银行英语口语

目录1. 取款、结余2. 储蓄存款利息3. 存款4. 兑换货币5. 外汇率6. 新开帐户银行英语口语－取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款来支付天津购物的费用。

I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆。

I want to close my account with you.我想结束在你们这儿的帐户。

I'd like to draw 100 yuan against this letter of credit.我想从这份信用证上提款100元。

May I draw money against the letter of credit here?我可以在这儿用这份信用证取钱吗？Could you tell me my balance?能否把存款结余金额告诉我？Please let me know my balance.请告诉我结余金额。

I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用。

Your balance at the bank is 300 yuan.你在本行的结余是300元。

Your deposit is exhausted.你的存款支净了。

Your letter of credit is used up.你的信用证用完了。

Please tell me how you wish to draw your money.请告诉我你希望怎样支款。

Fill our a withdrawal form, please.请填写取款单。

The letter of credit is exhausted.信用证上的款子已提清。

The letter at Counter 6 will pay you against your number slip. 六号柜台的出纳员将根据你的号码牌付给你钱。

Useful Words and Phrasesto close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员银行英语口语-储蓄存款利息回目录What's the interest rate for the savings account?储蓄存款的利率是多少？Do you pay interest on this account?这种存款付给利息吗？Please tell me what the annual interest rate is.请告诉我年利率是多少。

Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。

It allows you to earn a little interest on your money.这可使你从存款中获得一点利息。

The account carries interest of 4%.该存款有4%的利息。

The interest is added to your account every year.每年的利息都加到你的存款中。

The interest rate for the savings account is 4%.储蓄存款的利率是4%。

It varies from time to time. At present it is 6%.（年息）每个时期都不同，现在是六厘。

Useful Words and Phrasesinterest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率银行英语口语-存款回目录How much do you want to deposit with us?你想在我们这存多少？How much do you wish to pay into your account?你希望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis?你计划在你的户头上定期存放多少钱？How much cash do you plan to deposit in your account?你有多少钱要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。

Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？I want to deposit 300 yuan in my account.我想在我的户头上存300元。

I want to deposit these cheques in my account.我想把这些支票存在我的户头上。

I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元。

I want to deposit my paycheck.我想存入我的工资支票。

I'd like to know whether I can cash a cheque here.想知道我能否在这兑换支票。

Will you please cash this traveler's cheque?请兑现这张旅行支票好吗？I'd like to cash this money order.我想兑现这张汇款单。

I want to cash the balance of a traveler's letter of credit.我要把旅行信用证的结余兑现。

Will you please tell me whether you charge for cheques?请告诉我兑换支票收手续费吗？Could you tell me how much the checks cost?请告诉我这些支票要花多少钱？What if I overdraw?如果透支了怎么办？Please sign your name on the bottom line if you want to cash the check.如果想兑支票，请在底线上签名。

Please write your account number on the back of the check.请在支票背面写上你的帐号。

We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元。

Please endorse the cheque.请背签这张支票。

The traveler's checks cost 1.5% of the total amount of purchase.旅行支票手续费是购买总额的1.5%。

Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。

但是如果你本人想开张兑现支票，就不可打叉线。

Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆。

Useful Words and Phrasesaccount number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票银行英语口语-兑换货币回目录Please tell me how much you want to change.请告诉我你要换多少。