unit 28 阅读 金融英语reading material
Reading materials 阅读材料
高三英语阅读课材料Text 1On Friday, October 21, at approximately 8:30 a.m., Judith Reynolds, owner of The Cupcake Factory, arrived at her establishment to find that it had been robbed and vandalized overnight. The front window of the shop at 128 Broad Street was broken, and chairs and tables were overturned throughout the café area. Additionally, the cash register had been damaged and emptied of money. The thieves attempted to open the safe as well, but were unsuccessful. Ms. Reynolds used her cell phone to report the crime to the police. She also phoned the proprietor of Primo Pizza, located at 130 Broad Street, as she noticed that the door of that restaurant showed signs of forced entry. The police department is asking anyone with information to call 555-2323.1. What happened to The Cupcake Factory?2. When was the crime discovered?3. Where did it happen?4. What was stolen?5. Who called the police?6. What other businesses were affected?Text 2Today’s postal service is more efficient and reliable than ever b efore. Mail that used to take months to move by horse and foot now moves around the country in days or hours by truck, train, and plane. First-class mail usually moves from New York City to Los Angeles in three days or less. If your letter or package is urgent, the U.S. Postal Service offers Priority Mail and Express Mail services. Priority Mail is guaranteed to go anywhere in the United States in two to three days or less. Express Mail will get your package there overnight.Which of the following sentences best summarizes the main idea of the passage?a. Express Mail is a good way to send urgent mail.b. Mail service today is more effective and dependable than it was in the past.c. First-class mail usually takes three days or less.Text 3Underline the topic sentence.Erik always played cops and robbers when he was a boy; now, he’s a police officer. Suzan always played school as a little girl; today, she is a high-school math teacher. Kara always played store; today, she owns a chain of retail clothing shops. Long before they are faced with the question, “What do you want to be when you grow up?” some lucky people know exactly what they want to do with their lives.Text 4Radios have been stolen from four cars in our parking garage this month. Each time, the thieves have managed to get by the parking garage security with radios in hand, even though they do not have a parking garage identification card, which people must show as they enter and exit the garage. Yet each time, the security officers say they have seen nothing unusual.Which of the following best summarizes the statement’s main idea?a. There are too many thefts in the garage.b. There are not enough security guards.c. There is something wrong with the security in the parking garage.PracticePeople believe that climbing can do good to health. Where can you learn the skill of climbing then? If you think that you have to go to the mountains to learn how to climb, you’re wrong. Many Americans are learning to climb in city gyms(体育馆). Here, people are learning on climbing. The climbing wall goes straight up and small holding places for hands and feet.How do people climb the wall? To climb, you need special shoes and belt around your chest to hold you. There are ropes(绳索)tied to your waist. The ropes hold you in place so that you don’t fall. A beginner’s wall is usually about 15 feet high, and you climb straight up. There are small pieces of metal that stick out for you to stand on and hold on to. Sometimes it’s easy to see the new piece of metal. Sometimes, it’s not. The most difficult part is to control your fear. It’s normal for humans to be afraid of falling, so it’s difficult not to feel fear. But when you move away from the wall, the belt and the ropes hold you, and you begin to feel safe. You move slowly until you reach the top.Climbing attracts people because it’s good exercise for almost everyone. You use your whole body, especially your arms and legs. This sport gives your body a complete workout. When you climb, both your mind and your body can become stronger.1. What can we infer from the passage?A. People are fairly interested in climbing nowadays.B. It is impossible to build up one’s body by climbing.C. People can only learn the skill of climbing outdoors.D. It is always easy to see holding places in climbing.2. The most difficult thing to do in wall climbing is _______.A. to tie ropes to your waistB. to control your fearC. to move away from the wallD. to climb straight up3. T he word “workout” underlined in the last paragraph most probably means _________.A. settlementB. exerciseC. excitementD. tiredness4. Why does the author write this passage?A. To tell people where to find gyms.B. To prove the basic need for climbingC. To encourage people to climb mountains.D. introduce the sport of wall climbing。
高中英语黄金阅读（高一版）
高中英语黄金阅读（高一版）高中英语黄金阅读(高一版) Golden Reading for Senior Middle School Students一、人物类二、故事类三、新闻类四、科技类五、体育类六、文化类七、教育类八、历史类九、地理类十、自然类十一、习俗类十二、生活类十三、社会类十四、广告类十五、幽默类十七、智力类十八、生态类十九、环保类一、人物类(1)A Shoe PatternHarry is eighteen now. He studies in a middle school. His parents like him very much and hope he can become a famous man. So they often tell him to study hard and they do all for him. They call him at six in the morning, after breakfast his father takes him to school in a car and in the afternoon, as soon as the youngman comes back, the supper is ready. Of course, he never washes his clothes or goes to buy something in the shops.Once Harry‘s father was sent to London on bu siness. He would stay there for half a year. Leaving, he told his wife to take good care of their son. The woman had to get up earlier and did all what her husband did before. And two months later she was so tired that she was ill in bed. Now the young man got into trouble. He couldn‘t do any housework. He had to do as his mother tol d him. Even he didn‘t know where to get on the bus!Yesterday Harry‘s mother found his shoes were worn out and told him to buy a new pair in the shop. But he didn‘t know how to choose. The woman had a sigh(叹息) and gave him a shoe pattern(鞋样) and told him to buy a pair of shoes himself. It‘s Saturday today and Harry doesn‘t go to school. With a policeman‘s help, he found a shop. The shopkeeper was friendly to him. The man brought a lot of shoes and asked him to choose. When he was trying on a pair, suddenly he remembered something and took them off. The man was surprised and asked, ―What‘s the matter, young man?‖―I‘m sorry, I‘ve left the shoe pattern at home!‖1. _______ always does some housework in the morning.A. Harry‘s fatherB. Harry‘s motherC. HarryD. Nobody2. Harry‘s parents do all instead of him because _______.A. he‘s too youngB. he has poor healthC. he‘s busy with his studiesD. they hope he spends all time on studies3. The woman had to look after her son by herself because _______.A. her husband wasn‘t at homeB. she was stronger than her husbandC. she knew the young man wellD. she was freer than her husband4. When the man was in London, _______.A. Harry had to stay at homeB. Harry didn‘t find the bus stopC. Harry fell behind in his classD. Harry wouldn‘t go to school5. The woman told her son to buy a pair of shoes because _______.A. she didn‘t know what kind he nee dedB. she was busy with the houseworkC. something was wrong with herD. she wanted her son to do something himself6. In fact, _______.A. Harry wanted his mother to buy shoes for himB. Harry didn‘t believe himselfC. Harry wouldn‘t listen to his mothe rD. Harry was strong enough to buy shoes for himself【答案与解析】本文讲一个只会死读书的书呆子自理能力很差，连买鞋子这么简单的事都做不了。
对外经济贸易大学《金融英语阅读》教学内容与安排
《金融英语阅读》教学内容与安排本课程总体分为六大专题，每个专题都有数篇文章可用。
1: Banking IndustryChapter 1, 6, 7, 9, 20, 22, 232: Economics / moneyChapter 2, 3, 4, 5, 15, 19, 25, 26, 32, 36SystemInvestment3:Chapter 10, 13, 21, 29, 31,334:AccountingChapter 12, 24, 34, 37, 38Law5:Chapter 11, 18Others6:Chapter 16, 17, 35, 8, 14, 27, 28, 30因一学期18周总共为36课时，理想的做法是选用12课用于课堂教学，其他课程由学生课后自学，每课需要3课时。
有些准备工作和活动要求学生在课前或课下进行，以提高课堂教学效率。
所选的12课为：1、6、9、23、2、3、15、19、10、13、12、11。
时间具体安排如下：第1-2周：第1章使用课文：The Banking Industry in China第2-3周：第6章使用课文：The World Bank第4-5周：第9章使用课文：the Financial System第5-6周：第23 章使用课文：International Monetary Fund第7-8周：第2章使用课文：Politics vs. Economics第8-9周：第3章使用课文：Money第10-11周：第15章使用课文：The Macroeconomics of International Currencies第11-12周：第19章使用课文：Bretton Woods and the Gold Exchange Standard第13-14周：第10章使用课文：Assessing Investment System第14-15周：第13章使用课文：Investment Products and Services Provided by Insurers第16-17周：第12章使用课文：Pooling of Interests Accounting第17-18周：第11章使用课文：Invitation for Bids教学大纲Topic One: Banking Industry第一章The Banking Industry in China1、教学目的By the end of the chapter, students should be able to know about¾the development of the banking industry in China¾the structure of the central banking system¾the major tasks of the three policy banks in China.2、教学计划This chapter will cover 3 hours. 2 hours for the introduction of background information and explanations of terms and the texts. And the other 1 hour for discussion and practice.3、教学方法¾Translation: key sentences and terms¾Paraphrasing: major words and sentences¾Summarizing: important paragraphs¾Discussion: key issues¾Questions and answers4、背景知识The establishment of the People’s Bank of China in 1948 marked the beginning of a new chapter in the Chinese banking history. Through five decades of evolution, particularly nearly two decades of reform and opening to the outside world, China’s banking sector has entered a stage of vigorous development. With PBC as the central bank, the current banking system in China consists mainly of wholly state-owned commercial banks, which coexist and cooperate with policy banks and joint-equity commercial banks operation in their respective authorized business domains.5、重点讲解概念讲解PBCAll in one monopolistic banking systemSpecialized bankCentral bankForeign exchange reservesFiscal agentAggregate creditMonetary baseBenchmark interest rateFiscal deficitLending facilitiesPriority constructionFixed-asset investmentCommodity reservesSubsidiary第六章The World Bank1．教学目的By the end of the chapter, students should be able to know about:¾the composition of the World Bank Group;¾the importance of the World Bank Group;¾the functions of the World Bank;¾the future development of the World Bank.2．教学计划It is scheduled to take 3 hours to handle this chapter. 2 hours will be spent on explanation of the key words, phrases sentences and the features of the text, and 1 hour for class discussion and questions and answers.3．教学方法¾Translation: key sentences.¾Paraphrasing: key words and expressions.¾Explanation: new terms.¾Summarizing: key passages.¾Discussion: important issues.¾Questions and answers: interaction between teachers and students.4．背景知识The International Bank for Reconstruction and Development, usually referred to as the World Bank, was founded by the Bretton Woods Conference as an international bank to finance thereconstruction and development of member countries. Operations started in 1946. The bank is financed partly by contributions paid by member countries, partly by bond issues.5．重点讲解概念讲解hard loansubscribed capitalcompetitive biddingcredit linegrace perioddisbursed loan balances句子讲解1．Visions of imperialism, real or imagined, are less likely if the lender/donor is multinational or international.译文：无论从实际或假想的角度，一国专制的情形都不大可能出现。
金融英语阅读
金融英语阅读：支票账户When a bank makes a payment on a check, it cancels the check. That is, it marks the check with some kind of stamp so that the check cannot be used again. Postage stamps are also canceled to indicate that they have been used and cannot be used again.当银行兑付支票时要予以注销，也就是说，银行要用某种戳记盖在支票上，支票就不会再使用了。
邮票也要注销，表明邮票已经用过，不能再用。
If you have a checking account, the bank sends you your canceled checks along with your monthly statement. These checks can be used instead of receipts. They can be used as proof that payment has been made.如果你有支票账户，银行每月把你的付讫支票连同月度清单送给你。
这些支票可以代替收据，当作付款的证据。
If you open an account or if you want to cash a check, you must provide proof of your identity. In the U. S., a driver's license is probably the most frequently used kind of identification. Passports are always acceptable for this purpose. When you open an account, you are asked to fill out a signature card. You must be careful to sign your name exactly as you intend to write it on your checks. The bank compares the signature on your checks with that on your signature card. If there is any doubt about the signature, the bank will refuse to cash the check and will return the check to the endorser.A check must be endorsed before it can be cashed - that is, the person or company to whom the check is made out must sign it on the back.如果你要开户，或想兑现支票，必须提供你的身份证件。
金融英语阅读4
He said institutions are likely to have realised that the government's motive is not to create an environment for speculative gains.
Although share prices are likely to trend higher, shares are unlikely to see the kind of overheating that usually follows major government attempts to ramp up share prices, he said..
He said the government has effectively made a 180-degree turn on its policy towards the market, and although there is widespread speculation that the motive is to prevent a market correction in the run-up to the Communist Party's 16th Congress -- due sometime this autumn -- the actual motive mபைடு நூலகம்y be to boost the market's ability to channel funds to cash-strapped state firms.
Shares gained strongly on Friday following publication of an editorial in the official China Securities Journal which was apparently aimed at boosting investor confidence.
金融专业英语推荐信范文模板
金融专业英语推荐信范文模板本文是关于金融专业英语推荐信范文模板，仅供参考，希望对您有所帮助，感谢阅读。
金融专业英语推荐信范文模板(一)Respect leadership:How do you do! Thank you in spite of being very busy toglance reading my material.I am guangdong industrial big rule of law major in finance the XXXX fresh graduates. In the university four years nervous and orderly learning life, I pay attention to professional knowledge learning, enable me to have theparison generous solid economic and financial theory basis and in the financial business work ability, familiar with the financial related original rational knowledge, have a strong economic consciousness and social adaptation ability, at the same time have a strongputer use level. More important is, rigorous style of study and correct attitude towards study make me guileless, sedate, innovative personality traits.In addition, I also pay great attention to improve theirprehensive quality, and take the human resource management, enterprise culture, as well as introduction to music appreciation course lay, etc, and the management and so on to have strong interest, studied the management science and so on aspects of the curriculum, these broadened my vision and thinking, so that I have more diverse knowledge system, learning ability and adaptability to the environment of improved.I am a man of honest, and ready to help others, have good interpersonal and team cooperation spirit; Work and learning attitude rigorous, sureness is responsible, good at solvingplex problems; Innovative consciousness; Excellent physical quality, insist for a long time to exercise, cultivatethe gritty quality; Take an active part in all kinds of social activities, in as a student union office director period, with good ability for teachers and students high praise; My hobbies is very extensive, especially hobby music and calligraphy.Yourpany in the industry achievements and outstanding enterprise culture I admire already for a long time, eager to have a chance to join yourpany contributes an own strength. I have faith, and has the ability to do an excellent employee and thepanymon development. Such as have employed, I will work hard, with the result repaymentpany to my trust and the choice!your sincerely，XXXX金融专业英语推荐信范文模板(二)Dear Ms. / Mr.:Hello! Thank you for your busy schedule to put themselves forward more of my material.I am a financial department of Nanjing Audit University, a 00 graduates.In order to become a competition of contemporary social needs of personnel, four-year universities in the learning process, I hard work, academic excellence, scholarships have been awarded and has a one-time English through national CET (CET-6) and Jiangsu province Computer three-tier (VFp5.0) examination.Learning, I also actively participated in various social activities, as student leaders, and made a number of outstanding achievements. Four years of social work practice, let me out of one day living in an ivory tower image of the traditional college students, not only exercise my ability to organize and coordinate, but also made me understand that you want to do a job first of all must love the job . In addition, I also activelyparticipated in physical exercise, and I have created the capacity to bear any responsibility physique.I love my profession, and I will be doing the job of a cavity filled with warm and dry out the determination of a cause. All you need to pay a little confidence, I will return you unlimited!Look forward to working with your interviews!your sincerely，XXXX金融专业英语推荐信范文模板(三)Dear Sir / Miss:Hello! I am a forthcoming Business School and graduated from college students in Hangzhou. I am honored to have the opportunity presented to you my personal data. I have learned at the university for finance professionals, which is your company's development is closely related to, during school, study hard, serious practice, train and exercise the themselves to adapt to the competitive ability of modern society.I was in a life full of energy at the moment, I desire in a broader world to demonstrate their talents, I am not satisfied with the existing level of knowledge, the expectations have been tempered in practice and improve, so I hope you can join the unit. I will do a good job of their own, do all the work achieved in the results. I believe that through their own hard work and efforts, will make its due contribution to Thank you for your busy schedule to give him my concern and would like your organization thriving career, achievements, and wish your business every success in the future!I hope that the leadership can be taken into account for me, I eagerly look forward to hearing from you! Thanks!your sincerely，XXXX。
商务英语BEC高级阅读材料
商务英语BEC高级阅读材料2017年商务英语BEC高级阅读材料精选A good fame is better than a good face.下面，店铺为大家搜索整理了2017年商务英语BEC高级阅读材料精选，希望能给大家带来帮助!欧佩克担忧美元贬值石油输出国组织(OPEC，简称欧佩克)将进一步研究美元不断贬值对其经济体的影响。
此前，有成员国呼吁欧佩克以美元以外的货币为石油定价。
Opec is to study further the effect of the falling US dollar on its economies following calls for it to price oil in currencies other than the greenback.此举出现在欧佩克领导人在利雅得举行的峰会上，其目的是弥合该组织内部在如何应对美元贬值方面的分歧。
此前，伊朗和委内瑞拉敦促欧佩克改变以美元为石油定价的做法，但遭到此次峰会主办国沙特阿拉伯的强烈反对。
The move, which emerged at the summit of cartel leaders in Riyadh, was an attempt to bridge the divide within the group over how to respond to the dollar’s decline. Iran and Venezuela had pushed for Opec to move away from the dollar in the face of strong opposition from the summit’s host, Saudi Arabia.伊朗总统马哈茂德·艾哈迈迪-内贾德(Mahmoud Ahmadi-Nejad)在领导人峰会后表示，美元不断贬值意味着，石油生产国正在为美国政府及其人民提供补贴。
金融英语阅读：“The Market”Is a Concept_英语题库
帝秀女性网 金融英语阅读：“The Market”Is a Concept_英语题库Is the market a place?Or a thing?Neither,really.It's a concept.If you are growing tomatoes in your backyard for sale,you are producing for the market. You might sell some to your neighbor and some in your little stand by the roadside and some to the manager of the local supermarket.But in either case,you are producing for the market.Your efforts are being directed by the market.If people stop buying tomatoes,you will stop producing them.If you mow lawns to earn money, you are producing a service for the market.If your father a steelworker or a bricklayer or a truck driver or a dentist or a grocer,he is producing goods or services for the market.市场是一个地方吗？是一样东西吗？都不是，真的。
市场是一个概念。
如果你在自家的后院种番茄出售，你是在给市场提供产品。
你可以将一些蔬菜卖给邻居，将一些蔬菜摆在路边的小摊上出售，将一些蔬菜卖给当地超级市场的经理，在任何一种情况下，你都是在给市场提供产品。
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Unit 28 Reading Material
(1) Mail Transfer and Telegraphic Transfer 信汇和电汇
• 电汇：全称为电子汇兑，是通过人民银行的大额支付
系统或者中转银行进行适时交易的一种汇款方式！可以 跨行跨区域进行汇兑！时间较短！一般为1-3天！
• 信汇：客户将款项委托给银行，由银行通过邮寄方式
• However, they were not major market securities until the volume of international trade ball are used to finance （给…提供资金）goods that have not yet been transferred from the seller to the buyer. • 然而，直至国际贸易额在20世纪60年代激增之 后，它们才成为主要的有价市场证券。它们用 来向那些还没有从卖方转移到买方的货品提供 资金。
将款项汇入到客户指定的收款人的当地银行转入收款人 手中。这种汇款方式很慢，现在客户要求办理的较少。
• 两者的区别在于：一个用挂号信件投递,一个通过邮
局电报发送,因此,后者汇款的速度要比前者快,但所支付 的手续费高.但在电脑进入银行业务应用后,银行内部之 间的资金清算已通过网络实现,故而现在的汇款都通过 网络传递,但通信不发达的地区还可能存在过去的做法.
• A mail transfer (MT) is a form of remittance in which the amount remitted by a customer or a non-customer is directly credited（存入） to the account of the beneficiary （受益人，收款 人）with another branch. • 信汇（MT）是汇款的一种形式，汇款金额由 客户或非客户直接存入收款人当地的银行帐户。
• A telegraphic transfer (TT) is a form of remittance, which is advised （通知）by telegram, telex or fax machines（传真机）. • 电汇（TT）也是汇款的一种形式，是通过电报、 电传或传真通知电汇的。 • The fundamental （基本的）principles（原理） of such transfer are otherwise identical with the mail transfer. • 电汇的基本原理是与信汇有所相同。
• Exchange shall be charged as per bank’s schedule（一览表，图表） of charges. Drawee branches afford （提供）credit of MT to customers account within a maximum period （期限）of 7 days from the date of receipt（收到） of funds. • 每个银行都会按照收费表规定的收费标准收取汇 款交易费。付款人所在银行从接收汇款之日起向 客户账户提供最多七天期限的信汇信托。
• Exchange shall be charged as per bank’s schedule of charges. Drawee branches afford credit of telegraphic transfer to customers account within a maximum period of 2 days from the date of deposit of funds for TT. • 每个银行都会按照收费表规定的收费标准收取 汇款手续费。付款人所在银行从接收汇款之日 起向客户账户提供最多二天期限的电汇信托。
• Banks are willing to take on such a risk because they are specialists in assessing （评估） credit risk and spreading the risk over thousands of different loans. • 银行愿意承担这样的风险，因为它们是信贷风险 的评估专家，并在转移数以千计的不同种类的贷 款风险。
• (2) • Banker’s Acceptance • 银行承兑汇票 • Banker’s acceptances are money market instruments created in the course（过程） of financing international trade. Banker’s acceptances have been in use since the twelfth century. • 银行承兑汇票是国际贸易融资过程中创造的货币 市场工具。自12世纪起人们就开始使用银行承兑 汇票。
• For example, suppose（假设） that Company A in the United States wants to buy products from Company B in Japan. Company B does not want to ship its products without being paid because it has never heard of Company A and realizes that it would be difficult to collect（托收） if payment were not forthcoming. Similarly, Company A is reluctant （不愿意）to send money to Japan before receiving the equipment. • 举例来说，假设美国A公司从日本B公司购买产 品。 B公司不想在没有收到货款之前就装运货物， 因为它从来没有听说过A公司，知道如果货款不 到就很难托收。同样，A公司也不愿意在接收货 物前汇款给日本。
• A bank can intervene（插入，介入） in this standoff（均衡，对峙） by issuing（发出） a banker’s acceptance. An acceptance is a financial instrument （金融工具）designed （设计） to shift（转移，切换） the risk of international trade to a third party willing to take on the risk for a known cost. • 银行可在这样的对峙中通过发出银行承兑汇票进 行干预。银行承兑汇票是用来将国际贸易的风险 转移给第三方愿意承担已知风险代价的金融工具。