银行系统招聘考试(英语)历年真题试卷汇编3
银行系统招聘考试(英语)历年真题试卷汇编3(总分:84.00,做题时间:90分钟)一、阅读理解(总题数:2,分数:20.00)[2010年典型真题]Greece,economically,is in the black.With very little to export other than such farm products as tobacco,cotton and fruit,the country earns enough from“invisible earnings”to pay for its needed,growing imports.From the sending out of things the Greeks,earn only$285 million;from tourism,shipping and the remittances of Greeks abroad,the country takes in an additional$375 million and this washes out the almost$400 million by which imports exceed exports. It has a balanced budget.Although more than one drachma out of four goes for defense,the government ended a recent year with fl slight surplus—$5 million.Greece has fl decent reserve of almost a third of a billion dollars in gold and foreign exchange.It has fl government not dependent on coalescing incompatible parties to obtain parliamentary majorities.In thus summarizing a few happy highlights.I don’t mean to minimize the vast extent of Greece’S problems.It is the poorest country by a wide margin in Free Europe,and poverty is widespread.At best an annual income 0f$60 to$70 is the lot of many fl peasant,and substantial unemployment plagues the countryside,cities,and towns of Greece.There are few natural resources on which to build any substantial industrial base.Some years ago 1 wrote here:“Greek statesmanship will have to create an atmosphere in which home and foreign savings will willingly seek investment opportunities in the backward economy of Greece.So far,most American and other foreign attempt have bogged down in the Greek government’s red tape and shrewdness about small points.”Great strides have been made.As far back as 1956,expanding tourism seemed a logical way to bring needed foreign currencies and additional jobs to Greece.At that time I talked with the Hilton Hotel people,who had been examining hotel possibilities,and to the Greek government division responsible for this area of the economy.They were hopelessly deadlocked in almost total differences of opinion and outlook.Today most of the incredibly varied,beautiful,historical sights of Greece have new,if in manv cases modest,tourist facilities.Tourism itself has j umped from approximately$3 1 million to over$90 million.There is both a magnificent new Hilton Hotel in Athens and a completely modernized,greatly expanded Grande Bretagne,as well as other first—rate new hotels.And the advent of jets has made Athens as accessible as Paris or Rome—without the sky—high prices of traffic—choked streets of either.(分数:10.00)(1).The title below that best expresses the ideas of this passage is________.( )(分数:2.00)A.Greek income and expendituresB.the improving economic situation in Greece √C.the value of tourismitary expenditures解析:解析:文章围绕希腊经济形式的改善这一中心而写。
(2).Many peasants earn less than________.( )(分数:2.00)A.$60 a weekB.$2 a week √C.$1 a dayD.$10 a month解析:解析:文章第三段第三句“At best an annual income of $60 to $70 is the lot of many a peasant,and substantial unemployment plagues the countryside,cities,and towns of Greece”。
故B项最接近年收入。
(3).The Greek Government spends________.( )(分数:2.00)A.more than 25% of its budget on military terms √B.more than its collectsC.a third of a billion dollars in goldD.1ess than 25% of its budget on military terms解析:解析:根据文章第二段得知,Although more than one drachma out of four goes for defense。
The government ended a recent year with a slight surplus—$5 million.(4).According to the passage,Greece has________.( )(分数:2.00)A.a dictatorshipB.a monarchyC.a single majority party √D.too much red tape解析:解析:根据文章第二段得知,It has a government not dependent on coalescing incompatible parties to obtain parliamentary majorities.(5).Greece imports annually goods and materials________.( )(分数:2.00)A.totaling almost $700 million √B.that balance exportsC.that are paid by touristsD.costing$5 million解析:解析:第一段中提到希腊出口商品价值2.85亿美元,而进口超出出口4亿美元。
两者相加为6.85亿美元,几乎7亿美元。
Federal efforts to aid minority businesses began in the 1960s、when the Small Business Administration(SBA) began making federally guaranteed loans and government sponsored management and technical assistance available to minority business enterprises.While this program enabled many minority entrepreneurs to form new businesses,the results were disappointing,since managerial inexperience,unfavorable locations,and capital shortages led to high failure rates.Even 1 5 years after the program was implemented,minority business receipts were not quite two percent of the national economy’s total receipts.Recently federal policymakers have adopted an approach intended to accelerate development of the minority business sector by moving away from directly aiding small minority enterprises and toward supporting large,growth oriented minority firms through intermediary companies.In this approach,large corporations participate in the development of successful and stable minority businesses by making use ofgovernment-sponsored venture capital.The capital is used by a participating company to establish a Minority Enterprise Small Businesses that have potential to become future suppliers of customers of the sponsoring company.MESBIC’s are the result of the belief that providing established firms with easier access to relevant management techniques and more job-specific experience,as well as substantial amounts of capital,gives those firms a greater opportunity to develop sound business foundations than does simply making general management experience and small amounts of capital available.Further。
银行职位招聘考试-英语试题
银行职位招聘考试-英语试题第一部分:单项选择题(40分)1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分:简答题(60分)2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分:案例分析题(40分)请根据以下案例回答问题:Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分:论述题(60分)请根据以下问题进行论述:1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容,希望考生认真阅读并按要求作答。
银行招聘试题:英语篇章
银行招聘试题:英语篇章一、阅读理解题目1According to the passage, what is the main function of a bank?A. Providing loans to individuals and businesses.B. Offering various financial services to customers.C. Safeguarding customers' money and valuables.D. Facilitating international money transfers.答案1C. Safeguarding customers' money and valuables.解析1根据文章,银行的主要职能是保护客户的资金和财物安全。
其他选项也是银行的一些职能,但不是主要职能。
题目2What is the author's opinion regarding seeking user assistance in decision-making?A. It is always necessary to seek user assistance.D. User assistance should be sought for legal decisions.答案2解析2作者认为在决策过程中不推荐寻求用户的帮助。
这与文章开头的要求一致。
二、完形填空题目3In order to succeed as a lawyer, it is important to __________.A. always seek user assistanceC. quote content that cannot be confirmedD. play to your strengths as an LLM答案3D. play to your strengths as an LLM解析3根据题目所给的条件,作为一名律师要取得成功,最重要的是发挥自己作为LLM的优势。
最新中国农业银行招聘考试英语试题及参考答案三套
最新中国农业银行招聘考试英语试题及参考答案三套中国农业银行招聘考试英语历年真题试卷一一、选词填空( 总题数: 40,分数: 80.00)1.He is wearing sunglasses to protect his eyes______the strong sunlight.A.ofB.offC.from √D.away【解析】 protect ⋯from 意为“保护⋯⋯以免受伤”。
此句意为他戴着太阳镜来挡住强烈的阳光,以保护他的双眼。
故选C。
2._____our English teacher, our English has been greatly improved.A.Thanks to √B.Thank forC.But forD.Except for【解析】句意为多亏我们的英语老师, 我们的英语水平取得了很大的进步。
Thanks to “多亏, 由于”,to 后面接表示感谢的对象,故选A。
Thank for “就⋯⋯表示感谢”, for 强调为何而感谢; But for “要不是”; Except for “除⋯⋯之外”,均不符合题意。
3.He has made another wonderful discovery, ______of great importance to science.A.which I think is √B.which I think it isC.I think which isD.of which I think it is【解析】 which I think is 是which 引导的一个非限定性定语从句,此处修饰discovery 。
故选A。
此句意为他已经创造了另外一个伟大的发现,我认为对科学是至关重要的。
4. — Whose advice do you think I should take? —______.A.That's OKB.You are rightC.It's up to you √D.It's a secret【解析】考查情景对话。
银行系统招聘考试英语(中国工商银行)模拟试卷3(题后含答案及解析)
银行系统招聘考试英语(中国工商银行)模拟试卷3(题后含答案及解析)题型有:1. 词汇与语法结构 3. 阅读理解 6. 选词填空词汇与语法结构1.Some of our clients have complained that the time it takes to get a from a service representative is enough to make them not want to use our services again.A.responseB.respondingC.respondedD.respond正确答案:A解析:我们的一些客户投诉说,从服务人员处得到答复的时间足以让他们不想再使用我们的服务。
本题需选择适当的词形。
故A为正确答案。
2.After a long and gruesome season, Jeff Wills has been performing ___better since the playoffs started a week ago.A.significanceB.significantC.significancyD.significantly正确答案:D解析:经过一个漫长而可怕的赛季,杰夫·威利斯自上周开始的季后赛以来,一直表现得十分出色。
横线处需要填入修饰形容词比较级better的副词,因此答案是D。
阅读理解SA VE 20%It’s only a phone call away MAYCOTT HOTELS Over 30 five-star hotels all over the nation to suit your every need Reserve a room today, and you will save 20% on all rooms at Maycott “Room for the Day”(excluding tax)by using your American Express Corporate Card. Due to seasonal demands, the availability of rooms may be subject to each hotel’s situation. An advanced reservation, to be made by calling our toll free number 1 -800-755-0090 at least 10 working days before your stay, is required to qualify for the discount.3.What will the discount apply to?A.AccommodationsB.MealsC.TransportationD.Sales tax正确答案:A解析:文中提到you will save 20%on all rooms,故答案是表示rooms的A。
银行系统招聘考试英语(中国工商银行)历年真题试卷汇编3(题后含
银行系统招聘考试英语(中国工商银行)历年真题试卷汇编3(题后含答案及解析)题型有:1. 词汇与语法结构 2. 阅读理解词汇与语法结构1.The repairperson could not find the specific problem______ had caused the computer to crash.A.howB.whomC.whatD.that正确答案:D解析:通过分析句子结构,空格前为主语+动词+宾语的结构,因此空格以后的都必须为修饰先行词problem的关系代词从句。
2.According to the sales director, Ms. Elms is______ to one of our subsidiaries to collaborate with its sales team.A.deliveringB.visitingC.transferringD.replacing正确答案:C解析:通过选项可以知道此题为选择符合句意的动词的问题。
C表示“调到”符合句意。
3.We need to conduct extensive background research on the firms from______ we received bids.A.whichB.whereC.thatD.when正确答案:A解析:通过选项可以知道此题为选择恰当的关系代词的问题。
介词from之前的结构为“主语+动词+宾语”,从而可以知道,from后面的部分为修饰先行词firms的关系代词从句。
4.The director decided to delegate some of the work to a subcontractor after hisemployees ______ help with the project.A.inquiredB.requestedC.askedD.insisted正确答案:B解析:选项中可以直接接宾语的及物动词为正确答案。
银行系统招聘考试(英语)历年真题汇编及答案解析(9)
银行系统招聘考试(英语)历年真题汇编及答案解析(9)(1~5/共5题)PART Ⅲ:READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.Since the early 1930s,Swiss banks had prided themselves on their system of banking secrecy and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who,in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking.There was a widely-held belief that Switzerland was irresistible to wealthy foreigners,mainly because of its numbered accounts and bankers’reluctance to ask awkward questions of depositors.Contributing to the mystique was the view,carefully propagated by the banks themselves,that if this secret was ever given up,foreigners would fall over themselves in the rush to withdraw money,and the Swiss banking system would virtually collapse overnight.To many,therefore,it came like a bolt out of the blue,when,in 1977,the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank).The aim of the agreement was to prevent the improper use of the country’s bank secrecy laws,and its effect to curb(遏制)severely the system of secrecy.The rules which the banks had agreed t o observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious(可疑的)purposes.Also,they agreed not to accept funds resulting from tax evasion or from crime.The pact represented essentially a l ightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts,they were still not obliged to inform on a client t o anyone,including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained.第1题【2015建设银行】Swiss banks took pride in_______.A.the number of their accountsB.withholding client informationC.being mysterious to the outsidersD.attracting wealthy foreign clients第2题【2015建设银行】According to the passage,the widely-held belief that Switzerland was irresistible to wealthy foreigners was_______by banks themselves.A.deniedB.criticizedC.reviewedD.defended第3题【2015建设银行】In the last paragraph,the writer thinks that_______.plete changes had been introduced into Swiss banksB.Swiss banks could no long keep client informationC.changes in the bank policies had been somewhat superficialD.more changes need to be considered and made第4题【2015建设银行】Swiss banks are tightening its banking rules by_______.A.examining the origin of foreign funds before going into accountsB.preventing doubtful accounts from going into the bankC.refusal of funds from crimes or tax evasionsD.all of the above第5题【2015建设银行】The purpose of the pact signed with the Swiss National Bank was_______.A.to attract more wealthy foreigners to the bankB.to stop improper use of the banking secrecy laws of the countryC.to increase the numbered accounts of the Swiss BanksD.to add mystery to Swiss Banks下一题(1/25)选词填空第6题【2015光大银行】He was a brilliant organizer and positively bubbled with ideas.A.recipientsB.employeesC.actorsD.planners上一题下一题(2/25)选词填空第7题【2015交通银行】The French domestic market is the largest consumer of champagne.A.strainB.purchaseC.localD.murder上一题下一题(3/25)选词填空第8题【2015农业银行】Tens of thousands of sportsmen assembled in Stratford Olympic Stadium in London to take part in the opening ceremony of the 30th Olympic Games.A.appearedB.walkedC.gatheredbined上一题下一题(4/25)选词填空【2015交通银行】Make sure the table is securely anchored.A.repairedB.clearedC.bookedD.fixed上一题下一题(5/25)选词填空第10题【2015农业银行】His strict upbringing inhibited him asking such stupid questions.A.instructedB.inquiredC.forbadD.strived上一题下一题(6/25)选词填空第11题【2015工商银行】All the walls in the building had the same layout.A.sizeB.functionC.colorD.arrangement上一题下一题(7/25)选词填空第12题【2015光大银行】The walls are made of hollow concrete blocks.A.bigB.emptyC.longD.new上一题下一题(8/25)选词填空第13题【2015交通银行】Do we have to wear these name tags?A.listsB.formsbelsD.codes上一题下一题(9/25)选词填空第14题【2015工商银行】He inspired many young people to take up sports.A.encouragedB.allowedD.advised上一题下一题(10/25)选词填空第15题【2015中国银行】The children trembled with fear when they saw the policeman.A.weptB.criedC.ranD.shook上一题下一题(11/25)选词填空第16题【2015光大银行】The river widens considerably as it begins to turn east.A.extendsB.stretchesC.broadensD.traverses上一题下一题(12/25)选词填空第17题【2015交通银行】What puzzles me is why his books are so popular.A.shocksB.influencesC.confusesD.concerns上一题下一题(13/25)选词填空第18题【2015建设银行】The contempt he felt for his fellow students was obvious.A.needB.hateC.loveD.pity上一题下一题(14/25)选词填空第19题【2015工商银行】This kind of fish are on the verge of extinction,because so many are being killed for their fins.A.drying upB.dying outC.being exportedD.being transplanted上一题下一题(15/25)选词填空第20题【2015中国银行】This city is ramous for its magnificent ancient buildings.A.contemporaryB.distinguishedC.specializedD.specified上一题下一题(16/25)选词填空第21题【2015建设银行】The moon was obscured by thick clouds.A.heldB.preventedC.darkenedD.blackened上一题下一题(17/25)选词填空第22题【2015农业银行】Can you find out the flaw in their research papers?A.argumentB.failureC.featureD.defect上一题下一题(18/25)选词填空第23题【2015中国银行】Nothing would induce me to vote for him again.A.teachB.helpC.discourageD.attract上一题下一题(19/25)选词填空第24题【2015建设银行】The rules are too rigid to allow for human error.A.generalplexC.directD.inflexible上一题下一题(20/25)选词填空第25题【2015工商银行】Supplies were parachuted into the earthquake zone.A.suburb。
银行系统招聘考试(英语)模拟试卷3(题后含答案及解析)
银行系统招聘考试(英语)模拟试卷3(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解I arrived at my mother’S home for our Monday family dinner.The smells of food flew over from the kitchen.Mother was pulling out quilt(被子)after quilt from the boxes。
proudly showing me their beauties.She was preparing for a quilt show at the Elmhurst Church.When we began to fold and put them back into the boxes,I noticed something at the bottom of one box.I pulled it out.“What is this?”I asked.“Oh?”Morn said,“That’S Mama’S quilt.”I spread the quilt.It looked as if a group of school children had pieced it together l irregular designs,childish pictures,a crooked line on the right.“Grandmother made this?”I said,surprised.My grandmother was a master at making quihs.This certainly didn’t look like any of the quilts she had made.“Yes,right before she died.1 brought it home with me last year and made some changes,”she said.“I’m still working on it.See,this is what I’ve done so far.”I looked at it more closely.She had made straight a crooked line.At the center of the quilt,she had stitched(缝)a piece of cloth with these words:“My mother made many quilts.She didn’t get all lines straight.But I think this is beautiful.1 want tO see it finished.Her last quilt.”“Oh,this is so nice,Mom,”I said.It occurred to me that by completing my grandmother’s quilt,my mother was honoring her own mother.I realized,too,that I held in my hands a family treasure.It started with the loving hands of one woman,and continued with the loving hands of another.1.Why did the author go to her mother’home?_________.A.To see her mother’s quilts.B.To help prepare for a show.C.To get together for the family dinner.D.To discuss her grandmother’S life.正确答案:C解析:细节理解题。
银行系统招聘考试(英语)中国建设银行历年真题汇编及答案解析(3)
银行系统招聘考试(英语)中国建设银行历年真题汇编及答案解析(3)(1~5/共15题)PART Ⅲ:READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection."Most episodes of absent-mindedness------forgetting where you left something or wondering why you just entered a room------are caused by a simple lack of attention," says Schacter, "You´re supposed to remember something, but you haven´t encoded it deeply."Encoding, Schacter explains, is a special way of paying attention to an event that has a major impact on recalling it later. Failure to encode properly can create annoying situations. If you put your mobile phone in a pocket, for example, and don´ t pay attention to what you did because you´re involved in a conversation, you´ll probably forget that the phone is in the jacket now hanging in you wardrobe(衣柜). "Your memory itself isn´t failing you," says Schacter, "Rather, you didn´t give your memory system the information it needed."Lack of interest can also lead to absent-mindedness. "A man who can recite sports statistics from 30 years ago," says Zelinski,"may not remember to drop a letter in the mailbox." Women have slightly better memories than men, possibly because they pay more attention to their environment, and memory relies on just that."Visual cues can help prevent absent-mindedness," says Schacter, "But be sure the cue is clear and available," he cautions. If you want to remember to take a medication(药物)with lunch, put the pill bottle on the kitchen table------don´t leave it in the medicine chest and write yourself a note that you keep in a pocket Another common episode of absent-mindedness: Walking into a room and wondering why you´re there. Most likely, you were thinking about something else. "Everyone does this from time to time," says Zelinski. The best thing to do is to return to where you were before entering the room, and you´ll be likely to remember.第1题Why does the author think that encoding properly is very important?A.It helps us understand our memory system betterB.It enables us to recall something from our memoryC.It expands our memory capacity considerablyD.It slows down the process of losing our memory第2题One possible reason why women have better memories than men is that( ).A.they have a wider range of interestsB.they are more reliant on the environmentC.they have an unusual power of focusing their attentionD.they are more interested in what´ s happening around them第3题A note in the pocket can hardly serve as a reminder because( ).A.it will easily get lostB.it´s not clear enough for you to readC.it´s out of your sightD.it might get mixed up with other things第4题What do we learn from the last paragraph?A.If we focus our attention on one thing, we might forget anotherB.Memory depends to a certain extent on the environmentC.Repetition helps improve our memoryD.If we keep forgetting things, we´ d better return to where we were第5题What is the passage mainly about?A.The process of gradual memory lossB.The causes of absent-mindednessC.The impact of the environment on memoryD.A way if encoding and recalling下一题(6~10/共15题)PART Ⅲ:READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.If the trade unionist Jimmy Hoffa were alive today, he would probably represent civil servant. When Hoffa´s Teamsters were in their prime in 1960, only one in ten American government workers belonged to a union; now 36% do. In 2009 the number of unionists in America´s public sector passed that of their fellow members in the private sector. In Britain, more than half of public-sector workers but only about 15% of private-sector ones are unionized.There are three reasons for the public-sector unions´ thriving. First, they can shut things down without suffering much in the way of consequences. Second, they are mostly bright and well-educated. A quarter of America´s public-sector workers have a university degree. Third, they now dominate left-of-centre politics. Some of their ties go back a long way. Britain´s Labor Party, as its name implies, has long been associated with trade unionism. Its current leader, Ed Miliband, owes his position to votes from public-sector unions.At the state level their influence can be even more fearsome. Mark Baldassare of the Public Policy Institute of California points out that much of the state´ s budget is patrolled by unions. The teachers´ unions keep an eye on schools, the CCPOA on prisons and a variety of labor groups on health care.In many rich countries average wages in the state sector are higher than in the private one. But the real gains come in benefits and work practices. Politicians have repeatedly "backloaded" public-sector pay deals, keeping the pay increases modest but adding to holidays and especially pensions that are already generous.Reform has been vigorously opposed, perhaps most egregiously in education, where charter schools, academies and merit pay all faced drawn-out battles. Even though there is plenty of evidence that the quality of the teachers is the most important variable, teachers´ unions have fought against getting rid of bad ones and promoting good ones.As the cost to everyone else has become clearer, politicians have begun to clamp down. InWisconsin the unions have rallied thousands of supporters against Scott Walker, the hardline Republican governor. But many within the public sector suffer under the current system, too.John Donahue at Harvard´s Kennedy School points out that the norms of culture in Western civil services suit those who want to stay put but is bad for high achievers. The only American public-sector workers who earn well above ¥250,000 a year are university sports coaches and the president of the United States. Bankers´ fat pay packets have attracted much criticism, but a public -sector system that does not reward high achievers may be a much bigger problem for America.第6题It can be learned from the first paragraph that( ).A.Teamsters still have a large body of membersB.Jimmy Hoffa used to work as a civil servantC.unions have enlarged their public-sector membershipD.the government has improved its relationship with unionists第7题Which of the following is true of Paragraph 2?A.Public-sector unions are prudent in taking actions.cation is required for public-sector union membership.bor Party has long been fighting against public-sector unions.D.Public-sector unions seldom get in trouble for their actions.第8题It can be learned from Paragraph 4 that the income in the state sector is( ).A.illegally securedB.indirectly addedC.excessively increasedD.fairly adjusted第9题The example of the unions in Wisconsin shows that unions( ).A.often run against the current political systemB.can change people´s political attitudesC.may be a barrier to public-sector reformsD.are dominant in the government第10题John Donahue´s attitude towards the public-sector system is one of( ).A.disapprovalB.appreciationC.toleranceD.indifference上一题下一题(11~15/共15题)PART Ⅲ:READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following eachreading selection on the basis of what is stated or implied in that selection.Exercise is one of the few factors with a positive role in long-term maintenance of body weight. Unfortunately, that message has not gotten through to the average American, who would rather try switching to "light" beer and low-calorie bread than increase physical exertion. The Centers for Disease Control, for example, found that fewer than one-fourth of overweight adults who were trying to shed pounds said they were combining exercise with their diet.In rejecting exercise, some people may be discouraged too much by caloric-expenditure charts: for example, one would have to briskly walk three miles just to work off the 275 calories in one delicious Danish pastry(小甜饼). Even exercise professionals concede half a point here. "Exercise by itself is a very tough way to lose weight," says York Onnen, program director of the President´s Council on Physical Fitness and Sports.Still, exercise´s supporting role in weight reduction is vital. A study at the Boston University Medical Center of overweight police officers and other public employees confirmed that those who dieted without exercise regained almost all their old weight, while those who worked exercise into their daily routine maintained their new weight.If you have been sedentary(极少活动的)and decide to start walking one mile a day, the added exercise could burn an extra 100 calories daily. In a year´s time, assuming no increase in food intake, you could lose ten pounds. By increasing the distance of your walks gradually and making other dietary adjustments, you may lose even more weight.第11题What is said about the average American in the passage?A.They tend to exaggerate the healthful effect of "light" beerB.They usually ignore the effect of exercise on losing weightC.They prefer "light" beer and low-calorie bread to other drinks and foodD.They know the factors that play a positive role in keeping down body weight第12题Some people dislike exercise because( ).A.they think it is physically exhaustingB.they find it hard to exercise while on a dietC.they don´t think it possible to walk 3 miles every dayD.they find consulting caloric-expenditure charts troublesome第13题"Even exercise professionals concede half a point here"(Line 3,Para 2)means "They( )".A.agree that the calories in a small piece of pastry can be difficult to work off by exerciseB.partially believe diet plays a supporting role in weight reductionC.are not fully convinced that dieting can help maintain one´s new weightD.are not sufficiently informed of the positive role of exercise in losing weight第14题What was confirmed by the Boston University Medical Center´s study?A.Controlling one´ s calorie intake is more important than doing exerciseB.Even occasional exercise can help reduce weightC.Weight reduction is impossible without exerciseD.One could lose ten pounds in a year´ s time if there´ s no increase in food intake第15题What is the author´s purpose in writing this article?A.To justify the study of the Boston University Medical CenterB.To stress the importance of maintaining proper weightC.To support the statement made by York OnnenD.To show the most effective way to lose weight上一题交卷交卷答题卡答案及解析(1~5/共15题)PART Ⅲ:READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection."Most episodes of absent-mindedness------forgetting where you left something or wondering why you just entered a room------are caused by a simple lack of attention," says Schacter, "You´re supposed to remember something, but you haven´t encoded it deeply."Encoding, Schacter explains, is a special way of paying attention to an event that has a major impact on recalling it later. Failure to encode properly can create annoying situations. If you put your mobile phone in a pocket, for example, and don´ t pay attention to what you did because you´re involved in a conversation, you´ll probably forget that the phone is in the jacket now hanging in you wardrobe(衣柜). "Your memory itself isn´t failing you," says Schacter, "Rather, you didn´t give your memory system the information it needed."Lack of interest can also lead to absent-mindedness. "A man who can recite sports statistics from 30 years ago," says Zelinski,"may not remember to drop a letter in the mailbox." Women have slightly better memories than men, possibly because they pay more attention to their environment, and memory relies on just that."Visual cues can help prevent absent-mindedness," says Schacter, "But be sure the cue is clear and available," he cautions. If you want to remember to take a medication(药物)with lunch, put the pill bottle on the kitchen table------don´t leave it in the medicine chest and write yourself a note that you keep in a pocket Another common episode of absent-mindedness: Walking into a room and wondering why you´re there. Most likely, you were thinking about something else. "Everyone does this from time to time," says Zelinski. The best thing to do is to return to where you were before entering the room, and you´ll be likely to remember.第1题Why does the author think that encoding properly is very important?A.It helps us understand our memory system betterB.It enables us to recall something from our memoryC.It expands our memory capacity considerablyD.It slows down the process of losing our memory参考答案: B 您的答案:未作答答案解析:解析:作者第一次提到“encode”是在第一段末尾,然后在第二段开头对“encode”做了详细说明。
银行系统招聘考试英语(中国农业银行)模拟试卷3(题后含答案及解析)
银行系统招聘考试英语(中国农业银行)模拟试卷3(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解Exceptional children are different in some significant ways from others of the same age, for the same age, for these children to develop to their full adult potential, their education must be adapted to those differences. Although we focus on the needs of exceptional children, we find ourselves describing their environment as well. While the leading actor on the stage captures our attention, we are aware of the importance of the supporting players and the scenery of the play itself. Both the family and the society in which exceptional children live are often the key to their growth and development. And it is in the public schools that we find the full expression of society’ s understanding the knowledge, hopes, and fears that are passed on to the next generation. Education in any society is a mirror of that society. In that mirror we can see the strengths, the weaknesses, the hopes, the prejudices, and the central values of the culture itself. The great interest in exceptional children shown in public education over the past three decades indicates the strong feeling in our society that all citizens, whatever their special conditions, deserve the opportunity to fully develop their capabilities. “All men are created equal.”We’ve heard it many times, but it still has important meaning for education in a democratic society. Although the phrase was used by this country’s founders to denote equality before the law, it has also been interpreted to mean equality of opportunity. That concept implies educational opportunity for all children—the right of each child to receive help in learning to the limits of his or her capacity, whether that capacity be small or great. Recent court decisions have confirmed the right of all children—disabled or not—to an appropriate education, and have ordered that public schools take the necessary steps to provide that education. In response, schools are modifying their programs, adapting instruction to children who are exceptional , to those who cannot profit substantially from regular programs.1.In paragraph 2, the author cites the example of the leading actor on the stage to show that______.A.the growth of exceptional children has much to do with their family and the societyB.exceptional children are more influenced by their families than normal children areC.exceptional children are the key interest of the family and societyD.the needs of the society weigh much heavier than the needs of the exceptional children正确答案:A解析:在第二段,作者举例说,舞台上的主角吸引了我们的注意力,但我们没有忽视配角的支持与舞台布景的衬托。
银行系统招聘考试英语(中国农业银行)历年真题试卷汇编3
银行系统招聘考试英语(中国农业银行)历年真题试卷汇编3(总分:200.00,做题时间:90分钟)一、选词填空(总题数:40,分数:80.00)1.John was given the same suitcase his father and grandfather______with them to school.(分数:2.00)A.tookB.had taken √C.were takingD.would take解析:解析:本句属于较简单地过去完成时的用法。
这道题较容易使人想到the same…as…结构。
但定下神后,可以较轻松地确定答案。
2.The biggest whale is______ blue whale, which grows to be about 29 meters long—the height of______9-storey building.(分数:2.00)A.the; theB.a; aC.a; theD.the; a √解析:解析:9-storey building为泛指,故第二个空选a;blue whale有非限制定语从句修饰,所以应用定冠词。
故选D。
3._____twice, the postman refused to deliver our letters unless we chained our dog.(分数:2.00)A.Being bittenB.Bitten √C.Having bittenD.To be bitten解析:解析:The postman与bite之间存在逻辑上的动宾关系,且被咬已是事实,故排除C、D两项;被咬的动作已经完成,故排除A项。
4.Being a parent is not always easy, and being the parent of a child with special needs often carries with______extra stress.(分数:2.00)A.it √B.themC.oneD.him解析:解析:本句的意思是“做一个家长是不容易的,做一个需要特别照顾孩子的家长就更会有额外的压力了。
