历年中国银行笔试真题
中国银行招聘笔试试题及答案
WORD格式.中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在 6 个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有() 。
A、做即期外汇交易买进欧元B、做远期外汇交易卖出欧元C、买进欧元看跌期权D、做欧元期货空头套期保值E、做货币互换交易标准答案：B,C,D解析：即期外汇交易适用于进口场合，货币互换交易适用于长期对外借贷场合。
2、证券现场检查的重点是() 。
A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠() 。
A、规模经济B、加强管理C、控制支出D、降低交易额标准答案：A4、治理通货膨胀首先要() 。
A、刺激需求B、控制需求C、增加供给D、减少供给标准答案：B5、我国衡量收益合理性的指标包括() 。
A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率标准答案：A,B,C,D6、可在签约时采用的汇率风险管理方法有() 。
A、即期外汇交易B、贷款和投资C、保险D、选择有利的合同货币E、加列合同条款标准答案：D,E7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,D8、我国商业银行全面实行资产负债比例管理是在() 年。
A、1997年B、1998年C、1999年D、2000年标准答案：B9、金融相关比率是指某一时点上()A、金融资产存量与国民财富之比B、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献D、对长期经济平均增长水平的总体贡献标准答案：D11、证券交易所的证券交易原则是() 。
A、公开、公平、公正B、价格优先、时间优先C、公开报价、电子配对D、金额大者先行交易12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是() 。
中国银行笔试题目
中国银行笔试题目
各位应聘者：
欢迎参加中国银行的笔试。
本次笔试题目分为两个部分，第一部分为选择题，共50道题目；第二部分为简答题，共5道题目。
请按照以下要求完成本次笔试。
第一部分：选择题
请在每道选择题的括号内写下你认为正确的答案。
1. 中国银行成立于（）年。
A. 1950
B. 1955
C. 1949
D. 1960
2. 以下哪项不是中国银行的主要业务领域？
A. 零售银行业务
B. 投资银行业务
C. 企业金融业务
D. 农村信用合作社业务
3. 中国银行的总部位于（）。
A. 北京
B. 上海
C. 广州
D. 成都
......（依次类推，请按照问卷上的选择题目数依次编写）
第二部分：简答题
请将下列题目后的空格填写完整。
1. 中国银行的使命是（）。
答：
2. 中国银行的愿景是（）。
答：
3. 请简要说明中国银行的企业文化。
答：
4. 请列举中国银行的创新产品或服务，并简要说明其特点。
答：
5. 你认为作为一名银行员工，你应该具备的核心素质是什么？答：
请将你的答案写在答题卡上，并在规定的时间内完成。
祝你好运！中国银行。
中国银行笔试真题
中国银行笔试真题(一)第一部分：填空中国银行笔试1.银行的性质是(特殊的企业)。
中国银行笔试2.国家信用的主要形式是(发行**主要债券)。
中国银行笔试3.货币在(对外援助)时，执行国际财富转移手段职能。
中国银行笔试4.属于资本市场工具的是(债券)。
中国银行笔试5.经济货币化进程是(逐渐提高)。
中国银行笔试6.目前各国商业银行普遍采用的组织形式是(总分行制)。
中国银行笔试7.二元的中央银行体制曾在(前联邦德国)实行过。
中国银行笔试8.在直接标价法下，汇率的升降与本国货币价值的高低呈(反比例)变化。
中国银行笔试9.能够比较准确地反映最终产品和劳务的一般物价水平变动情况，但容易受到价格结构影响的通货膨胀测定指标是(国民生产总值平减指数)。
中国银行笔试10.货币均衡的自发实现主要依靠(利率机制)的调节。
第二部分：单选中国银行笔试1.价值形式发展的最终结果是(A)。
A.货币形式B.纸币C.扩大的价值形式D.一般价值形式中国银行笔试2.借贷资本家贷出货币资本时让渡的权利是(B)。
A.资本的所有权B.资本的使用权C.资本的所有权和使用权D.既无所有权也无使用权中国银行笔试3.为了取得利息而暂时贷放给职能资本家使用的资本是(B)。
A.产业资本B.借贷资本C.货币资本D.商业资本中国银行笔试4.下列属于传统中间业务的是(A)。
A.承兑业务B.代理业务C.租赁业务D.信托业务中国银行笔试5.西方国家的储蓄银行是专门办理以(C)为主要资金来源的专业银行。
A.活期存款B.工商企业存款C.私人储蓄D.**存款第三部分：判断中国银行笔试1.下列各项中不属于可转让大额定期存单的是(不记名)。
N(利率略低于同等期限的定期存款利率)中国银行笔试2.中央银行负责制定、执行国家的(经济政策)。
N(货币政策)中国银行笔试 3.《巴塞尔协议》中为了清除银行间不合理竞争，促进国际银行体系的健康发展，规定银行的资本充足率应达到(8%)。
Y中国银行笔试4.按目前中国人民银行公布的货币层次划分口径，M1包括(现金、活期存款之和)。
中国银行总行招聘笔试试题 答案
中国银行总行招聘笔试试题+答案中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the Las Vegas Comdex was only half the size of its incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even anelectric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富)of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television,which the Federal Communications Commission hopes to see completed by .But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example,is a tiny, silver, pocketable wonder that takesfour-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by thepassers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The Las Vegas Comdex was held only half the size of its incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short ofcapital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is thefastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display__________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in size III．are all worthy of no more than 400 USdollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity andvibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laserlight down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． Allis said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother wasstanding behind the counter．She was waiting tosell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stamps D．their mother used to support them by workingin the post office12．According to the passage, her mother workedin the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must havemoved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliotcalled “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thinpowder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, life was hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but itsuggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year .B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D．The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24．The author of the passage intends to___.A．warn people against the population explosionin the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human. B．surroundings study. C．accumulation of human. D．development of human. 答案：A。
中国银行集团银行招聘笔试试题及答案
中国银行集团银行招聘笔试试题及答案试题一：财务管理
1. 请简要说明资产负债表的作用和主要内容。
资产负债表（Balance Sheet）反映了一个企业在某一特定日期上的资产、负债和所有者权益的状况。
它用以体现企业的负债结构和资产配置情况，为分析企业的财务状况和经营能力提供依据。
主要内容包括：
- 资产类别：固定资产、流动资产等。
- 负债类别：长期负债、流动负债等。
- 所有者权益：股东权益、资本等。
2. 请解释利润表的定义和用途。
- 衡量企业的盈利水平和经营能力。
- 为内外部利益相关者提供信息依据，如股东、投资者、债权人等。
试题二：经济学基础
1. 请简述供给和需求的关系。
供给和需求是经济学中最基本的概念，它们相互作用决定了商品和服务的市场价格和数量。
供给表示生产者愿意提供的一种商品或服务的数量，而需求表示消费者愿意购买的数量。
供给和需求之间的关系通过市场作用机制得以体现，当供给大于需求时，价格往往下降；相反，当需求大于供给时，价格往往上升。
2. 请说明市场的四种类型。
一般情况下，市场可以分为以下四种类型：
- 完全竞争市场：存在许多卖方和买方，产品具有同质性，市场参与者无法通过价格操纵市场。
- 垄断市场：市场中只有一个卖方，它可以通过控制产品的价格和供应量来影响市场。
- 寡头垄断市场：市场中存在少数几个卖方，他们控制着大部分市场份额。
- 寡占市场：市场中存在多个卖方，但其中某些卖方控制着较大的市场份额。
以上为中国银行集团银行招聘笔试试题及答案的部分内容，希望对您有所帮助。
2.中国银行真题汇编题库
目录中国银行招聘考试真题试卷（一） (2)第一部分英语 (2)第二部分综合知识 (7)第三部分行政职业能力测试 (13)中国银行招聘考试真题试卷（二） (22)第一部分英语 (22)第二部分综合知识 (29)第三部分行政职业能力测试 (34)中国银行招聘考试真题试卷（三） (42)第一部分英语 (42)第二部分综合知识 (48)第三部分行政职业能力测试 (58)第四部分性格测试 (69)中国银行考试真题（一）答案及解析 (70)第一部分英语 (70)第二部分综合知识 (72)第三部分行政职业能力测试 (74)中国银行考试真题（二）答案及解析 (79)第一部分英语 (79)第二部分综合知识 (81)第三部分行政职业能力测试 (84)中国银行考试真题（三）答案及解析 (88)第一部分英语 (88)第二部分综合知识 (90)第三部分行政职业能力测试 (94)第四部分性格测试 (97)中国银行招聘考试真题试卷（一）（考试时间180分钟，满分120分）第一部分英语（共55题，参考时限35分钟）PATR1:INCOMPLETE SENTENCES()1.We must do something to protect consumers against_____advertising increasing recently.A.effectivestingC.purposefulD.fraudulent()2.Seeing that Hansung Airlines is promoting specially discounted tickets,the major carriers are fored to be more_____in their pricing.petepetitionpetitivepetitor()3.At the awards cerenony,Mrs.Shin will present a prize to the employees who have_____for the company for over20years.A.servedB.engravedC.approvedD.received()4.Before_____over the company's accounting division,Mr.Rayasit was in charge of planning and strategy.A.takeB.takenC.takingD.took()5.We are disappointed know that by the time the delegate arrived,the meeting had_____started.A.stillB.alreadyC.onceD.yet()6._____lit,almost all of the narrow staircasees in the old library building can be dangerous for the first-time visitors.A.PoorerB.PoorestC.PoorlyD.Poor()7.Customers are requested to coplete the enclosed survey so that we can better meet their_____.A.needsB.promisesC.tracksD.capacities()8._____the roads were slippery,drivers should exercise their extreme caution to avoid traffic accidents.A.HoweverB.DespiteC.ForD.Since()9.Alfred Coch meets_____with the costomers to uderstand what their complaints are and find ways to solve them.A.frequentedB.freqeuntlyC.frequencyD.frequent()10.The two advertising agencies formed an alliance to seek_____to locate potential customers in times of difficulty.A.innocentlyB.suddenlyC.cooperativelyD.needlessly()11.He advised_______a charitable foundation.A.catching onB.going overC.filling outD.setting up()12.Buy top quality even if it_______something not currently in vogue.A.wereB.isC.wasD.be()13.As soon as the money_______invested the project will begin.A.isB.will beC.is going to beD.had been()14.These contracts will encourage growth of a more competitive banking structure_______.A.alwaysB.two years agoC.in the next yearD.sometimes()15.Management relies_______on its ongoing review of the loan protfolio.A.predominanceB.predominantlyC.predominantD.predominated()16.These tables show only our domestic operations;_______international operations are not included.A.moreoverB.consequentlyC.neverthelessD.yet()17.The firm provides_______care and life insurance benefits.A.healthyB.healthfulC.healthfulnessD.health()18.The program is designed to improve comperitive strengh;_______,it will also increase the potential for higher earnings.A.neverthelessB.meanwhilelyD.accordingly()19.Financing has come chiefly from_______sources.A.internalizingB.internalC.internD.internalized()20.Our wordwide sales made us_______9percent.A.advancedB.advanceC.advaingD.advancement()21.To avoid errors using the new coding system,you should_______before beginning to code.A.find it outB.take it upC.look it overD.look it up()22.They got all the packages_______on time.A.deliverB.deliveringC.to deliverD.deiverde()23.If we_______the plans carefully,we would not have erred so seriously.A.had studiedB.studyC.studiedD.were studying()24.In ten years,about half of the decline_______attributable to write-offs.A.will beB.has beenC.would beD.are() sales in the current year_______9percent higher than the previous year.A.had beenB.areC.will beD.werePart2：Reading（一）Questions26-30refer to the following two e-mail messages.To:Rex Roeges,Customer Service Department<roeges@>From:Dave Palmer<****************>Re:Lost bookDear Mr.Rex Roeges,I am writing this e-mail concerning a book that I ordered through your company,The Computer Networks4th edition,order number20035,I plaed the order last month and still have not received the book.I visited your website and confirmed that my shipping information was correct,and that my credit card has been charged for the book;the website also indicates that the book was shipped using your“Global Carrier”service the day after I ordered it.Considering that“Global Carrier”shipments typically take two weeks to arrive,I should have received my goods a week ago at the latest.However,my post office informed me they have neither received nor delivered the book,Can you let me know what is going on as soon as possible?Dave PalmerTo:Dave Palmer<****************>From:Rex Roeges<****************>Re:Lost bookDear Mr.Palmer.Thank you for contacting us.It is important to us that our customers are satisfied with our service,so I am very sorry to hear that you have not received your merchandise.I looked up your order numeber and discovered that the book has not been sent out.I have rectified this mistake on our website and sent the book to you via express mail.It should arrive within two business days.With the book I have enclosed a coupon for half off your next order.Again,I apologize for the inconvenience.If you have any more questions or need further assistance,please contact me at602-385-0256,or e-mail me at <****************>.Sincerely,Rex Roges,Customer Service DepartmentNobel Bookstore26.Why did the customer send his e-mail?()A.To order new books from major publishersB.To cancel an order of merchandiseC.To track down a missing itemD.To complain about a faulty product27.What did the customer discover?()A.He has already paid for the order.B.He was charged twice for the same product.C.The delivery company delivered the item to the wrong address.D.The book is out of print and no longer available.28.What error did the website contain?()A.The order number was wrongB.Mr.Palmer’s address was incompleteC.The price list was outdatedD.It indicated the item had been shipped29.How did the company attempt to compensate the customer?()A.It sent him a complimetary bookB.It gave him a voucher for a50%discountC.It removed the charge from his credit cardD.It gave him the book for half off30.Which of the following statament true?()A.The company sends all orders by express mailB.“Global Career”shipping is the cheapest service availableC.Mr.Palmer placed his order three weeks agoD.The cost of delivery was included in the book’s price(二)Questions31-35refer to the following statament and memo.Expense Account StatementEmployee:Dave Lincoln<*************>Date:June27Reimbursable Expenses IncurredHotel/lodging:＄695.98Meals:＄215.35Tax:＄72.6Travel(air):＄895.63Parking:＄16.00Other(itemize):2-day auto rental＄149.00Taxi fare＄38.00(incldes tips)Total:＄2082.02I certify the above is a true statement of incurred expense in accordance with company policy.Receipts are attached.Signature Dave LincolnMemoTo:Dave Lincoln<*************>From:Alex Doval<*************>,Accounting DepartmentDate:June28Subject：Travel reimbursementDear Mr.Dave Lincoln,Your expense account statement indicates an amount spent on lodging that exeeds the company’s expense guidelines.The standard reimbursement allowance is＄200per night,so your three-night stay is＄95.98over the maximum.The company acknowledges that prices in the area were inflated due to the convention and that your supervisor’s late decision to send you there limited your choice of hotels.I still need you to fill out and submit Form RBSAE(Reimbursement Beyond Standard Allowable Expense)if you want bo be reimbursed fully for your lodging expense.A copy of the form is stapled to this memo.Please get it back to me by July5th and the total on your expense statement will be added to your paychecd.Regards,Alex Doval31.Why has the statament been submitted?()A.To make air and hotel reservationsB.To request repayment for travel costsC.To dispute a credit card chargeD.To obtain authorization to stay in hotel32.Which expenditure went over the company limit?()A.Food and drinkB.TransportationC.AccmmodationsD.Parking33.How long did Mr.Dave Lincoln stay at the hotel?()A.Two nightsB.Three nightsC.Four nightsD.Six nights34.What accompanies the memo?()A.Various travel receiptsB.An employee’s paycheckC.An income tax certificateD.A document for additional repayment35.What can be inferred about Mr.Dave Lincoln’s trip?()A.He drove his own automobileB.He stayed at numerous hotelsC.He stayed longer than he needed to beD.He went to attend a convention第二部分综合知识（共55题，参考时限60分钟）一、单项选择题1.根据我国《商业银行资本充足率管理办法》，下列不属于附属资本的是（）。
中国银行部分笔试真题
中国银行局部笔试真题xx中国银行局部笔试真题相信很多人考完都发了笔经之类的，我也来攒人品一下，把印象中的题目给回忆一下~1、关于中行社会责任和慈善方面的题(多项选择)，中国银行荣获什么奖项(“最具社会责任金融机构奖”和“社会责任最正确公益慈善奉献奖”)。
2、《亚洲银行家》“xx年度零售金融效劳卓越大奖”评选中，中国银行荣获什么奖项?(“中国最正确手机银行业务”)3、中行的成立时间(1912年)4、中行在卢森堡成立的分行(斯德哥尔摩)5、中行的信用卡产品包括哪些(多项选择)6、本钱加运费的英文缩写7、麦格雷戈的XY理论中，Y指的是什么8、李斯特产业保护理论的内容9、判断哪些属于附属资本(多项选择)10、政策性银行与商业银行的共同点(多项选择)11、关于莫言的作品，哪个描述是错的12、巴塞尔协议的三大支柱包括(多项选择，最低资本金要求、监管当局的监管、引入市场约束)13、5,24,61,122,213，()14、公共财政的特征(多项选择)15、贷款买房表达了货币的什么职能(支付手段)16、一个周长是40米的大正方形，如果将其分成4个小正方形，那么小正方形的周长之和比大正方形的周长多多少米?17、采取扩张性财政政策时，政府支出()，税收()18、基尼系数是考察什么的指标?(收入分配差异)19、一个如果实行紧缩性财政政策，那么该国货币(升值OR贬值)，出口(增加or减少)，进口(增加OR减少)20、关于信用卡消费的特点，错误的选项是21、属于银行业金融机构的'是(多项选择)22、三沙市政府驻地所在的永兴岛属于哪个群岛?23、寡头垄断市场关于题型啥的。
相信很多人都讲啦，就是1小时英语、一小时行测、一小时综合知识，英语100题，跟托业的形式是一样的~行测70题~综合知识有100题，其中65题单项选择，35题多项选择~然后就是20分钟的性格测试啦~那个性格测试是跟其他行都不一样的形式哦~~想破脑筋才想出这么些个题。
中国银行历年笔试真题及答案
中国银行历年笔试真题及答案单项选择题1.反正他们对于铜丝好像画家对于笔下的线条，可以（C），到处合适。
A.任意安排B.随意安排C.随意驱遣D.任意驱遣2.通常，整存整取的定期存款（B）。
A.期限越长，则利率越低B.期限越长，则利率越高C.利率高低与期限长短无关D.相同期限，本金越高，则利率越低3.最近从报纸上得知，香港的一些医院为满足社会（C），将部分病床用于提供善终服务。
A.要求B.希求C.需求D.需要4.提前支取的定期储蓄存款，支取部分按（C）计付利息。
A.按存人日挂牌公告的活期存款利率计付利息CCBP公共基础题库B.按存人日挂牌公告的定期存款利率计付利息C.按支取日挂牌公告的活期存款利率计付利息D.按支取日挂牌公告的定期存款利率计付利息5.目前，教育储蓄存款的储户是且只能是（C）。
A.在校初一（含初一）以上学生B.在校小学六年级（含六年级）以上学生C.在校小学四年级（含四年级）以上学生D.未人小学的儿童6.学校作出决定，（A）大面积补课。
A.取消B.取缔C.禁止D.停止7.以下哪种不属于定期存款类型？（B）A.整存整取B.定活两便C.存本取息D.零存整取8.在"深化改革、加快首都经济发展"专题会议，钱椿涛委员认为要给国有大中型企业以承担经营国有资产的（），解决资金不足的（），同时下力量培养千百万有事业心的社会主义企业家以补充（C）。
A.活力压力动力B.压力活力动力C.压力动力活力D.动力压力活力9.单位活期存款账户中的一般存款账户不得办理（D）。
A.现金缴存B.借款相关的业务C.转账结算D.现金支取10.在流感发生严重的英国中部，各医院都处于高度紧张状态，不得不延长工作时间，以（C）突如其来的流感危机。
A.控制B.处理C.应付D.戒备11.从根本上说，科技的发展，经济的振兴，乃至整个社会的进步，都有赖于劳动者素质的提高和大量合格人材的培养。
（A）A.取决于B.鉴于C.有待于12.银行外币存款业务的主要币种不包括（C）。
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历年中国银行笔试真题英语部分：14：00-15：30 共85道满分150分。
第一部分：同义词填空，20个就是给出4个词，选出一个填到一个句子中，感觉和以前六级英语的同义词填空不一样，六机考的词基本上是考认不认识，认识的话基本都能对，中行考的是词义辨析。
现在只记得4个了：如** approval _____ (A. rate, C. ratio)** ;**an_____interview (A. exclusive, B. exceptional )***;***a _____ monument (A. perpetual , C. lasting );***____ on sb. to do sth.*** (A. prevail C. persuade，答案选A ) .第二部分：改错，10个就是给出一个句子，划线4个部分，让选出哪个有错，和以前托福语法改错格式差不多。
现在就记得一点了：an abundance of evidences, 应该选B. 还有一个enable sb. to do 加下划线了，不过这个是对的。
A B第三部分：完型填空 20个主要是关于对待非母语问题，说美国人到了美国大陆，要求印第安人不能使用自己的母语，要将其去除，其中有个选项是eradicate，否则就会受到惩罚，有个选项是punishment。
因此印第安人就刻意不把母语pass on 给下一代。
德国也是如此，要求是用德语，在教堂里，学校里还有什么地方都要讲德语，把其他语言书籍都烧掉了。
后来说到中国人，虽然在国外上语言课，但是都是segregated class，里面全是中国人。
中国人都喜欢和中国人在一起，比如Chinatown.语言成了影响人们找工作的问题之一。
Blabla~~~~第四部分：四篇阅读理解第一篇：居然回来搜了下找到原题，不过没答案。
How many people in the world speak English as a first a native language? Exact information on this point is not available, but an estimate of 230 million cannot be very wide of the mark. Of these, 145 million live the United States, a little less than 55 million in the United Kingdom, and something like 30 million in the British dominions and colonial possessions. It is even more difficult to arrive at a figure representing those who speakEnglish as a second or auxiliary language. A reasonably conservative conclusion would thus place the total number of speakers of English between 300 million and 325 million, about one seventh of the world’s population.If one thinks solely in terms of total number of speakers, it must be conceded that some authorities place Chinese, the various Indic languages, and Russian ahead of English, others only Chinese. Both Chinese and Indic, however, are terms covering a large number of mutually unintelligible dialects; and though the number of speakers of these languages may seem impressive, communication within the language is much more restricted than in English. Total numbers, moreover, constitute but one phase of the matter. The factor of geographical distribution is equally, possibly even more, significant. English is spoken as a first or native language on at least four continents of the world, Russian on two, Chinese and the Indic language on one, English is without question the closest approach to a world language today. It goes without saying that no two persons ever have an identical command of their common language. Certainly they have not precisely the same vocabulary. There are at least minor differences in pronunciation: indeed the same individual will not pronounce his vowels and consonants in absolutely identical fashion every time he utters them. Everyone possesses in addition certain individual traits of grammatical form and syntactical order, constituting that peculiar and personal quality of language which we term style. All of this is implicit in the well-known phrase, “Style is the man”. No two men are identical; no two styles are the same. If this is true of but two persons, the potential of difference resident in a language spoken by more than 200 million truly staggers the imagination.51. According to the author it could be said that _______.[A] more people speak Chinese dialects than Englishmore people speak English as an auxiliary language than as a first language[C] about one seventh of the world’s population speaks Russian[D] more people speak English in the UK than in Ireland52. The extract implies that ________.[A] a little less than half the native English speakers in the world live in the United Statesthe 55 million inhabitants of the British Isles speak like the 30 million inhabitants of the ex-British dominions and colonies[C] about one tenth of the total English-speaking world population lives in ex-British dominions and colonies[D] it would certainly be an underestimate to suppose 230 million people speaking English as a native language53. The reason why English is the closest approach to a world language is that _______.[A] Chinese and Indic languages are mutually unintelligibleChinese is too complex to be a world language[C] Russian is only spoken on two continents[D] there are more native speakers of English than of any other language54. According to the author the fact that the same individual will not pronounce his vowels and consonants identically every time shows that ________.[A] everyone has their own literary stylemutual intelligibility is a myth[C] people’s vocabular ies vary[D] no two people speak the same language in exactly the same way55. According to the author, style is ________.[A] significant when it comes to comparing only two peoplea question of grammatical and syntactical correctness[C] the particular way an individual uses language[D] a strange type of language第二篇：关于美国的mandated最低工资问题。