农业银行考试英语预测试题

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银行考试英语试题及答案

银行考试英语试题及答案

银行考试英语试题及答案一、选择题(每题2分,共20分)1. The term "NPL" stands for ________.A. Non-Performing LoanB. New Product LaunchC. National Payment LawD. None of the above2. Which of the following is NOT a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing commercial banking servicesD. Supervising financial institutions3. The abbreviation "SWIFT" is commonly used in the banking industry and stands for ________.A. Society for Worldwide Interbank Financial TelecommunicationB. Secure Web Information Financial TechnologyC. Specialized World International Financial TransactionsD. Standardized World Investment Financial Transfers4. In the context of banking, "LIBOR" refers to ________.A. London International Banking OrganizationB. London Interbank Offered RateC. London International Business ReportD. London International Banking Regulation5. The process of converting a currency from one form to another is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation6. Which of the following is a type of loan that is secured by collateral?A. Unsecured loanB. Secured loanC. Personal loanD. Commercial loan7. The term "forex" is short for ________.A. Foreign exchangeB. Foreign exportC. Financial expertD. Forthcoming exchange8. Which of the following is a common method of credit scoring?A. Credit history analysisB. Physical appearance assessmentC. Social media monitoringD. Personal interview9. The "BIS" in banking terms usually refers to ________.A. Bank for International SettlementsB. Business Information SystemC. Banking Industry StandardsD. Basic Investment Services10. A "call option" in finance gives the holder the right, but not the obligation, to ________.A. Sell a certain assetB. Buy a certain assetC. Hold a certain assetD. Trade a certain asset二、填空题(每题1分,共10分)11. The ________ is the process of determining the creditworthiness of a customer.(评估信用)12. The ________ is the interest rate that banks charge to their most creditworthy customers.(最优惠利率)13. A ________ is a financial institution that accepts deposits, provides payment services, and makes loans.(银行)14. The ________ is a type of investment that represents ownership in a company.(股票)15. The ________ is a document that outlines the terms of a loan, including the interest rate and repayment schedule.(贷款协议)16. A ________ is a financial product that allows investorsto earn interest or share in profits.(投资)17. The ________ is the risk of a borrower defaulting on a loan.(信用风险)18. A ________ is a financial instrument used to transfer funds between banks.(支票)19. The ________ is the process of evaluating the potential risks and returns of an investment.(投资评估)20. The ________ is the process of buying and selling currencies in the foreign exchange market.(外汇交易)三、简答题(每题5分,共20分)21. What is the role of a bank in the economy?(银行在经济中的作用是什么?)22. Explain the concept of "leverage" in finance.(解释金融中的“杠杆”概念)23. What are the main differences between a "fixed deposit" and a "current account"?(定期存款和活期账户的主要区别是什么?)24. Describe the process of "credit card issuance" from theperspective of a bank.(从银行的角度描述信用卡发行的过程)四、论述题(每题15分,共30分)25. Discuss the importance of risk management in banking and how banks implement it.(讨论风险管理在银行业务中的重要性以及银行如何实施风险管理)26. Analyze the impact of inflation on the banking sector and the strategies banks use to mitigate it.(分析通货膨胀对银行业的影响以及银行采取的缓解策略)答案:一、1-5: A C A B B6-10: B A A B B二、11: Credit assessment12: Prime rate13: Bank14: Stock15: Loan agreement16: Investment17: Credit risk18: Check19: Investment evaluation20: Foreign。

最新中国农业银行招聘考试英语试题及参考答案三套

最新中国农业银行招聘考试英语试题及参考答案三套

最新中国农业银行招聘考试英语试题及参考答案三套中国农业银行招聘考试英语历年真题试卷一一、选词填空( 总题数: 40,分数: 80.00)1.He is wearing sunglasses to protect his eyes______the strong sunlight.A.ofB.offC.from √D.away【解析】 protect ⋯from 意为“保护⋯⋯以免受伤”。

此句意为他戴着太阳镜来挡住强烈的阳光,以保护他的双眼。

故选C。

2._____our English teacher, our English has been greatly improved.A.Thanks to √B.Thank forC.But forD.Except for【解析】句意为多亏我们的英语老师, 我们的英语水平取得了很大的进步。

Thanks to “多亏, 由于”,to 后面接表示感谢的对象,故选A。

Thank for “就⋯⋯表示感谢”, for 强调为何而感谢; But for “要不是”; Except for “除⋯⋯之外”,均不符合题意。

3.He has made another wonderful discovery, ______of great importance to science.A.which I think is √B.which I think it isC.I think which isD.of which I think it is【解析】 which I think is 是which 引导的一个非限定性定语从句,此处修饰discovery 。

故选A。

此句意为他已经创造了另外一个伟大的发现,我认为对科学是至关重要的。

4. — Whose advice do you think I should take? —______.A.That's OKB.You are rightC.It's up to you √D.It's a secret【解析】考查情景对话。

银行系统招聘考试英语(中国农业银行)历年真题试卷汇编6

银行系统招聘考试英语(中国农业银行)历年真题试卷汇编6

银行系统招聘考试英语(中国农业银行)历年真题试卷汇编6(总分:40.00,做题时间:90分钟)一、阅读理解(总题数:4,分数:40.00)An idea that started in Seattle's public library has spread throughout America and beyond. The concept is simple: help to build a sense of community in a city by getting everyone to read the same book at the same time. In addition to encouraging reading as a pursuit to be enjoyed by all, the program allows strangers to communicate by discussing the book on the bus, as well as promoting reading as an experience to be shared in families and schools. The idea came from Seattle librarian Nancy Pearl who launched the "If All of Seattle Read the Same Book" project in 1998. Her original program used author visits, study guides and book discussion groups to bring people together with a book, but the idea has since expanded to many other American cities, and even to Hong Kong. In Chicago, the mayor appeared on television to announce the choice of To Kill a Mockingbird as the first book in the"One Book, One Chicago" program. As a result, reading clubs and neighborhood groups sprang up around the city. Across the US, stories emerged of parents and children reading to each other at night and strangers chatting away on the bus about plot and character. The only problem arose in New York, where local readers could not decide on one book to represent the huge and diverse population. This may show that the idea works best in medium-sized cities or large towns, where a greater sense of unity can be achieved. Or it may show that New Yorkers rather missed the point, putting all their energy and passion into the choice of the book rather than discussion about a book itself. Ultimately, as Nancy points out, the level of success is not measured by how many people read a book, but by how many people are enriched by the process or have enjoyed speaking to someone with whom they would not otherwise have shared a word .(分数:10.00)(1).What is the purpose of the project launched by Nancy? ______(分数:2.00)A.To invite authors to guide readersB.To encourage people to read and share √C.To involve people in community serviceD.To promote the friendship between cities解析:解析:根据第一段第二句“The concept is simple:help to build a sense of community in a city bygetting eveuone to rcad the same book at the same time.”可知,活动的主题是让人们在阅读中学会分享,故选B。

银行系统招聘考试英语(中国农业银行、中国银行)模拟试卷1(题后

银行系统招聘考试英语(中国农业银行、中国银行)模拟试卷1(题后

银行系统招聘考试英语(中国农业银行、中国银行)模拟试卷1(题后含答案及解析)全部题型 3. 阅读理解阅读理解Questions 1~5 refer to the following e—mail.1.Why did Ms.Waring fill out the claim form?A.She was charged twice for the same order.B.The seller sent the wrong item.C.The item she ordered was damaged.D.She never received the item she ordered.正确答案:D解析:在“Claim Details”部分中,清楚写到“…When the item hadn’t arrived by August 5,I called the customer service number listed on the Web site I left a message on the automated recording system but did not receive aresponse…”A、B、C三个选项在原文中均未涉及,故答案为D。

知识模块:中国农业银行、中国银行2.What did Ms.Waring do before filling out the claim form?A.She visited a bookstore.B.She canceled her payment.C.She returned the item.D.She called the seller.正确答案:D解析:答案仍然在“Claim Details”部分中,“…I called the customer service num.ber listed on the Web site…”故选答案D。

银行系统招聘考试英语(中国农业银行)模拟试卷6(题后含答案及解析)

银行系统招聘考试英语(中国农业银行)模拟试卷6(题后含答案及解析)

银行系统招聘考试英语(中国农业银行)模拟试卷6(题后含答案及解析)题型有:1. 词汇与语法结构 5. 完形填空词汇与语法结构1.These books were very dear to him and he bought them at_________expense when he was studying abroad.A.considerateB.consideredC.considerableD.considering正确答案:C解析:根据句中的“dear”可知,这些书花费很大。

considerable意为“相当大的”,符合题意。

considerate“体贴的,考虑周到的”;considered“经过仔细考虑的”;considering“考虑到。

鉴于”,均不符合。

故答案为C。

2.None of US expected the chairman to_________at the party.We thought he was still in hospital.A.turn inB.turn upC.turn overD.turn down正确答案:B解析:turn up可以表示“出现”,符合题意。

turn in意为“上交,归还,上床睡觉”:turn over意为“移交,翻转,仔细考虑,换频道”;turn down意为“拒绝,驳回”,均不符合题意。

3._________of the boys in the class who have passed the test is to receive certificates.A.EveryB.Every oneC.AnyD.Anyone正确答案:B解析:Every one of the boys指“每个男孩”,代入句中,表示“班上通过考试的每个男孩都将得到证书”,符合句意,因此正确答案为B。

4.You_________pay too much attention to your reading skill,as it is so important.A.should’tB.cannotC.mustn’tD.needn’t正确答案:B解析:cannot too…to…意为“再怎么……都不为过”,把cannot代入句中,意为“你在阅读技巧上花再多的时间也不为过”。

银行系统招聘考试英语(中国农业银行)模拟试卷3(题后含答案及解析)

银行系统招聘考试英语(中国农业银行)模拟试卷3(题后含答案及解析)

银行系统招聘考试英语(中国农业银行)模拟试卷3(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解Exceptional children are different in some significant ways from others of the same age, for the same age, for these children to develop to their full adult potential, their education must be adapted to those differences. Although we focus on the needs of exceptional children, we find ourselves describing their environment as well. While the leading actor on the stage captures our attention, we are aware of the importance of the supporting players and the scenery of the play itself. Both the family and the society in which exceptional children live are often the key to their growth and development. And it is in the public schools that we find the full expression of society’ s understanding the knowledge, hopes, and fears that are passed on to the next generation. Education in any society is a mirror of that society. In that mirror we can see the strengths, the weaknesses, the hopes, the prejudices, and the central values of the culture itself. The great interest in exceptional children shown in public education over the past three decades indicates the strong feeling in our society that all citizens, whatever their special conditions, deserve the opportunity to fully develop their capabilities. “All men are created equal.”We’ve heard it many times, but it still has important meaning for education in a democratic society. Although the phrase was used by this country’s founders to denote equality before the law, it has also been interpreted to mean equality of opportunity. That concept implies educational opportunity for all children—the right of each child to receive help in learning to the limits of his or her capacity, whether that capacity be small or great. Recent court decisions have confirmed the right of all children—disabled or not—to an appropriate education, and have ordered that public schools take the necessary steps to provide that education. In response, schools are modifying their programs, adapting instruction to children who are exceptional , to those who cannot profit substantially from regular programs.1.In paragraph 2, the author cites the example of the leading actor on the stage to show that______.A.the growth of exceptional children has much to do with their family and the societyB.exceptional children are more influenced by their families than normal children areC.exceptional children are the key interest of the family and societyD.the needs of the society weigh much heavier than the needs of the exceptional children正确答案:A解析:在第二段,作者举例说,舞台上的主角吸引了我们的注意力,但我们没有忽视配角的支持与舞台布景的衬托。

全国银行招聘考试考前必做英语模拟测试题及答案

全国银行招聘考试考前必做英语模拟测试题及答案

全国银行招聘考试考前必做英语模拟测试题及答案一、单选题(共25题,共50分)1.Attempt to balance the budget were so successfp that analysts projecting a ----- of $2 million over four years.A. priceB.surplusC.checkD. penalty2.If you have any information regarding the identity of the man ----- left his car parked in the lot overnight, please contact the security department.A.whoB. whomC.whoseD.which3.Experience suggests that small, integrated organizations can operate ---- in critical situations than large firm can.A.efficientlyB.more efficientC.efficiencyD.more efficiently4.After ten years spent trying ----- to become the number-one west coast service provider, the corporation finally succeeded.A.highB.downC. hardD.soon5.Many oil companies are now making alternative energy ----- in an effort to remain competitive in future energy markets.A.paymentsB.contributionsC.donationsD.investments6.The newspaper identified the journalist ----- wrote the anonymous editorial predicting a stock market crash.A.whichB.whoseC.whoD.whom7.The government agency looks control of the oil industry ina desperate attempt to ----- the wildly fluctuating market prices.A.acquireB.stabilizeC.assembleD.translate8.Out of all the people ---- to speak at the meeting, only one advocated changing the firm ’s current financial policies.A.choseB.were choosingC.chosenD.had chosen9.---- how much the price of our shares rises, we may be able to offer shareholders a larger return on their investments.A.Depending onB.Respting fromC.Leading toD.Relying on10.After much deliberation, the bank clerk ----- agreed to offer Ms. Johnson a loan in spite of her poor credit history.A.steadilyB.reluctantlyfortablyD.inevitably11.The writing in the article must be as ----- as possible so that all readers can understand the complex issue.A.clearB.clearerC.clearestD.clearly12.The ----- of another sudden stock market crash keeps many middle-class citizens from investigating their money.A.encounterB.prospectC.conclusionD.refusal13.Ms. McMahon wopd like to speak with ----- attended the annual accounting seminar in Phoenix last weekend.A.anyoneB.howeverC.everybodyD.whoever14.The repairperson copd not find the specific problem ----- had caused the computer to crash.A.howB.whomC.whatD.that15.According to the sales director, Ms. Elms is ----- to one of our subsidiaries to collaborate with its sales team.A.deliveringB.visitingC.transferringD.replacing16.We need to conduct extensive background research on thefirms from ---- we received bids.A.whichB.whereC. thatD.when17.The director decided to delegate some of the work to a subcontractor after his employees ----- help with the project.A.inquiredB.requestedC.askedD.insisted18.Employees ----- to transfer to the new branch office will receive reimbursements for all moving expense, as well as a bonus.A.directB.directedC.directingD.direction19.Support structure under the Main St Bridge has corroded----- faster than the bridge ’s designer had predicted.A.a lotB.so tooC. veryD.real20.The team manager charged Michelle Palamides with the task of ----- the department ’s webpage for the company ’s new intranet.A.designB.designingC.to designD.designed21.Dr. Calerin ’s efforts copd lead to the devel opment of a treatment for cancer, but they have received ----- media attention.A.leastB.a fewC.littleD.fewer22.Ms. Arroya says that when workshop ----- begins to slow down, it may be time to hire more workers.A.productB.producerC.produceD.productivity23.An investigation by the committee uncovered ----- instances in which the institution ’s resources had been misused.A.noneB.anyC.noD. much24.Ms. Hartfield will make an excellent executive because, when confronted with a problem, she knows ----- what course of action to take.A.hastilyB.urgentlyC.abruptlyD.instantly25.The advertisement for the security guard position says that applicants must be able to remain ----- for six hours straight.A. alertB.observableC. discoveredD.obvious1、正确答案: B2、正确答案: A3、正确答案: D4、正确答案: C5、正确答案: D6、正确答案: C7、正确答案: B8、正确答案: C9、正确答案: A10、正确答案: B11、正确答案: B12、正确答案: B13、正确答案: D14、正确答案: D15、正确答案: C16、正确答案: A17、正确答案: B18、正确答案: B19、正确答案: A20、正确答案: B21、正确答案: C22、正确答案: D23、正确答案: C24、正确答案: D25、正确答案: A。

银行系统招聘考试英语(中国农业银行)历年真题试卷汇编3

银行系统招聘考试英语(中国农业银行)历年真题试卷汇编3

银行系统招聘考试英语(中国农业银行)历年真题试卷汇编3(总分:200.00,做题时间:90分钟)一、选词填空(总题数:40,分数:80.00)1.John was given the same suitcase his father and grandfather______with them to school.(分数:2.00)A.tookB.had taken √C.were takingD.would take解析:解析:本句属于较简单地过去完成时的用法。

这道题较容易使人想到the same…as…结构。

但定下神后,可以较轻松地确定答案。

2.The biggest whale is______ blue whale, which grows to be about 29 meters long—the height of______9-storey building.(分数:2.00)A.the; theB.a; aC.a; theD.the; a √解析:解析:9-storey building为泛指,故第二个空选a;blue whale有非限制定语从句修饰,所以应用定冠词。

故选D。

3._____twice, the postman refused to deliver our letters unless we chained our dog.(分数:2.00)A.Being bittenB.Bitten √C.Having bittenD.To be bitten解析:解析:The postman与bite之间存在逻辑上的动宾关系,且被咬已是事实,故排除C、D两项;被咬的动作已经完成,故排除A项。

4.Being a parent is not always easy, and being the parent of a child with special needs often carries with______extra stress.(分数:2.00)A.it √B.themC.oneD.him解析:解析:本句的意思是“做一个家长是不容易的,做一个需要特别照顾孩子的家长就更会有额外的压力了。

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农业银行考试英语预测试题发布时间:2009-11-11 18:38:54The standardized educational or psychological tests, which are widely used to aid in selecting, assigning or promoting students, employees and military personnel, have been the target of recent attacks in books, magazines, the daily press, and even in Congress. The target is wrong, for, in attacking the tests, critics divert attention from the fault that lies with ill-informed or incompetent users. The tests themselves are merely tools. Whether the results will be valuable, meaningless, or even misleading depends partly upon the tool itself but largely upon the user.All informed predictions of future performance are based upon some knowledge of relevant past performance. How well the predictions will be validated by later performance depends upon the amount, reliability and appropriateness of the information used and on the skill and wisdom with which it is interpreted. Anyone who keeps careful score knows that the information available is always incomplete and that the predictions are always subject to error.来源:考试大Standardized tests should be considered in this context: they provide a quick, objective method of getting some kind of information about what a person has learned, the skills he has developed, or the kind of person he is. The information so obtained has, qualitatively, the same advantages and shortcomings as other kinds of information. Whether to use tests, other kinds of information, or both in a particular situation depends, therefore, upon the empirical evidence concerning comparative validity and upon such factors as cost and availability.In general, the tests work most effectively when the traits or qualities to be measured can be most precisely defined ( for example, ability to do well in a particular course of training program ) and least effectively when what is to be measured or predicted cannot be well defined, for example, personality or creativity. Properly used, they provide a rapid means of getting comparable informationabout many people. Sometimes they identify students whose high potential has not been previously recognized.1. In this passage, the author is primarily concerned with _________.A. the necessity of standardized testsB. the validity of standardized testsC. the method used in interpreting the results of standardized tests.D. the theoretical grounds of standardized tests.2. We can infer from the passage that _______.A. standardized tests should no longer be used.B. results of standardized tests accurately reflect the abilities of the testeesC. the value of standardized tests lies in their proper interpretationD. special methods must be applied to the result of standardized tests.3. The word “empirical”(Line 6, Para.3) most probably means “___________”A. theoreticalB. critical本文来源:考试大网C. indisputableD. experiential4. According to the passage, standardized tests work work most effectively when ____________.A. the user knows how to interpret the results in advance.B. the objectives are most clearly defined.C. the persons who take the test are intelligent or skillful.D. they measure the traits or qualities of the tests5. The author’s attitude toward standardized tests could be described as _______.A. positiveB. criticalC. prejudicedD. indifferent.参考答案:DDDBA*North China’s Tianjin Municipality(直辖市) has started a “Blue Sky Project”to control the air pollution. Under the project requirements, the air quality in Tianjin is expected to measure up to the national standard by 2007, when two thirds of days in the year will enjoy fairly good or excellent air quality. In order to achieve the goal, Tianjin will take a series of measures such as controlling the use of coal, reducing the dust floating from construction sites, planting trees along the major streets, and replacing petrol with liquid natural gas as the fuel for vehicles. Since people paid little attention to the environmental protection, the air quality in Tianjin has worsened during the past decade. The project has received wide praise and support from the natives. *The newly-discovered “Great Wall” in south China’s Hunan ProvincNE-HEe will open to visitors in the near future. “We will try to make it an internationally famous attraction for tourists, ” said Y uan Xinhua, director of the Hunan Provincial Tourism Administration(管理局). The main part of the 190-km “Southern China Great Wall”is located in Fenghuang County in western Hunan. Built during the Ming Dynasty(1368—1644)by the local Miao minority people, the Southern China Great Wall is 2.3 m high and 1.7 m wide.*The Chinese have been enjoying themselves by sightseeing or traveling during the Spring Festival this year rather than engaging in the traditional gathering of relatives and friends at home. In the past five days, over 200 000 Beijingers spent the one-week Spring Festival holiday shopping in Tianjin. Low prices of consumer(消费) goods and the convenient railway service enable Beijingers to visit the neighboring city during the day. Meanwhile unlike previous years, an increasing number of Tianjiners went to Beijing during the Spring Festival to visit places of interest in the capital. Tourism had been heating up in the last few years. An increase in income and longer holidays have made it possible for Chinese to relax after a year of work.1. If “Blue Sky Project”is completed ________.A. there will be no air pollution in TianjinB. the natives can enjoy good air quality most of the yearC. liquid natural gas will have taken the place of coal and petroD. people will pay less attention to environmental protection2. According to Mr. Y uan from Hunan, the opening of the Southern China Great Wall is a good way to ________.A. rebuild the wallB. help local Miao minority peopleC. discover the historyD. arouse foreigners’interest3. The Chinese would like to go sightseeing or travel during the Spring Festival this year mainly because ________.A. prices are higher in their native placesB. railway service is getting better and betterC. they are tired of meeting relatives and friends at homeD. they have longer holidays and more money【答案与解析】本文介绍了国家的三个不同方面的建设计划项目。

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