投资组合案例分析(全英)

long term steady long term steady
steady growth
low moderate
steady moderate high growth
the last
high
long
steady steady
high
low
one
term/short
growth
term
Part 3
Business case:The Right Portfolio
01 background information
02
investment goals for clients
03 portfolio investment
04 conclusions
Part 1
Background information
• set up a investment consulting firm two years ago
• the best consultant on securities investment
• 35-year-old
• divorced
• have two teenage sons
• plan to invest $50,000
• a couple
• retired
• plan to
invest
$60,000
• university freshman
• 19-year-old • lost both parents • received
$2,000,000 from insurance company
• a single woman • 27-year-old • accountant • annual
salary :$26,000 • plan to invest
$40,000
Part 2
Question 1:What do you think should be appropriate investment goals for the clients?
the first client
Safety high
from:Wikipedia
The divorced woman:
20%
education insurance
40% common stocks
40% bonds
The couple:
20% insurance
20% money market fund
60% bonds
The 19-year-old freshman:
Question 2:If you were Simon,what kind of portfolio investment would you suggest for each of them?
What is portfolio investment?
1. a collection of investments 2.refers to any combination of financial risk. 3.purpose: to maximize the expected return and minimize the risk.
10% insurance
25% bonds
25% common stock
20% demand deposit
20% time deposit
The single woman:
45% stocks
10% insurance
45% bonds
Part 4
Conclusions
THANK YOU
Time Income horizon
long term steady
Growth Risk Liquidity tolerance need
steady moderate high growth
the
high
second
Baidu Nhomakorabea
and the
third client
the fourth high client