中国银行考试笔试试题汇总.pdf
中国银行招聘笔试试题及参考答案
中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在6个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有()。
A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠()。
A、规模经济D、减少供给标准答案：B5、我国衡量收益合理性的指标包括()。
A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,DB、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是()。
A、利率和汇率B、抵押和限制条款C、合同和信用证D、交易商制度和规模经济标准答案：B13、菲利普斯曲线所反映的物价水平与就业的矛盾关系是()。
C、欧元市场D、境外货币市场标准答案：D15、卖方信贷的直接结果是()。
A、卖方能高价出售商品B、买方能低价买进商品C、卖方能以延期付款方式售出设备17、布雷顿森林体系瓦解后，主要资本主义国家普遍实行()A、固定汇率制B、浮动汇率制C、钉住汇率制D、联合浮动标准答案：B18、如果一国货币贬值，则会引起()C、出口增加，进口增加D、出口减少，进口减少标准答案：B20、SDR2是()A、欧洲经济货币联盟创设的货币B、欧洲货币体系的中心货币C、IMF创设的储备资产和记帐单位22、收购国外企业的股权达到10%以上，一般认为属于()A、股票投资B、证券投资C、直接投资D、间接投资标准答案：C23、汇率不稳有下浮趋势且在外汇市场上被人们抛售的货币是()A、非自由兑换货币B、硬货币C、软货币D、自由外汇标准答案：C24、从长期讲，影响一国货币币值的因素是()标准答案：B、C26、一项国际租赁交易必须涉及到()。
中国银行历年招聘考题试卷及答案
中国银行招聘考题笔试试卷及解答一.单项选择题1.国际收支全面反映一国的对外( )关系。
A.政治B.经济C.军事D.文化2.各国政府可以根据本国的需要调整纸币的( )。
A.铸币平价B. 平价C.购买力平价D.黄输送点3.资本国际流动更多采取的是( )形式。
A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲融危机，最终演变为冲击全球的融动荡。
A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。
A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。
A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。
A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。
A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。
A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。
A、外国债券的付息方式一般与当地国内债券相同。
B、欧洲债券不受面值货币国或发行市场所在地的法律限制。
C、由国际性承销辛迪加承销的国际债券称为欧洲债券。
D、外国债券不受所在地国家证券主管机构的监管。
11.抛补套利实际是( )相结合的一种交易。
A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。
B. 外币债务人和进口商在预测外币汇率将要下降时，争取提前付汇，以免受该计价货币贬值的风险。
2.中国银行真题汇编题库
目录中国银行招聘考试真题试卷（一） (2)第一部分英语 (2)第二部分综合知识 (7)第三部分行政职业能力测试 (13)中国银行招聘考试真题试卷（二） (22)第一部分英语 (22)第二部分综合知识 (29)第三部分行政职业能力测试 (34)中国银行招聘考试真题试卷（三） (42)第一部分英语 (42)第二部分综合知识 (48)第三部分行政职业能力测试 (58)第四部分性格测试 (69)中国银行考试真题（一）答案及解析 (70)第一部分英语 (70)第二部分综合知识 (72)第三部分行政职业能力测试 (74)中国银行考试真题（二）答案及解析 (79)第一部分英语 (79)第二部分综合知识 (81)第三部分行政职业能力测试 (84)中国银行考试真题（三）答案及解析 (88)第一部分英语 (88)第二部分综合知识 (90)第三部分行政职业能力测试 (94)第四部分性格测试 (97)中国银行招聘考试真题试卷（一）（考试时间180分钟，满分120分）第一部分英语（共55题，参考时限35分钟）PATR1:INCOMPLETE SENTENCES()1.We must do something to protect consumers against_____advertising increasing recently.A.effectivestingC.purposefulD.fraudulent()2.Seeing that Hansung Airlines is promoting specially discounted tickets,the major carriers are fored to be more_____in their pricing.petepetitionpetitivepetitor()3.At the awards cerenony,Mrs.Shin will present a prize to the employees who have_____for the company for over20years.A.servedB.engravedC.approvedD.received()4.Before_____over the company's accounting division,Mr.Rayasit was in charge of planning and strategy.A.takeB.takenC.takingD.took()5.We are disappointed know that by the time the delegate arrived,the meeting had_____started.A.stillB.alreadyC.onceD.yet()6._____lit,almost all of the narrow staircasees in the old library building can be dangerous for the first-time visitors.A.PoorerB.PoorestC.PoorlyD.Poor()7.Customers are requested to coplete the enclosed survey so that we can better meet their_____.A.needsB.promisesC.tracksD.capacities()8._____the roads were slippery,drivers should exercise their extreme caution to avoid traffic accidents.A.HoweverB.DespiteC.ForD.Since()9.Alfred Coch meets_____with the costomers to uderstand what their complaints are and find ways to solve them.A.frequentedB.freqeuntlyC.frequencyD.frequent()10.The two advertising agencies formed an alliance to seek_____to locate potential customers in times of difficulty.A.innocentlyB.suddenlyC.cooperativelyD.needlessly()11.He advised_______a charitable foundation.A.catching onB.going overC.filling outD.setting up()12.Buy top quality even if it_______something not currently in vogue.A.wereB.isC.wasD.be()13.As soon as the money_______invested the project will begin.A.isB.will beC.is going to beD.had been()14.These contracts will encourage growth of a more competitive banking structure_______.A.alwaysB.two years agoC.in the next yearD.sometimes()15.Management relies_______on its ongoing review of the loan protfolio.A.predominanceB.predominantlyC.predominantD.predominated()16.These tables show only our domestic operations;_______international operations are not included.A.moreoverB.consequentlyC.neverthelessD.yet()17.The firm provides_______care and life insurance benefits.A.healthyB.healthfulC.healthfulnessD.health()18.The program is designed to improve comperitive strengh;_______,it will also increase the potential for higher earnings.A.neverthelessB.meanwhilelyD.accordingly()19.Financing has come chiefly from_______sources.A.internalizingB.internalC.internD.internalized()20.Our wordwide sales made us_______9percent.A.advancedB.advanceC.advaingD.advancement()21.To avoid errors using the new coding system,you should_______before beginning to code.A.find it outB.take it upC.look it overD.look it up()22.They got all the packages_______on time.A.deliverB.deliveringC.to deliverD.deiverde()23.If we_______the plans carefully,we would not have erred so seriously.A.had studiedB.studyC.studiedD.were studying()24.In ten years,about half of the decline_______attributable to write-offs.A.will beB.has beenC.would beD.are() sales in the current year_______9percent higher than the previous year.A.had beenB.areC.will beD.werePart2：Reading（一）Questions26-30refer to the following two e-mail messages.To:Rex Roeges,Customer Service Department<roeges@>From:Dave Palmer<****************>Re:Lost bookDear Mr.Rex Roeges,I am writing this e-mail concerning a book that I ordered through your company,The Computer Networks4th edition,order number20035,I plaed the order last month and still have not received the book.I visited your website and confirmed that my shipping information was correct,and that my credit card has been charged for the book;the website also indicates that the book was shipped using your“Global Carrier”service the day after I ordered it.Considering that“Global Carrier”shipments typically take two weeks to arrive,I should have received my goods a week ago at the latest.However,my post office informed me they have neither received nor delivered the book,Can you let me know what is going on as soon as possible?Dave PalmerTo:Dave Palmer<****************>From:Rex Roeges<****************>Re:Lost bookDear Mr.Palmer.Thank you for contacting us.It is important to us that our customers are satisfied with our service,so I am very sorry to hear that you have not received your merchandise.I looked up your order numeber and discovered that the book has not been sent out.I have rectified this mistake on our website and sent the book to you via express mail.It should arrive within two business days.With the book I have enclosed a coupon for half off your next order.Again,I apologize for the inconvenience.If you have any more questions or need further assistance,please contact me at602-385-0256,or e-mail me at <****************>.Sincerely,Rex Roges,Customer Service DepartmentNobel Bookstore26.Why did the customer send his e-mail?()A.To order new books from major publishersB.To cancel an order of merchandiseC.To track down a missing itemD.To complain about a faulty product27.What did the customer discover?()A.He has already paid for the order.B.He was charged twice for the same product.C.The delivery company delivered the item to the wrong address.D.The book is out of print and no longer available.28.What error did the website contain?()A.The order number was wrongB.Mr.Palmer’s address was incompleteC.The price list was outdatedD.It indicated the item had been shipped29.How did the company attempt to compensate the customer?()A.It sent him a complimetary bookB.It gave him a voucher for a50%discountC.It removed the charge from his credit cardD.It gave him the book for half off30.Which of the following statament true?()A.The company sends all orders by express mailB.“Global Career”shipping is the cheapest service availableC.Mr.Palmer placed his order three weeks agoD.The cost of delivery was included in the book’s price(二)Questions31-35refer to the following statament and memo.Expense Account StatementEmployee:Dave Lincoln<*************>Date:June27Reimbursable Expenses IncurredHotel/lodging:＄695.98Meals:＄215.35Tax:＄72.6Travel(air):＄895.63Parking:＄16.00Other(itemize):2-day auto rental＄149.00Taxi fare＄38.00(incldes tips)Total:＄2082.02I certify the above is a true statement of incurred expense in accordance with company policy.Receipts are attached.Signature Dave LincolnMemoTo:Dave Lincoln<*************>From:Alex Doval<*************>,Accounting DepartmentDate:June28Subject：Travel reimbursementDear Mr.Dave Lincoln,Your expense account statement indicates an amount spent on lodging that exeeds the company’s expense guidelines.The standard reimbursement allowance is＄200per night,so your three-night stay is＄95.98over the maximum.The company acknowledges that prices in the area were inflated due to the convention and that your supervisor’s late decision to send you there limited your choice of hotels.I still need you to fill out and submit Form RBSAE(Reimbursement Beyond Standard Allowable Expense)if you want bo be reimbursed fully for your lodging expense.A copy of the form is stapled to this memo.Please get it back to me by July5th and the total on your expense statement will be added to your paychecd.Regards,Alex Doval31.Why has the statament been submitted?()A.To make air and hotel reservationsB.To request repayment for travel costsC.To dispute a credit card chargeD.To obtain authorization to stay in hotel32.Which expenditure went over the company limit?()A.Food and drinkB.TransportationC.AccmmodationsD.Parking33.How long did Mr.Dave Lincoln stay at the hotel?()A.Two nightsB.Three nightsC.Four nightsD.Six nights34.What accompanies the memo?()A.Various travel receiptsB.An employee’s paycheckC.An income tax certificateD.A document for additional repayment35.What can be inferred about Mr.Dave Lincoln’s trip?()A.He drove his own automobileB.He stayed at numerous hotelsC.He stayed longer than he needed to beD.He went to attend a convention第二部分综合知识（共55题，参考时限60分钟）一、单项选择题1.根据我国《商业银行资本充足率管理办法》，下列不属于附属资本的是（）。
中国银行招聘笔试试题
中国银行招聘笔试试题中国银行招聘笔试试题中国银行招聘笔试题一、单向选择题（共60题）1、中国人民币的主币是：A 元B 角C 分D 厘 (答案：A )2、按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是：A 5元B 10元C 10、25元D 20元 (答案：C )3、以下关于汇率的说法中错误的是：A 汇率是两种货币之间的相对价格B 汇率的直接标价法能够表示为1单位外币等于多少本币C 中国的汇率报价一般采用直接标价法D 中国的汇率报价一般采用间接标价法 (答案：D )4、香港联系汇率制度是将香港本地货币与哪种货币挂钩？A 英镑B 日元C 美元D 欧元 (答案：C )5、中国的三家政策性银行是：A 中国人民银行国家开发银行中国农业发展银行B 中国进出口银行国家开发银行中国农业发展银行C 国家开发银行中国农业银行中国进出口银行D 中国农业发展银行国家开发银行中国邮政储蓄银行 (答案：B )6、下列哪一项不属于商业银行的“三性”原则？A 安全性 B流动性 C 盈利性 D政策性 (答案：D )7、以下不属于金融衍生品的是：A 股票B 远期C 期货D 期权 (答案：A )8、下列哪家机构不属于中国成立的金融资产管理公司？A 东方 B信达 C华融 D光大 (答案：D )9、中国于初组建的银行业监管机构是：A 中国人民银行B 中国银监会C 中国证监会D 中国保监会 (答案：B )10、在国际银行监管史上有重要意义的1988年《巴塞尔协议》规定，银行的总资本充分率不能低于：A 4%B 6%C 8%D 10% (答案：C )11、当前世界上最大的证券交易所是：A 纽约股票交易所B 伦敦股票交易所C 东京股票交易所 D香港股票交易所 (答案：A )12、股票市场上常常会被提到的“IPO”的意思是：A 首次公开发行，即公司第一次公募股票B 公司第一次私募股票C 已有股票的公司再次公募股票D 已有股票的公司再次私募股票 (答案：A )13、H股是指：A 在中国国内发行、供国内投资者用人民币购买的普通股票B 在中国国内发行、以外币买卖的特种普通股票C 中国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D 中国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票 (答案：C )14、下列属于香港股票市场价格指数的是：A 道琼斯工业指数B 标准普尔股价指数C 日经指数D 恒生指数 (答案：D )15、下列哪一项不属于债券的基本特点？A 偿还性B 风险性C 收益性D 流动性 (答案：B )16、下列关于债券的说法中错误的是：A 债券代表所有权关系B 债券代表债权债务关系C 债券持有者是债权人D 债券发行人到期须偿还本金和利息 (答案：A )17、按照发行人不同，债券可分为：A 政府债券、金融债券B 政府债券、公司债券C 金融债券、公司债券D 政府债券、金融债券、公司债券 (答案：D )18、下列哪种债券利率一般会成为整个金融市场利率体系的基准利率？A 企业债券B 公司债券C 金融债券 D国债 (答案：D )19、下列关于国债的说法中错误的是：A 国债是中央政府发行的债券B 国债是风险最低的债券C 国债利率一般高于相同期限的其它债券D 国债能够作为中央银行公开市场操作工具 (答案：C )20、以标准普尔公司的债券信用评级为例，下列哪个评级的信用等级最高？A：A B：AA C：BB D：CC (答案：B )21、下列关于封闭式基金的说法中错误的是：A 封闭式基金的规模和存续期是既定的B 投资者在基金存续期内不能向基金公司赎回资金C 投资者能够在二级市场上转让基金单位D 基金转让价格一定等于基金单位净值 (答案：D )22、下列哪一项不属于开放式基金的特点？A 没有固定规模B 无固定存续期限C 投资者可随时赎回D 全部资金用于长期投资 (答案：D )23、以下列哪一项为标的物的期货属于金融期货：A 玉米B 股票C 铜D 石油 (答案：B )24、中国证券市场的主要监管机构是：A 中国银监会B 中国证监会C 中国保监会D 中国财政部 (答案：B )25、能够喻为社会经济“急救箱”，能对整个社会起保障作用的金融体系是：A 银行体系B 证券市场C 保险体系D 金融衍生品市场 (答案：C )26、根据保险标的的不同，保险能够划分为：A 财产保险和人身保险B 原保险和再保险C 个人保险和团体保险D 自愿保险和强制保险 (答案：A )27、以各种财产物资和有关利益为保险标的的一种保险是：A 商业保险B 社会保险C 财产保险D 人身保险 (答案：C )28、下列哪一项不属于财产保险：A 团体火灾保险B 机动车辆保险C 建筑工程保险D 健康保险 (答案：D )29、以人的寿命和身体为保险标的的一种保险是：A 商业保险B 社会保险C 财产保险D 人身保险 (答案：D )30、当劳动者达到国家规定的退休年龄后，为解决她们的基本生活而建立的社会保险制度：A 健康保险B 人寿保险C 人身意外伤害保险D 养老保险 (答案：D )31、社会保险不包括下列哪一项：A 养老保险B 失业保险C 医疗保险D 人寿保险 (答案：D )32、保险公司的资金不能投资于：A 银行存款B 买卖政府债券C 投资基金D 设立证券经营机构 (答案：D )33、当前，中国保险行业专门的监管机构是：A 中国人民银行B 中国银监会C 中国证监会D 中国保监会 (答案：D )34、理财应具备几项基本原则，以下中不正确的是：A 高收益低风险B 量入为出，量力而行C 做足功课，不盲目投资D 控制欲望，不可贪婪 (答案：A )35、房贷“三一定律”指的是，每月的房贷金额不超过家庭当月总收入的：A 三倍B 三分之一C 一倍D 二分之一 (答案：B )36、在下列人的生命周期中,证券投资应最少的是：B 家庭成长期C 家庭成熟期D 退休期 (答案：D )37、下列投资渠道中，安全性最高的是：A 储蓄存款B 股票投资C 投资基金D 期货投资 (答案：A )38、在下列投资品种中，风险最高的是：A 国债B 企业债C 股票D 期货 (答案：D )39、下列投资渠道中，流动性最强的是：A 活期储蓄B 证券投资C 集合理财产品D 不动产投资 (答案：A )40、一般而言，蓝筹股是指：A 成交量大、买卖活跃、价格波动幅度较大但一般不会暴涨暴跌的股票B有长期稳定盈余记录,定期分红派息,信誉良好或者发展潜力巨大,未来成长性好的公司股票C 价格频繁变动且变动幅度大的股票D 公司销售额和利润增长迅速，快于整个经济发展速度的股票 (答案：B )41、主要投资于短期债券,债券回购和银行同业存款等风险低,收益稳定的短期资金市场的基金是：A 股票基金C 货币市场基金D 混合基金 (答案：C )42、下列不属于货币市场基金主要投资领域的是：A 股票B 短期债券C 债券回购D 银行同业存款 (答案：A )43、利息与活期储蓄相比有一定优越性，但能够随时支取的人民币储蓄存款是：A 定期储蓄B 定活两便储蓄C 零存整取储蓄D 教育储蓄 (答案：B )44、当前，能够免征利息税的人民币储蓄存款是：A 定期储蓄B 定活两便储蓄C 零存整取储蓄D 教育储蓄 (答案：D )45、对其它利率有决定性的影响，当它发生变动时，其它利率也会跟着变动的利率是：A 活期存款利率B 定期存款利率C 基准利率D 名义利率 (答案：C )46、当前，金融机构能够灵活设置贷款利率水平，条件是不低于中央银行发布的贷款基准利率的一定幅度，这种利率管理方式称为A 存款利率的上限管理B 存款利率的下限管理C 贷款利率的上限管理D 贷款利率的下限管理 (答案：D )47、银行执行的存贷款利率即名义利率扣除通货膨胀(涨价)以后算出的利率，叫做：A 活期存款利率B 定期存款利率C 基准利率D 实际利率 (答案：D )48、贷款人向借款人发放的用于购买自用住房和城镇居民修建自用住房的贷款是：A 个人住房贷款B 个人汽车贷款C 个人耐用消费品贷款D 国家助学贷款 (答案：A )49、当前中国个人住房贷款最长期限为：。
最新中国银行考试题库附答案
49以下哪个指标反映了全部资产运营情况
（全部资产周转率）
50应计入收益性支出而错计入了负债性支出会产生什么后果
（？？）
51国际货物合同纠纷的诉讼期限是：（A一年B两年C三年D四年）
多项选择题
（有两个或以上的选项是正确的，多选、漏选、错选均不得分）zd.54yjs.
1.商业银行的负债包括哪些
（Outlook Express。汗！）
32. BBS的功能不包括以下哪个选项
（文件传输、发布信息、什么什么热表之类）
33. TCP/IP协议基于什么而写？（大概是这个意思。。）
34.世界上第一个网上银行是？（美国SFNB）
35. 2007年6月召开的八国峰会的主要议题是什么
（全球气候变暖问题）
36.我国提出十一五期间单位国内生产总值能源消耗降低多少？（20%）
（A.归中央税入B.归地方税入C.共享税中央为主D.共享税地方为主）
28. A、B两个相连的会计年份和甲乙两种不同的会计方式混搭，问哪个符合会计一致性原则
29.某跨国企业子公司财务报告与母公司合并，过程中遭遇的汇率风险属于什么风险（经营风险、市场风险、经济风险、会计风险）
30.影响现金流的操作
31.以下哪个软件通常用来收发邮件
经济法：
股份制有限公司成立的条件（发起人的数量，最低资本要求，半数以上发起人中国境内有住所）
个人独资企业所承担的责任（以个人资产为限）
仲裁的执行期限（1年，2年，3年，5年）
某证券公司承诺年收益可以达到30%，属于（欺诈，虚假承诺……）单选
20.国内企业引进了激励奖金制后，现在激励奖金已经变成工资的一部分，而失去了原本的激励作用，这样意味着？（激励效应在每个国家作用不同、如何防止激励奖金变成工资的一部分是管理人员需要重视和提高的什么什么，忘了）
中国银行笔试重点整理(含七套题+答案)
中国银行08年笔试题目回忆版综合题1个小时题型：单选，多选内容涉及经济学、金融学、市场营销、管理学、经济法（税法、劳动法、公司法）、会计、计算机基本知识（三大办公软件知识为主）好像还记得几个：1.奥肯定律是研究什么和什么的关系的（国家经济增长与失业率正确）2.目标管理理论的创立者是（彼得·德鲁克正确）3.非预期收入和任何公开信息无关的市场是（A强有效、B半强有效、C弱有效、D记不得了）半强式有效市场——所有公开的可用信息假定都被反映在证券价格中强式有效市场——这是最大程度的市场效率概念，在这种形式的假设下，所有相关信息（包括内部信息和公开信息）都在证券价格中反映出来。
弱式有效市场——是指证券价格被假设完全反映包括它本身在内的过去历史的证券价格资料的有效市场。
4.马斯洛需求层次理论的最高层次是（自我实现的需要正确）5.直接税是（A营业税,B关税C财产税D消费税，正确的应该是C，我又错了）6. 算一个员工加班的工资，他平时的工资是100元，在国庆节加班7天，3天是法定节假日，4天是周末双休日。
那么这七天该员工的工资是：A900元B1400元C2100元按照规定，法定节假日加班工资不低于三倍，双休日加班不低于2倍，那么，该员工的工资应该不低于：3x3x100+4x2x100=1700，所以应该选C，我又错了~~7.某产品具有高增长性和高市场占有率，那么它是A瘦狗产品，B明星产品，C奶牛产品，D 记不得了，我选的是B）8.算一个人买卖债券的到期收益率，其中收到过一次利息，很简单，但是我头痛同时以为会很复杂，就蒙了一个答案，错了9.用CAPM模型结论算股票的收益率，记住公式了就没有问题答案是12%。
10.企业用银行付款的方式买进了一批材料，那么应该填写几中凭证：A进料单，B转账凭证，C付款凭证，D记不得了，因为我选的是ABC,呵呵）11.一国长期顺差会导致：A利率上升，B物价上升，C货币供给增加，D资本外逃）12.对于上市股份公司，下列说法不正确的是（这个知道股份上市公司上市的基本条件就能选对）13.证券公司使用自有资金以客户甲的名义买图某公司股票100手，这种行为属于哪种违规操作：A幕后交易，B市场操纵，C和D是啥记不得了，我选的B）14.20国峰会在哪里开的：美国15.申请破产的第四大投行是：雷曼兄弟16.我国奥运金牌数51，奖牌总数10017.今年的诺贝尔经济学奖得主：保罗·克鲁格曼18.哪个命令用于测网速（Ping）19.要在Word里面写“”这个字符要用什么选项？（插入）20.在Word里，回车的符号在表格外，按下回车，会出现的结果是（表格在原基础上加了一行，这个我错了）21.在PPT里，选择“忽略母版图案”会出现什么结果（母板图案隐藏，颜色是还有的）22.在Excell里，排序按钮是在哪个选项下面（正确的应该是数据，我平时都是直接点的升序或降序按钮，哪知道它属于哪个选项的呢，所以又错了）23.Word的视图选项下面有几个按钮（四个都要选，A大纲，Bweb版式，C普通，D页面）好像还有一道关于免征增值税的，另外设计管理的有好几道题，后悔没有修个管理的双学位，唉~~~~早知今日……看到了别的同学发的几个我没有想起来的题目，在此加进来1.Acrobat使用来看什么文件的（PDF）2.金砖四国是指：中国，巴西，日本，印度（某位同学帖子里说的八国，难道是我眼花了？？？）3.根据劳动法，劳务关系确立是从什么时候开始（正确的应该是用工之日开始，我本来选对了的~~555~）4.2008年新颁布的法律是（反垄断法，我还是错了，看来今天运气真不好啊，蒙的几乎全军覆没）又想起来几个，主要是金融方面的印象比较深刻——错的痛心啊!1.windows里面的“磁盘整理工具”是用于（重新安排磁盘上的项目，使程序运行更快。
中国银行校园招聘笔试综合真题及答案
中国银行校园招聘笔试综合真题及答案1、银行的核心资本构成。
《中国商业银行法规定》核心资本包括：实收资本、资本公积、盈余公积、未分配利润、少数股权等；附属资本包括：重估储备、一般准备、优先股、可转换债券、长期次级债务等。
银行的附属资本不得超过核心资本的100%;计入附属资本的长期次级债务不得超过核心资本的50%.2、资本充足率。
巴塞尔新资本协议规定：银行资本充足率不得低于8%,其中核心资本与风险加权总资产之比不得低于4%.3、LIBOR伦敦同业拆借市场。
同业拆借的作用：银行及其他金融机极之间进行短期的资金借贷。
同业拆借的利率随资金供求的变化而变化，常作为账币市场的基准利率。
在国际账币市场上，最著名的是伦敦银行同业拆放利率LIBOR.上海银行间同业拆放利率SHIBOR是我国图形的人民币账币市场基准利率的指标体系。
4、做空股指期权如何做。
你下单的时候会看见有两个选项，买入/卖出，选卖出就是了。
5、央行提供账币，商业银行进行账币创造。
6、中国人民银行靠什么来实现央行的功能。
人民银行通过制定账币政策和金融监管来实现央行的功能。
7、准账币包括哪些？准账币是一种以账币计值，虽不能直接用于流通但可以随时转换成通账的资产。
从账币层次上看，准账币=M2-M1准账币包括：银行定期存款、储蓄存款以及各种短期信用流通工具等极成，如国库券储蓄存单、外汇券、侨汇券、金融卡等。
8、回费协议的概念。
回费协议指债券等的卖方在卖出的同时，承诺在制定时间按协议价格费回这笔债券。
回费协议的期限大多为隔夜或者几天，类似于一笔以债券作货押的短期贷款。
买卖的资产都是流通量大、货量最好的金融工具，如国库券。
9、哪种票据一定需要承公？即期汇票、远期汇票、即期本票、期本票即期汇票指持票人向付款人提示后对方立即付款。
远期汇票是在出票一定期限后或特定日期付款。
商业本票可分为即期和远期的，商业本票一般不具备再贴现条件，特别是中小企业或个人开出的远期本票，因信用保证不高，因此很难流通。
中国银行考试试题
中国银行考试试题一、选择题1.以下哪个选项是金融机构的主要职能？A. 生产实物商品B. 经营贸易业务C. 提供金融服务D. 进行研究开发2.以下哪个选项不是中国银行的主要业务？A. 存款B. 贷款C. 外汇交易D. 证券投资3.中国银行的总部位于哪个城市？A. 北京B. 上海C. 广州D. 深圳4.以下哪个选项是中国银行的股票代码？A. ABCB. BOCC. CBCD. DBC5.中国银行成立于哪一年？A. 1915年B. 1923年C. 1948年D. 1952年二、填空题1.中国银行是中国国有商业银行之一，属于________________制银行体系。
2.中国银行的英文缩写是________________。
3.中国银行的营业范围包括存款业务、贷款业务、________________等。
4.中国银行在全球范围内设有______________个分支机构。
5.中国银行的首席执行官是______________。
三、简答题1.请简要介绍中国银行的历史背景和发展情况。
2.列举并简要说明中国银行提供的主要金融服务。
3.中国银行与其他银行相比有哪些竞争优势？4.请罗列中国银行在国内外的分支机构和业务覆盖范围。
5.谈谈你对中国银行的未来发展前景的看法。
四、论述题中国银行的角色和意义中国银行作为中国国有商业银行之一，承担着重要的角色和意义。
首先，中国银行的主要职能是提供金融服务。
作为一家商业银行，中国银行接受客户存款，提供贷款和信贷服务，促进经济发展和社会稳定。
其次，中国银行在外汇交易和国际贸易中扮演着重要的角色。
中国银行作为中国的主要外汇储备银行，负责管理和交易外汇资金，支持国际贸易和跨境投资。
此外，中国银行还积极参与全球金融市场，推动人民币国际化进程，提高中国金融的国际影响力。
总结起来，中国银行的角色和意义不仅体现在为客户提供多样化的金融服务，也体现在促进经济发展和贸易往来，以及提升中国金融的国际地位。
中国银行笔试word资料20页
中国银行笔试真题(一)第一部分：填空中国银行笔试1.银行的性质是(特殊的企业)。
中国银行笔试2.国家信用的主要形式是(发行**主要债券)。
中国银行笔试3.货币在(对外援助)时，执行国际财富转移手段职能。
中国银行笔试4.属于资本市场工具的是(债券)。
中国银行笔试5.经济货币化进程是(逐渐提高)。
中国银行笔试6.目前各国商业银行普遍采用的组织形式是(总分行制)。
中国银行笔试7.二元的中央银行体制曾在(前联邦德国)实行过。
中国银行笔试8.在直接标价法下，汇率的升降与本国货币价值的高低呈(反比例)变化。
中国银行笔试9.能够比较准确地反映最终产品和劳务的一般物价水平变动情况，但容易受到价格结构影响的通货膨胀测定指标是(国民生产总值平减指数)。
中国银行笔试10.货币均衡的自发实现主要依靠(利率机制)的调节。
第二部分：单选中国银行笔试1.价值形式发展的最终结果是(A)。
A.货币形式B.纸币C.扩大的价值形式D.一般价值形式中国银行笔试2.借贷资本家贷出货币资本时让渡的权利是(B)。
A.资本的所有权B.资本的使用权C.资本的所有权和使用权D.既无所有权也无使用权中国银行笔试3.为了取得利息而暂时贷放给职能资本家使用的资本是(B)。
A.产业资本B.借贷资本C.货币资本D.商业资本中国银行笔试4.下列属于传统中间业务的是(A)。
A.承兑业务B.代理业务C.租赁业务D.信托业务中国银行笔试5.西方国家的储蓄银行是专门办理以(C)为主要资金来源的专业银行。
A.活期存款B.工商企业存款C.私人储蓄D.**存款第三部分：判断中国银行笔试1.下列各项中不属于可转让大额定期存单的是(不记名)。
N(利率略低于同等期限的定期存款利率)中国银行笔试2.中央银行负责制定、执行国家的(经济政策)。
N(货币政策)中国银行笔试3.《巴塞尔协议》中为了清除银行间不合理竞争，促进国际银行体系的健康发展，规定银行的资本充足率应达到(8%)。
Y中国银行笔试4.按目前中国人民银行公布的货币层次划分口径，M1包括(现金、活期存款之和)。
中国银行总行招聘笔试试题+答案
中国银行总行招聘笔试试题+答案中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the Las Vegas Comdex was only half the size of its incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even anelectric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富)of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television,which the Federal Communications Commission hopes to see completed by .But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example,is a tiny, silver, pocketable wonder that takesfour-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by thepassers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The Las Vegas Comdex was held only half the size of its incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short ofcapital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is thefastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display__________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in size III．are all worthy of no more than 400 USdollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity andvibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laserlight down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． Allis said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother wasstanding behind the counter．She was waiting tosell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stamps D．their mother used to support them by workingin the post office12．According to the passage, her mother workedin the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must havemoved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliotcalled “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thinpowder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, life was hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but itsuggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year .B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D．The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24．The author of the passage intends to___.A．warn people against the population explosionin the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human. B．surroundings study. C．accumulation of human. D．development of human. 答案：A。