成人学位英语阅读理解专题辅导
成人学位英语考试阅读理解试题辅导附答案

成人学位英语考试阅读理解试题辅导附答案成人学位英语考试阅读理解试题辅导附答案做学问的功夫,是细嚼慢咽的功夫。
好比吃饭一样,要嚼得烂,方好消化,才会对人体有益。
以下是店铺为大家搜索整理的成人学位英语考试阅读理解试题辅导附答案,希望能给大家带来帮助!A rapid means of long-distance transportation became a necessity for the United States as settlement(新拓居地)spread ever farther westward. The early trains were impractical curiosities, and for a long time the railroad companies met with troublesome mechanical problems. The most serious ones were the construction of rails able to bear the load, and the development of a safe, effective stopping system. Once these were solved, the railroad was established as the best means of land transportation.By 1860 there were thousands of miles of railroads crossing the eastern mountain ranges and reaching westward to the Mississippi. There were also regional southern and western lines.The high point in railroad building came with the construction of the first transcontinental,system. In 1862 Congress authorized two western railroad companies to build lines from Nebraska westward and from California eastward to a meeting point, so as to complete a transcontinental crossing linking the Atlantic seaboard with the Pacific. The Government helped the railroads generously with money and land.Actural work on this project began four years later. The Central Pacific Company, starting from California, used Chinese labor,while the Union Pacific employed crews of Irish labourers. The two groups worked at remarkable speed, each trying to cover a greater distance than the other. In 1869 they met at a place calledPromontory in what is now the state of Utah.Many visitors came there for the great occasion.There were joyous celebrations all over the country, with parades and the ringing of church bells to honor the great achievement.The railroad was very important in encouraging Westward Movement. It also helped build up industry and farming by moving raw materials and by distributing products rapidly to distant markets. In linking towns and people to one another it helped unify the United States.1.The major problems with America's railroad system in the mid 19th century lay in _______.A. lack of financial support for developmentB. poor quality rails and unreliable stopping systemsC. limited railroad linesD. lack of a transcontinental railroad答案B.从第二句话开始写道:早期的火车是不实用的新奇玩意儿,很长一段时间铁路公司都遇到了麻烦的机械问题。
成人本科学位英语复习资料

成人本科学位英语复习资料一、阅读理解1. 主旨大意题主旨大意题是一种常见的阅读理解题型。
在这种题目中,考生需要根据所给的文章内容,准确地理解文章的主旨和大意。
回答这类题目的关键是要抓住文章的中心思想,理解作者的观点和态度。
答题技巧: - 仔细阅读文章,找出文章的中心思想和重要细节。
- 注意文章的标题、首段和尾段,它们通常能够给出关键信息。
- 根据文章的语气和态度,判断作者的观点和立场。
2. 细节理解题细节理解题是一种考察对文章细节理解能力的题型。
在这类题目中,考生需要根据所给的文章内容,准确地理解文章中的细节信息,例如数字、时间、地点等。
答题技巧:- 仔细阅读文章,找出与问题相关的细节信息。
- 注意文章中数字、时间、地点等关键词,它们通常能够引导你找到正确答案。
- 注意词义的转换,有时候同义词或近义词可能会出现在文章中。
3. 推理判断题推理判断题是一种考察学生逻辑推理能力的题型。
在这类题目中,考生需要根据所给的文章内容,根据已有的信息进行推断。
答题技巧: - 仔细阅读文章,理解已有的信息。
- 根据已有的信息进行推理,并结合上下文进行判断。
- 注意排除干扰选项,选择最符合文章内容的答案。
二、翻译1. 英译汉英译汉是一种翻译题型,要求考生将给定的英文句子或短文翻译成汉语。
答题技巧: - 仔细理解英文句子或短文的意思。
- 注意复杂句的翻译,需准确传达句子的语义和语法结构。
- 注意上下文的语境,确保翻译的准确性和连贯性。
2. 汉译英汉译英是一种翻译题型,要求考生将给定的中文句子或短文翻译成英语。
答题技巧: - 仔细理解中文句子或短文的意思。
- 注意汉语表达与英语表达的差异,需准确传达句子的意思。
- 注意使用准确的词汇和语法结构,确保翻译的准确性和流畅性。
三、作文1. 议论文议论文是一种常见的作文题型,要求考生对某个问题或观点进行辩论和论述。
写作技巧: - 确定文章的结构,包括引言、主要论点、论据和结论等部分。
成人学位英语阅读理解专项练习题含详细解析 (7)

学位英语阅读理解专项提升练习合集一、阅读理解Passage oneLearn a language in the native country and add some extracurricular fun with these holiday courses that offer a skill or some culture, too.Mandarin and various activities, ChinaFour hours of lessons a day plus the benefit of one-to-one level assessment and study plan is the deal at the Hutong School’s Mandarin courses in Beijing, Shanghai and Hangzhou. A two-week course also includes up to four activities a week-tai chi, cooking, even skiing-and there are outings at the weekends to explore more of China.Greek and culture, LefkadaOmilo runs Greek courses in Athens and Nafplion, and on the islands of Syros and Lefkada. The latter is perhaps the most appealing: classes take place 200 metres from the beach in the village of Agios Nikitas on the west coast. A week’s course includes 24 hours of lessons over six days and at least four activities. Strangely, students must be 26 or over.Japanese and pop culture, FukuokaCactus has courses in 120 destinations in Fukuoka. Lessons are from 9.30am—2.30pm, Monday to Friday, and cover movies, music, TV and books as well as the Japanese language. Optional extras include studying tea ceremonies, calligraphy, Japanese food and other customs. French and horse-riding, ProvenceCESA has great courses based at a mansion in Aix-en-Provence. Two weeks of French lessonscan be combined with horse-riding (20 group lessons per week), painting, hiking, cooking or oenology. Accommodation options include staying with a host family. The school arranges activities such as town tours.1 .What’s special about Hutong School’s Mandarin courses?A.Weekday trips. B.Hot destinations. C.Science exploration.D.Personalized teaching.答案:D2 .What activity do Cactus and CESA share?A.Hiking. B.Painting. C.Food studies. D.Tea ceremonies.答案:C3 .Which of the following has an age limit?A.Omilo. B.CESA.C.Cactus. D.Hutong School.答案:A【答案解析】这是一篇应用文。
成人英语三级考试:阅读理解基本训练

成人英语三级考试:阅读理解基本训练一、概述本文档旨在提供成人英语三级考试阅读理解基本训练的指导。
以下将介绍一些简单的策略和技巧,帮助考生在考试中取得好成绩。
二、基本训练策略1. 熟悉题型:在开始训练之前,要熟悉考试中出现的各种题型,例如选择题、填空题、判断题等。
了解题型的特点,可以帮助考生更好地应对考试。
熟悉题型:在开始训练之前,要熟悉考试中出现的各种题型,例如选择题、填空题、判断题等。
了解题型的特点,可以帮助考生更好地应对考试。
2. 理解文章结构:在阅读文章之前,先快速浏览一下全文,了解文章的结构和主要内容。
这样可以帮助考生更好地理解文章,提高答题效率。
理解文章结构:在阅读文章之前,先快速浏览一下全文,了解文章的结构和主要内容。
这样可以帮助考生更好地理解文章,提高答题效率。
3. 抓住关键信息:在阅读文章时,要学会抓住关键信息。
可以在阅读过程中划线或做笔记,以便后续回答问题时能够快速找到相关信息。
抓住关键信息:在阅读文章时,要学会抓住关键信息。
可以在阅读过程中划线或做笔记,以便后续回答问题时能够快速找到相关信息。
4. 注意选项干扰:在选择题中,选项往往会包含一些干扰性的信息。
考生要学会排除干扰选项,选择与文章内容相符的正确答案。
注意选项干扰:在选择题中,选项往往会包含一些干扰性的信息。
考生要学会排除干扰选项,选择与文章内容相符的正确答案。
5. 练模拟题:通过做一些模拟题,可以提高考生的解题能力和应变能力。
可以选择一些真实的考试题目进行练,熟悉考试的节奏和难度。
练习模拟题:通过做一些模拟题,可以提高考生的解题能力和应变能力。
可以选择一些真实的考试题目进行练习,熟悉考试的节奏和难度。
三、注意事项1. 独立作答:在训练过程中,考生应独立完成所有题目,不要寻求他人的帮助或答案。
独立作答:在训练过程中,考生应独立完成所有题目,不要寻求他人的帮助或答案。
2. 简洁明了:答题时要注意用简洁的语言回答问题,不要过多陈述或赘述,以免浪费时间。
2023成人学位英语考试阅读套题练习题附解析

2023成人学位英语考试阅读套题练习题附解析2023成人学位英语考试阅读套题练习题附解析where there is a will , there is a way .以下是我为大家搜寻整理的2023成人学位英语考试阅读套题练习题附解析,期望能给大家带来帮忙!更多精彩内容请准时关注我们应届毕业生考试网!Chokwe Selassie is on a mission to help drivers avoid potholes(路面坑洼).The eighth-grader was inspired to kick off his mission on a recent morning, when his mother was driving him to school. Their car was damaged as it went over a huge pothole in the middle of the street in their hometown of Jackson, Mississippi. I decided I was going to do something about the pothole problem in my city, Chokwe says. His solution: an app that warns drivers when there is a pothole ahead.Chokwe developed the app with his friends Rodriguez Ratliff and Emmanuel Brooks. When the app detects a pothole, it is highlighted(突出显示)in red, Chokwe says. And if you get close to the pothole, your phone will warn you. Drivers can also use the app to report any potholes they encounter, and to look for other routes they can take to avoid roads that have them.The app relies on current available information about the streets of Jackson. It works by using the citys 311 call system, soit uses information already stored in a database, Chokwe says.(79) Throughthe call system, citizens dial 3-1-1 to report non-emergency problemswhich include potholes. Chokwe and his friends determined that focusing on the 10 busiest streets inJackson would give them a large enough sample size to test the prototype(原型).(80) Although the app isnt yet available for sale,Chokwe is already looking for ways to improve it. The prototype remains limited to 10 streets in Jackson, but he hopes to add more, so that it includes every street in the city. And then he wants to go even farther. "I want to keep working on the app until its nationwide,' Chokwe says.1. Which of the following is the best title for the passage?A. A Solution to Traffic JamsB. An App to Detect PotholesC. Pothole Problems in Big CitiesD. Poor Road Conditions答案解析:Which of the following is the best title for the passage?(下面哪个选项是文章最合适的标题?)答案为B(an APP to detect potholes(检测路面有坑洼的APP))答题思路:利用文章主题词直接推断答案。
学位英语阅读理解专题辅导

学位英语阅读理解专题辅导学位英语阅读理解专题辅导Sweat is the lubricant of success.以下是店铺为大家搜索整理的学位英语阅读理解专题辅导,希望能给大家带来帮助!The Impact of the Information Revolution信息革命的影响What has been the impact of the information revolution, and how should we respond? Let's begin by considering how fast our world shifted to a computer-based society. At the end of World War II, the first electronic digital computer ENIAC weighed thirty tons, had 18,000 vacuum tubes, and occupied a space as large as a boxcar. Less than forty years later, many hand-held calculators had comparable computing power for a few dollars. Today most people have a computer on their desks with more computing power than engineers could imagine just a few years ago.什么是信息革命的冲击,我们又该如何应对?让我们开始考虑如何快速世界转移到一个以计算机为基础的社会。
在第二次世界大战结束,第一台数字电子计算机ENIAC重达三十吨,有18000个真空管,并占据空间作为一个boxcar一样大。
成人英语三级试题阅读理解训练辅导
成人英语三级试题阅读理解训练辅导Directions: There are three passages in this part. Each passage is followed by some questions or unfinished .statements. For each of them there are four choices marked A, B, C and D. You should decide on the best choice and mark the corresponding letter on the Answer Sheet with a single line through the center.Passage 1What exactly is a lie? Is it anything we say which we know is untrue? Or is it something more than that? For example, suppose a friend wants to borrow some money from you. You say "I wish I could help you but I”m short of money myself." In fact, you are not short of money but your friend is in the habit of not paying his debt and you don”t want to hurt his feelings by reminding him of this. Is this rally a lie?Professor Jerald Jellison of the University of Southern California has made a scientific study of lying. (76)According to him, women are better liars than men, particularly when telling a "white lie", such as when a woman at a party tells another woman that she likes her dress when she really thinks it looks awful. However, this is only one side of the story. Other researchers say that men are more likely to tell more serious lies, such as making a promise which they have no intension of fulfilling. This is the kind of lie politicians and businessmen are supposed to be particularly skilled at: the lie from which the liar hopes to profit or gain insome way.Research has also been done into the way people”s behavior changes in a number of small, apparently unimportant ways when they lie. It has been found that if they are sitting down at the time, they tend to move about in their chairs more than usual. To the trained observer they are saying "I wish I were somewhere else now." They also tend to touch certain parts of the face more often, in particular the nose: One explanation of this may be that lying causes a slight increase in blood pressure. The tip of the nose is very sensitive to such changes and the increased pressures make it itch.Another gesture which gives liars away is what the writer Desmond Morris in his book Manwatching calls "the mouth cover". (77) He says there are several typical forms of this, such as covering part of the mouth with the fingers, touching the upper-lip or putting a finger of the hand at one side of the mouth. Such a gesture can be understood as an unconscious attempt on the part of the liar to stop himself or herself from lying.Of course, such gestures as rubbing the nose or covering the mouth, or moving about in a chair cannot be taken as proof that the speaker is lying. They simply tend to occur more frequently in this situation. It is not one gesture alone that gives the liar away but a whole number of things, and in particular the context in which the lie is told.1. Researchers find that when a person tells lies ______A his blood pressure increases measurablyB he looks very seriousC he tends to make some small changes in his behaviorD he uses his unconscious mind答案:C本题考查的也是考生对细节的把握,答案对应于第三段第一句:Research has also been done into the way people”s behavior changes in a number of small,apparently unimportant ways when they lie同样有研究侧重于当人们说谎时他们行为的一些细小的,明显的不重要的改变,很容易看出答案C与该句符合。
成人英语三级考试阅读理解专项辅导
成人英语三级考试阅读理解专项辅导概述阅读理解(Part I Reading Comprehension),共15题,考试时间40分钟。
要求考生阅读三篇短文,总阅读量不超过900个词。
每篇文章后有五个问题,考生应根据文章内容从每题中选出一个最佳答案。
短文选材的原则是:1.题材广泛。
包括人物传记、社会、文化、日常知识、热门话题及科普常识等。
但所涉及的背景知识应能为学生所理解。
2.体裁多样。
包括叙述文、说明文、议论文等。
3.文章的语言为中等难度。
无法猜测而又影响理解的关键词,如超出全日制文理科教学大纲中词汇表一至三级的范围,则用汉语注明词义。
答题方法针对阅读理解的不同题型和测试点,答题可采用以下几种基本方法。
对应法根据试题要求到文章中去寻找相应的答案。
在寻找答案时要注意:(1)题目与文章段落的对应位置(一般来说题目的顺序与文章段落的顺序是一致的)。
通常第一题在文章开头的一、二段里找到的可能性大,而最后一题的答案在文章的最后或后半部分找到的可能性最大。
但有时为了提高答题的难度,可能打乱题目与段落的这种对应关系。
(2)注意题目中醒目的词语及符号,如大写的专有名词、年代、符号以及出现次数很少的词语等。
题目中的这些词语和符号在文章中的相应部分也会出现,找到了它们也就找到了答案。
注意以上两点,既节省答题时间,又可以提高准确性。
分析法通过对文章有关内容的分析和推论得出正确答案。
有些文章没有直接说明某个问题,但通过对文章有关此问题的细节的分析,可推出正确答案。
归纳法根据段落内容归纳段落中心思想,根据各段中心思想提炼主题。
淘汰法亦称排除法,即通过淘汰错误答案,以取得正确答案。
这里介绍的各种答题法都不是孤立的,可以综合运用,比如做一个较难的题,首先通过分析法找到自己认为正确的答案,然后再用淘汰法排除剩下的三个错误答案,这样就证明了自己的选择完全准确可靠,保证了答题的准确性。
无论是在我们平时的阅读,还是考生在考试时的阅读,常常需要了解段落的主题或文章的中心思想,还需要掌握一定的细节。
成人本科学士学位英语统一考试辅导
成人本科学士学位英语统一考试辅导第一章阅读理解Passage 1After a busy day of work and play, the body needs to rest. Sleep is necessary for good health. During this time, the body recovers from the activities of the previous day. The rest that you get while sleeping enables your body to prepare itself for the next day.There are four levels of sleep, each being a little deeper than the one before. As you sleep, your muscles relax little by little. Your heart beats more slowly, and your brain slows down. After you reach the fourth level, your body shifts back and forth from one level of sleep to the other.Although your mind slows down, from time to time you will dream. Scientists who study sleep state that when dreaming occurs, your eyeballs begin to move more quickly (although your eyelids are closed). This stageof sleep is called REM, which stands for rapid eye movement.If you have trouble falling asleep, some people recommend breathing very slowly and very deeply. Other people believe that drinking warm milk will help make you drowsy. There is also an old suggestion. Other people believed that drinking warm milk will help make you drowsy. There is also an old suggestion that counting sheep will put you to sleep! (2003.11)1. A good title for this passage is ___.A. SleepB. Good HealthC. DreamsD. Work and Rest2. The word “drowsy” in the last paragraph means ___.A. sickB. stand upC. asleepD. a little sleepy3. This passage suggests that not getting enough sleep might make you ___.A. dream more oftenB. have poor healthC. nervousD. breathe quickly4. During REM, ___.A. your eyes move quicklyB. you dreamC. you are restlessD. both A and B5. The average number of hours of sleep that an adult needs is ___.A. approximately six hoursB. around ten hoursC. about eight hoursD. not stated herePassage 2Most people go to a doctor in their own town or suburb. But people in the Australian outback can’t get to a doctor quickly. The nearest doctor is sometimes hundreds of kilometers away so they have to call him on a two-way radio. This special doctor is called the “flying doctor”. He visits sick people by plane.When someone is very sick, the doctor has to fly to the person’s home. His plane lands on a flat piece of ground near the person’s house. Sometimes the doctor has to take the patient to hospital. Flying doctors take about 8,600 people to hospital each year.However, most of the time the person isn’t very sick, and the doctor doesn’t have to visit. He can give adviceon the radio from the office at the flying doctor centre. He can tell the patient to use some medicine from a special medicine chest. There is one of these chests in every home in the outback. Each bottle, tube and packet in the chest has a number. The doctor often says something like this: “Take two tablets from bottle number 5 every four hours.”A man called John Flynn started the Royal Flying Doctor Service in 1927. he had only one plane. Today here are 14 flying doctor centres, 29 planes, 14 full-time doctors and several part-time doctors, nurses and dentist.1. The flying doctors mentioned in this article treat their patients _____.A. quicklyB. effectivelyC. over great distancesD. all of the above2. Which happens first? _____A. The doctor flies to the sick person’s home.B. The sick person is treated by the doctor.C. The plane lands near the patient’s house.D. The sick person or his family calls the doctor on a two-way radio.3. From the article we can conclude that Australia has a number of _____.4. The doctor can give the sick person advice on the radio from his office if _____.A. the patient has a special medicine chest in his homeB. the doctor feels very tiredC. the patient has got a two-way radioD. the patient is not very sick5. Do doctors at the centre work full time? _____.A. All of them doB. Some of them doC. None of them doD. The article does not say【答案】D D A D BPassage 3One silly question I simply can’t stand is “How do you feel”. Usually the question is asked of a man in action----a man on the go, walking along the street, or busily working at his desk. So what do you expect him to say? He’ll probably say, “Fine, I’m all right.” But “You’ve put a bug in his ear”, maybe now he’s not sure. If you are a good friend, you may have seen something in his face, or his walk, that he did not realize that morning. It starts him worrying a little. First thing you know, he looks in a mirror to see if everything is all right, while you go merrily on your way asking someone else, “How do you feel?”Every question has its time and place. It’s perfectly acceptable, for instance, to ask “How do you feel?” if you’re visiting a close friend in the hospital. But if the fellow is walking on both legs, hurrying to make a train, or sitting at his de sk working, it’s no time to ask him that silly question.When George Bernard Shaw, the famous writer of plays was in his eighties, someone asked him “How do you feel?”Shaw put him in his place. “When you reach my age”, he said, “either you feel all right or you’re dead.”1.According to the writer, greetings such as “How do you feel?”_____.A. show one’s consideration for othersB. are a good way to make friendsC. are proper to ask a man in actionD. generally make one feel uneasy2.The question “How do you feel?” seems to be correct and suitable when asked of_____.A. a man working at his deskB. a person having lost a close friendC. a stranger who looks somewhat worriedD. a friend who is ill3.The writer seems to feel that a busy man should _____.A. be praised for his effortsB. never be asked any questionC. not be botheredD. be discouraged from working so hard 4.George Bernard Shaw’s reply in the passage shows his _____.A. cheerfulnessB. clevernessC. abilityD. politeness5.“You’ve put a bug in his ear” means that you’ve ______.A. made him laughB. shown concern for himC. made fun of himD. given him some kind of warning 【答案】D D C B DPassage 4Acting is such an over-crowed profession that the only advice that should be given to a young person thinking of going on the stage is “Don’t!” But it is useless to try to discourage someone who feels that he must act, although the chances of his becoming famous are slim. The normal way to begin is to go to a drama school. Usually only students who show promise and talent are accepted, and the course lasts two years. Then the young actor or actress takes up work with a theatrical company(剧团), usually as an assistant stage manager. This means doing everything that there is to do in the theatre and occasionally acting in very small parts. It is very hard work indeed, the hours are long and the salary is tiny.Of course, some people have remarkable chances which lead to fame and success without this long and hard training. Connie Pratt, for example, was just an ordinary girl working in a bicycle factory. A film producer happened to catch sight of her one morning waiting at a bus stop, as he drove past in his car. He stopped and got out to speak to the girl. He asked if she would like to go to the film studio to do a test, and she thought he was joking. Then she got angry and said she would call the police. It took the producer twenty minutes to convinceopposite one of the most famous actors of the day. But chances like this happen once in a blue moon!1.From the very beginning, the author puts it clearly that acting is a profession _____.A. sought after by too many peopleB. too difficult for young peopleC. for slim people onlyD. one can go into without special training2.For someone who feels he must act, it is very likely that _____.A. he will become a film star at long lastB. he will become a stage managerC. he will be well paidD. he will end up without any success3.The film producer found Connie Pratt one morning when she was _____.A. at work in a bicycle factoryB. driving past him in her carC. going to a film studioD. waiting for a bus4.A few weeks after the test, Connie Pratt found herself _____.A. the most famous actress of the worldB. playing the leading female role in a playC. as famous as the greatest actor of the worldD. no less famous than the leading actor of the day 5.The concluding sentence “chances like this happen once in a blue moon” means _____.A. this is something which happens once in a whileB. this is a highly profitable chanceC. this is something highly possibleD. this is a very rare chance【答案】A D D B DPassage 5Although the United States covers so much land and the land produces far more food than the present population needs, its people are by now almost entirely an urban society. Less than a tenth of the people are engaged in agriculture and forestry(林业), and most of the rest live in or around towns, small and large. Here the traditional picture is changing: every small town may still be very like other small towns, and the typical small town may represent widely accepted view of the country, but most Americans do not live in small towns any more, half the population now lives in some thirty metropolitan areas (large cities with their suburbs) of more than an million people each, a larger proportion than in Germany or England, let alone France. The statistics(统计)of urban and rural population should be treated with caution because so many people who live in areas classified as rural travel by car to work in nearby town each day. As the rush to live out of town continues, rural areas within reach of towns are gradually filled with houses, so that it is hard to say at what moment a piece of country becomes a suburb. But more and more the typical Americans live in metropolitan rather than a small town environment. (225 words)1.If now American has 250 million people, how many of them are engaged in agriculture and forestry? _____.A. About 25 millionB. More than 25 millionC. Less 25 millionD. Less than 225 million 2.Which of the following four countries has the smallest proportion of people living in metropolitan areas? ___.A. United StatesB. GermanyC. FranceD. England3.What’s the meaning of the word “metropolitan” in the middle of the passage? _____.A. Of a large city with its suburbsB. Of small and large townsC. Of urban areasD. Of rural areas4.According to the passage, what can we learn about small towns in the Untied States? _____.A. Most small towns become gradually crowdedB. Small towns are still similar to each otherC. As the traditional picture is changing, towns are differentD. Small towns are turning into large cities 5.Why is it hard to say when a piece of country becomes a suburb? Because _____.A. they are the sameB. the rush takes place too quicklyC. the process is gradualD. more and more Americans live in metropolitan areas 【答案】C C A B C第二章词汇与语法一、词语用法模拟练习100题1.The movie star _____ with your sister, didn’t he?A. was used to danceB. used to dancingC. used to danceD. was used to dancing 2.The girl in the snapshot was smiling sweetly, her long hair _____ in the breeze.A. flowedB. was flowingC. flowD. flowing3.Mother insisted that they _____ before nine in the evening.A. are to be backB. ought to be backC. be backD. had to be back 4.The professor paused as if _____ his students to ask questions on the point he had just made.A. expectingB. to expectC. expectedD. to have expected5.I couldn’t understand why he pretended _____ in the bookstore.A. to see me notB. not to see meC. not see meD. to see not me6.The classroom was almost empty ______ a desk or two.A. besidesB. except forC. exceptD. in addition to7.It was in that small room _____ they worked hard and dreamed of better days to come.A. whatB. in whichC. whichD. that8._____, you must show your ticket to go into the cinema.A. No matter whoever you areB. Whoever you areC. Whomever you areD. No matter who are you 9._____ that the left side of the human brain is responsible for logic.A. It generally is believedB. It is believed generallyC. It is generally believedD. Generally it is believed 10.Scientists didn’t know much about lung cancer _____.A. before longB. until recentlyC. long beforeD. in the past few years 11._____ his wealth, he is not happy.A. Except forB. In spite ofC. Because ofD. Besides12.The football game will be played on _____.A. June sixB. six JuneC. the sixth of JuneD. the six of June 13.Bob’s doctor suggests _____ for a few days.A. that he is restingB. his restingC. him to restD. that he rest14.You _____ me, because I didn’t say that.A. must have misunderstoodB. had to misunderstandC. must misunderstandD. must be misunderstood 15.We moved to the front row _____ we could hear and see better.A. so asB. so thatC. becauseD. such that16.John Kennedy was _____ president of the United States.A. the thirty-fiveB. the thirty-fifthC. thirty-fifthD. thirty-five17.I’ll have a cup of coffee and _____.A. two breadsB. two piece of breadsC. two pieces of breadsD. two pieces of bread 18.Betty moved from the dormitory _____ the noise.A. because ofB. in spite ofC. becauseD. despite19.He ought to have handed in the paper yesterday. That’s what he _____.A. should doB. should be doingC. should have doneD. should20.The paint is still wet. _____!A. Don’t be sure to touch itB. Be sure not to touch itC. Be sure to not touch itD. Be not sure to touch it21.There was more than _____ rain and snow last year, so some parts the country have been flooded this spring.A. extraB. efficientC. permanentD. adequateA. majorB. secondaryC. minorD. primary23.With the population explosion, scientists will have to _____ new methods of increasing the world’s food supply.A. lead toB. carry outC. come up withD. stick to24.One of his many faults is that he never _____ anything very long.A. decides onB. sticks toC. goes overD. makes sure25.Be sure to _____ your work at the end of the exam.A. look overB. hang upC. set asideD. catch sight of26.If you work hard _____, you won’t have to sit up all night before the exam.A. by yourselfB. at other timesC. willinglyD. with some help27.The airplane arrived one hour behind _____.A. timetableB. planC. dateD. schedule 28.Television keeps us informed about _____ events and the latest developments in science and politics.A. currentB. fashionableC. brand-newD. previous29.If you _____ your name and address on the card, we’ll send the book to you as soon as it is returned.A. go over B fill in C. find out D. carry out30.Rain does not _____ bring down the temperature.A. certainlyB. undoubtedlyC. necessarilyD. completely31.Vickie had most probably _____ her for another sort of girl.A. regardedB. viewedC. mistakenD. looked32.The police investigation discovered that three young men were _____ in the robbery.A. caughtB. involvedC. connectedD. tightened33.Only guests of the hotel enjoy the _____ of using the private beach.A. privilegeB. possibilityC. favorD. advantage34.He felt rather _____ as he was the only person who wore sportswear at the dinner party.A. in placeB. in the wayC. by the wayD. out of place35.The _____ power of the people in this town has been decreasing since most young people have left for the big cities.A. shoppingB. purchasingC. enduringD. spending36.I received a _____ parcel yesterday and I am still wondering who may have sent it.A. sincereB. dullC. complicatedD. mysterious37.The school bus was _____ by a thick fog.A. held upB. broken offC. kept upD. put off38.How we _____ a chance to visit your treat country!A. looked forB. longed forC. waited forD. went for39.“We’ll do what we can to get the goods _____ on time.” said the manager of the company.A. reachedB. deliveredC. returnedD. come40.It is the boy’s laziness that _____ his failure in the exams.A. resulted formB. brought inC. resulted inD. led into41.They overcame all the difficulties and fulfilled the plan ten days ahead of schedule, _____ was something we had not expected.A. thatB. thisC. itD. which42.Bob tried in vain to trick his little brother _____ some money form mother’s purse.A. to stealB. to stealingC. into stealD. into stealing43.I was _____ to find his article on such an _____ topic so _____.A. surprised, excited, boredB. surprising, exciting, boringC. surprised, exciting, boringD. surprising, excited, bored44.It was in 1777 _____ V ermont, threatened with invasion, declared itself an independent common wealth.45._____ a professor of physics at Massachusetts Institute of Technology, Edward Charles Pickering established the first physics laboratory in the United States.A. WhileB. BeingC. AlthoughD. He was46.The monitor _____ the examination papers to the class for his teacher.A. deliveredB. distributedC. reportedD. presented47.The two boys had so _____ in common that they soon became good friends.A. littleB. fewC. muchD. many48.As fuel prices rose, bus companies raised their fares and _____.A. so did the airlinesB. nor did the airlinesC. so the airlines didD. nor the airlines did 49._____ mainly for the invention of the telephone, Alexander Graham Bell devoted his life for helping the deaf.A. He is rememberedB. To rememberC. While rememberingD. Though remembered 50.If Dorothy had not been badly hurt in a car accident, she _____ in last month’s marathon race.A. would participateB. would have participatedC. might participateD. must have participated 51.Susan wants to know whether the measures have been agreed _____.A. toB. withC. overD. upon52.It was because the applicant was too conceited _____ he failed in the interview.A. thatB. so thatC. soD. therefore53.I am afraid I won’t have any influence over my 18-year-old daughter _____ her mind is made up.A. the momentB. as soonC. onceD. since54.The team really looks good tonight because the coach had them _____ every night this week.A. practiceB. to practiceC. practicedD. practicing 55.Excuse me, but it is time to have your temperature _____.A. takingB. tookC. takeD. taken56.Jane’s dress is similar in design ______ her sister’s.A. withB. likeC. toD. as57._____ it is you’ve found, you must give it back to the person it belongs to.A. ThatB. WhatC. WhateverD. However 58.Consumers should do _____ than simply complain about the poor quality of goods.A. much asB. some moreC. far lessD. far more59.Beth _____ California in 1981 and _____ in Texas ever since.A. left… workedB. has left… has workedC. left… has workedD. has left… worked 60.Frank had worked for two years to be a carpenter, but found his progress _____.A. discouraging and unsatisfiedB. discouraging and dissatisfiedC. discouraged and dissatisfiedD. unsatisfactory and discouraging61.If you undertake this project you are bound to _____ many difficulties.A. encounterB. face withC. overcomeD. handle62.I suddenly realized that he was trying to _____ quarrelling with me.A. considerB. enjoyC. avoidD. prevent63.The three hours I spent in the school library _____ my old passion for reading.A. brought aboutB. brought overC. brought forthD. brought back 64.Thousands of people _____ to see the parade.A. turned offB. turned outC. turned upD. turned over65.The real trouble _____ their lack of confidence in their abilities.A. lies inB. lies onC. results inD. leads66.Recently the newspapers have reported several _____ on the boundaries of Israel and Jordan.A. accidentsB. incidentsC. eventsD. happenings67.The actual cost of the building was much higher than our original _____.A. considerationB. judgmentC. estimateD. plan68.Henry looked very much _____ when he was caught cheating in the biology exam.A. discouragedB. embarrassedC. disappointedD. bewildered69.At the beginning of this semester, our history professor _____ a list of books for us to read.A. passed onB. picked upC. handed inD. made out 70.Here are some toys. You can _____ one or two for your little son as a birthday gift from me.A. single outB. pick outC. take outD. work out 71.Don’t _____ to let me know if there is anything I can do for youA. rejectB. preventC. hesitateD. refuse72.Let’s hang up some painting on these _____ walls.A. bareB. emptyC. blankD. vacant73.At the conference he expressed some personal views which later brought him into _____ with the Party leadership.A. actionB. crisisC. conflictD. power 74.Charles Dickens _____ many wonderful characters in his novels.A. inventedB. discoveredC. uncoveredD. created75.Man must stop _____ the earth’s atmosphere.A. fillingB. emittingC. pollutingD. wasting76.No one has yet succeeded in explaining the _____ of how life began.A. problemB. causeC. puzzleD. logic 77.Unfortunately, very few sheep _____ the severe winter last year.A. survivedB. enduredC. spentD. remained alive 78.They discussed the problem three or four times, but could come to no _____.A. endB. conclusionC. resultD. judgment 79.Well, let’s put out heads together and find _____ to the problem.A. an answerB. a wayC. a solutionD. judgment80.The old couple decided to move out of town to a quiet _____, where they had spent several years immediately after their marriage.A. spaceB. suburbC. neighborhoodD. area81._____ he often forgot their wedding anniversary greatly annoyed his wife.A. AllB. WhatC. WhichD. That82.You screamed in your sleep last night. You _____ a terrible dream.A. must have hadB. must haveC. must had hadD. must have been 83.The officer gave an order that everyone _____ back before dark.A. getB. would getC. had to getD. must get84._____ is announced in the papers, a nation-wide sports meeting will be held in the city next month.A. BecauseB. ForC. AsD. So85.She heard a terrible noise, _____ brought her heart into her mouth.A. itB. thisC. whichD. that86.New ideas sometimes have to wait for years before _____.A. having fully acceptedB. fully acceptingC. fully acceptedD. being fully accepted 87.Every boy and girl _____ not to swim in the lake, for it is polluted.A. has been warnedB. have been warnedC. has warnedD. have warned 88._____ nobody was very enthusiastic about it, they decided to cancel the trip.A. Seen thatB. Seeing thatC. To seeD. When89.If we had known that she had planned to go abroad today, we _____ at the airport.A. will see her offB. would have seen her offC. would see her offD. must have seen her off 90.Tom’s father as well as his mother, _____in New York for a few days more.A. asks him to stayB. ask he to stayC. asks he staysD. asks he would stay 91.The receptionist, _____ job was to answer the phone, had laryngitis(喉炎).A. whoseB. whoC. who’sD. that92._____ no gravity, there would be no air around the earth.A. Were thereB. Was thereC. There wereD. There be93._____ I don’t like are the long, dark nights of winter.A. ThatB. WhatC. WhichD. This94._____ the rain we would have had a nice holiday.A. But thatB. DespiteC. But forD. In spite of95.I suppose you couldn’t let me borrow your car this evening, _____?A. couldn’t IB. don’t IC. could youD. will you 96.Tom’s doctor insists _____ for a few days.A. that he is restingB. him to restC. his restingD. that he rest97._____ I’ve saved the money, I’ll buy the picture.A. As good asB. As well asC. As soon asD. As far as98._____ we all know, it is impossible to speak or write English or any other language without using the verb.A. ForB. SinceC. AsD. Which99.He failed the test many times. _____, he didn’t stop trying.A. ButB. SoC. AlthoughD. However 100.Many cities in the southern part of the United States have difficulty _____ traffic flowing when it snows.A. keptB. to keepC. keepingD. in being kept二、语法结构模拟练习100题Unit 11. We'll leave as soon as it________ raining.A. is stoppingB. stopsC. will stopD. shall stop2. After Jackson ______ for an hour, he came to the conclusion that Mrs. Bonnie was not coming.A. waitedB. was waitingC. has waited.D. had been waiting.3. I. hope you______ the instructions ready before I come tomorrow.A. to getB. shall getC. will getD. will have gotten4. I'm meeting Evan tonight. I______ a Russian before .A. didn't ever meetB. have never metC. have ever metD. never met5. All the apparatus______ before the experiment began.A. have been testedB. had been testedC. were testedD. had tested6. Three people, ______, were injured in the accident.A. including a childB. include a childC. included a childD. includes a child7. Her suggestion that everybody _____ was not appreciated.A. sing a songB. sang a songC. sung a songD. singing a song8. Had the weather been good, the children _____ out for a walk.A. had goneB. could have goneC. would goD. went9. He suggested ______ a lecture given by Professor White on English language learning.A. me to attendB. my attendingC. my attentionD. me attending10. Not always _____ they want to.A. people can do whatB. people cannot do whatC. can people do whatD. can’t people do what11. I’m afraid we will have to take a taxi because the last bus _____.A. left ten minutes agoB. has left ten minutes agoC. was leaving ten minutes agoD. has ten minutes ago left12. ______ he worked very hard all day, he couldn’t finish the job in time.A. AlthoughB. EvenC. In spiteD. In case13. There is a nice-looking car there. I wonder ______.A. whom it belongs toB. whom does it belong toC. it belongs to whomD. whom does it belong14. He is going to visit the college _____ he studied 30 years ago.A. whereB. thatC. in whereD. which15. The fisherman, _____ poor, could not buy another boat.A. isB. wasC. beingD. been16. “Good bye, Miss Liu. I’m very pleased ______.”A. to meet youB. to have met youC. meeting youD. having met you17. I didn’t go to the party, but I do wish I ______ there.A. wereB. would beC. had beenD. will be18. It is because English is very useful _____ hard.A. what we studyB. why we study itC. that we study itD. which we study19. The reason for his being late is _____ he didn’t catch the early bus.A. whyB. becauseC. thatD. where20. My best friend and advisor ______ changed _____ mind again.A. have; theirB. has; hisC. are; theirD. was; his。
成人学位英语考试阅读考试备考复习题带答案
成人学位英语考试阅读考试备考复习题带答案成人学位英语考试阅读考试备考复习题带答案To defeat their own far more than the others.自己打败自己的'远远多于比别人打败的。
以下是店铺为大家搜索整理的成人学位英语考试阅读考试备考复习题带答案,希望能给大家带来帮助! Passage 1Questions 1 to 5 are based on the following passage:Today anyone will accept money in exchange for goods and services. People use money to buy food, furniture, books, bicycles and hundreds of others they need or want. When they work,they usually get paid in money.Most of the money today is made of metal or paper. But people used to use all kinds of things as money. One of the first kinds of money was shells.Shells were not the only things used as money. In China, cloth and knives were used. In the Philippine Islands, rice was used as money. In some parts of Africa, cattle were one of the earliest kinds of money. Other animals were used as money, too.The first metal coins were made in China. They were round and had a square hole in the center. People strung them together and carried them from place to place.Different countries have used different metals and designs for their money. The first coins in England were made of tin. Sweden and Russia used copper to make their money. Later, other countries began to make coins of gold and silver.But even gold and silver were inconvenient if you had to buy something expensive. Again the Chinese thought of a way to improve money. They began to use paper money. The first paper money looked more like a note from one person to another thanpaper money used today.Money has had an interesting history from the days of shell money until today.1. Which of the following can be cited as an example of the use of money in exchange for services?A. To sell a bicycle for $20.B. To get some money for old books at a garage sale.C. To buy things you need or want.D. To get paid for your work.2. Where were shells used as money in history?A. In the Philippines.B. In China.C. In Africa.D. We don' t know.3. Why, according to the passage, did ancient Chinese coins have a square hole in the center?A. Because it would be easier to put them together and carry them around.B. Because it would be lighter for people to carry them from place to place.C. Because people wanted to make it look nicer.D. Because people wanted to save the expensive metal they were made from.4. Why does the author say that even gold and silver were inconvenient if you had to buy something expensive?A. Because they are easy to steal.B. Because they are difficult for people to obtain.C. Because they are not easy to carry around.D. Because they themselves are expensive, too.5. Which do you choose as the best title for this passage?A. Money and Its UsesB. Different Things Used as MoneyC. Different Countries, Different MoneyD. The History of MoneyPassage 2Questions 6 to 10 are based on the following passage:It is difficult to imagine what life would be like without memory. The meanings of. thousands of everyday perceptions , the bases for the decisions we make, and the roots of our habits and skills are to be found in our past experiences, which are brought into the present by memory.Memory can be defined as the capacity to keep information available for later use. It includes not only "remembering" things like arithmetic or historical facts, but also involving any change in the way an animal typically behaves. Memory is involved when a rat gives up eating grain because he has sniffed something suspicious in the grain pile. Memory is also involved when a six-year-old child learns to swing a baseball bat.Memory exists not only in humans and animals but also in some physical objects and machines. Computers, for example, contain devices for storing data for later use. It is interesting to compare the memory-storage capacity of a computer with that of a human being. The instant-access memory of a large computer may hold up to 100,000 " words" --ready for instant use. An average U.S. teenager probably recognizes the meaning of about 100,000 words of English. However, this is but a fraction of the total amount of information which the teenager has stored. Consider, for example, the number of faces and places that the teenager can recognize on sight.The use of words is the basis of the advanced problem-solving intelligence of human beings.A large part of a person' s memory is in terms of words and combinations of words.6. According to the passage, memory is considered to beA. the basis for decision making and problem solvingB. an ability to store experiences for future useC. an intelligence typically possessed by human beingsD. the data mainly consisting of words and combinations of words7. The comparison made between the memory capacity of a large computer and that of a human being shows thatA. the computer' s memory has a little bigger capacity than a teenager' sB. the computer' s memory capacity is much smaller that an adult human being' sC. the computer' s memory capacity is much smaller even than a teenager' sD. both A and B8. The whole passage implies thatA. only human beings have problem-solving intelligenceB. a person' s memory is different from a computer' s in every respectC. animals are able to solve only very simple problemsD. animals solve problems by instincts rather than intelligence9. The phrase "in terms of" in the last sentence can best be replaced byA. "in connection with"B. "expressed by"C. "consisting"D. "by means of"10. The topic of the passage is:A. What would life be like without memory ?B. Memory is of vital importance to life.C. How is a person' s memory different from an animal' s or a computer' s?D. What is contained in memory ?Passage 3Questions11 to 15 are based on the following passage:Some psychologists(心理学家) maintain that mental acts such as thinking are not performed in the brain alone, but that one' s muscles also participate. (76) It may be said that we think with our muscles in somewhat the same way that we listen to music with our bodies.You surely are not surprised to be told that you usually listen to music not only with your ears but with your whole body. Few people can listen to music without moving their body or, more specifically, some part of their body. Often when one listens to a symphonic concert on the radio, he is attracted to direct the orchestra (乐队) even though he knows there is a good conductor on the job.Strange as this behavior may be, there is a very good reason for it. One cannot derive all possible enjoyment from music unless he participates, so to speak, in its performance. The listener "feels" himself into the music with more or less noticeable motions of his body.The muscles of the body actually participate in the mental process of thinking in the same way, but this participation is less obvious because it is less noticeable.11. Some psychologists think that thinking isA. not a mental processB. more of a physical process than a mental actionC. a process that involves our entire bodiesD. a process that involves the muscles as well as the brain12. The process of thinking and that of listening to music are similar in thatA. both are mental actsB. muscles participate in both processesC. both processes are performed by the entire bodyD. we derive equal enjoyment from them13. Few people are able to listen to familiar music withoutA. moving some part of their bodyB. stopping what they are doing to listenC. directing the orchestra playing itD. wishing that they could conduct music properly14. The listener's way of "feeling" the music isA. the unnoticed motion of his musclesB. "participating" in the performanceC. bending an ear to the musicD. being the conductor of the orchestra15. According to the passage, muscle participation in the process of thinking isA. deliberateB. ApparentC. indistinctD. impressive参考答案:Passage 11.D2.D3.A4.C5.DPassage 26.B7.C8.C9.B10.BPassage 311.D12.B13.A14.B15.C【成人学位英语考试阅读考试备考复习题带答案】。
- 1、下载文档前请自行甄别文档内容的完整性,平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益,请联系客服反馈,我们会尽快为您处理(人工客服工作时间:9:00-18:30)。
成人学位英语阅读理解专题辅导2017年成人学位英语阅读理解专题辅导LifeSaver-oraLifeSentence挽救生命或生活的句子吗Growingnumbersoffirst-timebuyersdesperatetogetonthehousingladderbutstrugglingtoaf fordsky-highhousepricesarebeingencouragedtotiethemselvesintomortgag eslasting35,40,oreven45years.Withtoday'sbuyersrequiringever -largerhomeloans,somebanksandbuildingsocietieshavecomeupwith aclevertrickforbringingthedreamofhomeownershipwithintheirre ach:increasingthetermoftheloaninordertoreducethemonthlypaym ents.Butit'satrickwithanastycatch.Whileyourmonthlyoutlaywil lbelower,bythetimethedealcomestoanendyou'llhavepaidfarmore-perhapsanextra$150,000-thanifyouhadastandard25-yearmortgage.首次购房者的绝望争取买房但挣扎负担的天空高价格的房子都被鼓励把自己绑到抵押贷款持续35,40越来越多,甚至45年。
今天的买家需要更大的住房贷款,一些银行和建筑协会想出了让房屋所有权的梦想在他们到达一个巧妙的方法:以贷款期限的增加减少每月的付款。
但它是令人讨厌的抓到窍门。
当你每月的支出将下降,由协议即将结束,你会付出更多的可能是一个额外的150000美元——比如果你有一个标准的25年抵押贷款的时间。
RobertMcLean,36,recentlysignedupforamortgagewithNorthern Rockinwhichheisallowedtopaybackover35years,bywhichpointhewi llbe71.Herecentlyboughtatwo-bedroomhousewithhiswife,andwasofferedafive-yearfixed-ratedealwithaninitialrateof6.2%.Tooffsetthishighinterestrat ethebankrecommendeditsTogethermortgage,whichallowsthecouple toborrowmorethanmosthighstreetlendersallowandtostretchthete rmoftheloan.Mr.McLean(nothisrealname)doesnothaveapermanentj obbutworksoncontractinthepublicsector.Despitethis,hesaysthe bankallowedhimandhispartnertoborrowmorethanfourtimestheirjo intearnings."TheyaskedwhatmyjobwasandifIworkedpart-time.Nothingaboutcontractworking.Thentheywantedtoknowhowmuc hweearnedandifwehadanydebtsoncreditcardsorloans,"hesays:"Fo rusitwasano-brainerbecausethemonthlypaymentswereonlyalittleabovetherent wewerepaying."Asforthefuture,thecouplehopetheirfinanceswillimprovedram aticallyoverthenextfewyears,enablingthemtopayoffthemortgage beforetheyretire.对于未来,他们希望他们的财务状况将大大改善,在未来几年内,使他们能够还清抵押贷款,他们在退休之前。
Theyarenottheonlyoneswhoarebeingofferedtheoptionofgoingl ongontheirborrowing.Ifthetrendforextendingpeople'smortgaget ermaccelerates,itcouldmeanweendupwavinggoodbyetothetraditio nal25-yearloan.他们是不是正在提供去长期借贷的选项只有。
如果延长人的抵押期限加快的趋势,这可能意味着我们最终告别传统的25年的贷款。
NorthernRockisn'ttheonlylenderwillingtoletpeopleborrowov eralongerperiodoftime.Cheltenham&Gloucesterwilllethomebuyer srepaytheirmortgageoveraperiodofupt035years,whiletheHalifax,HSBC,CoventryBuildingSocietyandUlsterBankareamongthosethat willgoupt040years.Intriguingly,theCoventrywillallowpeopleto stmonth,Bradf ord&Bingleytrumpedthemallwithadealthatboastsamaximumtermof45years.However,tobefair,thisisamortgageaimedatyoungprofessionalfirst-timebuyerstrainingtobesolicitors,accountantsandthelike,whos eincomesarehighlylikelytoincreasesubstantiallyoverthecoming years.北岩不是只愿意让人们借更长时间的贷款。
切尔滕纳姆和格洛斯特会让购房者偿还他们的抵押贷款超过多达35年,而在哈利法克斯,汇丰银行,考文垂建筑协会和阿尔斯特银行是那些将上升到40年。
有趣的是,考文垂会让人们有一个抵押贷款,直到他们是85岁。
上个月,Bradford&Bingley压倒了他们所有的交易,拥有45年的期限。
然而,为了公平,这是一个针对首次购房者的抵押贷款的年轻职业培训是律师,会计师等,其收入在未来几年大幅增加,很有可能。
BrianMurphyatindependenthomeloansbrokermortgageAdviceBur eauisoneofthoseconcernedaboutthecurrenttrend."Stretchingamo rtgagetermtolowerthepaymentsisariskybusiness,"hesays."Wealw aysadviseclienttokeeprepaymentstoasshortatermaspossible,toe nablethemtofreeupmoneyforpre-retirementinvestments."布瑞恩墨菲在独立的房屋贷款经纪人抵押贷款咨询局是那些关注当前的趋势。
”拉伸抵押期限降低支付是一个高风险的业务,”他说。
”我们总是建议客户保持还款在尽可能短的期限,以使他们能够自由资金为退休前的投资。
”RayBoulgerhasforsomeyearsbeenpredictingashifttowardslong er-termmortgagesintheUK.Hebelievesthatfortherightpeopleintheri ghtcircumstances,optingforalongerborrowingperiodcanbeasensi blesolutiontotheproblemofaffordability,butadds:"Inthewrongh andsitcanbedangerous."Whileeveryoneshouldaimtopaytheirmortg agebackbythetimetheyretire,withthestateretirementagemovingupt068by2044andpeoplelivinglonger,itisperfectlyreasonabletoe xpectmortgageborrowerstoberetiringlaterinfuture,saysMr.Boul ger.Someaged36nowwhotakesouta35-yearhomeloanwillalmostcertainlynotkeepthatmortgageuntilthey are71-theywillprobablyremortgageandmovehouse."Assoonasyoucanaffor dtopaymore,youshouldshortenthetermormakeoverpayments,"headd s.RayBoulger已经有些年头了,在长期抵押贷款在英国一个位移预测。
他认为,在适当的情况下正确的人,选择一个较长的借款期限可以承受能力,问题的明智的解决方案,但补充说:“在错误的手中,它可能是危险的。
“虽然每个人都应该支付他们的抵押贷款回他们退休的时候,与国家的退休年龄的运动多达68的2044人活得更长,这是完全合理的预期抵押贷款的借款人是退休后在未来,博尔格先生说。
一些36岁谁拿出35年的房贷几乎肯定不会让抵押直到71-他们可能会再抵押和搬家。
”只要你能付得起更多,你应该缩短周期或付款,”他补充道。
WeaskedNorthernRockaboutMr.McLean'scase.Aspokeswomansays 35yearsisthemaximummortgagetermthatitoffers,adding:"Itisunu sualforsomeonetotakeoutamortgageforthatlengthoftime."Howeve r,shesaysitisanoptionforpeoplewhowanttokeeptheirpaymentsver ylow.Providedborrowershavearrangementsinplacetocontinuemaki ngrepaymentsaftertheyretire,NorthernRockwilllendtothem.我们向北岩对麦克林的案例。