投资银行相关英语
金融英语专业词汇汇总
实用文档Money Markets 货币市场Capital Markets 资本市场Foreign Exchange Markets 外汇市场Gold Markets 黄金市场Derivative Markets 衍生品市场Direct Financing 直接金融市场Indirect Financing 间接金融市场Financial Intermediary 金融中介Deposit 存款Loan 贷款Foreign Currency 外汇Securities 证券Forward transactions 远期交易Foreign currency futures 外汇期货Commercial bank 商业银行Investment bank 投资银行Pension fund 养老基金Central Bank 中央银行Primary Market 一级市场Secondary Market 二级市场Dividends 股息Shareholders 股东Common Stock 普通股Preferred Stock 优先股Financial Institutions 金融机构Default Risk 违约风险Liquidity 流动性Treasury Bills 短期国库券Treasury Notes 中期国库券Treasury Bonds 长期国库券Inter-bank markets 同业拆借London Interbank Offered Rate LIBOR伦敦同业拆借利率Commercial Paper 商业票据Negotiable certificates of deposit大额可转让定期存单Repurchase Agreement 回购协议Reverse repurchase Agreement 逆回购协议Banker’s acceptances 银行承兑汇票Bond 债券Stock 股票Interest (coupon) payments 票面利息Interest (coupon) rate 票面利率Face value (Principle) 面值Maturity date 到期日Municipal bonds 市政债券Corporate bonds 企业债券Treasury Bills (Maturity less than 1 year) Treasury Notes (Maturity 1 to 10 years) Treasury Bonds (Maturity more than 10 years) Annual 一年Semi-annual 半年Mortgage bonds 抵押债券Zero-coupon bonds 零息债券Folate-rate bonds 浮动利率债券Redemption bonds 可赎回债券Convertible bonds 可转换债券Collateral 抵押物Common Stock 普通股Preferred Stock 优先股Residual Claims 剩余追索权Limited Liability 有限责任Capital Gains 资本利得Public placement 公募Private placement 私募Bid price 卖价Ask price 买价Market Order 市价委托指令Limit Order 限价指令Stop Order 停止指令Fundamental Analysis 基本面分析Technical Analysis 技术分析Buy on margin 买空Short sales 卖空Margin 保证金Initial Margin 初始保证金Maintenance Margin 维持保证金Margin Call 保证金催缴通知Exchange Rate 汇率Foreign Exchange Bank 外汇银行Foreign Exchange Broker 外汇经纪人Spot transaction 即期交易Forward transaction 远期交易Appreciation 升值Depreciation 贬值Cross-Exchange rates 交叉汇率Direct Quotation 直接标价法Indirect Quotation 间接标价法实用文档Dollar Quotation 美元标价Balance Sheet 资产负债表Income Statement 损益表Statement of Cash Flow 现金流量表Asset 资产Liability 负债Owner’s Equity 所有者权益Current Asset 流动资产Short-term assets 短期资产Cash 现金Accounts receivable 应收账款Inventory 存货Long-term assets 长期资产Tangible assets 有形资产Intangible assets 无形资产Patent 专利Copyright 版权Goodwill 商誉Long-term Liabilities 长期负债Current Liabilities 流动负债Accounts payable 应付账款Debt due for repayment 应偿还债务Long-term debt 长期债务Common stock and other paid in capital普通股和资本公积Retained Earnings 留存收益Operating Revenues 营业收入Net Sales 销售净收入Operating Expenses 营业费用Cost of Goods Sold 销货成本Selling, general & administrative expenses销售及一般管理性费用Research & Development Expenses 研发费用Depreciation 折旧Operating Income 营业利润Earnings before interest and income taxes息税前利润Interest expenses 利息费用Taxable income 应纳税所得额Net income 净利润Allocation of net income 净利润分配retained earnings 留存收益Return on Equity 净资产收益率Return on Asset 资产收益率Liquidity Ratio 流动性比率Quick Ratio 速动比率Gross Domestic Product 国内生产总值Unemployment rates 失业率Budget deficit 预算赤字Budget surplus 预算盈余Consumer sentiment 消费者心理因素Peak 高峰Trough 谷底Cyclical Industries 周期性行业Defensive Industries 防御性行业Business Cycle 经济周期Industry Analysis 行业分析Operating Leverage 经济杠杆Degree of Operating Leverage经济杠杆系数Sector Rotation 部门转换Industry Life Cycles 行业生命周期Start-up 创业阶段Consolidation 成长阶段Maturity 成熟阶段Relative Decline 衰退阶段Threat of Entry 进入者威胁Rivalry between existing competitors现有竞争者威胁Pressure from substitute products替代品压力Bargaining power of buyers买方议价能力Bargaining power of suppliers卖方议价能力Investment Company 投资公司Net Asset Value 资产净值Open-end Fund 开放式基金Close –end Fund 封闭式基金Discount Price 折价Premium Price 溢价Fund Manager 基金经理人Private Partnerships 私人合伙人Money Market Funds 货币市场基金Equity Funds 股权基金Income Funds 收入型基金Growth Funds 成长性基金Sector Funds 行业基金Bonds Funds 债券净值Balanced Funds 平衡型基金Aggressive Investors 激进型投资者Conservative Investors 保守型投资者Fee Structure 费用结构Operating Expenses 运营费用Front-End Load 前段费用Back-End Load 后端费用Bond Issuer 债券发行者Bond holder 债券持有者Seniority 求偿等级Limited Provisions 限制性条款Call Provisions on Corporate Bonds公司债券的赎回条款Convertible Bonds 可转换债券Conversion ratio 转换比例Market conversion value 转换价值Puttable Bonds 可回卖债券Yield to Maturity 到期收益率Default Risk 违约风险Investment grade bonds 投资级债券Junk bond 垃圾债券Securities Underwriting 证券承销业务Mergers and Acquisitions 兼并与收购Restructuring 重组Leveraged Finance 杠杆融资Initial Public Offerings (IPOs)首次公开发行Seasoned Equity Offerings (SEOs) 再次发行Public placement 公募Private placement 私募Cash Transaction 现金支付Share Transaction 股票支付Horizontal M&A 横向并购Vertical M&A 纵向并购Conglomerate M&A 混合并购Synergy 协同效应Friendly Acquisition 善意并购Hostile Acquisition 敌意并购White Knight 寻找白衣骑士Selling the Crown Jewels 焦土战术Pac-Man defense 帕克门策略Greenmail 绿色勒索Operating Synergy 经营协同效应Management Synergy 管理协同效应Financing Synergy 财务协同效应Leveraged buy-out (LBO) 杠杆收购Management buy-out (MBO) 管理层收购Options 期权Derivatives 衍生品Option Contract 期权合约Call option 看涨期权Put option 看跌期权Strike Price 执行价格Expiration date 到期日Premium 期权费/权利金In the Money 实值期权Out of the Money 虚值期权At the Money 平价期权American Option 美式期权European Option 欧式期权Futures 期货Futures Contract 期货合约Obligation 义务Delivery date 交割时间Delivery price 交割价格Long position 多头头寸Short position 空头头寸Leveraged Effect 杠杆效应Reserve Requirement 存款准备金要求Insurance Company 保险公司Life Insurance 寿险Liability Insurance 责任保险Health Insurance 健康保险Property Insurance 财产保险Accident Insurance 意外保险Term Life 期限人寿保险Whole Life 终身人寿保险Universal Life 万能人寿保险Pension Fund 养老基金Pension Plan 养老金计划Risk Premium 风险溢价Liquidity Premium 流动性溢价Inflation Rate 通货膨胀率Settlement 结算Trust Services 信托Trustee 托管人Beneficiary 受益人Lease 租赁Factoring 保理Syndicated Loan 银团贷款Monetary Policy 货币政策Fiscal Policy 财政政策。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行 英语词汇a ｃc ｏｕnt number 帐号 dep ｏｓito ｒ 存户 p ａｙ-i ｎ slip 存款单 a ｄeposit ｆｏrm 存款单 a ｂan ｄin ｇ machine 自动存取机 ｔo de ｐos ｉt 存款 d ｅpos ｉｔ re ｃei ｐｔ 存款收据 ｐri ｖate ｄe ｐosit ｓ 私人存款 ｃe ｒt ｉｆicat ｅ o ｆ d ｅｐosit 存单 ｄep ｏsi ｔ ｂoo ｋ, ｐassbook 存折 credit ca ｒd 信用卡 p ｒincip ａl 本金 o ｖerdraft, overdr ａｗ 透支 to ｃo ｕnt ｅr sig ｎ 双签 t ｏ ｅndorse 背书 ｅndorser 背书人 to ｃａs ｈ 兑现 ｔo ho ｎor ａ cheque 兑付 to disho ｎo ｒ a cheque 拒付 ｔo sus ｐen ｄ paymen ｔ 止付 ｃｈeque,check 支票 cheq ｕe book 支票本 order chequ ｅ 记名支票b ｅａre ｒ chequ ｅ 不记名支票 cro ｓsed cheq ｕe 横线支票 blank che ｑue 空白支票 r ｕb ｂe ｒ che ｑｕｅ 空头支票 ｃｈeque st ｕb, coun ｔe ｒfoil 票根 cash che ｑu ｅ 现金支票 tr ａｖeler ＇s ｃｈe ｑu ｅ 旅行支票 cheq ｕe for transf ｅｒ 转帐支票outs ｔa ｎｄｉng che ｑue 未付支票canc ｅl ｅd ｃｈequ ｅ 已付支票 forged ch ｅｑue 伪支票 B ａn ｄa ｒ's n ｏte 庄票,银票ｂａn ｋer 银行家 presid ｅn ｔ 行长 s ａv ｉngs ｂａnk 储蓄银行 Chase Ｂank 大通银行 Ｃit ｉban ｋ 花旗银行 H ｏｎg ｋo ｎg Sh ａng ｈａi Banking Cor ｐo ｒati ｏｎ 汇丰银行 Ｃh ａrtered Ban ｋ ｏf In ｄｉa, Austr ａｌia ａnd Ｃhina 麦加利银行 Ｂａnque de I'IndoChine 东方汇理银行centra ｌ ban ｋ, na ｔio ｎal bank, bank ｅｒ'ｓ b ａｎｋ 中央银行 ｂank of ｉss ｕe, bank of ci ｒcul ａti ｏn 发行币银行 comme ｒci ａl b ａn ｋ 商业银行，储蓄信贷银行 mem ｂe ｒ ba ｎｋ, ｃｒedit bank 储蓄信贷银行 discount bank 贴现银行 ｅxc ｈａng ｅ ｂank 汇兑银行 ｒｅqu ｅsting ban ｋ 委托开证银行 iss ｕin ｇ ｂan ｋ, openi ｎｇ ba ｎk 开证银行 advising bank, not ｉｆｙi ｎg bank 通知银行 ｎegot ｉａtio ｎ ｂａnk 议付银行ｃｏnfi ｒming bank 保兑银行 ｐaying ｂa ｎk 付款银行 a ｓｓｏci ａｔe b ａnker ｏf col ｌe ｃｔio ｎ 代收银行 consig ｎed banke ｒ ｏｆ coll ｅction 委托银行ｃlea ｒing bank 清算银行 local bank 本地银行d ｏm ｅstic ba ｎk 国内银行 o ｖｅrs ｅａｓ bank 国外银行 u ｎｉncorp ｏra ｔed bank 钱庄 bra ｎch ban ｋ 银行分行 trustee savings ban ｋ 信托储蓄银行t ｒｕs ｔ ｃｏmp ａny 信托公司 financial trus ｔ 金融信托公司 uni ｔ ｔru ｓt 信托投资公司 trust in ｓtit ｕti ｏｎ 银行的信托部 cre ｄｉt d ｅｐartmen ｔ 银行的信用部Comm ｅrci ａｌ ｃredit co ｍpany (ｄi ｓcount com ｐａn ｙ)商业信贷公司（贴现公司)nei ｇhb ｏr ｈood sa ｖｉngs ｂank,bank ｏf deposit 街道储蓄所 ｃredit union 合作银行credit bu ｒea ｕ 商业兴信所 self-s ｅｒｖｉc ｅ bank 无人银行 ｌand ba ｎk 土地银行co ｎst ｒucti ｏn b ａnk 建设银行 indu ｓｔria ｌ ａｎd ｃo ｍme ｒｃi ａl ｂank 工商银行b ａｎk of com ｍｕnicatio ｎs 交通银行ｍｕtual ｓavings bank 互助储蓄银行post o ｆfi ｃe savi ｎg ｓ bank 邮局储蓄银行mor ｔｇa ｇe bank, bu ｉl ｄi ｎｇ s ｏc ｉet ｙ 抵押银行i ｎｄustr ｉa ｌ ban ｋ 实业银行 home loa ｎ bank 家宅贷款银行 ｒes ｅrve b ａnk 准备银行 charter ｅd bank 特许银行 ｃorre ｓpon ｄing b ａnk 往来银行 ｍｅr ｃh ａn ｔ ｂａnk, acc ｅpti ｎg ba ｎk 承兑银行 i ｎv ｅstment ban ｋ 投资银行 ｉmport a ｎd e ｘport bank (E ＸIMBANK) 进出口银行 jo ｉnt ventu ｒe ban ｋ 合资银行 mo ｎey s ｈo ｐ， ｎati ｖe bank 钱庄 cr ｅdi ｔ cooper ａtives 信用社 ｃleari ｎg ｈo ｕse 票据交换所 ｐublic ａc ｃou ｎtin ｇ 公共会计 b ｕsines ｓ ａｃｃounting 商业会计 cost ａc ｃoun ｔｉng 成本会计 ｄe ｐre ｃi ａti ｏｎ ac ｃou ｎting 折旧会计 c ｏmp ｕt ｅrized accounting 电脑化会计 g ｅner ａl ledger 总帐 sub ｓidiary led ｇer 分户帐 c ａsh bo ｏk 现金出纳帐 ｃash a ｃcount 现金帐 j ｏur ｎａl, day-boo ｋ 日记帐，流水帐 ｂa ｄ de ｂｔｓ 坏帐 inv ｅst ｍen ｔ 投资 sur ｐlu ｓ 结余 i ｄle c ａpit ａl 游资 economic cycle 经济周期 e ｃonom ｉｃ ｂo ｏm 经济繁荣 economic ｒecess ｉon 经济衰退 e ｃｏnom ｉｃ d ｅp ｒｅssion 经济萧条 econom ｉc ｃｒis ｉｓ 经济危机ec ｏnomi ｃ r ｅcovery 经济复苏i ｎｆlat ｉon 通货膨胀 deflat ｉon 通货收缩ｄe ｖa ｌｕａｔion 货币贬值 reval ｕation 货币增值 internati ｏｎal balanc ｅ of pay ｍe ｎt 国际收支 favo ｕrable ｂal ａｎce 顺差 a ｄverse b ａla ｎce 逆差 har ｄ curre ｎcy 硬通货 ｓof ｔ ｃur ｒen ｃy 软通货 ｉnte ｒnational m ｏｎe ｔa ｒy ｓyst ｅm 国际货币制度 the purcha ｓin ｇ power of ｍoney 货币购买力 mo ｎｅy in cir ｃｕl ａtion 货币流通量 n ｏte i ｓｓue 纸币发行量 ｎａt ｉｏn ａl bu ｄget 国家预算 ｎa ｔi ｏnal gross pro ｄuc ｔ 国民生产总值 pub ｌic ｂo ｎd 公债 s ｔｏck, shar ｅ 股票 de ｂent ｕr ｅ 债券 ｔｒeas ｕr ｙ ｂill 国库券 debt ch ａin 债务链ｄｉｒec ｔ ex ｃh ａnge 直接(对角套汇 ind ｉre ｃt excha ｎge 间接三角套汇 c ｒoss r ａte, arbit ｒage ｒate 套汇汇率 foreign ｃu ｒｒｅncy(ｅxch ａnge ） r ｅserve 外汇储备ｆoreign ex ｃha ｎge ｆluctua ｔi ｏn 外汇波动foreig ｎ exchange ｃrisis 外汇危机di ｓc ｏu ｎｔ 贴现ｄiscount rate, ｂank rate 贴现率gold ｒes ｅrve 黄金储备m ｏney (ｆina ｎc ｉal ） mar ｋet 金融市场s ｔo ｃk e ｘｃｈａnge 股票交易所ｂrok ｅr 经纪人 commission 佣金 bo ｏkkeep ｉng 簿记 bookkee ｐer 簿记员a ｎ applic ａtion form 申请单 ｂank st ａtem ｅn ｔ 对帐单 ｌe ｔter of credit 信用证ｓｔron ｇ r ｏom, v ａul ｔ 保险库equ ｉta ｂｌｅ ｔa ｘ syst ｅｍ 等价税则spec ｉmen ｓign ａtur ｅ 签字式样ｂａnking hours, bus ｉn ｅs ｓ hours 营业时间银行英语口语-新开帐户What kind of ａｃc ｏｕnt di ｄ you have in your m ｉnd? 你想开哪种帐户?D ｏ yo ｕ like to ｏpen a cur ｒent ac ｃou ｎt?你想开一个活期存款帐户吗？ A ｄeposit o ｒ curr ｅnt acc ｏunt?定期还是活期?Pl ｅａse tell ｍe h ｏｗ ｙou wo ｕld l ｉｋe to de ｐosi ｔ your money.请告诉我你想存何种户头?T ｈere's a servi ｃe c ｈarge for the ｃhe ｃki ｎg a ｃｃou ｎｔ bｕt no charge for ｔhe ｓavings. 支票户头要收服务费, 现金户头不收。
投资银行相关词汇
投资银行相关词汇BrokerA person or company that acts as an intermediary between a buyer and seller in return for a fee or commission.On Balance SheetA term given for an activity that appears on a company's balance sheet such as borrowing or lending.DerivativeA financial instrument that is attached to an underlying security or commodity, with the aim to protect against adverse price fluctuations. RestructureA change made to a company's operations, generally to reorganize and improve efficiency.UnderwriterAn intermediary between an issuer of debt securities and the investors. Investment banks usually charge a fee for this service. 经纪人在买主和卖主之间充当中介的人或公司，用酬金或佣金来作为回报。
资产负债表内在公司资产负债表上出现业务的特定术语，比如借款或贷款。
衍生工具附在基础证券或商品上，用来保护不利价格波动的金融工具。
重组对公司的运作所作的改革，通常是为了改组并提高效率。
承销商债务证券发行人和投资者之间的中介。
通常投资银行为这项服务收费。
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投资银行 的分类 及部门 简介 Investment Banks精品PPT课件
Asset Management
• Asset Management Division is responsible for managing money for individual and institutional investing clients.
• Act as intermediary between issuers and investors • Provide access to equity and fixed income capital • Create specialized securities and derivatives (e.g.,
• Offers equity, fixed income, alternative investments, and money market investment products and services to (wealthy) individual and institutional clients
convertibles, trust preferred securities, warrants)
Primary vs. Secondary Markets
• Financial markets can be categorized as those dealing with financial claims that are newly issued, called the primary market, and those for exchanging financial claims previously issued, called the secondary market
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇中央银行:中国人民银行, People\'s Bank of China, PBC四大国有商业银行:中国银行, Bank of China, BOC中国工商银行, Industrial and Commercial Bank of China, ICBC中国农业银行, Agricultural Bank of China, ABC中国建设银行, China Construction Bank, CCB政策性银行:国家开发银行, China Development Bank, CDB中国农业发展银行, Agricultural Development Bank of China, ADBC中国进出口银行, The Export-Import Bank of China, China Eximbank股份制商业银行:招商银行, China Merchants Bank, CMB交通银行, Bank of Communications中国光大银行, China Everbright Bank, CEBB中国民生银行, China Minsheng Banking Corporation Ltd., CMBC华夏银行, Hua Xia Bank, HXB中信银行, China CITIC Bank兴业银行, Industrial Bank, CIB上海浦东发展银行, Shanghai Pudong Development Bank, SPDB 或SPD BANK 广东发展银行, Guangdong Development Bank, GDB深圳发展银行, Shenzhen Development Bank, SDB厦门国际银行, Xiamen International Bank, XIB投资银行:中国国际金融有限公司, China International Capital Corporation Limited, CICC世界各大银行中国银行Bank of China 中国汇丰银行Hongkong and Shanghai Banking Corp. 香港里昂信贷银行Credit Lyonnais 法国巴黎国民银行Banque Nationale de Paris 法国农业信贷国民银行de Caisse Nationale Credit Agricole 法国西太平洋银行公司Westpac Banking Corp. 澳大利亚米兰银行Midland Bank 英国劳埃德银行Lloyds Bank PLC. 英国国民西敏寺银行National Westminster Bank PLC. 英国阿比国民银行Abbey National 英国巴克莱银行Barclays Bank PLC. 英国巴西银行Banco Do Brasil 巴西花旗银行Citibank 美国汉华实业银行Manufacturers Hanover Corp. 美国大通曼哈顿银行Chase Manhattan Bank 美国第一洲际银行First Interstate Bancorp 美国梅隆国民银行Mellon National Corp. 美国美洲银行(全称/"美洲银行国民信托储蓄会/") Bank America Corp( /"Bank of America National Trust and Savings Associations/") 美国摩根保证信托银行Morgan Guaranty Trust Corp. of New York 美国纽约化学银行Chemical New York Corp. 美国纽约银行家信托公司Bankers Trust New York Corp. 美国芝加哥第一国民银行First Chicago Corp. 美国太平洋安全银行Security Pacific Corp 美国西德意志地方银行Westdeutsche Landesbank Girozentrale 德国德累斯顿银行Dresdner Bank 德国德意志银行Deutsche Bank 德国富士银行Fuji Bank 日本大和银行Daiwa Bank 日本第一劝业银行Dai-Ichi Kangyo Bank 日本东海银行Tokai Bank 日本东京银行Bank of Tokyo 日本日本兴业银行Industrial Bank of Japan 日本三和银行Sanwa Bank 日本三井银行Mitsui Bank 日本三菱银行Mitsubishi Bank 日本住友信托银行Sumitomo Trust & Banking 日本国民劳动银行Banca Nazionale del Lavoro 意大利都灵圣保罗银行Istituto Bancario SanPaolo Di Torino 意大利伦巴省储蓄银行Cassa Di Risparmio Delle Provincie Lombarde 意大利西亚那银行Monte Dei Paschi Di Siena 意大利意大利商业银行Banca Commerciale Italiana 意大利意大利信贷银行Credito Italiano 意大利多伦多自治领银行Toronto-Dominion Bank 加拿大加拿大帝国商业银行Canadian Imperial Bank of Commerce 加拿大加拿大皇家银行Royal Bank of Canada 加拿大荷兰农业合作社中央银行Cooperatieve Centrale Raifferssen-Boerenleenbank 荷兰荷兰通用银行Algemene Bank Nederland 荷兰瑞士联合银行Union Bank of Switzerland 瑞士瑞士信贷银行Credit Suisse 瑞士瑞士银行公司Swiss Bank Corp. 瑞士XXX(银行名称)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH银行术语account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间XXX(银行名称)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
投资银行学的英语作文
投资银行学的英语作文Introduction:Investment banking is a multifaceted industry that plays a crucial role in the global financial system. This essay will delve into the intricacies of investment banking, its importance in the economy, and the unique challenges it faces, all through the lens of the English language.The Role of Investment Banks:Investment banks act as intermediaries between corporations and capital markets, facilitating the raising of funds for expansion, mergers, and acquisitions. They provideunderwriting services, where they guarantee the sale of a company's securities at a predetermined price, thusmitigating the risk for the issuer.Mergers and Acquisitions (M&A):M&A is a significant aspect of investment banking. Banksadvise companies on the strategic and financial implicationsof mergers, acquisitions, or divestitures. The English language is instrumental in these negotiations, as it isoften the lingua franca in international business.Initial Public Offerings (IPOs):An IPO is the process by which a private company goes publicby offering its shares to the public in a new stock issuance. Investment banks play a pivotal role in valuing the company, structuring the deal, and marketing the shares to investors.The ability to communicate effectively in English isessential for reaching a global investor base.Risk Management:Investment banks are also involved in risk management, helping clients to hedge against financial risks such as interest rate fluctuations, currency movements, and commodity price volatility. English is the primary language for financial reports and risk assessment documents, making proficiency in the language a necessity.Challenges in Investment Banking:The industry faces numerous challenges, including regulatory compliance, market volatility, and the need for technological innovation. English is often the medium for discussing these challenges at international forums and in regulatory documents.The Impact of Technology:Technology has revolutionized investment banking, with advancements in software and algorithms enabling moreefficient trading and analysis. English is the primary language for coding and for the development of financial technology (fintech) products.Conclusion:Investment banking is a complex and dynamic field that relies heavily on the English language for its operations. From facilitating global transactions to navigating regulatory landscapes, English serves as the bridge that connects the world of finance. As the industry continues to evolve, therole of English in investment banking will remain as vital as ever.。
投资银行的专业术语及解释
投资银行的专业术语及解释2012年03月02日 20:33:21The glossary below gives definitions for a number of words and phrases that you will be likely to come across in your application.AAll Ordinaries: A type of bond index.Analyst: A person who contributes strategic data from the studying of financial markets and components of them.Asset Management: The professional management of the assets of private individuals, or institutions, aimed at the realisation of an optimal investment result.Assets: The resources available to an individual or organisation.BBlock Trade: A trade involving a large quantity of stock or monetary amount of bonds.Bond: In its simplest form, a bond is a loan under a term of contract for the borrower to repay at a specific date in the future, and at an agreed upon interest rate the amount to the lender.Brokerage: A commission or charge by an intermediary, such as a stockbroker, for the execution of a transaction.CCapital Adequacy: Measure of a company's financial strength, often expressed in equity as a percentage of balance sheet total.Clearing and Settlement: A process of completing a transaction.Commercial Paper: Debt instrument issued by large companies with a term of 1 to 12 months as an alternative to bank borrowings.Commission: Payments made by the provider of a product to its seller for its sale/maintenance.Convertible Bond: A credit instrument which is convertible intoequity.Corporate Bond: Obligations issued by corporations.Corporate Finance: Activities in fields of mergers, acquisitions, privatisations, advisory services and origination.Credit Rating: The assessment of the financial situation of a country, company or institution to establish creditworthiness.Currency: Money in circulation as a means of financial exchange.Currency Risk: Price risk relating to exchange rates fluctuations.DDerivatives: Financial instruments whose value is derived from the price of one or several underlying .Disclosure: The release of information relevant to a transaction.EEconomic Profit: Net profit after tax less risk-adjusted cost of capital.Economics: The science of the production and consumption of goods and services.Equity: The value of the ownership of an investment.FFinancial Models: Tools used to determine the value of an investment in a company, commodity, currency, government initiative, etc. An analyst may consider past performance, market trends, political climate and overall value of the issuer, for example.Fixed Income: Interest-bearing notes, bonds and bills that pay a specified percentage of interest over the life of the loan.Fundamental Analysis: The research approach that considers economic and monetary factors.Future: A contract obligating the holder to buy or sell a commodity or security at a specific price on a specific date.GGAAP: Generally Accepted Accounting Principles.HHedge: Is the act of protecting a position by balancing risks. Hedges can be either long or short. Hedges are often done with derivative products.Hedge Fund: A fund invested in a way to provide balance against risks taken as a result of other investments.IInterest Rate Risk: Degree to which fluctuations in long and short-term interest rates have a negative influence on the bank's result.Investment Bank: Traditionally, a company that prepares financial offerings for public sale.IPO (Initial Public Offering): The first issue of stock or other securities by a company for sale to the public.Issue: A series or quantity of financial securities made available for sale.JJoint Venture: Cooperative venture between two or more separate legal entities.MMarket Risk: Risk relating to fluctuations in stock exchange prices and/or interest rates.MTN (Medium-term notes): Bonds with a maturity of 2 to 10 years.Mutual Fund: A fund operated by an investment firm that raises capital from shareholders to invest in stocks, bonds, options, commodities or money market securities.OOpen-end Fund: A mutual fund that offers and redeems its shares on a daily basis.Options: The right to buy or sell a commodity or security on a specific date for a predetermined price. The investor forfeits the investment money if the right is not exercised by the option expiration date.PPreference Share: Share that receives a fixed rate of dividend prior to ordinary shares.Private Banking: Dedicated to the development and execution of the policy in relation to high net-worth clients and small and medium-sized institutional investors.Private Equity: Investment capital provided by individuals or closely-held companies.Public Offerings: Process and documents related to making securities available for sale to the public.QQualitative Research: Research into how an investment's results were achieved including the quality of the people, strategies, systems and infrastructure that achieved them.Quantitative Research: Numbers-related research using statistical analysis of past performance of companies, products, segments, etc.SScenario Analysis: Method used to measure and manage the interest rate risk, for instance. Using various assumptions about future interest rate movements, net interest revenue is estimated.Securities: Stocks and bonds.Stock: Ownership of a piece of a corporation represented in shares.Syndicate: A group of investors that agrees to purchase securities from an issuer for resale.TTraders: People who buy and sell securities for brokers, dealers, and for their own accounts.TRS (Total Return to Shareholders): Share price appreciation plus dividend yield.VVenture Capital: Investment in risk capital of business for the account and at the risk of the bank.Volatility: Statistical measure for the degree to which market rates fluctuate over time.。
金融英语单词
金融英语单词1、Investment banking 投资银行2、Invest 投资3、Investor 投资者4、Speculate 投机5、Speculator 投机者6、Speculation 投机交易7、Surplus 盈余；顺差8、Budget surplus 预算盈余9、Trade surplus 贸易顺差10、Deficit 赤字；不足额11、Government deficit 政府赤字12、Trade deficit 贸易逆差13、Balance of payment 国际收支14、Strategy 战略；策略15、Strategic 战略上的，战略的16、Strategist 战略家，军事家17、Analyze vt.分析，研究18、Analysis n.分析19、Analyst 分析师20、Chief executive officer (CEO) 首席执行官；总裁21、Infrastructure 基础设施22、Standard of living 生活水平；生活标准23、Public transportation 公共交通；公共运输24、Mass transit 大众运输25、Incentive 动机；刺激；诱因26、Supply demand 供给需求27、Policyholder 投保人28、Rate of return 收益率29、Expected rate of return 预期收益率30、Interest 利息31、Interest rate 利率32、Dividend 股息，红利33、Profit 利润34、Loss 缺失35、Financial intermediary 金融中介机构36、Primary market 一级市场37、Secondary market 二级市场38、Financial instrument 金融工具39、Trust company 信托公司40、Credit union 信用合作社41、Mutual funds 共同基金42、Mortgage broker 贷款经纪人43、Pension fund 养老基金44、Insurance company 保险公司45、Venture capital Company 风险投资公司46、Joint venture 合资企业，联合经营47、Stock exchange 证券交易所48、Transaction 交易49、Listed company 上市公司50、Commodity 商品；期货51、Crude oil 原油52、Physical market 现货市场53、Intangible (notional) market 无形市场54、Nasdaq 纳斯达克55、Over the counter market OTC 场外交易场所56、Debt 债务；负债57、Equity 权益；股本58、Share 股份59、Stock 股票60、Common share 一般股61、Preferred share 优先股62、Money market 货币市场63、Capital market 资本市场64、Banker’s acceptance 银行承兑65、Commercial paper 商业票据66、Operating bank loan 营业贷款67、Marketability 适销性68、Liquidity 流淌性；变现能力69、Liquid 流淌70、Security 证券71、Broker 经纪人72、Brokerage 回扣；佣金73、Capital structure 资本结构74、Corporation 股份公司75、Default 违约76、Derivatives 金融衍生品77、Market maker 做市商78、Market risk 市场风险79、Offer (ask) 出售报价80、Bid 买入81、Portfolio 投资组合[pɔ:t'fəuljəu, ,pəut-]82、Price transparency 价格透亮度83、Private placement 私募配售84、Risk averse 规避风险85、Risk premium 风险溢价86、Risk profile 风险分析图87、Bankrupt 破产88、Bankruptcy 破产89、Asset 总资产90、Liability 责任；负债91、Face value, par 面值92、Principal 本金93、Maturity 到期94、Coupon rate 票面利率95、Discount 贴现96、Premium 溢价；盈利；升水['pri:miəm]97、Current yield 当期收益率98、Yield to maturity YTM 到期收益率99、Issuer 发行人；证券发行者100、Rating agency 评级公司101、Standard & Poor’s 标普102、Moody’s 穆迪103、Fitch 惠誉评级104、Bonds 债券105、Corporate bond 公司债券106、Municipal bond 市政债券；地点债券107、Convertible bond 可转债108、Zero coupon bonds 零息债券109、Junk bonds 垃圾债券110、Bull market 牛市111、Bear market 熊市112、Capital gain 资本利得113、Capital loss 资本缺失114、Credit risk 信用风险115、Fixed interest rate 固定利率116、Floating interest rate 浮动利率117、Foreign bonds 外国债券118、International bonds 国际债券119、Yield 收益（率）120、Yield curve 收益曲线121、Initial public offering IPO 首次公布发行122、American depositary shares ADS 美国存托股票123、American depositary receipt ADR 美国存托凭证124、Blue chip 蓝筹股125、Red chip 红筹股126、Growth stock 增长型股票127、Value stock 价值型股票128、Over valued 高估129、Under valued 低估130、Fundamental analysis 差不多分析131、Technical analysis 技术分析132、Business cycle 经济周期；商业周期133、Recovery 复苏时期134、Booming 繁荣时期135、Recession 衰退时期136、Depression 萧条时期137、The Great Depression 大萧条138、Financial statement (report) 财务报表139、Balance sheet 资产负债表140、Income statement 损益表141、Revenue 收入142、Outstanding 逾期未付143、Earnings per share EPS 每股收益144、Gross domestic product GDP 国内生产总值145、Gross national product GNP 国民生产总值146、Inflation rate 通胀率147、Merger and acquisition 并购148、Multinational Corporation 跨国公司149、Payout ratio 派息率150、Price earnings ratio P/E ratio 市盈率，本益比151、Private company 私人持股公司152、Public company 股票上市公司153、Stock symbols 证券交易代码154、Listing 挂牌；上市155、Delisting 退市156、Index 指数157、Indicator 指标158、Syndicate 银团159、Underwriting 承销160、Future 期货161、Option 期权162、Put option 看跌期权163、Call option 看涨期权164、Forward 远期165、Swap 互换；掉期166、Underlying commodity 基础商品167、Counterparty risk 交易对手违约风险168、Foreign exchange risk 外汇风险169、Sovereign risk 主权风险；政治风险170、Insurance 保险171、Life insurance 人身保险；人寿险172、Property insurance 财产保险173、Automobile insurance 汽车保险174、Money laundering 洗钱['lɔ:ndəriŋ, 'lɑ:n-]。
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夙凤紫荆教育收获1 构词法2 美国金融3 会计学第一课吸储放贷Accept deposit and make loans商业银行Commercial bank零售业务Retailing banking retail 零售banking 业务Specialize in专门从事某种事情Individual个体的规律：动词+Ing 变为动名词，表示一个process 进程Bank bankingMarket marketing 市场营销Distribute 分配（分开各自建设各自的）Expertise 专业技能expert 专家Advising on 对。
提出建议Financial affairs 金融事务affairs 事务A s s i s t i n g c l i e n t s g e t t h e m o n e y t h e y n e e d 定语从句，get they need the moneySurplus 剩余的顺差（表面是加号）Current need 当前需求Proper 恰当的Realities 现实Financial instrument 金融工具Carry out 执行Execute / ImplementFinancial position 财务状况Achieve 实现accomplishRoad map 路线图Process 进程progress 进步（呱唧呱唧手是进步）评估assess /evaluate /appraise/measureA还是E 表扬提前做的是评估Personal live 个人需求Latest 最新的（最晚的）Buy out/ acquire 收购Prosper 繁荣第二课Business busy的名词形式生意一定很忙For instance /for example 举例子Overviews 总览Physical 物理的、身体的physical control 有形的控制Tangible 有形的Capital 资本Stock exchange 股票交易所Mechanism ['mek(ə)nɪz(ə)m] 机制Supply and demand law 供求规律Merge 合并M代表不断接近Bonds 债券（很宽泛的）Issue 发行Primary school 小学Subsequent to 在。
之后prior to 在。
之前mature 成熟到期的latter 前者former 后者real estate 房地产（真正拥有的状态）instead 而不是rate of return 收益率profit /income/earnings 利润fundamental 基本的context 语境（结合上下文）term 期限第三课There are a variety of ways in which companies can get the money they need, which is referred to as exchange(交易)。
修饰的是整个句子，而非money 或者waysWell-developed 良好发展Well-established 良好建立Well-defined 良好界定Intermediaries (在里面的媒体)中介Mutual 共同的（一块儿学习）Mortgage 抵押Pension funds 养老基金Venture capital company 风投（VC）adventure Listed shares 挂牌股票Commodity 商品Over the counter 场外（柜台外面）Debt 债券Secure 安全secured 有担保的Money market 货币市场preferred stock优先股(股息固定)Asset=liabilities + equities 资产=负债+权益（股东权益）Particular 特别的Volume 交易量Market acceptance 商业票据Broker 经纪人optimal Capital structure 最佳资本结构entitled to 有权利获得deviation from/departure from 偏离于current 当前的interest rate 利率（利益的率？）corporation 公司CAPM股票期望收益=无风险收益+风险溢价Premium 溢价第四课第五课债券票面利息率10% 面值1000投资者期望12% 发行价985？利润除本金债券的利润1利息收入2买卖价差折价发行(1000*10%+1000-X)/X=12% X=982投资者期望8% 发行价1020？利润除本金溢价发行【1000*10%-（X-1000）】/X=8% X=1018 Held to maturity 持有至到期Obligation 义务Blue chip 蓝筹股In case of 万一Default 违约第六课Treasury bill 短期国债Treasury note 中期国债Treasury bond 长期国债Government agencies 联邦政府下属的企业Convertible 可转换的（可动的）Suggest 说明A function of =depend on 取决于，比如Y=F(X) Y取决于X的变化而变化Repayment 偿还Call provision 赎回条款call=buy转股溢价率=可转债价格超过转股价值（基数）/转股价值（基数）1张可转债可换的股数=100元/转股价1张可转债转股后的价值=（100/转股价）*正股价转股溢价率=可转债市价/转股价值-1YTM 持有到期收益率Yield To MaturityLikely 可能的adj likelyhood=possibleSpeculate 投机Take in to account 把。
计算在内Curve 曲线nEquate A with B 使A等于B第七课Remind 提醒财务杠杆负债>权益杠杆高反之低Net asset 净资产资产=负债+权益权益=资产-负债（权益也是净资产）IPO =Initial Public Offerings 首次公开募股Outstanding杰出=站在外面Share outstanding在外面流通的股票Accounts receivable应收账款Accounts receivable outstanding 尚未收回的应收账款优先股和债券的区别债券先得债息，优先股后得股息清偿时，债券优先债券债息必须给，优先股可以不给股息Deduct 扣除deductive 可扣除的利息是在税前扣除的，有抵税的功能，利息费用企业所得税前扣除股息是在税后支付的Public company 上市公司国外股票定价模型P0=D1/(K-G)P0 股票今天的价格D1下一期股息K投资者期望收益率G 股息增长速度若股息=0，则股价就变为0了倒推，每只股票必有股息中国市场没有股息，是不健全市场What is more 而且Offset 取消会计学公式净利润=现金股息+留存收益净利润就两个去向现金股息和留存收益Appeal 吸引peal大声发出使大声发出目的是吸引Constant 恒定的存托凭证帮助美国投资者购买非美国公司股票交易地点和公司所在地不一样比如中国公司拿自己的股票存在美国银行，获得一个凭证，然后美国投资者就可以买这个凭证，相当于持有了中国公司的股票，但是中国公司没有在美国上市，美国投资者也没有来中国买股票，双方都方便Fixable 可固定的第八课Intrinsic value 内在价值Large numbers of 大量Academic 学术的In-depth 有深度的Predict/forecast 预测Impact on 对。
产生影响Indicate 显示indicator 显示器A share of value 一份股票Ongoing concern 持续经营（会计学最重要的假设）股票的定价模型P0=D1/(1+k)+D2/(1+k)2…+D n/(1+k)n折现的过程P0 股票的价格D1下一期股息K 投资者要求的回报率As mention before 之前提到过Excess profit 超额利润教授个人观点牛顿万有引力定律只是解释了现象，就是为什么手一松，苹果往下掉。
但是有没有重力这一回事，谁也不知道。
他解释的好，只能说明这个理论的逻辑性很强。
经济学的理论也是，只是来解释经济学现象的，如果解释的好，也只能说明这个理论的逻辑性很强，并不代表事实就是这样的第九课Followed by 跟随Driving force 驱动力driver =make something movescrew driver 螺丝刀（不是螺丝司机）enter entry entrant 进入者competitive edges/ competiveness/advantage竞争力process 资产profit and loss account 损益表时段制overa balance sheet 资产负债表时点制atcash flows statement 现金流量表时段制aggregate综合在一起的EPS earning per share 每股收益Of no use=useless 无效的Of no importance 不重要的Price to EPS =PE市盈率To 代表除以企业每赚取一元钱，我愿意多少块钱买过来市盈率特别高100/1 =100 100元买入股票，每年都分红1块钱，要100年才能回本，有泡沫。
说明估值高,缺乏投资价值,因此就产生了泡沫第十课Note that 请注意If something goes wrong 如果出了问题Annual report 年报Competent 合格的competition 竞争Ethics 伦理学ethical 伦理的adjConsistent with 与。
保持一致Conflicts of interest 利益冲突Prompt /quick 快速的Organized exchange 交易所Particular 特别的Listing 上市delisting 退市Go private 不想上市Breadth of ownership 股权广泛度（与透明度有关）股权广泛度越高，Ultimate 最终的adj Ultimate concern 终极关怀Emerging market 新兴市场Access to 进入，获取Nothing much more adj than 不会比它更怎么样了=它是最有adj Turnover 销售量Place order 下订单In addition to/apart from 除。