金融英语期末考试短语 英译汉
金融英语复习参考题

金融英语复习材料期末考试题型及分值分布:1:单项选择 20*1’=20’2:阅读理解两篇 10*2’=20’3:汉译英 5*3’=15’4:英译汉 6*5’=30’5:专业问答 15’Ⅰ Multiple choice.1. What function is money serving when you buy a ticket to a movie?A. store of valueB. a unit of accountC. transaction demandD. a medium of exchange2. Which of the following statements is not true of central banks?A. they pay the government’s salariesB. they are always the lender of last resortC. they always undertake the regulation of the banking systemD. none of the above3. What is the reserve requirement?A. The requirement for cash reservesB. The requirement for deposits in cashC. T he percentage of a bank’s deposits in the form of cash reservesD. The requirement of a bank to deposit a percentage of money4. Regulation of the money supply and financial markets is referred to asA. fiscal policyB. monetary policyC. income policyD. budgetary policy5. Financial markets serve to channel funds from .A. savers to investorsB. investors to consumersC. consumers to producersD. the government to contractors6. If the central bank wishes to increase the level of bank reserves temporarily, it should .A. purchase government securities outrightB. raise reserve requirementC. buy government securities under a repurchase agreementD. sell government securities under a reserve repurchase agreement7. A commercial bank wishing to increase its capital shouldA. issue new stockB. acquire new depositC. make more commercial loansD. acquire government securities8. The following are the three main instruments used by the central bank to implement its monetary policy exceptA. reserve requirement ratioB. credit quotaC. open market operationD. discount rate9. are the major target which the central bank buys and sells in the open market.A. financial institution bondsB. corporate bondsC. stocksD. government securities10. Financial intermediaries are institutionsA. that borrow funds from investors in productive facilitiesB. that act as middlemen in transferring funds from ultimate lenders to ultimate borrowersC. that lend funds to small saversD. all of the above11. Financial markets can be classified asA. debt and equity marketsB. primary and secondary marketC. money and capital marketsD. all of the above12. Commercial banks participate in the money market asA. lenders onlyB. borrowers onlyC. both lender and borrowersD. trustees only13. The major expense of commercial bank isA. wages and salariesB. dividend payments to stockholdersC. interest on depositsD. taxes14. Stocks are also referred to asA. securitiesB. equitiesC. sharesD. all of above15. Which of the following is not a type of bond?A. corporateB. treasuryC. EurodollarD. municipal16. Which of the following is a debt instrument found in the capital market?A.U.S. treasury billB. commercial paperC. residential mortgageD. demand deposit17. The foreign exchange market is organized asA. a physical marketB. a capital marketC. a speculative marketD. over-the-counter market18. Exchange control require the governmentA. to ensure that the foreign-exchange market is perfectly competitiveB. to stop buying foreign exchangeC. to sell more foreign exchange than it buysD. to balance inflows and outflows of foreign exchange at the current exchange rate19. The forward rate is calculated by adjusting the spot rate by aA. premiumB. discountC. marginD. difference20. When the U.S. real interest rate is low, owning U.S. assets is and so U.S. net foreign investment isA. more attractive…highB. more attractive…lowC. less attractive…highD. less attractive…low21.The main liability on a bank balance sheet is ______.A. depositsB. capital and reservesC. loans and overdraftsD. cash22. Why must the liabilities and assets of a bank be actively managed? ______.A. Because assets and liabilities are not evenly matched on the same time scaleB. Because assets and liabilities are evenly matchedC. Because the interbank market uses LIBORD. Because assets and liabilities can be underwritten23. Financial intermediaries by "borrowing short and lending long" find themselves in difficult financial situations becauseA. short-term rates are fallingB. long-term rates are risingC. deposits increase too rapidlyD. short-term rates rise relative to rates of their holdingsE. long-term rates rise more sharply than short-term rates24. Banks manage their assets considering ______.A. riskB. some optimum combination of the aboveC. earningsD. liquidity25. Indirect finance is also known as .A. financial intermediationB. intangible financeC. disintermediationD. the futures market26. Which of the following financial institutions have the most assets?A. life insurance companyB. private pension fundsC. commercial banksD. credit unions27. By purchasing government securities commercial banks are .A. borrowing from the governmentB. acquiring earning assetsC. making a “loan” to the governmentD. both B and C28. Which of the following financial intermediaries operate in primary securities markets?A. brokersB. dealersC. commercial banksD. investment banks29.Which of the following would be considered a disadvantage of allocating resources using a market system?A. Income will tend to be unevenly distributed.B. Significant unemployment may occur.C. The wastage of scarce economic resources cannot be prevented.D. A misallocation of resources may occur where there is a discrepancy between private and social costs.30. Which of the following is not a factor of production according to economists?A. LandB. LaborC. EntrepreneurshipD. Trademark31. Which of the following is not a function of money?A. To act as a medium of exchangeB. To act as a unit of accountC. To act as a store of valueD. To act as a means of paymentE. To provide a double coincidence of want.32. Legal tender includes .A. coins onlyB. notes onlyC. notes and coinsD. notes, coins and checks33. Commercial bank deposits with the central bank are part of the bank’sA. net worthB. demand depositsC. loan portfolioD. reserves34. The key factor limiting how much a commercial bank has immediately available to lend is the amount of itsA. demand depositsB. excess reservesC. vault cashD. savings deposits35. Which of the following central bank action would be appropriate to combat rapid inflation?A. A reduction in the discount rateB. A reduction in reserve requirementC. A cut in taxD. A sale of government securities36. A commercial bank wishing to increase its capital shouldA. issue new stockB. acquire new depositsC. make more commercial loansD. acquire government securities37. The price in the foreign market is calledA. the trade surplusB. the money priceC. the exchange rateD. the currency rate37. Monetary policy and policy are the two basic tools used by the government to influence the course of economic activity.A. accountingB. fiscalC. financialD.trade38. if the nominal rate of interest is 10 percent and the expected rate of inflation is 7 percent, the real rate of interest is .A.27 percentB. minus 3 percentC. plus 3 percentD. minus 27 plus39. A money market instrument usually used for import/export payment is known as .A. repurchase agreementB. EurodollarC. Certificate of depositD. Banker’s acceptance40. Bonds that can be changed to shares of common stock are said to be .A. callableB. general obligationC. convertibleD. zero-coupon41. Preferred stockholders receive .A. coupon paymentsB. fixed dividend paymentsC. variable dividend paymentsD. payment in the form of additional stock42. Bank manage their assets considering .A. riskB. liquidityC. earningsD. some optimum combination of the above43. Which of the following would be considered a loan secured by real estate?A. A credit card loanB. Subordinated debtC. Bank capitalD. A mortgage44. will be either the sole or the main source of a project loan repayment.A. capital fundsB. investment gainsC. the cash flow arising from the projectsD. all of the above45. In a syndicated loan, handles the negotiations with the borrower, prepares the relevant documentation and disburses the full amount of the loan to the borrower.A. the lead bankB. the accounting bankC. the participating bankD. the agent bank46. Repayment of a borrowing for working capital purposes usually comes from .A. profitsB. sale of fixed assetsC. cash flowD. capital introduced47. A loan agreement is normally prepared by and reviewed by .A. the lending bank’s legal counsel…the borrower’s attorneyB. the borrower’s attorney …the lending bank’s legal counselC. a third party other than the lending bank and the borrower… the lending bank’s legal counselD. none of the above48. For the most bank, are the largest and most obvious source of credit risk.A. guaranteesB. interbank transactionsC. loansD. equities49. A customer has deposited a gold watch with the bank for safe-keeping. This is an example ofA. lienB. pledgeC. bailmentD. mortgage50. A pledge provides a bank with .A. possession of the goodsB. rights over items held in safe custodyC. legal ownership of the goodsD. the ability to transfer interests in certain assets51. Which of the following is true of a mortgage?A. the mortgage retains possession of the mortgaged propertyB. the mortgagor retains possession of the mortgaged propertyC. the lender acquires the right to retain the mortgaged property until the mortgaged debt is repaidD. none of the above汉译英练习题:1.我们银行经办定期存款、活期存款和定活两便存款。
常用金融英语词汇的翻译

常用金融英语词汇的翻译acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration, globality 全球一体化,全球化go public 上市growth spurt (经济的)急剧增长have one's "two commas" 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股,所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client (银行的)网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权,股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public 上市tap the idle assets 盘活存量资产transaction (银行的)交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐经济金融术语汉英对照表A-BA安全网safety net按可比口径on comparable basis按轻重缓急to prioritize暗补implicit subsidy暗亏hidden lossB颁发营业执照to license;to grant a licence to办理存款业务to take deposits保护农民的生产积极性to protect farmers'incentive to produce备付金(超额准备金) excess reserves本外币并账consolidation of domestic and foreign currencyaccounts本外币对冲操作sterilization operation本位利益localized interest;departmentalism奔小康to strive to prosper;to strive to become well-to-do避税(请见“逃税”) tax avoidance币种搭配不当currency mismatch币种构成currency composition变相社会集资disguised irregular(or illegal) fund raising表外科目(业务) off-balance-sheet items(operation)薄弱环节weaknesses;loopholes不变成本fixed cost不变价at constant price;in real terms不动产real estate不良贷款problem loans;non-performing loansC财务公司finance companies财政赤字fiscal deficit财政挤银行fiscal pressure on the central bank(over monetary policy)财政政策与货币政策的配合coordination of fiscal and monetary policies采取循序渐进的方法in a phased and sequenced manner操作弹性operational flexibility操纵汇率to manipulate exchange rate产品构成product composition;product mix产品积压stock pile;excessive inventory产销率current period inventory;(即期库存,不含前期库存)sales/output ratio产销衔接marketability产业政策industrial policy长期国债treasury bonds敞口头寸open position炒股to speculate in the stock market承购包销underwrite(securities)成套机电产品complete sets of equipment;complete plant(s)城市信用社urban credit cooperatives(UCCs)城市合作银行urban cooperative banks;municipal united banks城市商业银行municipal commercial banks城乡居民收入增长超过物价涨幅real growth in household income持续升温persistent overheating重复布点duplicate projects重置成本replacement cost重组计划restructuring plan筹资渠道funding sources;financing channels初见成效initial success出口统一管理、归口经营canalization of exports出口退税export tax rebate储蓄存款household deposits(不完全等同于西方的savingsdeposits,前者包括活期存款,后者不包括。
英语考试题库

英语考试题库一.翻译题英译汉Unit one1.Man has subdued and disciplined electricity and pelled it to serve the interests of society.人类降服并控制了电,迫使它为人类社会的利益效劳。
2.However,despite their imperfect tools,they worked together stubbornly,collectively,and were able to attain results.然而,尽管工具不甚完备,他们却能同心协力,顽强工作,并总是有所收获3.At present the previous dynamic balance between man and nature and between nature and society as a whole,has shown ominous signs of brea king down.目前,人与自然以及自然与社会整体之间过去存在的动态平衡,已呈现崩溃的迹象。
4.Modern technology is distinguished by an ever increasing abundanceof produced and used synthetic goods.现代技术的特征是生产和使用日益丰富的人工合成产品。
5.As time goes on the synthetic output of production turns into waste,and then substances that in their original form were not very to*ic a re transformed in the cycle of natural processes into aggressive age nts.久而久之,这些合成物质转变成废弃物,那些原本毒性不大的物质在自然循环中变为极其有害的物质。
文档金融专业英语翻译

□英译汉1.For example pay ments facilities through banks convenient savings and access to home loans from building societies and car h ouse or life insurance. ——例如银行提供的付款工具、建房互助会或储贷协会提供便利储蓄和住房信贷以及汽车、房屋或人寿保险。
2.All these financial institutions and markets fit together into a network which comprises the financial system. ——所有的这些金融机构和金融市场会聚在一起交织成网便构成了金融体系。
1.By their very nature financial institutions attract criticism: bankers would not be doing their jobs if they did not turn down some requests for loans and those who are denied funds sometimes feel hard done by and are vociferous in their complaints. ——金融机构天生就容易招惹批评如果银行家不拒绝几份贷款请求那他就不是在认真工作而那些被拒绝了的借款人有时会觉得十分委屈甚至大为光火大叫大嚷抱怨不停。
2. It is the ultimate savers and ultimate borrowers who are as it were on the periphery of the financial system whose needs it serves provide the rationale for its existence. ——可以说最终储蓄者和最终借款人处于金融体系的最边缘金融体系为他们的需求服务他们是金融体系存在的最根本理由。
《大学英语(2)》期末考试卷A

福建师范大学网络与继续教育学院
《大学英语(2)》期末考试A卷
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专业:财务管理
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电大专科金融《英语I(1)》试题及答案1.doc

中央广播电视大学2010-2011学年度第二学期“开放专科”期末考试英语工(1) 试题注意事项一、将你的学号、姓名及分校(工作站)名称填写在答题纸的规定栏内。
考试结束后,把试卷和答题纸放在桌上。
试卷和答题纸均不得带出考场。
监考人收完考卷和答题纸后才可离开考场。
一、仔细读懂题目的说明,并按题目要求答题。
答案一定要写在答题纸的指定位置上,写在试卷上的答案无效。
三、用蓝、黑圆珠笔或钢笔答题,使用铅笔答题无效。
第一部分交际用语(共计10分,每小题2分)1-5题:阅读下面的小对话,判断答语是否恰当,恰当的选A(Right).不恰当的选B( Wrong).并将答案写在答题纸上。
1.- What do you do?-1 work in insurance.A.Right B.Wrong2. - How about going to an estate agent?- Yes, that's a good idea.A.Right B.Wrong3. - Excuse me, where is the nearest bank, please?-It's not sure.A.Right B.Wrong4.- Are you free on Friday?- No, I'm sorry.A.Right B.Wrong5.-What do you think of the invitations?- That's a good idea.A.Right B.Wrong第二部分词汇与结构(共计40分,每小题2分)6-25题:阅读下面的句子,从A.B.C三个选项中选出一个能填入空白处的最佳选项,并在答题纸上写出所选项的字母符号。
6. He works in____office in London.A.a B.anC.the7. London is——capital of Britain, and it is——great city, too.A.a,the B.the,/C.the,a8. I have a sandwich --------lunch.A. forB. inC. to9. This is my new watch. It was a present___ my wife.A. withB. fromC. to10. I'm hungry. Could you get a sandwich for --------, please?A. IB. myselfC. me11. Who is that man over there? Do you know -------name?A. heB. hisC. him12. She likes swimming, but he --------.A. is notB. don'tC. doesn't13. I think there will ----------50 people at tomorrow's party.A. beB. beingC. are14. He--------in Beijing, but his parents---------in Hangzhou.NA. live, livesB. lives, liveC. live, live15. It --------- heavily here at this moment.A. rainB. rainsC. is raining16. My husband doesn't -------- shopping, but I like it very much.A. likeB. likesC. likes to17. Who are those ----------? Do you know their names?A. manB. womanC. men18. I don't need ------- coffee, thanks.A. someB. anyC. /19. Would you like to---- a reservation for dinner in the restaurant this evening?A. makeB. giveC. hold20. -1 have got a pain in my chest.-You --------- to see the doctor.' A. have B. needC. should21. Which is -------, the Yangtze River or the Yellow River?A. a bit longB. longerC. more long22. She is-----------at training than me.A. goodB. betterC. best23. -----------do I get to the bus station?A. WhatB. WhereC. How24. ---------rice do you want to buy?A. How muchB. How manyC. How often25. - I haven't got a car.- Neither ---------- IA. haveB. doC* am第三部分句型变换(共计15分,每小题3分)26-30小题:根据括号里的提示或利用括号里的词语改写下列句子,并将答案写在答题纸上。
《英语》期末考试试题A卷(闭卷)

of studying economics at a top university.• 5. If you(三)选词填空(5分)*• 1. Big data will become much moreD. bigger2. The shop assistant carefully ____ each item with the price and the data, as if the were handling a valuable piece of art. *A. labelB. a lableC. labeledD. labelled3. At the age of 24, I bacame a ____ writing for a local newspaper. *A. journalistB. journalC. journalyD. journals4. Jane started a special ____ about gap-year travelling in the school magazine. *A. columnB. columnsC. a columnD. an column5. Parents prefer taking their children to some places that combine ____ with education. *A. entertainB. entertainsC. entertainingD. entertainment6. Health monitors ____ potential dangers to our health. *A. detectB. causeC. detectlyD. causely7. Smart houses can be operated ____ . *A. from farB. from a distanceC. remoteD. far8. Pay attention to all the ____ of the electrical equipment. *A. appliancesB. switchesC. applyD. knob9. They invented ____ the most efficient way of heating. *A. potentiallyB. greatlyC. greatD. possible10. Some monitoring devices are designed to warn people of certain ____ illnesses. *A. criticalB. seriouslyC. difficultD. critically四、翻译(30')(一)将括号里的文字翻译成英文(2分)*1. People in poor rural areas are being educated to .(停止抵制变化)2. I met her when I was studying in Wuhan, and I (保持联系) with her ever since.3. We were sorry to find out that .(我们所有的建议都被回绝了)阅读文章,回答问题(25’)Volunteers Needed①With a history of over 600 years, the Palace Museum in Beijing receives over 19 million visitors from home and abroad each year. It acts as a place for people to learn about Chinese history and culture. In order to offer better service to visitors, we need people who are helpful, patient and responsible, people who are willing to serve the public, people who love and have a good knowledge of Chinese history and culture, and people who are skilled in communication and organization.②The volunteer work includes: 1. introducing the architecture and exhibits to visitors; 2. guiding visitors during busy seasons; 3. answering questions; 4. doing some simple repair work; 5. doing some cleaning.③Anyone who is aged 20–60, healthy and can speak Chinese or English is welcome to apply.④If you are interested and enthusiastic, fill in the electronic application form online. You will be informed when and where to have a written test and an interview. We are looking forward to your participation.⑤Volunteer Service Department of the Palace Museum in Beijing(一)请将段落序号与海报的每一部分相匹配(1’×5=5’)*•Background information on volunteer recruitmentPara.。
金融行业英语词汇大全

金融行业英语词汇大全一、债券和股票- Bond(债券)- Stock(股票)- Share(股份)- Dividend(股息)- Equity(股权)- Coupon(利息券)- Par Value(面值)- Yield(收益率)- Maturity(到期日)- Initial Public Offering (IPO)(首次公开募股)二、投资和交易- Investment(投资)- Portfolio(投资组合)- Asset(资产)- Liability(负债)- Hedge Fund(对冲基金)- Mutual Fund(共同基金)- Stock Exchange(证券交易所)- Bull Market(牛市)- Bear Market(熊市)- Option(期权)三、银行和金融机构- Bank(银行)- Investment Bank(投资银行)- Central Bank(中央银行)- Retail Bank(零售银行)- Mortgage(抵押贷款)- Loan(贷款)- Interest Rate(利率)- ATM(自动取款机)- Credit Card(信用卡)四、风险管理和保险- Risk Management(风险管理)- Insurance(保险)- Underwriter(承销商)- Premium(保费)- Claim(索赔)- Policyholder(保单持有人)- Insurer(保险公司)- Reinsurance(再保险)- Actuary(精算师)- Catastrophe(灾难)五、国际金融- International Trade(国际贸易)- Foreign Exchange (Forex)(外汇)- Exchange Rate(汇率)- Tariff(关税)- Balance of Trade(贸易余额)- World Bank(世界银行)- International Monetary Fund (IMF)(国际货币基金组织)- Free Trade Agreement(自由贸易协议)- World Trade Organization (WTO)(世界贸易组织)- Globalization(全球化)以上是金融行业英语词汇大全的部分内容,希望对您有所帮助。
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failure(1)市场失灵market liquidity risk(2)市场流动性风险market risk(2)市场风险maturity intermediation(2)期限中介Money center banks(3)货币中心银行Money market mutual fund(3)货币市场共同基金Money market(1)货币市场Monoline Insurance Companies(6)单线保险公司Mortgage banking(3)抵押银行业务mortgage lending(3)抵押贷款Multiline insurance companies(6)多线保险公司Mutual funds(7)共同基金Mutual Insurance Company(6)互助制保险公司National Credit Union Administration(3)国家信用社管理局National Credit Union Share Insurance国家信用社股份保险基金Fund(3)Natural person credit unions(3)自然人信用合作社Net asset value(NAV)(7)资产净值no-load mutual funds(7)无销售费用共同基金offshore market(1)离岸市场Open-End Funds(7)开放式基金operational risk(2)操作风险opportunistic hedge fund(2)机会主义型对冲基金options contracts(1)期权合约over-the-counter market(1)场外市场payment mechanisms(2)支付机制pension funds(8)养老基金pension plan sponsors(8)养老金计划发起人pension plans(8)养老金计划performance-based management fees(2)基于业绩管理费Policy lapse(6)保单失效portfolio(2)资产组合Premiums(6)保费Price discovery process(1)价格发现过程Primary market(1)一级市场Property and 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Assets(1)有形资产Term life insurance(6)定期人寿保险Time deposits(3)定期存款Underwriting income(6)承保收入Underwriting process(6)销售过程Unit trust(7)单位信托value-at-risk(2)风险价值Variable life insurance(6)投资人寿保险(可变)人寿保险Variable universal life insurance(6)投资的全能人寿保险(可变的) Whole life insurance(6)终身人寿保险。