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财产保险合同范本格式(涉外)(附英文)5篇

财产保险合同范本格式(涉外)(附英文)5篇篇1Property Insurance Contract Template (International)This Property Insurance Contract ("Contract") is made and entered into as of [Date], by and between [Insured], a company organized and existing under the laws of [Country], with its principal place of business at [Address] ("Insured") and [Insurance Company], a company organized and existing under the laws of [Country], with its principal place of business at [Address] ("Insurance Company").1. Coverage: Insurance Company agrees to provide coverage to Insured for the following properties: [List of properties covered under the contract].2. Coverage Period: The coverage period for this Contract shall be from [Start Date] to [End Date]. Coverage may be renewed upon mutual agreement between both parties.3. Premium: Insured agrees to pay the premium for this Contract in the amount of [Amount] to Insurance Company on or before [Due Date]. Failure to pay the premium may result in the cancellation of coverage.4. Conditions for Coverage: Insurance Company reserves the right to deny coverage or revoke coverage if Insured fails to comply with the conditions outlined in this Contract. This includes, but is not limited to, providing accurate information about the properties covered and maintaining the properties in proper condition.5. Claims: In the event of a covered loss, Insured must notify Insurance Company immediately. Insured must also cooperate with Insurance Company and provide all necessary documentation to support the claim.6. Limitation of Liability: Insurance Company's liability under this Contract shall not exceed the coverage limit specified in the contract. Insurance Company shall not be liable for any losses that exceed the coverage limit.7. Governing Law: This Contract shall be governed by the laws of [Country]. Any disputes arising out of or related to this Contract shall be resolved through arbitration in accordance with the rules of [Arbitration Body].In witness whereof, the parties hereto have executed this Contract as of the date first above written.[Insured]: [Signature][Insurance Company]: [Signature]This Property Insurance Contract is made in duplicate, with each party retaining one copy for their records.[Date][Seal of Insurance Company] [Seal of Insured]This Property Insurance Contract is valid and effective as of the date of execution by both parties.篇2Property Insurance Contract Sample (International)This Property Insurance Contract is entered into between [Name of Insurer], located at [Address of Insurer] (hereinafter referred to as the “Insurer”) and [Name of Insured], located at [Address of Insured] (hereinafter referred to as the “Insured”) on [Date of Contract]. This contract is subject to the following terms and conditions:1. Insured Property: The Insurer agrees to provide insurance coverage for the property owned by the Insured, which is specified as follows:- Type of Property: [Description of Property]- Location of Property: [Address of Property]- Value of Property: [Monetary Value of Property]2. Coverage: This insurance policy provides coverage for the following risks:- Fire and Lightning Damage- Theft and Burglary- Natural Disasters (e.g. flood, earthquake, hurricane)- Other risks as agreed upon by the Insurer and Insured3. Premium: The Insured agrees to pay a premium of [Amount of Premium] per month for the duration of this contract. Failure to pay the premium may result in the cancellation of this insurance policy.4. Deductible: In the event of a claim, the Insured agrees to pay a deductible of [Amount of Deductible] before the Insurer provides coverage for the remaining damages.5. Claims Process: In the event of a claim, the Insured must notify the Insurer within [Number of Days] days of the occurrence. The Insurer will investigate the claim and may require additional documentation or evidence before processing the claim.6. Termination: Either party may terminate this insurance contract by providing written notice to the other party at least [Number of Days] days before the intended termination date. The Insurer may also terminate the contract in case of fraud or misrepresentation by the Insured.7. Governing Law: This contract shall be governed by the laws of [Country] and any disputes arising from this contract shall be resolved through arbitration in [Arbitration Venue].This Property Insurance Contract is hereby agreed upon by the Insurer and Insured as of the date mentioned above.[Signature of Insurer] [Signature of Insured]Name: Name:Title: Title:Date: Date:篇3Property Insurance Contract Sample (Foreign-related)Article 1 Definitions1.1 Insured: The policyholder who purchases the property insurance.1.2 Insurer: The insurance company that agrees to provide coverage under this contract.1.3 Policy: The document that outlines the terms and conditions of the property insurance.1.4 Premium: The amount of money paid by the insured to the insurer for coverage.1.5 Coverage: The protection provided by the insurer in case of damage or loss to the insured property.Article 2 Insured Property2.1 The insured property must be declared accurately by the insured at the time of purchasing the insurance.2.2 The insured property may include buildings, equipment, inventory, and other related items.2.3 The insured property must be located within the agreed-upon territory for coverage under this contract.Article 3 Coverage3.1 The insurer agrees to provide coverage for loss or damage to the insured property caused by fire, theft, natural disasters, and other covered perils.3.2 The coverage will be subject to the limits and deductibles specified in the policy.3.3 The insured must report any loss or damage to the insured property to the insurer within the stipulated timeframe.Article 4 Premium and Payment4.1 The insured must pay the premium to the insurer in a timely manner to maintain coverage under this contract.4.2 Failure to pay the premium may result in the termination of coverage by the insurer.4.3 The premium amount will be calculated based on the value of the insured property and the level of coverage provided.Article 5 Claims5.1 In the event of loss or damage to the insured property, the insured must file a claim with the insurer.5.2 The insurer will investigate the claim and assess the extent of the loss or damage to determine the payout amount.5.3 The insurer will make the payout to the insured within a reasonable timeframe after approval of the claim.Article 6 Termination6.1 This contract may be terminated by either party with written notice to the other party.6.2 The insurer may terminate the contract for non-payment of the premium or for misrepresentation of the insured property.6.3 The insured may terminate the contract if they wish to cancel coverage for any reason.Article 7 Jurisdiction7.1 This contract shall be governed by the laws of the jurisdiction where the insured property is located.7.2 Any disputes arising from this contract shall be resolved through negotiation or legal action in accordance with the laws of the jurisdiction.This property insurance contract is valid and binding upon both parties upon signing.Insured: _____________________________Date: ____________________________Insurer: _____________________________Date: ____________________________(Note: This is a sample property insurance contract and should be adapted to the specific terms and conditions of the actual policy.)篇4Property Insurance Contract Template (International)This Property Insurance Contract ("Contract") is entered into between the insured party, [Name of Insured], located at [Address of Insured], and the insurance company, [Name of Insurance Company], located at [Address of Insurance Company], on [Date of Contract].1. CoverageThe insurance company agrees to provide coverage for the insured party's property against risks specified in the Contract, including but not limited to fire, theft, vandalism, and natural disasters. The insured party agrees to pay the insurance premium in a timely manner as specified in the Contract.2. Property CoveredThe property covered under this Contract includes [List of properties covered under the Contract]. The insured party agreesto provide accurate and up-to-date information regarding the property to be covered under the Contract.3. Coverage LimitsThe insurance company agrees to provide coverage up to [Coverage Limit Amount] for each occurrence of a covered risk. The insured party agrees to notify the insurance company immediately in the event of a covered loss.4. DeductibleThe Contract specifies a deductible amount of [Deductible Amount] for each occurrence of a covered risk. The insured party agrees to pay the deductible amount before the insurance company will provide coverage for the loss.5. ClaimsThe insured party agrees to notify the insurance company of any covered loss in a timely manner and provide all necessary documentation to support the claim. The insurance company agrees to process the claim in a timely manner and provide payment for covered losses.6. RenewalThe Contract will be automatically renewed annually unless either party provides written notice of termination at least [Number of Days] days before the renewal date. The insurance company reserves the right to adjust the premium amount or coverage limits upon renewal.7. Governing LawThis Contract is governed by the laws of [Jurisdiction]. Any disputes arising under the Contract will be resolved through arbitration in [Arbitration Location].8. Entire AgreementThis Contract constitutes the entire agreement between the parties regarding property insurance and supersedes any previous agreements or representations. Any modifications to the Contract must be made in writing and signed by both parties.In Witness Whereof, the parties have executed this Contract as of the date first written above.[Signature of Insured] [Date][Signature of Insurance Company] [Date]篇5Property Insurance Contract Template (International)This Property Insurance Contract (International) (“Contract”) is made and entered into on [Date] by and between [Insurance Company] (“Insurer”) and [Insured] (“Policyholder”).1. Scope of Coverage1.1 The Insurer agrees to provide property insurance coverage to the Policyholder for the properties identified in the Schedule of Properties attached hereto as Exhibit A (the “Properties”).1.2 The coverage shall extend to all risks of physical loss or damage to the Properties, subject to the exclusions and limitations set forth in this Contract.2. Premium2.1 In consideration for the coverage provided hereunder, the Policyholder agrees to pay the premium specified in the Schedule of Premiums attached hereto as Exhibit B.2.2 The premium shall be paid in full and in advance of the effective date of coverage.3. Term and Renewal3.1 The term of this Contract shall commence on the effective date specified in the Schedule of Coverage attached hereto as Exhibit C and shall continue for a period of one year.3.2 This Contract may be renewed for successive terms upon mutual agreement of the Parties.4. Claims Handling4.1 In the event of a loss or damage to the Properties covered under this Contract, the Policyholder shall notify the Insurer in writing within [Number] days of the occurrence.4.2 The Insurer shall promptly investigate the claim and assess the extent of the loss or damage, and shall pay the insured amount to the Policyholder within [Number] days of receipt of all necessary documentation.5. Termination5.1 This Contract may be terminated by either Party upon [Number] days’ written notice to the other Party.5.2 In the event of termination, the Insurer shall refund any unearned premium to the Policyholder on a pro-rata basis.6. Governing Law and Jurisdiction6.1 This Contract shall be governed by and construed in accordance with the laws of [Jurisdiction].6.2 Any dispute arising out of or in connection with this Contract shall be submitted to the exclusive jurisdiction of the courts of [Jurisdiction].IN WITNESS WHEREOF, the Parties hereto have duly executed this Contract as of the date first above written.[Insurance Company]By: ___________________________Name: _________________________Title: __________________________[Insured]By: ___________________________Name: _________________________Title: __________________________Exhibits:A. Schedule of PropertiesB. Schedule of PremiumsC. Schedule of CoverageThis Property Insurance Contract (International) is hereby approved and accepted by the Parties as of the date first above written.。

财产保险合同范本格式(涉外)(附英文)5篇

财产保险合同范本格式(涉外)(附英文)5篇篇1甲方（投保人/被保险人）：__________乙方（保险公司）：__________鉴于甲方就特定财产向乙方投保，乙方同意按照本保险合同条款承担保险责任，双方经友好协商，达成如下协议：一、合同背景与目的本合同旨在明确甲、乙双方在财产保险交易中的权利与义务。

双方遵循平等、自愿、公平、诚信的原则，确保合同内容的真实性和合法性。

二、保险标的1. 甲方将其合法拥有的财产（以下简称“保险标的”）向乙方投保，具体保险标的详见保险单。

2. 甲方应如实告知保险标的的有关情况，包括但不限于保险标的的名称、数量、价值、存放地点等。

三、保险金额与保费1. 甲方投保的保险金额为人民币______元（大写：______元整）。

2. 甲方应按照本合同约定的金额和期限支付保费。

四、保险期限1. 本合同的保险期限为______年，自______年______月______日起至______年______月______日止。

2. 保险期限的延长或终止需经双方协商一致，并以书面形式确定。

五、保险责任1. 乙方在保险期限内对甲方因自然灾害、意外事故等导致的保险标的损失承担保险责任。

2. 具体保险责任范围及赔偿限额以保险单为准。

六、投保人义务1. 甲方应如实提供与投保有关的资料，并对资料的真实性负责。

2. 甲方应按照约定支付保费。

3. 在保险标的转移或重要事项变更时，甲方应及时通知乙方。

七、保险公司义务1. 乙方应根据本合同约定承担保险责任。

2. 乙方收到甲方的索赔请求后，应及时处理。

3. 乙方应对甲方的咨询和投诉给予及时答复。

八、赔偿处理1. 甲方在发生保险事故后，应及时通知乙方，并按照乙方的要求提供有关索赔资料。

2. 乙方收到甲方的索赔请求后，应及时核定损失，并在约定时间内支付赔款。

九、违约责任1. 若甲方违反本合同约定，乙方有权解除本合同，并要求甲方承担违约责任。

2. 若乙方违反本合同约定，应承担相应的违约责任。

财产保险合同范本格式(涉外)(附英文)范本

一、保险财产保险财产指在本保险单明细表中列明的财产及费用。

经被保险人特别申请，并经本公司书面同意，下列物品及费用经专业人员或公估部门鉴定并确定价值后，亦可作为保险财产：（一）金银、珠宝、钻石、玉器；（二）古玩、古币、古书、古画；（三）艺术作品、邮票；（四）建筑物上的广告、天线、霓虹灯、太阳能装置等；（五）计算机资料及其制作、复制费用。

下列物品一律不得作为保险财产：（一）枪支弹药、爆炸物品；（二）现钞、有价证券、票据、文件、档案、帐册、图纸；（三）动物、植物、农作物；（四）便携式通讯装置、电脑设备、照相摄像器材及其他贵重物品；（五）用于公共交通的车辆。

二、责任范围在本保险期限内，若本保险单明细表中列明的保险财产因以下列明的风险造成的直接物质损坏或灭失（以下简称“损失”），本公司同意按照本保险单的规定负责赔偿。

（一）火灾；（二）爆炸，但不包括锅炉爆炸；（三）雷电；（四）飓风、台风、龙卷风；（五）风暴、暴雨、洪水但不包括正常水位变化、海水倒灌及水库、运河、堤坝在正常水位线以下的排水和渗漏，亦不包括由于风暴、暴雨或洪水造成存放在露天或使用芦席、蓬布、茅草、油毛毡、塑料膜或尼龙等作罩棚或覆盖的保险财产的损失；（六）冰雹；（七）地崩、山崩、雪崩；（八）火山爆发；（九）地面下陷下沉，但不包括由于打桩、地下作业及挖掘作业引起的地面下陷下沉；（十）飞机坠毁、飞机部件或飞行物体坠落；（十一）水箱、水管爆裂，但不包括由于锈蚀引起水箱、水管爆裂。

三、除外责任本公司对下列各项不负责赔偿：（一）被保险人及其代表的故意行为或重大过失引起的任何损失和费用；（二）地震、海啸引起的损失和费用；（三）贬值、丧失市场或使用价值等其他后果损失；（四）战争、类似战争行为、敌对行为、武装冲突、恐怖活动、谋反、政变、罢工、暴动、民众骚乱引起的损失和费用；（五）政府命令或任何公共当局的没收、征用、销毁或毁坏；（六）核裂变、核聚变、核武器、核材料、核幅射以及放射性污染引起的任何损失和费用；（七）大气、土地、水污染及其他各种污染引起的任何损失和费用，但不包括由于本保险单第二条责任范围列明的风险造成的污染引起的损失；（八）本保险单明细表或有关条款中规定的应由被保险人自行负担的免赔额；（九）其他不属于本保险单第二条责任范围列明的风险引起的损失。

财产保险合同格式(涉外英文)3篇

财产保险合同格式(涉外英文)3篇篇1Property Insurance Contract Format1. Parties to the Contract:This Property Insurance Contract (hereinafter referred to as "the Contract") is made and entered into between the Insured and the Insurer, whose details are as follows:Insured:Name: [Name of the Insured]Address: [Address of the Insured]Contact Information: [Phone Number/Email of the Insured]Insurer:Name: [Name of the Insurer]Address: [Address of the Insurer]Contact Information: [Phone Number/Email of the Insurer]2. Insured Property:The Insured property covered under this Contract includes but is not limited to [Describe the insured property in detail, including its location, type, value, and any special features].3. Insurance Coverage:The Insurer agrees to provide coverage for the Insured Property against the risks specified in this Contract, including but not limited to fire, theft, vandalism, and natural disasters. The coverage limit is specified in the Insurance Schedule attached to this Contract.4. Premium Payment:The Insured agrees to pay the Premium in the amount of [Premium Amount] to the Insurer in consideration for the coverage provided under this Contract. The Premium payment schedule and method of payment are specified in the Insurance Schedule.5. Claims Procedure:In the event of a claim, the Insured must notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer will investigate the claim and make a decision on the payout within a reasonable timeframe.6. Termination of Contract:This Contract may be terminated by either party with written notice to the other party. The Insurer may terminate the Contract in case of non-payment of Premium or if the Insured has made a false statement in the application for insurance.7. Governing Law:This Contract shall be governed by the laws of [Jurisdiction] and any disputes arising from this Contract shall be resolved through arbitration in accordance with the rules of [Arbitration Institution].8. Entire Agreement:This Contract represents the entire agreement between the Parties with respect to the subject matter hereof and supersedes all prior agreements and understandings, whether written or oral.In witness whereof, the Parties hereto have executed this Contract on the date first above written.[Signature of Insured] [Signature of Insurer][Printed Name of Insured] [Printed Name of Insurer]Date: [Date of Contract]This Contract is made in duplicate, each party retaining one original copy.Insurance Schedule:Insured Property:[Description of Insured Property]Insurance Coverage:[Coverage Details]Premium Amount:[Amount]Premium Payment Schedule:[Payment Schedule]Governing Law:[Law of Jurisdiction]篇2Property Insurance Contract FormatArticle 1 DefinitionsFor the purpose of this Contract, the following terms shall have meanings as indicated:1.1 Insurer refers to [Name of Insurance Company], with its principal place of business at [Address].1.2 Insured refers to [Name of Insured], located at [Address], who is the beneficiary of this Contract.1.3 Policy refers to the official document issued by the Insurer that outlines the terms and conditions of this Contract.Article 2 Insured Property2.1 The Insured Property includes but is not limited to the following assets: [List of assets covered by the insurance].2.2 The Insured Property is covered against risks including fire, theft, natural disasters, and other perils as outlined in the Policy.Article 3 Coverage3.1 The Insurer agrees to provide coverage for the Insured Property in accordance with the terms and conditions outlined in the Policy.3.2 The Insured Property shall be covered for the amount stated in the Policy, subject to any deductible specified.Article 4 Premium4.1 The premium for this insurance Contract shall be paid by the Insured in accordance with the payment schedule outlined in the Policy.4.2 Failure to pay the premium as scheduled may result in the termination of coverage under this Contract.Article 5 Term of Contract5.1 This Contract shall be effective as of the date of signing and shall remain in force for a period of [Term of Contract] years.5.2 Either party may terminate this Contract by providing written notice to the other party at least [Notice Period] days prior to the intended termination date.Article 6 Claims6.1 In the event of a loss covered under this Contract, the Insured shall promptly notify the Insurer and file a claim in accordance with the procedures outlined in the Policy.6.2 The Insurer shall investigate the claim and make a determination regarding coverage and payment in accordance with the terms of the Policy.Article 7 Dispute Resolution7.1 Any disputes arising under this Contract shall be resolved through negotiation between the parties.7.2 If the parties are unable to reach a resolution through negotiation, the dispute shall be subject to arbitration in accordance with the laws of [Jurisdiction].Article 8 Governing Law8.1 This Contract shall be governed by and construed in accordance with the laws of [Jurisdiction].IN WITNESS WHEREOF, the parties hereto have executed this Contract on the date first above written.Insurer: [Signature] [Name] [Title]Insured: [Signature] [Name] [Title]篇3Property Insurance Contract Format (Foreign-related English Version)Article 1. Insurer, Insured and Beneficiary1.1 Insurer: [Name of the Insurance Company]1.2 Insured: [Name of the Insured]1.3 Beneficiary: [Name of the Beneficiary]Article 2. Subject Matter of Insurance2.1 The subject matter of insurance shall refer to the property specified in the insurance policy, including but not limited to buildings, machinery, equipment, stock, and other tangible assets.2.2 The insured property must be located at the insured location at the time of the occurrence of the insured risk, unless otherwise agreed upon in writing between the insurer and the insured.Article 3. Insured Risks3.1 The risks covered by this insurance contract shall include but not be limited to fire, explosion, lightning, theft, vandalism, water damage, and other risks specified in the insurance policy.3.2 Any exclusions to the insured risks shall be clearly stated in the insurance policy, and the insurer shall not be liable for any claims arising from excluded risks.Article 4. Insured Amount and Insurance Premium4.1 The insured amount shall be agreed upon between the insurer and the insured at the time of the insurance contract, and the insurance premium shall be determined based on the insured amount and the insured risks.4.2 The insurance premium shall be paid by the insured in accordance with the payment terms specified in the insurance policy. Failure to pay the insurance premium may result in the termination of the insurance contract.Article 5. Obligations of the Insurer5.1 The insurer shall indemnify the insured for any loss or damage to the insured property caused by the insured risks, up to the insured amount specified in the insurance policy.5.2 The insurer shall process any claims made by the insured in a timely manner and in accordance with the terms and conditions of the insurance policy.Article 6. Obligations of the Insured6.1 The insured shall take all necessary measures to prevent or minimize the occurrence of insured risks, including but not limited to installing fire alarms, security systems, and other safety measures.6.2 The insured shall notify the insurer of any changes to the insured property or the insured risks in a timely manner, and failure to do so may result in the rejection of any claims made by the insured.Article 7. Settlement of Disputes7.1 Any disputes arising from this insurance contract shall be resolved through negotiation between the insurer and the insured. In the event that a settlement cannot be reached, either party may refer the matter to arbitration or litigation in accordance with the laws of the jurisdiction where the insured property is located.Article 8. Governing Law8.1 This insurance contract shall be governed by and construed in accordance with the laws of [Jurisdiction] without regard to its conflict of laws provisions.In Witness Whereof, the Parties hereto have caused this Contract to be executed by their duly authorized representatives as of the Effective Date.。

财产保险合同格式(涉外英文)8篇

财产保险合同格式(涉外英文)8篇篇1Property Insurance Contract (International)本合同由以下双方签订：Contract made by and between:甲方（投保人）：___________________乙方（保险公司）：___________________Party A (Insurer): ________________Party B (Insurance Company): ________________鉴于甲方就特定的财产向乙方申请财产保险，乙方同意承保，双方根据平等自愿的原则，经充分协商，特订立本合同如下条款：WHEREAS: Party A applied to Party B for property insurance of its specific property and Party B agreed to cover the insurance; NOW THEREFORE, in order to conclude the insurance contract on the terms and conditions stated below, the parties hereby agree as follows:第一条保险财产范围及项目（Property Scope and Items）甲方就其位于____________（地址）的财产向乙方申请保险，具体保险财产范围及项目详见附件《保险财产清单》。

甲方应对保险财产的真实性和合法性负责。

Party A applies for insurance to Party B for its property located at __________ (address). The specific scope and items of the insured property are detailed in the attached "List of Insured Property". Party A shall be responsible for the authenticity and legality of the insured property.第二条保险金额（Sum Insured）及保险价值（Value）根据甲方的申请，乙方同意按照《保险财产清单》列明的项目及保险金额承保。

财产保险合同格式(涉外)(中英文)(doc12)10页

财产保险合同格式（涉外）一、保险财产保险财产指在本保险单明细表中列明的财产及费用。

财产保险合同格式(涉外)(附英文)

财产保险合同格式（涉外）(附英文)【涉外财产保险合同格式（中英对照）】保险合同编号：_________________________甲方（被保险人）：____________________ 地址：_________________________乙方（保险人）：____________________ 地址：_________________________鉴于甲方作为被保险人拟保险的财产属于涉外财产，乙方同意向甲方提供涉外财产保险服务，根据以下条款，甲乙双方达成如下协议：一、保险标的：1. 甲方拥有的位于____________________（地址）的财产，包括但不限于：- 房屋及建筑物- 家具、家电及设备- 可财产化的物品，如珠宝、艺术品等- 货物- 其他与甲方经营活动相关的财产二、保险责任：1. 乙方将按照以下风险保障责任承担涉外财产保险责任：- 火灾、爆炸、自然灾害等意外损失- 盗窃、抢劫、劫持- 水、火、电、气等损失- 运输途中的损失三、保险期限：1. 本保险合同的保险期限为____________________（日期）至____________________（日期）。

四、保险费用：1. 甲方应根据合同约定支付给乙方的保险费用为____________________（金额），乙方同意接受甲方的支付方式为____________________（支付方式）。

五、索赔程序：1. 在发生保险事故后，甲方应立即通知乙方并提供相关证明材料。

2. 乙方将于收到索赔通知后的____________________（日期）内对索赔进行审核，并在____________________（日期）内支付赔款。

六、违约责任：1. 若甲方提供的财产信息不真实或未履行合同约定的义务，乙方有权拒绝支付索赔款项。

2. 若乙方未能按照合同约定支付赔款，则应支付违约金，违约金金额为索赔款项的_____________%。

财产保险合同格式(涉外)(附英文)完整版_1

财产保险合同格式(涉外)(附英文)完整版In the case of disputes between the two parties, the legitimate rights and interests of the partners should be protected. In the process of performing the contract, disputes should be submitted to arbitration. This paper is the main basis for restoring the cooperation scene.【适用合作签约/约束责任/违约追究/维护权益等场景】甲方：________________________乙方：________________________签订时间：________________________签订地点：________________________财产保险合同格式(涉外)(附英文)完整版下载说明：本协议资料适合用于需解决双方争议的场景下，维护合作方各自的合法权益，并在履行合同的过程中，双方当事人一旦发生争议，将争议提交仲裁或者诉讼，本文书即成为复原合作场景的主要依据。

可直接应用日常文档制作，也可以根据实际需要对其进行修改。

一、保险财产保险财产指在本保险单明细表中列明的财产及费用。

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财产保险合同格式（涉外）一、保险财产保险财产指在本保险单明细表中列明的财产及费用。

四、赔偿处理（一）如果发生本保险责任范围内的损失，本公司选择下列方式赔偿：１．按受损财产的价值赔偿；２．赔付受损财产基本恢复原状的修理、修复费用；３．修理、恢复受损财产，使之达到与同类财产基本一致的状况。

（二）受损财产的赔偿按损失当时的市价计算。

市价低于保险金额时，赔偿按市价计算；市价高于保险金额时，赔偿按保险金额与市价的比例计算。

如本保险所载项目不止一项时，赔款按本规定逐项计算。

（三）保险项目发生损失后，如本公司按全部损失赔付，其残值应在赔款中扣除，本公司有权不接受被保险人对受损财产的委付。

（四）任何属于成对或成套的项目，若发生损失，本公司的赔偿责任不超过该受损项目在所属整对或整套项目的保险金额中所占的比例。

（五）发生损失后，被保险人为减少损失而采取必要措施所产生的合理费用，本公司可予以赔偿，但本项费用以保险财产的保险金额为限。

（六）本公司赔偿损失后，由本公司出具批单将保险金额从损失发生之日起相应减少，并且不退还保险金额减少部分的保险费。

如被保险人要求恢复至原保险金额，应按约定的保险费率加缴恢复部分从损失发生之日起至保险期限终止之日止按日比例计算的保险费。

（七）被保险人的索赔期限，从损失发生之日起，不得超过两年。

五、被保险人的义务被保险人及其代表应严格履行下列义务：（一）投保时，被保险人及其代表应对投保申请书中列明的事项以及本公司提出的其他事项作真实、详尽的说明或描述；（二）被保险人及其代表应根据本保险单明细表和批单中的规定按期缴付保险费；（三）在保险期限内，被保险人应采取一切合理的预防措施，包括认真考虑并付诸实施本公司代表提出的合理的防损建议，由此产生的一切费用，均由被保险人承担；（四）在发生引起或可能引起本保险单项下索赔的损失时，被保险人及其代表应：１．立即通知本公司，并在七天或经本公司书面同意延长的期限内以书面提供事故发生的经过，原因和损失程度；２．采取一切必要措施防止损失的进一步扩大并将损失减少到最低程度；３．在本公司的代表或检验师进行勘查之前，保留事故现场及有关实物证据；４．根据本公司的要求提供作为索赔依据的所有证明文件、资料和单据。

六、总则（一）保单效力被保险人严格地遵守和履行本保险单的各项规定，是本公司在本保险单项下承担赔偿责任的先决条件。

（二）保单无效如果被保险人或其代表漏报、错报、虚报或隐瞒有关本保险的实质性内容，则本保险单无效。

（三）保单终止除非经本公司书面同意，本保险单将在下列情况下自动终止：１．被保险人丧失保险利益；２．承保风险扩大。

本保险单终止后，本公司将按日比例退还被保险人本保险单项下未到期部分的保险费。

（四）保单注销被保险人可随时书面申请注销本保险单，本公司亦可提前十五天通知被保险人注销本保险单。

对本保险单已生效期间的保险费，前者本公司按短期费率计收，后者按日比例计收。

（五）权益丧失如果任何索赔含有虚假成分，或被保险人或其代表在索赔时采取欺诈手段企图在本保险单项下获取利益，或任何损失是由被保险人或其代表的故意行为或纵容所致，被保险人将丧失其在本保险单项下的所有权益。

对由此产生的包括本公司已支付的赔偿在内的一切损失，应由被保险人负责赔偿。

（六）合理查验本公司的代表有权在任何适当的时候对保险财产的风险情况进行现场查验。

被保险人应提供一切便利及本公司要求的用以评估有关风险的详情和资料。

但上述查验并不构成本公司对被保险人的任何承诺。

（七）重复保险本保险单负责赔偿损失、费用或责任时，若另有其他保障相同的保险存在，不论是否由被保险人或他人以其名义投保，也不论该保险赔偿与否，本公司仅负责按比例分摊赔偿的责任。

（八）权益转让若本保险单项下负责的损失涉及其他责任方时，不论本公司是否已赔偿被保险人，被保险人应立即采取一切必要的措施行使或保留向该责任方索赔的权利。

在本公司支付赔偿后，被保险人应将向该责任方追偿的权利转让给本公司，移交一切必要的单证，并协助本公司向责任方追偿。

（九）争议处理被保险人与本公司之间的一切有关本保险的争议应通过友好协商解决。

如果协商不成，可申请仲裁或向法院提出诉讼。

除事先另有协议外，仲裁或诉讼应在被告方所在地进行。

七、特别条款下列特别条款适用于本保险单的各个部分，若其与本保险单的其他规定相冲突，则以下列特别条款为准。

财产保险单保险单号码：鉴于本保险单明细表中列明的被保险人向＿＿＿＿＿＿保险公司（以下简称“本公司”）提交书面投保申请和有关资料（该投保申请及资料被视作本保险单的有效组成部分），并向本公司缴付了本保险单明细表中列明的保险费，本公司同意按本保险单的规定负责赔偿在本保险单明细表中列明的保险期限内被保险人的保险财产遭受的损坏或灭失，特立本保险单为凭。

＿＿＿＿＿＿保险公司＿＿＿＿＿＿授权签字签发日期：＿＿年＿＿月＿＿日签发地点：明细表保险单号码：一、被保险人名称和地址：二、保险财产地址：三、营业性质：四、保险项目及保险金额项目保险金额（一）保险财产１．建筑物（包括装修）：２．机器设备：３．装置、家俱及办公设施或用品：４．仓储物品：５．其他：（二）附加费用１．清除残骸费用：２．灭火费用：３．专业费用：４．其他费用：总保险金额：五、每次事故免赔额：六、保险期限：共＿＿＿个月。

自＿＿＿年＿＿月＿＿日零时起，至＿＿＿年＿＿月＿＿日二十四时止。

七、保险费率：总保险费：八、付费日期：九、司法管辖本保险单受中华人民共和国的司法管辖十、特别条款财产险保单明细表＿＿＿＿＿＿保险公司PROPERTY INSURANCE CLAUSESWhole Doc.I. THE PROPERTY INSUREDThe property insured shall refer to all properties and expenses spe- cified in the Schedule of this Policy.Unless specifically agreed upon in writing between the Insured and the Company and appraised and value-established by professionals or assessors, the following articles and the expenses relevant thereto shall not be covered under this Policy:1. gold, silver, pearls, diamonds, precious stones and jades;2. antiques, articles of virtue, ancient coins, ancient books and ancient paintings;3. works of art or postage stamps;4. advertisements, aerials, neon, pieces of solar energy apparatus etc. on buildings;5. computer system records or its making and copying costs.Under no circumstances shall the following articles relevant thereto be covered hereunder:1. guns, ammunition or explosives;2. banknotes, securities, bills, documents, files, account books or drawings;3. animals, plants and agricultural crops;4. mobile phones, portable computers, removable photograph apparatus or other precious articles;5. vehicles licensed for general transport use.II. SCOPE OF COVERThe Company shall indemnify the Insured in respect of the physical loss of or damage to the insured property stated in the Schedule during the period of insurance directly arising from the following perils:1. fire;2. explosion;but not including explosion of a boiler or other pressure relief devices;3. lightning;4. hurricane, typhoon and tornado;5. storm, tempest and flood;but not including loss or damage caused by change in normal water level or inundation from sea water or water escape or leakage from thenormal confines of any natural water course, lake or reservoir, canal or dam as well as loss of or damage to the insured property caused by storm, tempest or flood while being stored in the open or covered by or under a shed thatched with reeds, tarpaulins, straw, asphalt felt, plastic or nylon sheet;6. hailstorm;7. landslide, rockslide, avalanche;8. volcanic explosion;9. subsidence of ground;but not including loss or damage resulting from pile driving, groundwork or excavation;10. crashing aircraft and parts or articles falling from aircraft and other flying objects;11. bursting of water tank or pipe;but not including bursting of water tank or pipe due to rust.III. EXCLUSIONSThis Company shall not be liable for:1. loss of or damage to the insured property or expenses caused by intentional act or gross negligence of the Insured or his representative;2. loss of or damage to the insured property caused and expenses incurred by earthquake or tsunami;3. depreciation, loss of market, loss of use and other consequential losses of any description;4. loss of or damage to the insured property or expenses incurred arising from war, warlike operation, hostilities, armed conflicts, terrorism, conspiracy insurrection, coup d'etat, strike, riot, and civil commotion;5. confiscation, requisition, destruction or damage by any action or order of any government de jure or de facto or by any public authorities;6. loss of or damage to insured property directly or indirectly caused or expenses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination;7. loss or damage caused and expenses incurred by pollution of any kind or description whatsoever such as atmosphere, land and water pollutions but this does not include loss or damage caused by pollution arising from PERILS specified in Article II the Policy;8. the deductibles stated in the Schedule to be borne by the Insured;9. loss or damage arising from any other perils not listed in Article II of this Policy.IV. TREATMENT OF CLAIM1. The Company shall at its option, indemnify the Insured in respect of loss or damage falling within the Scope of Cover of the Policy by either:1.1 paying the amount of the actual value of the property lost or damaged or;1.2 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or;1.3 repairing or restoring the damaged property to a condition near to other property of like kind and quality.2. Indemnity under this Policy shall be based upon the sound market value of the property prevailing at the time of loss. If the sound market value of the damaged property is lower than the sum insured of such property, the claim shall be settled on its market value; If the sound market value of the property is in excess of the sum insured, the Company shall only be liable for such proportion of the claim as the sum insured of the damaged property bears to its sound market value. If the insured property enumerated in the Schedule is more than one item, the provision of this clause shall apply to each thereof.3. If a claim for loss of or damage to the insured item is settled ona total loss basis, the salvage value of such item shall be deducted from the indemnity payable by the Company. The Company may, at its option, decline the abandonment of any damaged property by the Insured.4. In the event of loss of or damage to any equipment item insured forming part of a pair or set, the Company shall not be liable in respect of each of such item lost or damaged for more than its proportionate part of the sum insured on the complete pair or set.5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall such expenses referred hereto exceed the sum insured of the insured property.6. Upon settlement of a claim, an endorsement shall be issued by the Company to reduce the sum insured corresponding to the property lost or damaged by the amount so settled from the date of loss, and no premium shall be refunded for the amount so reduced. If reinstatement of the sum insured is required by the Insured upon settlement of the claim, an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of loss to the expiry of the insurance.7. The time of validity of a claim under this insurance shall not exceed a period of two year counting from the date of loss.V. INSURED'S OBLIGATIONSThe following Obligations shall be strictly fulfilled by the Insuredand his representative:1. The Insured and his representative, when applying for insurance shall make true answers or descriptions to the questions in the Proposal and Questionnaire or to any other questions raised by the Company.2. The Insured and his representative shall pay to the Company in due course the agreed premium in the manner as provided in the Schedule and Endorsements.3. During the period of this insurance, the Insured shall at his own expense take all reasonable precautions, including paying sufficient attention to and putting into practice the reasonable recommendations of the Company, prudently selecting the workmen and employees and complying with all statutory regulations and safety operation procedures.4. In the event of any occurrence which gives or might give rise to a claim under this Policy, the Insured or his representative shall:4.1 notify the Company immediately and within seven (7) days or any further period as may be agreed by the Company in writing, furnish a written report to indicate the course, probable reason and extent of loss or damage;4.2 take all necessary measures to avoid aggravation of the loss or damage and minimize it to the least extent;4.3 preserve the spot affected and defective parts before an inspection is carried out by a representative or surveyor from the Company;4.4 furnish all such information and documentary evidence as the Company may require for supporting the claim.VI. GENERAL CONDITIONS1. Policy EffectThe due observance and fulfilment of the terms and conditions of this Policy in so far as they relate to anything to be done or complied with by the Insured shall be a condition precedent to any liability of the Company under this Policy.2. Policy VoidanceThis Policy shall be voidable in the event of misrepresentation, misdescription or non-disclosure made by the Insured or his representative in any material particular in respect of this insurance.3. Policy TerminationUnless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if:3.1 the insurable interest of the Insured is lost;3.2 the risk of loss or damage is increased.After termination of the Policy, the premium shall be refunded to the Insured calculated on pro rata daily basis for the period from the date oftermination to the date of expiry.4. Policy CancellationThis Policy may be canceled at any time at the request of the Insured in writing or at the option of the Company by giving a fifteen (15) days prior notice to the Insured. In the former case the Company shall retain a premium calculated on short term rate basis for the time the Policy has been in force while in the latter case such premium shall be calculated on pro rata daily basis.5. Forfeit of BenefitIf the claim is in any respect fraudulent, or if any fraudulent means or devices are used by the Insured or his representative to obtain any benefit under this Policy or if any loss or damage is occasioned by the intentional act or in the connivance of the Insured or his representative, then in any of these cases, all the rights and benefits of the Insured under this Policy shall be forfeited, and all consequent losses arising therefrom including the amount of claim paid by the Company shall be indemnified by the Insured.6. Reasonable InspectionThe representative of the Company shall at any suitable time be entitled to attend the site and inspect or examine the risk explosure of the property insured. For this purpose, the Insured shall provide full assistance and all details and information required by the Company as may be necessary for the assessment of the risk. The above mentioned inspection or examination shall in no circumstances be held as any admission to the Insured by the Company.7. Double InsuranceShould any loss, damage, expenses or liability recoverable under the Policy be also covered by any other insurance, the Company shall only be liable to pay or contribute his proportion of the claim irrespective as to whether the other insurance is arranged by the Insured or others on his behalf, or whether any indemnification is obtainable under such other insurance.8. SubrogationWhere a third party shall be held responsible for the loss or damage covered under this Policy, the Insured shall, whether being indemnified by the Company or not, take all necessary measures to enforce or reserve the right of recovery against such third party, and upon being indemnified by the Company, subrogate to the Company all the right of recovery, transfer all necessary documents to and assist the Company in pursuing recovery from the responsible party.9. DisputeAll disputes under this insurance arising between the Insured and the Company shall be settled through friendly negotiations. Where the twoparties fail to reach an agreement after negotiations, such dispute shall be submitted to arbitration or to court for legal actions. Unless otherwise agreed, such arbitration or legal action shall be carried out in the place where the defendant is domiciled.VII. SPECIAL PROVISIONSThe following provisions shall be applied to all parts of this Policy and shall override the other terms and conditions of this Policy if any conflict arises.PROPERTY INSURANCE POLICYPolicy No.:WHEREAS THE INSURED named in the Schedule hereto has made to the ______ Insurance Company (hereinafter called "the Company") a written Proposal which together with any other statements made by the insured for the purpose of this Policy is deemed to be incorporated herein and has paid to the Company the premium stated in the Schedule.NOW THIS POLICY OF INSURANCE WITNESSES that subject to the terms and conditions contained herein or endorsed hereon the Company shall indemnify the insured for the loss or damage sustained during the period of insurance stated in the Schedule in the manner and to the extent hereinafter provided.By the ________ Insurance Company _________________________ Authorised SignatureDate of Issue:Place of Issue:SCHEDULEPolicy No.:1. Name and Address of the Insured1.1 The Insured:1.2 Address:2. Location of the Property Insured:3. Nature of Trade:4. Insured Items and Sums Insured:Insured Items Sums Insured4.1 Property Insured4.1.1 Building(s) (including decoration):4.1.2 Machinery and Equipment:4.1.3 Furniture and Fixture:(including office equipment and supplies)4.1.4 Stock:4.1.5 Others:4.2 Additional Expenses:4.2.1 Removal of Debris fees:4.2.2 Fire Extinguishing Expenses:4.2.3 Professional Fees:4.2.4 Other Expenses:Total Sum Insured:5. Deductible (any one accident):6. Period of Insurance: ___ months.from 00:00 of _________ to 24:00 hours of ______7. Premium Rate:Total Premium:8. Date of Payment:9. Jurisdiction:This Policy is governed by law of the People's Republic of China.10. Special Provisions:PROPERTY INSURANCE POLICY'S SCHEDULE_________ Insurance Company。