犹太人凭什么成功_第七章 善待别人,快乐自己
犹太人成功思维：拥有知识就拥有一切
犹太人成功思维：拥有知识就拥有一切犹太人在世界上之所以能够引领风骚，最主要的是他们具有很高的文化素养。
而其根基是尊重知识，渴望学习，重视教育，崇尚求知。
在犹太人看来，学习知识最甜蜜。
在犹太传统中，孩子们第一次去学校上课，要穿上新衣，由教士或有学问的人带到教室。
在那里，每位孩子都可以得到一块干净的石板，石板上的希伯来字母和简单的《圣经》文句都是用蜂蜜写成的，孩子们一边诵读字母，一边将石板上的蜂蜜舔掉。
随后，拉比们会分给他们一些甜果。
学校之所以这样做，是为了让他们明白，学习知识有甜头。
从这种正式的风俗仪式上可以窥见犹太人对学习的态度。
学习知识具有崇高的价值。
在《塔木德》中有这样一段论述：学习使人严谨，严谨使人热情，热情使人洁净，洁净使人克制，克制使人纯洁，纯洁使人神圣，神圣使人谦卑，谦卑使人恐惧罪恶，恐惧罪恶使人圣洁，圣洁使人拥有神圣的灵魂，神圣的灵魂使人永生。
在以色列，有一个富翁的儿子对学习没有丝毫兴趣，他的父亲最后对他彻底绝望了，只教他《创世纪》一书。
后来，他们居住的城市遭到了敌军的攻击。
敌人俘虏了这个男孩，把他囚禁在一个遥远的城市。
国王来到了这个城市，并视察了男孩被囚的监狱。
国王要求看一看监狱中的藏书，结果他发现自己有一本书不会读。
“这好像是一本犹太人的书，”他说，“这本书有没有人会读？”“有一个人会读，他现在正关在这个监狱里，我这就带他来见您。
”典狱官说道。
典狱官把男孩找来，说：“现在国王那里有一本书，如果你不会读的话，国王就会要你的脑袋。
你要是死在这儿的监狱里，总比被国王砍掉脑袋的好。
”男孩说道：“我父亲只教我读过一本书。
”典狱官把男孩从监狱里提出来，将他打扮了一番，然后把他带到了国王那里。
国王把书拿给他，男孩就开始读，从“起初，上帝创造天地”一直读到“这就是天国的历史。
”国王听他读完后，说道：“这显然是上帝，赐福的上帝向我打开他的世界，只是要把这孩子送回到他父亲身边。
”于是，国王赏给了男孩一些钱，并派人送他回家。
犹太人苦难与成功的背后
犹太人苦难与成功的背后一个古老的民族，一个在历史的长途旅行中迷失方向将近两千年的民族。
1813年的流离失所，1813年的颠沛生涯，寄人篱下，受人奴役。
岁月的流逝让我们不得不承认这个古老的民族承受了太多的苦难，然而，我们又不得不看到同样是这些备受苦难的人们，在各个领域获得了巨大的成功。
这或许是一种必然，一种沉默了两千年之后悄然觉醒的必然，曾经我们感叹中东战争时期以色列六天内击败六国的奇迹，我们惊叹大军压境的时刻竟还有大批的犹太人从世界各地飞回战火不断的以色列。
炼狱般的考验泯灭不了他们心中亘古未变的信念。
迷失了两千年的民族终于在晨曦中找到了回家的路。
或许是在摩西带领族人回到故乡“迦南”的途中，由于他们无节制的纵欲，他们受到了耶和华的惩罚，从那以后，他们紧守着自己的律法，不敢有半点逾越。
同时，他们深深地相信，只要他们虔诚地侍奉上帝，在困难的时候，上帝会派使者来帮助他们的，就像当年的摩西一样。
当他们在埃及沦为奴隶的时候，他们并没有放弃希望，他们始终相信，救世主终有一天会来临，或许，正是这种强大的信念支撑着这个古老的民族走过了最艰苦的岁月。
即使，他们的双腿深深地陷在泥浆里，即使，他们的双膝重重地砸在埃及金字塔前，他们也不曾屈服，或许正因如此，当希望来临，曙光渐近的时候，他们更加欣喜，他们更加相信，上帝无处不在。
是什么造成了犹太人的苦难？是全世界不同民族对犹太人的排斥，还是由于希特勒这类极端主义者的残暴。
又是什么成就了犹太人的成功？是他们与生俱来的天赋，还是逆境的激励。
在我看来，一切追根溯源，或许是他们坚定不移的宗教信仰，是他们对自己心中信念执著的追求。
在犹太民族被大国欺压的时候，他们流浪到世界的其他地方。
这时，他们坚定不移的信仰成了他们致命的弱点。
他们只信奉自己的神灵，这种从内心深处涌出来的信仰超越了其他任何一个民族。
但正是他们这种拒绝向诸神献祭的做法使得他们被当地的居民排斥。
同时，犹太人一点也不崇拜偶像，这毋庸置疑地引起了世俗皇帝以及各个贵族的不满。
犹太人凭什么赢(读书笔记)
生命的天平,常在希望和绝望之间摇摆不定,只要加强希望的力量,就能保护生命,就可以使天平的指针倾向于人类的方向。
犹太民族正是凭借这种生存意志、坚韧、自信、执著的走在世界的最前沿。
工作上的经验和知识,加上自身的潜能,是一个人的最宝贵财富,它引导你走向成功的康庄大道,是打开财务之库的金锁匙。
人生不可能一直一帆风顺。
犹太人凭着过人的胆识,抱着乐观从容的风险意识,知难而进,逆流而上,赢得出人意料的成功。
然而懂得从失败中学到经验和智能,这才是无可比拟的珍贵财富,只有坦然面对失败的人,才算是真正成熟的人,在这方面大概没有任何民族比得上犹太民族。
信仰-------不灭的灵魂犹太民族是一个神奇的名族,他们没有国家、没有地域,他们为了自己能够生存和发展,走遍了世界的各个角落,无数次的被驱逐和杀害,无数次的流亡与逃难,即使在种族濒临灭绝的时候,他们仍然没有放弃自己的信仰,没有被别的名族通话,并且在世界各地人才辈出,成为世界公认的最优秀、最聪明的民族。
“摩西十戒”一、除了耶和华之外,不许信仰别的神;二、不可为自己制作和崇拜任何偶像;三、不可妄称耶和华的尊名;四、当守安息日为圣日。
前6天做工,第七天歇息,任何工作都不能做。
五、孝敬父母者,福寿长久;六、不可杀人;七、不可奸淫;八、不可偷盗;九、不可作伪证陷害人;十、不可贪婪他人的一切。
犹太精神,他们敢想敢做,崇尚自由,反对一切守旧的东西,更不会为一些僵化的观念和传统的做法拘束。
教育----智慧的大门据说在每一个犹太人的家里,当孩子刚刚懂事时,母亲就会发开《圣经》,将一滴蜂蜜滴在上面,然后让孩子去吻《圣经》圣经上的蜂蜜,接着,母亲会告诉孩子:书本是甜的。
许多犹太人认为,在学习知识时,一要善于获取资料;二要有重点的选择,有其精要的部分必须细读精思,知其意义;三是要借闹读书,通过别人的阅读,从他人总结的要点中获得精要的东西;四要要与进行人际的交流、沟通,从媒介网络中获取知识。
然而知识必定是死的东西,关键在于运用,这就需要反复的观察、分析去领会事物的内涵,让知识通过自己的大脑“活”起来。
犹太人为何如此成功
・ 图 ／《 辛德勒的名单 》 海 报
之一＿＿马克思 、 弗洛伊德、 爱因斯坦 都是犹太人， 他们的思想影响了整个现
代 社会。 截至２ ０ １ ５ 年 初， 全 球 共有 １ ４ ２ ０ 万 犹太人 。 加上 其 他 各 个 “ 亚 群 体 ”（ 如 以色列 的新 移 民 和 美 国 的 “ 部 分 犹 太 人’ ） 也不过１ ６ ０ ０ 万， 尚不足 二 战前 水 平。 正 是 这 不足 全 球 人 ＮＯ ． ３ ％的 犹 太
“ 钱包满满的未必是好事， 但钱包空空 的却一定不是好事” ， 所以他们重视财
富 的积 累。 正 是 基于 这样 的认识 ， 犹 太
习。 他们推崇 “ 祈祷的时间要短 ， 读书 的时间要长” ， 坚信 “ 书本给人知识 ， 人
生 给人智慧 ” 。 在 每 一个 犹太 人 家 里 ，
民族成了世界上最富有的民族， 犹太商 人成了世界上～等一的商人。 从控制欧
洲 金 融 命脉 的罗斯 柴 尔德 到华 尔 街超 级 富豪 摩根 ； 从 红色资本 家哈默 到世 界
当小孩子稍微懂 事时， 母 亲就会 翻开
《 圣经 》 滴一点蜂蜜在 上面， 然后叫小
孩子去吻 《 圣经 》 上的蜂蜜。 这个仪式 的用意不言而喻： 书本是甜的。
知识的教师。
７ ８ １ 人 民 新 闻 网 ｗ ｗ ｗ ． ｐ ｅ 。 ｐ 『 ｅ ｎ ｅ ｗ ｓ ． ｃ 。 ｍ ． ｃ ｎ
书的民族。 联合国教科文组织２ ０ １ ２ 年
进 行 的 一项 调 查 显 示 ， 犹 太 人 每 年 的
管理钱包， 如何看待财富的价值。 除此 之外， 犹太人还用信托来管理遗产＇ 通
犹太人的思维 致富成功的道路 如果辞掉工作 就等于放弃一半
犹太人的思维致富成功的道路如果辞掉工作就等于放
弃一半
犹太人的思维让他们成为生活在不同时代、不同地点的传奇人物，他们在致富成功的道路上也拥有自己独特的思路。
他们相信，任何事都不能让自己放松对成功的渴望，甚至在辞掉工作后也一样。
因为只有清醒地认识到，今天的放弃不等于明天的失败，只要仔细分析，总会有新的发展机会，而不管任何变故都要坚守目标去把自己搞出一片天，只有时刻不忘初心，才能事半功倍。
犹太人的思维告诉我们，致富成功的首要条件就是对梦想的热爱与坚守，而不是安于现状，随波逐流。
只有勇于放下原有的工作，迈出属于自己的步伐，才能从那些看似不利的情况中发现自己最好的未来，找到致富致远之路。
犹太民族成功的秘诀
犹太民族成功的秘诀最近看了一些关于犹太人的书，发现犹太人的确为人类的发展作出了巨大贡献。
那么为什么是犹太人？他们有什么秘诀？通过最近的阅读，我至少发现了两点：第一：《圣经》旧约是犹太人的必修课。
每个犹太人必须熟读《圣经》。
这在深化他们信仰的同时实际上解决了犹太人的文化课的问题。
通过对于《圣经》的学习，每个犹太人都不是“睁眼瞎”，都是识文断字的。
知识就是力量。
这是众所周知的真理。
一个educated的民族至少是一个明事理、知进退的民族，是一个不能被愚弄的民族。
第二：犹太人特别重视对财富的积累。
英语当中有句话the freedom is not free。
换句话说，有了钱可以买到自由。
我们人类的终极目标是什么？不就是为了获得“四大自由”（1）吗？既然wealth可以帮我们获得自由，我们还有什么必要再矜持于文化的束缚？我们还有什么必要再为身边的很多俗事而烦恼？注释：（1）富兰克林·D·罗斯福的“四大自由”思想是在1941年1月6日对国会发表的国情咨文中具体阐述的,具体是指要在世界范围内保障人类的言论自由、信仰自由、经济自由和安全自由。
附上“四大自由”演讲：F. D. ROOSEVELT'S "FOUR FREEDOMS" SPEECHJanuary 6, 1941TO THE CONGRESS OF THE UNITED STATES:I address you, the Members of the Seventy-Seventh Congress, at a moment unprecedented in the history of the Union. I use the word "unprecedented," because at no previous time has American security been as seriously threatened from without as it is today...It is true that prior to 1914 the United States often had been disturbed by events in other Continents. We had even engaged in two wars with European nations and in a number of undeclared wars in the West Indies, in the Mediterranean and in the Pacific for the maintenance of American rights and for the principles of peaceful commerce. In no case, however, had a serious threat been raised against our national safety or our independence.What I seek to convey is the historic truth that the United States as a nation has at all times maintained opposition to any attempt to lock usbehind an ancient Chinese wall while the procession of civilization went past. Today, thinking of our children and their children, we oppose enforced isolation for ourselves or for any part of the Americas.Even when the World War broke our in 1914, it seemed to contain only small threat of danger to our own American future. But, as time went on, the American people began to visualize what the downfall of democratic nations might mean to our own democracy.We need not over-emphasize imperfections in the Peace of Versailles. We need not harp on failure of the democracies to deal with problems of world deconstruction. We should remember that the Peace of 1919 was far less unjust than the kind of "pacification" which began even before Munich, and which is being carried on under the new order of tyranny that seeks to spread over every continent today. The American people have unalterably set their faces against that tyranny.Every realist knows that the democratic way of life is at this moment being directly assailed in every part of the world - assailed either by arms, or by secret spreading of poisonous propaganda by those who seek to destroy unity and promote discord in nations still at peace. During sixteen months this assault has blotted out the whole pattern ofdemocratic life in an appalling number of independent nations, great and small. The assailants are still on the march, threatening other nations, great and small.Therefore, as your president, performing my constitutional duty to "give to the Congress information of the state of the Union," I find it necessary to report that the future and safety of our country and of our democracy are overwhelmingly involved in events far beyond our borders.Armed defense of democratic existence is now being gallantly waged on four continents. If that defense fails, all the population and all the resources of Europe, Asia, Africa, and Australasia will be dominated by the conquerors. The total of those populations and their resources greatly exceeds the sum total of the population and resources of the whole of the Western Hemisphere - many times over.In times like these it is immature - and incidentally unture - for anybody to brag that an unprepared America, single-handed, and with one hand tied behind its back, can hold off the whole world.No realistic American can expect from a dictator's peace international generosity, or return of true independence, or world disarmament, orfreedom of expression, or freedom of religion - or even good business. Such a peace would bring no security for us or for our neighbors. "Those, who would give up essential liberty to purchase the little temporary safety, deserve neither liberty nor safety." As a nation we may take pride in the fact that we are soft-hearted; but we cannot afford to be soft-hearted. We must always be wary of those who with sounding brass and the tinkling cymbal preach the "ism" of appeasement. We must especially beware of that small group of selfish men who would clip the wings of the American eagle in order to feather their own nests.I have recently pointed out how quickly the tempo of modern warfare could bring into our very midst the physical attack which we must expect if the dictator nations win this war.There is much loose talk of our immunity from immediate and direct invasion from across the seas. Obviously, as long as the British Navy retains its power, no such danger exists. Even if there were no British Navy, it is not probable that any enemy would be stupid enough to attack by landing troops in the United States from across thousands of miles of ocean, until it had acquired strategic bases from which to operate. But we learn much from the lessons of the past years in Europe - particularly the lesson of Norway, whose essential seaports were captured bytreachery and surprise built up over a series of years. The first phase of the invasion of this Hemisphere would not be the landing of regular troops. The necessary strategic points would be occupied by secret agents and their dupes - great numbers of them are already here, and in Latin America.As long as the aggressor nations maintain the offensive, they - not we - will choose the time and the place and the method of their attack. That is why the future of all American Republics is today in serious danger. That is why this Annual Message to the Congress is unique in our history. That is why every member of the Executive Branch of the government and every member of Congress face great responsibility - and great accountability.The need of the moment is that our actions and our policy should be devoted primarily - almost exclusively - to meeting the foreign peril. For all our domestic problems are now a part of the great emergency. Just as our national policy in internal affairs has been based upon a decent respect for the rights and dignity of all our fellowmen within our gates, our national policy in foreign affairs has been based on a decent respect for the rights and dignity of all nations, large and small. And the justice of morality must and will win in the end.Our national policy is this.First, by an impressive expression of the public will and without regard to partisanship, we are committed to all-inclusive national defense.Second, by an impressive expression of the public will and without regard to partisanship, we are committed to full support of all those resolute peoples, everywhere, who are resisting aggression and are thereby keeping war away from our Hemisphere. By this support, we express our determination that the democratic cause shall prevail; and we strengthen the defense and security of our own nation.Third, by an impressive expression of the public will and without regard to partisanship, we are committed to the proposition that principles of morality and considerations for our own security will never permit us to acquiesce in a peace dictated by aggressors and sponsored by appeasers. We know that enduring peace cannot be bought at the cost of other people's freedom.In recent national elections there was no substantial difference between the two great parties in respect to that national policy. No issue wasfought out on this line before the American electorate. Today, it is abundantly evident that American citizens everywhere are demanding and supporting speedy and complete action in recognition of obvious danger. Therefore, the immediate need is a swift and driving increase in our armament production...Our most useful and immediate role is to act as an arsenal for them as well as for ourselves. They do not need man power. They do need billions of dollars worth of the weapons of defense...Let us say to the democracies: "we Americans are vitally concerned in your defense of freedom. We are putting forth our energies, our resources and our organizing powers to give you the strength to regain and maintain a free world. We shall send you, in ever increasing numbers, ships, planes, tanks, guns. This is our purpose and our pledge." In fulfillment of this purpose we will not be intimidated by the threats of dictators that they will regard as a breach of international law and as an act of war our aid to the democracies which dare resist their aggression. such aid is not an act of war, even if a dictator should unilaterally proclaim it so to be. When the dictators are ready to make war upon us, they will not wait for an act of war on our part. They did not wait for Norway or Belgium or the Netherlands to commit an act of war. Their only interest is in a newone-way international law, which lacks mutuality in its observance, and, therefore, becomes and instrument of oppression.The happiness of future generations of Americans may well depend upon how effective and how immediate we can make our aid felt. No one can tell the exact character of the emergency situations that we may be called upon to meet. The Nation's hands must not be tied when the Nation's life is in danger. We must prepare to make the sacrifices that the emergency - as serious as war itself - demands. Whatever stands in the way of speed and efficiency in defense preparations must give way to the national need.A free nation has the right to expect full cooperation from all groups. A free nation has the right to look to the leaders of business, of labor, and of agriculture to take the lead in stimulating effort, not among other groups but within their own groups. The best way of dealing with the few slackers or trouble makers in our midst is, first, to shame them by patriotic example, and if that fails, to use the sovereignty of government to save government.As men do not live by bread alone, they do not fight by armaments alone. Those who man our defenses, and those behind them who build our defenses, must have the stamina and courage which come from anunshakable belief in the manner of life which they are defending. The mighty action which we are calling for cannot be based on a disregard of all things worth fighting for.The Nation takes great satisfaction and much strength from the things which have been done to make its people conscious of their individual stake in the preservation of democratic life in America. Those things have toughened the fibre of our people, have renewed their faith and strengthened their devotion to the institutions we make ready to protect. Certainly this is no time to stop thinking about the social and economic problems which are the root cause of the social revolution which is today a supreme factor in the world.There is nothing mysterious about the foundations of a healthy and strong democracy. The basic things expected by our people of their political and economic systems are simple. They are: equality of opportunity for youth and for others; jobs for those who can work; security for those who need it; the ending of special privilege fro the few; the preservation of civil liberties for all; the enjoyment of the fruits of scientific progress in a wider and constantly rising standard of living.These are the simple and basic things that must never be lost sight of inthe turmoil and unbelievable complexity of our modern world. The inner and abiding strength of our economic and political systems is dependent upon the degree to which they fulfill these expectations.Many subjects connected with our social economy call for immediate improvement. As examples: We should bring more citizens under the coverage of old age pensions and unemployment insurance. We should widen the opportunities for adequate medical care. We should plan a better system by which person deserving or needing gainful employment may obtain it.I have called for personal sacrifice. I am assured of the willingness of almost all Americans to respond to that call...In the future days, which we seek to make secure, we look forward to a world founded upon four essential human freedoms.The first is freedom of speech and expression - everywhere in the world.The second is freedom of every person to worship God in his own way - everywhere in the world.The third is freedom from want - which, translated into world terms, means economic understandings which will secure to every nation a healthy peace time life for its inhabitants -everywhere in the world.The fourth is freedom from fear - which, translated into world terms, means a world-wide reduction of armaments to such a point and in such a thorough fashion that no nation will be in a position to commit an act of physical aggression against any neighbor - anywhere in the world.That is no vision of a distant millennium. It is a definite basis for a kind of world attainable in our own time and generation. That kind of world is the very antithesis of the so-called new order of tyranny which the dictators seek to create with the crash of a bomb.To that new order we oppose the greater conception - the moral order. A good society is able to face schemes of world domination and foreign revolutions alike without fear.Since the beginning of our American history we have been engaged in change - in a perpetual peaceful revolution - a revolution which goes on steadily, quietly adjusting itself to changing conditions - without the concentration camp or the quick-lime in the ditch. The world orderwhich we seek is the cooperation of free countries, working together in a friendly, civilized society.This nation has placed its destiny in the hands and heads and hearts of its million of free men and women; and its faith in freedom under the guidance of God. Freedom means the supremacy of human rights everywhere. Our support goes to those who struggle to gain those rights or keep them. Our strength is in our unity of purpose.To that high concept there can be no end save victory.。
犹太人成功的黄金法则
犹太人成功的黄金法则真正的“犹太问题”是：犹太人靠什么谋生？——肖洛姆-阿莱汉姆活的富裕胜过死的富裕。
——《塞缪尔·约翰逊的一生》在当今美国，人们最崇尚的三种特质：成功、富有和犹太人，一再联系在一起，这绝非偶然。
——史蒂芬?西尔比格金钱是惟一的阳光，它照到哪里，哪里就发亮。
——索尔·贝娄富豪洛克菲勒曾说过：“钱最重要的功能是，为可以预见的未来提供一定程度的力量和安全感。
”因此，赚钱不仅是一种谋生的手段，更成为人们的一种社会和心理的概念，承担着人们的希望与恐惧、理想与价值观。
钱常常是一个人自我观感、自我尊重，以及对才智评价的中枢。
正如犹太歌剧《屋顶上的小提琴手》中的一个插曲写道：“如果我是一个富翁……当你有钱的时候，人们就会认为你真的什么都知道。
”①所以，正确把握金钱的密码和价值，懂得赚钱的哲学，对于每一个人都至关重要。
在世界的民族之林中，犹太人虽然历尽艰辛和屠戮，人口甚至还不到世界总人口的千分之一，但在相当长的一段历史时期内，不仅产生了马克思、爱因斯坦、弗洛伊德、毕加索等世界伟人，同时也产生了无数的亿万富翁，并控制了世界的经济命脉，赢得了“世界第一商人”的美誉，这一定不是偶然的。
正如一位犹太拉比、犹太财商第一书《你会发财》的作者丹尼尔?拉平博士所言：“无论是臭名昭著的纳粹或哈西德派学者，还是从未与犹太人打过交道的日本文化评论员或理论家，在从历史与现实的双重角度考察了犹太人的特性之后，都一致认可了一个简单的事实——犹太人精于商业。
”《福布斯》杂志的美国四百大富豪排行榜中，最富有的四十大富豪有45%是犹太人。
美国1/3的百万富翁是犹太人。
美国大学中，20%的教授是犹太人。
华府主要的律师事务所中，40%的合伙人是犹太人。
在收入超过5万美元的美国家庭中，犹太人的比率是非犹太人的两倍。
美国家庭收入低于2万美元的比率，犹太人是非犹太人的一半。
犹太人在经济地位上的强势延续到今天，一直都高过白人新教徒和天主教徒，甚至在相同年龄、结构和地区的家庭中，也是如此。
犹太人成功的五大秘诀
犹太人成功的五大秘诀在《犹太人的创业圣经》中，有一句这样的话：“世界的钱在美国人的口袋里，而美国人的钱却在犹太人的口袋里”。
这句话并没有使用夸张的手法，犹太人在全球人口中占比不到0.3%，但22%的诺贝尔奖获得者都来自犹太民族。
犹太人以经商闻名世界，那么他们的经商思维和普通商人有什么不同呢？下面这些思维方式也许会给你带来不一样的灵感。
1.创业观普通商人：我没有资本，没有人脉，没有资源，开公司也太困难了，还是做些小生意稳定。
犹太商人：如果自己没有钱，就去说服别人把钱给你，利用别人的资源，成就自己的梦想！普通商人：这件事以前没有人做过，我不知道有没有前景，风险太大了。
犹太商人：风险越大，赚钱的机会越大。
犹太民族的古籍《塔木德》里说：“没有能力买鞋子时，可以借别人的，这样比赤脚走得快。
”所以犹太商人在创业时并不担心资源，他们也不惧怕风险，只担心自己没有好的想法，这种行为也可以用中国的一句老话来解释：“富贵险中求”。
2.金钱观普通商人：我得多攒点钱，财富是积累起来的。
犹太商人：穷人靠攒，富人靠赚。
普通商人：辛苦挣来的钱要花在刀刃上。
犹太商人：钱要花得恰到好处。
犹太人认为，财富是赚来的，不是靠省吃俭用攒起来的，立足于赚才是商人的本职，而当你有钱的时候，可以适当做一些投资，慈善事业也不错，不要害怕吃亏，挥霍者和吝啬鬼都没法成功。
3.价值观普通商人：我知道信用很重要，但有时候只要小小地欺骗一下客户，这笔生意就做成了，为了赚钱，这种小事无伤大雅。
犹太商人：契约是和上帝的约定，即使亏损，也不能不守信用。
普通商人：金钱比智慧重要，有了钱再去学习也不迟。
犹太商人：智慧比金钱重要，智慧是看不到也摸不着的财富，能够伴你一生。
诚信和热爱学习是每个犹太人都必须具备的优良品质，他们认为说谎会遭到上帝的惩罚，在生意中，犹太人宁愿损失利益，也不会毁约。
学习则是犹太人的传统，他们比其他民族都更早地认识到知识的重要性，所以犹太商人大都眼界开阔，十分健谈，并且拥有精准的判断力。
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1. 与其超越别人，不如超越自己
2. 善，能增加人性之美
3. 苦中作乐,处世中的智慧
4. 宽容自己--钱和性并不肮脏
5. 对自己充满希望才会有希望
6. 看重自我,尊重别人
7. 有进有出,才是快乐人生之道
8. 人的热情要靠理智来支撑
9. 人生需要除"锈"
10.自大是罪恶的捷径
11. 每个人的命运都掌握在自己手里
12. 惟我可信,独立意识强烈
13. 万事从我做起
14. 健康最重要,记得给自己放假
15. 真正的假日才能解放自己
16. 不逃避责任,自己的责任自己负
17. 做自己的主人，决不做情绪的奴隶
18. 只有有节制的生活，才是真正的快乐
19. 爱护世上的每一个人，哪怕是你的敌人
20.为他人保守秘密,守口如瓶的人才是处世高手
21. 不去强迫他人
22. 谈判时,勿积怨宿仇。