四六级作文预测
四级英语作文预测范文(十五篇精选)
四级英语作文预测范文（十五篇精选）文凭与知识Directions： Write a composition entitled Knowledge and Diploma. You should write at least 120 words according to the outline given below in Chiness.1.目前，在社会上有这样的一种说法，文凭越高越吃香;2.而有些人则认为文凭不等于知识;3.你的观点。
参考范文：Knowledge and DiplomaWith the development of the society, more and more people enroll in the postgraduate examination for getting a higher diploma.Most companies are inclined to hire the people with high diploma.However,is it really true that high diploma equals to high ability or profound knowledge? Some people do not agree on this kind of idea.They claim that ability or knowledge means more than diploma.Take Bill Gates, the head of the microsoft,for example,he does not have an MBA degree which is believed to play a vital role in the success in commercial life. Furthermore,Sam Walton of Wal-Mart Stores Inc. does not have an MBA degree,but he is the most successful man in the business community.In my opinion,diploma is not equal to knowledge.A diploma is a piece of paper which establishes your education degree.But your ability and the real knowledge come from yourhard work and endowment.If you got a diploma by dishonest behavior,no matter how high a diploma it is,it is just a piece of paper,and you are as blank as that paper.随着社会的发展，越来越多的人为获得更高的学历而参加研究生考试。
英语四六级作文预测
英语四六级作文预测一、友谊Friendship is a kind of human relations. It is a human instinct to make friends. When in trouble, we need friends to offer us help, support and encouragement. With success achieved, we also need friends to share our joys.Friendship is also one of the greatest pleasures that we can enjoy. It implies loyalty, cordiality, sympathy, affection, and readiness to help. No man can make the most of his life without carefully and conscientiously striving to win the right kind of friends as he goes along.Knowing how valuable friendship is, we should be very careful in making friends. Real friends are those who have good character, superior ability and kindness of heart. Real friends can share all our sorrows and double all our joys. While making friends, we should take care to select those who have such fine qualities. Then we should treat our friends with courtesy, be careful not to interfere unreasonably with them, and not to ridicule their proceedings. We should forgive their failures and do our best to help them. In short, when we have established friendship, we ought to cherish and treasure it by means of words and deeds. Only thus, can we develop real friendship and keep the sacred lamp of friendship burning all our life.二、压力As the pace of life continues to increase, we are fast losing the art of relaxation. Once you are in the habit of rushing through life, being on the go from morning till night, it is hard to slow down. But relaxation is essential for a healthy mind and body.Stress is a natural part of everyday life and there is no way to avoid it. In fact, it is not the bad thing as it is often supposed to be. A certain amount of stress is vital to provide motivation and give purpose to life. It is only when the stress gets out of control can it lead to poor performance and ill health.The amount of stress a person can withstand depends very much on theindividual. Some people are not afraid of stress, and such characters are obviously prime material for managerial responsibilities. Others lose heart at the first signs of unusual difficulties. When exposed to stress, in whatever form, we react both chemically and physically. In fact, we make a choice between "flight or fight” and in more primitive days the choices made the difference between life and death. The crises we meet today are unlikely to be so extreme, but however little the stress, it involves the same response. It is when such a reaction lasts long, through continued exposure to stress, that health becomes endangered. Such serious conditions as high blood pressure and heart diseases have established links with stress. Since we cannot remove stress from our lives (it would be unwise to do so even if we could), we need to find ways to deal with it.三、节约As is vividly revealed in the drawing above, water is being wisely utilized in the daily life of a family. The good conduct is indeed praiseworthy and should be popularized in our society.The implied meaning of the drawing can be stated as follows. To begin with, to practice economy is closely related to our daily life. In terms of our clothing, food, sheltering, and transport, much work can be done to save valuable energy and natural resources such as power, water, coal, gas and so on. We, as university students, should take the wise use of paper and second-hand textbooks into consideration. What’s more, the public participation is the foundation of a society in which to practice economy is advocated and treasured. Since social environment is shaped by the general public, the cultivation of economy-practicing society depends on the active involvement of every member of our society, be he old or young. In sum, our daily life should be permeated with the sense of practicing economy and public participation should be encouraged.In my view, necessary measures should be taken so as to practice economy. On the one hand, we should launch a public campaign to helppeople build up the sense of practicing economy in our routine life. On the other hand, education on how to practice economy must be promoted by relevant government departments and professionals at different levels. Only in this way can we create a real economy-practicing society.四、健康Nowadays more and more people are concerned about their health. But how to keep healthy? Different people may give different answers to this question. In my opinion, it is essential to do the following.First, it is absolutely necessary to take some exercise every day. Research shows that getting plenty of exercise make the heart beat faster and the lungs work harder. This strengthens the heart, reduces the chance of heart attack, and helps lower blood pressure. That’s why more and more people are becoming active in various kinds of sports and exercises. Every morning many people get up early and take much exercise. Some practice shadowboxing and swordplay while others run, jog, walk or dance to music. In the afternoon, there are also many people keen on sports. Some play basketball or volleyball or table tennis, others go in for gymnastics or track events. Through sports and exercise, people become healthier and stronger.Medical researchers have proved that what people eat affects their health. They advise people to eat more fruit and vegetables and less meat such as beef and pork because meat contains more fat than poultry and fish. Fat can build up in the arteries; block the flow of blood, and cause a heart attack or stroke.五、竞争Competition is a common phenomenon in our social life. We compete when we play games and when we try to do better than others in our study. There is constant competition for academic degrees, jobs, customers, money and so forth. In a sense, competition is one of the motive force to the development of society.In fact, the only way our world reward people is to give laurels to thewinners, not to the losers. What is more, by attempting to compete at different activities, we learn to win and lose, gain experience and know our strengths and weaknesses. Competition prepares us for the tough things in life.To go ahead, to acquire possession, we should be competitive. To us, industriousness and ambition are positive values.Whether in games, in study or in business alike, the aim is to win the game, the degree, the trophy(战利品), and the contract. Learning to be competitive is clearly the best preparation for life.六、纪律Some people say that the best way to raise children is to them to be independent thinkers. Other people disagree and say that children need to be taught discipline in order to let them successful. In other word, children should either be granted freedom, or be given more discipline. I tend to agree with a policy of firm discipline.The people whose view places emphasis on encouraging children to think freely hope the child will be able to understand and govern the world. The child is considered as an “equal” to the adult. This view has been popular in the western countries, where corporal punishment of children is now illegal. The concept of “rights” for children is part of a wider political movemen t that also asserts right for women, animals and environment.Discipline is justified because adults are generally wiser than children. Discipline in childhood fosters(养育) the child for the hardship of his future life.七、自信Confidence is power--the power to attract, persuade, influence, and succeed. Imagine what your life would be like if you had an abundance of self-confidence ! Confidence isn’t an inherited trait, it" s a learned one. This means that you can have an abundance of self-confidence.The very first thing you have to do to create abundant self-confidence is to start thinking with confidence. Pay attention to your internal dialogue, and learn to notice when you allow negativity or doubt to control the course of yourthinking.Your environment has a tremendous influence on you. The books you read, the people you spend time with, and the music you listen to all influence the way you think and feel about yourself and the world around you.If you’re in a situation where you’re discouraged, s uch as an unhealthy relationship or a miserable job, you have to change that situation if you want your self-confidence level to grow.Create an environment that supports you if your desire to have abundant self-confidence. Spend time with confident people.八、心理As is apparently betrayed in the bar chart above, at present university students suffer from psychological problems of various kinds, among which spiritual depression, miscellaneous problems, and suicide-committing top the list. What the chart reveals is indeed thought-provoking.The implied meaning of the chart above can be briefly stated as follows. On the one hand, university students are encountering more psychological problems than ever before. The fact can be attributed to many factors. Most university students are overloaded with study and haunted by employment pressure. As young and inexperienced people, they are also facing emotional dilemma and trial of human interrelationship. Besides, some students are in a financial predicament. On the other hand, necessary psychological work for university student is a must for the time being. It is quite shocking that at least forty percent of university students suffer from spiritual depression. The very fact should not be neglected. Effective countermeasures must be taken to reverse the current grim situation. In sum, the psychological problems should be put on our agenda.In my view, great efforts must be made so as to ensure the healthy growth of university students. To begin with, we must have a good understanding the necessity of psychological instruction and guidance among university students. What's more, government departments at different levels and relatedorganizations should make joint efforts to。
2024年大学英语六级作文预测
2024年大学英语六级作文预测As we stand on the cusp of 2024, the future of work appears increasingly shaped by the rapid advancements in artificial intelligence (AI). This revolutionary technology promises to transform not only the way we work but also the skills required to succeed in the workplace. While the potential benefits of AI are vast, it also posessignificant challenges that require careful consideration and proactive planning.**Opportunities**Firstly, AI opens up a world of possibilities for increased efficiency and productivity. Automation ofroutine tasks through AI-powered robots and software can significantly reduce the time and effort required to complete them. This allows employees to focus on more complex, strategic, and innovative work that requires human touch and creativity.Moreover, AI can act as a powerful tool for enhanced decision-making. By analyzing vast amounts of data in real-time, AI can provide insights and predictions that informbetter strategic planning and decision-making. This can lead to more informed decisions, improved outcomes, and a competitive edge for businesses.Additionally, AI creates new job opportunities infields such as data science, AI ethics, and AI-driven industries. As AI becomes more pervasive, there will be a growing demand for skilled professionals who can develop, deploy, and maintain AI systems. This providesopportunities for individuals to upskill and reskill to meet the demands of the new economy.**Challenges**However, the rise of AI also presents significant challenges. One of the primary concerns is the displacement of workers due to automation. As AI systems become more capable, many jobs that were traditionally performed by humans may become obsolete. This requires a proactive approach to reskilling and upskilling workers to adapt to the changing job market.Another challenge is the ethical implications of AI. Decision-making algorithms can inherit biases from their human creators, leading to unfair outcomes thatdisproportionately affect certain groups. It is crucial to develop ethical frameworks and guidelines to ensure that AI systems are designed and deployed in a way that is fair, transparent, and accountable.Moreover, AI can raise privacy concerns as it collects and analyzes vast amounts of personal data. This raises the need for stronger data protection laws and regulations to ensure the privacy and security of individual information. **Conclusion**In conclusion, the future of work in the era of AI is both exciting and challenging. While AI bringsopportunities for increased efficiency, productivity, and new job opportunities, it also poses challenges such as job displacement, ethical implications, and privacy concerns.It is crucial for individuals, businesses, and governments to work together to address these challenges and harness the potential of AI for a better future. By doing so, we can ensure that AI becomes a force for positive transformation in our society and economy.**人工智能时代的工作未来：机遇与挑战**当我们站在2024年的门槛上，工作的未来似乎越来越受到人工智能（AI）快速发展的影响。
英语四级作文2024年预测
英语四级作文2024年预测As the year 2024 approaches, the English Level 4 exam is set to undergo significant changes, reflecting the evolving demands of the globalized world. The test will likely incorporate more interactive and practical elements, encouraging students to apply their language skills in real-life scenarios.The inclusion of multimedia resources, such as videos and podcasts, will be a key feature of the 2024 exam. These materials will not only test students' listening comprehension but also their ability to analyze and synthesize information from various sources.Another predicted change is the emphasis on writingskills that are more aligned with professional and academic contexts. This could mean more essay questions that require critical thinking and the ability to construct well-argued, evidence-based arguments.The use of technology in the exam will also be prevalent, with the potential for online testing and the integration of speech recognition software to assess pronunciation and fluency in spoken English.In addition, the 2024 English Level 4 exam may place greater importance on cultural awareness and the ability to understand and appreciate different cultural perspectivesthrough language use.To prepare for these changes, students are encouraged to broaden their exposure to English beyond the classroom, engage with diverse media, and practice their language skills in a variety of settings.Finally, the 2024 exam will likely include a more comprehensive assessment of vocabulary, requiring students to demonstrate not only knowledge of word meanings but also the nuances of usage in different contexts. This will necessitate a deeper engagement with the language and its subtleties.。
2023年6月六级作文预测汇总
2023年6月英语六级作文预测汇总1、社交网站Directions: For this part, you are allowed 30 minutes to write a shortessay entitled Social Network Sites. You should write at least 150 words following the outline given below.1. 当今社会，社交网站很流行2. 各人对此见解不同3. 我的见解Social Network SitesPart I Writing【参考范文一】Social Network SitesIn recent years, social network sites like Renren and Kaixin have rapidly gained popularity among all kinds of people. Many people spend a lot of time on those sites chatting, making friends and playing games. Those sites have become a part of their life.The public hold different views on this phenomenon. Some are in favor of those sites for they provide many opportunities to know other people and to know what’s happening in the world. Besides, they’re very convenient to access. One can use a computer or cell phone to log on at home, in a restaurant,or even in the subway. But some people don’t approve of the social network sites. They say that people are wasting too much time on the sites. Some even get addicted to them and abandon their real life. After all, they don’t live in the virtual world.In my opinion, the social network sites can be very helpful when we want to keep in touch with friends, but we must remember that the real world is the most important in our life.【参考范文二】Social Network SitesSocial network websites have rapidly increased in popularity over the past few years. Many people have registered and become members of some social network websites, such as Facebook, Kaixin and Twitter. These websites have become a part of their daily life.People’s opinions vary greatly on social network sites. Supporters regard social network websites as places to share feelings and experiences with their friends. Besides, they say these websites provide various interesting games and can help people relax. However, opponents think it is difficult to protect users’ privacy on social network sites. Apart from that, they maintain that users’ chances to gain employment may be reduced as m ore and more employers take the images which users portray on social network sites into consideration.As far as I’m concerned, social network sites serve as a good platform for us to make new friends and keep in touch with old ones. Still, we should beaware of the potential dangers involved. It is very necessary to adjust our privacy settings to control who has access to our personal information.2、选秀热近年来，湖南卫视的超女快男，青海卫视的花儿朵朵，上海卫视的加油好男儿等等一系列的选秀节目不断兴起。
2022年英语四六级写作万能模板和作文押题10篇
2022年英语四六级写作万能模板和作文押题10篇四六级写作句型汇总1、名言、警句类作文破题句Reading this famous saying,we can naturally perceive its connotation that +名言警句的内涵This famous saying conveys a universal fact/henomenon that+名言警句的意义2、漫画类作文描述图画句It is vividly/clearly depicted in the picture that+图画中的人物、话语或事件Given is a simple/ironical but thought-provoking/enlightening picture/cartoon,in which+图画中的人物、话语或事件What is clearly described in the drawing above is that+图画中的人物、话语或事件The cartoon subtly and symbolically depicts a thought-provoking scenario in which+图画中的人物、话语或事件3、表达不同观点万能句People s views on…vary from person to person.Some hold that…However,others believe that…(人们对……的观点因人而异，有些人认为……然而其他人却认为……)People may have different opinions on…(人们对……可能会持有不同见解)Attitudes towards…vary from person to person.//Different people hold different attitudes towards…(人们对待……的态度因人而异)There are different opinions among people as to…(对于……人们的观点大不相同)4、提出建议万能句It is high time that we put an end to the(trend).(该是我们停止这一趋势的时候了)There is no doubt that enough concern must be paid to the problem of…(毫无疑问，对……问题应予以足够重视)Obviously,if we want to do something…it is essential that…(显然，如果我们想要做么事，很重要的是……)Only in this way can we…(只有这样，我们才能……)Spare no effort to+V.(不遗余力的)5、采取措施万能句We should take some effective measures.我们应该采取有效措施We should try our best to overcome/conquer the difficulties.我们应该尽最大努力去克服困难We should do our utmost in doing sth.我们应该尽力去做……We should solve the problems that we are confronted/faced with.我们应该解决我们面临的困难6、常用英语谚语Actions speak louder than words.事实胜于雄辩All is not gold that glitters.发光的未必都是金子All roads lead to Rome.条条大路通罗马A good beginning is half done.良好的开端是成功的一半Every advantage has its disadvantage.有利必有弊A miss is as good as a mile.失之毫厘，差之千里Failure is the mother of success.失败是成功之母It is never too old to learn.活到老，学到老Knowledge is power.知识就是力量Nothing in the world is difficult for one who sets his mind to it.世上无难事，只怕有心人7类四六级写作模板解决方法型解决方法题型要求考生列举出解决问题的多种途径：1.问题现状2.怎样解决(解决方案的优缺点)In recent days,we have to face I problem_____(描述问题A),which is becoming more and more serious.First,_____(说明A的现状).Second,_____(举例进一步说明现状) Confronted with A,we should take a series of effective measures to cope with the situation. For one thing,_____(解决方法一).For another_____(解决方法二).Finally,_____(解决方法三).Personally,I believe that_____(我的解决方法).Consequently,I m confident that a bright future is awaiting us because_____(带来的好处).说明利弊型这种题型往往要求先说明一下现状，再对比事物本身的利弊，有时也会单从一个角度(利或弊)出发，最后往往要求表明自己的态度(或对事物前景提出预测) 1.说明事物现状3.事物本身的优缺点(或一方面)4.你对现状(或前景)的看法Nowadays many people prefer A because it has a significant role in our daily life.Generally, its advantages can be seen as follows.First_____(A的优点之一).Besides_____(A的优点之二).But every coin has two sides.The negative aspects are also apparent.One of the important disadvantages is that_____(A的第一个缺点).To make matters worse,_____(A的第二个缺点).Through the above analysis,I believe that the positive aspects overweigh the negative ones. Therefore,I would like to_____(我的看法).From the comparison between these positive and negative effects of A,we should take it reasonably and do it according to the circumstances we are in.Only by this way,_____(对前景的预测).阐述主题型要求从一句话或一个主题出发，按照提纲的要求进行论述。
2024年6月四六级英语作文题目预测
2024年6月四六级英语作文题目预测As a seasoned writer, I am well equipped to generate compelling andemotionally resonant content for a variety of topics. When it comes to predicting essay topics for the June 2024 CET-4 and CET-6 exams, it's crucial to consider the current social and global context. In recent years, issues like climate change, technological advancements, and socio-political developments have been at the forefront of public discourse. Therefore, it is likely that the essay topics forthe upcoming exams will revolve around these themes. One potential topic could be the impact of technology on society. With the rapid advancement of artificial intelligence, automation, and robotics, there are concerns about job displacement, privacy, and ethical dilemmas. Students may be asked to discuss the benefits and drawbacks of these technological innovations and their implications for the future. Another possible topic could be climate change and environmental sustainability.As the effects of climate change become increasingly evident, there is a growing urgency to address this global crisis. Students may be tasked with exploring possible solutions to mitigate the impacts of climate change and promotesustainable practices in their daily lives. Furthermore, the issue of mentalhealth and well-being could also be a relevant topic for the exam. The pressuresof academic performance, social media, and societal expectations can take a tollon students' mental health. Examining the importance of self-care, coping mechanisms, and seeking support could be valuable points of discussion in this essay. In addition, the topic of globalization and cultural diversity may also bea significant theme for the exam. With the interconnectedness of the world through technology and trade, it is essential for individuals to appreciate different cultures, languages, and perspectives. Students could explore the benefits of cultural exchange and the challenges of preserving one's cultural identity in a globalized world. Moreover, the issue of social inequality and justice could be a thought-provoking topic for the exam. Addressing systemic discrimination, economic disparities, and human rights violations requires a collective effort to create a more equitable society. Students may be prompted to reflect on their role in advocating for social change and promoting inclusivity in their communities. In conclusion, the June 2024 CET-4 and CET-6 exams are likely to feature essay topicsthat reflect the pressing issues of our time. By delving into topics such as technology, climate change, mental health, globalization, and social justice, students can deepen their understanding of these complex issues and develop essential critical thinking skills. As a writer, I believe that addressing these topics with empathy, nuance, and a global perspective can inspire meaningful dialogue and bring about positive change in society.。
英语四六级作文预测高考人数下降
英语四六级作文预测高考人数下降Part I Writing Directions: For this part, you are allowed 30 minutes to write a short essay entitled Social Network Sites. You should write at least 150 words following the outline given below. 1.参与高考的人数有所下降 2.有人认为职业训练更为重要 3.你的看法【范文】V ocational education or college education ?The number of people who take the college entrance examination has been decreasing these years. Some people consider vocational education an advantage to job-hunting, while others argue that a college diploma is more important.ln my opinion, college education is more advisable or most people. [4lFirst, college education is systematic and students can learn a lot in many aspects. Unlike vocational, which always focuses on just one job skill, college education enables students to develop different po-tentials.15lSecond, to obtain a higher degree, such as a masters degree, one has to go through college education to a bachelors degree first.In a society where any job skill may become outdate-ed quickly with the appearance of new technologies, the limitations of vocational education prove even more serious. Only college education can prepare us for future challenges.。
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四六级作文预测四六级作文预测1：志愿者活动write a short essay entitled On Volunteering activities1.越来越多的人从事志愿者工作2.志愿者工作的社会意义3. 作为大学生，应该怎么做In recent years, the volunteering spirit has spread among the Chinese people, especially among youngsters. Accordin g to a survey, in 2008, there were abo ut 1,700,000volunteers who offered se rvice for Olympic Games. Actually, an i ncreasing number of people become vo lunteers every year in China。
Volunteering actions are of tremendous benefits to both those in need and th e society. Olympic Games are a good e xample. As is known to all, volunteers played an active role in Beijing Olymp ic Games. Without them, it would be a tough task to hold this un-precedentOlympic Games. Therefore, we can say that it was those volunteers who ens ured the success of these games。
As modern college students, we should get actively involved in volunteering a ctivities. By participating, we can learn how to work well in a team, how to i mprove our interpersonal skills and or ganizational ability. Undoubtedly, all of these are critical forour person growt h. So, we should take this chance to l earn and to grow. (161words)2 书信：毕业时就业还是上研究生writea letter in reply to a friend’s inquiry a bout Plan after graduation.假如你是李明，你的朋友石头来信咨询你的毕业之后的计划，考研还是就业，请根据自己的情况写封回信告知石头你的态度，并说明理由。
Dear Shitou,So great to recieve your letter on May 1st, in which you inquired about my plan after graduation. Now, I am writi ng to illustrate it and my accounts。
As is known to all, so many graduates are eager to set feet on their work-lif e roads. According to a survey by Nati onal Department of Education, more th an six millioncollege students will leav e the so called “Ivory Tower” this year. It is clear that thecompetition of job-hunting will be extremely furious. On t he contrary, it seems advisable for me to further my study and get a maste r’s degree. What makes me convinced is that a higher degree and better edu cational background will, undoubtedly, enable me to make full preparation for entering the society. Besides, if possi ble, I will get involved in social and practical activities in my spare time。
Taking all aspects into account, I choo se to study as a postgraduate。
Many thanks for your concern.Best wishes! (160)3：大城市就业还是小城镇 a short essa y on the topic Starting Career in a Big City or Small Town？1. 很多的大学生毕业后留在大城市工作；2. 也有人选择到小城镇开始自己的职业生涯；3. 结合自己的实际情况谈谈自己的想法。
Want to be a small fish in a big pond or the other way round? Every graduat e faces this question when starting his career. A large number of college gra duates prefer to stay in big cities,which mean more experiences, more oppor tunities to see thebig world and more space for career development. At the s ame time, higher salary is another tem ptation。
But some other graduates intend to st art in small towns. Even though there may not be many big companies, they can have a quieter and less competiti ve life. Another reason is that they ca n be a big fish in a small pond. They can easily get the management’s atten tion and may win promotion earlier。
As far as I am concerned, I prefer to start in a metropolis like Shanghai. A good begin is half the battle, and in S hanghai I can find a job in a big com pany where Ican meet people from dif ferent places and cultures. I will learn from them what I can not get from t extbooks. (178)4：三鹿奶粉事件"三鹿奶粉事件"吵得沸沸扬扬。
经相关部门调查，发现三鹿牌婴幼儿配方奶粉里有一种对婴儿有害的物质三聚氢胺。
到目前为止，奶粉污染事件已导致4名婴儿死亡，约5，4000名婴儿染病。
假如你是一名记者，请你对这一事件做一下简要介绍并发表自己今后对如何确保食品安全的看法。
Recently，the incident of Sanlu milk po wder has become the focus of people's attention. According to the investigati on of related departments，the powder was found tocontain a chemical called C3N6H6 which can cause great damag e to infants' health.So far，four childre n have died and approximately 54，000 have developed illness after drinking the milk.From this incident，we can see that th ere are still more things to be done. F irstly，the government needs everything possible to ensure the quality of pro ducts，particularly the safety of food a s this concerns everyone's life. Secondl y，as for the producers，it is very impo rtant for them to be morally honest. T hey should never try to pursue profit or economic growth at the expense of health and life of people. Thirdly，we consumers must attach importance to the things we eat and develop an awa reness of how to protect our legal righ ts if cheated. Only in this way will we be able to build a more secure and h armonious society.5：一篇以金融危机为主题的英语作文金融危机：Financial CrisisWhat Caused The Financial Crisis？I think we can sum up（总结，概括）th e cause of our current economic crisis in one word —GREED（贪婪）.Over the years，mortgage lenders wer e happy to lend money to people who couldn‘t afford their mortgages. But t hey did it anyway because there was nothing to lose. These lenders were ab le to charge higher interest rates and make more money on sub-prime loans. If the borrowers default，they simply seized the house and put it back on t he market. On top of that，they were able to pass the risk off to mortgage i nsurer or package these mortgages as mortgage-backed securities. Easy mone y！and what went wrong with our fina ncial system？The whole thing was one big scheme. Everything was great when houses we re selling like hot cakes and their valu es go up every month. Lenders made i t easier to borrow money，and the hig her demand drove up house values. Hi gher house values means that lenderscould lend out even bigger mortgages，and it also gave lenders some protect ion against foreclosures. All of this tra nslates into more money for the lende rs，insurers，and investors. Unfortuna tely，many borrowers got slammed wh en their adjustable mortgage finally ad justed. When too many of them couldn ‘t afford to make their payments，it c auses these lenders to suffer from liqu idity issue and to sit on more foreclos ures than they could sell. Mortgage-ba cked securities became more risky and worth less causing investment firms li ke Lehman Brothers to suffer.Moreover，insurers like AIG who insure d these bad mortgages also got in tro uble. The scheme （体系，结构）worked well，but it reverses course and is no w coming back to hurt everyone with a vengeance.对生活的影响：Since the Subprime mortgage crisis br oke out in the second half of 2008 in the United States, the whole world got stuck in such a sudden financial crisis people and people gradually found th emselves in dillema.Such feelings are so clear that we can no longer borrow money from the ba nk thateasily as usual. And people hav e to count the coins in their pocket w hen purchasing. What is worse, since the demand from people declined shar ply, a great many ofcompanies and fac tories have been closed to avoid unnec essary cost, which caused lots of labor ers losing their jobs, and it has alread y been a social problem. Even onthe u niversity campuses, we could find the so many graduates are worrying about their future.6：奥运会获奖运动员的高薪问题近几年，奥运会获奖运动员的高薪问题引起了广泛的社会关注。