财经英语单元课后全部中译英

第一单元

1.居民持有许多金融资产。最重要的有货币、储蓄账户、政府证券、股票以及基金。

People hold many financial assets. The most important currency, savings accounts, government securities, stocks and funds.

2.对货币需求的不同于对其他商品的需求。持有货币是因为其间接价值而不是直接价值。

Demand for money is different from the demand for other goods. Holding currency because of its indirect value rather than direct value.

3.人们持有货币的最重要的原因是需要偿付账单或购买商品。

People hold money the most important reason is the need to pay the bills or buy goods.

4.行业中，商业银行以手头现金或在中央银行存款的形式持有准备金。

Industry, commercial Banks in the form of cash or deposits with the central bank to hold reserves.

5.一般来说，商品货币本身具有内在的价值。由于商品货币本身所固有的价值，政府也就

没有必要再来保证它的价值。

Generally speaking, the commodity currencies of itself has intrinsic value. Due to the inherent value of commodity money, the government there would be no need to again to ensure that the value of it.

第二单元

1.外汇是指以外币表示的用于清偿国际交易的资产

The foreign exchange refers to used for liquidation international trading assets denominated in foreign currencies.

2.外汇市场是世界上最大、流动性最强的市场之一

The foreign exchange market is one of the largest and most liquid market in the world 3.中央银行用其巨额的外汇储备来稳定货币市场

The central bank with its huge foreign exchange reserves to stabilise the currency markets

4.货物和服务贸易的盈余或赤字反映了一国经济的竞争力

Goods and services trade surplus or deficit reflects a country's economic competitiveness

5.如果一国通货膨胀水平很高或人们预期通货膨胀水平会提高，那么通常该国货币会贬值。

If a country's inflation is high or expected inflation levels will increase, so often the currency devaluation.

第三单元

1.直接信用工具是指非金融机构为筹集资金直接在市场上发行或签署的各种信用凭证，如

商业票据、股票、公司债券、公债、国库券、抵押契约、借款合同等。这些信用工具是用来在金融市场上直接进行借贷或交易的。

Direct credit instruments refers to non-financial institutions to raise funds in the market directly issued or signed by all kinds of credit vouchers, such as commercial paper, stocks, corporate bonds, bonds, Treasury bills, mortgage contract, loan contracts, etc.

These credit tools are used to direct borrowing or trading in the financial markets.

2.间接信用工具是指银行和其他金融机构所发行或签署的各种信用凭证，比如钞票、存款

单银行票据、银行发出的大额可转让存单、保险公司发出的保险单、通过信托投资公司

发出的各种基金等。

Indirect credit instruments refers to Banks and other financial institutions issued or signed by all kinds of credit vouchers, such as bills, certificates of deposit large negotiable certificates of deposit from the bank bills, bank, insurance companies, insurance policy, through trust and investment companies making various funds, etc. 3.政府债券是国家根据信用原则举借债务的借款凭证。政府债券按偿债还期不同可分为短、

中、长期债券。

Government bonds are debt raising countries according to the principle of credit loan certificate. Government bonds by the repayment period also different can be divided into short, medium and long-term bonds.

4.按照不同的标准，股票可分为如下基本类别：其一是普通股与优先股。普通股是目前最

常见、最典型的一种股票。普通股指每一股份对公司财产都拥有平等权益的股票。

According to different standards, the stock can be divided into the following basic categories: one is the common stock and preferred stock. Ordinary shares are by far the most common and the most typical of a stock. Common stock for each share stock of company assets have equal rights.

5.安全性是指投资于金融工具的本金是否会遭受损失的风险。

Security refers to the principal investment financial instruments will suffer the risk of loss.

第四单元

1.请告诉我开个定期存款账户需要什么手续。

Please tell me the procedure for opening a deposit account.

2.外国金融机构现在已经成为中国金融体系的一部分。

Foreign financial institutions have now become part of the country's financial system.

3.我想把这些支票存在我的户头下。

I want to deposit these cheques in my account.

4.中国加入WTO后，加快了银行业的开放步伐，向外资银行开放了更多的领域。

After China's accession to the WTO, to speed up the pace of the Banks open, open to foreign Banks more areas.

5.商业银行不得投资于非自用的房地产业务。

Commercial Banks shall not invest in the personal use of the real estate business.

第五单元

1.由于受到通货膨胀的影响，人们的生活支出大大增加。

Due to the effects of inflation, the life of people spending increase greatly.

2.中央银行在四月和八月两次提高利率。

The central bank raised interest rates twice in April and August.

3.货币政策目标通常包括经济增长、通货膨胀和就业。

Monetary policy goals usually include economic growth, inflation and employment.

4.在一些国家中，中央银行通过它的分支机构对银行系统进行监管。

In some countries, the central bank through its branches to regulate banking system. 5.通货膨胀是指经济中商品和服务价格持续增长，致使货币购买力下降。

Inflation is refers to the price of goods and services in the economy continues to grow, the purchasing power of money.

第六单元