Chapter 13 Failure
《经典常谈》笫十三章读后感

《经典常谈》笫十三章读后感英文版Chapter Thirteen of "Classic Talks" ReflectionAfter reading Chapter Thirteen of "Classic Talks," I was deeply moved by the wisdom and insights shared in this chapter. The author delves into the concept of perseverance and the importance of never giving up on our dreams and goals.One particular quote that resonated with me was, "Success is not final, failure is not fatal: It is the courage to continue that counts." This powerful message reminded me that setbacks and failures are simply part of the journey towards success. It is the ability to pick ourselves up and keep moving forward that truly defines our character.The author also discusses the idea of staying true to oneself and not being swayed by external influences. In a world filled with distractions and temptations, it is crucial to remain focused on our values and beliefs. This chapter serves as a reminder to stay grounded and stay true to our authentic selves.In conclusion, Chapter Thirteen of "Classic Talks" is a thought-provoking and inspiring read that encourages readers to persevere, stay true to themselves, and never give up on their dreams. It is a reminder that success is not achieved overnight, but through hard work, determination, and unwavering faith in oneself.经典常谈》笫十三章读后感在阅读了《经典常谈》第十三章之后,我深受这一章节中分享的智慧和见解所感动。
货币金融学chapter 13英文习题

Economics of Money, Banking, and Financial Markets, 11e, Global Edition (Mishkin) Chapter 13 Financial Crises in Emerging Market Economies13.1 Dynamics of Financial Crises in Emerging Market Economies1) Financial crises generally develop along two basic pathsA) mismanagement of financial liberalization/globalization and severe fiscal imbalances.B) stock market declines and severe fiscal imbalances.C) mismanagement of financial liberalization/globalization and stock market declines.D) stock market declines and unanticipated declines in the value of the domestic currency. Answer: AAACSB: Reflective Thinking2) In emerging market countries, the deterioration in bank's balance sheets has more ________ effects on lending and economic activity than in advanced countries.A) negativeB) positiveC) affirmingD) advancingAnswer: AAACSB: Reflective Thinking3) All of the following might create problems from financial liberalization in emerging countries EXCEPTA) ineffective screening of borrowers.B) limits on risk-taking.C) lax government supervision of banks.D) lenders failure to monitor borrowers.Answer: BAACSB: Reflective Thinking4) The mismanagement of financial liberalization in emerging market countries can be understood as a severeA) principal/agent problem.B) asymmetric information problem.C) lemons problem.D) free-rider problem.Answer: AAACSB: Reflective Thinking5) Factors likely to cause a financial crisis in emerging market countries includeA) severe fiscal imbalances.B) decreases in foreign interest rates.C) a foreign exchange crisis.D) too strong oversight of the financial industry.Answer: AAACSB: Reflective Thinking6) The two key factors that trigger speculative attacks on emerging market currencies areA) deterioration in bank balance sheets and severe fiscal imbalances.B) deterioration in bank balance sheets and low interest rates abroad.C) low interest rates abroad and severe fiscal imbalances.D) low interest rates abroad and rising asset prices.Answer: AAACSB: Reflective Thinking7) Severe fiscal imbalances can directly trigger a currency crisis sinceA) investors fear that the government may not be able to pay back the debt and so begin to sell domestic currency.B) the government may stop printing money.C) the government may have to cut back on spending.D) the currency must surely increase in value.Answer: AAACSB: Reflective Thinking8) In emerging market countries, many firms have debt denominated in foreign currency like the dollar or yen. A depreciation of the domestic currencyA) results in increases in the firm's indebtedness in domestic currency terms, even though the value of their assets remains unchanged.B) results in an increase in the value of the firm's assets.C) means that the firm does not owe as much on their foreign debt.D) strengthens their balance sheet in terms of the domestic currency.Answer: AAACSB: Reflective Thinking9) A sharp depreciation of the domestic currency after a currency crisis leads toA) higher inflation.B) lower import prices.C) lower interest rates.D) decrease in the value of foreign currency-denominated liabilities.Answer: AAACSB: Reflective Thinking10) The key factor leading to the financial crises in Mexico and the East Asian countries wasA) a deterioration in banks' balance sheets because of increasing loan losses.B) severe fiscal imbalances.C) a sharp increase in the stock market.D) a sharp decline in interest rates.Answer: AAACSB: Application of Knowledge11) Factors that led to worsening conditions in Mexico's 1994-1995 financial markets includeA) failure of the Mexican oil monopoly.B) the ratification of the North American Free Trade Agreement.C) increased uncertainty from political shocks.D) decline in interest rates.Answer: CAACSB: Application of Knowledge12) Factors that led to worsening financial market conditions in East Asia in 1997-1998 includeA) weak supervision by bank regulators.B) a rise in interest rates abroad.C) unanticipated increases in the price level.D) increased uncertainty from political shocks.Answer: AAACSB: Application of Knowledge13) Factors that led to worsening conditions in Mexico's 1994-1995 financial markets, but did not lead to worsening financial market conditions in East Asia in 1997-1998 includeA) rise in interest rates abroad.B) bankers' lack of expertise in screening and monitoring borrowers.C) deterioration of banks' balance sheets because of increasing loan losses.D) stock market decline.Answer: AAACSB: Application of Knowledge14) Argentina's financial crisis was due toA) poor supervision of the banking system.B) a lending boom prior to the crisis.C) fiscal imbalances.D) lack of expertise in screening and monitoring borrowers at banking institutions.Answer: CAACSB: Application of Knowledge15) A feature of debt markets in emerging-market countries is that debt contracts are typicallyA) very short term.B) long term.C) intermediate term.D) perpetual.Answer: AAACSB: Analytical Thinking16) The economic hardship resulting from a financial crises is severe, however, there are also social consequences such asA) increased crime.B) difficulty getting a loan.C) currency devaluations.D) loss of output.Answer: AAACSB: Reflective Thinking17) Before the South Korean financial crisis, sales by the top five chaebols (family-owned conglomerates) wereA) nearly 50% of GDP.B) about 10% of GDP.C) almost 90% of GDP.D) nearly 25% of GDP.Answer: AAACSB: Application of Knowledge18) The chaebols encouraged the Korean government to open up Korean financial markets to foreign capital. The Korean government responded byA) allowing unlimited short-term foreign borrowing but maintained quantity restrictions on long-term foreign borrowing by financial institutions.B) allowing unlimited short-term and long-term foreign borrowing by financial institutions.C) maintaining quantity restrictions on short-term foreign borrowing but allowing unlimited long-term foreign borrowing by financial institutions.D) not allowing any foreign borrowing by financial institutions.Answer: AAACSB: Application of Knowledge19) At the time of the South Korean financial crisis, the government allowed many chaebol owned finance companies to convert to merchant banks. Finance companies ________ allowed to borrow abroad and merchant banks ________.A) were not; could borrow abroadB) were not; could not borrow abroadC) were; could borrow abroadD) were; could not borrow abroadAnswer: AAACSB: Application of Knowledge20) At the time of the South Korean financial crisis, the merchant banks wereA) almost virtually unregulated.B) subject to heavy government regulation.C) engaged in long-term lending to the corporate sector.D) restricted to long-term foreign borrowing.Answer: AAACSB: Application of Knowledge21) What two key factors trigger speculative attacks leading to currency cries in emerging market countries?Answer: The deterioration in bank balance sheets and severe fiscal imbalances are the key factors. To counter a speculative attack, a country might try to raise interest rates. Raising interest rates, however, would worsen the problem of banks that are already in trouble. Speculators recognize this and seize the opportunity. When their are severe fiscal imbalances, there is concern that government debt will not be paid back. Funds are pulled out of the country and domestic currency is sold leading to a decline in the value of the domestic currency. Speculators will once again seize the opportunity.AACSB: Reflective Thinking。
材料失效准则详解

Chapter 2 材料失效理論(Material Failure Theories )資料來源1. 吳嘉祥等譯,機械元件設計,第八版,高立圖書有限公司,台北縣,2006,2. Robert L. Norton, Machine Design An Integrated Approach, 3rd Edition, Pearson Prentice Hall, Person Education Inc 。
, Upper Saddle River, New Jersey, 2006。
1. 材料分類 [1]延性材料 (Ductile Materials )● 材料受力延長量(應變)可達5% (或以上)● 材料對滑動(Slip )之阻抗<對斷裂(Fracture )之阻抗●Material Failure (材料失效)因降伏(Yielding )而發生,此時應力到達Yielding Stress (降伏強度或Yielding Strength ) ●多數延展性材料:yield 拉伸 yield 壓縮脆性材料 (Brittle Materials)● 材料受力伸長量無法達到5%,(材料在應變到達5%前即已失效) ● 材料的斷裂阻抗<滑動阻抗●Material Failure 因斷裂而發生,此時應力到達Ultimate Stress (極限強度或Ultimate Strength )●多數脆性材料:u 拉伸 u 壓縮2。
延展性材料的材料失效理論(Failure Theories of Ductile Materials ) [1] (a )最大法向應力失效理論(Max. Normal Stress Failure Theory) =〉若不符合以下三個不等式關係中任何一個,即為Failurefs ypt 1fs ypc N S N S ≤≤σ (1a) fs ypt 2fs ypc N S N S ≤≤σ (1b) fsypt 3fsypc N S N S ≤≤σ (1c )上式中,1, 2, 3為主應力(Principle Stress ),下標t 代表tension (拉伸)、下標c 代表compression (壓縮),其他符號: .上式應用於延性材料S ypt :拉伸降伏強度、S ypc :壓縮降伏強度、N fs :安全係數 .應用於脆性材料S ypt 改為S ut (拉伸極限強度)、S yp c 改為S uc (壓縮極限強度)、N fs :安全係數(b )最大應變能失效理論(Max. Strain Energy Failure Theory ) 應變能(Strain Energy)常用U 代表之。
chapter商务英语专业跨文化交际案例理论习题答案

Tom: Don’t feel so bad. Cheer up; you’ve done your job.
Xie Li: But our experiment has turned out to be a failure.
Wuhan
hot and irritable
第6页/共43页
Joke appreciation for cultural diversity
6. The man felt very embarrassed and made a sincere apology to the girl. But the beautiful girl smiled and said: __________________________
politician
第17页/共43页
denotation & co Nhomakorabeanotation
Happy, auspicious, joyous, flourishing (in Chinese)Something undesirable (in English)
red
green
He got a red-eye illness. He is green with envy.
Tom: Relax for a couple of days. I’ll face the music.
第13页/共43页
3. How is language related to culture?
Language is the carrier of culture which in turn is the content of nguage is part of culture. In turn, culture enriches and influences language.
广东省深圳市南山育才教育集团2024-2025学年第一学期九年级期中试卷(含答案)

2024-2025学年第一学期育才教育集团期中测试九年级英语第一卷选择题(50分)I.完形填空(10分阅读下面短文,从短文后所给的A、B、C、D四个选项中选出能填入相应空白处的最佳选项。
(共10小题,每小题1分)Shanbei storytelling is an important __1__ of storytelling and folk art in the northwest of China. It is mainly popular in areas like Yanan and Yulin in northern Shanxi Province. It originated as a way for blind artists to __2__ by singing traditional stories. Over time, it absorbed(吸收) the tunes of Qingqiang Opera and Xintianyou, and __3__ became a form of storytelling that could be performed with long stories and singing. The performance is done by one person who sings and plays an instrument at the same time. The instrument can be sanxian (a three-stringed Chinese instrument) or pipa. Besides, there is also a clapper(快板) made of two wooden boards tied to the performer's legs __4__the rhythm(节奏).One person who has made Shanbei Storytelling __5__ is Xiong Zhuying. He has cleverly __6__ this traditional art with modern technology and games. In the video game "Black Myth: Wukong," game developers invited Xiong to introduce elements(元素) of Shanbei Storytelling, making it interesting and enjoyable to younger audiences who might not experience this traditional art form before.In the second chapter of the game, players will meet a headless monk(僧侣) who performs a heartfelt piece of Shanbei music. This brief but __7__performance, lasting less than two minutes, has gained over 10 million views on social media. Its lyrics(歌词),“Success and failure, life and death, all are beyond reason,"__8__deep emotions and make listeners think a lot. Xiong and the game developers' __9__brings Shanbei Storytelling back to life, making its future __10__than ever before.1. A. research B. form C. page D. mark2. A. make progress B. make a living C. get rich D. become famous3. A. luckily B. suddenly C. gradually D. immediately4. A. to break B. to keep C. for checking D. for dancing5.A. more different B. more popular C. more useful D. more exciting6. A. served B. mixed C. combined D. prepared7.A. lively B. alive C. living D. live8.A. bring back B. bring out C. bring up D. bring away9. A. secret B. creativity C. imagination D. expectation10. A. brighter B. further C. louder D. fasterII.阅读理解(40分)第一节阅读下列短文,从下面每题的A、B、C、D四个选项中选出最佳选项。
米什金 货币金融学 英文版习题答案chapter 13英文习题

Economics of Money, Banking, and Financial Markets, 11e, Global Edition (Mishkin) Chapter 13 Financial Crises in Emerging Market Economies13.1 Dynamics of Financial Crises in Emerging Market Economies1) Financial crises generally develop along two basic pathsA) mismanagement of financial liberalization/globalization and severe fiscal imbalances.B) stock market declines and severe fiscal imbalances.C) mismanagement of financial liberalization/globalization and stock market declines.D) stock market declines and unanticipated declines in the value of the domestic currency. Answer: AAACSB: Reflective Thinking2) In emerging market countries, the deterioration in bank's balance sheets has more ________ effects on lending and economic activity than in advanced countries.A) negativeB) positiveC) affirmingD) advancingAnswer: AAACSB: Reflective Thinking3) All of the following might create problems from financial liberalization in emerging countries EXCEPTA) ineffective screening of borrowers.B) limits on risk-taking.C) lax government supervision of banks.D) lenders failure to monitor borrowers.Answer: BAACSB: Reflective Thinking4) The mismanagement of financial liberalization in emerging market countries can be understood as a severeA) principal/agent problem.B) asymmetric information problem.C) lemons problem.D) free-rider problem.Answer: AAACSB: Reflective Thinking5) Factors likely to cause a financial crisis in emerging market countries includeA) severe fiscal imbalances.B) decreases in foreign interest rates.C) a foreign exchange crisis.D) too strong oversight of the financial industry.Answer: AAACSB: Reflective Thinking6) The two key factors that trigger speculative attacks on emerging market currencies areA) deterioration in bank balance sheets and severe fiscal imbalances.B) deterioration in bank balance sheets and low interest rates abroad.C) low interest rates abroad and severe fiscal imbalances.D) low interest rates abroad and rising asset prices.Answer: AAACSB: Reflective Thinking7) Severe fiscal imbalances can directly trigger a currency crisis sinceA) investors fear that the government may not be able to pay back the debt and so begin to sell domestic currency.B) the government may stop printing money.C) the government may have to cut back on spending.D) the currency must surely increase in value.Answer: AAACSB: Reflective Thinking8) In emerging market countries, many firms have debt denominated in foreign currency like the dollar or yen. A depreciation of the domestic currencyA) results in increases in the firm's indebtedness in domestic currency terms, even though the value of their assets remains unchanged.B) results in an increase in the value of the firm's assets.C) means that the firm does not owe as much on their foreign debt.D) strengthens their balance sheet in terms of the domestic currency.Answer: AAACSB: Reflective Thinking9) A sharp depreciation of the domestic currency after a currency crisis leads toA) higher inflation.B) lower import prices.C) lower interest rates.D) decrease in the value of foreign currency-denominated liabilities.Answer: AAACSB: Reflective Thinking10) The key factor leading to the financial crises in Mexico and the East Asian countries wasA) a deterioration in banks' balance sheets because of increasing loan losses.B) severe fiscal imbalances.C) a sharp increase in the stock market.D) a sharp decline in interest rates.Answer: AAACSB: Application of Knowledge11) Factors that led to worsening conditions in Mexico's 1994-1995 financial markets includeA) failure of the Mexican oil monopoly.B) the ratification of the North American Free Trade Agreement.C) increased uncertainty from political shocks.D) decline in interest rates.Answer: CAACSB: Application of Knowledge12) Factors that led to worsening financial market conditions in East Asia in 1997-1998 includeA) weak supervision by bank regulators.B) a rise in interest rates abroad.C) unanticipated increases in the price level.D) increased uncertainty from political shocks.Answer: AAACSB: Application of Knowledge13) Factors that led to worsening conditions in Mexico's 1994-1995 financial markets, but did not lead to worsening financial market conditions in East Asia in 1997-1998 includeA) rise in interest rates abroad.B) bankers' lack of expertise in screening and monitoring borrowers.C) deterioration of banks' balance sheets because of increasing loan losses.D) stock market decline.Answer: AAACSB: Application of Knowledge14) Argentina's financial crisis was due toA) poor supervision of the banking system.B) a lending boom prior to the crisis.C) fiscal imbalances.D) lack of expertise in screening and monitoring borrowers at banking institutions.Answer: CAACSB: Application of Knowledge15) A feature of debt markets in emerging-market countries is that debt contracts are typicallyA) very short term.B) long term.C) intermediate term.D) perpetual.Answer: AAACSB: Analytical Thinking。
成功的失败英语读后感

成功的失败英语读后感The book "Successful Failure" has been an eye-opener, teaching me that success is not a straight path but a winding road filled with lessons. It's a story that resonates with the idea that every stumble is a stepping stone to growth.Each chapter unfolds a different perspective on how failure can be the catalyst for innovation and resilience. The author's narrative is peppered with real-life examples, making the concept of embracing failure not just a theory but a practical approach to life.What truly struck me was the notion that failure is not a sign of weakness but a badge of courage. It's the willingness to take risks and learn from the outcomes that truly define our character and potential for greatness.The book also highlights the importance of perseverance. It's not about how many times you fall, but how many times you get back up. This message is particularly powerful, urging readers to keep pushing forward despite setbacks.One of the most valuable insights I gained from "Successful Failure" is the power of reflection. It's in the quiet moments after a fall that we can truly assess, learn, and prepare for the next leap.The writing style is approachable and conversational,making complex ideas about failure and success digestible and relatable. It's a book that speaks to the heart of anyone who has ever faced a challenge and wondered if they can overcome it.In conclusion, "Successful Failure" is a testament to the resilience of the human spirit. It's a reminder that our greatest triumphs often come from our most challenging moments. This book is a must-read for anyone seeking inspiration and a new perspective on the journey to success.。
外贸英语函电Chapter 13

• Part Ⅲ: Sample Emails
• Email 1: Introducing PICC's Business Scope • Dear Pierre, • We have received your email dated November 17th, inquiring
about the details regarding the scope of cover handled by the People's Insurance Company of China.
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Task 29 Introducing Insurance Terms
• Additional Risks fall into two types: General Additional Risks and Special Additional Risks.
• The former includes: Theft, pilferage and non⁃delivery (TPND ), Fresh Water and/or Rain Water damage, Shortage Risk, Hook Damage Risk, Rust Risk, Taint of Odor Risk, Leakage Risk, Clash and Breakage Risk and so on.While the latter includes Failure to Deliver Risk, Import Duty Risk,On Deck Risk, Rejection Risk, Aflatoxin Risk, War Risk and Strike Risk.
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The following topics are addressed in this chapter:
simple fracture (both ductile and brittle modes), fundamentals of fracture mechanics, impact fracture testing, the ductile-to-brittle transition, fatigue, and creep These discussions include failure mechanisms, testing techniques, and methods by which failure may be prevented or controlled.
Furthermore, the process proceeds relatively slowly as the crack length is ex Nhomakorabeaended.
Such a crack is often said to be stable. That is, it resists any further extension unless there is an increase in the applied stress.
Sometimes a fracture having this characteristic surface contour is termed a cup-and-cone fracture because one of the mating surfaces is in the form of a cup, the other like a cone.
Figure 13.4
13.4、BRITTLE FRACTURE
In some steel pieces, a series of V-shaped “chevron” markings may form near the center of the fracture cross section that point back toward the crack initiation site (Figure 13.5a). Arrow indicates origin of crack.
Figure 13.8
the maximum stress, m , occurs at the crack tip and may be approximated by
(13.1)
Where 0 is the magnitude of the nominal applied tensile stress, t is the radius of curvature of the crack tip (Figure 13.8a), and α represents the length of a surface crack, or half of the length of an internal crack.
(13.3)
Fracture Toughness Furthermore, using fracture mechanical principles, an expression has been developed that relates this critical stress for crack propagation ( c ) and crack length (α) as
Figure 13.6 (b) Scanning electron fractograph of ductile cast iron showing a transgranular fracture surface.
Figure 13.7(a) Schematic cross-section profile showing crack propagation along grain boundaries for intergranular fracture.
Figure 13.7(b) Scanning electron fractograph showing an intergranular fracture surface.
13.5、PRINCIPLES OF FRACTURE MECHANICS
Stress Concentration
microscopic flaws or cracks that always exist under normal conditions at the surface and within the interior of a body of material. These flaws are a detriment to the fracture strength because an applied stress may be amplified or concentrated at the tip. This phenomenon is demonstrated in Figure 13.8.
(13.4)
In this expression K c is the fracture toughness, a property that is a measure of a material’s resistance to brittle fracture when a crack is present.
Figure 13.2
For the configuration shown in Figure 13.1b, The fracture process normally occurs in several stages (Figure 13.2). (a) Initial necking. (b) Small cavity formation. (c) Coalescence of cavities to form a crack. (d) Crack propagation. (e) Final shear fracture at a 45o angle relative to the tensile direction.
13.2、FUNDAMENTALS OF FRACTURE
For engineering materials, two fracture modes are possible: ductile and brittle. Any fracture process involves two steps—crack formation and propagation Ductile fracture is characterized by extensive plastic deformation in the vicinity of an advancing crack.
On the other hand, for brittle fracture, cracks may spread extremely rapidly, with very little accompanying plastic deformation. Such cracks may be said to be unstable, and crack propagation, once started, will continue spontaneously without an increase in magnitude of the applied stress.
13.3、DUCTILE FRACTURE
Figure 13.1 (a) Highly ductile fracture in which the specimen necks down to a point. (b) Moderately ductile fracture after some necking. (c) Brittle fracture without any plastic deformation. The configuration shown in Figure 13.1a is found for extremely soft metals, such as pure gold and lead at room temperature, and other metals, polymers, and inorganic glasses at elevated temperatures.
Under the action of an applied tensile stress, most metal alloys are ductile, whereas ceramics are notably brittle, and polymers may exhibit both types of fracture.
Using principles of fracture mechanics, it is possible to show that the critical stress c required for crack propagation in a brittle material is described by the expression
Figure 13.3(a) Cup-and-cone fracture in aluminum. (b) Brittle fracture in a mild steel.
Fractographic Studies(断面显微观察) Figure 13.4 (a) Scanning electron fractograph showing spherical dimples characteristic of ductile fracture resulting from uniaxial tensile loads. Each dimple is one half of a microvoid that formed and then separated during the fracture process. Dimples also form on the 45o shear lip of the cup-andcone fracture. However, these will be elongated or Cshaped, as shown in Figure 13.4b. (b) Scanning electron fractograph showing parabolicshaped dimples characteristic of ductile fracture resulting from shear loading.