银行系统招聘考试英语(中国建设银行)历年真题试卷汇编5

银行系统招聘考试英语（中国建设银行）历年真题试卷汇编5(总分：40.00，做题时间：90分钟)一、阅读理解(总题数：4，分数：40.00)Modern scientists divide the process of dying into two stages—clinical or temporary death and biological death. Clinical death occurs when the vital organs, such as the heart or lungs, have ceased to function, but have not suffered permanent damage. The organism can still be revived. Biological death occurs when changes in the organism lead to the disintegration of vital cells and tissues. Death is then irreversible and final. Scientists have been seeking a way to prolong the period of clinical death so that the organism can be revived before biological death occurs. The best method developed so far involves cooling of the organism, combined with narcotic sleep. By slowing down the body's metabolism, cooling delays the processes leading to biological death. To illustrate how this works, scientists performed an experiment on a six-year-old female monkey called Keta. The scientists put Keta to sleep with a narcotic. Then they surrounded her body with ice-bags and began checking her body temperature. When it had dropped to 28 degrees the scientists began draining blood from its body. The monkey's blood pressure decreased and an hour later both the heart and breathing stopped; clinical death set in. For twenty minutes Keta remained in this state. Her temperature dropped to 22 degrees. At this point the scientists pumped blood into its body in the direction of the heart and started artificial breathing. After two minutes the monkey' s heart became active once more. After fifteen minutes, spontaneous breathing began, and after four hours Keta opened her eyes and lifted her head. After six hours, when the scientists tried to give her a penicillin injection, Keta seized the syringe and ran with it around the room. Her behavior differed little from that of a healthy animal.（分数：10.00）(1).This passage focuses on______.（分数：2.00）A.the difference between biological and clinical deathB.the process of dyingC.prolonging the period of clinical death √D.the nature of clinical death解析：解析：此题考查全文主旨。

本文第一段介绍了死亡的两个过程——临床死亡和生物死亡，以及各自的特征。

第二段讲述科学家在寻找方法尽量在生物死亡到来之前延长临床死亡，结果发现最好的办法就是冷冻法，以及冷冻法延长临床死亡的机理。

第三段详细介绍一个实验，冷冻法如何延长临床死亡以使机体恢复生机。

由此可知全文的焦点是如何延长临床死亡，答案为C。

(2).The best statement of the main idea of this passage is that______.（分数：2.00）A.scientists have found a way to prolong the period of clinical death √B.biological death occurs when vital organs have suffered permanent damageC.modern scientists divide the process of dying into clinical and biological deathD.cooling delays the processes leading to biological death解析：解析：A项“科学家已找到延长临床死亡的办法”最能够体现全文主旨。

(3).One characteristic of clinical death is______.（分数：2.00）sting damage to the lungsB.destruction of the tissuesC.temporary non-functioning of the heart √D.that the organism cannot be revived解析：解析：根据第一段“Clinical death o ccurs when the vital organs，such as the heart or lungs，have ceased to function，but have not suffered permanent damage．The organism can still be revived．”可知，临床死亡是指机体的重要器官比如心、肺等停止运转，但是还没有遭到永久的损害，机体还可以复活。

因此答案为C。

(4).According to the passage, cooling an organism______.（分数：2.00）A.speeds up the body's metabolismB.slows disintegration of body tissues √C.prevents damage to organsD.revives damaged organs解析：解析：根据第二段“By slowing down the body’s metabolism，cooling delays the processes leadingto biological death．”以及第一段可知，生物死亡是指机体的变化导致了重要细胞和组织的瓦解，冷冻减慢了机体新陈代谢的过程．因此也就延缓了通往生物死亡的过程，即延缓了机体组织瓦解的过程，因此答案为B。

(5).One possible benefit of the experiment discussed in the passage is______.（分数：2.00）A.less crowded citiesB.victory over deathC.protection against fatal injuryD.fewer deaths from heart attacks √解析：解析：在该实验中，科学家使母猴麻醉入睡，在它身旁放满冰袋。

当它体温达到28度时开始抽血，母猴血压下降，一小时后心跳和呼吸停止，进人临床死亡状态。

20分钟后它体温降到22度，科学家向心脏的方向给它输血并进行人工呼吸。

过了2分钟，母猴心脏开始跳动；又过了15分钟，呼吸启动；4小时后睁眼抬头；6小时后科学家给它注射青霉素，它就开始活蹦乱跳了。

这个实验表明，冷冻法延长临床死亡的好处之一就是可以减少心脏病突发引起的死亡。

I' ve loved my mother' s desk since I was just tall enough to see above the top of it as mother sat writing letters. Standing by her chair, looking at the ink bottle, pens, and white paper, I decided that the act of writing must be the more wonderful thing in the world. Years later, during her final illness, mother kept different things for my sister and brother."But the desk," she'd said again, "it's for Elizabeth." I never saw her angry, never saw her cry. I knew she loved me; she showed it in action. But as a young girl, I wanted heart-to-heart talks between mother and daughter. They never happened. And a gulf opened between us. Iwas "too emotional". But she lived "on the surface". As years passed I had my own family. I loved my mother and thanked her for our happy family. I wrote to her in careful words and asked her to let me know in any way she chose that she did forgive me. I posted the letter and waited for her answer. None came. My hope turned to disappointment, then little interest and, finally, peace—it seemed that nothing happened. I couldn't be sure that the letter had even got to mother. I only knew that I had written it, and I could stop trying to make her into someone she was not. Now the present of her desk told, as she' d never been able to, that she was pleased that writing was my chosen work. I cleaned the desk carefully and found some papers inside—a photo of my father and a one-page letter, folded and refolded many times. Give me an answer, my letter asks, in any way you choose. Mother, you always chose the act that speaks louder than words.（分数：10.00）(1).The writer began to love her mother' s desk______.（分数：2.00）A.after mother diedB.before she became a writerC.when she was a child √D.when mother gave it to her解析：解析：根据全文第一句“I’ve loved my mother’s desk since I was just tall enough to see above thetop of it as mother sat doing letters．”可知．作者当时还是个小孩子，故选C。

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银行职位招聘考试-英语试题

银行职位招聘考试-英语试题第一部分：单项选择题（40分）1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分：简答题（60分）2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分：案例分析题（40分）请根据以下案例回答问题：Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分：论述题（60分）请根据以下问题进行论述：1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容，希望考生认真阅读并按要求作答。

银行招聘考试英语真题及答案

银行招聘考试英语真题及答案一、Part 1Directions: A word or phrase is missing in each of the sentences below. Four answer choices are given below each sentence. Select the best answer to complete the sentence.1.All who completed the voluntary ______ on Friday will receive a certificate recognizing their participation.A. trainB. trainedC. training √D. trainable【解析】空格为被形容词voluntary 修饰的名词的位置，因此A 和C为正确答案的备选项。

句子要求表示“志愿培训〞句意才自然，因此答案为C。

2.Mr. Arman admitted that he had been ______ surprised by the high volume of sales his company had generated last quarter.A. most thoroughB. thoroughly√C. thoroughnessD. thorough【解析】空格出如今be 动词和过去分词之间时，把副词当做正确答案的首位候补来分析句意。

选项中只有意为“非常地，完全地〞的throughly 为副词，而且将其放在空格处也符合句意。

3.Most of the meeting was spent going over the sales ______ from the previous month.A. shapesB. celebritiesC. figures√D. measures【解析】和空格前的sales 相关的为数字，因此figures 放在空格处最恰当。

银行系统招聘考试英语(中国建设银行)模拟试卷5(题后含答案及解析)

银行系统招聘考试英语（中国建设银行）模拟试卷5(题后含答案及解析)全部题型 3. 阅读理解4. 英语翻译阅读理解Nowadays，we hear a lot about the growing threat of globalization，accompanied by those warnings that the rich pattern of local life is being undermined，and many dialects and traditions age becoming extinct．But stop and think for a moment about the many positive aspects that globalization is bringing．Read on and you age bound to feel comforted，ready to face the global future，which is surely inevitable now．Consider the Internet，that prime example of our shrinking world．Leaving aside the a11．to- familiar worries about pornography and political extremism，even the most narrow—minded must admit that the net offers immeasurable benefits，not just in terms of education，the sector for which it was originally designed，but more importantly on a global level，the spread of news and comment．It will be increasingly difficult for politicians to maintain their regimes of misinformation，as the oppressed will not only find support and comfort，but also be able to organize themselves more effectively．MTV is another global provider that is often criticized for imposing popular culture on the unsuspecting millions around the world．Yet the viewers’judgment on MTV is undoubtedly positive；it is regarded as indispensable by most of the global teenage generation who watch it，a vital part of growing up．And in the final analysis，what harm can a few songs and videos cause? Is the world dominance of brands like Nike and Coca．Cola SO bad for US．when all is said and done? Sportswear and soft drinks are harmless products when compared to the manv other things that have been globally available for a longer period of time heroin and cocaine，for example．In any case，just because Nike shoes and Coke cans are for sale．it doesn’t mean you have to buy them-even globalization cannot deprive the individual of his free will．Critics of globalization can stop issuing their doom and gloom statements．Life goes on，and has more to offer for many citizens of the world than it did for their parents’generation．1．Some people feel sad about globalization because they believe it will________．A．bring threat to the world peaceB．impair the diversified local lifeC．disrupt their present easy life-styleD．increase the size of people speaking dialects正确答案：B解析：细节题。

银行系统招聘考试(英语)历年真题汇编及答案解析(10)

银行系统招聘考试（英语）历年真题汇编及答案解析（10）(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits?The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information—the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking —and the most complex areas of our cortex，which allow us to be humane．第1题【2015交通银行】Our first impression of someone new is influenced by his or her _______．A.past experienceB.characterC.facial feat uresD.hobbies第2题【2015交通银行】If you meet a stranger with familiar gestures，your brain is most likely to say_______．A.“He is familiar and safe．”B.“He is new and potentially threatening．”C.“I like this person．”D.“This is new，I don’t like this person．”第3题【2015交通银行】The word“preliminary”in Paragraph 3 is closest in meaning to_______．A.simplisticB.stereotypicalC.initialD.categorical第4题【2015交通银行】Our thinking is not mature enough when we stereotype people because_______．A.we neglect their depth and breadthB.they are not all jocks，peeks，or freaksC.our thinking is similar to that of a very young childD.our judgment is always wrong第5题【2015交通银行】Which of the following statements best expresses the main idea of the passage?A.One’s physical appearance carl influence our first impression．B.Our first impression is influenced by the sensitivity of our brain．C.Stereotypical impressions can be dead wrong．D.We should adopt mature thinking when getting to know people．下一题 选词填空第30题【2015工商银行】Language teachers often extract examples from grammar books．A.pull outC.takesD.dig上一题交卷交卷答题卡答案及解析(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits?The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information—the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking —and the most complex areas of our cortex，which allow us to be humane．第1题【2015交通银行】Our first impression of someone new is influenced by his or her _______．A.past experienceB.characterC.facial feat uresD.hobbies参考答案： C 您的答案：未作答答案解析：解析：第二段的第二句“Your brain is so sensitive in picking up facial traits．”大脑在接受面部特征时非常敏感。

中国银行招聘考试英语真题试卷及答案解析

中国银行招聘考试英语真题试卷及答案解析一、词汇与语法构造( 总题数： 40，分数： 80.00)1.Muriel All is the landlord of a__________brownstone apartment building in Brooklyn ．A.10yalB.foreverC.historic √D.recorded【解析】loyal 表示“忠心的〞； forever 表示“永远的〞； historic 表示“历史上著名的或重要的〞；recorded 表示“已记录的〞。

用historic 形容“ brOWnstone apartment building 〞符合题意。

故此题正确答案为C。

2.When stocks 0f Jade Co ．__________public ， shares increased by more than five percent ．A.goB.goesC.goneD.went √【解析】主句时态是一般过去时，分句应用一般过去时，故此题正确答案为D。

3.All Dressed Up，a popular song by j azz musician Lonny Dangerfield ， is featured in __________for Bridgeport Custom Tailors ．A.chartsB.advancesC.recordings √D mercials【解析】 in recordings 表示“以录音的形式〞，用在这里符合题意，其他各项均不符合题意。

故此题正确答案为C。

ernor Ogden ’s new economic policies will focus on__________more jobs in Paxton County ．A.createB.creationC.creating √D.creative【解析】 foclls on 后面接动名词形式或名词，排除A 项。

2013建设银行秋季招聘考试真题-英语

2013建设银行秋季招聘考试真题-英语欢迎来到时代教育为您整理2013建设银行秋季招聘考试真题-英语信息，并为您提供免费备考资料、备考视频、试题真题等资料，更多2013建设银行秋季招聘考试真题信息详见网站，迎大家关注时代教育（时代领博教育）百度文库，时代教育（时代领博教育）预祝众考生考试成功！第一部分:大综合（时间2:40小时）1、专业知识：单选40个（0.5分）；多选30个（1分）2、英语部分：三篇阅读（15道），15分3、行测部分：70道题（0.5分）行测分四块：数量关系、图形推理、言语理解、资料分析第二部分：性格测试（时间20分钟）200道题（1）专业单选题，40道：主要有考到西方经济学（宏微观）的基础知识：计算需求价格弧弹性、经济调控政，国债指标、中央银行对抗经济衰退的策略，商业银行核心资本、如何分散利率风险、企业市场定位、外币存款和人民币存款的共同点、利润最大化、弹性弧、定价策略、需求曲线、储蓄投资恒等关系表达式；汇票、需求理论、供给需求、GDP、投资消费曲线等，一道是说预期未来几个月英镑汇率要降，采取什么措施可以规避风险；市场营销题目：目标市场策略；四个人，各有不同的性格和做事特征，那么应该如何为每个人策划个营销的职位，是参与式还是指令式等；市场营销考了市场定位和市场细分；会计题目：资产负债表、收入支出表、利润表这几类里面应该注意的项目，哪些该记哪些不该，资产负债表的同增减性里面的，收支表中最终获得多少收入或支出等；会计方面有会计恒等式的考察、期初期末余额；经济法：合同问题，甲为乙担保丙的债权，乙把债权转让给丁，丙到期拒付款，应该怎么办？甲公司3号同乙公司订立一个合约，但5号甲公司就欲反悔，于是撤回合约，要约于7号到达乙公司，但是8号乙公司开会要如何投资，问题是该要约有无效；票据法、全要素生产率增加、财政税收（政府的措施）、资产可回收金融、实际年收益率、收购的股份纳税发生额和余额、商业银行负债业务的目的、存货周转天数；（2）专业多选题，30道：商业银行的业务、财政支出、即期外汇交易、银行汇票、金融工具风险、营销策略、商业银行的风险、巴塞尔协议关于合同（2003年制定的）、借贷记账记账规则、合同法、金融工具的四个性质、财政补给、会计要素、金融监管职责、Goldfeld-Quandt、场内交易市场、投资风险管理、金融市场率、商业银行现金头寸增加的因素；（3）英语，3篇文章，都是经济类的文章，总共15道题目：是比较新的文章，有关于美国政府是否应该投入资金帮助三大汽车公司（说到了民主和共和党两派的意见），中国工资上涨对外资企业带来的影响（探讨，外资企业是否应该离开中国），还有一篇是不是关于劳动力的问题的；（4）行测：包括言语理解、数学、逻辑推断、资料分析；（5）时事新闻，10道：包括建行的使命、理念、分支行等；英语阅读：For a decade, metallurgists studying the hulk of t he Titanic have argued that the storied ocean line r went down quickly after hitting an iceberg becau se the ship's builder used substandard rivets that popped their heads and let tons of icy seawater rush in. More than 1,500 people died.Now a team of scientists has moved into deeper wa ters, uncovering evidence in the builder's own arch ives of a deadly mix of great ambition and use o f low-quality iron that doomed the ship, which san k 96 years ago Tuesday.The scientists found that the ship's builder, Harla nd and Wolff, in Belfast, struggled for years to obtain adequate supplies of rivets and riveters to build the world's three biggest ships at once: t he Titanic and two sisters, Olympic and Britannic. Each required three million rivets, and shortages peaked during Titanic's construction."The board was in crisis mode," said Jennifer Hoop er McCarty, a member of the team that studied the company's archive and other evidence. "It was con stant stress. Every meeting it was, 'There's proble ms with the rivets, and we need to hire more peo ple.' "The team collected other clues from 48 Titanic riv ets, using modern tests, computer simulations, compa risons to century-old metals and careful documentati on of what engineers and shipbuilders of the era considered state of the art.The scientists say the troubles began when the col ossal plans forced Harland and Wolff to reach beyo nd its usual suppliers of rivet iron and include smaller forges, as disclosed in company and British government papers. Small forges tended to have le ss skill and experience.Adding to the threat, the company, in buying iron for Titanic's rivets, ordered No. 3 bar, known a s "best," not No. 4, known as "best-best," the scientists found. They also discovered that shipbuilde rs of the day typically used No. 4 iron for anch ors, chains and rivets.So the liner, whose name was meant to be synonymo us with opulence, in at least one instance relied on cheap materials.The scientists argue that better rivets would have probably kept the Titanic afloat long enough for rescuers to have arrived before the icy plunge, saving hundreds of lives.更多2016秋季银行考试真题及答案下载详情点击/RGEuXGf。

中国建设银行招聘考试模拟试题英语部分

中国建设银行招聘考试模拟试题英语部分2016年银行校园招聘已经开始，中公金融人为广大考生整理发布全国各地银行校园招聘信息，第一时间获取最新银行招聘信息，可及时关注2016银行校园招聘公告汇总。

第三部分英语部分Passage 1Over the past decade, American companies have tried hard to find ways to discourage senior from feathering their own nests at the e xpense of their shareholders. The three most popular reforms have bee n recruiting more outside directors in order to make boards more ind ependent, linking bosses’pay to various performance measures, and giving bosses share options, so that they have the same long-term interests as their shareholder s.These reforms have been widely adopted by American’s larger companies, and surveys suggest that many more companies are thinking of following their lead. But have they done any good? Thr ee papers presented at the annual meeting of the Academy of Manageme nt in Boston this week suggest not. As is usually the case with bo ardroom tinkering, the consequences have differed from those intended.Start with those independent boards. On the face of it, dismissing t he boss’s friends from the board and replacing them with outsiders looks a perfect way to make senior managers more accountable. But that is no t the conclusion of a study by Professor James Westphal. Instead, he found that bosses with a boardroom full of outsides spend much oftheir time building alliances, doing personal favors and generally p leasing the outsiders.All too often, these seductions succeed. Mr.Westphal found that, to a remarkable degree, “independent”boards pursue strategies that are likely to favor senior managers rather than shareholders. Such compani es diversify their business, increase the pay of executives and weake n the link between pay and performance.To assess the impact of performance related pay, Mr.Westphal asked th e bosses of 103 companies with sales of over $1 billion what measur ements were used to determine their pay. The measurements varied wide ly, ranging from sales to earnings per share. But the researcher’s big discovery was that bosses attend to measures that affect their own incomes and ignore or play down other factors that affect a c ompany’s overall success.In short, bosses are quick to turn every imaginable system of corpor ate government to their advantage—which is probably why they are the people who are put in charge of things. Here is a paradox for the management theorists: any boss w ho cannot beat a system designed to keep him under control is proba bly not worth having.1. What is the purpose of the large companies in recruiting outs iders and putting them on the board of directors?A) To diversify the business of the corporation.B) To enhance the cooperation between the senior managers and the board directors.C) To introduce effective reforms in business management.D) To protect the interests of the shareholders.2. What does Professor James Westphal’s study suggest?A) Boardroom reforms have failed to achieve the desired result.B) Outside board directors tend to be more independent.C) With a boardroom full of outsiders, senior managers work more conscientiously.D) Cooperation between senior managers and board directors suffered from the reforms.3. The word “seduction”(Line 1,Para.4) probably means “”.A) efforts to conquerB) attempts to win overC) endeavors to increase profitsD) exertions to understand4. Which of the following statements is true?A) Corporate executives in general are worth the high pay they r eceive.B) The income of corporate executives is proportional to the grow th of corporate profits.C) Corporate executives tend to take advantage of their position to enrich themselves.D) The performance of corporate executives affects their own inter ests more than those of the shareholders.5. How does the author feel about the efforts to control senior executives?A) Doubtful. B) Optimistic. C) Positive. D) Approving.Passage 2U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequen ces can be serious--ranging from higher drop-out rates to future empl oyment problems and even suicide.Based on hundreds of face-to-face interviews and surveys wi th students, sociologist Robert Manning of Georgetown University conclu ded both the number with credit card debt and their indebtedness had been "systematically underreported" in previous studies which failed to reflect the "survival strategies" many used to cope with their debts. These included the use of federal student loans to pay off c redit cards, effectively shifting the debt, appeals to parents for lo ans, cutting back on course work to increase time at paid jobs, or even dropping out altogether to work full time. "Official dropout rates include growing numbers of students who are unable to cope with the stress of their debts and/or part time jobs for servicing their credit cards," the study said.Even then, debts can haunt students. "Student credit card debts are increasingly scrutinized during the recruitment process and may be an important factor in evaluating prospective. employee," it n oted. And the stress can also manifest in far more tragic ways. Jan ne O'Donnell's 2g-year-old son, a junior at the University of Oklahom a, committed O'Donnell and Manning agreed students should bear some r esponsibility for reckless use of credit, but said credit card compan ies also had to be held accountable for making it so easy for them to get into debt. Manning said one of the most disturbing aspects of the student credit card issue was "the seduction of college and university administrators by the credit card industry." Card issuers were sponsoring school programs, funding activities and even entering into business partnerships with schools involving college-branded "aff inity" cards, he said. "As a result, rather than protecting the ec onomic and educational interests of their students, college administrat ors are playing an active and often disingenuous role in promoting t he prominence of credit cards in collegiate life."1. Which is NOT one of the strategies American students may use to deal with their credit card debt?A) Use federal student loans.B) Seek part-time jobs to get money.C) Promote the prominence of credit cards.D) Ask parents to help them pay the debt.2. Which may NOT be the consequence of students' credit card debt?A) High drop-out rates.B) Enter into business partnerships with schools.C) Commit suicide.D) Future employment problems.3. Who should be least criticized for negative consequenc es of students' credit card debt according to the passage?A) Parents.B) Students themselves.C) College and university administrators.D) Credit card issuers.4. The main idea of this passage is ______.A) negative consequences of students' using credit cardB) college administrators are playing their proper roles in promoting credit cardsC) card issuers or college administrators promoted credit cardD) reasons for high drop-out rates in universities5. We can infer from the passage that ______.A) students should not have part-time jobsB) credit cards should not be usedC) if there is no credit card, college students may not commit suicideD) college students should learn to wisely manage theirpersonal financesPassage 3In the first year or so of Web business, most of the ac tion has revolved around efforts to tap the consumer market. More re cently, as the Web proved to be more than a fashion, companies have started to buy and sell products and services with one another. Su ch business-to-business sales make sense because businesspeople typicall y know what product they're looking for.However, many companies still hesitate to use the Web beca use of doubts about its reliability. "Businesses need to feel they c an trust the pathway between them and the supplier," says senior ana lyst Blane Erwin of Forrester Research. Some companies are limiting t he risk by conducting online transactions only with established busine ss partners.Another major shift in the model for Internet commerce con cerns the technology available for marketing. Until recently, Internet marketing activltie8 have focused on strategies to "pull" customers into sites. In the past year, however, software companies have deve loped tools that allow companies to "push" information directly out t o customers, transmitting marketing messages directly to targeted custo mers. Most notably, the Point cast Network uses a screen saver to d eliver a continually updated stream of news and advertisements to sub scribers' computer monitors. Subscribers can customize the information they want to receive and proceed directly to a company's Web site. Companies such as Virtual Vineyards are already starting to use simil ar technologies to push messages to customers about special sales, pr oduct offering, or other events. But push technology has earned the contempt of many Web users. Inline culture thinks highly of the no tion that the information flowing onto the screen comes there by specific request. Once commercial promotion begins to fill the screen un invited, the distinction between the Web and television fades.But it is hardly inevitable that companies on the Web wil l need to resort to push strategies to make money. The examples of Virtual Vineyards, Amazon: com and other pioneers show that a Web site selling the right kind of products with the right mix of inter activity, hospitality, and security will attract online customers. And the cost of computing power continues to fall, which is a good si gn for any enterprise setting up shop in silicon. People looking bac k 5 or 10 years from now may well wonder why so few companies too k the online plunge.1. We learn from the beginning of the text that Web bu sinesses ______.A) has been striving to expand its marketB) intended to follow a fanciful fashionC) tried but in vain to control the marketD) has been booming for one year or so2. Speaking of the online technology available for market ing, the author implies that ______.A) the technology is popular with many Web usersB) businesses have faith in the reliability of online tr ansactionsC) there is a radical change in strategyD) it is accessible limitedly to established partners3. In view of Net purists, ______.A) there should be no marketing messages in online cultu reB) money making should be given priority to on the WebC) the Web should be able to function as the television setD) there should be no online commercial information witho ut requests4. We learn from the last paragraph that ______.A) pushing information on the Web is essential to Intern et commerceB) interactivity, hospitality and security are important t o marketingC) leading companies began to take the online plunge dec ades agoD) setting up shops in silicon is independent of the co st of computing power5. The purpose of the author in writing the text is to ______.A) urge active participation in online businessB) elaborate on various marketing strategiesC) compare Web business with traditional commerceD) illustrate the transition from the push to pull strat egy中公金融人提醒考生银行校园招聘考试涉及内容较多，需提前做好备考，大家可通过银行招聘考试题库学习。

中国建设银行招聘考试模拟试题英语部分答案及解析.doc

中国建设银行招聘考试模拟试题英语部分答案及解析第三部分英语部分Passage 11.【答案】D。

解析：D细节理解题解题依据为木文第一段第一、二句〃Over the past decade, American companics have tried hard to find ways to discourage senior from feathering their own nosts at the expense of their shareholders・ The three most popular reforms have been recrui ling more outside directors in order to make boards more independent."此句人意为：在过去的I •年里，美国公司力图寻求方法以阻ill 资深管理者以牺牲股东利益为代价损公肥私的行为。

为此采取了最流行的三种改革措施，如招录外来董事以使董事会更加独立。

由此我们可推知招录外来董事的目的是为了保护股东的利益。

其 + to feather their own nests 意为"构筑白己的窝"；at the expense of their shareholders 意为〃以股东的利益为代价〃。

2.【答案】A。

解析：A细节推论题文章第二段最丿订一consequences have differed from those intended"表明改革的结果是事与愿违，这是一个总的结论。

第三、四、和段是具体说明，主要是引用了 Westphal的调查结果。

因此，本题答案应当是A。

3.【答案】解析：B词义判断题文章第三段最麻讲外来董事会的老板们会花很多时间建立联盟,施惠于个人以讨好外来董事，第四段开始接着说这些手段通常是成功的，由此我们可以推知老板的这些手段是为了争取外来董事而结成联盟，进而可推知B正确。

银行系统招聘考试(英语)中国建设银行历年真题汇编及答案解析(5)

银行系统招聘考试（英语）中国建设银行历年真题汇编及答案解析（5）(1~5/共15题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.In recent decades, there is a phenomenon which makes us give some attention, the so-called Southeast Asian "tigers" have rivaled the western "lions" for stock cliches that make economic headlines. The myth of American economic hegemony over Asia in the imposing and patriarchal figure of Uncle Sam has provided frequent political grist(有利)for Southeast Asian political leaders, particularly Malaysia´s Prime Minister Mahathir. He has attempted to forge an international reputation as a snarling tiger, but lately sounds more like a barnyard dog groaning at shadows. Without demeaning in any way the remarkable achievements of the newly developing economics of Malaysia, Thailand and Indonesia, these nations at times appear to be their own worst enemies. This is often exemplified by Dr. Mahathir, who rails at Western evil whenever an international or domestic crisis provides an opportunity.To be more specific, the recent devaluation of the Philippine and Thai currencies, and the subsequent pressure on the Malaysian currency has inspired Dr. Mahathir to launch an all-out attack on the West as the source of the problem. He even alleges that the United States has deliberately destabilized Southeast Asian economics in revenge for these nations, supporting the brutal military rule in Mahathir, an action which the United States seems to want inspected rather than rewarded. But by resorting to such scapegoat(替罪羊), instead of accepting even a bit responsibility, the Prime Minister may undermine the future success of the region and Malaysia in particular.Upon further questioning, Dr. Mahathir narrowed his attack to one wealthy individual, the well-known philanthropist(慈善家), Mr. George Soros, whose opposition to Myanmar´s admission to ASEAN(Association of Southeast Asian Nations)Mahathir found particularity, irritating. The logical mistakes that underlie such conspiracy theories do not help Malaysia address the serious issues of economic overheating that experts have been warning about for all these difficult periods, which include large deficits and low savings to debt ratios. In fact, the recent dramatic drop in Malaysia´s stock market and currency has led Dr. Mahathir to reverse his initial approach to the crisis. He even announces measures that at least imply he is quite aware of excesses in his own administration´s spending policies that have contributed to this crisis of confidence. In the end, this kind of reaction undermines the esteem that Dr. Mahathir´s enlightened leadership has justly earned.第1题It is implied in the first paragraph that Dr. Mahathir( ).A.tries to manipulate anti-Western actions for political gainsB.detests the USA´ s controlling over the regional economicsC.has correctly identified the financial problem in AsiaD.believes in the effect of the ghostly influence from the west第2题The author of this essay seems to suggest that( ).A.the Asian Crisis is the result of ASEAN pandering to terrorist governmentsB.there is not a serious economic problem in Southeast Asia at allC.the devaluation of Malaysia´s currency is due to the American plotD.the economic problems in some Asian countries is partly the result of their overheating economy第3题The author suggests the Dr. Mahathir´s comments on the currency problems( ).A.are poor because they weaken his own credibilityB.are sharp in identifying the cause of the problemC.prove that he has been a poor leader in generalD.reveal his keen insight into the complex issue第4题Which of the following is the tone of this essay?A.Objective and detached.B.Piercing and indifferentC.Sarcastic and prejudice.D.Impassive and hostile.第5题The relative pronoun "which" in the last paragraph(Line 6)refers to( ).A.expertsB.periodsC.theoriesD.issues下一题(6~10/共15题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.Rising wages -together with currency fluctuations and high fuel costs -are eating away the once-formidable "China price" advantage, prompting thousands of factory owners to flee the Pearl River Delta. Much has been written about the more than doubling of wages at the Shenzhen factory of Foxconn, the world´s largest electronics contract manufacturer, which produces Apple iPhones and iPads and employs 920,000 people in China alone. "One can talk about a world pre-and post-Foxconn," says Victor Fung, chairman of Li & Fung, the world´s biggest sourcing company and a supplier of Wal-Mart. "Foxconn is as important as that."Foxconn´s wage increases are only the most dramatic. Our analysis suggests that, since February, minimum wages have climbed more than 20 percent in 20 Chinese regions and up to 30 percent in some, including Sichuan. At a Guangdong Province factory supplying Honda, wages have risen an astonishing 47 percent. All this is bad news for companies operating in the world´s manufacturing hub, and chief executives should assume that double-digit annual rises-if not on the scale witnessed this year-are here to stay. Looked at another way, however, wage inflation provides companies with a once-in-a-generation opportunity to rethink radically the way theyapproach global production -and they should do so sooner rather than later.Why the urgency? After all, wage hikes in China are nothing new. Since 1990, they have risen by an average of 13 percent a year in U.S. dollar terms and 19 percent annually in the past five years.There are two big reasons the situation is different now. The first has to do with productivity. Over the past 20 years, productivity increases have broadly matched wage increase, negating their impact. The pay rises came from a very low base, so while average wages grew 19 percent a year from 2005 to 2010, this amounted to only ￥260 a month per employee, a sum that could be offset by more efficient production or switching to cheaper sources of parts and materials.If labor costs continue, however, to increase at 19 percent a year for another five years, monthly wages would grew ￥623 per month, according to BCG estimates. Such an increase would ripple through the economy in the form of higher prices for components, business services, cargo-handling and office staff.The second reason relates to societal change. Until now, it has been easy to lure a seemingly unlimited number of young, low-wage workers to the richer coastal regions and house them cheaply in dormitories until they saved enough to return home to their families in the interior provinces. In the future, though, young workers will be harder to recruit. This is partly because there will be fewer of them: Largely because of the country´s one-child policy, the number of Chinese aged 15 to 29 will start declining in 2011. Moreover, with living standards rising across China, fewer of today´ s rural youth will want to go to coastal regions to toil for 60 hours a week on an assembly line and live in a cramped dormitory.So what can CEOs do in this fast-changing environment? An instinctive reaction is to search for cheaper labor elsewhere. But this is short-sighted and would provide-at best-a short-term fix. Another option is to stay in China and try to squeeze out greater productivity gains.第6题According to paragraph 1 and 2, we can summarize that( ).A.China will always boast a very impressive price advantage around the globeB.Foxconn´ s rising wage is just a one-sided caseC.Souring wages has improved a widespread impact on foreign companiesD.Foxconn is a manufacturer of great significance to China第7题In Paragraph 5, the author discusses that( ).A.if labor costs continue to grow, it would ripple through the economyB.average wages grow 19 percent from 2005 to 2010C.foreign enterprises should switch their manufacturing to cheaper sourcesD.the wage rises over the past 2 decades could be offset by rising production第8题The reasons why young worker will be harder to recruit exclude( ).A.China´s one-child policyB.the fact that fewer rural youth want to go to coastal citiesC.surging living standardsD.the declining number of China´ s youth第9题On which of the following would the author most probably agree?A.Foreign investors should move their manufacturing capability closer to the consumerB.China´s wage inflation will wreak a political havoc in the futureC.Foreign investors should flee to neighboring countries, such as VietnamD.There´ s plenty of room to improve efficiency at Chinese plants第10题Which of the following would be the best title for text?A.Rising Cost, A Pain in the NeckB.The Irreversible Wage inflationC.To Rethink Global Production PlansD.As Wages Rise, Time to Leave China?上一题下一题(11~15/共15题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.You´re busy filling out the application form for a position you really need; let´s assume you once actually completed a couple of years of college work or even that you completed your degree. Isn´t it tempting to lie just a little, to claim on the form that your diploma represents a Harvard degree? Or that you finished an extra couple of years back at State University?More and more people are turning to utter deception like this to land their job or to move ahead in their careers, for personnel officers, like most Americans, value degrees from famous schools. A job applicant may have a good education anyway, but he or she assumes that chances of being hired are better with a diploma from a well-known university. Registrars at most well-known colleges say they deal with deceitful claims like these at the rate of about one per week.Personnel officers do check up on degrees listed on application forms, then. If it turns out that an applicant´s lying, most colleges are reluctant to accuse the applicant directly. One Ivy League school calls them impostors; another refers to them as special cases. One well-known West Coast school, in perhaps the most delicate phrase of all, says that these claims are made by no such people.To avoid outright lies, some job-seekers claim that they attended or were associated with a college or university. After carefully checking, a personnel officer may discover that attending means being dismissed after one semester. It may be that being associated with a college means that the job-seeker visited his younger brother for a football weekend. One school that keeps records of false claims says that the practice dates back at least to the turn of the century-that´s when they began keeping records, anyhow.If you don´t want to lie or even stretch the truth, there are companies that will sell you a phony diploma. One company, with offices in New York and on the West Coast, will put your name on a diploma from any number of non-existent colleges. The price begins at around twenty dollars for a diploma from Smoot State University. The prices increase rapidly for a degree from the University of Purdue. As there is no Smoot State and the real school in Indiana properly called Purdue University, the prices seem rather high for one sheet of paper.第11题The main idea of this passage is that( ).A.employers are checking more closely on applicants nowB.lying about college degrees has become a widespread problemC.college degrees can now be purchased easilyD.employers are no longer interested in college degrees第12题According to the passage, special cases refer to cases where( ).A.students attend a school only part-timeB.students never attended a school they listed on their applicationC.students purchase false degrees from commercial filmsD.students attended a famous school第13题We can infer from the passage that( ).A.performance is a better judge of ability that a college degreeB.experience is the best teacherC.past work histories influence personnel officers more than degrees doD.a degree from a famous school enables an applicant to gain advantage over others in job petition第14题This passage implies that( ).A.buying a false degree is not moralB.personnel officers only consider applicants from famous schoolsC.most people lie on applications because they were dismissed from schoolD.society should be greatly responsible for lying on applications第15题As used in the first line of the second paragraph, the word utter means( ).A.addressB.thoroughC.ultimateD.decisive上一题交卷交卷答题卡答案及解析(1~5/共15题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.In recent decades, there is a phenomenon which makes us give some attention, the so-called Southeast Asian "tigers" have rivaled the western "lions" for stock cliches that make economic headlines. The myth of American economic hegemony over Asia in the imposing and patriarchal。

银行系统招聘考试英语(中国建设银行)模拟试卷6(题后含答案及解析)

银行系统招聘考试英语（中国建设银行）模拟试卷6(题后含答案及解析)全部题型 3. 阅读理解阅读理解Being able to muhitask is hailed by most people as a welcome skill，but not according to a recenl study which claims that young people between the ages of eight and eighteen of the so一called Generation M are spending a considerable amount of their time in1．What is probably true about the multitasking Generation M?A．They waste more time than they should spend.B．They feel they are more efficient than others．C．They put more energy on important tasks．D．They need to improve their analytical skills．正确答案：A解析：细节题。

根据第一段“Being able to muhitask…spending a considerable amount of their time in fruitless efforts as they multitask．”可知，多任务工作效率很低。

知识模块：中国建设银行2．With the introduction of new gadgets．what happens to the Generation M’s present e—devices?A．They become part of their collection．B．They give way to the latest．C．They are quickly put asideD．They are sold to their friends．正确答案：A解析：细节题。

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