本科国际结算双语复习提纲
《国际结算实务》复习提纲精讲
《国际结算实务》复习提纲模块一 国际结算简介 任务一 认识国际结算的内涵 国际结算是两个不同国家的当事人，包括个人、单位、企业或政府间 发生了商品买卖、服务供应、资金调拨、国际借贷，需要通过银行办理两 国间的外汇收付业务，这样的一种货币收支和清算债权债务的经济行为， 称为国际结算。
引起两国间发生外汇收付业务的原因 两国间发生外汇收付业务的原因有多种情况：第一种，有形贸易，如 两个国家间的商品买卖， 即商品进出口活动引起的不同国家间的货币收付 业务。
第二种，无形贸易，如出国旅游、亲朋好友间跨国赠款、出国留学、 对国外受灾地区的捐助、到国外从事劳务活动等发生的跨国货币收付业 务，它既有商品交易，又有劳务交易，如国际工程承包和技术转让中产生 的不同国家间货币的收付业务。
第三种，金融交易，如外汇买卖、对外投 资和国外筹资形成的不同国家货币之间的交易。
通常国际贸易结算 （Settlement of International Trade） 又称为有形贸 易结算， 是在商品交易基础上， 结清不同国家的当事人因贸易活动而发生 的债权债务关系。
它是国际贸易的重要组成部分， 如第一种情况下的结算。
国际非贸易结算（International Non-trade Settlement）国际贸易以外 的其他经济活动以及政治、文化等交流活动，引起的货币转移。
如第二种 和第三种情况下的结算。
任务二 了解国际结算的演变过程 国际结算是随着不同国家之间商品买卖活动日益丰富，和其他国际经 济与文化等方面交流的不断扩大而发展起来的。
如果不考虑更早期的易货 贸易，国际结算的演变过程大致可以分为四个发展阶段。
1.从现金结算到非现金结算 世界各国在早期的对外贸易中，采用黄金、白银、铸币作为结算手段，1买方将金银或可兑换的铸币运送给卖方，交付货款，清偿债务，这种就是 原始的现金结算。
这种结算方式运送不安全，承担潜在的利息损失，耗费 巨额运输费用，积压资金，耽搁时间，不便于清点计数，辨别真伪难。
国际结算(双语)-教学大纲
《国际结算（双语）》教学大纲课程编号：110083A课程类型：□通识教育必修课□通识教育选修课□专业必修课 专业选修课□学科基础课总学时：48 讲课学时：36 实验（上机）学时：12学分：3适用对象：国际金融专业、金融学专业、国际贸易专业、贸易经济专业、经济学专业先修课程：宏观经济学微观经济学国际金融学国际贸易学一、教学目标国际结算属于国际金融实务的一个分支，是一门科学性强、知识丰富、国际惯例众多、发展较快的学科，它所涉及的知识领域极为广泛，例如，它涉及到国际金融中的货币与汇率问题、国际收支与国际资本流动问题、国际金融市场与外汇风险防范问题等；还涉及到国际保险、国际运输、电讯传递、进出口贸易、会计、海关、商检、票据、法律等诸多相关知识，因此，它是以金融、贸易为基础的多边交叉学科，并且具有很强的实用性和可操作性。
通过本课程的学习，要达到如下培养目标：目标1：完整地掌握国际结算的基本理论框架，并能灵活运用于国际贸易结算实践。
目标2：学生能够掌握国际结算的基本理论、基本知识和基本方法，重点掌握票据和信用证的使用、单据制作、贸易融资等内容，并了解国际结算方式的最新发展。
目标3：学生可以加深对国际经贸往来程序的理解和掌握，更加符合“专业型、复合型”人才的培养标准。
二、教学内容及其与毕业要求的对应关系教学内容讲授上的要求:重点讲解国际结算的四个维度——国际结算工具、国际结算方式、国际结算单据、国际结算融资。
其中国际结算工具和方式应该精讲、细讲，国际结算单据可以粗讲，国际结算融资可以选讲。
国际结算课程的重点是：使学生深刻领悟国际结算工具的使用，国际结算方式的选择，做到学以致用。
在讲解这部分内容时，重点通过学生操作与教师指点相结合的方法进行。
对拟实现的教学目标所采取的教学方法、教学手段；本课程采用课堂讲授与实验操作相结合的方法进行，综合使用多媒体、板书、慕课等教学手段，使学生能切实有所收获。
对实践教学环节的要求；实践教学中，培养学生制作国际结算工具（本票、支票、汇票）的能力，阅读SWIFT报文内容的能力，掌握国际结算方式（汇款、托收、信用证）的基本业务流程，为学生入职银行业提供专业切入口。
国际结算复习提纲
国际结算期末复习要点、选择题⑴ SWIFT is _____ B ____________A. in the Uni ted StatesB. a ki nd of com muni cati ons bel onging to TT system for in terba nk ' s fund tran sferC. an in stituti on of the Un ited Nati onsD. a gover nmen tal orga ni zati on(2) Fund tran sfers are processed and settleme nt through ____ C__A. banksB. SWIFTC. Cleari ng systemD. telecom mun icatio n systems(3) An additional risk borne by the seller when granting a credit to thebuyer is that the later will not ___ D _____A. accept the billB. take up the docume ntsC. take deliveryD. make payme nt at maturity(4) To the importer, the fastest and safest method of settlementis CA. letter of creditB. cash in adva neeC. ope n acco untD. banker ' s draft(5) _____ A _____ refers to an excha nge of services or assets betwee ncoun tries.A. I nvisible tradeB. visible tradeC. Intern ati onal tradeD. Bala nee of trade(6) ________________________________________ F rom the point of view of a Chinese bank, ______________________________ B __ i s our bank' s account in the books of an overseas bank , denomin ated in foreig n curre ncy.A. a vostro acco untB. a no stro acco untC. a mirror acco untD. a record acco untof a check. A. payee B. en dorser C. drawer D. en dorsee (9) If a bill is payable“60 days after date ” , the date of payment is decided accordi ng to A. the date of accepta neeB. the date of prese ntati onC. the date of the billD. the date of maturity (10) A(n) to pay for imports. A. drawer B. drawee C. holder D. en dorser (7) The exporter can receive the payme nt only when __ C A. he has shipped the goods B. he has prese nted the docume ntsC. the docume nts prese nted comply with he credit termsD. the importer has taken delivery of the goods(8) The pers on pay ing the money is ais a finan cial docume nt. A. bill of lad ing B. bill of excha nge C. in sura nee policyD. commercial inv oice(11) Each country has to earn A. moneyB. foreig n excha ngeC. cashD. curre ncy(12) A time bill may be accepted by(13) _________ is draw n by the exporter and sent to the buyer. A. Draft B. Promissory n ote C. I. O. U D. Check (14) Large payme nts should be made by _______ A. TT B. SWIFT C. MT D. A or B(15) Mail tran sfer are sent to the corresp ondent bank _______ , uni ess other wise in structed by clie nts.A. by courier serviceB. by ordinary mailC. by airmailD. by seamail (16) The only means of authenticating a cable transfer is the ___ . A. SWIFT authe ntic key B. payme nt orderkeyD. authorized sig natures(17) Which type of collection offers the greatest security to the exporter A. Documentsagainst acceptaneeB.Documentsagainst paymentC. Clea n collecti onD. Accepta nee D/P(18) Con firmati on of a credit may be give n by .A. the ben eficiary at the request of the importerB. the issu ing bank after the receipt of correct docume ntati onC. the advising bank after the receipt of correct documentationD. the advis ing bank at the request of the issu ing bank(19) gives the ben eficiary double assura nee of payme nt.A. The irrevocable creditB. The revocablecreditC. The con firmed creditD. The irrevocablecon firmed credit(20) The red clause credit is ofte n used as a method of .A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment(21) All the parties to a collection are bound by _________500 C(22) To the exporter, the fastest and safest method of settlementis ________A. letter of creditB. advanee paymentC. collectionD. banker ' s draft(23) All guarantees should include the principle debtor, the _______________ and the guara ntor.A. ben eficiaryB. creditorC. mortgageeD. le nder(24) The docume nts will not be delivered to the buyer until _________A. the goods have arrivedB. the bill is paid or acceptedC. the buyer has cleared the goodsD. both A and B(25) When is a bill of lad ing issued ______A. Whe n the shipper makes up the orderB. Whe n the carrier received the goodsC. Whe n the producer manu factures the goodsD. When the carrier delivers the goods to the con sig nee(26) When a customer ask its bank to make a telegraphic tran sfer to aben eficiary abroad, the charges may __________A. be paid either the remitter or the remitteeB. be debited aga inst the no stro acco untC. be credited to the vostro acco untD. be paid by the remitt ing bank(27) It will be more convenient if the collect ing bank appo in ted by theseller _____A. is a large bankB. is the remitting bank 's correspondent in the place of the importerC. is in the exporter 's countryD. acts on the importer 's instructions(28) If it is stated as D/P, the documents can be releasedA. aga inst payme ntB. aga inst accepta neeC. in either wayD. aga inst accepta nee pour aval(29) Before ope ning a credit, the issu ing bank should.A. go through the con tract termsB. fill in the application formC. sign an agreement with the customerD. inquire into the customer ' s credit standing（30） The bond should state that claims must be received __________ tha n the（出票expiry date.A. a litter earlierB. a little laterC. not earlierD. not later二、操作题 （一）汇票BILL OF EXCHANGENo.（汇票号码） _______________________Exchange for 汇票金额（小写） ___________________ __________ , ______________ At 票期 _____________________ sight of this FIRST of exchange （second of exchange Being Un paid ） pay to the order of 收款人 _________________________________the sum of SAY:汇票金额（大写） _______________________________________To:受票人（付款人） For andon behalf of（二）电汇（cable 格式的） FM 汇出行 TO 汇入行 DATE 发电日期 TEST 密押OUR REF NO 汇款编号NO ANY CHARGES FOR US 行不负担费用 PAY 金额 VALUE 起息日 TO 收款人 MESSAG 附言FOR CREDITING ACCOUNT N 收款账号ORDER：款人COVE头寸拨付（四）托收申请书BANK OF CHINADocume ntary Collect ion In struct ion1) TO:托收行2) DATE_ 日期____________________77(五)托收指示COLLECTION INSTRUCTION(1)DATE:_托收日期 ___________________⑵PLEASE ALWAYS QUOTE OU交易编码__________________(3)MAIL TO: 代收行___________________________DEAR SIRS,TO:开证行DATE 开证日期WE ENCLOSEDRAFT(S) AND DOCUMENTAS UNDERMENTIONEDHICH PLEASE COLLECT IN ACCORDANCE WITH THE INSTRUCTIONS INDICATED HEREIN.ST1 MAIL票据要求(11) DRAFT ______________________(12) COMMERCIAL INVOICE ______________________(13) CLEAN ON BOARD OCEAN BILLS OF LADING _____________________(14) CERTIFICATE OF ORIGIN ______________________(15) PACKING LIST ______________________(16) REIMBURSEMENT INSTRUCTIONS(分):拨头寸指示（六）开证申请书IRREVOCABLE DOCUMENTARY CREDIT APPLICATION□Issue by airmail 开证方式□W ith brief advice by teletra nsmissi onCredit No. ***********□Issue by express delivery到期日和到期地点Date and place of expiryfreight [ ] to collect/[ ]prepaid []show ing freight amount ” and con sig ned to3.( ) In sura nee Policy/Certificate inclaims payable in_ ________________ ( )Airway bills/cargo receipt/copy of railway bills issued by _____________________________________ showingcopies for % of the in voice value show ing in curre ncy of the draft, bla nk en dorsed, coveri ng4. ( )Pack ing List/Weight Memo in _______ copies in dicati ng qua ntity, gross and weights of eachpackage5. ( ) Certificate of Quan tity/Weight in ____ copies issued by _____ ______6. ( ) Certificate of Quality in _________ _____ copies issued by [ ] manufacturer/] ] public recognizedsurveyor _____7. ( ) Certificate of Origi n in _______ copies issued by ___________________________________ 8. ( ) Ben eficiary ' s certified copy of fax/telex dispatched to the applica nt with in _____ h ours _________after shipme nt advis ingL/C No., n ame of vessel, date of shipme nt, n ame, qua ntity, weight and value of goods.Other docume nts, if anyDescripti on of goods:货物描述名称、规格数量单价包装 Additi onal in struct ions: 1241. ( ) All banking charges outside the opening bank are for beneficiary ' s account2. ( ) Docume nts must be prese nted withi n ______ days after date of issua nee of the tran sportdocume nts but with in the validity of this credit.3. ( ) Third party as shipper is not acceptable, Short Form/Bla nk B/L is not acceptable.4. ( ) Both qua ntity and credit amount ______ % more or less are allowed.5. ( ) All docume nts must be forwarded in _____________________()Other terms, if any。
国际结算复习重点电子教案
国际结算复习重点国际结算复习第一章国际结算概述两个不同国家的当事人，不论是个人间的、单位间的、企业间的或政府间的，因为商品买卖、服务供应、资金调拨、国际借贷而需要通过银行办理的两国间外汇收付业务。
一、国际结算概述1、国际结算的发展趋势：信用证结算方式的作用日益边缘化，混合结算方式日益增多；国际结算和贸易融资日益紧密结合；国际结算的电子化和网络化程度日益加深；跨境人民币结算日趋普遍。
2、国籍结算的研究内容：国际结算中使用的货币必须是自由兑换货币；票据在结算中起着流通手段和支付手段的作用；以一定的条件实现国际货币收付的方式称为国际结算方式；单据的传递和使用是实现国际结算的必备条件之一；跨国支付系统是国际间资金得以安全有效结算的基础设施。
3、国际结算使用的国际规则：《见索即付保函统一规则》；《跟单信用证统一惯例》；《托收统一规则》；《国际保理业务惯例规则》；《2010年国际贸易术语解释通则》。
二、国际结算业务的分类：现金/货币结算；票据结算；凭单结算；电讯结算。
三、国际结算方式的具体内容1、内容：买卖合同约定；银行；资金融通；结算方式。
2、类别：汇款；托收；信用证。
3、付款时间：Payment in Advance；Payment at Time of Shipment；Payment after Shipment。
四、国际金融业务中的银行机构1.银行处理国际业务机构设置的主要类型：Representative Office (代表处)；Agency Office (代理处)；Overseas Sister Bank/Branch(海外分、支行）；Correspondent Banks (代理银行)；Subsidiary Banks(附属银行）；Affiliated Banks (联营银行)；Consortium Bank (银团银行)。
2．代理关系的建立：代理关系是指两家不同国籍的银行，相互委托，互为办理国际银行业务所发生的往来关系。
国际结算复习资料
国际结算复习资料一、重点词汇英汉互译：第一章国际结算的介绍Correspondent Bank 代理行Test key 密押Specimen of authorized signature 印鉴Debit (for bank) 借记Nostro account 往户账IMF 国际货币基金组织 ICC 国际商会CHIPS 英国同业银行自动支付系统URC522 《跟单托收统一规则》国际结算 International Settlement预付货款 Payment in advance汇款(汇付) Remittance跟单信用证 Documentary L/C Control Documents 控制文件Terms and conditions 费率表SWIFT 环球银行金融电讯协会Credit (for bank) 贷记Vostro account 来户账WBG 世界银行组织CHAPS 纽约银行同业电子清算系统UCP 600 《跟单信用证统一惯例》赊账 Open Account(O/A)托收Collection银行保函 Bank Guarantee第二章票据Recourse 追索 Non-causation 无因性流通工具 Negotiable Instrument汇票 Bill of Exchange/Draft 本票 Promissory Note 支票 Check/Cheque drawer 出票人 payer/drawee 付款人 payee 收款人 endorser 背书人acceptor 承兑人 Holder 持票人 Holder for value 对价持票人Holder in due course/Bona fide holder 正当持票人/善意的持票人汇票出票 Issue 背书 Endorsement) 提示(Presentation 承兑(Acceptance 保证 Guarantee 付款 Payment 拒付 Dishonor 追索 Recourse拒绝证书 Protest Tenor 付款期限 Usance bill 远期汇票Blank endorsement 空白背书 Acceptance/payment for honor 参加承兑和参加付款支票Crossed check 划线支票 Uncrossed check 非划线支票 Open check 现金支票Rubber check/bad check 空头支票 Collecting bank 托收行 out of date 过期第三章Remittance 汇付，顺汇 Reverse remittance 逆汇Remitter 汇款人 Remitting bank 汇出行 Paying bank 汇入行，解付行Beneficiary or payee 收款人，受益人Reimbursement of remittance cover 拨头寸T/T 电汇 M/T 信汇 D/D 票汇 Payment in advance 预付货款Open account / payment after goods arrival 赊销 Consignment 寄售第四章Documentary collection 跟单托收Clean collection 光票托收Direct collection 直接托收D/P at sight 即期付款交单D/P after sight 远期付款交单D/A 承兑交单D/P.T/R/ 付款交单凭信托收据借单Outward bills/ 出口押汇Inward bills /进口押汇Principal/ 委托人Remitting Bank/托收行Collecting Bank/ 代收行Drawee/付款人 Principal’s representative in case of need/需要时的代理第五章Applicant 申请人Advising Bank 通知行承兑行 Accepting Bank 索偿行 Claiming BankBeneficiary 受益人 Issuing Bank 开证行Confirming Bank 保兑行 Paying Bank 付款行议付行 Negotiating Bank 偿付行 Reimbursing Bank 寄单行 Remitting Bankin duplicate 一式两份 in triplicate 一式三份in quadruplicate 一式四份 in quintuplicate 一式五份Confirm 保兑 Negotiate 议付 undertaking 承诺Primary liability forpayment of the Issuing Bank 开证行承担第一性付款责任Documentary Credit Nominated Bank 指定银行soft clause 软条款跟单与光票信用证 Documentary and clean L/C不可撤销与可撤销信用证 Irrevocable and revocable L/C保兑与不保兑信用证 Confirmed and unconfirmed L/C即期付款、延期付款、承兑和议付信用证，假远期信用证Sight 、 Usance 、 Acceptance and Negotiation L/C可转让与不可转让信用证 Transferable and Untransferable L/C循环信用证 Revolving L/C 对开信用证 Reciprocale L/C背对背信用证 Back to back L/C 预支(红条款)信用证) Anticipantory L/C 备用信用证 Standby L/C二、知识重点：第一章国际结算的介绍一、国际结算定义：(Definition)1、是指处于两个处于不同国家的当事人通过银行办理的两国间货币收付业务。
国际结算英文版教学大纲
国际结算英文版教学大纲International Settlement English Teaching SyllabusIntroduction:The International Settlement English Teaching Syllabus aims to provide a comprehensive framework for teaching English in the context of international settlement. This syllabus is designed to cater to the needs of learners who are involved in international settlement activities, such as international business negotiations, cross-border transactions, and cultural exchanges. By focusing on language skills and cultural understanding, this syllabus aims to equip learners with the necessary language proficiency and intercultural competence required in an international settlement setting.Section 1: Language Skills DevelopmentIn this section, learners will develop their language skills in four key areas: listening, speaking, reading, and writing. The syllabus will provide a range of activities and tasks that promote the acquisition of these skills. For example, learners will engage in listening exercises that simulate real-life situations in international settlement, such as understanding business negotiations or participating in conference calls. Speaking activities will focus on developing fluency and accuracy in oral communication, with an emphasis on negotiation skills and cross-cultural communication. Reading materials will include authentic texts from various sources, such as business reports, legal documents, and news articles, to enhance learners' reading comprehension and vocabulary. Writingtasks will involve drafting emails, business letters, and reports, enabling learners to effectively communicate in written form within an international settlement context.Section 2: Cultural UnderstandingIn this section, learners will develop their intercultural competence by gaining a deeper understanding of different cultures and their impact on international settlement. Cultural sensitivity and awareness are crucial in establishing successful business relationships and avoiding misunderstandings. The syllabus will include topics such as cultural values, etiquette, and communication styles in different countries. Learners will engage in discussions, role-plays, and case studies to explore the cultural nuances that influence international settlement practices. By developing a better understanding of cultural differences, learners will be better equipped to navigate the complexities of international business and foster successful partnerships.Section 3: Professional SkillsIn this section, learners will acquire the necessary professional skills required in the field of international settlement. This includes skills such as negotiation, presentation, and networking. Negotiation skills are essential in international business transactions, and learners will engage in simulated negotiation exercises to develop their ability to communicate effectively and reach mutually beneficial agreements. Presentation skills are also crucial in international settlement, as learners may need to deliver persuasive presentations to clients orstakeholders. Networking skills will be emphasized, as building and maintaining professional relationships is vital in the international settlement arena. Learners will have opportunities to practice these skills through role-plays, group discussions, and real-life scenarios.Conclusion:The International Settlement English Teaching Syllabus provides a comprehensive and structured approach to teaching English in the context of international settlement. By focusing on language skills development, cultural understanding, and professional skills, learners will be equipped with the necessary tools to navigate the complexities of international business and establish successful partnerships. This syllabus serves as a valuable resource for educators and learners alike, ensuring that English language education aligns with the demands of the international settlement field.。
国际结算复习资料(0002)
国际结算复习资料1、国际结算的含义：国际结算是指国际间由于政治、经济、文化、外交、军事等方面的交往或联系而发生的以货币表示的债权债务的清偿行为或资金转移行为。
特征：1）属于银行的中介业务2）比国内结算复杂3）以国际贸易为基础4）与国际金融密不可分2、票据的概念：票据有广义狭义之分。
1）广义的票据：是指商业上使用的各种单据或凭证，如发票、提货单、仓单、保单等。
2）狭义的票据：是专指依规定要式签发和流通的汇票、本票、支票等信用工具，是以支付一定金额为目的。
特征：1）设权性2）无因性3）要式性4）流通性5）文义性6）货币性7）债权性8）提示性9）返还性10）可追索性3、汇票概念：汇票是国际结算中使用最广泛的一种票据。
英国《1882年票据法》：“汇票是由出票人向另一人签发的要求即期、定期或在可以确定的将来时间向指定人或根据其指令向来人无条件支付一定金额的书面命令。
”中国《票据法》：汇票是出票人签发的，委托付款人在见票时或在指定日期无条件支付确定的金额给收款人或持票人的票据。
4、本票概念：本票即期票。
《英国票据法》：本票是由一人向另一人签发的约定在见票时或在指定的或可以确定的将来时间向特定的人或其指定的人或持票人无条件支付一定金额的书面承诺。
我国《票据法》：“本票是出票人签发的，承诺自己在见票时无条件支付确定的金额给收款人或者持票人的票据。
5、贴现的概念：贴现是在远期汇票已被承兑但尚未到付款期，按照汇票上所载明的金额扣除一定的利息后，提前垫款给持票人的一种融资行为。
6、贴息的计算: 贴现息=票面金额*［贴现天数/360(365)］*贴现率7、三种票据的比较：8、背书的概念：转让票据及票据权利的行为。
包含两个动作：①在票据背面签名。
即使只签字不加文字说明，也视为背书。
②交付被背书人。
9、出票产生的影响：1）出票人成为主债务人，担保付款、担保承兑。
票据被拒付时，接受追索。
2）收款人成为主债权人，拥有付款请求权和追索权。
(开本)《国际结算》期末复习资料
《国际结算》期末复习指导第一部分考试说明一、考试方式：闭卷考试二、题型：1、单项选择题（每小题2分，共20分）2、判断题（每小题1分，共5分）3、多项选择题（每小题3分，共15分）4、名词解释（每小题5分，共20分）5、简答题（（每小题10分，共40分））三、考试时间：90分钟四、考试日期：详见省电大教务处通知。
五、考试参考资料1.国际结算教材。
《国际结算（第三版）》，中国金融出版社2004年版，苏宗祥等主编。
2.国际结算网上教学辅导。
电大在线国际结算页面“教学辅导”及“电子教案”栏目中每一讲的ppt和教学辅导。
3.《国际结算形成性考核册》第二部分复习提纲第一章国际结算概述1、国际贸易结算与非贸易结算的区分：贸易结算由商品买卖产生，其余的均产生非贸易结算，如服务供应，资金调拨，国际借贷等；2、国际结算发展的五个阶段；3、当今国际结算的特点。
第二章国际结算中的票据1、主要概念：票据、空白背书、拒绝证书、本票、支票等；2、票据的流通形式：让与指的是一般债权的转让；转让指的是物权凭证的转让，如保险单、提单等；而流通转让是票据的基本特性。
要掌握三种方式各自的特点。
3、票据特性：（1）流通性：即可以流通转让。
（2）无因性：票据受让人无需调查出票、转让原因，只要票据记载合格，他就能取得票据文义载明的权利。
（3）要式性：所谓要式是指票据的作成必须符合法定的形式要求。
（4）提示性；（5）返还性。
4、汇票的必备项目：（1）必须写明“汇票”字样；（2）无条件支付的委托；（3）出票日期；（4）出票地点；（5）付款期限；（6）一定金额；（7）付款人姓名；（8）付款地点；（9）收款人或其指定人；（10）出票人签名。
其中要掌握付款到期日的计算方法。
5、票据行为：（1）出票：出票的涵义；出票的动作，出票的效力；（2）背书：背书的种类；背书的连续性；（3）提示：提示的种类；（4）承兑：涵义，效力种类；（5）参加承兑：参加承兑人的责任；参加承兑的效力；（5）保证：保证人的责任。
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专业术语的中英文互译清算系统clearing system可兑换货币convertible currency远期汇票usance bill授权签字authorized signature托收指示collection instruction有条件的付款承诺conditional undertaking of payment合同义务contractual obligation全球金融同业通讯协会（简称）SWIFT全称也要会写SWIFT是（society for worldwide interbank financial telecommunications）环球银行间金融通信协会是一个由金融机构共同拥有的私营股份公司，按比利时的法律登记注册，由会员银行和其他金融机构协同管流通工具negotiable instrument承兑行accepting bankDishonor 拒付Bill of exchange 汇票D/A 承兑交单D/D demand draft 票汇International Factoring 国际保理Ocean Bill of lading 海运提单Presentation 提示Acceptance for honour 参加承兑Payment in advance 预付Release of commercial documents 放单Sight payment credit 即期付款信用证Non-trade settlement非贸易结算vostro account 来账nostro account 往账大量的专业术语参见书本P241——261的APPENDIX1, 对于平时上课笔记补充的一些专业术语也要求掌握。
用英文写出名词解释。
1、Bill of exchange：P28A Bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or the order of a specified person or to bearer.抬头2、Negotiation:P25(1) The process of talking about business between the sellers and the buyers. This process may result in a deal or bargain being made .(2)The purchase by a bank of bills of exchange from an exporter in a collection ,or a method of payment or settlement by bills of exchange in a documentary L/C transaction.(3)The transfer of a negotiable instrument to another party.3、stand by L/C 备用信用证P141备用信用证与独立保函功能相似．起源于美国，因＜美国联邦银行法＞规定美国的商业银行不得开出银行保函，为满足客户提出代其担保的要求，而开立实际是保函性质的备用信用证．备用证不是凭受益人提交的提单，箱单，发票等单据获得议付，而是凭受益人提交的证明对方当事人违约的书面文件获得银行的偿付．可参见＜国际备用证惯例＞Standby letters of credit are used as support where an alternative, less secure,method of payment has been agreed and the main purpose is to provide credit assurance.备用信用证是用来作为支持替代，更不安全，付款方式已商定，主要目的是提供信用保证。
4、reverse remittance 逆汇Reverse remittance indicates that the funds flow in the opposite direction of the credit instruments transmitted therefrom.逆汇表明，资金流在相反方向的信用工具传输由此。
5、International Factoring 国际保理International Factoring is a complete financial package that combines credit protection , accounts receivable bookkeeping ,and collection services.国际保理是一个完整的财务软件包，结合信用保护，应收账款记账，并收集服务。
( 6、L/G、(letter of guarantee)保函It may be defined as the irrevocable obligation of a bank to pay a sum of money in the event of non-performance of a contract by the principal .它可以被定义为不可撤销的义务，银行支付一笔钱的事件不能履行合同的主体。
7、Bill of Lading (B/L)提单Its’ definition vary from country to country. Broadly , it is a document issued by a carrier to a shipper ,signed by the captain, agent, or owner of a vessel ,furnishing written evidence regarding receipt of the goods, the condition on which transportation is made ,and the engagement to deliver goods at the prescribed port of destination to the lawful holder of the bill of lading.其定义因国而异。
广义地说，它是一个文件承运人签发给托运人的签字，队长，代理，或船主，提供书面证据就收到货物，运输条件，以及参与提供货物在指定的目的港的合法持有人的账单提单。
8、international settlementInternational settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, claims, etc．国际结算是指不同国家之间进行的金融活动中，支付款项或转移资金从一国到另一个以清算，债务，和索赔过程中出现的政治，经济和文化之间的合同。
9、主要的与国际结算有关的组织的英文全称和缩写。
（P11——16）1>The International Monetary Fund (IMF)国际货币基金组织2>The World Bank Group 世界银行集团3>The International Chamber of Commerce (ICC)国际商会4>The ICC Commission on Banking Technique and Practice国际商会银行业务技术和惯例委员会10、主要的国际结算系统的英文全称和缩写还有他们的中文对应名称。
（P18——24）1>SWIFT (Society for World Inter-bank Financial Telecommunication)环球银行间金融电讯协会2>CHIPS (Clearing House Inter-bank Payment System)清算所同业支付系统3>CHAPS (Clearing House Automated Payment System)交换银行自动收付系统4>TARGET (Trans-European ,Automated Real-time Gross Settlement Express Transfer system)欧洲跨国大批量自动实时快速清算系统5>FED WIRE (Federal Reserve Wire Transfer System)美联储电汇系统11. Collection is an arrangement whereby the goods are shipped and the relevant bill of exchange is drawn by the seller on the buyer, and/or document(s) is sent to the seller’s bank with clear instructions for collection through one of its correspondent banks located in the domicile of the buyer.12.endorsement means that the holder of a bill transfers the bill by signing his name on the back of the bill or together with the name of the transferee(endorsee)13.A promissory note is unconditional promise in writing , made by one person（maker) to another(payee),signed by the maker, engaging to pay on demand or at fixed or determinable future time , a sum certain in money to or to the order of a specified person or to bearer.14 remittance refers to the transfer of funds from one party to another among different countries thorough banks.简答题。