1试卷200709(含答案)

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2007年高考英语试题及参考答案(福建卷)

2009年普通高等学校招生全国统一考试考题卷英语第一卷（选择题）第一部分英语知识运用（共三节，满分50分）第一节语音知识（共5小题；每小题1分，满分5分）从A、B、C、D四个选项中，找出其划线部分与所给单词的划线部分读音相同的选项，并在答题卡上将该项涂黑。

例：haveA. gaveB. saveC. hatD. made答案是C1. JulyA. diaryB. energyC. replyD. daily2. medicineA. twiceB. medicalC. perfectD. clinic3. seizeA. neighbourB. weighC. eightD. receive4. determineA. remindB. ministerC. smileD. tidy5. existA. experienceB. examineC. exciteD. explode从A、B、C、D四个选项中，选出可以入空白处的最佳选项，并在答题卡上将该项涂黑。

例：It is generally considered unwise to give a child he or she wants.A. howeverB. whateverC. whicheverD. whenever答案是B。

第二节语法和词汇知识（共15小题；每小题1分，满分15分）6. It is often that human beings are naturally equipped to speak.A. saidB. to sayC. sayingD. being said7. Charles was alone at home, with looking after him.A. someoneB. anyoneC. not oneD. no one8. Progress so far very good and we are sure that the work will be finished on time.A. wasB. had beenC. has beenD. will be9. The children loved their day trip, and they enjoyed the horse ride ks5u ks5u.A. mostB. moreC. lessD. little ks5u ks5u10. All the dishes in this menu, ks5u ks5u otherwise stated, will serve two to three people.A. asB. ifC. thoughD. unless ks5u ks5u11. I’m sure that your letter will get ks5u ks5u attention. They know you’re waiting for the reply.A. continuedB. immediateC. carefulD. general ks5u ks5u12. The CDs are on sale! Buy one and you get ks5u ks5u completely free.A. otherB. othersC. oneD. ones ks5u ks5u13. Jenny nearly missed the flight ks5u ks5u doing too much shopping.A. as a result ofB. on top ofC. in front ofD. in need of ks5u ks5u14. What I need is ks5u ks5u book that contains ABC of oil painting.A. a; 不填B. the; 不填C. the; anD. a ; the ks5u ks5u15. If you leave the club, you will not be ks5u ks5u back in .A. receivedB. admittedC. turnedD. moved ks5u ks5u16. They use computers to keep the traffic ks5u ks5u smoothly.A. being runB. runC. to runD. running ks5u ks5u17. My friend showed me round the town, ks5u ks5u was very kind of him.A. whichB. thatC. whereD. it ks5u ks5u18. It’s high time you had your hair cut ; it’s getting ks5u ks5u .A. too much longB. much too long ks5u ks5uC. long too muchD. too long much ks5u ks5u19. —— Do you mind my opening the window? It’s a bit hot in here. ks5u ks5u —— ks5u ks5u , as a matter of factA. Go aheadB. Yes, my pleasure ks5u ks5uC. Yes, I doD. Come on ks5u ks5u20. I can’t leave. She told me that I ks5u ks5u stay here until she comes back.A. canB. mustC. willD. may ks5u ks5uks5u ks5u第三节完形填空（共20小题；每小题1. 5分，满分30分） ks5u ks5u阅读下面短文，从短文后各题所给的四个选项（A、B、C和D）中，选出可以填入空白处的最佳选项，并在答题卡上将该项涂黑。

参考答案

2007年普通高等学校招生全国统一考试（全国卷I）英语试卷参考答案第一部分听力1．B 2．A 3．B 4．A 5．C6．C 7．A 8．C 9．B 10．B11．A 12．C 13．A 14．B 15．B16．C 17．A 18．B 19．C 20．C第二部分英语知识运用21．A 22．D 23．B 24．A 25．C26．A 27．C 28．B 29．A 30．B31．D 32．C 33．D 34．B 35．C36．C 37．A 38．B 39．A 40．C41．D 42．C 43．D 44．B 45．A46．D 47．A 48．C 49．B 50．C51．B 52．A 53．D 54．D 55．B第三部分阅读理解56．D 57．D 58．B 59．D 60．C61．A 62．A 63．D 64．B 65．B66．D 67．C 68．C 69．A 70．B71．C 72．D 73．B 74．A 75．A第四部分第一节短文改错：76．that — when77．me —mine78．ask — asked79．much — many80．√81．So — Then / And82. Each∧these 加上of83．hands — hand84．what — why85．the 去掉参考译文：One possible version:Dear Peter,I’m writing to ask whether you are able to do me a favor.I want to have a pen friend, hopefully a girl in her early twenties, and with interests similar to mine. In my mind, she is someone who is interested in traveling, swimming, and playing table tennis. Besides, it would be better for her to have a pet dog as I have kept one at home for some time. With such a pen friend, I think I can share with her our traveling experiences, taking care of pets, or whatever we have in common. And I believe I will improve my English by doing so and learn more about her country.I look forward to hearing from you soon.Best regards,Li Hua。

2007年全国高考语文试卷及答案-全国1

2007年普通高等学校招生全国统一考试语文本试卷分第Ⅰ卷（选择题）和第Ⅱ卷1至4页，第Ⅱ卷5至8页。

考试结束后，将本试卷和答题卡一并交回。

第Ⅰ卷注意事项：1.答题前，考生在答题卡上务必用直径0.5毫米黑色墨水签字笔将自己的姓名、准考证号填写清楚，并贴好条形码。

请认真核准条形码上的准考证号、姓名和科目。

2.每小题选出答案后，用2B铅笔把答题卡上对应题目的答案标号涂黑，如需改动，用橡皮擦干净后，再选涂其他答案标号，在试题卷上作答无效。

3.本卷共10小题，每小题3分，共30分。

在每小题给出的四个选项中，只有一项符合题目要求。

一、（12分，每小题3分）1.下列各组词中，没有错别字的一组是A.淤积绿菌场娇健独占鳌头B.联结抠字眼引申拾人牙惠C.融资殊不知传诵委曲求全D.繁衍冠名权坚韧磬竹难书2.下列各句中，加点的成语使用不恰当的一句是A.这些战士虽然远离家乡，远离繁华，每天过着艰苦单调的生活，但是他们一个个甘之若饴．．．．，毫无怨言。

B.近年来，新闻学专业越来越热，许多学生也跟着蠢蠢欲动．．．．，纷纷选学这一专业，希望将来能做一名新闻工作者。

C.故乡变化真大，高楼拔地起，小路变通街，不毛的小山被夷为平地，建成了现代化的开发区，真是沧海桑田．．．．啊！D.我国的智力残疾人已有1000万，其中相当一部分是因缺碘造成的，所以坚持食用含碘盐并不是一件无足轻重．．．．的小事。

3.下列各句中，没有语病的一句是A.人与人之间总会有不同的邂近和相逢，正是不同的人的生活轨迹不停地相交，才编织成这大千世界纷繁的生活。

B.近年来，我国专利申请一年比一年多，专利申请的持续快速增长，表明国内研究开发水平和社会公众专利意识在不断提高。

C.这里，昔日开阔的湖面大部分已被填平，变成了宅基地，剩下的小部分也在以10%的速度每年缩减着，令人痛心。

D.由20多个国家的生物学家参与的“生命百科全书”研究项目，计划将世界上180万种已知物种的所有信息编纂成册。

2007年高考真题--英语--1卷--原卷+答案

2007年高考英语真题及答案全国卷I第二部分英语知识运用（共两节，满分55分）第一节单项填空（共15小题；每小题1分，满分15分）21.-Have you heard the latest news?-No, what __________ ?A. is itB. is thereC. are theyD. are those22.Some pre-school children go to a day care center, __________ they learn simple games and songs.A. whileB. thereC. thenD. where23.The manager suggested an earlier date __________ the meeting.A. onB. forC. aboutD. with24. -It's a long time since I saw my sister.-_________ her this weekend?A. Why not visitingB. Why not to visitC. Why not visitD. Why don't visit25.-The last one __________ pays the meal. -Agreed!A. arrivedB. arrivesC. to arriveD. arriving26.I won't call you, __________ something unexpected happens.A. becauseB. whetherC. unlessD. while27.-How's your tour around the North Lake? Is it beautiful?-It __________ be, but it is now heavily polluted.A. willB. wouldC. shouldD. must28.We all know that, __________, the situation will get worse.A. if dealt not carefully withB. if not carefully dealt withC. not if dealt carefully withD. not if carefully dealt with29.I smell something __________ in the kitchen. Can I call you back in a minute?A. burningB. burntC. being burntD. to be burnt30. Does this meal cost ＄50？I __________ something far better than this!A. suggestB. expectC. preferD. suppose31. Between the two generations, it is often not their age, __________ their education that causes misunderstanding. A. like B. as C. or D. but32.I know a little bit about Italy as my wife and I __________ there several years ago.A. wentB. had beenC. are goingD. have been33. -Can you read the sign, sir? No smoking allowed in the lift! -__________.A. Never mindB. Don't mention itC. Sure, I don't smokeD. Pardon me34. “Goodbye, then,” she said, without even __________ from her book.A. looking awayB. looking upC. looking downD. looking on35. The flowers were so lovely that they __________ in no time.A. soldB. had been soldC. were soldD. would sell第二节完形填空（共20小题；每小题2分，满分40分）In the United States there was an unusual tale telling of the daughter of a mechanic（技工）. One day while walking along the bank of a lake, the girl __36__ to see 20 eggs laid by a wild goose. After some time the girl __37__ the mother would not return to her eggs and she __38__ to take them home. There she carefully __39__ the eggs in the heat of a lamp. Several days __40__ the eggs broke and the baby geese came into the __41__.Geese are known to take the first living thing they see as their mother. __42__, to these young geese, the girl was their mother.As they __43__,the girl was able to __44__ her birds to run across the grass, but she could not teach them to __45__. The girl became increasingly worried about this, both when __46__ and in her dreams. Later, she had an __47__: She would pilot a plane to guide them in __48__. She asked her father for a plane and he assembled（组装）a small aircraft for her.Caring about __49__ safety, the father decided to pilot the plane himself. However, the birds did not __50__ or follow him, and __51__ slept in the grass.One day, the girl __52__ into the plane, started it and soon left the __53__. Seeing their mother take to the air, the birds __54__ flapped（拍打）their wings and __55__. She flew the plane freely in the sky, her young birds following.36.A. managed B. attempted C. happened D. supposed37.A. realized B. expected C. admitted D. imagined38.A. helped B. decided C. afforded D. meant39.A. placed B. protected C. examined D. treated40.A. ago B. out C. later D. long41.A. family B. lake C. world D. home42.A. But B. Also C. Thus D. Still43.A. increased B. improved C. grew D. rose44.A. ask B. lead C. want D. allow45.A. fly B. race C. sing D. swim46.A. asleep B. away C. around D. awake47.A. idea B. opinion C. excuse D. explanation48.A. sky B. heaven C. flight D. plane49.A. his B. her C. its D. their50.A. respect B. remember C. recognize D. receive51.A. so B. instead C. too D. hardly52.A. climbed B. looked C. reached D. fell53.A. house B. floor C. ground D. water54.A. secretly B. disappointedly C. patiently D. eagerly55.A. looked away B. set out C. turned back D. went by第三部分阅读理解（共20小题；每小题3分，满分60分）AIt was a winter morning, just a couple of weeks before Christmas 2005. While most people were warming up their cars, Trevor, my husband, had to get up early to ride his bike fourkilometers away from home to work. On arrival, he parked his bike outside the back door as he usually does. After putting in 10 hours of labor, he returned to find his bike gone.The bike, a black Kona 18 speed, was our only transport. Trevor used it to get to work, putting in 60-hour weeks to support his young family. And the bike was also used to get groceries （食品杂货）, saving us from having to walk long distances from where we live.I was so sad that someone would steal our bike that I wrote to the newspaper and told them our story. Shortly after that, several people in our area offered to help. One wonderful stranger even bought a bike, then called my husband to pick it up. Once again my husband had a way to get to and from his job. It really is an honor that a complete stranger would go out of their way for someone they have never met before.People say that a smile can be passed from one person to another, but acts of kindness from strangers are even more so. This experience has had a spreading effect in our lives becaause it strengthened our faith in humanity（人性）as a whole. And it has influenced（影响）us to be more mindful of ways we, too, can share with others. No matter how big or how small, an act of kindness shows that someone cares. And the results can be everlasting.56.Why was the bike so important to the couple?A. They used it for work and daily life.B. It was their only possession.C. It was a nice Kona 18 speed.D. The man's job was bike racing.57.We can infer from the text that ________.A. the couple worked 60 hours a weekB. people were busy before ChristmasC. the stranger brought over the bikeD. life was hard for the young family58.How did people get to know the couple's problem?A. From a stranger.B. From a newspaper.C. From TV news.D. From radio broadcasts.59.What do the couple learn from their experience?A. Stangers are usually of little help.B. One should take care of their bike.C. News reports make people famous.D. An act of kindness can mean a lot.BMany animals recognize their food because they see it.So do humans. When you see an apple or a piece of chocolate you know that these are things you can eat.You can also use other senses when you choose your food.You may like it because it smells good or because it tastes good. You may dislike some types of food because they do not look, smell or taste very nice. Different animals use different senses to find and choose their food. A few animals depend on only one of their senses, while most animals use more than one sense.Although there are many different types of food, some animals spend their lives eating only one type. The giant panda（大熊猫）eats only one particular type of bamboo（竹子）. Other animals eat only one type of food even when given the choice. A kind of white butterfly（蝴蝶）will stay on the leaves of a cabbage, even though there are plenty of other vegetables in the garden. However, most animals have a more varied diet（多样化饮食）. The bear eats fruits and fish. The fox eats small animals, birds and fruits. The diet of these animals will be different depending on the season.Humans have a very varied diet. We often eat food because we like it and not because it is good for us. In countries such as France and Britain, people eat foods with too much sugar. This makes them overweight,which is bad for their health.Eating too much red meat and animalproducts, such as butter, can also be bad for the health. Choosing the right food, therefore, has become an area of study in modern life.60.We can infer from the text that humans and animals ________.A. eat entirely different foodB. are not satisfied with their foodC. choose food in similar waysD. depend on one sense in choosing food61.Which of the following eats only one type of food?A. The white butterfly.B. The small bird.C. The bear.D. The fox.62.Certain animals change their choice of food when ________.A. they are attracted by different smellsB. the food color changesC. they move to different placesD. the season changes63.We can learn from the last paragraph that ________.A. food is chosen for a good reasonB. French and British food is goodC. some people have few choices of foodD. some people care little about healthy dietCOur “Mommy and Me” time began two years ago. My next-door neighbor and fellow mother, Christie, and I were out in our front yards, watching seven children of age 6 and under ride their bikes up and down. “I wish I could take one of my children out alone,”said Christie.Then we worked out a plan: When Christie takes one of her children out, I'll watch her other three. And when she watches two of mine, I'll take someone out.The children were extremely quick to accept the idea of “Mommy and Me” time. Christie's daughter, McKenzie, went first. When she returned, the other children showered her with tons of questions. McKenzie was smiling broadly. Christie looked refreshed and happy. “she's like a differe nt child when there's no one else around,” Christie shared with me quietly. With her mother all to herself, McKenzie didn't have to make an effort to gain attention.Just as Christie had noticed changes in McKenzie, I also discovered something different in.each of my children during our alone times. For example, I am always surprised when my daughter, who is seldom close to me, holds my hand frequently. My stuttering（口吃的）son, Tom, doesn't stutter once during our activities since he doesn't have to struggle for a chance to speak. And the other son, Sam who's always follower when around other children shines as a leader during our times together.The “Mommy and Me”time allows us to be simply alone and away with each child-talking, sharing, and laughing, which has been the biggest gain. Every child deserves（应得到）to be an only child at least once in a while.64.What is the text mainly about?A. The basic needs of children.B. The advantage of spending time with one child at a time.C. The happy life of two families.D. The experience of the only child being with mother.65.Right after McKenzie came back, the other children were ________.A. happyB. curiousC. regretfulD. friendly66.What is one of the changes the author finds in her children?A. Tom has less difficulty in speaking.B. Sam holds her hand more often.C. The boys become better followers.D. The daughter acts like a leader.67.The author seems to believe that ________.A. having brothers and sisters is funB. it's tiring to look after three childrenC. every child needs parents' full attentionD. parents should watch others' childrenDAnyone who cares about what schools and colleges teach and how their students learn will be interested in the memoir（回忆录）of Ralph W. Tyler, who is one of the most famous men in American education.Born in Chicago in 1902, brought up and schooled in Nebraska, the 19-year-old college graduate Ralph Tyler became hooked on teaching while teaching as a science teacher in South Dakota and changed his major from medicine to education.Graduate work at the University of Chicago found him connected with honorable educators Charles Judd and W. W. Charters, whose ideas of teaching and testing had an effect on his later work. In 1927, he became a teacher of Ohio State University where he further developed a new method of testing.Tyley became well-Known nationally in 1938, when he carried his work with the Eight-Year Study from Ohio State University to the University of Chicago at the invitation of Robert Hutchins.Tyler was the first director of the Center for Advanced Study in the Behavioral Sciences at Stanford, a position he held for fourteen years. There, he firmily believed that researchers should be free to seek an independent（独立的）spirit in their work.Although Tyler officially retired in 1967, he never actually retired. He served on a long list of educational organizations in the United States and abroad. Even in his 80s he traveled across the country to advise teachers and management people on how to set objectives（目标）that develop the best teaching and learning within their schools..68.Who are most probably interested in Ralph W. Tyler's memoir?A. Science organizations.B. Language learners.C. Serious educators.D. Top managers.69.The words “hooked on teaching” underlined in Paragraph 2 probably mean ________.A. attracted to teachingB. tired of teachingC. satisfied with teachingD. unhappy about teaching70.Where did Tyler work as the leader of a research center for over 10 years?A. Nebraska University.B. Stanford University.C. Ohio State University.D. The University of Chicago.71.Tyler is said to have never actually retired because ________.A. he developed a new method of testingB. he called for free spirit in researchC. he was still active in giving adviceD. he still led the Eight-Year StudyEToday about 70 countries use Daylight Saving Time(DST). Daylight Saving was first introduced during World war I in Australia. During the world wars, DST was used for the late summers beginning January 1917 and 1942, and the full summers beginning September 1942 and 1943.In 1967, Tasmania experienced a droubht（干旱）. The State Government introduced one hour of daylight saving that summer as a way of saving power and water. Tasmanians liked the idea of daylight saving and the Tasmanian Government has declared daylight saving each summer since 1968. Persuaded by the Tasmanian Government, all states except two passed a law in 1971, for a test use of daylight saving. In 1972, New South Wales, South Australia and Victoria joined Tasmania for regular daylight saving, but Queensland did not do so until 1989.Tasmania, Queensland and South Australia have had irregular plans, often changing their dates due to politics or festivals（节日）. For example, in 1992, Tasmania extended（延长）daylight saving by an extra month while South Australia began extending daylight saving by two weeks for the Adelaide Festival. Special daylight saving plans were made during the sydney 2000 Olympic Games.The differences in daylight saving in Australia continue to cause serious problems in transport and many other social activities. It also reduces the number of hours in the working day that are common to all centers in the country. In particular, time differences along the east coast cause major difficulties, especially for the boradcasters of national radio and television.72.Daylight Saving Time was introduced in Tasmania ________.A. to save water and electricityB. to support government officialsC. to pass a special law in the stateD. to stop the drought in 196773.According to the text, which state was the last to use DST?A. Victoria.B. Queensland.C. South Australia.D. New South Wales.74.What can we learn about DST in some Australian states?A. It lasts for two weeks.B. It is not used in festivals.C. Its plan was changed in 2000.D. It doesn't have fixed dates.75.What do we know about the use of DST from the last paragraph?A. There exist some undesirable effects.B. It helps little to save energy.C. It brings about longer working days.D. Radio and TV programs become different.第二卷第四部分写作（共两节，满分35分）第一节短文改错（共10小题；每小题1分，满分10分）此题要求改正所给短文中的错误。

2007年语文高考试题全国卷(1).doc

2007年语文高考试题全国卷(1)2007年普通高等学校招生全国统一考试语文本试卷分第ⅰ卷（选择题）和第ⅱ卷1至4页，第ⅱ卷5至8页。

考试结束后，将本试卷和答题卡一并交回。

第ⅰ卷注意事项： 1.答题前，考生在答题卡上务必用直径0.5毫米黑色墨水签字笔将自己的姓名、准考证号填写清楚，并贴好条形码。

请认真核准条形码上的准考证号、姓名和科目。

2.每小题选出答案后，用2b铅笔把答题卡上对应题目的答案标号涂黑，如需改动，用橡皮擦干净后，再选涂其他答案标号，在试题卷上作答无效。

3.本卷共10小题，每小题3分，共30分。

在每小题给出的四个选项中，只有一项符合题目要求。

一、（分，每小题3分） 1.下列各组词中，没有错别字的一组是 a.淤积绿菌场娇健独占鳌头 b.联结抠字眼引申拾人牙惠 c.融资殊不知传诵委曲求全 d.繁衍冠名权坚韧磬竹难书 2.下列各句中，加点的成语使用不恰当的一句是 a.这些战士虽然远离家乡，远离繁华，每天过着艰苦单调的生活，但是他们一个个甘之若饴，毫无怨言。

b.近年来，新闻学专业越来越热，许多学生也跟着蠢蠢欲动，纷纷选学这一专业，希望将来能做一名新闻工作者。

c.故乡变化真大，高楼拔地起，小路变通街，不毛的小山被夷为平地，建成了现代化的开发区，真是沧海桑田啊！d.我国的智力残疾人已有1000万，其中相当一部分是因缺碘造成的，所以坚持食用含碘盐并不是一件无足轻重的小事。

3.下列各句中，没有语病的一句是 a.人与人之间总会有不同的邂近和相逢，正是不同的人的生活轨迹不停地相交，才编织成这大千世界纷繁的生活。

b.近年来，我国专利申请一年比一年多，专利申请的持续快速增长，表明国内研究开发水平和社会公众专利意识在不断提高。

c.这里，昔日开阔的湖面大部分已被填平，变成了宅基地，剩下的小部分也在以10%的速度每年缩减着，令人痛心。

d.由20多个国家的生物学家参与的"生命百科全书"研究项目，计划将世界上180万种已知物种的所有信息编纂成册。

2007年高考英语试卷全国卷I试题及答案(共8页)

20XX年普通高等学校招生全国统一考试英语本试卷分第I卷（选择题）和第II卷（非选择题）两部分。

第I卷1至12页。

第II卷13至14页。

考试结束，将本试卷和答题卡一并交回。

第I卷注意事项：1．答题前，考生在答题卡上务必用直经0.5毫米黑色墨水签字笔将自己的姓名，准考证号填写清楚，并贴好条形码。

请认真核准条形码上的准考证号、姓名和科目。

2．每小题选出答案后，用2 B铅笔把答题卡上对应题目的答案标号涂黑。

如需改动，用橡皮擦干净后，再选涂其他答案标号，在试题卷上作答无效。

第一部分听力（共两节，满分30分）做题时，先将答案标在试卷上。

录音内容结束后，你将有两分钟的时间将试卷上答案转涂到答题卡上。

第一节（共5 小题；每小题 1.5 分，满分7.5 分）听下面5段对话。

每段对话后有一个小题，从题中所给的A、B、C三个选项中选出最佳选项，并标在试卷的相应位置。

听完每段对话后，你都有10秒钟的时间来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例：How much is the shirt?A.￡19.15.B.￡9.15.C.￡9.18.答案是B。

1. Who is coming for tea?A. John.B. Mark.C. Tracy.2. What will the man do next?A. Leave right away.B. Stay for dinner.C. Catch a train.3. What does the man come for?A. A lecture.B. A meeting.C. A party.4. What size does the man want?A. 9.B. 35.C. 39.5. What are the speakers talking about?A. Life in Southeast Asia.B. Weather condition.C. A holiday tour.第二节（共15小题；每小题 1.5 分，满分22.5 分）听下面5 段对话或独白。

6试卷(含答案)200709

智盈人生终身寿险（万能型）及其组合产品知识测验（2007.9）姓名___________ 机构_____________一、单选题（共20题，每题2.5分）1.人寿保险的保费分为纯保费和附加费用。

在平安智盈人生终身寿险（万能型）的保费划分中，属于附加费用的是（D）。

A 保障成本B 保单价值C 现金价值D 初始费用2.对于投保智盈人生终身寿险（万能型）的客户，其身故保险金为（C）。

A 保单价值的105％C 基本保险金额C 保单价值的105％和基本保险金额之较大值D 保单价值和基本保险金额之和3.对于平安智盈人生终身寿险（万能型），下列符合期交保费规定的是为（C）。

A 不得低于2000元，且为500元的整数倍B 不得低于4000元，且为100元的整数倍C 不得低于4000元，且为500元的整数倍D 不得低于2000元，且为500元的整数倍4.在附加了附加智盈人生提前给付重疾险后，一旦发生重疾保险金给付，就会对主险产生如下影响（B）。

A 基本保额等额减少，保单价值不变B 基本保额等比例减少，保单价值等比例减少C 基本保额等和保单价值均不变D 基本保额等额减少，保单价值等额减少5.某客户王先生在平安投保了智盈人生万能寿险，年交保费4000元，则其基本保险金额的最低限额为（B）。

A 3000元B 80000元C 15000元D 30000元6.智盈人生万能险合同终止时，保险公司结算当月保单利息使用的是（B ）。

A 上月结算利率B 保证利率对应的日利率C 本月结算利率D 上月与本月结算利率的平均值7.某客户李先生在平安投保了智盈人生万能寿险，其身故时的保单价值为10万元，当时的基本保险金额为15万元，则平安应给付其受益人（C）。

A 5万元B 10万元C 15万元D 25万元8.智盈人生万能险合同终止时，保险公司结算当月保单利息使用的是（B ）。

A 上月结算利率B 保证利率对应的日利率C 本月结算利率D 上月与本月结算利率的平均值9.智盈人生万能险的投保人可向保险公司申请增加或减少基本保险金额，每个保险年度可以申请（A）次变更。

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智盈人生终身寿险（万能型）及其组合产品知识测验（2007.9）姓名___________ 机构_____________一、单选题（共20题，每题2.5分）1、最先出现万能寿险的国家是（A）。

A 美国B 英国C 荷兰D 葡萄牙2、平安智盈人生终身寿险目前适用的的交费方式为（A）。

A 年交B 半年交C 季交D 月交3、对于平安智盈人生终身寿险（万能型），下列符合期交保费规定的是为（C）。

A 不得低于2000元，且为500元的整数倍B 不得低于4000元，且为100元的整数倍C 不得低于4000元，且为500元的整数倍D 不得低于2000元，且为500元的整数倍4、人寿保险的保费分为纯保费和附加费用。

在平安智盈人生终身寿险（万能型）的保费划分中，属于附加费用的是（D）。

A 保障成本B 保单价值C 现金价值D 初始费用5、刘先生投保智盈人生终身寿险（万能型），年交保费6500元，则第一个保单年度保险公司收取的初始费用为（C）A 3150元B 3250元C 3025元D 4000元6、对于投保智盈人生终身寿险（万能型）的客户，其身故保险金为（C）。

A 保单价值的105％C 基本保险金额C 保单价值的105％和基本保险金额之较大值D 保单价值和基本保险金额之和7、某客户王先生在平安投保了智盈人生万能寿险，年交保费4000元，则其基本保险金额的最低限额为（B）。

A 3000元B 80000元C 15000元D 30000元8、客户张先生投保智盈人生万能险，于合同生效日起三年内，每年都按时支付当期应交期交保费，则自第四个保单年度起，他在规定交费期间支付当期应交期交保费时，保险公司将额外分配（C）的2%进入保单价值。

A 当期支付保费B 追交保费C 当期应交期交保险费D 当时保单价值9、某客户投保智盈人生万能险，某结算日的保单价值为3万元，当时的基本保险金额为15万元，则此时的危险保额为（D）。

A 3万元B 15万元C 18万元D 12万元10、危险保额是指（C）在某一时点所承担的实际风险额度。

A 投保人B 被保险人C 保险公司D 投保人和保险公司11、以下对于智盈人生万能险部分领取的比例说法正确的是（A）。

A 每笔领取金额不得低于100元，且为100元的整数倍B 每笔领取金额不得低于500元，且为500元的整数倍C 每笔领取金额不得低于保单价值的3％D 每笔领取金额不得低于保单价值的5％12、某客户投保智盈人生终身寿险，期交保费为5000元，在按规定支付了当期的应交期交保费后，客户可以追加保费（B）元。

A 500B 0C 50000D 1000013、某智盈人生万能险客户选择期交保费4000元，前三个保单年度均按时交费，第四、五个保单年度缓交，第六个保单年度交了8000元。

则客户所交保费中，归属第六保单年度的是（A）元。

A 0B 1500C 3000D 600014、智盈人生万能险的投保人可向保险公司申请增加或减少基本保险金额，每个保险年度可以申请（A）次变更。

A 1B 2C 3D 无限制15、在智盈人生万能险中，一旦发生追加保费，则基本保险金额（A）。

A 按追加保费金额等额增加B 按追加保费金额等额减少C 变为原基本保险金额的两倍D 保持不变16、平安附加智盈人生提前给付重疾险的投保年龄是（D）A 0-65周岁B 0-55周岁C 18-65周岁D 18-55周岁17、平安附加智盈人生提前给付重疾险的保险期间为（B）A 20年 B终身C 30年D 37年18、平安附加智盈人生提前给付重疾险的基本保额要求（C）A 不超过对应主险的基本保险金额B 不低于1万元C 不低于1万元，不超过对应主险的基本保险金额D 不限19、智盈人生万能险的投保人于签收保单之日起（B）日内，要求解除合同的，保险公司可以退还所收的全部保费。

A 5B 10C 15D 2020、智盈人生万能险的投保人固定年收入不得低于（B）元。

A 10000元B 20000元C 30000元D 40000元二、多选题（共15题，每题2分）1、万能寿险的风险主要是由（AB）来承担的。

A 客户B 保险公司C 监管机构D 银行E 证券公司2、平安智盈人生终身寿险（万能型）特色有（ABCDE）A 保额自选，灵活可变B 投资保底，理财方便C 持续交费，奖励多多D 缓期交费，保障不变E 保单价值，透明公开3、在下列情况中，保险公司不给付保险金，只退还身故当时的现金价值。

（ABD）A 被保险人服用、吸食或注射毒品B 被保险人在本合同生效或复效之日起二年内自杀C 被保险人因意外伤害事故导致残疾D 核爆炸、核辐射或核污染E 被保险人在投保后一年内因保险事故导致身故4、对于平安智盈人生终身寿险（万能型），缓交期交保费会造成的影响有（BCE）。

A 使基本保险金额发生变化B 影响保单价值的积累C 影响身故保险金的金额D 增大追加保费的数额E 影响持续交费特别奖励5、对于平安智盈人生终身寿险（万能型），下列可以作为期交保费数字的是（BCE）。

A 3000B 4000C 4500D 4800E 50006、客户投保智盈人生万能保险后，不能申请部分领取的是（AC）。

A 领取后现金价值余额低于公司规定的最低限额B 领取后现金价值余额高于公司规定的最高限额C 领取比例低于公司的规定D 被保险人当时未发生保险事故E 已经申请三次以上部分领取7、客户投保智盈人生万能寿险时，需要从基本保险金额的最高和最低限额中确定自己的保险金额。

以下会对基本保险金额限额产生影响的因素有（ABE）。

A 被保险人的年龄B 被保险人的性别C 受益人的年龄D 受益人的性别E 期交保费8、保险公司每月实际公布的智盈人生万能险合同的结算利率（BCD ）。

A 保证不低于本合同规定的保证利率；B 可能高于或低于本合同规定的保证利率；C 可能等于零D 保证不低于零E可能低于零9、智盈人生万能险的投保人部分领取的前提条件有（ABC）。

A 被保险人当时未发生保险事故B 领取比例不低于公司的规定C 领取后的现金价值不得低于公司规定的最低限额D 每一保单年度只能领取一次E 每次部分领取都必须交纳手续费10、智盈人生万能险的投保人追加保费时，下列说法正确的是（BD）A 不必先支付当期的应交期交保费，即可随时追加保费B 必须先支付当期的应交期交保费，才可随时追加保费C 保单生效以后即可追加D 每次支付的追加保费不得低于1000元，且为100元的整数倍E 每次支付的追加保费不得低于1000元，且为500元的整数倍11、智盈人生万能险保费缓交的条件有（AC）。

A 支付首期期交保费B 前三年按时支付期交保费后C 保单价值足以支付保障成本D 在宽限期内E 保单价值大于基本保险金额12、智盈人生万能险的投保人在保单生效一年后可向保险公司申请增加基本保险金额，但是需要满足一定的条件，包括（ABC）。

A 合同生效一年后B 投保人已支付了当期应交期交保费C 被保险人六十五周岁的保单周年日之前D 被保险人五十五周岁的保单周年日之前13、以下人群不能做为智盈人生投保人的是（ABC）：A 18岁以下B 无固定职业者C 年收入低于2万元D 从事五级及以上职业者E 30岁14、客户张先生为自己购买了基本保额为20万元的万能险，并附加了10万元的附加智盈人生提前给付重疾险。

5年后，初患重疾，假设此时保单价值为16万元，其重疾保险金给付后，其主险的基本保额和保单价值分别为（FG）。

A 10万元B 6万元C 20万元D 16万元E 0万元F 3.2万元G 2.56万元15、在智盈人生万能险的销售中，需要客户亲笔签名的是（ABCDE）。

A 投保书B 电子建议书C 契约变更申请书D 保单回执E 客户权益确认书三、判断题（共20题，每题1分）1、平安智盈人生终身寿险（万能型）的交费期间为终身。

（√）2、平安智盈人生终身寿险（万能型）的被保险人在保单生效日起90日内因疾病身故，保险公司将按照合同约定给付现金价值。

（×）3、平安智盈人生终身寿险（万能型）初始费用扣除的比例与期交保费额度无关。

（×）4、对于平安智盈人生终身寿险（万能型），确定了期交保费，则可以确定该客户可选择的保额区间。

（√）5、智盈人生终身寿险（万能型）保险金额的最低限额是年应期交保费的5倍。

（×）6、单独账户是保险公司为智盈人生万能险某个客户开设的一个独立账户，此账户的保证利率不低于1.75％。

（×） (保证利率是公司支付保证利息来实现的,并非由账户来保证)7、如果保险公司当月的实际投资收益率为负值，则公布的智盈人生万能险的结算利率为0。

（√）8、享有持续交费特别奖励的，智盈人生万能险的保单价值同时按照持续交费特别奖励等额增加。

（√）9、对于智盈人生万能险，保险公司每月扣除的保障成本=每天保障成本×当月经过天数。

（√）10、对智盈人生万能险，无论在任何时候，其危险保额都等于当时的基本保险金额。

（×）11、智盈人生万能险的投保人在保险期间根据自身需要随时从单独账户中部分领取，保险公司不收取任何费用。

（×）（错，每保单年度超过两次的每次20元）12、保险公司可以调整智盈人生万能险部分领取手续费的收费标准，但是最高不超过50元。

（√）13、智盈人生万能险的投保人在支付完当期应交期交保费后，每年只可追加一次保费。

（×）（错，可随时支付）14、智盈人生万能险中，对于追加的保费，保险公司也要收取一定初始费用。

（√）15、智盈人生万能险的投保人可以暂缓支付期交保费，只要保单价值足以支付保障成本，则保单继续有效。

（√）16、智盈人生万能险基本保险金额增加的申请每年只能一次。

（√）17、智盈人生万能险的宽限期为停止交纳保费次日起六十日。

（×）（错，应为保单价值不足以支付保障成本的，自当月结算日的次日起六十日为宽限期）18、智盈人生万能险的最高投保年龄是65岁，最低投保年龄是16岁。

（×）19、智盈人生万能险要进行100%电话回访。

（√）20、客户在投保智盈人生万能险1件之后还可以再次投保智盈人生万能险最多1件。

（×）。

1试卷200709(含答案)

2007年高考英语试题及参考答案(福建卷)

参考答案

2007年全国高考语文试卷及答案-全国1

2007年高考真题--英语--1卷--原卷+答案

2007年语文高考试题全国卷(1).doc

2007年高考英语试卷全国卷I试题及答案(共8页)

最新-中央国家机关公务员考试真题及参考答案 精品

6试卷(含答案)200709

最新-中央国家机关公务员考试真题及参考答案精品