海南银行招聘工商银行英语试题一
银行考试英语试题及答案
银行考试英语试题及答案一、选择题（每题2分，共20分）1. The term "NPL" stands for ________.A. Non-Performing LoanB. New Product LaunchC. National Payment LawD. None of the above2. Which of the following is NOT a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing commercial banking servicesD. Supervising financial institutions3. The abbreviation "SWIFT" is commonly used in the banking industry and stands for ________.A. Society for Worldwide Interbank Financial TelecommunicationB. Secure Web Information Financial TechnologyC. Specialized World International Financial TransactionsD. Standardized World Investment Financial Transfers4. In the context of banking, "LIBOR" refers to ________.A. London International Banking OrganizationB. London Interbank Offered RateC. London International Business ReportD. London International Banking Regulation5. The process of converting a currency from one form to another is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation6. Which of the following is a type of loan that is secured by collateral?A. Unsecured loanB. Secured loanC. Personal loanD. Commercial loan7. The term "forex" is short for ________.A. Foreign exchangeB. Foreign exportC. Financial expertD. Forthcoming exchange8. Which of the following is a common method of credit scoring?A. Credit history analysisB. Physical appearance assessmentC. Social media monitoringD. Personal interview9. The "BIS" in banking terms usually refers to ________.A. Bank for International SettlementsB. Business Information SystemC. Banking Industry StandardsD. Basic Investment Services10. A "call option" in finance gives the holder the right, but not the obligation, to ________.A. Sell a certain assetB. Buy a certain assetC. Hold a certain assetD. Trade a certain asset二、填空题（每题1分，共10分）11. The ________ is the process of determining the creditworthiness of a customer.（评估信用）12. The ________ is the interest rate that banks charge to their most creditworthy customers.（最优惠利率）13. A ________ is a financial institution that accepts deposits, provides payment services, and makes loans.（银行）14. The ________ is a type of investment that represents ownership in a company.（股票）15. The ________ is a document that outlines the terms of a loan, including the interest rate and repayment schedule.（贷款协议）16. A ________ is a financial product that allows investorsto earn interest or share in profits.（投资）17. The ________ is the risk of a borrower defaulting on a loan.（信用风险）18. A ________ is a financial instrument used to transfer funds between banks.（支票）19. The ________ is the process of evaluating the potential risks and returns of an investment.（投资评估）20. The ________ is the process of buying and selling currencies in the foreign exchange market.（外汇交易）三、简答题（每题5分，共20分）21. What is the role of a bank in the economy?（银行在经济中的作用是什么？）22. Explain the concept of "leverage" in finance.（解释金融中的“杠杆”概念）23. What are the main differences between a "fixed deposit" and a "current account"?（定期存款和活期账户的主要区别是什么？）24. Describe the process of "credit card issuance" from theperspective of a bank.（从银行的角度描述信用卡发行的过程）四、论述题（每题15分，共30分）25. Discuss the importance of risk management in banking and how banks implement it.（讨论风险管理在银行业务中的重要性以及银行如何实施风险管理）26. Analyze the impact of inflation on the banking sector and the strategies banks use to mitigate it.（分析通货膨胀对银行业的影响以及银行采取的缓解策略）答案：一、1-5: A C A B B6-10: B A A B B二、11: Credit assessment12: Prime rate13: Bank14: Stock15: Loan agreement16: Investment17: Credit risk18: Check19: Investment evaluation20: Foreign。
银行职位招聘考试-英语试题
银行职位招聘考试-英语试题第一部分：单项选择题（40分）1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分：简答题（60分）2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分：案例分析题（40分）请根据以下案例回答问题：Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分：论述题（60分）请根据以下问题进行论述：1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容，希望考生认真阅读并按要求作答。
海南银行招聘工商银行英语试题九答案
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参考答案
1. D。
文章的主要内容是在不同的地区和地理、温度、气候条件下海洋的盐度。
2. B。
根据文中信息，在沿岸地区，因为有淡水河流的注入，所以盐度较低。
3. D。
文中第一段指出，蒸发使海洋失去水分，留下了盐分，盐的浓度就此增加。
降水、径流、溶化都是减少盐分的过程。
4. A。
subtraction的意思是“减少，抽走”。
5. C。
文中很明确指出，海洋中冰的形成会引起盐度的增加。
所以C显然不是海水结冰的结果。
6. B。
relevant to：相关，切题。
7. D。
“成立一个委员会”：to set up a committee。
set up在这里是“创立、开办、建立”的意思。
8. C。
draw attention to something: 把某人的注意力吸引到……上来。
也可以说attract one's attention to something。
9. B。
give birth to：生子，产崽。
因为有完成时态的标志词since，所以必须用现在完成时。
10. D。
hence是个副词，“因此”。
这个词较正式，用法也较特殊，后面的动词经常省略。
直接跟名词、形容词。
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2019工商银行模拟题：英语单选（一）
2019工商银行模拟题：英语单选（一）第一篇：2019工商银行模拟题：英语单选(一)（一）银行招聘网为备考银行的考生们整理各大银行招聘考试信息，帮助考生了解银行招聘时间和报考条件，同时提供银行考试资料和题库，并归纳网申、笔试、面试答题技巧，助力考生顺利拿到银行offer。
1.In my opinion, he's ______ the most imaginative of all the contemporary poets.A.in all B.at best C.for all D.by far2.He didn't have time to read the report word for word: he just ______ it.A.skimmed B.observed C.overlooked D.glanced3.The leader of the expedition ______ everyone to follow his example.A.promoted B.reinforced C.sparked D.inspired4.What a lovely party!It's worth ______ all my life.A.remembering B.to remember C.to be remembered D.being remembered5.Who would you rather ______ with you, George or me? A.going B.to go C.have goneD.went1.【答案】D。
解析：考查短语辨析。
句意：在我看来，他是迄今为止最富有想象力的当代诗人。
in all合计，总计；at best最多；for all尽管，虽然；by far到目前为止。
根据语境，by far最符合句意，故正确答案为D。
海南银行招聘网-银行招聘英语备考(1)
1. The large number of expenditures made throughout the course of the year can seem ----- to managers and executives.A. alarmB. alarmedC. alarminglyD. alarming【答案】D。
2. The manager wants to ----- the new accounting procedures at the general company meeting on Tuesday.A. deliverB. talkC. disposeD. discuss【答案】D。
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近3. The accounting team uses an advanced spreadsheet software program to list company ----- by department.A. diagramsB. expendituresC. applicationsD. Insights【答案】B。
4. All workers have been asked to leave the office until the maintenance crew determines the cause of yesterday’s power-----.A. outageB. endingC. delayD. interval【答案】A。
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近5. Siphos Computer Inc. has assigned several market research ----- to gather information about foreign consumers.A. couriersB. manufacturersC. composersD. specialists【答案】 D。
海南银行招聘工商银行英语试题一答案
/1.A [解析] be subject to表示“接受，经受”；test有“检验，化验”的意思；tariff表示“关税，价目表”；souvenir表示“纪念品”；shipment表示“船运，货物”。
因此，A项符合题意，句子的意思是：出口到日本的含有巧克力的食品中有35%要接受检验。
2．C [解析] 本句缺少一个动词，此空应该填入一个动词，故排除B项和D项。
主语是第三人称单数，句子的时态如果是一般现在时，则动词应该在词尾加S，故排除A项。
故本题正确答案为C。
3．A[解析] that引导的是一个定语从句，从句缺少主语，应该填入人称代词的主格形式。
故本题正确答案为A。
4．C[解析] accuse是动词，表示“谴责，控告”；accusative表示“宾格(的)”；accusation是名词，表示“指控，罪名”；accusatory是形容词，表示“责难的，指责的，控诉的”。
根据上下文，这里应该填入一个名词，作为定语从句的先行词。
故本题正确答案为C。
5．A [解析] 这里需要填入一个表示因果关系的连词，句子的意思是：虽然地铁票价比以前更便宜了，但是Danielle还是选择坐出租车去音乐厅，这样她就不会迟到了。
故本题正确答案为A。
6．C[解析] testify表示“作证，证明”；conclude表示“结束”；recommend 表示“建议”；disappoint表示“使失望”。
根据题意，这里填recommend最符合题意。
故本题正确答案为C。
7．D[解析] identification number表示“标识号”，其他各项都不符合题意，句子的意思是：参加入学考试的学生都要提供他们的学号。
故本题正确答案为D。
8．C [解析] “______ to use crutches for six months”作句子的主语，所以应该用动名词短语作主语。
故本题正确答案为C。
9．D[解析] “an hour and a half”表示“一个半小时”。
银行系统招聘考试英语(中国工商银行)模拟试卷1(题后含答案及解析)
银行系统招聘考试英语（中国工商银行）模拟试卷1(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解refer to the following announcement．The Kyler International Center for Professional Education provides a broad spectrum of training for business executives．We will also work with you to tailor programs for your specific needs．Programs can be held at the Kyler Conference Center if scheduling allows，or can be held at a location of your choice．To discuss what we can do for you and your organization please contact the Program Director．1．What is this announcement about?A．An upcoming seminarB．Training possibilitiesC．A new conference centerD．A schedule of classes正确答案：B解析：是关于职业教育中心可能提供的培训的通告。
选项A、C、D与文中信息不一致。
2．Who should people contact if they want to know more?A．Mr．KylerB．The universityC．The Program DirectorD．The Conference Center正确答案：C解析：人们应该与项目主管联系。
银行招聘英语考试参考题目
银行招聘英语考试参考题目第一部分：听力理解 (20分)
1. 听录音，选择正确的答案。
2. 听对话，回答以下问题。
3. 听短文，回答以下问题。
第二部分：阅读理解 (40分)
1. 阅读下面的短文，回答问题。
2. 阅读下面的短文，判断正误。
3. 阅读下面的短文，选择正确的选项。
4. 阅读下面的短文，完成句子。
第三部分：语言知识 (40分)
1. 选择正确的单词填空。
2. 选择正确的词组填空。
3. 根据句意，选择正确的动词形式。
4. 根据句意，选择正确的形容词或副词。
第四部分：写作 (30分)
1. 根据提示，写一篇短文。
2. 根据所给的问题，写一篇短文。
3. 根据所给的图表，写一篇短文。
第五部分：口语表达 (20分)
1. 根据所给话题，进行口头表达。
2. 根据所给情景，进行口头表达。
第六部分：翻译 (30分)
1. 将中文句子翻译成英文。
2. 将英文句子翻译成中文。
第七部分：写作 (30分)
1. 根据所给情景，写一封电子邮件。
2. 根据所给信息，写一篇小广告。
以上是《银行招聘英语考试参考题目》的内容。
希望能够帮助您为银行招聘英语考试做好准备。
祝您考试顺利！。
银行笔试英语试题及答案
银行笔试英语试题及答案一、选择题（每题2分，共20分）1. The bank has a wide range of services to meet the needs of its customers.A) variousB) vagueC) vastD) valuable2. The loan application was denied due to insufficient credit history.A) approvedB) rejectedC) postponedD) accepted3. The bank's annual report showed a significant increase in profits.A) notableB) negligibleC) insignificantD) stable4. The customer requested a statement of her account to check the balance.A) a list of transactionsB) a summary of her savingsC) a detailed report of her assetsD) a copy of her identification5. The ATM is equipped with advanced security features to protect customer information.A) outdatedB) basicC) enhancedD) minimal二、填空题（每题1分，共10分）6. When you deposit money into your bank account, it is called a/an _________.Answer: deposit7. The bank offers a variety of _________ accounts for different purposes.Answer: savings8. The interest rate on the loan is determined by the_________.Answer: bank9. If you lose your debit card, you should contact the bank immediately to _________ it.Answer: cancel10. The bank's _________ service allows customers to transfer money online.Answer: online banking三、阅读理解（每题2分，共30分）Read the following passage and answer the questions that follow.Passage:The banking industry has evolved significantly over the past few decades. With the advent of technology, banks have been able to offer a multitude of services that were previously unimaginable. Customers can now manage their accounts, make transactions, and even apply for loans all from the comfort of their own homes. This has led to an increase in customer satisfaction and a decrease in the need for physical bank visits.Questions:11. What has led to the evolution of the banking industry?A) The increase in customer satisfactionB) The advent of technologyC) The need for physical bank visitsD) The decrease in services offered12. What can customers do from their own homes?A) Visit a physical bankB) Manage their accountsC) Apply for a job at the bankD) Withdraw cash from an ATM13. What is the result of the evolution in the banking industry?A) A decrease in customer satisfactionB) An increase in the need for physical bank visitsC) An increase in customer satisfactionD) A decrease in the number of services offered四、翻译题（每题5分，共20分）14. 请将以下句子翻译成英文：“银行提供多种贷款产品以满足不同客户的需求。
海南银行招聘工商银行试题一.答案
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海南银行招聘工商银行试题一答案
言语理解
1.A本段话最后一句“开展交流与合作，培养选拔后备力量”是并列的两件事，而B项却认为前者是后者的保证；选项C中女足的活动受委托的专业金融机构管理和运作并未提及，题目中只是说对女足发展基金进行管理和运作；D项中说“已确定”，但是题意却是“将”，还未发生。
2.A【解析】原文第一句提出要加强个人所得税方面的宣传工作。
第二句讲的是要通过宣传教育培养纳税意识，树立风气。
A项是对这两句的概括总结。
B项是要建立的纳税风气的内容，C、D两项都只表达了第一句的意思。
故正确答案为A。
3.B要注意的是，本段话是以语言为中心来讲语言与事实的关系，因此在选项中应该选择以语言为中心的选项，A和C的叙述是不正确的，而D是以事实为中心的，所以应该选B为最佳。
4.C依题意，科学家的努力都是在假设基础上进行的，A、B、D均为科学家假设的内容，C与题意相悖，有无外星人尚在假设、探索阶段，故答案选C。
5.B通过“许多国家都在尽力减少，或摆脱对进口能源的依赖，寻找新能源”，可以得知新能源已经越来越受到人们的重视。
所以选项B正确。
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PART Ⅰ: INCOMPLETE SENTENCES
Directions:This part of the test has incomplete sentences. Four words or phrases, marked (A), (B), (C), (D), are given beneath each sentence. You are to choose the one word or phrase that best completes the sentence. Then, on your answer sheet, find the number of the question and mark your answer.
1. Food products containing chocolate are subject to a ______ of up to 35 percent when imported to Japan.
A. test
B. tariff
C. souvenir
D. shipment
2. The Hinman University Math Team ______ in the 27th annual International Collegiate Math Olympics.
A. participate
B. participant
C. participated
D. participative
3. Mr. Voorhies planned to send the dresser and bed that ______ purchased in Bali to the Netherlands.
A. he
B. his
C. him
D. himself
4. Actress Lisa Ross--Ellis filed a lawsuit against The Entertainment Files magazine over false ______ made in their November issue.
A. accuse
B. accusative
C. accusations
D. accusatory
5. Although subway fare was cheaper, Danielle chose to take a taxi to the concert hall ______ she would not be late.
A. so
B. or
C. but
D. and
6. According to the travel Web site, many travelers ______ staying at the Reliant Hotel in Hanoi.
A. testify
B. conclude
C. recommend
D. disappoint
7. Students taking the entrance exam are required to provide their student ______ number.
A. identify
B. identifiable
C. identifiably
D. identification
8. ______ to use crutches for six months severely limited Mr. Locke's ability to work in the shipping facility.
A. Has
B. Have
C. Having
D. Has had
9. I've been waiting for him for ______ hour and ______ half.
A. ×; ×
B. the; a
C. a; ×
D. an; a
10. Who draw ______ Jack?
A. so well as
B. as well as
C. so better than
D. as good as
更多银行信息请关注：海南银行招聘网海南中公教育。