模拟试题2-上海财经大学
2019年上海财经大学金融硕士考研全真模拟试题及答案解析(第22次集训模拟题)
2019年上海财经大学金融硕士考研全真模拟试题及答案解析考试时间：180分钟试卷分数：150分命题时间：2018年6月命题人：原高校命题组成员育明教育温馨提示：客观题请将答案涂在答题卡上，主观题请用黑色或者蓝色签字笔认真在答题纸上作答。
431金融学综合模拟卷二十二及答案解析金融学模拟试卷二十二考试时间：180分钟试卷分数：150分育明教育温馨提示：客观题请将答案涂在答题卡上，主观题请用黑色或者蓝色签字笔认真在答题纸上作答。
一、选择题（每题12分，共60分）1.下列行为中，货币执行流通手段的（）。
A.交付租金B.就餐付账C.付息D.分期付款2.按预期假说，如果人们预期未来短期利率下降，债券回报率（债券利率）曲线呈（）。
A.平坦2B.递增2C.下降2D.隆起23.公司将以一张面额为1万元，3个月后到期的商业票据变现，若银行年贴现率为5%，应付金额为（）。
A.125B.150C.9875D.98004.已知2007年R公司营运净利润为550万，资产总额为4800万，应收账款总额为620万，债务权益比为125。
那么2007该公司的股权回报率ROE为（）。
A.23.76%B.24.28%C.24.11%D.25.78%5.甲乙丙三人讨论债务结构，其中甲认为：（1）一个公司资本结构和财务杠杆没有太大关系，财务杠杆不改变公司向股东分配的权益（2）完美市场假设是资本结构不影响公司价值的必要条件之一。
乙认为：（1）根据MM理论，一个公司可以通过增加债券资本和提高企业财务杠杆比率来实现企业价值最大化（2）只有公司价值增加时，资本结构的变化才能使股东收益。
而丙认为：（1）财务杠杆系数越大，表明财务杠杆作用越大，财务风险也越大（2）从一定意义上讲，最优资本结构在不降低经营企业的条件下使企业平均资金最低。
观点不正确得是有（）A.甲1，乙1，丙1B.甲2，乙2，丙2C.丙1、2D.甲1，丙16.以下不属于商业银行负债创新的是（）。
上海财经大学《国际投资学》课程模拟试卷02
诚实考试吾心不虚，公平竞争方显实力，考试失败尚有机会，考试舞弊前功尽弃。
上海财经大学《国际投资学》课程模拟试卷闭卷课程代码课程序号200——200 学年第学期姓名学号班级一、填空题（每题2分，共10分）1.国际投资除具有国内投资的一般特征外，还具有投资主体，投资客体，蕴含资产的，等方面的特征。
2.纳克斯认为，资本的国际流动是由国家间的差别所引起的。
3.夏普的模型，着重描述了证券组合的和的关系，对证券均衡价格的确定作出了系统性的解释。
4.国际直接投资法规，即通常所说的国际投资法，是指调整国际间私人直接投资的规范和规范的综合。
5.对外直接投资的方式分为：、。
4.世界性经贸组织作用的不断加强使国际市场呈现的特征、全球经济一体化趋势使国际市场呈现特征，区域经济一体化进程使国际市场呈现特征。
二、单选题（每题1分，共10分）1.二次世界大战前，国际投资是以为主。
A 证券投资B 实业投资C 直接投资D 私人投资2.被誉为国际直接投资理论先驱的是。
A 纳克斯B 海默C 邓宁D 小岛清3.下面哪一个不属于折衷理论的三大优势之一。
A 厂商所有权优势B 内部化优势C 垄断优势D 区位优势4根据折衷理论，三种优势都具备时，厂商应选择的经济活动形式是。
A 出口B 许可证交易C 战略联盟D 直接投资5.最保守的观点认为，在（）个国家或地区以上拥有从事生产和经营的分支机构才算是跨国公司。
A 2个B 3个C 4个D 6个6.一个子公司主要服务于一国的东道国市场，而跨国公司母公司则在不同的市场控制几个子公司的经营战略是（）。
A 独立子公司战略B 多国战略C 区域战略D 全球战略7.代理行功能接近的跨国银行海外分支机构是（）。
A 代表处B 经理处C 分行D 联属行8.下面不属于对冲基金特点的是（）。
A 私募B 受严格管制C 高杠杠性D 分配机制更灵活和更富激励性9.以下对官方国际投资特点的描述不正确的是（）。
A 深刻的政治内涵B 追求货币盈利C 中长期性D 具有直接投资和间接投资的双重性10.下面描述不属于国外子公司特点的是（）。
上海财经大学经济学(803)2022年考研模拟测题
上海财经大学经济学(803)2022年考研模拟测题考研全程辅导专家跨考教育模拟试题（一）一、判断题（每小题1分，共计20分）1.如果某消费者不具有凸状偏好，那么他的无差异曲线与预算线的交点一定是一个最优消费点。
2.如果某消费者必须以他的保留价格购买商品，那么他就得不到消费者剩余。
3.如果偏好是传递的，则商品越多越好。
4.消费者和生产者谁将承担更多的税负，取决于税负加在谁的头上。
5.如果规模报酬递增，则平均成本是产出的递减函数。
6.在一次性囚徒困境对策里，两人是不会合作的，但是如果这一对策重复100次，那么长期报酬会诱导两人互助合作。
7.在库尔诺模型里，相同企业数量越大，均衡价格便越接近竞争价格。
8.伯兰特模型是价格竞争，以产量为外生变量。
9.实行三级价格歧视的垄断者所得利润一定大于一级价格歧视。
10.完全竞争市场的供给曲线总是水平的。
11、如果收入水平上升，那么边际消费倾向也会上升12、财政政策和货币政策都有挤出效应13、当实际汇率小于1时，一国的货币币值被高估14、自然失业率水平由总供给曲线决定15、全要素生产率就是劳动生产率16、当居民的可支配收入等于零的时候，消费支出也是零17、特定条件下，企业的投资决策不受公司所得税率变化的影响18、货币的交易需求反映了货币的核算单位职能19、ATM的出现会降低通货－存款比率20、自然失业率不受政策变动影响二、单项选择题（每小题1分，共计40分）21、资源是稀缺的是指（）A、世界上大多数人生活在贫困中B、相对于资产的需要来说，资源总是不足的C、资源必须保留给下一代D、世界上的资源最终将由于生产更多的物品和劳务而耗尽22、假定玉米市场的需求是缺乏弹性的，玉米的产量等于销售量且等于需求量，恶劣的气候条件使得玉米产量下降20％，在这种情况下（）A、玉米生产者的收入减少，因为玉米产量下降B、玉米生产者的收入增加，因为玉米价格上升低于20％C、玉米生产者的收入增加，因为玉米价格上升超过20％D、玉米生产者的收入减少，因为玉米价格上升低于20％23、劣质商品价格上升导致需求量减少的原因在于（）A、替代效应使得需求增加，收入效应使得需求量减少B、替代效应使得需求增加，收入效应使得需求量增加C、替代效应使得需求减少，收入效应使得需求量减少D、替代效应使得需求减少，收入效应使得需求量增加24、外在不经济将引起LAC曲线（）A、向上移动B、向左移动C、沿LAC曲线下移D、不发生变化25、当一企业的MC＝MR时，下列说法正确的是（）第1页共16页考研全程辅导专家A、经济利润大于零B、经济利润为零C、经济利润小于零D、经济利润以上说法均有可能26、完全垄断厂商的总收益与价格同时下降的前提是A、Ed1B、Ed1C、Ed0D、Ed127、若企业所处的产品与要素市场均为完全竞争，工人工资率为5，边际产量为0.5，则产品价格为（）A、10B、2.5C、0.1D、1.028、下列那些关于寡头垄断市场的陈述是正确的（）Ａ、所有寡头垄断模型都假设厂商们考虑自己的行动时对其它厂商的价格和产出决策所产生的影响Ｂ、主导厂商价格领导模型假设，主导厂商允许小企业按照主导厂商定的价格出售它们希望出售的所有产品Ｃ、过剩的产能可以作为一种进入市场的障碍而起作用Ｄ、按照折弯需求曲线理论，行业中厂商假设价格升高不会导致其它厂商提高价格，但当降低价格时将导致其它厂商降低价格29、假定对于红茶和咖啡，A更喜欢红茶，B更喜欢咖啡，两种饮料的价格对两人是相同的，在效用最大化时（）Ａ、Ａ的红茶对咖啡的边际替代率比Ｂ大Ｂ、Ｂ将消费比它拥有更多的咖啡Ｃ、两人的边际替代率相等D、以上说法都不正确30、通过（）可以使得外部不经济的产品减少供给Ａ、减税Ｂ、补贴Ｃ、增加税收Ｄ、市场价格变动31、人们在经济资源的配置和使用中进行选择的根本原因在于（）Ａ、产品效用不同Ｂ、人们的主观偏好不同Ｃ、经济资源的稀缺性Ｄ、经济资源用途的不同32、两种商品中一种商品的价格发生变化时，这两种商品的需求量都同时增加或减少，则这两种商品需求的交叉弹性系数为（）Ａ、正Ｂ、负C、0Ｄ、１33、如果某商品的价格－消费曲线平行于代表该商品消费量的坐标轴，可以推断商品的需求曲线（）Ａ、具有单位弹性Ｂ、富有弹性C、缺乏弹性D、不能推断其弹性的性质34、一个企业生产糖果，当月销售额4万元，购进原材料2万元，缴纳增值税3400元，交纳当月房租400元，保险费200元，购进一新设备2万元，支付工人工资1万元，为企业的不变成本和可变成本分别是多少（）Ａ、ＦＦＣ＝２０４００元ＴＶＣ＝３４００元Ｂ、ＦＦＣ＝２００００元ＴＶＣ＝３００００元Ｃ、ＦＦＣ＝２０６００元ＴＶＣ＝３３４００元D、ＦＦＣ＝２３４００元ＴＶＣ＝３００００元35、在完全竞争下，产品的价格刚好处于企业的最低平均可变成本，那么，该企业（）Ａ、有亏损，为弥补亏损继续生产B、其经济效益不能弥补固定成本，停止生产C、其亏损为全部可变成本D、其亏损为全部总成本第2页共16页考研全程辅导专家36、一位垄断厂商所面临的需求曲线为Q1000.5P，边际成本为MC＝40，如果厂商实行完全价格歧视，那么利润最大时的边际收益是Ａ、１２０Ｂ、６０Ｃ、８０Ｄ、４０37、假定一个厂商处于完全竞争市场环境中，当其投入要素的价格为６元，该投入要素的边际产品为１/3时厂商获得最大的利润。
2012年上海财经大学801经济学考研模拟试题
B．持久收入假说
C．生命周期假说
D．预期收入假说
9．人们在工作期间储蓄是为了在退休时消费，同时消费受财产影响的观点被称为 （）
A．凯恩斯的消费理论
B．生命周期理论
C．持久收入理论
D．相对收入理论
10．提出消费者的消费是由持久收入决定的是（ ）
A．凯恩斯
B．莫迪利安尼等人
C．弗里德曼
D．杜森贝
11．边际消费倾向与边际储蓄倾向之和（ ）
C．国民收入减少 D．国民收入增加
38．导致短期总供给曲线向右下方移动的因素是（ ）
A．社会生产能力减少 B．社会投资减少
C．社会投资增加
D．利率水平上升
39．导致短期总供给曲线向左上方移动的因素是（ ）
A．投入生产要素的价格普遍上升 B．投入生产要素的价格普遍下降
C．总需求减少
D．总需求增加
40．公式 I+G+X ＞ S+T+M 说明（ ）
A．总供给大于总需求 B．总供给等于总需求
C．注入量小于漏出量 D．总需求大于总供给
三、（15 分）
某竞争行业所有厂商的规模都相等，都是在产量达到 500 单位时达到长期平均 成本的最低点 4 元，当用最优的企业规模生产 600 单位产量时，每一个企业的短期 平均成本为 4.5 元，市场需求函数为 Q=70000－5000P 供给函数为 Q=40000＋2500P 求解下列问题：
增加多少购买？ (5)若用增加货币供给实现充分就业，要增加多少货币供给量? 八、（15 分）
假定劳动力的边际产出函数为 P（14－0.08N），这里 N 是劳动投入量。 （1）当 P＝1 时，单位劳动的名义工资为 4、3、2、1 美元时，劳动力需求各为 多少？ （2）给出劳动力需求方程。 （3）当 P＝2 时，在名义工资分别为 4、3、2、1 美元时，劳动力需求各为多少？ （4）在其他条件不变时，价格水平上升对劳动力需求有何影响？
上海财经大学经济学院中级宏观经济学练习题二
(due at the beginning of the class on Wednesday Oct. 29) 1. Consider the following behavioral equations: C = c0+ c1YD T = t0+ t1Y Y D= Y - T G and I are both constant. Assume that t1is between 0 and 1. a. Solve for equilibrium output. b. What is the multiplier? Does the economy respond more to changes in autonomous spending when t1is 0 or when t1 is positive? Explain. c. Why is fiscal policy (i.e. changes in taxes) in this case called an automatic stabilizer (i.e. stabilizing output)? 2. Suppose that money demand is given by Md= $Y (0.8 - 4i) where nominal income is $500 billion. Also, suppose that the supply of money is $100 billion. a. What is the equilibrium interest rate? b. If the Federal Reserve Bank wants to cut interest rate, i, by 5 percentage points, how should the Fed do in the open market and at what level should it set the supply of money? 3. Consider the following IS–LM model: C = 200 + .25YD I = 150 + .25Y - 1000i G = 250 T = 200 (M/P)d= 2Y - 8000i (M/P)s = 1600 a. Derive the IS relation. (Hint: You want an equation with Y on the left side and everything else on the right.) b. Derive the LM relation. (Hint: You want an equation with i on the left side and everything else on the right.) c. Solve for equilibrium real output. d. Solve for the equilibrium interest rate. values of C and I, and verify the value you obtained for Y by adding C, I, and G. f. Now suppose that the money supply increases to M/P =1,840. Solve for Y, i and C, and use the IS–LM diagram to show the effects on Y and i of this expansionary monetary policy. g. Set M/P equal to its initial value of 1,600. Now suppose that government spending increases to G = 400. Solve for Y, i and C, and use the IS–LM diagram to show the effects on Y and i of this expansionary fiscal policy. 4. Based on your understanding of the aggregate supply and aggregate demand model and the
上海财经大学考博英语模拟真题及其解析
上海财经大学考博英语模拟真题及其解析We can make mistakes at any age.Some mistakes we make are aboutmoney.But most mistakes are about people.Did Jerry really care whenI broke up with Helen?When I got that great job,did Jim really feelgood about it,as a friend?Or did he envy my luck?And Paul-why didn'tpick up that he was friendly just because I had a car?When we lookback,doubts like these can make us feel bad.But when we look back,it's too late.Geng duo yuan xiao wan zheng kao bo ying yu zhen ti jiqi jie xi qing lian xi quan guo mian fei zi xun dian hua:si ling lingliu liu ba liu jiu qi ba,huo jia zi xun qq:qi qi er liu qi ba wusan qi.Why do we go wrong about our friends-or our enemies?Sometimeswhat people say hides their real meaning.And if we don't really listenwe miss the feeling behind the words.Suppose someone tells you,You're a lucky dog.That's being friendly.But lucky dog?There's abit of envy in those words.Maybe he doesn't see it himself.Butbringing in the dog bit puts you down a little.What he may be sayingis that the doesn't think you deserve your luck.Just think of all the things you have to be thankful foris anothernoise that says one thing and means another.It could mean that thespeaker is trying to get you to see your problem as part of your lifeas a whole.But is he?Wrapped up in this phrase is the thought thatyour problem isn't important.It's telling you to think of all thestarving people in the world when you haven't got a date for Saturdaynight.How can you tell the real meaning behind someone's words?One way is to take a good look at the person talking.Do his words fit the way he looks?Does what he says agree with the tone of voice?His posture（姿态）?The look in his eyes?Stop and think.The minute you spend thinking about the real meaning of what people to you may save another mistake.26.This passage is mainly about.A）how to interpret what people sayB）what to do when you listen to others talkingC）how to avoid mistakes when you communicate with peopleD）Why we go wrong with people sometimes27.According to the author,the reason why we go wrong about our friends is that.A）We fail to listen carefully when they talkB）People tend to be annoyed when we check what they sayC）People usually state one thing but means anotherD）We tend to doubt what our friends say28.In the sentence Maybe he doesn't see it himself.in the second paragraph,the pronoun it refers to.A）being friendly C）lucky dog B）a bit of envy D）your luck29.When we listen to a person talking,the most important thing for us to do is.A）notice the way the person is talkingB）take a good look at the person talkingC）mind his tone,his posture and the look in his eyesD）examine the real meaning of what he says based on his manner, his tone and his posture30.The author most probably is a.A）teacher C）philosopher B）psychologist D）doctor Passage7A moment's drilling by the dentist may make us nervous and upset. Many of us cannot stand pain.To avoid the pain of a drilling that may last perhaps a minute or two,we demand theneedle-a shot of novocaine（奴佛卡因）-that deadens the nerves around the tooth.Now it's true that the human body has developed its millions of nerves to be highly aware of what goes on both inside and outside of it.This helps us adjust to the world.Without our nerves-and our brain,which is a bundle of nerves-we wouldn't know what's happening. But we pay for our sensitivity.We can feel pain when the slightest thing is wrong with any part of our body.The history of torture is based on the human body being open to pain.But there is a way to handle pain.Look at the Indian fakir（行僧）who sits on a bed of nails.Fakirs can put a needle right through an arm,and feel no pain.This ability that some humans have developed to handle pain should give us ideas about how the mind can deal with pain.The big thing in withstanding pain is our attitude toward it.Ifthe dentist says,This will hurt a little,it helps us to accept the pain.By staying relaxed,and by treating the pain as an interesting sensation（感觉）,we can handle the pain without falling apart.After all,although pain is an unpleasant sensation,it is still a sensation, and sensations are the stuff of life.31.The passage is mainly about.A）how to suffer pain B）how to avoid painC）how to handle pain D）how to stop pain32.The sentence But we pay for our sensitivity.in the second paragraph implies that.A）we should pay a debt for our feelingB）we have to be hurt when we feel somethingC）our pain is worth feelingD）when we feel pain,we are suffering it33.When the author mentions the Indian fakir,he suggests that.A）Indians are not at all afraid of painB）people may be senseless of painC）some people are able to handle painD）fakirs have magic to put needles right through their arms34.the most important thing to handle pain is.A）how we look at pain B）to feel pain as much as possible C）to show an interest in pain D）to accept the pain reluctantly35.The author's attitude towards pain is.A）pessimistic B）optimistic C）radical（极端的）D）practicalPassage8Thirty-two people watched kitty Genovese being killed right beneath their windows.She was their neighbor.Yet none of the32 helped her.Not one even called the police.Was this in gunman cruelty? Was it lack of feeling about one's fellow man?Not so,say scientists John Barley and Bib Fatane.These men went beyond the headlines to probe the reasons why people didn't act.They found that a person has to go through two steps before he can help. First he has to notice that is an emergency.Suppose you see a middle-aged man fall to the side-walk.Is he having a heart attack?Is he in a coma（昏迷）from diabetes（糖尿病）?Or is he about to sleep off a drunk?Is the smoke coming into the room from a leak in the air conditioning?Is itsteam pipes?Or is it really smoke from a fire? It's not always easy to tell if you are faced with a real emergency.Second,and more important,the person faced with an emergency must feel personally responsible.He must feel that he must help,or the person won't get the help he needs.The researchers found that a lot depends on how many people are around.They had college students in to betested.Some came alone. Some came with one or two others.And some came in large groups.The receptionist started them off on thetests.Then she went into the nextroom.A curtain divided thetesting roomand the room into which she went.Soon the students heard a scream,the noise of file cabinets falling and a cry for help.All of this had been pre-recorded on a tape-recorder.Eight out of ten of the students taking the test alone acted to help.Of the students in pairs,only two out of ten helped.Of the students in groups,none helped.In other words,in a group,Americans often fail to act.They feel that others will act.They,themselves,needn't.They do not feel any direct responsibility.Are people bothered by situations where people are in trouble? Yes.Scientists found that the people were emotional,they sweated, they had trembling hands.They felt the other person's trouble.But they did not act.They were in a group.Their actions were shaped by the actions of those they were with.36.The purpose of this passage is.A）to explain why people fail to act in emergenciesB）to explain when people wil act in emergenciesC）to explain what people will do in emergenciesD）to explain how people feel in emergencies37.Which of the following is NOT true?A）When a person tries to help others,he must be clear that there is a real emergency.B）When a person tries to help others,he should know whetherhey are worth his help.C）A person must take the full responsibility for the safety of those in emergencies if he wants to help.D）A person with a heart attack needs the most.38.The researchers have conducted an experiment to prove that people will act in emergencies whenA）they are in pairs B）they are in groupsC）they are alone D）they are with their friends39.The main reason why people fail to act when they stay together is that.A）they are afraid of emergenciesB）they are reluctant to get themselves involvedC）others will act if they themselves hesitateD）they do not have any direct responsibility for those who need help40.The author suggests that.A）we shouldn't blame a person if he fails to act in emergencies B）a person must feel guilty if he fails to helpC）people should be responsible for themselves in emergencies D）when you are in trouble,people will help you anywayPassage9People do not analyze every problem they meet.Sometimes they try to remember a solution from the last time they had a similar problem. They often accept the opinions or ideas of other people.Other timesthey begin to act without thinking;they try to find a solution by trial and error.However,when all these methods fail,the person with a problem has to start analyzing.There are six stages in analyzing a problem.First the person must recognize that there is a problem.For example,Sam's bicycle is broken,and he cannot read it to class as he usually does.Sam must see that there is a problem with his bicycle.Next the thinker must define the problem.Before Sam can repair his bicycle.he must find the reason why it does not work.For instance, he must determine if the problem is with the gears,the brakes,or the frame.He must make his problem more specific.Now the person must look for information that will make the problem clearer and lead to possible solutions.For instance,suppose Sam decided that his bike does not work because there is something wrong with the gear wheels.At this time.he can look in his bicycle repair book and read about gears.He can talk to his friends at the bike shop.He can look at his gears carefully.after studying the problem,the person should have several suggestions for a possible solution.Take Sam as an illustration.His suggestions might be:put oil on the gear wheels;buy new gear wheels and replace the old ones; tighten or loosen the gear wheels.Eventually one suggestion seems to be the solution to the problem. Sometimes the final idea comes very suddenly because the thinker suddenly sees something new or sees something in a new way.Sam,forexample,suddenly sees that there is a piece of chewing gum（口香糖）between the gear wheels.He immediately realizes the solution to his problem:he must clean the gear wheels.Finally the solution is tested.Sam cleans the gear wheels and finds that afterwards his bicycle works perfectly.In short,he has solved the problem.41.What is the best title for this passage?A）Six Stages for Repairing Sam's BicycleB）Possible Ways to Problem-solvingC）Necessities of Problem AnalysisD）Suggestions for Analyzing a Problem42.In analyzing a problem we should do all the following except.A）recognize and define the problemB）look for information to make the problem clearerC）have suggestions for a possible solutionD）find a solution by trial or mistake43.By referring to Sam's broken bicycle,the author intends to.A）illustrate the ways to repair his bicycleB）discuss the problems of his bicycleC）tell us how to solve a problemD）show us how to analyses a problem44.Which of the following is NOT true?A）People do not analyze the problem they meet.B）People often accept the opinions or ideas of other people.C）People may learn from their past experienceD）People can not solve some problems they meet.45.As used in the last sentence,the phrase in short means.A）in the long run B）in detail C）in a word D）in the endPassage10The poverty line is the minimum income that people need for an acceptable standard of living.People with incomes below the poverty line are considered poor.Economists study the causes of poverty in order to find solutions to the problem.As the general standard of living in the country rises,the poverty line does,too.Therefore,even with today's relatively high standard of living,about10percent of the people in the United States are below the poverty line.However,if these people had stable jobs, they could have an acceptable standard of living.Economists suggest several reasons why poor people do not have jobs.For one thing,more than half of the poor people in the United States are not qualified to work.Over40percent of the poor people are children.By law,children less than16years old cannot work in many industries.A large number of poor people are old.Many companies do not hire people over65years old,the normal retirement age.Some poor adults do not look for jobs for a variety of personal reasons:they are sick,they do not have any motivation（动力）.they have family problems,or they do notbelieve that they can find a job.Other poor people look for a job but cannot find one.Many poor adults never went to high school.Therefore,when they look for jobs, they have few skills that they can offer.At the present time,the government thinks it can reduce poverty in the country in the following ways.First,if the national economy grows,businesses and industries hire more workers.Some of the poor who are qualified to look for jobs may find employment.Then they will no longer be below the poverty line.Second,if society invests in the poor,the poor will become more productive.If the government spends money on social programs, education,and training for poor people,the poor will have the skills to offer.Then it is more likely that they can find jobs.Finally,if the government distributes society's income differently,it raises some poor people above the poverty line.The government collects taxes from the non-poor and gives money to the poor.These payments to the poor are called welfare.In1975over18 million people in the United States received welfare.Some economists are looking for better solutions to the poverty problem.However,at the present time,many people depend on welfare for a minimally acceptable standard of living.46.The author's main purpose to write this article isA）to define what the poverty line isB）to explain why some people live the poverty lineC）to find solutions to the problem of povertyD）to show sympathy for those poor people47.Which of the following is NOT true?A）Ten percent of the Americans live a poor life.B）Poor people are those who love below the poverty line.C）The poverty line rises as the general standard of living rises.D）The poverty line tends to be at the same level.48.More than40percent of the poor people are children.This is mainly because.A）they do not have enough motivationB）they are so young that they are deprived of chances to work C）they fail to get enough educationD）they are very poor in health49.Most of the American poor people are not qualified for employment because.A）they to not have any motivation to workB）they are not very self-confidentC）they are too young or too old to workD）they have physical and family problems50.We may conclude from the passage that.A）better solutions to the poverty problem are not yet found B）welfare will enable people to be richC）poor people are bound to go out of the poverty line if they have chances to do businessD）employment is the best solution to the poverty problem 参考答案Passage61.C2.C3.B4.D5.BPassage71.C2.D3.C4.A5.BPassage81.B2.C3.C4.D5.APassage91.B2.D3.C4.A5.CPassage101.C2.D3.B4.C5.A本文由“育明考博”整理编辑。
2018上海财经大学金融硕士考研公司财务模拟题及解析
2018上海财经大学金融硕士考研公司财务模拟题及解析上海财经大学《公司财务I》课程考试卷（A）一、单项选择题(每题1分，共10分1.股东和经营者发生冲突的根本原因在于（）A、具体行为目标不一致B、利益动机不同C、掌握的信息不一致D、在企业中的地位不同2.甲、乙两个企业均投入300万元的资本，本年获利均为20万元，但甲企业的获利已全部转化为现金，而乙企业则全部是应收账款。
如果在分析时认为这两个企业都获利20万元，经营效果相同。
得出这种结论的主要原因是（）。
A、没有考虑利润的取得时间B、没有考虑利润的获得和所承担风险大小C、没有考虑所获利润和投入资本的关系D、没有考虑所获利润与企业规模大小的关系3.下列筹资方式按一般情况而言，企业所承担的财务风险由大到小依次排列为（）。
A、融资租赁、发行股票、发行债券B、融资租赁、发行债券、发行股票C、发行债券、融资租赁、发行股票D、发行债券、发行股票、融资租赁4.甲方案在五年中每年年初付款2000元，乙方案在五年中每年年末付款2000元，若利率相同，则两者在第五年年末时的终值（）A、相等B、前者大于后者C、前者小于后者D、可能会出现上述三种情况中的任何一种5.对投资项目的内含报酬率指标大小不产生影响的因素是（）。
A、投资项目的原始投资B、投资项目的现金流量C、投资项目的有效年限D、投资项目设定的贴现率6.某公司上年度和本年度的流动资产年均占用额分别为100万元和120万元，流动资产周转率分别为6次和8次，则本年比上年销售收入增加（）万元。
A、180B、360C、320D、807.某上市公司2002年底流通在外的普通股股数为1000万股，2003年3年2日增发新股200万股，2003年6月4日经批准回购本回购本公司股票140万股，2003年的净利润为400万元，派发现金股利30万元，则2003年每股收益为（）A、0.36B、0.29C、0.4D、0.378.某企业按年利率10％从银行借入款项800万元，银行要求企业按贷款限额的15％保持补偿余额，该借款的实际年利率为（）。
2012年冲刺模拟题及答案 上海财经大学经济学(801)
全真模拟试题一一、判断题（每小题1分，共20分）1．不论可供消费者选择的消费束的数量是有限的还是无限的，如果偏好不满足连续性假设，那么，效用函数就不存在。
（）2．某人的效用函数为u（x,y）=21nx+y,在一定的价格水平和收入情况下，他消费10 单位的x和15单位的y,假如价格水平不变，而他的收入增加一倍，那么将消费20单位的x.。
（）3．消费者为获得额外一单位商品支付保留价格后，消费者在购买额外一单位商品前后的效用是不变的。
（）4．如果消费税直接加在消费者头上，那么消费者将承担大部分税负。
如果消费税直接加在生产者头上，则生产者将承担大部分税负。
（）5．由于垄产品一般富有弹性，即ε＜-1，征税要起一个高于税率的价格上涨。
（）6．混合策略纳什均衡给定其他参与人的策略选择概率，每个参与都为自己确定了选择每一种策略的最优概率，任何博弈混合策略的衡一定是存在的。
（）7．在一个纯交换经济中，如果初始配置是帕累托最优的，那么竞争必均衡就是公平的。
（）8．福利经济学第二定理研究的是所谓的瓦尔拉斯均衡是否帕累托效率的问题。
（）9．排污许可证市场会自动生成有效率的排放模式。
（）10．通过市场机制往往不能提供足够的公共物品。
（）11．根据索罗经济增长模型，一国人均收入的长期增长主要取决于资本积累速度，即取决于储蓄率。
（）12．总供给曲线的斜率反映价格调整机制。
（）13．国外净投资（net foreign investment）在开放经济中是一国实际利率的负函数。
（）14．考虑一个封闭经济，边际消费倾向为0。
8，所得税率为50%，假设投资I为外生变量。
如果政府支出G增加100，那么产出Y的变化将为50。
（）15．当均衡的产出高于自然失业率时，厂商将解雇多余的工人。
名义工资的降低将把经济退回到潜在水平。
（）16．根据传统的政府债务观点，政府减税会使产出在知期上升而在长期下降。
（）17．如果消费者能对收入变化及时的调整他们的消费水平，那么对经济就起到内在稳定的作用。
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上海财经大学《时间序列分析》课程考试卷
课程代码 课程序号
20 —20 学年第一学期
姓名 学号 班级
一、
填空题（每小题2分，共计20分）
1. 设时间序列{}t X ，当__________________________序列{}t X 为严平稳。
2. AR(p)模型为_____________________________，其中自回归参数为
______________。
3. ARMA(p,q)模型_________________________________，其中模型参数为
____________________。
4. 设时间序列{}t X ，则其一阶差分为_________________________。
5. 一阶自回归模型AR(1)所对应的特征方程为_______________________。
6. 对于一阶自回归模型AR(1)，其特征根为_________，平稳域是
_______________________。
7. 对于一阶自回归模型MA(1)，其自相关函数为______________________。
8. 对于二阶自回归模型AR(2):1122t t t t X X X φφε--=++,其模型所满足的Yule-Walker
方程是___________________________。
9. 设
时
间
序列
{}
t X 为来自ARMA(p,q)模型：
1111t t p t
p t t q t q X X X
φφεθεθε-
-
--=+
+++++L L ，
则预
测方差为___________________。
10. 设时间序列{}t X 为来自GARCH(p, q)模型，则其模型结构可写为
_____________。
二、（20分）设{}t X 是二阶移动平均模型MA(2)，即满足
t t t-2X εθε=+,
其中{}t ε是白噪声序列，并且()()2
t 0,t E Var εεσ==
……………………………………………………………
装
订
线…………………………………………………
2
（1） 当1θ=0.8时，试求{}t X 的自协方差函数和自相关函数。
（2） 当1θ=0.8时，计算样本均值1234(X X X X )4+++的方差。
三、（20分）设}{t X 的长度为10的样本值为0.8，0.2，0.9，0.74，
0.82，
0.92，0.78，0.86，0.72，0.84，试求
（1） 样本均值x。
（2） 样本的自协方差函数值21ˆ,ˆγγ
和自相关函数值21ˆ,ˆρρ。
（3） 对AR(2)模型参数给出其矩估计，并且写出模型的表达式。
四、（20分）设}{t X 服从ARMA(1, 1)模型：
110.80.6t t t t X X εε--=+-
其中1001000.3,0.01X ε==。
（1） 给出未来3期的预测值；
（2） 给出未来3期的预测值的95%的预测区间。
五、（20分）设平稳时间序列}{t X 服从AR(1)模型：11t t t X X φε-=+，其
中{}t ε为白噪声，()()2
t 0,t E Var εεσ==，证明：
2
2
1()1t Var X σφ=
-。