金融英语口语教程第1课：西方的银行(一)
金融英语听说原文答案unit1-3
Multiple ChoicesDialog 1W: Hi, Mike. Why do you look puzzled?M: I’ve learned that there are four big commercial banks in your country.Would you please tell me what they are?W: Yes, it is a pleasure. They are Bank of China, China Construction Bank,Industrial and Commercial Bank of China and Agricultural Bank ofChina.M: So, does CCB refer to China Construction Bank?W: I don’t see any reason why not. You can simply call them respectivelyBOC, CCB, ICBC and ABC.Question: Which of the following is NOT among the four major commercial banks of China? (D) 译文女：你好！麦克。
为什么一脸困惑呀？男：我知道你们国家有四大商业银行，请你告诉我是哪几家，好吗？女：行，乐意效劳。
这四大商业银行是中国银行、中国建设银行、中国工商银行和中国农业银行。
男：所以CCB 是指中国建设银行吗？女：一点不错。
你可以简单地分别称它们BOC, CCB, ICBC 和ABC。
Dialog 2M: It is reported that some joint-stock banks have been established in severalmajor cities.W: Exactly. They are allowed to offer various banking services to individualsand businesses just as the four big commercial banks do.M: You said it. Can you tell me some joint-stock banks?W: It is no sweat. China Minsheng Banking Corp. Ltd., China Citic Bank,Industrial Bank Co., Ltd., and Guangdong Development Bank are all joint stockbanks.M: What about Shenzhen Development Bank?W: Of course it is one of them.Question: Which of the following is NOT mentioned in their conversation? (A)译文男：有报道说在一些大城市已经建立了数家股份制银行。
Financial English 金融英语教程chapter 1 money-张铁军教材版本
2. Compound Interest S=P(I+R)n I=S-P
Page 24
1.4.2 Nominal and Real Interest Rates
1. The definition of nominal interest. P7, 1.4.2, L1-2 2. The definition of real interest. P7, 1.4.2, L3-4
Page 2
Benefits
Financial English course will provide you with:
- Greater confidence when discussing financial documents and data
- Increased verbal fluency for face-to-face negotiations
Assignment
20%
Exam
50%
Total
100%
Page 4
Part 1 Money
1. Definition of Money 2. Types of Money 3. Functions of Money 5. Interest and Interest Rate 6. Money Supply 7. China’s Monetary System
Page 5
Chapter 1 Money
Professional Terms
1．monetary area货币区 货币区是货币一体化的较高层次，它是指成员国之间的货
币建立紧密联系的地理区域。 货币区的初级阶段是固定汇率制度，包括货币局制度和美
金融英语：银行基本业务情景对话
What kind of account did you have in your mind?你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money．请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings．支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars．我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit．最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars．你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right．甚至一元也可以起存。
Here is your pasbook．Please bring it back when you deposit or withdraw money any time you like．Keep it well and inform us whenever you lose it．这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account．我想开一个活期存款帐户。
I need a checking account so that I can pay my bill．我需开个支票帐户，这样就能付帐。
最新金融英语课件(unit 1)
外汇清算 multilateral/bilateral clearing 多边/双边清算
Exercises and Key to Exercises
（1）1.英格兰银行 Bank of England 2.银行营业部
the central bank system in the United States : FED ---- The Federal Reserve System.
the central bank system in Britain (part A):
Bank of England
Now, let’s turn to the FED. Please try to find out the differences between the central bank system in British and the United States.
Language Points(语言点）
6. acquisition knowledge acquisition 知识收集 language acquisition 语
言习得 lump-sum acquisition 总价采购 real estate acquisition
不动产购置 7. finance n. 财务；金融；资金v.为（计划等）提供资金，
Language Points(语言点）
9. discount n. 折扣，贴现 bank discount 银行折扣，银行贴现 cash discount 付
现折扣 compound discount 复利贴现 customary discount 行
大学金融英语chapter 1 Basics of Money
Main Text
Why Studying Money
Money is essential for the operation of any economy. It is widely used in modern society by people, governments and businesses.
the text. 6. How many kinds of money do you know? Name
them as many as you can.
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This is the end of Chapter 1
Thank you for your attention
精品ppt
精品ppt
Notes
16. ready money or ready cash 现金 17. danger money 危险工作补贴 18. standard money 本位货币 19. smart money 投资于有高回报工程的钱 20. safe-heaven money 币值稳定且有升值空间的钱 21. fiat money 不兑现纸币 22. token money 辅币
hyperinflation）
精品ppt
Notes
8. legal tender 法定货币，法币 9. legal process 法律手续 10. Say’s Law 萨伊法则 11. Milton Friedman 米尔顿·弗雷德曼（美国和世界知名货币主义者
who is for steady government-controlled money growth） 12. negotiable instruments 可转让票据（又译流通票据/证券） 13. near money 准货币=quasi money 14. postal orders （英）邮政汇票 15. bill of exchange（英）汇票（美语带用draft表示同样意思）
金融英语·第一课preview
Preview of Unit 1: The Banking Industry in China1. Based on your understanding of the article of Unit 1, complete the outline below:I._______________________II._______________________1.____________________2.____________________III.________________________1.____________________2.____________________3.____________________IV. ________________________1.____________________2.____________________2. Define the following terms in English and then put them into Chinese:Specialized bank Central bank All in one monopolistic banking system Foreign exchange reserves Fiscal agent Aggregate creditMonetary base Fiscal deficit Benchmark interest rateLending facilities Subsidiary Priority constructionFixed-asset investment Commodity reserves3. Paraphrase the underlined words and translate the sentences into Chinese:1)PBC maintains a centralized organizational network with branches and sub-branchesthroughout the country free from interference of local governments. The key responsibilities of the branches and sub-branches include financial supervision and regulation, research, banking and monetary statistics, assistance in balancing the positions of financial institutions, management of the state treasury, currency distribution, foreign exchange administration and provision of services for inter-bank payment and settlement.2)Being an agency directly affiliated to the State Council, the newly established CBRC hasthe mandate to supervise and regulate banks, asset management companies, trust and investment companies and other non-bank depository financial institutions. The CBRC has set up 15 functional departments in its headquarters as well as local offices to perform these supervisory and regulatory duties and responsibilities.3) It allows the PBC to improve the conduct of monetary policy; enhance its macro-controlcapacity by making a flexible use of interest rate, exchange rate and other monetary policy instruments; optimize the rules for money market based on in-depth research; strengthen the oversight of business activities in money market; improve the monetary policy transmission mechanisms by formulating monetary policies and financial risk control measures that highlight the correlation between money market and real estate, securities and insurance markets.1。
《金融英语听说》Unit1
Unit 1Short DialogsMultiple ChoicesDialog 1W: Hi, Mike. Why do you look puzzled?M: I’ve learnt that there are four big commercial banks in your country.Would you please tell me what they are?W: Yes, it is a pleasure. They are Bank of China, China Construction Bank,Industrial and Commercial Bank of China and Agricultural Bank ofChina.M: So, does CCB refer to China Construction Bank?W: I don’t see any reason why not. You can simply call them respectivelyBOC, CCB, ICBC and ABC.Question: Which of the following is NOT among the four major commercial banks of China? (D) 译文女：你好！麦克。
为什么一脸困惑呀？男：我知道你们国家有四大商业银行，请你告诉我是哪几家，好吗？女：行，乐意效劳。
这四大商业银行是中国银行、中国建设银行、中国工商银行和中国农业银行。
男：所以CCB 是指中国建设银行吗？女：一点不错。
你可以简单地分别称它们BOC, CCB, ICBC 和ABC。
Dialog 2M: It is reported that some joint-stock banks have been established in severalmajor cities.W: Exactly. They are allowed to offer various banking services to individualsand businesses just as the four big commercial banks do.M: You said it. Can you tell me some joint-stock banks?W: It is no sweat. China Minsheng Banking Corp. Ltd., China Citic Bank,Industrial Bank Co., Ltd., and Guangdong Development Bank are all joint stockbanks.M: What about Shenzhen Development Bank?W: Of course it is one of them.Question: Which of the following is NOT mentioned in their conversation? (A)译文男：有报道说在一些大城市已经建立了数家股份制银行。
金融英语口语
金融英语口语下面是店铺整理的金融英语口语，希望对大家有帮助。
金融英语口语：如何汇报你的工作进度1. How's the project going?项目进展得怎么样?2. Great! We're way ahead of schedule.非常好!我们要提前完工了。
3. We're right on target.我们正按计划进行。
4. Well, frankly, we're running a little behind.坦白地说，我们有点落后了。
5. Folks, we're behind the eight-ballin meeting our sales target. Let's speed things up.兄弟们，我们都快完不成销售目标了。
我们得抓紧啊。
6. It’s 70% done.已经完成70%了。
7. It'll be completed on time.会按时完成的。
8. We're halfway there.我们已经完成一半了。
9. Have the milestones been identified for the new project?新项目的关键活动都已经确定了吗?10. What delivery date are we looking at?什么时候交货?11. There must be no further delays. The drop-dead date/deadline is next Friday's close of business.不能再推迟了，最后期限是下周五下班的时候。
12. Were approaching the critical point for success or failure of this project.金融英语口语：几个描述经济情况的句子How can we make the economy more vibrant?我们怎样才能使经济更有活力?Inflation leads to more unemployment.通货膨胀导致更多人失业.Inflation hurts the poor more than the rich.通货膨胀伤害的是穷人而不是富人.They haven't done anything to stimulate new jobs. 他们没有做过任何能刺激新的就业机会的事情.What about inflation?如果出现通货膨胀怎么办?We need more jobs.我们需要更多的就业机会.We're headed for a recession.我们正走向衰退.The trade deficit is getting larger.贸易赤字越来越大金融英语口语：Trade FinanceNew Words新单词multinational adj.跨国的subsidiary adj.附属的irrevocable adj.不可撤销的confirm v.确认，使有效circumstances n.情况，环境confront v.面对Phrases & Expressionsclearing bank清算银行documentary collection跟单托收D:Hi, Roy. How are your things going?马：嗨，罗伊，近来一切都好吗?R:Fine. Everything is going smoothly.R：好，挺好。
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金融英语口语教程第1课：西方的银行(一) Banking in the West(1)
西方的银行（一）
Situation 1
情景 1
Jiro Ito is visiting with his friend ,Bob Jenson ,a banker in New York .
伊滕次郎正与他的朋友鲍勃·詹森闲谈。
鲍勃是纽约的一位银行职员。
They are talking about the history of banking in the west .
他们正在谈论相关西方银行的历史。
Ito：I'm curious about the history of banking in the west ,Bob.Can you tell me something about it ?
伊滕：我很想知道相关西方银行史的一些情况。
鲍勃，您能给我讲一讲吗？
Jensen：Well,Jiro,the earliest banks started in Babylon almost 4,000 years ago .
詹森：好的，次郎。
最早的银行大约是4，000年前在巴比伦建立的。
They were really temples which collected deposits and made loans .
实际上，那些银行仅仅一种收集存款并实行放款的场所。
I ：That surprises me .I had always thought that banking started during the Renaissance in Europe .
伊滕：这可真是出乎我的意料之外，我原来一直以为银行业务始于欧洲文艺复兴时期呢。
J：No ,it was much earlier than that.Actually ,private firms that handled deposits and loans ,
詹森：不，比那个时期要早多了。
实际上，早在公元前6世纪就有了私营的商行。
changed coins and even arranged for credit transactions existed as early as the 6th century B.C.
这些商行从事储蓄存款和贷款，兑换硬币以至安排信贷交易。
I：Then ,there were banks in ancient Greece and Rome,too?
伊滕：当时，古希腊和罗马也有银行吗？
J：Yes ,laws in Both Greece and Rome recognized banks and many bank functions .
詹森：是的，希腊和罗马都在法律上承认了银行和银行的很多作用。
It wasn't until the breakup of the Roman Empire and the decline in trade and commercial transactions that banking
lost its previous importance .
直到罗马帝国崩溃，商贸业务衰落，银行业才失去了它以往的重要性。
I：What about the laws against usury during the Middle Ages?Didn't such laws made it illegal to charge interest on loans?
伊滕：中世纪时，法律禁止放高利贷是怎么回事？这些法律没有规定贷款收取利息是非法的吗？
J：Yes,they did ,but these laws were gradually changed during the 14th and 15th centuries,
詹森：规定了，但是这些法律在14，15世纪时逐步地改变了，
and banking functions started appearing again in Italy and Belgium and later in France ,Germany and England .
银行的作用又在意大利和比利时开始出现，后来又显现在法国、德国和英国。
I：I see .So we can really say that banking restarted during the Renaissance .
伊滕：我明白了。
实际上我们能够说，银行业在文艺复兴时期又重新开始了。