常用银行业务词汇
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行 英语词汇a ｃc ｏｕnt number 帐号 dep ｏｓito ｒ 存户 p ａｙ-i ｎ slip 存款单 a ｄeposit ｆｏrm 存款单 a ｂan ｄin ｇ machine 自动存取机 ｔo de ｐos ｉt 存款 d ｅpos ｉｔ re ｃei ｐｔ 存款收据 ｐri ｖate ｄe ｐosit ｓ 私人存款 ｃe ｒt ｉｆicat ｅ o ｆ d ｅｐosit 存单 ｄep ｏsi ｔ ｂoo ｋ, ｐassbook 存折 credit ca ｒd 信用卡 p ｒincip ａl 本金 o ｖerdraft, overdr ａｗ 透支 to ｃo ｕnt ｅr sig ｎ 双签 t ｏ ｅndorse 背书 ｅndorser 背书人 to ｃａs ｈ 兑现 ｔo ho ｎor ａ cheque 兑付 to disho ｎo ｒ a cheque 拒付 ｔo sus ｐen ｄ paymen ｔ 止付 ｃｈeque,check 支票 cheq ｕe book 支票本 order chequ ｅ 记名支票b ｅａre ｒ chequ ｅ 不记名支票 cro ｓsed cheq ｕe 横线支票 blank che ｑue 空白支票 r ｕb ｂe ｒ che ｑｕｅ 空头支票 ｃｈeque st ｕb, coun ｔe ｒfoil 票根 cash che ｑu ｅ 现金支票 tr ａｖeler ＇s ｃｈe ｑu ｅ 旅行支票 cheq ｕe for transf ｅｒ 转帐支票outs ｔa ｎｄｉng che ｑue 未付支票canc ｅl ｅd ｃｈequ ｅ 已付支票 forged ch ｅｑue 伪支票 B ａn ｄa ｒ's n ｏte 庄票,银票ｂａn ｋer 银行家 presid ｅn ｔ 行长 s ａv ｉngs ｂａnk 储蓄银行 Chase Ｂank 大通银行 Ｃit ｉban ｋ 花旗银行 H ｏｎg ｋo ｎg Sh ａng ｈａi Banking Cor ｐo ｒati ｏｎ 汇丰银行 Ｃh ａrtered Ban ｋ ｏf In ｄｉa, Austr ａｌia ａnd Ｃhina 麦加利银行 Ｂａnque de I'IndoChine 东方汇理银行centra ｌ ban ｋ, na ｔio ｎal bank, bank ｅｒ'ｓ b ａｎｋ 中央银行 ｂank of ｉss ｕe, bank of ci ｒcul ａti ｏn 发行币银行 comme ｒci ａl b ａn ｋ 商业银行，储蓄信贷银行 mem ｂe ｒ ba ｎｋ, ｃｒedit bank 储蓄信贷银行 discount bank 贴现银行 ｅxc ｈａng ｅ ｂank 汇兑银行 ｒｅqu ｅsting ban ｋ 委托开证银行 iss ｕin ｇ ｂan ｋ, openi ｎｇ ba ｎk 开证银行 advising bank, not ｉｆｙi ｎg bank 通知银行 ｎegot ｉａtio ｎ ｂａnk 议付银行ｃｏnfi ｒming bank 保兑银行 ｐaying ｂa ｎk 付款银行 a ｓｓｏci ａｔe b ａnker ｏf col ｌe ｃｔio ｎ 代收银行 consig ｎed banke ｒ ｏｆ coll ｅction 委托银行ｃlea ｒing bank 清算银行 local bank 本地银行d ｏm ｅstic ba ｎk 国内银行 o ｖｅrs ｅａｓ bank 国外银行 u ｎｉncorp ｏra ｔed bank 钱庄 bra ｎch ban ｋ 银行分行 trustee savings ban ｋ 信托储蓄银行t ｒｕs ｔ ｃｏmp ａny 信托公司 financial trus ｔ 金融信托公司 uni ｔ ｔru ｓt 信托投资公司 trust in ｓtit ｕti ｏｎ 银行的信托部 cre ｄｉt d ｅｐartmen ｔ 银行的信用部Comm ｅrci ａｌ ｃredit co ｍpany (ｄi ｓcount com ｐａn ｙ)商业信贷公司（贴现公司)nei ｇhb ｏr ｈood sa ｖｉngs ｂank,bank ｏf deposit 街道储蓄所 ｃredit union 合作银行credit bu ｒea ｕ 商业兴信所 self-s ｅｒｖｉc ｅ bank 无人银行 ｌand ba ｎk 土地银行co ｎst ｒucti ｏn b ａnk 建设银行 indu ｓｔria ｌ ａｎd ｃo ｍme ｒｃi ａl ｂank 工商银行b ａｎk of com ｍｕnicatio ｎs 交通银行ｍｕtual ｓavings bank 互助储蓄银行post o ｆfi ｃe savi ｎg ｓ bank 邮局储蓄银行mor ｔｇa ｇe bank, bu ｉl ｄi ｎｇ s ｏc ｉet ｙ 抵押银行i ｎｄustr ｉa ｌ ban ｋ 实业银行 home loa ｎ bank 家宅贷款银行 ｒes ｅrve b ａnk 准备银行 charter ｅd bank 特许银行 ｃorre ｓpon ｄing b ａnk 往来银行 ｍｅr ｃh ａn ｔ ｂａnk, acc ｅpti ｎg ba ｎk 承兑银行 i ｎv ｅstment ban ｋ 投资银行 ｉmport a ｎd e ｘport bank (E ＸIMBANK) 进出口银行 jo ｉnt ventu ｒe ban ｋ 合资银行 mo ｎey s ｈo ｐ， ｎati ｖe bank 钱庄 cr ｅdi ｔ cooper ａtives 信用社 ｃleari ｎg ｈo ｕse 票据交换所 ｐublic ａc ｃou ｎtin ｇ 公共会计 b ｕsines ｓ ａｃｃounting 商业会计 cost ａc ｃoun ｔｉng 成本会计 ｄe ｐre ｃi ａti ｏｎ ac ｃou ｎting 折旧会计 c ｏmp ｕt ｅrized accounting 电脑化会计 g ｅner ａl ledger 总帐 sub ｓidiary led ｇer 分户帐 c ａsh bo ｏk 现金出纳帐 ｃash a ｃcount 现金帐 j ｏur ｎａl, day-boo ｋ 日记帐，流水帐 ｂa ｄ de ｂｔｓ 坏帐 inv ｅst ｍen ｔ 投资 sur ｐlu ｓ 结余 i ｄle c ａpit ａl 游资 economic cycle 经济周期 e ｃonom ｉｃ ｂo ｏm 经济繁荣 economic ｒecess ｉon 经济衰退 e ｃｏnom ｉｃ d ｅp ｒｅssion 经济萧条 econom ｉc ｃｒis ｉｓ 经济危机ec ｏnomi ｃ r ｅcovery 经济复苏i ｎｆlat ｉon 通货膨胀 deflat ｉon 通货收缩ｄe ｖa ｌｕａｔion 货币贬值 reval ｕation 货币增值 internati ｏｎal balanc ｅ of pay ｍe ｎt 国际收支 favo ｕrable ｂal ａｎce 顺差 a ｄverse b ａla ｎce 逆差 har ｄ curre ｎcy 硬通货 ｓof ｔ ｃur ｒen ｃy 软通货 ｉnte ｒnational m ｏｎe ｔa ｒy ｓyst ｅm 国际货币制度 the purcha ｓin ｇ power of ｍoney 货币购买力 mo ｎｅy in cir ｃｕl ａtion 货币流通量 n ｏte i ｓｓue 纸币发行量 ｎａt ｉｏn ａl bu ｄget 国家预算 ｎa ｔi ｏnal gross pro ｄuc ｔ 国民生产总值 pub ｌic ｂo ｎd 公债 s ｔｏck, shar ｅ 股票 de ｂent ｕr ｅ 债券 ｔｒeas ｕr ｙ ｂill 国库券 debt ch ａin 债务链ｄｉｒec ｔ ex ｃh ａnge 直接(对角套汇 ind ｉre ｃt excha ｎge 间接三角套汇 c ｒoss r ａte, arbit ｒage ｒate 套汇汇率 foreign ｃu ｒｒｅncy(ｅxch ａnge ） r ｅserve 外汇储备ｆoreign ex ｃha ｎge ｆluctua ｔi ｏn 外汇波动foreig ｎ exchange ｃrisis 外汇危机di ｓc ｏu ｎｔ 贴现ｄiscount rate, ｂank rate 贴现率gold ｒes ｅrve 黄金储备m ｏney (ｆina ｎc ｉal ） mar ｋet 金融市场s ｔo ｃk e ｘｃｈａnge 股票交易所ｂrok ｅr 经纪人 commission 佣金 bo ｏkkeep ｉng 簿记 bookkee ｐer 簿记员a ｎ applic ａtion form 申请单 ｂank st ａtem ｅn ｔ 对帐单 ｌe ｔter of credit 信用证ｓｔron ｇ r ｏom, v ａul ｔ 保险库equ ｉta ｂｌｅ ｔa ｘ syst ｅｍ 等价税则spec ｉmen ｓign ａtur ｅ 签字式样ｂａnking hours, bus ｉn ｅs ｓ hours 营业时间银行英语口语-新开帐户What kind of ａｃc ｏｕnt di ｄ you have in your m ｉnd? 你想开哪种帐户?D ｏ yo ｕ like to ｏpen a cur ｒent ac ｃou ｎt?你想开一个活期存款帐户吗？ A ｄeposit o ｒ curr ｅnt acc ｏunt?定期还是活期?Pl ｅａse tell ｍe h ｏｗ ｙou wo ｕld l ｉｋe to de ｐosi ｔ your money.请告诉我你想存何种户头?T ｈere's a servi ｃe c ｈarge for the ｃhe ｃki ｎg a ｃｃou ｎｔ bｕt no charge for ｔhe ｓavings. 支票户头要收服务费, 现金户头不收。
常见银行英语词汇金融术语
常见银行英语词汇金融术语account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行,储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit companydiscount company 商业信贷公司贴现公司neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank EXIMBANK 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐,流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接对角套汇indirect exchange 间接三角套汇cross rate, arbitrage rate 套汇汇率foreign currency exchange reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money financial market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日deregulation 放松管制redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币,名义纸币negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革dual banking system 双轨银行制度wire transfer 电子转帐laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号,代码,密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票repo repurchase agreement 回购协议countermand 取消garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还withholding interest tax 预扣税custodian 保管access 准入automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理人lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production combination 生产联合production cost 生产成本comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐户sole proprietors 独资企业private limited company 私人有限公司public limited company 公共有限公司inter-banklending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway bill 航空联运certificate of inspection 检验证明 insurance policy certificate 保单证明open account 赊销premium 保险费第十六章特殊类型的借款者-商业部门stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产 copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession 经济衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐,呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额,结余,差额,平衡 adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额summary balance sheet 资产负债汇总表Bank 银行all-purpose bank 通用银行bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融,银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章清算bankruptcy code chapter 11--- reorganization 破产法第11章重组bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价,讨价还价Basic 基本的,基础basic account 基本帐户basic accounting unit 基本核算单位 Bear 空头,卖空bear account 空头帐户bear market 熊市,淡市bear transaction 空头交易Beat 还价,杀价Below par 低于票面价值Benchmark 基准Benefit 利益,受益,福利,津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔与股票相关的系数beta risk measurement 贝塔风险系数测定Bid 投标,报价,出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人,投标商Bidding 投标,出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据,帐单,发票,钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的,黑市的blank market price 黑市价格black market transaction 黑市交易Blank 空白的blank check 空白支票Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人Blue-sky law 兰天法防欺诈凭空发行股票的法律Board 董事会,委员会,理事会board chairman 董事长board meeting 董事会议board of administration 董事会,理事会board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会,理事会board of executive director 执行董事会,执行委员会board of manager’s 理事,董事board of supervisors 监事会board of trustees 受托委员会Bond 债券,证券,公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券,上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券,优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券,未上市证券Bonded 保税的,有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金,红利,津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股,红利股Book 书籍,帐簿,记帐,定票,订货book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存book of account 帐簿book profit 帐面利润book value per share 每股帐面价值Boom 繁荣,景气Borrow 借入borrow money on credit 信用借款Borrowed 借入的borrowed capital 借入资本borrowed funds 借入资金borrowed reserve 借入准备金Borrowing 借款,借用。
常见的银行英语词汇
account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
常见的银行英语词汇短语
常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务，承当信用中介的金融机构。
其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。
以下是的有关银行的，欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。
银行常用词汇[银行英语专业术语]
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银行常用词汇[银行英语专业术语]银行英语专业术语银行英语专业术语principal 本金overdraft, overdraw 透支to counter sign 双签account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本blank cheque 空白支票rubber cheque 空头支票order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票cheque stub, counterfoil 票根cash cheque 现金支票traveler“s cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar“s note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行central bank, national bank, banker"s bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I"IndoChine 东方汇理银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行home loan bank 家宅贷款银行investment bank 投资银行import and export bank (*****K) 进出口银行joint venture bank 合资银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐public accounting 公共会计subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人an application form 申请单bank statement 对帐单letter of credit 信用证commission 佣金bookkeeping 簿记bookkeeper 簿记员strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。
常见银行英语词汇_金融术语
account number 帐目编号depositor 存户pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New Y ork 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行investment bank 投资银行merchant bank, accepting bank 承兑银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计general ledger 总帐computerized accounting 电脑化会计subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇deregulation 放松管制capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币，名义纸币negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额book value per share 每股帐面价值advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸borrow money on credit 信用借款clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革wire transfer 电子转帐dual banking system 双轨银行制度laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号，代码，密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票countermand 取消repo repurchase agreement 回购协议garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还access 准入withholding interest tax 预扣税custodian 保管automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production cost 生产成本production combination 生产联合comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐sole proprietors 独资企业private limited company私人有限公司public limited company 公共有限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway bill 航空联运certificate of inspection 检验证明insurance policy certificate 保单证明open account 赊销premium 保险费stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession （经济）衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐，呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额，结余，差额，平衡adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额all-purpose bank 通用银行summary balance sheet 资产负债汇总表bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产Boom 繁荣，景气bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章（清算）bankruptcy code chapter 11--- reorganization 破产法第11章(重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价，讨价还价Basic 基本的，基础basic account 基本帐户basic accounting unit 基本核算单位Bear 空头，卖空bear account 空头帐户bear market 熊市，淡市bear transaction 空头交易Beat 还价，杀价Below par 低于票面价值Benchmark 基准Benefit 利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔（与股票相关的）系数beta risk measurement 贝塔风险系数测定Bid 投标，报价，出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人，投标商Bidding 投标，出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的，黑市的blank market price 黑市价格Blank 空白的black market transaction 黑市交易Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人board of administration 董事会理事会Blue-sky law 兰天法（防欺诈凭空发行股票的法律）Board 董事会，委员会，理事会board chairman 董事长board meeting 董事会议board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会，理事会book of account 帐簿board of executive director 执行董事会，执行委员会board of manager’s 理事，董事board of supervisors 监事会board of trustees 受托委员会Bond 债券，证券，公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价book profit 帐面利润bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券，上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券，优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券，未上市证券Bonded 保税的，有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金，红利，津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股，红利股Book 书籍，帐簿，记帐，定票，订货Borrow 借入book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存。
银行术语大全100个
银行术语大全100个银行术语是银行业务的专业术语，它包括银行业务中的各种操作、流程、制度等，是金融学中的重要内容之一。
以下是100个银行术语，按照不同的业务范畴划分。
一、账户类1. 储蓄账户：提供存款、取款、转账等常规操作服务的账户。
2. 支票账户：银行代理客户发行支票，供客户支付、转账使用的账户。
3. 对公账户：面向企事业单位和政府机关等法人或其他组织开立的账户。
4. 微信支付宝账户：用于移动支付的账户，可与银行账户实现绑定。
5. 电子账户：基于互联网、手机等电子渠道进行操作的账户，不需要纸质存折或银行卡。
6. 固定存款账户：客户将资金存入银行，一定期限内不能取出，从而获得更高的利息收益。
7. 通知存款账户：客户在提前通知银行的情况下，才能取出存款的特殊账户。
8. 定期存款账户：客户在银行存款一定期限，到期时取出本息，获得固定的利息收益。
二、贷款类9. 个人贷款：向个人客户提供的各类贷款，如个人消费贷款、个人房屋贷款、个人汽车贷款等。
10. 对公贷款：向企业、事业单位及政府机关等组织提供的贷款。
11. 授信额度：银行为客户授予的贷款额度。
12. 贷款利率：按照一定的计算方式计算出的借款方应支付的费用。
13. 贷款期限：通常指借款方从银行贷到款到还款日之间的时间。
14. 抵押贷款：借款方根据借款合同的约定，将其所有财产或部分财产抵押给银行，作为还款担保的一种方法。
15. 担保贷款：借款方找到担保人，担保借款方还款的一种方式。
16. 垫款：在借款人未按照贷款合同约定的时间和方式归还贷款的情况下，银行为保障自身权益向借款人垫付还款，以维护银行的良好信誉度。
17. 逾期罚息：借款人未按照合同约定的还款时间和方式进行还款，在规定的逾期时间范围内向银行缴纳的罚金。
三、理财类18. 理财产品：由银行或基金公司发行的，具有一定收益性、流动性的投资产品。
19. 开放式基金：能够不断发行新份额并回购已有份额的基金。
银行行业高频英语词汇
银行行业高频英语词汇导语：银行是商品货币经济开展到一定阶段的产物。
下面是收集的银行行业高频，欢迎参考!日记帐/流水帐 journal/day-book坏帐 bad debts投资 investment结余 surplus游资 idle capital经济周期 economic cycle经济繁荣 economic boom经济 economic recession经济萧条 economic depression经济危机 economic crisis经济复苏 economic recovery通货膨胀 inflation通货收缩 deflation货币贬值 devaluation货币增值 revaluation国际收支 international balance of payment顺差 favourable balance逆差 adverse balance硬通货 hard currency软通货 soft currency国际货币制度 international moary system货币购置力 the purchasing power of money货币流通量 money in circulation纸币发行量 note issue国家预算 national budget公债 public bond股票 stock， share债券 debenture国库券 treasury bill债务链 debt chain套汇汇率 cross rate， arbitrage rate外汇储藏 foreign currency (exchange) reserve 外汇波动 foreign exchange fluctuation外汇危机 foreign exchange crisis贴现 discount贴现率 discount rate， bank rate黄金储藏 gold reserve金融市场 money /financial market股票交易所 stock exchangebroker佣金 mission簿记 bookkeeping簿记员 bookkeeper申请单 an application form对帐单 bank statement信用证 letter of credit保险库 strong room/vault等价税那么 equitable tax system签字式样 specimen signature营业时间 banking hours， business hours付款方法 mode of payment现金付款 payment by cash||cash payment/payment by ready cash以支票支付 payment by cheque以汇票支付 payment by bill以物品支付 payment in kind付清/支付全部货款 payment in full/full payment支付部分货款/分批付款 payment in part/partpayment/partial payment记帐付款/会计帐目内付款 payment on aount定期付款 payment on term年分期付款 annual payment月分期付款 monthly payment/monthly instalment延滞付款 payment in arrear预付货/先付 payment in advance/prepayment延付货款 deferred payment立即付款 prompt payment/immediate payment暂付款 suspense payment延期付款 delay in payment/extension of payment支付票据 payment bill名誉支付/干与付款 payment for honour/payment by intervention结帐/清算/支付 settlement分期付款 instalment滞付/拖欠/尾数款未付 arrears特许拖延付款日 days of grace付款 to pay/to make payment/to make effect payment结帐 to settle/to make settlement/to make effect settlement/to square/to balance支出/付款 to defray/to disburse结清 to clear off/to pya off请求付款 to ask for payment/to request payment恳求付帐 to solicit payment拖延付款 to defer payment/to delay payment付款被拖延 to be in arrears with payment还债 to discharge迅速付款 to pay promptly付款相当迅速 to pay moderately well/to pay fairly well/to keep the engagements regularly付款相当慢 to pay slowly/to take extended credit付款不好 to pay badly/to be generally in arrear with payments付款颇为恶劣 to pay very badly/to never pay unless forced回绝付款 to refuse payment/to refuse to pay/to dishonour a bill惠请付款 kindly pay the amount/please forward payment/please forward a cheque。
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常用银行业务词汇常用银行业务词汇Common Banking Terms
account账户
activity账户活动
ATM自动提款机，自动柜员机
balance余额，结存
basis point基点
bill账单，单据，钞票
borrow借
bounce拒付，退回(支票等)
budget预算
cashier出纳员，收银员
cash现金
certificate of deposit存款单
check支票
coins硬币，钱币
collateral抵押品，担保物
commission手续费，佣金
compound interest复利息
counterfeiting伪造
credit card信用卡
in-full全额，全数的
interest利息
investing投资
issued发行的
lend借出，放款
loan贷款，借款
minting大笔金额的钱
money钱
mortgage抵押，按揭物outstanding未付款的，未兑现的overdraft透支，透支额overdraw透支，提取
pay支付
percentage百分比
period期，周期
principa!委托人
profit利润，利息表
register注册，登记
save储蓄，储存
credit rating信用评级
credit信贷，信用
curren即货币
customer消费者，客户
debit借记，借方
debt债务
default违约，拖欠
deposit存款，定金，押金deposit存入
fee费用
financial institutions金融机构income收入，收益
savings储蓄，存款
service charge手续费，服务费
simple interest单利息
statement报表，结单
teller出纳员
term期，项，条件
transaction交易
transfer转(帐)
vault保管库
withdrawal提款，取款
yield返回定期支付利息的债券的收益、。