犹太人凭什么成功_第三章 知识胜过金钱,永远不会被夺走
犹太人成功思维：拥有知识就拥有一切
犹太人成功思维：拥有知识就拥有一切犹太人在世界上之所以能够引领风骚，最主要的是他们具有很高的文化素养。
而其根基是尊重知识，渴望学习，重视教育，崇尚求知。
在犹太人看来，学习知识最甜蜜。
在犹太传统中，孩子们第一次去学校上课，要穿上新衣，由教士或有学问的人带到教室。
在那里，每位孩子都可以得到一块干净的石板，石板上的希伯来字母和简单的《圣经》文句都是用蜂蜜写成的，孩子们一边诵读字母，一边将石板上的蜂蜜舔掉。
随后，拉比们会分给他们一些甜果。
学校之所以这样做，是为了让他们明白，学习知识有甜头。
从这种正式的风俗仪式上可以窥见犹太人对学习的态度。
学习知识具有崇高的价值。
在《塔木德》中有这样一段论述：学习使人严谨，严谨使人热情，热情使人洁净，洁净使人克制，克制使人纯洁，纯洁使人神圣，神圣使人谦卑，谦卑使人恐惧罪恶，恐惧罪恶使人圣洁，圣洁使人拥有神圣的灵魂，神圣的灵魂使人永生。
在以色列，有一个富翁的儿子对学习没有丝毫兴趣，他的父亲最后对他彻底绝望了，只教他《创世纪》一书。
后来，他们居住的城市遭到了敌军的攻击。
敌人俘虏了这个男孩，把他囚禁在一个遥远的城市。
国王来到了这个城市，并视察了男孩被囚的监狱。
国王要求看一看监狱中的藏书，结果他发现自己有一本书不会读。
“这好像是一本犹太人的书，”他说，“这本书有没有人会读？”“有一个人会读，他现在正关在这个监狱里，我这就带他来见您。
”典狱官说道。
典狱官把男孩找来，说：“现在国王那里有一本书，如果你不会读的话，国王就会要你的脑袋。
你要是死在这儿的监狱里，总比被国王砍掉脑袋的好。
”男孩说道：“我父亲只教我读过一本书。
”典狱官把男孩从监狱里提出来，将他打扮了一番，然后把他带到了国王那里。
国王把书拿给他，男孩就开始读，从“起初，上帝创造天地”一直读到“这就是天国的历史。
”国王听他读完后，说道：“这显然是上帝，赐福的上帝向我打开他的世界，只是要把这孩子送回到他父亲身边。
”于是，国王赏给了男孩一些钱，并派人送他回家。
犹太民族成功的秘诀
犹太民族成功的秘诀最近看了一些关于犹太人的书，发现犹太人的确为人类的发展作出了巨大贡献。
那么为什么是犹太人？他们有什么秘诀？通过最近的阅读，我至少发现了两点：第一：《圣经》旧约是犹太人的必修课。
每个犹太人必须熟读《圣经》。
这在深化他们信仰的同时实际上解决了犹太人的文化课的问题。
通过对于《圣经》的学习，每个犹太人都不是“睁眼瞎”，都是识文断字的。
知识就是力量。
这是众所周知的真理。
一个educated的民族至少是一个明事理、知进退的民族，是一个不能被愚弄的民族。
第二：犹太人特别重视对财富的积累。
英语当中有句话the freedom is not free。
换句话说，有了钱可以买到自由。
我们人类的终极目标是什么？不就是为了获得“四大自由”（1）吗？既然wealth可以帮我们获得自由，我们还有什么必要再矜持于文化的束缚？我们还有什么必要再为身边的很多俗事而烦恼？注释：（1）富兰克林·D·罗斯福的“四大自由”思想是在1941年1月6日对国会发表的国情咨文中具体阐述的,具体是指要在世界范围内保障人类的言论自由、信仰自由、经济自由和安全自由。
附上“四大自由”演讲：F. D. ROOSEVELT'S "FOUR FREEDOMS" SPEECHJanuary 6, 1941TO THE CONGRESS OF THE UNITED STATES:I address you, the Members of the Seventy-Seventh Congress, at a moment unprecedented in the history of the Union. I use the word "unprecedented," because at no previous time has American security been as seriously threatened from without as it is today...It is true that prior to 1914 the United States often had been disturbed by events in other Continents. We had even engaged in two wars with European nations and in a number of undeclared wars in the West Indies, in the Mediterranean and in the Pacific for the maintenance of American rights and for the principles of peaceful commerce. In no case, however, had a serious threat been raised against our national safety or our independence.What I seek to convey is the historic truth that the United States as a nation has at all times maintained opposition to any attempt to lock usbehind an ancient Chinese wall while the procession of civilization went past. Today, thinking of our children and their children, we oppose enforced isolation for ourselves or for any part of the Americas.Even when the World War broke our in 1914, it seemed to contain only small threat of danger to our own American future. But, as time went on, the American people began to visualize what the downfall of democratic nations might mean to our own democracy.We need not over-emphasize imperfections in the Peace of Versailles. We need not harp on failure of the democracies to deal with problems of world deconstruction. We should remember that the Peace of 1919 was far less unjust than the kind of "pacification" which began even before Munich, and which is being carried on under the new order of tyranny that seeks to spread over every continent today. The American people have unalterably set their faces against that tyranny.Every realist knows that the democratic way of life is at this moment being directly assailed in every part of the world - assailed either by arms, or by secret spreading of poisonous propaganda by those who seek to destroy unity and promote discord in nations still at peace. During sixteen months this assault has blotted out the whole pattern ofdemocratic life in an appalling number of independent nations, great and small. The assailants are still on the march, threatening other nations, great and small.Therefore, as your president, performing my constitutional duty to "give to the Congress information of the state of the Union," I find it necessary to report that the future and safety of our country and of our democracy are overwhelmingly involved in events far beyond our borders.Armed defense of democratic existence is now being gallantly waged on four continents. If that defense fails, all the population and all the resources of Europe, Asia, Africa, and Australasia will be dominated by the conquerors. The total of those populations and their resources greatly exceeds the sum total of the population and resources of the whole of the Western Hemisphere - many times over.In times like these it is immature - and incidentally unture - for anybody to brag that an unprepared America, single-handed, and with one hand tied behind its back, can hold off the whole world.No realistic American can expect from a dictator's peace international generosity, or return of true independence, or world disarmament, orfreedom of expression, or freedom of religion - or even good business. Such a peace would bring no security for us or for our neighbors. "Those, who would give up essential liberty to purchase the little temporary safety, deserve neither liberty nor safety." As a nation we may take pride in the fact that we are soft-hearted; but we cannot afford to be soft-hearted. We must always be wary of those who with sounding brass and the tinkling cymbal preach the "ism" of appeasement. We must especially beware of that small group of selfish men who would clip the wings of the American eagle in order to feather their own nests.I have recently pointed out how quickly the tempo of modern warfare could bring into our very midst the physical attack which we must expect if the dictator nations win this war.There is much loose talk of our immunity from immediate and direct invasion from across the seas. Obviously, as long as the British Navy retains its power, no such danger exists. Even if there were no British Navy, it is not probable that any enemy would be stupid enough to attack by landing troops in the United States from across thousands of miles of ocean, until it had acquired strategic bases from which to operate. But we learn much from the lessons of the past years in Europe - particularly the lesson of Norway, whose essential seaports were captured bytreachery and surprise built up over a series of years. The first phase of the invasion of this Hemisphere would not be the landing of regular troops. The necessary strategic points would be occupied by secret agents and their dupes - great numbers of them are already here, and in Latin America.As long as the aggressor nations maintain the offensive, they - not we - will choose the time and the place and the method of their attack. That is why the future of all American Republics is today in serious danger. That is why this Annual Message to the Congress is unique in our history. That is why every member of the Executive Branch of the government and every member of Congress face great responsibility - and great accountability.The need of the moment is that our actions and our policy should be devoted primarily - almost exclusively - to meeting the foreign peril. For all our domestic problems are now a part of the great emergency. Just as our national policy in internal affairs has been based upon a decent respect for the rights and dignity of all our fellowmen within our gates, our national policy in foreign affairs has been based on a decent respect for the rights and dignity of all nations, large and small. And the justice of morality must and will win in the end.Our national policy is this.First, by an impressive expression of the public will and without regard to partisanship, we are committed to all-inclusive national defense.Second, by an impressive expression of the public will and without regard to partisanship, we are committed to full support of all those resolute peoples, everywhere, who are resisting aggression and are thereby keeping war away from our Hemisphere. By this support, we express our determination that the democratic cause shall prevail; and we strengthen the defense and security of our own nation.Third, by an impressive expression of the public will and without regard to partisanship, we are committed to the proposition that principles of morality and considerations for our own security will never permit us to acquiesce in a peace dictated by aggressors and sponsored by appeasers. We know that enduring peace cannot be bought at the cost of other people's freedom.In recent national elections there was no substantial difference between the two great parties in respect to that national policy. No issue wasfought out on this line before the American electorate. Today, it is abundantly evident that American citizens everywhere are demanding and supporting speedy and complete action in recognition of obvious danger. Therefore, the immediate need is a swift and driving increase in our armament production...Our most useful and immediate role is to act as an arsenal for them as well as for ourselves. They do not need man power. They do need billions of dollars worth of the weapons of defense...Let us say to the democracies: "we Americans are vitally concerned in your defense of freedom. We are putting forth our energies, our resources and our organizing powers to give you the strength to regain and maintain a free world. We shall send you, in ever increasing numbers, ships, planes, tanks, guns. This is our purpose and our pledge." In fulfillment of this purpose we will not be intimidated by the threats of dictators that they will regard as a breach of international law and as an act of war our aid to the democracies which dare resist their aggression. such aid is not an act of war, even if a dictator should unilaterally proclaim it so to be. When the dictators are ready to make war upon us, they will not wait for an act of war on our part. They did not wait for Norway or Belgium or the Netherlands to commit an act of war. Their only interest is in a newone-way international law, which lacks mutuality in its observance, and, therefore, becomes and instrument of oppression.The happiness of future generations of Americans may well depend upon how effective and how immediate we can make our aid felt. No one can tell the exact character of the emergency situations that we may be called upon to meet. The Nation's hands must not be tied when the Nation's life is in danger. We must prepare to make the sacrifices that the emergency - as serious as war itself - demands. Whatever stands in the way of speed and efficiency in defense preparations must give way to the national need.A free nation has the right to expect full cooperation from all groups. A free nation has the right to look to the leaders of business, of labor, and of agriculture to take the lead in stimulating effort, not among other groups but within their own groups. The best way of dealing with the few slackers or trouble makers in our midst is, first, to shame them by patriotic example, and if that fails, to use the sovereignty of government to save government.As men do not live by bread alone, they do not fight by armaments alone. Those who man our defenses, and those behind them who build our defenses, must have the stamina and courage which come from anunshakable belief in the manner of life which they are defending. The mighty action which we are calling for cannot be based on a disregard of all things worth fighting for.The Nation takes great satisfaction and much strength from the things which have been done to make its people conscious of their individual stake in the preservation of democratic life in America. Those things have toughened the fibre of our people, have renewed their faith and strengthened their devotion to the institutions we make ready to protect. Certainly this is no time to stop thinking about the social and economic problems which are the root cause of the social revolution which is today a supreme factor in the world.There is nothing mysterious about the foundations of a healthy and strong democracy. The basic things expected by our people of their political and economic systems are simple. They are: equality of opportunity for youth and for others; jobs for those who can work; security for those who need it; the ending of special privilege fro the few; the preservation of civil liberties for all; the enjoyment of the fruits of scientific progress in a wider and constantly rising standard of living.These are the simple and basic things that must never be lost sight of inthe turmoil and unbelievable complexity of our modern world. The inner and abiding strength of our economic and political systems is dependent upon the degree to which they fulfill these expectations.Many subjects connected with our social economy call for immediate improvement. As examples: We should bring more citizens under the coverage of old age pensions and unemployment insurance. We should widen the opportunities for adequate medical care. We should plan a better system by which person deserving or needing gainful employment may obtain it.I have called for personal sacrifice. I am assured of the willingness of almost all Americans to respond to that call...In the future days, which we seek to make secure, we look forward to a world founded upon four essential human freedoms.The first is freedom of speech and expression - everywhere in the world.The second is freedom of every person to worship God in his own way - everywhere in the world.The third is freedom from want - which, translated into world terms, means economic understandings which will secure to every nation a healthy peace time life for its inhabitants -everywhere in the world.The fourth is freedom from fear - which, translated into world terms, means a world-wide reduction of armaments to such a point and in such a thorough fashion that no nation will be in a position to commit an act of physical aggression against any neighbor - anywhere in the world.That is no vision of a distant millennium. It is a definite basis for a kind of world attainable in our own time and generation. That kind of world is the very antithesis of the so-called new order of tyranny which the dictators seek to create with the crash of a bomb.To that new order we oppose the greater conception - the moral order. A good society is able to face schemes of world domination and foreign revolutions alike without fear.Since the beginning of our American history we have been engaged in change - in a perpetual peaceful revolution - a revolution which goes on steadily, quietly adjusting itself to changing conditions - without the concentration camp or the quick-lime in the ditch. The world orderwhich we seek is the cooperation of free countries, working together in a friendly, civilized society.This nation has placed its destiny in the hands and heads and hearts of its million of free men and women; and its faith in freedom under the guidance of God. Freedom means the supremacy of human rights everywhere. Our support goes to those who struggle to gain those rights or keep them. Our strength is in our unity of purpose.To that high concept there can be no end save victory.。
犹太人成功的黄金法则
犹太人成功的黄金法则真正的“犹太问题”是：犹太人靠什么谋生？——肖洛姆-阿莱汉姆活的富裕胜过死的富裕。
——《塞缪尔·约翰逊的一生》在当今美国，人们最崇尚的三种特质：成功、富有和犹太人，一再联系在一起，这绝非偶然。
——史蒂芬?西尔比格金钱是惟一的阳光，它照到哪里，哪里就发亮。
——索尔·贝娄富豪洛克菲勒曾说过：“钱最重要的功能是，为可以预见的未来提供一定程度的力量和安全感。
”因此，赚钱不仅是一种谋生的手段，更成为人们的一种社会和心理的概念，承担着人们的希望与恐惧、理想与价值观。
钱常常是一个人自我观感、自我尊重，以及对才智评价的中枢。
正如犹太歌剧《屋顶上的小提琴手》中的一个插曲写道：“如果我是一个富翁……当你有钱的时候，人们就会认为你真的什么都知道。
”①所以，正确把握金钱的密码和价值，懂得赚钱的哲学，对于每一个人都至关重要。
在世界的民族之林中，犹太人虽然历尽艰辛和屠戮，人口甚至还不到世界总人口的千分之一，但在相当长的一段历史时期内，不仅产生了马克思、爱因斯坦、弗洛伊德、毕加索等世界伟人，同时也产生了无数的亿万富翁，并控制了世界的经济命脉，赢得了“世界第一商人”的美誉，这一定不是偶然的。
正如一位犹太拉比、犹太财商第一书《你会发财》的作者丹尼尔?拉平博士所言：“无论是臭名昭著的纳粹或哈西德派学者，还是从未与犹太人打过交道的日本文化评论员或理论家，在从历史与现实的双重角度考察了犹太人的特性之后，都一致认可了一个简单的事实——犹太人精于商业。
”《福布斯》杂志的美国四百大富豪排行榜中，最富有的四十大富豪有45%是犹太人。
美国1/3的百万富翁是犹太人。
美国大学中，20%的教授是犹太人。
华府主要的律师事务所中，40%的合伙人是犹太人。
在收入超过5万美元的美国家庭中，犹太人的比率是非犹太人的两倍。
美国家庭收入低于2万美元的比率，犹太人是非犹太人的一半。
犹太人在经济地位上的强势延续到今天，一直都高过白人新教徒和天主教徒，甚至在相同年龄、结构和地区的家庭中，也是如此。
犹太人之谜-一个神奇民族的成功智慧-第8章
第8章管理者12点原则1.比起知识来，更重视智慧。
2.在整个人生中坚持学习。
3.金钱可以被夺走，但是知识不会被夺走。
4.把逆境看作机遇。
5.比起金钱来，更重视时间。
6.憎恶权威，不会成为权威。
7.笑。
8.倾听。
9.保持与其他人不同的立场。
10.从不需要本钱的事情开始做。
犹太人的祖国以色列王国在公元前73年，被罗马帝国的军队覆灭。
在漫长的2000年的岁月中，犹太人生活在社会的边缘，他们历尽了人世间的一切苦难和陷害，为了生存他们将复杂的生存方法总结成实用的法则，以便让所有的犹太人能够在激烈竞争的社会中生存和发展。
从犹太名人的自传中发现，他们总是面带微笑，侧耳倾听他人的数说，然后再提出自己的观点。
“微笑和倾听”这二个法则是改变处境妙药，因为微笑是心灵的阳光，而倾听是对他人的尊重、信任和激励。
所以说犹太法则是人生的指南，同时也是经商的基础。
其实犹太商人崛起的第一块基石是“诚信”，因为诚信是最高的商法。
犹太人认为自己之所以能够生存是因为与上帝之间有一个契约，而契约的见证就是行割礼，所以尊信守约是对上帝的诺言，如果违背契约灾难就必将降临;第二块基石是“知识”，因为早在11世纪犹太人就消灭了文盲，所以知识是一切财富的源泉。
善于借力犹太人的格言说：“山峰永不相遇，而人却时时相逢。
”这就是要我们重视人际关系。
犹太人相信：你的专业本领往往只能给你带来一种机会，而交际本领则可以给你带来百种千种机会；专业本领只能利用自身能量，而交际本领则可使你利用外界的无限能量。
犹太富豪洛克菲勒经过奋斗，他的公司业绩蒸蒸日上。
由于是白手起家，财力有限，在和一些对手竞争时处于劣势，这样，他梦想垄断炼油和销售的计划只能暂时搁置在一边。
经过仔细调查和慎重分析，洛克菲勒认为：“原料产地的石油公司在需要用铁路的时候就用，不需要的时候就置之不理，总是反复无常，使得铁路经常无生意可做，铁路的运费收入也就非常不稳定。
这样，一旦我们与铁路公司订下一个保证日运油量的合约，对铁路方面必是如荒漠遇甘泉般的及时，那时铁路公司在给我们运输时必定会大打折扣。
犹太人凭什么赢（读书笔记）（合集）
犹太人凭什么赢（读书笔记）（合集）第一篇：犹太人凭什么赢(读书笔记)生命的天平，常在希望和绝望之间摇摆不定，只要加强希望的力量，就能保护生命，就可以使天平的指针倾向于人类的方向。
犹太民族正是凭借这种生存意志、坚韧、自信、执著的走在世界的最前沿。
工作上的经验和知识，加上自身的潜能，是一个人的最宝贵财富，它引导你走向成功的康庄大道，是打开财务之库的金锁匙。
人生不可能一直一帆风顺。
犹太人凭着过人的胆识，抱着乐观从容的风险意识，知难而进，逆流而上，赢得出人意料的成功。
然而懂得从失败中学到经验和智能，这才是无可比拟的珍贵财富，只有坦然面对失败的人，才算是真正成熟的人，在这方面大概没有任何民族比得上犹太民族。
信仰-------不灭的灵魂犹太民族是一个神奇的名族，他们没有国家、没有地域，他们为了自己能够生存和发展，走遍了世界的各个角落，无数次的被驱逐和杀害，无数次的流亡与逃难，即使在种族濒临灭绝的时候，他们仍然没有放弃自己的信仰，没有被别的名族通话，并且在世界各地人才辈出，成为世界公认的最优秀、最聪明的民族。
“摩西十戒”一、除了耶和华之外，不许信仰别的神；二、不可为自己制作和崇拜任何偶像；三、不可妄称耶和华的尊名；四、当守安息日为圣日。
前6天做工，第七天歇息，任何工作都不能做。
五、孝敬父母者，福寿长久；六、不可杀人；七、不可奸淫；八、不可偷盗；九、不可作伪证陷害人；十、不可贪婪他人的一切。
犹太精神，他们敢想敢做，崇尚自由，反对一切守旧的东西，更不会为一些僵化的观念和传统的做法拘束。
教育----智慧的大门据说在每一个犹太人的家里，当孩子刚刚懂事时，母亲就会发开《圣经》，将一滴蜂蜜滴在上面，然后让孩子去吻《圣经》圣经上的蜂蜜，接着，母亲会告诉孩子：书本是甜的。
许多犹太人认为，在学习知识时，一要善于获取资料；二要有重点的选择，有其精要的部分必须细读精思，知其意义；三是要借闹读书，通过别人的阅读，从他人总结的要点中获得精要的东西；四要要与进行人际的交流、沟通，从媒介网络中获取知识。
犹太人之谜-一个神奇民族的成功智慧-第3章
第3章22：78法则22：78是个永恒的法则，没有互让的余地。
是宇宙的大法则。
犹太民族失去祖国之后，只好四处逃避。
在近两千年的恶劣环境下，犹太人逐渐形成了一种生活哲学，因而在任何条件下都能生存下去并且发财致富。
在犹太人看来，宇宙与生活是相依生息，相容无悖的。
所谓“78:22法则”，它是以一个正方形的内切圆关系计算出来的。
假设一个正方形面积是100，那么，它的内切圆面积78.5，剩下的面积即21.5。
以整数计算表达，便是78:22。
空气中的气体比例中，氮气占78%，而氧气占22%。
人体的比重中，也是由78%的水及22%的其他物质所构成的。
这个78:22的数据，成为人力不可抗抿的宇宙大自然的法则，人类不能违背这种法则而生存发展，试想，如果空气中氮气占20%，人类将不能在这样的空气中生存下去;如果把人体的水份降至占60%，那定然会干枯而死。
因此，犹太人认定“78:22”是个永恒的法则，世界上的一切事物都是按照78：22来进行排列和组合的。
另外，犹太人已经洞察到，22%的人拥有78%的财富，而大多数人只得到少数的生活费。
因此钱在有钱人手里，所以只要和有钱人做生意赚有钱人的钱，就可以快赚钱和赚大钱。
1、赚女人的钱女人是金钱的实际拥有者，例如一个男人和一个女人在餐厅就餐，如果是男人结帐说明他们是情侣;如果是AA制说明他们是同事;如果是女人结帐则可以证明他们是夫妻。
因为人类的通行规则就是----金钱围绕着女人花。
男人是世界的中心，女人是男人的中心。
男人总是围着女人转并讨好女人，男人一旦结婚，女人就成了家里的财政部长。
于是男人们一辈子就在不停的赚钱，女人们就不停的花钱。
对此犹太人的总结是：男人是挣钱的人，赚他们的钱难!女人是花钱的人，赚她们的钱容易!3、高价适销犹太人经商绝不做薄利多销的买卖，却只做厚利适销的生意。
古今中外的生意经都有“薄利多销”的经营招法，但犹太商人认为进行薄利竞争，就如同把脖子套上绞索，是愚蠢之至。
犹太人的智语与人生哲学
犹太人的智语与人生哲学作者：泪鱼儿犹太人的智语与人生哲学1、在最便宜的市场上买，到最贵的市场上卖。
2、为了贫穷女孩子的一份嫁妆，可以在犹太教堂里把《圣经》卖掉，为了使这个女孩子一生富足，他的嫁妆里必须要有一部《塔木德》。
3、孩子们必须知道的三件事：谁是领导，什么是原则，将由谁来执行这些原则。
4、自己不去思考和判断，就是把自己的脑袋交给别人帮你看管。
5、金钱能买到万物，惟独买不到知识。
6、金钱即使在泥泞中依然闪亮发光。
7、命运也得向金钱和势力低头。
8、身体依靠心而生存，心则依靠钱包而生存。
9、钱说话的时候真理就沉默。
10、假如所有人都向同一个方向行走，这个世界必将倾覆。
##############################################################################11、上帝给予光明，金钱散发温暖。
12、钱是圆的，它会从你身边滚走的。
13、钱不是罪恶，也不是诅咒，它在祝福着人们。
14、智慧胜过勇力，而贫穷人的智慧被人藐视，他的话也无人听从。
15、经商之人务必谨记：“我完全相信你，因此请付现金。
”16、金钱给神购买了礼物，敲开了神那紧闭的门。
17、为使女儿嫁给学者，即使变卖一切家当也是值得的；为娶学者的女儿为妻，纵然付出所有的财产也在所不惜。
18、如果你的思维足够开阔，你的钱包就会随之增大。
19、有些人过度钻研学问，以至于无暇了解真相。
学者中也有类似驴马之人，他们只会搬运书本。
20、顺其自然身心必定健康。
@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@21、借贷之时要找证人作证，施舍之时不可有第三者在场。
22、人生最宝贵的资源并非金钱，而是时间。
23、暂时地放弃一些利益，是为了更多的利益。
24、人要是没有希望，就会心碎肠断。
25、一块钱应当作两块钱用。
犹太人的智慧
1、在犹太传统中，孩子第一次进学校总是先将用蜂蜜写在干净石板上的希伯来字母舔干净，希望他们知道学习是甜蜜而充满诱惑的。
他们有一条万古不变的真理：财富可以被带走，唯有知识和智慧永不流失。
2、敏锐的知性，可以抓住瞬间的机会，预见未来的趋势，洞悉细微外的微妙变化，把握宏观而抽象无形的东西。
学习的目的便是培养这种洞若观火的洞察力。
3、实际上，学习应该是怀疑、思考、提高知性能力的过程。
知性并不是指知识。
知性是以知识为基础，以完善知识、提高心性和能力为目的而构建起来的精神大厦。
知识本身就是一笔财富，但犹太人看重的是将知识如何化为实实在在的物质财富，即人的知性，也就是人的智慧．因为智慧是打开幸福和财富之门的金钥匙．3、在犹太人眼中，学习不只是学习，而是以本身所学为基础,自行创造出新的东西的过程；学习的目的不在于培养另一个教师，也不是人的拷贝，而是在于创造一个新的人．世界之所以进步即在此．4、犹太人也蔑视一般的学习，他们认为一般的学习只是一味模仿，而不是任何创新．实际上，学习应该是怀疑，思考，提高知性能力的过程．只要是活着，犹太人总是不停地学习．因为对犹太人来说，学习是一种神圣的使命．犹太人认为，肯学习的人比知识丰富的人更伟大．5、在犹太教中，勤奋好学不只是仅次于敬神的一种美德，而且是敬神本身的一个组成部分．这种宗教般虔诚的求知精神在商业文化中的渗透，内化为犹太人孜孜不倦，探索求实，锐意进取的创新意识．他们孜孜以求在知识海洋中积累的丰富知识，对形成犹太人所特有的计划谋略与智慧发挥了文化滋养的作用．可以想像一个目不识丁的人或知识缺乏者在世界舞台上根本不会有运筹帷幄的智慧．"高风险，意味着高回报"，只有敢于冒险的人，才会赢得人生辉煌。
而且，那种面临风险、审慎前进的人生体验可以练就过人的胆识，这更是宝贵的精神财富。
犹太人无疑是这种财富的拥有者：他们凭着过人的胆识，抱着乐观从容的风险意识知难而进，逆流而上，往往赢得了出人意料的成功。