changed a lot. If we talk about technological wonders, internet banking is the latest and prior to all, which included the utilization of the internet for the delivery of services and products of online banking. We also got to know that, now banking is just not restricted to going to branch for all the baking activities like cash deposit and withdrawal. Therefore, the concept of e-banking is an ideal rather than an exception in many developed countries. It is the cheapest way to provide banking services.。
电子银行系统
Hosting/ Managed Services Online Transaction / Datawarehousing
系统及网络保安服务Security Services
2020年7月17日
金融信息化发展战略研究
跨系统金融互连网络
金
金融服务与创新 金融信息系统 网络金融示范工程
金
融
融
信
信
息
息
外汇交易直通清算 Treasury STP
托管系统 Custody System
直通清算处理 Settlement & Clearing - Equity &
Fixed Income
Middleware Messaging / Infrastructure
Web Application Services Messaging, transformation & Exchange
跨行支付的类型
按照结算方式：
全额清算：转帐资金逐笔清算 净额清算：转帐资金按照净差额清算（清算周期） 主要区别？－－效率和风险的平衡
按交易的金额分类:
大额支付系统 小额支付系统
按结算时效分类:
金融电子化是一个随着IT技术和金融理论 与实务、金融管理等不断发展而变化的一个 概念。
金融系统的不同机构，在不同的时期由于 金融工作所面临的工作重点不同、计算机及 其应用技术的发展水平不同，导致人们对金 融电子化有不同的理解。
例如：
80年代初期，许多人认为金融电子化的任务就是为 了解决当时的所谓“存款难、取款难和开户难”的三 难问题。
化 安
商业银行网络
保险业网络
全
可
靠 性Βιβλιοθήκη CNFN化 标 准 体 系