Personal financial statement
留学申请个人陈述-会计金融Accounting and Finance personal statement-1
Personal statementsSince studying Business at GCSE level and Economics at AS level, I have developed an interest in the role of finance within businesses. Alongside my studies at school, I have also taken inspiration from my involvement in my father's part-time business. I have helped deal with some financial aspects of this business, including banking and completing annual accounts, from which I have developed several skills in working with figures and the ability to accurately handle, organise and analyse information. From this experience, I am intrigued to learn more about finance and accounting.Currently, I am studying A levels in Psychology, Geography and English Literature. I chose not to continue Economics to A2 level as the specific aspects of my other courses were much more relevant to my personal interests. Each of these subjects has given me valuable knowledge and understanding which I can apply to many other general areas. Studying Psychology has given me an insight into behaviours and attitudes in everyday involvement with people, both relatives and friends as well as within society in general. The human aspects of my Geography course have provided me with the ability to better understand important issues on a global scale. In studying literature I have learnt to communicate ideas more clearly and confidently, both in speech and in writing.Outside of school, I enjoy reading both fiction books, mostly classic novels, mysteries, science fiction and fantasy, and non-fiction texts, generally including information about natural history and the economy. I read everyday as this is something that I find beneficial to improve my general knowledge and provides me with an opportunity to spend some time on my own. In addition to this, I have an enthusiasm for computing. I am familiar with using spreadsheets, word processors and creative software and I am also learning aspects of web design. In recent years I have learnt skills from my brother, who is a computer programmer, and I am always eager to teach myself new things.As an individual, I have always aspired to higher education at university as I have a positive and committed attitude to learning new things. The idea of moving on from school life and taking on the challenge of a degree course provides me with motivation and determination to succeed. From studying at university, I intend to develop my personal characteristics and skills and learn to apply the knowledge I gain to pursue a career in an accounting or financial profession.。
个人陈述 金融财会
some discussion groups, writing several essays and presenting slide presentations on various topics. to finish some essays and did the relevant slide-presentations. My tutors always satisfied with my achievement, and encouraged me to show my presentations in front of all the class. For instance, dDuring the Financial Accounting class, for instance, I did a class presentation I showed my essay and slide-presentation about the Bank of NingBo, which is a local commercial bank. I effectively indicated the potential of it and analyzed its current financial situation in different ways using by charts, such as Provision Ccoverage. My pProfessor , Ms Hu, was impressed satisfied with my the unique of my presentation. I also took part in many social activities during my studiesy. During the summer of In my summer vocation in 2007, I served as an intern for the finance department of XuJiaHui Corporation. This internship , which helped me to gain an understanding of know the PRC Accounting Standard and Tax Law detailed. In the summer of my 2008, summer vocation, I enrolled to take part in a challenging competition that , which required us to survive in a strange city, ---ChangSha, for ten days. in 10 days. Via the first-one rround written exam and second-two rounds interviews, I was selected out of twenty others for this competition. to be one of a player in 20 students undoubtedly. In order to finish that task favoring, During my stay in ChangSha, I connected with a famous educational software company in ChangSha and promised to completed for them a offer them a complete market report about their education software. I spent three weeks collecting data, including creating, sending, and tallying , so after that, I spent approximately three weeks to collect different data about eduthe results of cational software, and sent questionnaires to mails to some universities to investigate what they deemed would be the best benefits of educational software with the systems they used. which benefits can be offered by the educational systems they used . In return, they supplied me an opportunity to intern in their company andThese efforts resulted in a paid internship with the company afforded me a little allowance. The company manager was so satisfied with my work on the report that he offered me a paid internship and future regular employment. I did very well in the ChangSha competition and, as a result, was able to donate all I earned to the Red Cross and to share my experiences with the media. Fortunately, I won the most potential reward in that competition and the manager of that company was quite satisfied with my report and even promised me to work in their company after graduated. We donated all we earned in ChangSha to the Red Cross Organization finally, and earned high marks by many media. During my school life, I was elected class representative in two years and I served as was an editor of the school newspaper. Furthermore, I organized many volunteer activities in the students’ union such as to be a interpreter for some celebrities' old houses and to be a volunteer teachers for some local public primary schools .As a result of these efforts, I was twice awarded , I won the twice lLevel A Best Leader award in the university and wasbe chosen as a emphatic cultivated leader in the school of business. To be a top accountant or auditor in Cchina and to have my own accounting firm is my main goal
PERSONAL FINANCIAL STATEMENT
PERSONAL FINANCIAL STATEMENTIMPORTANT: Read these directions before completing this statementIf you are applying for individual credit in your own name and are relying on your own income or another person as the basis forrepayment of the credit requested, complete only Sections 1 and 3.If you are applying for joint credit with another person, complete ALL sections providing information in Section 2 about the joint application.If you are applying for individual credit, but are relying on income from alimony, child support, or separate maintenance of on the income or assets of another person as a basis for repayment of the credit requested, complete ALL sections, providing information in Section 2 about the person whose alimony, support or maintenance payments or income or assets you are relying on.If this statement relates to your guaranty of the indebtedness of other person(s), firm(s), or corporation(s), complete Sections 1 and 3.SCHEDULE A – U.S. GOVERNMENTS AND MARKETABLE SECURITIESSCHEDULE C – REAL ESTATE OWNED: A PERSONAL RESIDENCESCHEDULE D – REAL ESTATE OWNED FOR INVESTMENT PURPOSES (see attached)SCHEDULE E – LIFE INSURANCE CARRIED, INCLUDING N.S.L.I. AND GROUP INSURANCESCHEDULE F – BANKS OR FINANCE COMPANIES WHERE CREDIT HAS BEEN OBTAINEDThe information contained in this statement is provided for the purpose of obtaining or maintaining credit with CIC on behalf of the undersigned or persons, firms or corporations in whose behalf the undersigned may either severally or jointly with others, execute a guaranty in CIC’s favor. Each undersigned understands that CIC is relying on the information provided herein (including the designation made as to ownership of property) in deciding to grant or continue credit. Each undersigned represents and warrants that the information provided is true and complete and that CIC may consider this statement as continuing to be true and correct until a written notice of a change is given to CIC by the undersigned. CIC is authorized to make all inquiries deemed necessary to verify the accuracy of the statements made herein, and to determine my/our creditworthiness. CIC is authorized to answer questions about its credit experience with me/us.Signature (Individual)S.S. No. Date of BirthSignature (Other party)S.S. No. Date of BirthDate Signed 20。
PERSONAL STATEMENT-Accounting and Finance申请会计金融专业个人陈述
PERSONAL STATEMENTI would like to apply for the taught master degree programme about Accounting and Finance in your university. Having been studying Business Administration in xx College and International Business and Finance in xx University, which is one of the most famous business schools in China, I deeply realize the trend of economic globalization and the huge demand of talents in the field of accounting and finance in China. I also find myself quite obsessed with this subject and believe that admission into one of the best universities overseas will stimulate more reflects on financial convergence and divergence on a global basis.Looking back on my academic journey, I feel very confident in dealing with the complex nature of different subjects. At first, I chose Business as my major, but after engaging in Accounting and Finance, I became more interested in it instead, especially Financial System and Auditing, Business Decision Making, and managing Financial Resources and Decisions. I often spend time collecting financial information, trying to analyze some hot topics using the knowledge I have learnt. Comparing my analysis with the professional one is a good way to find out my weakness. My creativity and passion to Accounting and Finance is inspired. Learning to think and doubt about theories rather than directly believe or remember theories is the most important thing that these experts show to me.In addition to my academic diligence, I took every opportunity to put the theory into practice. I have taken an internship as a cashier in a big supermarket for 2 months. My responsibility was to check whether the sales slip was correct. If it was correct, I would stamp it and input information in computer. In order to avoid mistakes, I and my colleagues worked hard and carefully and reminded each other. The job responsibility was simple, but it required us to be careful, honest and kind. Through this experience, I understood the importance of responsibility and team spirit, which would be very beneficial to my future life and career.In my opinion, English is very essential for students who want to go abroad and engage in Business field. From my sophomore year, all my courses were taught in English and most of teachers were foreigners. In the spare time, I often communicated with my foreign teachers and watched many English dramas and listened to English songs. Now I have handled the fundamental English skills and can make it no gap incommunicating with others in many situations.Chinese financial institutions and companies nowadays are viewing their business from international perspective and need elites who are not only knowing the reality of China, but also armed with professional knowledge which can be applied to the international market. I am very interested in turning complex ideas to simple one, which can give me a sense of achievement. I always collect a lot of information and then summarize it to know the tendency and meaning of many affairs. After extensive research, I know the postgraduate programme in your university perfectly fit into my choice. Firstly, that many of your courses fall within the scope of my interests serves as an overwhelming reason. Moreover, your international reputation in planning education, the nourishing academic atmosphere, as well as the perfect combination of various cultures all attract me. I believe your programme will greatly enhance my grasp of theoretical frameworks and improve my research abilities towards fulfill my professional objectives. I sincerely hope that you can offer me with this precious opportunity.。
Personal-Statement范文【范本模板】
Personal StatementAs a senior majoring in Economics at XXX, one of the top four universities in Shanghai，the more relevant courses I take, the more I am certain about my future career as an Economist.However, I realize that what I have learned as an undergraduate is far from enough。
Therefore，it is my dream to pursue a graduate program in Economics at your university. If accepted，my intended concentration would be microeconomics or Finance。
My interest in Economics was ignited in high school，where I was first introduced to the fundamental economic theories in our politics class。
I was so fascinated by the concepts of ‘invisible hand'，‘Giffen’s Paradox' and others that I chose themajor of Economics as my first choice before the University Entrance Examination. Unlike my classmates, whose major is usually decided by their parents, I followedthe voice of my heart and I am determined to persist in the end。
PERSONALFINANCIAL.STATEMENTASOF-Fandezvous
PERSONAL FINANCIAL. STATEMENT AS OFDateSUBMITTED TO:PERSONAL INFORMATIONTitle/PositionBusiness Phone No.No. of Years with Title/PositionNo. of Years with Business Phone No.EmployerEmployerNo. of Yrs.Name of previous employer & position (if with current employer less than 3 yrs.)Name of previous employer & position (if with current employer less than 3 yrs.)No of Yrs.Home Address Home Address Home Phone No.Date of BirthHome Phone No.Social Security No.Social Security No.Date of Birth(Omit cents)Cash Income & Expenditures Statement For Year EndedTOTAL EXPENDITURES $TOTAL INCOME$No (If yes, attach information.)Yes Any significant changes expected in the next 1 2 months?** Income from alimony, child support, or separate maintenance income need not be revealed if the applicant or co-applicant does not wish to have it considered as a basis for repaying this obligation.$Borrower (NAM E) Spouse or Co-Borrower (NAME)EmployerEmployerAddress of Employer Address of EmployerName, Phone No. of your Accountant Name. Phone No. of your Accountant Name, Phone No. of your AttorneyName, Phone No. of your AttorneyName, Phone No. of your Investment Advisor/Broker Name, Phone No. of your Investment Advisor/Broker Name, Phone No. of your insurance AdvisorName, Phone No. of your Insurance AdvisorANNUAL INCOMEAMOUNT ($)Salary (applicant)$Salary (co-applicant)Bonuses & Commissions (applicant)Bonuses & Commissions (co-applicant)Rental Income Interest Income Dividend Income Capital Gains Partnership Income Other Investment Income Other Income (List)* *ANNUAL EXPENDITURESAMOUNT ($)Federal Income and Other Taxes State Income and Other Taxes Rental Payments, Co-op, or Condo Maintenance Residential Mortgage Payments Investment Residential Property Taxes InvestmentInterest & Principal Payments on Loans Insuranceinvestments (including tax shelters)Alimony/Child Support TuitionOther Living Expense Medical Expenses other Expense (List)'Balance Sheet as ofAMOUNT ($)LIABILITIESASSETSAMOUNT ($)$$AMOUNTCONTINGENT LIABILITIES$Are you a guarantor, co-maker, or endorser for any debt of an individual, corporation, or partnership?Do you have any outstanding letters of credit or surety bonds?Are there any suits or legal actions pending against you?Are you contingently liable on any lease or contract?Are any of your tax obligations past due?What would be your total estimated tax liability if you were to sell your major assets?If yes for any of the above, give details:* If not enough space, attach a separate schedule or brokerage statement and enter totals only.XYES NOCash in this Bank(including money market accounts, CDs)$Cash in Other Financial Institutions (List)(including money market accounts, CDs)Notes Payable to this BankSecured $UnsecuredNotes Payable to Others (Schedule E)Secured UnsecuredAccounts Payable (including credit cards)Margin AccountsReadily Marketable Securities (Schedule A)Notes Due: Partnership (Schedule D)Non-Readily Marketable Securities (Schedule A)Taxes PayableAccounts and Notes ReceivableMortgage Debt (Schedule C)Net Cash Surrender Value of Life Insurance (Schedule B)Life Insurance Loans (Schedule B)Residential Real Estate (Schedule C)Other Liabilities (List):Real Estate Investments (Schedule C)Partnerships / PC Interests (Schedule D)IRA, Keogh, Profit-Sharing & Other Vested Retirement Accts Deferred Income (number of years deferred )Personal Property (including automobiles)Other Assets (List):TOTAL LIABILITIESNET WORTHSchedule B - InsuranceLife Insurance (use additional sheet if necessary)Schedule C - Personal Residence & Real Estate Investments, Mortgage Debt (majority ownership only)Personal Residence Property AddressInter-Present Loan Purchase MonthlyLegal Loan Market estMaturity PriceYearOwnerBalanceValueRateDatePaymentLenderInvestmentInter-Present Loan Purchase Loan Legal est Monthly Market Maturity YearOwnerDateBalanceValuePriceProperty AddressRatePaymentLenderSchedule D - Partnerships (less than majority ownership for real estate partnerships)*Note: For investments which represent a material portion of your total assets, please include the relevant financial statements or tax returns. or in the case of partnership investments or S-corporations, schedule K-1s.Schedule E - Notes PayableSecured Unpaid Interest MaturityCollateralAmount of LineType of FacilityDue toBalanceRateInsurance CompanyFace Amount of PolicyType of PolicyBeneficiaryCash Surrender ValueAmount BorrowedOwnershipDisability Insurance Borrower Spouse or Co-BorrowerMonthly Distribution if Disabled Number of Years CoveredType of InvestmentDate of Initial InvestmentCastPercent Owned Current MarketValueBalance Due on Partnerships:Notes, Cash Call Final ContributionDateBusiness/Professional (Indicate name):Investments (including Tax Shelters):YesNoPlease Answer The Following Questions:1 . Income tax returns filed through (date):Are any returns currently being audited or contested?If yes, what year(s)?Yes2. Have (either of) you or any firm in which you were a major owner ever declared bankruptcy?NoIf yes, please provide details:NoYes3. Have you drawn a will?If yes, please furnish the name of the executor(s) and year will was drawn:4. Number of dependents (excluding self) and relationship to applicant:Yes 5. Have you ever had a financial plan prepared for you?6. Did you include two years federal and state tax returns?No YesNo7. Do (either of) you have a line of credit or unused credit facility at any other institution(s)?YesNoIf so. please indicate where, how much, and name of banker:Yes No8. Do you anticipate any substantial inheritances?If yes, please explain:Representations and WarrantiesThe information contained in this statement is provided to induce you to extend or to continue the extension of credit to the undersigned or to others upon the guarantee of the undersigned. The undersigned acknowledge and understand that you are relying on the information provided herein in deciding to grant or continue credit or to accept a guarantee thereof. Each of the undersigned represents, warrants and certifies that the information provided herein is true,correct and complete. Each of the undersigned agrees to notify you immediately and in writing of any change in name, address, or employment and of any material adverse Change (1) in any of the information contained in this statement or (2) in the financial condition of any of the undersigned or (3) in the ability of any of the undersigned to perform its (or their) obligations to you. In the absence of such notice or a new and full written statement, this should be considered as a continuing statement and substantially correct. If the undersigned fail to notify you as required above, or if any of the information herein should prove to be inaccurate or incomplete in any material respect, you may declare the indebtedness of the undersigned or the indebtedness guaranteed by the undersigned. as the case may be, immediately due and payable. You are authorized to make all inquiries you deem necessary to verify the accuracy of the information contained herein and to determine the credit-worthiness of the undersigned. The undersigned authorize any person or consumer reporting agency to give you any information it may have on the undersigned. Each of the undersigned authorizes you to answer questions about your credit experience with the undersigned. As long as any obligation or guarantee of the undersigned to you is outstanding, the undersigned shall supply annually an updated financial statement. This personal financial statement and any other financial or other information that the undersigned give you shall be your property.Borrower Signatu reDate Co-Borrower 's SignatureDateYes No。
PersonalStatement（Finance）
PersonalStatement（Finance）Personal StatementAs far as I’m concerned, life is no more than “shelter”, "pursuit", "pleasing"，the mainly three things which are not mutually contradictory and instead, are supplement for each other. Recently, I have made a clear blueprint for my future that I would like have "economics, law and management" for the shelter, “literature, history and philosophy” for the pursuit, “smoke, wine and tea” for pleasing. In other word, I do understand that a sound academic economic foundation especially accounting knowledge is essential to my future career.As a Chinese student, I, Fangfei Zhang, who is a senior student in Shanxi University of Finance and Economics, majoring in Public Service Administration, and will be awarded a Bachelor’s degree in July 2014, cordially apply for your Master's of Accounting program at Binghamton University. I’m sure the experience will be a milestone for my academic study journey.My interest in Finance is derived from my family background. My father has established a comprehensive firm in the local place, and the business involves accounting, judicial appraisal, project cost, tax and other integrated affairs and also participate in numerous of large-scale developing and auditing project; my mother graduated from Southwestern University of Finance and Economics which is one of 211 project and 985 project universities in China and, she obtained her certification for ICPA (International Certified Public Account) in a very early time, and now worked as CFO (chief financial officer) for Shanxi Fuzhuo Energy Co.,Ltd, Grown up in such a family, I was cultivated for the mathematical, physical and other scientific aptitude since a veryearly age. As proof for that, I have such a good logical ability that I represent my school to participate in National Physics Olympiad in high school, and achieved a very good result. And also what is mentionable is that I acquired CFP (Certified Financial Planner) certification undoubtedly as a sophomore student during my college study.According to the knowledge of Marxist Political Economics which is familiar since childhood, I learned that the Superstructure is determined by the Basis of Economy, from which we can deduce that without economy, a country cannot develop without developing finance industry. No matter government or charitable sector, what’s certain, need talents in finance and accounting badly.I once had an opportunity to take part in a public welfare organization in purpose of care for children left behind in rural area during the period of university study, through communicating with which, I found out that the people are relatively poverty-stricken. I observed the NGO (Non Governmental Organization) for a long time, and I figured out the embarrassing economic condition due to the great disorder or confusion of financial management. The problem is extremely serious, such as lack of budget system, no concept of cash flow lead the organization, always have no clear account recording money on hand and what’s worse, the fund usually cannot make ends meet. I paid much more attention and with my limited knowledge of Finance, I formulate a set of financial plan including budget system and accounting information system for them. Since then, the NGO began to be on the right track, and still flourish for now. The experience is so precious for me, not only because I got a strong sense of accomplishment, mydetermination to further my academic study on Finance but also was strengthened.During my undergraduate period, I did well on my university courses and was awarded Third Prize University Scholarship during 2011-2012 academic year andSecond Prize University Scholarship during 2011-2012 academic years. Four years’ undergraduate academic study has laid me a sound foundation on mathematics which is an important element for my graduate study now as well as the overseas future study.As for my extracurricular activities, except as the volunteer of Shanxi Children Welfare House, I’m also responsible for the reporter station as the stationmaster which is attached to Student Union. I am involved in reporting the latest occurrence with an objective and true coverage of Shanxi University of Finance and Economics so that the majority of teachers and students have a better understand for the development of school. Both of the activities promote my sense of justice and strong communication skill.In the short run, after the successful completion of my graduate studies, I want to take the exam for CPA and work as an accountant at one of the big four local accounting firms in my country or an American finance service firm for more than three years to learn high quality accounting standards. In the same time, in order to acquire much more business management experience, I will dedicate to accumulating a stable resource of customers and then start my own international registered accounting firm and I also consider the cooperation with relevant international trade corporation.In the long term, I plan to bring some significant change tothe current situation of business services in my hometown, Shanxi Province where business consultation services still lack professionalism and standardization. Maybe more or less 10 years, after I get my career stable enough to engage in public welfare to help more young people in my hometown making their dream come true.Meanwhile, through the study and practice these years, I realized that China is still far behind the advanced countries in the world in this field. So I decided to further my study in the United States, the leading university in this field. Through my study there, I planned to make my own achievements in this field. After a careful consideration and deep attracted by your nutritious academic atmosphere and many famous teachers and professors, I finally chose your esteemed university to achieve my dream in the future. Therefore, I would be very appreciated with your consideration of my application.Applicant: Zhang Fangfei。
个人财务报表(personalfinancialstatements)
个人财务报表（personalfinancialstate-ments）用以反映个人或家庭财务状况和财富增减变动的会计报表。
主要有财务状况表和净财富变动表两种。
主要用于个人或家庭的财务计划，如取得分期付款购货优惠、缴纳个人所得税、申办信用上学、编制退休计划和馈赠遣产计划，以及公开个人财务情况等。
在一些国家，政府官员及即将成为政府官员的人士，为表明其廉洁奉公，取信于民，有义务定期编制个人财务报表。
财务状况反映特定日期某一个人或家庭的资产、负债和净财富，是个人的主要财务报表。
与企业的资产负债表不同，此表的第三要素不是所有者权益，而是净财富，且由一个总金额表示。
考试大助你成功在财务状况表中，资产按流动性排列，流动性越强越排在前面，但资产不须像企业那样分为几大类。
资产、负债及其变化应当与企业一样，按照应计制予以确认。
资产、负债可以按原始成本计价，不过和资产负债表日的公允价值能够更好地反映个人或家庭的财务状况。
在资产按公允价值计价时，还会产生一个“”未实现资产升值的所得税“”项目。
历为，当资产按公允价值出售时，按照所得税法规定，该个人或家庭应缴纳所得税，预计未实现资产升值的所得税，可使财务状况表反映个人或家庭的实际净权益，是全部资产减去负债及未实现资产升值所得税后的差额。
净财富变动表反映一个时期个人或家庭净财富增减变动的报表。
它用个人或家庭在一个时期的收入增加和支出发生来说明其净财富的变动，因而能将收入、支出与净财富联系起来，可以作为财务状况表的附表。
净财富变动表分已实现净财富增加、已实现净财富减少（这两者得出已实现净财富增减额）、未实现净财富增加、未实现净财富减少（这两者得出未实现净财富增减额）四部分。
本期净财富增减额（包括已实现和未实现）加上期初净财富，即为期末净财富。
此数应与本期财务状况表中的净财富数一致。
【。
Current Personal Financial Statement 个人财务状况表
名称:名字日期:A.劳动收入你存了多少钱?收入 #1现金流/总收入收入 #2***需要增加总劳动收入-$ B. 被动收入你的钱在帮你增值吗?不动产 (净收入)被动收入+投资组合收入/总收入商业 (净收入)***需要增加总被动收入-$ C.投资组合收入你付了多少税?利息税/总收入股息(红利)版税为房屋支付多少?总投资组合收入-$ 房屋花费/总收入D. 总收入-$ ***请保持在33% 以下为装饰品(消费品)支出多少?E. 支出装饰品总和/银行计算的资产税 (所得税)***请保持在33% 以下税 (不动产税)住房抵押(或出租)你的资产回报率怎样?公用工程被动收入+投资组合收入/富爸爸计算的总资产生活费***需要增加房屋保险食物和衣服你的资产健康状况怎样?其它花费富爸爸计算的资产/花费仕一税***按月计算信用卡 #1信用卡 #2汽车贷款 #1汽车贷款 #2学校贷款 #1学校贷款 #2E. 总支出-$ 每月净现金流-$ F. 资产J. 负债银行存款信用卡股票汽车贷款债券学校贷款应收帐款住房抵押不动产私人借款(fair market value less mortgage)其它欠债商业价值 (净)J. 总负债F. 资产总和-$ G.装饰品(意义不是很准确)家车其它G. 装饰品总和-$ 收入分析支出资产负债#DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!。
个人陈述英文模板金融
个人陈述英文模板金融Personal StatementAs an aspiring finance professional, I am excited to share my passion and experiences in the field of finance. Through this personal statement, I hope to provide you with a glimpse into my background, achievements, skills, and academic interests, showcasing my unique qualities and dedication to the field.I have always been fascinated by the complexities of the financial world and its impact on individuals and businesses. This interest was ignited during my undergraduate studies in finance, where I gained a solid foundation in key financial concepts, such as investment analysis, financial statement analysis, and corporate finance. I excelled in my coursework, consistently ranking among the top students in my class. This success was a result of my strong work ethic, ability to analyze complex problems, and passion for understanding the intricacies of the financial industry.During my undergraduate studies, I also had the opportunity to participate in various extracurricular activities, such as finance club meetings and case study competitions. These experiences allowed me to develop my teamwork and leadership skills, as well as broaden my knowledge of the finance field. I particularly enjoyed working on a teamto solve real-world financial problems, applying the theories and concepts I had learned in class to practical situations. These experiences not only enhanced my understanding of finance but also solidified my desire to pursue a career in the industry.In addition to my academic achievements, I have also had the privilege of working in the finance industry through internships and part-time jobs. These experiences have provided me with valuable insights into the daily operations of financial institutions and have allowed me to apply my skills in real-world settings. As an intern at a investment bank, I was responsible for analyzing potential investment opportunities and preparing presentations for senior management. This experience not only honed my analytical and research skills but also taught me the importance of attention to detail and effective communication in the finance industry.In addition to my professional experiences, I have also taken initiative to further my knowledge and skills in the finance field through additional certifications and training programs. I recently completed a certificate program in financial modeling and valuation, which has equipped me with the necessary skills to analyze and value companies using various financial models. I am also currently studying for the CFA charter, which I believe will further enhance my expertise in the finance field and demonstrate my commitment to professional growth.As I embark on my graduate studies in finance, I am eager to build upon my existing knowledge and experiences. I am particularly interested in exploring topics such as corporate finance, investment management, and financial technology, as I believe these areas are critical to the future development of the finance industry. Through my graduate studies, I hope to deepen my understanding of these topics and develop the skills necessary to become a leader in the field.In conclusion, my passion for finance, combined with my academic achievements, professional experiences, and dedication to continuous learning, sets me apart as an exceptional candidate for a career in finance. I am confident that my unique blend of skills and experiences will allow me to contribute meaningfully to the field and make a positive impact on the industry. I am excited to continue my journey in finance and look forward to the opportunities that lie ahead.。
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Securities: stocks / bonds / mutual funds Number of Name of Security Shares $
Cost -
Market Value $ -
Date of Acquisition
Stock in Privately Held Companies Company Name No. of shares $ $ Invested $ Est. Market Value -
Mortgage / Real Estate Loans Payable Name of Creditor Monthly Amount Owing Original Amount Payment $ - $ - $ Interest Rate Secured by (Leine)
Personal Financial Statement of:
Enter your name here as of: mm/dd/yyyy
Assets Amount in Dollars Cash - checking accounts $ Cash - savings accounts Certificates of deposit Securities - stocks / bonds / mutual funds Notes & contracts receivable Life insurance (cash surrender value) Personal property (autos, jewelry, etc.) Retirement Funds (eg. IRAs, 401k) Real estate (market value) Other assets (specify) Other assets (specify) Total Assets $ Liabilities Current Debt (Credit cards, Accounts) Notes payable (describe below) Taxes payable Real estate mortgages (describe) Other liabilities (specify) Other liabilities (specify) Total Liabilities -
Amount xcluding monthly bills) Name of Creditor Monthly Amount Owing Original Amount Payment $ - $ - $ Interest Rate Secured by (Leine)
Real Estate Description / Location $ Market Value Amount Owing $ Original Cost Purchase Date $ -
2. LIABILITIES - Details Credit Card & Charge Card Debt Name of Card / Creditor $
Amount in Dollars $ -
$ $
Net Worth
Signature:
Date:
Personal Finance Statement of:
Enter your name here Details
1. ASSETS - Details Notes and Contracts held From Whom Owing Balance Owing $ Original Amount $ Original Date $ Monthly Payment Maturity Date History / Purpose
Notes on Preparation Note: You may want to print this information to use as reference later. To delete these instructions, click the border of this text box and then press the DELETE key. Many financial institutions will require information about your personal financial data. This spreadsheet will help you prepare a personal financial statement. Your personal financial statement should show only your personally held assets and liabilities (debts) outside the business. Do not include any business assets or liabilities. Page 2 of the spreadsheet allows you to give the details behind the numbers on the balance sheet. If you present this financial statement to a potential lender or investor, be sure to sign and date it in the space provided. The signature is your pledge that the statement is complete and accurate to the best of your knowledge. Step 1: Prepare a list of all assets owned whether they are paid for or not. Enter the amount you would receive by selling the asset for cash. Step 2: Prepare a list of liabilities (money you owe). Step 3: Net worth = Total Assets - Total Liabilities