金融学专业英语
金融学专业介绍
金融学专业介绍专业介绍中国所说的金融学是指两部分内容。
第一部分指的是货币银行学(money and banking)。
它在计划经济时期就有，是当时的金融学的主要内容。
比如人民银行说他们是搞金融的，意思是搞货币银行;第二部分指的是国际金融(international finance)，研究的是国际收支、汇率等问题。
这两部分合起来是国内所指的金融。
中国金融专业本科课程设置似乎更偏向于经济而不是正统的金融学，它的核心学科是宏观经济学，货币银行学和国际金融，主要学习货币银行学、国际金融等方面的基本理论和基本知识，而它们都是属于经济学大类的，货币银行学属于货币经济学而国际金融属于国际经济学。
因此中国金融本科教育是一种经济与金融的交叉学科。
然而上述的两部分在国外都不叫做finance(金融)，国外称的finance包括以下两部分内容。
第一部分是corporate finance，即公司金融，在计划经济下它被称为公司财务。
一说公司财务，而它的实际内容远远超出财务，还包括两方面。
一是公司融资，包括股权/债权结构、收购合并等，这在计划经济下是没有的;二是公司治理问题，如组织结构和激励机制等问题。
第二部分是资产定价(asset pricing)，它是对证券市场里不同金融工具和其衍生物价格的研究。
学习中老师着重讲的也都是资产的评估和证券市场的有效性等问题，并不把将太多的精力放在研究货币和利率等宏观经济学和货币银行学研究的内容。
国际上主流的金融专业应该是研究financial market的，涉及到投资量化理论，MM定理以及期货期权的定价模型。
金融学是从经济学中独立出来的一门学科，主要研究的方向是金融市场(Financial Market)的活动，具体来讲就是研究人们在金融市场上的行为。
专业方向有：金融市场学(Financial market) ·公司金融学(Corporate Finance) ·金融工程学(Financial Engineering) 金融经济学(Financial Economics) ·投资学(Investment) ·货币银行学(Money， Banking and Economics) ·国际金融学(International Finance) ·财政学(Public Finance)·保险学(Insurance) ·数理金融学(Mathematical Finance) ·金融计量经济学(Financial Econometrics) ·行为金融学(Behavioral Finance)等。
安徽大学院系、专业中英对照
统计学（Statistics）
电子商务（Electronic Commerce）
工商管理学院（School ofBusiness Administration）
工商管理（Business Administration）
市场营销（Marketing）
会计学（Accounting）
安徽大学院系、专业中英对照
院系（Schools and Departments）
专业（Majors）
大学英语教学部
Department of College English Studies
数学与计算科学学院（School of Mathematics and Computational Science）
财务管理（Financial Management）
旅游管理（Tourism Management）
法学院（School ofLaw）
法学（Law）
社会学系（Department of Sociology）
社会学（Sociology）
社会工作（Social Work）
政治学系（Department of Politics）
安徽大学院系专业中英对照院系schoolsdepartments专业majors大学英语教学部departmentcollegeenglishstudies数学与计算科学学院schoolcomputationalscience数学与应用数学mathematicsappliedmathematics信息与计算科学informationcomputationalscience统计学statistics物理与材料科学学院schoolmaterialscience应用物理学appliedphysics电子科学与技术electronicsciencetechnology材料物理materialphysics光信息科学与技术opticalinformationsciencetechnology化学化工学院schoolchemicalengineering化学chemistry应用化学appliedchemistry化学工程与工艺chemicalengineeringtechnology材料化学materialchemistry高分子材料与工程polymermaterialengineering生命科学学院schoollifescience生物科学biology生物技术biotechnology生物工程biologicalengineering环境科学environmentalscience计算机科学与技术学院schoolcomputer计算机科学与技术computersciencetechnologysciencetechnology软件工程softwareengineering网络工程internetengineering电子科学与技术学院schoolelectronicsciencetechnology电子信息工程electronicsinformationengineering通信工程telecommunicationsengineering微电子学microelectronics自动化automation测控技术与仪器measuringcontroltechnologyinstruments电气工程及其自动化electricalengineeringautomation管理学院schooladministration信息管理与信息系统informationmanagementinformationsystems物流管
经济学专业英语词汇整理
1、Ability-to-pay principle（of taxation）（税收的）支付能力原则按照纳税人支付能力确定纳税负担的原则。
纳税人支付能力依据其收人或财富来衡量。
这一原则并不说明某经济状况较好的人到底该比别人多负担多少。
2、Absolute advantage 绝对优势如果一个国家用一单位资源生产的某种产品比另一个国家多，那么，这个国家在这种产品的生产上与另一国相比就具有绝对优势。
3、Accelerator principle 加速原理解释产出率变动同方向地引致投资需求变动的理论。
4、Actual, cyclical, and structural budget 实际预算、周期预算和结构预算实际预算的赤字或盈余指的是某年份实际记录的赤字或盈余。
实际预算可划分成结构预算和周期预算。
结构预算假定经济在潜在产出水平上运行，并据此测算该经济条件下的政府税入、支出和赤字等指标。
周期预算基于所预测的商业周期（及其经济波动）对预算的影响。
5、Adaptive expectations 适应性预期见预期（expectations）。
6、Adjustable peg 可调整钉住一种（固定）汇率制度。
在该制度下，各国货币对其他货币保持一种固定的或曰"钉住的"汇率。
当某些基本因素发生变动、原先汇率失去合理依据的时候，这种汇率便不时地趋于凋整。
在1944-1971年期间，世界各主要货币都普遍实行这种制度，称为"布雷顿森林体系"。
7、Administered（or inflexible）prices 管理（或非浮动）价格特指某类价格的术语。
按照有关规定，这类价格在某一段时间内、在若干种交易中能够维持不变。
（见价格浮动 price flexibility）8、Adverse choice/selection 逆向选择一种市场不灵。
指的是这样一种情况，即那些遭遇风险机会最多的人，最容易决定购买保险。
对外经济贸易大学金融学院金融专业英语试题
对外经济贸易大学2002年攻读硕士学位研究生入学考试金融学院金融专业英语试题（英译中，五段，每段20分，共100分）1.What is a bank?As important as banks are to the economy as a whole and to local communities, there is much confusion about exactly what a bank is. Certainly banks can be identified by the functions (services or roles) they perform in the economy. The problem is that not only are the functions of banks changing, but the functions of their principal competitors are changing as well. Indeed, many financial institutions including leading security dealers, brokerage firms, mutual funds, and insurance companies arc trying to be as similar as possible to banks in the services they offer. Bankers, in turn, are challenging these nonblank competitors by lobbying for expanded authority to offer real estate and full-service security brokerage, insurance coverage, investments in mutual funds, and many other new services.As important as banks are to the economy as a whole and to local communities, there is much confusion about exactly what a bank is. Certainly banks can be identified by the functions (services or roles) they perform in the economy. The problem is that not only are the functions of banks changing, but the functions of their principal competitors are changing as well. Indeed, many financial institutions including leading security dealers, brokerage firms, mutual funds, and insurance companies arc trying to be as similar as possible to banks in the services they offer. Bankers, in turn, are challenging these nonblank competitors by lobbying for expanded authority to offer real estate and full-service security brokerage, insurance coverage, investments in mutual funds, and many other new services.The result of many legal and regulatory changes is a state of confusion in the public’s mind today over what is or is not a bank. The safest approach is probably to view these institutions in terms of what types of services the offer the public. Banks are those financial institutions that offer the widest range of financial services especially credit, savings, and payment services and perform the widest range of financial functions of any business form in the economy. This multiplicity of bank services and functions has led to banks being labeled“financial department store”.2. The Adoption of Indirect Instruments of Monetary PolicyIn the late 1970s, industrial countries began phasing out the direct instruments some of them used to operate monetary policy-including credits controls, interest rate ceilings, and sometimes directed credits-and began moving toward full reliance on indirect instruments, such as open market operations, rediscount facilities, and reserve requirement. In more recent years, there has been also an increasing tendency for the developing countries and the economies in transition to adopt such instruments.The greater use of indirect monetary instruments can be seen as the counterpart in the monetary area to the widespread movement toward enhancing the role of price signals in the economy more generally. Both have the same objective of improving market efficiency. Perhaps even more critically, moves to indirect instruments are taking place in an increasingly more open economic environment, with widespread adoption of current account convertibility. In such an environment, direct instruments have become increasingly ineffective, leading to inefficiencies and disintermediation. In the absence of indirect instruments of monetary policy, the authoritieswould, therefore, be unable to counter any problems of excess liquidity, which would impede their efforts to stabilize the economy.3. Why banks are so heavily regulated?Why are banks so closely regulated? There are number of reasons for this heavy burden of government supervision, some of them centuries old.First, banks are among the leasing repositories of the public’s savings especially the saving of individuals and families. While most of the public’s saving are placed in relatively short-term, highly liquid deposits, banks also hold large amounts of long-term savings in individual retirement accounts (IRAs). The loss of these funds due to bank failure or bank crime would be catastrophic to many individuals and families. But, many savers lack the financial expertise and depth of information needed to correctly evaluate the riskiness of a bank. Therefore, regulatory agencies are charged with the responsibility of gathering and evaluating the information needed to assess the true financial condition of banks in order to protect the public against loss.Banks are also closely watched because of their power to create money in the form of readily spendable deposits by making loans and investments. Changes in the volume of money created by banks appear to be closely correlated with economic conditions, especially the growth of jobs and the presence or absence of inflation.Banks are also regulated because they provide individuals and businesses with loans that support consumption and investment spending. Regulatory authorities argue that the public has a keen interest in an adequate supply of loans flowing from the banking system. Moreover, where discrimination in the granting of credit is present, those individuals who are discriminated against face a significant obstacle to their personal well-being and an improved standard of living. This is especially true if access to credit is denied because of age, sex, race, national origin, or similar factors.Finally, banks have a long history of involvement with government federal, state, and local. Early in the history of the industry governments relied upon cheap bank credit and the taxation of banks to finance armies and to supply the funds they were unwilling to raise through direct taxation of their citizens. More recently, governments have relied upon banks to assist in conducting economic policy, in collecting taxes, and in dispensing government payments.4. Financial FuturesA financial futures contract is an agreement between buyer and a seller reached today that calls for the delivery of particular security in exchange for cash at some future date . The market value of a futures contract changes daily as the market price of the security to be exchanged moves over time. As a result, futures contracts are “marked to marker”each day to reflect the current value of the assets subject to eventual delivery under each futures contract, and a cash payment may have to be made (usually to a broker) by one or the other party to the contract in order to protect against possible loss.The financial futures markets are designed to shift the risk of interest rate fluctuations from risk-averse investors, such as commercial banks, to speculators willing to accept and possibly profit from such risks. Futures contracts are traded on organized exchanges (such as the Chicago Board of Trade or the London Futures Exchange), where floor brokers execute orders received from the public to buy or sell these contracts at the best prices available. Then a bank contacts an exchange broker and offers to sell futures contracts (I, e., the bank wishers to “go short”in futures), this means it is promising to deliver securities of a certain kind and quality to the buyerof those contracts on a stipulated date at a predetermined price. Conversely, a bank may enter the futures market as buyer of futures contracts (i.e., the bank chooses to “go long”in futures), agreeing to accept delivery of the particular securities named in each contract and to pay cash to the exchange clearinghouse the day the contracts mature, based on their price at that time.5. Offshore Financial Center (OFC)An offshore financial center (OFC) may be defined as jurisdiction in which transactions with non-residents far outweigh transactions related to the domestic economy. They have developed by offering an attractive tax, legal and/or regulatory environment. In particular, the absence of inheritance, wealth, withholding or capital gains taxes can make the environment in OFCs very favorable to, for example, internationally mobile individuals. Zero or low direct taxes can make it attractive for companies conducting business with non-residents to incorporate in OFCs. Ina similar vein, the corporate legal environment may facilitate speedy adoption of new financial products or allow greater flexibility in restructuring and refinancing options. Political and economic stability and the presence of high quality professional (eg legal and accounting) and supporting services are also important in attracting business from other major financial centers.A number of important OFCs are small island states, with few domestically owned financial institutions, a large number of “brass-plate” institutions and little non-financial economic activity. The Cayman Islands and the British Virgin Islands are obvious examples. But the distinction between OFCs and other financial centers is not clear-out. Some economies. Such as Hong Kong and Singapore have a significant volume of entrepot business alongside domestically orientated financial intermediation. The term “OTC”is , furthermore, sometimes also used in connection with special tax and/or regulation zones that are established within the borders of a country to attract non-resident business (for example Labuan in Malaysia, or the International Financial Services Center in Dublin).1．银行是什么？无论是对于整个经济还是对于某一地区的经济而言，银行都是很重要的，同样地，人们对银行的准确含义也充满了困惑。
金陵科技学院专业名称英文翻译
信息安全 计算机科学与技术
计算机科学与技术(特） Computer Science and Technology
计算机科学与技术（嵌入式培养）
Computer Science and Technology（Embedded Cooperation with Enterprises） Digital Media Technology Electronic and Information Engineering Information Engineering Electronic Science and Technology Telecommunication Engineering
专业名称 国际经济与贸易 会计学 金融学 市场营销 财务管理 物流管理 金融工程 电子商务 审计学 行政管理 旅游管理
专业英文名称 International Economics and Trade Accounting Finance Marketing Financial Management Logistics Management Financial Engineer Electronic Commerce Auditing Public Administration Management Tourism Management
材料科学与工程（视光材料与应用）
Network Engineering Optoelectronic Information Science and Engineering Fashion Design and Engineering Dress Design and Engineering Products Design Industrial Design Environmental Design Animation Visual Communication Design Digital Media Arts Agricultural Facility of Science and Engineering Horticulture Garden Landscape Architecture Animal Science Veterinary Medicine Food Science and Engineering Materials science and engineering Functional Materials Composite Materials and Engineering
金融专业英语及翻译
Opposite指“位置、方向、地位、性质、意义等对立的、相反的〞, 如:如: “True〞and “ false 〞 have opposite meanings.“真〞与“假〞有着相反的意思。
Contrary指“两物朝相反的方向开展〞, 含有“互相冲突, 不一致〞的意思, 如:Your plan is contrary to mine.你的计划与我的相反。
Inverse 颠倒的；倒数的Evil is the inverse of good.Reverse 反过来，翻转He reversed the car.他倒车.教育类素质教育 education for all-round development应试教育 the examination-oriented education义务教育 pulsory education片面追求升学率 place undue emphasis on the proportion of students' entering school of a higher level高分低能 good scores but low qualities扩招 expand enrollment教书育人 impart knowledge and educate people因材施教 teach students according to their aptitude提高身心素质 improve the health and psychological quality大学生创业 the university students' innovative undertaking社会实践 social practice文凭 diplomas and certificates复合型人才 interdisciplinary talents文化底蕴 the rich cultural deposits适应社会的改变 adjust to the social changes满足社会的急需 meet the urgent needs the society工作类人才流动和双向选择 talent flow and a dual-way selection试用期 probationary period跳槽 job-hopping自由职业 freelance work拜金主义 money worship获得名利 achieve fame and wealth充分发挥个人的潜力 develop fully one's potential and creativity工作出色 excel in one's work社会和个人的尊重 social and personal esteem生计问题 a bread and butter issue人才交流 talents exchange培养人才 cultivate talents人才外流 brain drain失业问题 unemployment problems下岗职工 the laid-off workers自谋生路 be self-employed劳动力短缺 shortage of manpower医药卫生类卫生环境 sanitary environment营养不良 malnutrition杀虫剂 pesticide传染病 infectious disease呼吸疾病 respiratory disease商业类假冒伪劣 forged and fake modities物美价廉 goods with high qualities low price售后服务 after-sale service家用电器 household electrical appliances旺季 during peak selling seasons促销 promote sales提高购置力 raise the purchasing power刺激购物欲 stimulate the desire to buy超前消费 premature consumption国有企业 state-owned enterprise私人企业 private enterprise偷税漏税 tax evasion保持时常良好的秩序 keep market in good order垄断市场 monopolize the market社会道德类遵守公德 ply with public morality物质和精神文明建设 material and ideological progress守法 observe/obey the law遵守交规 observe traffic regulations改良社会风气 improve public morals## offend against the law侵犯个人隐私 invasion of privacy违反公共规章 break/violate public regulations扰乱治安 disturb the social order要求索赔 claim pensation应该受法律严惩 deserve to be punished heavily by the law环保类生态系统 ecosystem环保意识 environmental awareness生态失衡 disruption of ecological balance全球变暖 global warming温室效应 greenhouse effect沙尘暴 sand/dust storms淡水资源短缺 shortage of fresh waterdownsizing减员**streamline精简**on the job/in-service在职**disposable一次性**think tank智囊团**round the clock service全天候服务**(free) convertibility〔自由〕兑换**find a sugar daddy傍大款**Nordic北欧**non-renewable不可再生**out and out彻头彻尾**deadlock僵局**tertiary industry第三产业**fair (market) value市值**refund退款**axis-of-evil邪恶轴心**(nuclear) nonproliferation核不扩散**holistic整体的**one-off一次性〔解决〕的；一揽子的**turnkey总承包的；现成可使用的**in-house自有的；〔in-house finance pany) **round-up汇总？**overseas returnee海归**framework accord框架协议**WTO accession参加WTO**non-exclusive license非专用特许**royalty free无费的**sublicense转授权；转发许可证**creature forts衣食**recapitalization资产重组**RPI〔Retail Price Index〕零售物价指数**overriding concern高于一切的考虑**Lanyard系索**copyright著作权**royalty**pliance合规性**extension展期**co-lead underwriter副主承销商**Advisory Board咨询委员会**Board of Councillors理事会**entrepreneur创业者**upmarket高端的**attorney general首席检察官**upscale高端的**clientele客户群**self starter白手起家人**down round筹资首轮**mass market vs. submarket总的市场/次级市场〔比如根据某个标准分的客户群〕**letter/power of attorney委任书**market clout市场影响〔？〕**rehaul (a business)重组；**sell-back (与buy-out相对〕**monograph专题〔论述〕**verbatim逐字逐句的说法〔比如销售“定式〞用语〕**Liquidity Trap流动性陷阱〔宁愿把资金存放于银行拿取零利息的回报，也不愿再投资赔了〕**many a little makes a mickle集腋成裘**reservist后备兵**at eleventh hours关键时刻**misnomer用词不当**payoff收益**outperform超过**bailout解决；救援〔for instance, the bailout from IMF for South Korea and other SE Asian countries after financial crisis)**honor of N/R (notes receivable)/dishonor到期兑现**political cronies政府人员办的关联企业**value-based pricing价值导向定价法〔区别于cost-based pricing，指能为客户带来多少价值来确定价格，而不是消耗了多少本钱，比如飞机票)**clearinghouse like exchange〔交换场所〕**value of synergy企业兼并之后带来的利益**post-investment values〔注意post的用法〕**techie做技术的人〔与salesman相对〕**on-target专注于最终目标的**optimum最适宜的**overhead还有一个意思是“投影〞，类似powerpoint**in line与预期相符的**YTD (year-to-date)从Jan 1到目前的时间**scorched earth焦土政策**economies of scopeX围经济〔与economies of scale相比〕**toehold小支点，起点**industry observer行业观察家**networking商业构建私人关系网**conference backdrop会议背景幕**trade-up升级**ease of maintenance/repair维修的容易度**cap〔金额〕最高限度；upper limit**lifetime〔债券等的〕存期**double dip recession二次萧条〔特指本次美国经济泡沫破灭后，还将面临的进一步衰退〕**fringe benefits附加福利〔除国家规定外的〕**annual leave年假**call to order宣布开会；要求遵守秩序**second the motion附议**motion carried动议通过**window dressing粉饰**end-state最终状态**scrap废品〔与rework相对〕**disagrregate分解**solidity可*性**MIS (management information system) 管理信息系统**in due course稍后**7-11便利店**numerator/denominator分子/分母**winding-up结算；停业**subsidiary/member panies下属公司**coach大客车**OEM/aftermarket parts汽车业的前/后配件**assembly plant汽车整车厂**elevated rail轻轨**honorary名誉**deputy magistrate副区长〔虹口〕**size up估计**offer .. Advancement over比。
大学各专业(中英对照)
Orientation in Linguistics 英语语言文学专业Orientation in British and American Literature 英美文学专业Orientation in Cultural and Media Studies 英语（文化与传播）专业Orientation in Advanced Translation andInterpreting英语（高级翻译）专业Orientation in International Convention,Exhibition and Tourism Management英语（国际会展与旅游）专业Orientation in Information Management 信息管理专业International Economics and Trade 国际经济与贸易Economics 经济学专业Statistics 统计学The Public Finance Major 财政学The Taxation Major 税务Business English 商务英语International Business 国际商务Business Administration 工商管理Marketing 市场营销Human Resources Management 人力资源管理Management of Logistics(Management ofInternational Purchasing)物流管理（国际采购）Logistic Management(Management ofInternational Logistics and Transportation)物流管理（国际物流与运输）Finance 金融学Finance(Investment and Financing) 投资学（投资与理财）专业Financial Engineering 金融工程专业Insurance 保险学Mathematics and Applied Mathematics(Financial mathematics and actuarial science) 数学与应用数学（金融数学与精算）The Accounting Major 会计学专业The Financial Management Major 财务管理专业The Auditing Major 审计学（注册会计师）专业Chinese Language(Senior InternationalSecretary)汉语言（高级涉外文秘）Chinese Language (Foreign-Related CultureManagement)汉语言（涉外文化管理）Teaching Chinese as ForeignLanguage(TCFL)对外汉语Chinese Language and Literature 汉语言文学Department of Law 法学专业Department of International Economic Law 国际经济法Department of Civil and Commercial Law 民商法专业Department of Intellectual Property Law 知识产权法Department of Diplomacy 外交学专业Department of International Politics 国际政治专业Computer Science and Technology 计算机科学与技术Software Engineering 软件工程专业Information Management & InformationSystem信息管理与信息系统Electronic Commerce 电子商务Public Affairs and Administration 公共事业管理Administration Management 行政管理Applied Psychology (majoring in ManagementPsychology)应用心理学Social Work (majoring in Urban SocialAdministration)社会工作专业BA in Journalism(International Journalism) 新闻学（国际新闻）BA in Advertising 广告学BA in the Art of Broadcasting and Hosting 播音与主持艺术专业Music Performance(Vocal Music) 音乐表演专业（声乐）Art Design (Visual Transmission Design)(Photoshop)Major 艺术设计（视觉传达设计）（数字影像设计）专业。
常用的经济学金融学专业英语-中英文词汇及解释
金融学和会计学英语词汇division of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange 交换媒介legal sanction 法律制裁face value 面值liquid assets 流动资产illiquidl assets 非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金repurchase agreements 回购协议certificate of deposits 存单bond 债券stock 股票travelers'checks 旅行支票small-denomination time deposits 小额定期存款large-denomination time deposits 大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议thrift institutions 存款机构financial institution 金融机构commercial banks 商业银行a means of payment 支付手段a store of value 储藏手段a standard of value 价值标准reserve 储备note 票据discount 贴现circulate 流通central bank 中央银行the Federal Reserve System 联邦储备系统credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking 单一银行制out of circulation 退出流通capital stock 股本at par 以票面价值计electronic banking 电子银行banking holding company 公司银行the gold standard 金本位the Federal Reserve Board 联邦储备委员会the stock market crash 股市风暴reserve ratio 准备金比率deficit 亏损roll 展期wholesale 批发default 不履约auction 拍卖collateralize 担保markup 价格的涨幅dealer 交易员broker 经纪人pension funds 养老基金face amount 面值commerical paper 商业票据banker's acceptance 银行承兑汇票Fed fund 联邦基金eurodollar 欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating 信誉级别tax collection 税收money market 货币市场capital market 资本市场original maturity 原始到期期限surplus funds 过剩基金宏观经济的 macroeconomic通货膨胀 inflation破产 insolvency有偿还债务能力的 solvent合同 contract汇率 exchange rate紧缩信贷 tighten credit creation 私营部门 private sector财政管理机构 fiscal authorities宽松的财政政策 slack fiscal policy税法 tax bill财政 public finance财政部 the Ministry of Finance平衡预算 balanced budget继承税 inheritance tax货币主义者 monetariest增值税 VAT (value added tax)收入 revenue总需求 aggregate demand货币化 monetization赤字 deficit经济不景气 recession经济好转 turnabout复苏 recovery成本推进型 cost push货币供应 money supply生产率 productivity劳动力 labor force实际工资 real wages成本推进式通货膨胀 cost-push inflation 需求拉动式通货膨胀 demand-pull inflation 双位数通货膨胀 double- digit inflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最终目标 ultimate goal坏的影响 adverse effect担保 ensure贴现 discount萧条的 sluggish认购 subscribe to支票帐户 checking account货币控制工具 instruments of monetry control 借据 IOUs(I owe you)本票 promissory notes货币总监 controller of the currency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信的证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购协议 repo精明的讨价还价交易 horse-trading欧元 euro公共债务 membership criteria汇率机制 REM储备货币 reserve currency劳动密集型 labor-intensive股票交易所 bourse竞争领先 frontrun牛市 bull market非凡的牛市 a raging bull规模经济 scale economcies买方出价与卖方要价之间的差价 bid-ask spreads 期货（股票） futures经济商行 brokerage firm回报率 rate of return股票 equities违约 default现金外流 cash drains经济人佣金 brokerage fee存款单 CD(certificate of deposit)营业额 turnover资本市场 capital market布雷顿森林体系 The Bretton Woods System经常帐户 current account套利者 arbitrager远期汇率 forward exchange rate即期汇率 spot rate实际利率 real interest rates货币政策工具 tools of monetary policy银行倒闭 bank failures跨国公司 MNC ( Multi-National Corporation) 商业银行 commercial bank商业票据 comercial paper利润 profit本票，期票 promissory notes监督 to monitor佣金（经济人） commission brokers套期保值 hedge有价证券平衡理论 portfolio balance theory 外汇储备 foreign exchange reserves固定汇率 fixed exchange rate浮动汇率 floating/flexible exchange rate 货币选择权（期货） currency option套利 arbitrage合约价 exercise price远期升水 forward premium多头买升 buying long空头卖跌 selling short按市价订购股票 market order股票经纪人 stockbroker国际货币基金 the IMF七国集团 the G-7监督 surveillance同业拆借市场 interbank market可兑换性 convertibility软通货 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外债 short term external debt汇率机制 exchange rate regime直接标价 direct quotes资本流动性 mobility of capital赤字 deficit本国货币 domestic currency外汇交易市场 foreign exchange market国际储备 international reserve利率 interest rate资产 assets国际收支 balance of payments贸易差额 balance of trade繁荣 boom债券 bond资本 captial资本支出 captial expenditures商品 commodities商品交易所 commodity exchange期货合同 commodity futures contract普通股票 common stock联合大企业 conglomerate货币贬值 currency devaluation通货紧缩 deflation折旧 depreciation贴现率 discount rate归个人支配的收入 disposable personal income 从业人员 employed person汇率 exchange rate财政年度fiscal year自由企业 free enterprise国民生产总值 gross antional product 库存 inventory劳动力人数 labor force债务 liabilities市场经济 market economy合并 merger货币收入 money income跨国公司 Multinational Corproation 个人收入 personal income优先股票 preferred stock价格收益比率 price-earning ratio优惠贷款利率 prime rate利润 profit回报 return on investment使货币升值 revaluation薪水 salary季节性调整 seasonal adjustment关税 tariff失业人员 unemployed person效用 utility价值 value工资 wages工资价格螺旋上升 wage-price spiral收益 yield补偿贸易 compensatory trade, compensated deal 储蓄银行 saving banks欧洲联盟 the European Union单一的实体 a single entity抵押贷款 mortgage lending业主产权 owner's equity普通股 common stock无形资产 intangible assets收益表 income statement营业开支 operating expenses行政开支 administrative expenses现金收支一览表 statement of cash flow贸易中的存货 inventory收益 proceeds投资银行 investment bank机构投资者 institutional investor垄断兼并委员会 MMC招标发行 issue by tender定向发行 introduction代销 offer for sale直销 placing公开发行 public issue信贷额度 credit line国际债券 international bonds欧洲货币Eurocurrency利差 interest margin以所借的钱作抵押所获之贷款 leveraged loan 权利股发行 rights issues净收入比例结合 net income gearing常用的经济学金融学中英文词汇及解释Equilibrium，competitive 竞争均衡见竟争均衡（competitive equilibrium）。
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
index(PPI)
11. consumer 消费者物价指数
price
index(CPI)
12. Credit
line
信贷额度
13. debt 债务重组
restructuring
14. corporate 公司重组
restructuring
15. the
Dow
Jones
道琼斯工业平均指数
Industrial
monetary
stimulus
4. budget
deficit
（
surplus
）
财政赤字（盈余）
5. current 国家经常账户盈余
account
surplus
6. trade 贸易差额
balance
7. favorable 贸易顺差
trade
balance=trade
surplus
8. unfavorable 贸易逆差
42. GNP 人均国民生产总值
43. blue 蓝筹股
44. junk 垃圾股
45. capital 资本充足率
46. core 核心资本
47. Tier
per per
adequacy I
investors buyout(LBO) buyout(MBO)
funds capita capita
chip stock ratio capital capital
73. Franchising 加盟连销权
74. joint venture 合资公司
75. defined 固定收益计划
76. defined 固定缴费计划
analysis
income
tax
proprietorship
partnership
benefit contribution
plans plans
disclosure
60. full 充分披露
disclosure
61. the
Glass-Steagall
Act
格拉斯-史蒂格法
62. The Federal Deposit Insurance Corporation(FDIC) 联邦存款保险公司
63. stock 股市泡沫
bubbles
64. Sovereign debt default
信贷评级机构
1. speculators
vs
投机者 vs 投资者
investors
2. hedge 对冲基金
funds
3. private 私募（股权）基金
equity
funds
4. currency 货币增值
revaluation(appreciation)
5. currency 货币贬值
devaluation(depreciation)
21. insider 内幕交易
trading
22. securities 证券欺诈
fraud
23. Economic 经济衰退
recession
24. trade 贸易自由化
liberalization
25. financial 金融自由化
liberalization
26. the International Bank for ReconstrFra bibliotekction and
Keynesian
economics
54. fiscal 财政紧缩
tightening:
fiscal
austerity
55. carry 套利基金
trading
56. capital 资本控制
control
57. exchange 外汇管制
control
58. risk 风险溢价
premium
59. fair 公平披露
edge advantage
reserves reserves Depression
22. the 经济大衰退
Great
recession
23. the
New
Deal
新政
24. Junk 垃圾债券/高风险债券
25. gilt-edged 金边债券
bonds bonds
26. credit rati 27. ng agencies(Standard & Poor’s, Moody’s, FitchRating)
16. competitive 竞争优势
17. comparative 竞争优势
18. mercantilism 重商主义
19. gold 黄金储备
20. foreign 外汇储备
21. the 经济大萧条
power
exchange Great
balance balance parity(PPP) regulation
I. Translate the following terms(共 20 题，每小题 1 分，共 20 分):
1. Quantitative 量化宽松
easing
2. fiscal
policy
vs
财政政策 vs 货币政策
monetary
policy
3. fiscal
stimulus
vs
财政刺激 vs 货币刺激
Exchange
Commission(SEC)
30. Balance 资产负债表
sheet
31. income 损益表
statement
32. statement
of
cash
flows
现金流量表
33. initial 首次公开募股
public
offering(IPO)
34. Retail 零售/个人银行
trade
balance=trade
deficit
9. balance
of
国际收支平衡
payments
10. cash 现金差额
balance
11. credit 贷方差额
12. debit 借方差额
13. Purchasing 购买力平价理论
14. Financial 金融管制/监管
15. Deregulation 放松监管
Development(IBRD)=the World Bank
世界银
行
27. non-performing loans(distressed debt, bad debt, troubled
loans)
不良贷款
28. holding 控股公司
company
29. the Securities and 美国证券交易委员会
65. IMF 国际货币基金组织
66. John 凯恩斯
Maynard
Keynes
67. David 大卫.李嘉图
Ricardo
68. marginal 边际分析方法
analysis
69. cost-benefit 成本利益分析
70. corporate 企业所得税
71. single 独资
72. Limited 有限合伙
Average
16. The
S&P
500
Index
标准普尔 500 指数
17. The 纳斯达克综合指数
NASDAQ
Composite
18. The
Nikkei
225
Index
日经 225 指数
19. corporate governance 公司治理
20. mergers
and
企业并购
acquisitions(M&A)
6. futures 期货市场
market
7. stock 证券交易所
exchange
8. derivatives(futures, 金融衍生品
options,
swaps)
9. market 市场价值
capitalization:
market
value
10. producer 生产者物价指数
price
一级资本
48. market 市场占有率
share
49. vertical 纵向收购
takeovers
50. horizontal 横向收购
takeovers
51. conglomerate 集团收购
takeovers
52. Laissez-faire 自由放任资本主义
capitalism
53. laissez-faire economics vs 放任经济 vs 凯恩斯经济学
banking
35. private 银行对私业务
banking(wealth
management)
36. venture 风险投资
capital
37. angel 天使投资人
38. Leveraged 杠杆收购
39. Management 管理层收购
40. Pension 养老基金
41. GDP 人均国内生产总值