历年银监会面试真题版
银监会历年面试题分类汇总
银监会历年面试题汇总（精华版）作者：levi专业题1.监管的格局？2.银监会的具体作用和职责？3. 我国银行业全面对外开放，请你分别详细阐述外资银行与中资银行各自的优势和劣势？4. 你如何看待流动性过剩？5. 通货膨胀有哪几种应对办法？目前的办法有什么弊端？你有什么好的办法应对？6. 请谈谈对金融创新和金融监管的认识；7. 你对央行提出的存款准备金的理解以及存款准备金在国家宏观调控中的作用？8. 我国近来存款准备金率是提高了还是降低了，你对此的看法是什么？9. 银行存款规模扩大是好事还是坏事?10. 某省某地区银行不良贷款率高，有人建议放宽5级分类的条件以降低不良贷款率，你觉得合适吗?11．假如你是CBRC员工，发现辖内一家银行当年贷款量严重超标，不能采取强硬的行政措施，你该怎么做？12．谈谈金融危机后，中国企业、银行、监管当局应获得的启示。
13．作为监管层，谈谈你对流动性风险的认识，以及对金融危机后中国金融机构中流动性风险的认识。
14.政府为什么对银行进行监管？15、银行资本分为核心资本和附属资本，分别包括什么？16、银行资本不足，有哪些方法补充？17、你怎么看待银行监督？英语题1. 你是否同意做事需要合作精神，为什么？2. 你最喜欢的一学科，为什么喜欢？3. 请你谈论一下2006的中国股市?4. Please introduce your main achievement.5.Tell me the type of studay hardest in your school(or study?)6. 说说你对银行业监督管理法的认识何看法7. 让说自己的优势和劣势或者向考官推销自己。
8. Tell me the time of study hardest in your life9.谈谈你对银监会的了解 b.10. 你还有什么要补充的吗？11.你的什么技能使你适合在银监会工作？12.What do you think of team spirit?Do you think you area good team player?13、追问：学校专业方面的问题，你的专长是什么？14、追问：专业题：操作风险包括那几类？15、英语题：how do you think about CBRC?16、为什么选择成为监管者？（英语）公务员题2007年2月2日国家银监会公务员面试真题1. 自我介绍（主考官提示必须要介绍哪些内容。
2022年银监会历年面试试题及解析
银监会历年面试试题及解析1、自我介绍（包括年龄、学习、工作经受）。
【参考答案】各位考官好，我是一名一般的金融学专业硕士毕业生。
我成长在一个金融世家，爸爸、妈妈、爷爷、姑姑都是银行系统从业人员。
在家人的熏陶下，加入银行系统工作始终是我的幻想，因此在选择专业的时候，我毫不迟疑地选择了我最爱的金融学专业。
在本科阶段，除了学习专业学问之外，我还选修了管理学等非专业学科，丰富了自己的学问面。
同时，通过了银行从业资格、会计从业资格等考试，获得了必备的技能证书。
在硕士讨论生阶段，主要讨论金融监管方向，在金融EI期刊上发表文章5篇，其中省级优秀论文一篇。
本硕阶段系统化的理论学习，为我将来服务社会打下了深厚的理论基础。
对于当代的高校生来说，仅仅有理论学问是远远不够的，因此在读书期间，为了增加自己的实践力量，我担当了校同学会办公室主任一职，组织并参加起草了同学会的各种文件材料共计135篇。
同时，在中国银行6个月的实习过程中，我帮助处理近2000笔银行业务，保持了零投诉记录，并获得实习单位当年的优秀实习生称号。
虽然取得了一些成果，但是我知道我仍有许多不足。
孔子说："知错能改，善莫大焉。
'，在今后的工作中，我会通过自身的努力，在领导、同事的关心下，不断改正缺点，努力成长为一名合格的金融人。
2.直接领导与大领导对你的一篇报告中的一个观点有很大的冲突，并且两个人在私下关系就不好，这时你该怎么做？【参考答案】我写了一篇报告，但是却得到直属领导和大领导两种不同的反馈，对此我应当努力做好"润滑剂'，听从领导要求，并根据他们的要求仔细修改报告，从而让两位领导满足。
第一，我会向两位领导具体介绍报告中的全部观点都是源于我对本职位、本部门工作的理解，对于两位领导对其中的某些观点所产生的不同看法，我会分别向两位领导仔细解释，并仔细听取两位领导对我报告的看法以及完善建议。
其次，留意说话的内容和方式。
对于两位领导在生活中关系不大好这样的状况，留意不评价、不传播，不该说的话不会说。
银保监会_面试题目(3篇)
第1篇1. 请作一个自我介绍，谈谈你的学校以及你报考银保监会的优势劣势。
2. 近年来，我国金融业发展迅速，金融创新层出不穷。
请谈谈你对金融创新的理解，以及你认为金融创新对我国金融业发展的意义。
3. 在金融监管工作中，如何平衡创新与风险，确保金融市场的稳定？4. 针对当前金融市场中存在的风险，如影子银行、互联网金融等，请谈谈你的看法以及应对措施。
5. 在金融监管过程中，如何加强信息披露，提高金融市场的透明度？6. 请谈谈你对金融科技发展的看法，以及金融科技在金融监管中的应用。
7. 在金融监管工作中，如何加强与国际金融监管机构的合作？8. 请谈谈你对金融消费者权益保护的认识，以及如何有效保障金融消费者权益。
9. 在金融监管过程中，如何加强金融机构的风险管理？10. 请谈谈你对金融监管改革的认识，以及你认为我国金融监管改革的方向。
11. 针对当前金融市场中存在的道德风险，如内部人控制、利益输送等，请谈谈你的看法以及应对措施。
12. 在金融监管工作中，如何提高金融机构的合规意识？13. 请谈谈你对金融监管信息化建设的看法，以及如何推动金融监管信息化发展。
14. 在金融监管过程中，如何加强对金融机构高管人员的监管？15. 请谈谈你对金融监管人才的需求，以及如何培养金融监管人才。
16. 在金融监管工作中，如何加强金融机构的内部控制？17. 请谈谈你对金融监管法规的理解，以及如何有效执行金融监管法规。
18. 在金融监管过程中，如何加强对金融机构跨境业务的监管？19. 请谈谈你对金融监管政策制定的认识，以及如何制定有效的金融监管政策。
20. 在金融监管工作中，如何加强对金融机构风险预警机制的建立？21. 请谈谈你对金融监管改革成效的评价，以及如何进一步提高金融监管改革成效。
22. 在金融监管过程中，如何加强对金融机构不良资产的处理？23. 请谈谈你对金融监管法治建设的看法，以及如何推进金融监管法治建设。
24. 在金融监管工作中，如何加强对金融机构资产负债管理的监管？25. 请谈谈你对金融监管改革与金融创新关系的认识，以及如何处理好两者之间的关系。
2月14至15日上海银监会银监局机关专业笔试面试试题
2月14至15日上海银监会银监局机关专业笔试面试试题一、单选（每题1分，共10分）题目有15道，金融、会计、人力资源各5道吧，选择其中你会做的10道做完就好了二、多选（每题1分，共10分）也是15道题目选10道作答就可以了，跟单选一样。
三、简答题（每题5分，共15分）一共5道题，选择3道作答就好了1、汇率与进出口的相互影响；2、骆驼评级制度是什么？3、新会计准则比旧的有何特点？4、这一题我忘了，跟人力资源有关的5、结构化面试的特点和优缺点。
四、论述题（7分）一共2题，选择1道题作答1、新会计准则对商业银行的经营管理有何影响？2、现在人力资源管理的特点？五、案列解析（8分）1、解析银行风险的一道题。
大概是银行有三千万的美元存款，其中两千万贷出去了，一千万买了企业债券，委托债券管理公司管理。
结果该公司私自卖掉了该债券，用于炒股，亏损严重。
问该银行面临什么风险。
2、一个银行卡风险的问题吧。
赵某、孙某工资卡初始密码未改，一年后发现卡中钱被取走。
两人可以证明卡一直在自己的控制范围内。
银行的摄像头也证明不是两人取钱的。
清问，银行有没有责任？六、图表英文题。
（5个单选，每题2分，共10分）类似于外企招聘中的SHL的Numerical Test的题目。
或者就像行测中的资料解析题，但是是全英文的。
七、汉译英（20分）这个好难，好像是一个什么政策吧，忘了。
八、英译汉（20分）关于沃尔玛转变销售模式的文章，比较容易。
面试题：我的面试好像就是15分钟不到吧，比较的随意，有点像企业的面试。
这个时候，可能你的硬件条件、形象气质还是很占优势的。
1、自我介绍。
包括你的姓名、年龄、学校、为什么报考银监局啊之类的。
2、有没有遇到过这样的情况，有一件事情你坚持要做，但是周围的人都反对。
3、专业题：新会计准则中，公允价值计量的三种方式。
4、专业英语题：what’s the difference between balance sheet and income statement?我的面试就是这几个题目，看似很简单，但是要回答好也不容易。
银保监会历年面试题目(3篇)
第1篇一、自我介绍1. 请作一个自我介绍，谈谈你的学校以及你报考银保监会的优势劣势。
【参考解析】在回答此类问题时，考生应简洁明了地介绍自己的基本信息，包括姓名、籍贯、毕业院校、所学专业等。
然后重点突出自己的优势，如专业知识扎实、实践经验丰富、具备良好的沟通能力和团队合作精神等。
同时，也要诚实地分析自己的劣势，如缺乏工作经验、专业知识尚不全面等，并表示自己会努力改进。
2. 请结合自身实际，谈谈你为什么选择报考银保监会？【参考解析】在回答此类问题时，考生可以从以下几个方面进行阐述：一是对银保监会职能和工作的了解，如维护金融稳定、促进银行业和保险业健康发展等；二是自身专业背景与银保监会工作的契合度；三是个人兴趣和职业规划，如对金融行业的热爱、对监管工作的向往等。
二、综合分析能力1. 有人说机关单位应该讲规矩；也有人说机关单位应该讲人情。
对此，你怎么看？【参考解析】在回答此类问题时，考生应明确指出机关单位既需要讲规矩，也需要讲人情。
规矩是机关单位正常运转的基础，有助于维护公平正义；人情则是人际关系的润滑剂，有助于增进同事间的团结。
在实际工作中，要把握好度，既要遵守规矩，又要关心他人，做到既不失原则，又不失人情。
2. 近年来，我国政府高度重视农村电商发展，你认为农村电商对农村经济发展有哪些影响？【参考解析】在回答此类问题时，考生可以从以下几个方面进行分析：一是拓宽了农民的销售渠道，增加了农民收入；二是促进了农村产业结构调整，推动了农村经济发展；三是带动了农村基础设施建设和就业，提高了农民生活水平。
三、专业知识1. 通货膨胀的类型有哪些以及如何治理？【参考解析】通货膨胀的类型包括需求拉动型、成本推动型、结构性通货膨胀和混合型通货膨胀。
治理通货膨胀的措施有：紧缩货币政策、财政政策、控制投资和消费、调整价格体系等。
2. 商业银行如何对小微企业的金融服务、以及针对不良贷款率上升，如何防范风险？【参考解析】商业银行对小微企业的金融服务可以从以下几个方面展开：一是创新金融产品和服务，满足小微企业多样化的融资需求；二是优化信贷审批流程，提高审批效率；三是加强风险管理，降低不良贷款率。
银监会试题及答案
银监会试题及答案一、单项选择题（每题1分，共10分）1. 银监会的全称是什么？A. 中国银行业监督管理委员会B. 中国银行业发展委员会C. 中国银行业发展与监管委员会D. 中国银行业监管与发展委员会答案：A2. 银监会的主要职能是什么？A. 监管银行业务B. 发展银行业务C. 提供银行服务D. 制定银行政策答案：A3. 银监会成立于哪一年？A. 2003年B. 2004年C. 2005年D. 2006年答案：A4. 下列哪项不是银监会的监管对象？A. 商业银行B. 农村信用社C. 保险公司D. 信托公司答案：C5. 银监会对银行业的监管遵循的原则是什么？A. 公平竞争B. 市场准入C. 风险控制D. 所有选项答案：D6. 银监会的监管范围是否包括外资银行？A. 是B. 否答案：A7. 银监会是否负责银行业的反洗钱监管？A. 是B. 否答案：A8. 银监会是否参与制定银行业的法律法规？A. 是B. 否答案：A9. 银监会的监管目标是什么？A. 保障银行业的稳定B. 促进银行业的创新C. 保护消费者权益D. 所有选项答案：D10. 银监会的监管手段包括以下哪项？A. 现场检查B. 非现场监管C. 行政处罚D. 所有选项答案：D二、多项选择题（每题2分，共10分）1. 银监会的监管手段包括以下哪些？A. 现场检查B. 非现场监管C. 行政处罚D. 法律诉讼答案：ABC2. 银监会的监管目标包括以下哪些？A. 保障银行业的稳定B. 促进银行业的创新C. 保护消费者权益D. 提高银行业的竞争力答案：ABC3. 银监会的监管对象包括以下哪些？A. 商业银行B. 农村信用社C. 保险公司D. 信托公司答案：ABD4. 银监会的监管原则包括以下哪些？A. 公平竞争B. 市场准入C. 风险控制D. 信息披露答案：ABC5. 银监会的监管范围是否包括以下哪些？A. 外资银行B. 国有银行C. 股份制银行D. 城市商业银行答案：ABCD三、判断题（每题1分，共5分）1. 银监会是中国银行业的监管机构。
银监会历年英语面试真题及参考答案
银监会英语面试题目个人：1、Self-introduction(向考官推销自己)Good afternoon. It's a great honor for me to be here. Now let me introduce myself briefly.My name is XXX,. I'm XX years old, born in XXX. I'm currently a student in XXX University, majored in XXX. I'll get my master degree of economics in this summer.Firstly, I'm a good learner at school. Through six years study, I've got a solid grasp of financial theories and economic knowledge. I want to put i learned in shool into practice.Secondly, I'm a good problem solver.I have participated several important research projects, such as the research on the strategic industries, which won the second prize in the paper contest. Last but least, I'm a good team player. I have been XXX of Student Union, organized several college activities such asXXX. When served at the Red Cross Society , I have participated in youth volunteer activities for many times. And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.TO sum up, I'm a cheerful, diligent and responsible girl. Being a regulator in CBRC is my long cherished dream. I hope you can give me the chance. Thank you for listening.2、what’re your hobbies?What extracurricular activities do you take at school?（你的业余生活）I have a lot of hobbies. I like reading, climbing mountains, playing badminton and photograph. I like to play badminton best. My reasons are as follows:Firstly, it helps me enhance my physical health. Though running and playing ,I can have more excises.Secondly, it cultivate my team spirit and teach me how to cooperate with my partner and compete with my opponent.Last but not least, it gives me a lot of fun. It can strengthen the friendship with my friends. I enjoy myself very much in this game. Whenever i feel down, i will play badminton with my friends. It will cheer me up.I have took a lot of extracurricular activities in school. I have participated I have been the XXX of Student Union, organized several college activities such as XXX. When served at the Red Cross Society , I have participated in youth volunteer activities for many times, such as peer education, donation blood without payment. And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.3、Tell me the hardest time of study in your lifeThe hardest time of study in my life happened in the first semester when i enter into XXX University. I have to learn a lot of difficult and abstract subjects. At the same time, I have to participate the research work organized by my tutor. The research work was complicated to me and I didn't known how to handle it. With the proper time management and the help of my classmates and tutor, I quickly went into the role and finish my task successfully.Firstly, i try to learn the time management and make proper arrangement for my study time and research time.Secondly, i try to learn from my classmates and tutor. With their help, i have mastered the basic research skills and how to carry out the research work.Thirdly, i try to strengthen my communication skill and learn how to cooperate with my classmates. It cultivate my team spirit which is very beneficial to my future.At the end of the semester, i have got very good records in my study. And one of my research work have won me the second prize in the paper test.4、which subject do u like best , why?The subject i like best is called Financial Topics, which is taught by XXX. My reasons are as follow:Firstly, the subject is very useful. It uses financial theories to analyze the economic phenomena happen in our real life.Secondly, the teacher is very humorous. He uses a lot of jokes and metaphors which makes the class very interesting.Thirdly, this subject gives us the opportunity to show our opinions. We are divided into several groups to discuss the topics and show our results in the class.To sum up, this subject is both useful and interesting and provides the platform to show our opinion in this financial topics.5、what's your strength and weakness?My strength lies in my ability to handle the difficulties. No matter what happens, I will not lose confidence and give up. I will use my own strength and the help from my family and my friends to over the difficulties. I believe the difficulties are the good opportunity to learn and i will grasp it to improve myself.My biggest weakness is lack of experience. So as a student just graduate from school, i will try to learn from my colleagues and leaders, I will spare no efforts to improve my working abilities and expertise knowledge of banking regulation.6、大学期间都学到了什么东西？为什么你觉得你适应这个岗位？Through six years study, I've got a solid grasp of financial theories and economic knowledge. This expertise knowledge will facilitate my future work.On the one hand, I will put what i learned in school into practice. It helps me understand my work deeply and learn the new knowledge from practice.On the other hand, the economic theories always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.I think my knowledge base, my ability ,my character suit me in this job. Being a regulator in CBRC is my long cherished dream. I hope you can give me the chance and i will not let you down.7、从你的兴趣、专业上谈谈你的职业规划T hrough six years learning, I have got a solid grasp of financial theories and economic knowledge . I will get my master degree of economics in this summer. I want to put what I learned in school into practice. Besides I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.Being a regulator in CBRC is my career planning. It can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator..8、现在就业你最看重薪资吗Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meaningful and important which can incorporate my knowledge, my skills and my interest. Being a regulator in CBRC is the best choice for me .First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice.Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator.9、introduce one of your favorite bookMy favorite book is Gone with the wind. It describes a stroy about a lady called Scarlett during the American civil war .My reasons are as follow:Firstly, this book reflects a perpetural truth that war always brings deeply pain to humain beings no matter when and where.Secondly, it tells me what is real romantic love. Love is a kind of useage. The one you feel that you love may not really be.Most significantly, the heroine Scarlett teaches me a precious living truth that no matter what will happen in my life, I cannot and shouldn't give up my mind. Everyone’s life is like a long road, and on the road there are many obstacles. Nobody can predict what will happen next minute, so what can we do is to stick to our belives and try our best to reach our goals. Scarlett suffers a lot, but she succeeds in the end for her adament spirit. “Tomorrow is another day”, so we should see every new start in our life.I love this book very much. It really teaches me a lot. I wish myself a bright future. Tomorrow is another day!10、目前的OFFER情况，为什么没去I will soon graduate from XXX University. In the eve of graduation, I have been actively looking for work. I have participated the written tests, the interviews of XXX companies. And luckily, i have been admitted by the XXX, telecommunications companies, Sina Corporation. There are not my best choices. My reasons are as follow:Being a regulator in CBRC is my long cherished dream. CBRC is authorized by the statecouncil to regulate banking industries. It has great influence on the sound development and stability of the financial system. The financial crisis in 2008, fully stand out the importance of supervision. I want to contribute my own strength in this great undertaking.I learned six years of economics and financial theory knowledge. I want to put what I learned in school into practice. CBRC can give full play to my professional knowledge, personal interest, I very much hope to the CBRC work.11、你的毕业论文的选题是什么？为什么选这个？The topic of my graduate thesis is about XXX. The goal of the thesis is to researchXXX.I choose this topic for several reasons.Firstly……Secondly……Thirdly……综合类：1、怎样看待竞争与合作？Competition and cooperation are common phenomena in our society.Some people believe that competition and cooperation are in opposite to each other. But I don't think so. We find in many places competition goes hand in hand with cooperation. Let's take football game for example.During the game, one team is competing with the other team, but each member of the team must cooperate with his teammates. Otherwise, they will lose the game no matter how skillful individual player might be. It is clear that competition has much to do with cooperation.On the one hand, competition stimulates people's interest in work and helps society go forward. On the other hand, cooperation is essential and necessary because most work in our society is fulfilled with other people.From cooperation we get mutual help and understanding. With cooperation the world is progressing at peace and in harmony.To sum up, competition and cooperation are both essential to success and should be emphasized at the same time.2、IQ和EQ哪个更重要,追问有IQ没EQ和有EQ没IQ两者谁更容易成功？IQ is short for Intelligence Quotient .EQ is short for Emotional Quotient Both IQ and EQ are essential to success. If we have to compare these two factors, i will say EQ is more important. My reasons are as follow:First, while IQ defines how smart we are, EQ defines how well we use what smarts we have. Just as one psychologist say" IQ gets you hired, EQ gets you promoted. " without a high level of EQ, may be we can't put what we learned in school to practice.Second, EQ helps us judge situations and deal with interpersonal relations. We live in a society and we needs to cooperate with each other. Without a high level of EQ, may be we can't work efficiently and live in harmony.Just as the saying goes"Success equals 20% IQ ,80% EQ"I come up to the conclusion EQ is more important than IQ. If we want to success, we need to improve both IQ and EQ.3、How do you think about team spirit and do you think you are a team worker? Team spirit is very important. It is an ability that people can understand each other and cooperate with each other to complete tasks successfully. We need for team spirit for several reasons.First of all, team spirit offers us a platform where we can operate our collective talent to work out the best. Taking the Shanghai world expo for example, I think the success of the event first goes to the superb team spirit of the organizers and hundreds of young volunteers. So many people work hard and cooperate well for the single aim; an exceptional world Expo. A lot of student volunteers in Shanghai are committed and work tirelessly during the hot summer.What is more, team spirit is quite useful for personal career. When working in a company, most of the time we have to finish or design a huge project with our colleagues. Each person can contribute their wisdom to the completion of the task. We cannot do it so well single-handedly. Finally, team spirit is the symbol of national power and strength. Another example is the touching power of the team spirit in the Sichuan earthquake. We were moved by the perseverance and persistence of the rescue workers, who were eager to help their compatriots.In conclusion, team spirit is an important ability and skill in the 21th century because we are all faced with the globalization and the question of how to live better. Therefore, we must learn to work well in the team and let the team spirit guide us to success.I'm a good team player.I have been the Vice Leader of Student Union. With the help of my teammates, we have organized several college activities such as Zhang Weiying' speech. Without their help and contribution, I can't do it alone.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.4、You have took part in some projects, what do you think about creativity?How do you think creativity in projectCreativity refers to new thinking, new ideas, new methods. A little change, can make things better, this is Creativity. Creativity is one of the most important things in the world because if each person did not have creativity then you would see everything the same. Each person has there own type of creativity and that is why there are unique art, movies, clothing, hair styles, etc. Be creative !I think creativity is very important in project. My reasons are as follows:Firstly, creativity find out the problems in the project.It prompts us to survey more, think more and practice more.Secondly, creativity find out the better solution for the problem. Though the communication with other team members, creativity will be created from the Brain Storm.Last but not least, creativity makes the project different from others. It helps the project stands out and make it more meaningful and more useful.As the old saying goes"creativity is the soul of the nation". We should stimulate out creativity and let creativity guide us to success.5、地震中最令你震惊和感动的事The most surprise thing in the earthquake is that Humans could not resist the forces of natureThe most touched thing is that the Fukushima six heroes who risked their lives to save nuclear power station.Though the Japan earthquake, I learn the that the Earthquakes can create huge waves, huge waves can create nuclear disaster. We must assess the risk of a thing before start it.6、钱重不重要？（如何看待很多人都希望有更多的钱）As we live in a materialistic society, with no doubt, money is very important. We need money to buy food, clothing, shelter and transportation. Without money, we can't live in this world. But it doesn't mean that money is the most important thing. Money can't buy health, friendship, happiness and love. There are a lot of things more important than money. We should pursuit money and use money in a proper way more beneficial to the society and world, just like the Bill Gates, he uses money to help more people and through this he becomes more happy.My overall view is：Money is very important,without it,we may never be able to live.But we cannot ignore other value things just for money.7、如何看待校园恋爱Campus love is a very common phenomena among college students nowadays. Some college teachers argue that students should give up love for the sake of learning. They maintain that love is time consuming and influences one’s learning. Some students, however, hold that a student who falls in love will study harder and will make greater progress. They don't believe that a person in love lags(落后) behind in his studies.Well ,in my opinion, campus love is a double-edged sword. On the one hand, campus love is pure and beautiful. Love is one of the greatest emotion in the world. On the other hand, it occupies part of learning time. When the couple breaks, it brings suffer and pain. So we should deal with the relationship between love and learning in a ration way. Make proper arrangements for love time and learning time. Let love becomes the impetus for learning and progress. Try to be mature and rational in the love progress.10、市场经济体制下，企业只追求盈利性对吗In the market economy, pursuit profit is one of the main targets for the enterprises. It is no ground to blame. With more profit, enterprise can grow and develop in a better way. But it is not the only goal. There are many other important goals, such as safety, social responsibility and so on. Especially for the commercial banks, the management principle is "liquidity, safety and profit" for the enterprises ,we hope they can undertake more social responsibility.In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public, so more and more people will buy this enterprise’s products. The enterprise will be more profitable. To establish a virtuous cycle.CBRC：1、What do you know about CBRC?CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by the State Council to regulate the banking sector.The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The goal of CBRC is to protect the interests of depositors, maintain the market confidence, enhance the competitiveness of banking institution as well as combat financial crimes.2、What are the rules and functions of CBRCThe main function of CBRC can be concluded as: Firstly,to formulate supervisory rules and regulations , Authorize the establishment, changes, termination and business scope of the banking institutions; Secondly,to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The rules of CBRC can be concluded:Firstly, to promote the financial stability and facilitate financial innovation at the same time;Enhance the international competitiveness of the Chinese banking sector;Secondly, to set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls; Employ supervisory resources in an efficient and cost-effective manner.Last but not least, Encourage fair and orderly competition; Clearly define the accountability of both the supervisor and the supervised institutions;The supervisory and regulatory criteria of the CBRC 银监会的监管标准a.Promote the financial stability and facilitate financial innovation at the same time;良好监管要促进金融稳定和金融创新共同发展b. Enhance the international competitiveness of the Chinese banking sector;要努力提升我国金融业在国际金融服务中的竞争力;c. Set appropriate supervisory and regulatory boundaries and refrain from unnecessarycontrols;对各类监管设限要科学、合理,有所为,有所不为,减少一切不必要的限制d. Encourage fair and orderly competition;鼓励公平竞争、反对无序竞争e. Clearly define the accountability of both the supervisor and the supervised institutions;对监管者和被监管者都要实施严格、明确的问责制f. Employ supervisory resources in an efficient and cost-effective manner.要高效节约地使用一切监管资源3、why do you want to work in CBRC?My reason are as follow:First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly,through six years learning, I have a good grasp of financial theories and economic knowledge . I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution. Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest is the best teacher." I will work hard on it if i have a chance to get this job.To sum up. I believe CBRC can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC.4、Why do u want to be a regulator？To be a banking regulator is my dream. My reason are as follow:First of all, regulation has great influence on the stability and development of financial system. Its importance is widely acknowledged especially after the financial crisis happened in 2008.I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge . So I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution. Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.To sum up, I believe being a regulator can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator..5、If you enter the CBRC, how would you perform your workIf I luckily have the chance to enter CBRC, i would perform my work as follows:First of all,try to understand the working situation of CBRC, including rules, regulations, business processes, work style, interpersonal relations and so on. Thus I can have a clear understanding of my work and responsibility and suit myself quickly in CBRC.Secondly, as a new employee with little experience, I should be modest and diligent, learn from my supervisor, colleagues.Strengthen the communication skills and ask for help if necessary. I will accept their suggestions and criticism.Last but not least, don't afraid to take responsibilities. Think well before making actions and ask for help if necessary. Cherish every opportunity to improve myself and take care of every task leader gives me. If i have done something wrong, admit the error bravely and learn from the mistakes.To sum up, as a new employee, I should be modest, diligent and hard-working in order to perform task well and win the trust of my leaders and colleagues.6、银监局的工作与你所学内容之间的关系（你的专业知识对今后工作的帮助）Through six years learning, I have got a good grasp of financial theories and economic knowledge. This expertise knowledge will facilitate my future work.On the one hand, I will put what i learned in school into practice. It helps me understand mywork deeply and learn the new knowledge from practice.On the other hand, the economic theory always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.7、银监工资待遇不高，为什么来Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meaningful and important which can incorporate both my education and practical work skills. Being a regulator in CBRC is the best choice for me .First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice.Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator..8、如果你要做一个监管项目，需要相关数据，并且要求提供准确的结果，步骤是什么。
银监会面试真题及解析
银监会真题题本的解析（参考）2010年3月6日上午银监局面试真题1．自我介绍。
【答题思路】各位考官好，今天能够站在这里参加面试，有机会向各位考官请教和学习，我感到非常的高兴。
希望通过这次面试能够把自己展示给大家。
我平时喜欢看书和上网浏览信息。
我的性格比较开朗，随和。
能关系周围的任何事，和亲人朋友能够和睦相处，并且对生活充满了信心。
我以前在银监局下属单位实习过，所以有一定的实践经验。
在外地求学的四年中，我养成了坚强的性格，这种性格使我克服了学习和生活中的一些困难，积极进去。
成为一名公务员是我多年以来的强烈愿望。
如果我有机会被录用的话，我想，我一定能够在工作中得到锻炼并实现自身的价值。
同时，我也认识到，人和工作的关系是建立在自我认知的基础上的，我认为我有能力也有信心做好这份工作。
公务员是一个神圣而高尚的职业，它追求的是公共利益的最大化，它存在的根本目的是为人民服务，为国家服务。
雷锋说过:人的生命是有限的，而为人民服务是无限的，我要把有限的生命投入到无限的为人民服务当中去。
这也是我对公务员认知的最好诠释。
所以，这份工作能够实现我的社会理想和人生价值，希望大家能够认可我，给我这个机会！2．针对考生之前填写的实习经历，问考生在实习过程中都做了哪些工作？然后有没有建议被领导采纳。
【答题思路】我在实习的过程中，主要负责协助老同志对辖区内有关银行业金融机构及其分支机构的设立、变更、终止和业务活动的监督管理，在实习单位一些老同志的带领下，迅速熟悉了具体的工作流程，按照在校期间的知识积累和实际进行了有效的结合。
在工作的过程中，面对单位这个部门的人数较少，而办理业务的单位较多，所以我也是与老同志沟通交流之后，建议领导是否可以采取分工合作的方式，每个人负责一个环节和流程，这样可以有效节约时间成本，提高工作效率，最后被领导采纳，在实习结束后，我获得了优秀实习生的称号，通过这次实习也让我进一步熟悉了业务的具体操作流程，提高了自己在本领域的实际能力。
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
2016安徽银监会面试真题(2月28日)1、自我介绍(姓名、年龄、学校、专业、科研成果)2、北京雾霾天气频发，美国大使馆与北京环保部门监测数据不同，引发热议，你怎么看。
3、进入工作单位，领导让你对辖内银行业金融机构进行检查，形成调查报告，但你对业务不熟悉，请问你怎么办?4、央行取消商业银行，农村金融机构存款利率上限，利率市场化从理论付诸实践，请问利率市场化对商业银行有什么影响?5、商业银行内部控制的意义，要素，原则。
6、(英语)商业银行在经济中的作用。
2016年2月27日上午德州银监局面试真题（考试前一天抽签，12人一组，学员抽到10号。
一上午面试完，没有追问环节（可能因为靠后）。
7考官，面试时间20分钟5道题（3道结构化，1道英语，1道专业），没有题本，读题，有稿纸和笔。
一周后出成绩）1、自我介绍。
2、一位同事突然离职，没有交接工作，领导让你负责他原来的工作，你又不了解，你怎么办？3、一位老人身体不好，银行工作人员说必须到现场才能办理业务，老人到现场办理业务时猝死，社会纷纷谴责银行，你怎么看？专业题:会计和审计的区别和联系。
英语:谈谈你完成一项任务的经历。
2016年2月27日湖北银监会面试真题（每一组的三个考生面试完了，考官会商量探讨下，7名考官）1、自我介绍。
2、有人说微信让人关系亲密，有人说经常有人在饭桌上也玩微信，让人关系疏远。
你怎么看？3、一大早，一个大爷到你们单位，说要投诉某个银行，很多群众围观，你不负责接待群众投诉这一工作，负责解决投诉的同事还在上班的路上，你怎么办？专业题：现在商业银行开发了很多保险、证券等业务，说说利与弊，它的意义，可以探索的模式。
英语题：你现在同一时间有很多工作，你怎么应付？2016年国家公务员考试面试真题：江西银监局（2月28日）(5个考官，念题，20分钟)1、自我介绍。
2、中国官方雾霾的检测量与美国大使馆不同，你怎么看?3、中国会计准则与国际趋同，有人支持，有人反对，你怎么看?4、领导要你做一个对辖区内银行业支持实体经济的调查，你不太熟悉情况，将如何开展工作?5、how to be a team player?2016年国家公务员考试面试真题：银监会（2月28日）银监会计算机岗11、自我介绍，三分钟左右。
2、随着技术发展出现了新型社交工具，微信，有人认为好，有人认为淡化了人们之间的交流，你怎么看?3、假如你是银监会的一名工作人员，一名老大爷去上访，以为你是信访办的工作人员，抓着你不放，你怎么办?4、尽可能多的说一些你认识的网络设备，并说说他们的作用。
5、简述软件工程，概要设计阶段的主要任务。
6、there are a lot of things you should to do at the same time你会怎么做?银监会计算机岗21、自我介绍(包括学校、年龄、专业、工作经历、学习科研成果)2、一名中风的老人的儿子要去银行替老人取钱，但银行工作人员说不行，要老人亲自来取，老人的儿子最终用轮椅推着老人来，最后老人猝死在银行，引起了社会舆论，你怎么看?3、你单位的一位同事突然辞职，没有工作交接，领导让你去接手，但是任务重，且和你的工作区别很大，你怎么办。
4、依法治国是国家的打政方针，你认为如何在社会上树立起法治的权威。
5、银行和股份有限公司在设计上的区别。
6、英语：说一下难忘的经历？2015年河南省银监局3月14日上午银监会面试题1、自我介绍;2、请解释什么是系统重要性银行;3、上海外滩展会发生踩踏事故，有人说以后要取消展会，有的人则认为展会是传播传统文化的重要手段，不能因噎废食。
你怎么看;4、微博上传播了一条本单位的负面舆情，真伪还待证实，但已经在网络上形成影响了，你怎么应对?5、英语题：介绍自己的居住地，以及你居住在这里的理由。
2015年3月14日国家公务员面试题(四川银监)1、请简要自我介绍下?追问问你什么报考银监?2、计划组织，关于某一政策的执行情况3、有人说：公务员性格外向有利工作，性格内向不利工作，对于这种说法，结合自己性格谈谈你的看法?4、第四道专业题，商业银行融资的作用，5、英语题2015年3月14日国家公务员面试题(广西银监)1、自我介绍2、有人说互联网金融是对传统银行的颠覆，谈谈你的看法?3、影子银行的定义，特点，监管的着眼点或者重点?4、如果在不熟悉或者了解的岗位，你会怎么处理5、专业题“融资难，融资贵”，你怎么看6、英语题amily and career，which is more important to you2015年3月14日国家公务员面试题(辽宁银监局计算机岗位)6题、25分钟、有题本、纸笔1、自我介绍2、谈一谈网络银行的发展前景，会不会颠覆传统银行?3、如果工作给你分配的工作是琐碎的小事，你认为与你的财能不匹配，你对此怎么看?4、银行的数据中心怎么选址?5、专业题：黑客的攻击手段有哪些?6、英语题：职业与家庭哪个更重要，谈谈原因?2014年2月22日下午银监会面试真题第一组面试题：1、“上有政策，下有对策”对此现象的看法。
2、领导在做一个报告，你发现你有个数据错了，你怎么办?专业题：3、金融在市场中的作用4、商业银行在促进经济增长防范风险应该如何做?5、英语题：用水和眼泪讲个故事第二组面试题：1、自我介绍、2、会议开始了，由你起草的领导发言有数据错误，你怎么办?3、上有政策，下有对策，你怎么看?专业题：4、金融在当今经济中的作用。
5、商业银行如何处理促进经济发展和风险管理的关系，6、英语题：中国银行是否应该全球化?2014年2月23号上午广东银监会面试真题1、自我介绍2、性格决定成败，有人觉得要表现，有人觉得要内敛，你怎么看?3、你已经有很繁重的工作了，领导又给了你一项几乎不可能完成的任务，你怎么看?4、简单说下UNIX的功能与特点5、说下对称与非对称密码学6、英语题：出国的话，你想去哪儿?2013北京银监局面试真题（3月4日下午）1、自我介绍2、你对年轻人追求个性，而工作比较枯燥无味，怎么看?3、新上一个数据备份软件，几个领导对于备份的周期意见不同，你怎么办?(角色应该是你是提供数据备份的软件公司员工)英语题：4、防止黑客攻击的方法5、what‘s your favorite hob by?2013黑龙江银监会面试真题（3月3日上午）1、自我介绍(有很细的追问)。
2、有人说在工作中要尊重领导，也有人说尊重领导也要有适当限度，谈谈如何在工作中做到既尊重领导又不卑不亢?3、结合自身的理解谈谈银行如何保护消费者利益。
4、谈谈银行监管的重要性和意义。
5、结合自身经历谈谈工作或学习中遇到的问题，你是如何克服和解决的。
6、WHAT'S your dream position，WHAT's your role in your dream position?2013年广西、河南银监会面试真题(3月2日上午)1、是自我介绍2、和领导提意见，领导不采纳，你怎么办？3、商业银行在金融体系里具体体现在哪？4、如何完善农村金融体系？英语题：5、什么是C B R C ？6、你为什么加入这个团队？2013年浙江银监会面试真题（3月2日上午）浙江银监监管类3月2日上午面试真题：5名考官，每个人都提问了，1名记录员，30分钟左右，考生面前还有录音设备。
1、自我介绍（细节追问，报考单位不是家乡），考官手上资料非常齐，该考生去年也进面，考官手上有去年的资料。
2、对银行业务检查时，你发现有重大问题，但领导认为这是行业普遍存在的现象，法不责众，请问你怎么办。
3、请结合自身实际谈谈大事讲原则，小事讲方法的认识。
4、什么是流动性定风险，监管部门应该如何强化流动性风险监管。
5、2013年中央一号文件提出加快农村金融建设，请从监管当局的角度简要谈谈举措。
6、英语题：分享一件最新的你关注的经济类事件。
2012年2月11日国家公务员银监局面试真题1、个人介绍中所说的融入工作具体怎么做？2、在北京上学，为什么不留在北京？3、商业银行的资本有什么作用？4、你学的房地产金融学主要讲什么的啊？（追问2题）5、你在志愿经历中对团队和个人的关系有什么看法？6、from the view of customer, how do banks improve their service? 2012年2月11日国家公务员银监局（监管类）面试真题1、个人介绍中一下，包括年龄、学习、工作经历；2、直接领导与大领导在你的一篇报告中的一个观点有很大观念冲突,并且2个人在私下就关系不好、这时你该怎么做？3、你对资本的本质有什么理解？4、你对银监局三个办法一个指引有什么看法？5、As a bank customer, any suggestion to improve banks service？2012年2月11日国家公务员（武汉）银监局面试真题1、自我介绍2、孙中山说：青年人要立志作大事，不立志作大官。
拿破仑说：不想当元帅的士兵不是好士兵。
谈谈对这两句话的看法？3、领导要你制定绩效考核办法，你如何开展此项工作？2012年2月11日国家公务员银监局面试题真题1、你的直属领导和你的分管领导对你的报告有不同的意见，并且他们有大的个人矛盾，你怎么办？2、商业银行的资本有什么作用？3、商业银行流动性管理的目标和影响因素？2012年2月11日国家公务员银监局面试题真题1、自我介绍，后很多背景追问；2、综合素质题：你的领导总是把别人写的报告拿来让你修改，或者征求你的意见，其他同事对此颇有微词，你怎么办？3、专业题：银行负债的定义，包括什么，有什么特点，根据个人工作背景追问了一道小题。
4、专业题：金融监管和金融创新概念，相互之间的影响和联系。
5、英语题：What's your favorite book, tell me the name; did you recommend to your colleage;2012年2月11日国家公务员银监局面试题真题1、自我介绍2、行政机关在处理行政相对人的行政许可申请时，怎么处理？直接考察《行政许可法》第32条。
3、谈一下《企业破产法》的清偿顺序？考察《企业破产法》41、42、113条。
4、Do you like reading?What is your favorate book?Why do you like it?2012年2月11日国家公务员银监局（广西）面试题真题1、自我介绍（包括年龄、学习、科研课题、专业、工作经验等）2、众人拾柴火焰高，还有一个和尚没水喝，两个和尚抬水喝，三个和尚没水喝，谈谈你对团队和个人的看法。
3、抽样调查和全面调查的优缺点。
4、谈谈你的实习经历（英语题）5、你有银行卡吗，你觉得银行工作人员的态度怎么样，有哪些需要改进的地方？2012年2月12日国家公务员银监局（四川）面试真题1、做一下简单的自我介绍2、专业知识很重要，但是工作中与别人的沟通能力也很重要，请举一个工作中你与别人沟通的例子，说明一下自己的沟通能力。