银监局历年面试真题汇总(有2017回忆版)
银监会历年面试题分类汇总
银监会历年面试题汇总（精华版）作者：levi专业题1.监管的格局？2.银监会的具体作用和职责？3. 我国银行业全面对外开放，请你分别详细阐述外资银行与中资银行各自的优势和劣势？4. 你如何看待流动性过剩？5. 通货膨胀有哪几种应对办法？目前的办法有什么弊端？你有什么好的办法应对？6. 请谈谈对金融创新和金融监管的认识；7. 你对央行提出的存款准备金的理解以及存款准备金在国家宏观调控中的作用？8. 我国近来存款准备金率是提高了还是降低了，你对此的看法是什么？9. 银行存款规模扩大是好事还是坏事?10. 某省某地区银行不良贷款率高，有人建议放宽5级分类的条件以降低不良贷款率，你觉得合适吗?11．假如你是CBRC员工，发现辖内一家银行当年贷款量严重超标，不能采取强硬的行政措施，你该怎么做？12．谈谈金融危机后，中国企业、银行、监管当局应获得的启示。
13．作为监管层，谈谈你对流动性风险的认识，以及对金融危机后中国金融机构中流动性风险的认识。
14.政府为什么对银行进行监管？15、银行资本分为核心资本和附属资本，分别包括什么？16、银行资本不足，有哪些方法补充？17、你怎么看待银行监督？英语题1. 你是否同意做事需要合作精神，为什么？2. 你最喜欢的一学科，为什么喜欢？3. 请你谈论一下2006的中国股市?4. Please introduce your main achievement.5.Tell me the type of studay hardest in your school(or study?)6. 说说你对银行业监督管理法的认识何看法7. 让说自己的优势和劣势或者向考官推销自己。
8. Tell me the time of study hardest in your life9.谈谈你对银监会的了解 b.10. 你还有什么要补充的吗？11.你的什么技能使你适合在银监会工作？12.What do you think of team spirit?Do you think you area good team player?13、追问：学校专业方面的问题，你的专长是什么？14、追问：专业题：操作风险包括那几类？15、英语题：how do you think about CBRC?16、为什么选择成为监管者？（英语）公务员题2007年2月2日国家银监会公务员面试真题1. 自我介绍（主考官提示必须要介绍哪些内容。
银监会历年英语面试真题及参考答案
银监会英语面试题目个人：1、Self-introduction(向考官推销自己)Good afternoon. It's a great honor for me to be here. Now let me introduce myself briefly. My name is XXX,. I'm XX years old, born in XXX. I'm currently a student in XXX University, majored in XXX. I'll get my master degree of economics in this summer.Firstly, I'm a good learner at school. Through six years study, I've got a solid grasp of financial theories and economic knowledge. I want to put i learned in shool into practice. Secondly, I'm a good problem solver.I have participated several important research projects, such as the research on the strategic industries, which won the second prize in the paper contest.Last but least, I'm a good team player.I have been XXX of Student Union, o rganized several college activities such asXXX. When served at the Red Cross Society , I have participated in youth volunteer activities for many times. And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.TO sum up, I'm a cheerful, diligent and responsible girl. Being a regulator in CBRC is my long cherished dream. I hope you can give me the chance. Thank you for listening.2、what’re your hobbies?What extracurricular activities do you take at school?（你的业余生活）I have a lot of hobbies. I like reading, climbing mountains, playing badminton and photograph.I like to play badminton best. My reasons are as follows:Firstly, it helps me enhance my physical health. Though running and playing ,I can have more excises.Secondly, it cultivate my team spirit and teach me how to cooperate with my partner and compete with my opponent.Last but not least, it gives me a lot of fun. It can strengthen the friendship with my friends.I enjoy myself very much in this game. Whenever i feel down, i will play badminton with my friends. It will cheer me up.I have took a lot of extracurricular activities in school. I have participated I have been the XXX of Student Union, o rganized several college activities such as XXX. When served at the Red Cross Society , I have participated in youth volunteer activities for many times, such as peer education, donation blood without payment. And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.3、Tell me the hardest time of study in your lifeThe hardest time of study in my life happened in the first semester when i enter into XXX University. I have to learn a lot of difficult and abstract subjects. At the same time, I have to participate the research work organized by my tutor. The research work was complicated to me and I didn't known how to handle it. With the proper time management and the help of my classmates and tutor, I quickly went into the role and finish my task successfully.Firstly, i try to learn the time management and make proper arrangement for my study time and research time.Secondly, i try to learn from my classmates and tutor. With their help, i have mastered the basic research skills and how to carry out the research work.Thirdly, i try to strengthen my communication skill and learn how to cooperate with my classmates. It cultivate my team spirit which is very beneficial to my future.At the end of the semester, i have got very good records in my study. And one of my research work have won me the second prize in the paper test.4、which subject do u like best , why?The subject i like best is called Financial Topics, which is taught by XXX. My reasons are as follow: Firstly, the subject is very useful. It uses financial theories to analyze the economic phenomena happen in our real life.Secondly, the teacher is very humorous. He uses a lot of jokes and metaphors which makes the class very interesting.Thirdly, this subject gives us the opportunity to show our opinions. We are divided into several groups to discuss the topics and show our results in the class.To sum up, this subject is both useful and interesting and provides the platform to show our opinion in this financial topics.5、what's your strength and weakness?My strength lies in my ability to handle the difficulties. No matter what happens, I will not lose confidence and give up. I will use my own strength and the help from my family and my friends to over the difficulties.I believe the difficulties are the good opportunity to learn and i will grasp it to improve myself.My biggest weakness is lack of experience. So as a student just graduate from school, i will try to learn from my colleagues and leaders, I will spare no efforts to improve my working abilities and expertise knowledge of banking regulation.6、大学期间都学到了什么东西？为什么你觉得你适应这个岗位？Through six years study, I've got a solid grasp of financial theories and economic knowledge. This expertise knowledge will facilitate my future work.On the one hand, I will put what i learned in school into practice. It helps me understand my work deeply and learn the new knowledge from practice.On the other hand, the economic theories always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.I think my knowledge base, my ability ,my character suit me in this job. Being a regulator in CBRC is my long cherished dream. I hope you can give me the chance and i will not let you down.7、从你的兴趣、专业上谈谈你的职业规划T hrough six years learning, I have got a solid grasp of financial theories and economic knowledge . I will get my master degree of economics in this summer. I want to put what I learned in school into practice. Besides I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator. Being a regulator in CBRC is my career planning. It can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator.. 8、现在就业你最看重薪资吗Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meaningful and important which can incorporate my knowledge, my skills and my interest. Being a regulator in CBRC is the best choice for me .First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice. Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator.9、introduce one of your favorite bookMy favorite book is Gone with the wind. It describes a stroy about a lady called Scarlett during the American civil war .My reasons are as follow:Firstly, this book reflects a perpetural truth that war always brings deeply pain to humain beings no matter when and where.Secondly, it tells me what is real romantic love. Love is a kind of useage. The one you feel that you love may not really be.Most significantly, the heroine Scarlett teaches me a precious living truth that no matter what will happen in my life, I cannot and shouldn't give up my mind. Everyone’s life is like a long road, and on the road there are many obstacles. Nobody can predict what will happen next minute, so what can we do is tostick to our belives and try our best to reach our goals. Scarlett suffers a lot, but she succeeds in the end for her adament spirit. “Tomorrow is another day”, so we should see every new start in our life.I love this book very much. It really teaches me a lot. I wish myself a bright future. Tomorrow is another day!10、目前的OFFER情况，为什么没去I will soon graduate from XXX University. In the eve of graduation, I have been actively looking for work. I have participated the written tests, the interviews of XXX companies. And luckily, i have been admitted by the XXX, telecommunications companies, Sina Corporation. There are not my best choices. My reasons are as follow:Being a regulator in CBRC is my long cherished dream. CBRC is authorized by the state council to regulate banking industries. It has great influence on the sound development and stability of the financial system. The financial crisis in 2008, fully stand out the importance of supervision. I want to contribute my own strength in this great undertaking.I learned six years of economics and financial theory knowledge. I want to put what I learned in school into practice. CBRC can give full play to my professional knowledge, personal interest, I very much hope to the CBRC work.11、你的毕业论文的选题是什么？为什么选这个？The topic of my graduate thesis is about XXX. The goal of the thesis is to researchXXX.I choose this topic for several reasons.Firstly……Secondly……Thirdly……综合类：1、怎样看待竞争与合作？Competition and cooperation are common phenomena in our society.Some people believe that competition and cooperation are in opposite to each other. But I don't think so. We find in many places competition goes hand in hand with cooperation. Let's take football game for example.During the game, one team is competing with the other team, but each member of the team must cooperate with his teammates. Otherwise, they will lose the game no matter how skillful individual player might be. It is clear that competition has much to do with cooperation.On the one hand, competition stimulates people's interest in work and helps society go forward. On the other hand, cooperation is essential and necessary because most work in our society is fulfilled with other people.From cooperation we get mutual help and understanding. With cooperation the world is progressing at peace and in harmony.To sum up, competition and cooperation are both essential to success and should be emphasized at the same time.2、IQ和EQ哪个更重要,追问有IQ没EQ和有EQ没IQ两者谁更容易成功？IQ is short for Intelligence Quotient .EQ is short for Emotional Quotient Both IQ and EQ are essential to success. If we have to compare these two factors, i will say EQ is more important. My reasons are as follow:First, while IQ defines how smart we are, EQ defines how well we use what smarts we have. Just as one psychologist say" IQ gets you hired, EQ gets you promoted. " without a high level of EQ, may be we can't put what we learned in school to practice.Second, EQ helps us judge situations and deal with interpersonal relations. We live in a society and we needs to cooperate with each other. Without a high level of EQ, may be we can't work efficiently and live in harmony.Just as the saying goes"Success equals 20% IQ ,80% EQ"I come up to the conclusion EQ is more important than IQ. If we want to success, we need to improve both IQ and EQ.3、How do you think about team spirit and do you think you are a team worker?Team spirit is very important. It is an ability that people can understand each other and cooperate with each other to complete tasks successfully. We need for team spirit for severalreasons.First of all, team spirit offers us a platform where we can operate our collective talent to work out the best. Taking the Shanghai world expo for example, I think the success of the event first goes to the superb team spirit of the organizers and hundreds of young volunteers. So many people work hard and cooperate well for the single aim; an exceptional world Expo. A lot of student volunteers in Shanghai are committed and work tirelessly during the hot summer.What is more, team spirit is quite useful for personal career. When working in a company, most of the time we have to finish or design a huge project with our colleagues. Each person can contribute their wisdom to the completion of the task. We cannot do it so well single-handedly.Finally, team spirit is the symbol of national power and strength. Another example is the touching power of the team spirit in the Sichuan earthquake. We were moved by the perseverance and persistence of the rescue workers, who were eager to help their compatriots.In conclusion, team spirit is an important ability and skill in the 21th century because we are all faced with the globalization and the question of how to live better. Therefore, we must learn to work well in the team and let the team spirit guide us to success.I'm a good team player. I have been the Vice Leader of Student Union. With the help of my teammates, we have o rganized several college activities such as Zhang Weiying' speech. Without their help and contribution, I can't do it alone.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.4、You have took part in some projects, what do you think about creativity?How do you think creativity in projectCreativity refers to new thinking, new ideas, new methods. A little change, can make things better, this is Creativity. Creativity is one of the most important things in the world because if each person did not have creativity then you would see everything the same. Each person has there own type of creativity and that is why there are unique art, movies, clothing, hair styles, etc. Be creative !I think creativity is very important in project. My reasons are as follows: Firstly, creativity find out the problems in the project.It prompts us tosurvey more, think more and practice more.Secondly, creativity find out the better solution for the problem. Though the communication with other team members, creativity will be created from the Brain Storm.Last but not least, creativity makes the project different from others. It helps the project stands out and make it more meaningful and more useful. As the old saying goes"creativity is the soul of the nation". We should stimulate out creativity and let creativity guide us to success.5、地震中最令你震惊和感动的事The most surprise thing in the earthquake is that Humans could not resist the forces of natureThe most touched thing is that the Fukushima six heroes who risked their lives to save nuclear power station.Though the Japan earthquake, I learn the that the Earthquakes can create huge waves, huge waves can create nuclear disaster. We must assess the risk of a thing before start it.6、钱重不重要？（如何看待很多人都希望有更多的钱）As we live in a materialistic society, with no doubt, money is very important. We need money to buy food, clothing, shelter and transportation. Without money, we can't live in this world. But it doesn't mean that money is the most important thing. Money can't buy health, friendship, happiness and love. There are a lot of things more important than money. We should pursuit money and use money in a proper way more beneficial to the society and world,just like the Bill Gates, he uses money to help more people and through this he becomes more happy.My overall view is：Money is very important,without it,we may never be able to live.But we cannot ignore other value things just for money.7、如何看待校园恋爱Campus love is a very common phenomena among college students nowadays.Some college teachers argue that students should give up love for the sake of learning. They maintain that love is time consuming and influences one’s learning. Some students, however, hold that a student who falls in love will study harder and will make greater progress. They don't believe that a person in love lags(落后) behind in his studies.Well ,in my opinion, campus love is a double-edged sword. On the one hand, campus love is pure and beautiful. Love is one of the greatest emotion in the world. On the other hand, it occupies part of learning time. When the couple breaks, it brings suffer and pain. So we should deal with the relationship between love and learning in a ration way. Make proper arrangements for love time and learning time. Let love becomes the impetus for learning and progress. Try to be mature and rational in the love progress.10、市场经济体制下，企业只追求盈利性对吗In the market economy, pursuit profit is one of the main targets for the enterprises. It is no ground to blame. With more profit, enterprise can grow and develop in a better way. But it is not the only goal. There are many other important goals, such as safety, social responsibility and so on.Especially for the commercial banks, the management principle is "liquidity, safety and profit" for the enterprises ,we hope they can undertake more social responsibility.In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public,so more and more people will buy this enterprise’s products. The enterprise will be more profitable. To establish a virtuous cycle.CBRC：1、What do you know about CBRC?CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by the State Council to regulate the banking sector.The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The goal of CBRC is to protect the interests of depositors, maintain the market confidence, enhance the competitiveness of banking institution as well as combat financial crimes.2、What are the rules and functions of CBRCThe main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , Authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The rules of CBRC can be concluded:Firstly, to promote the financial stability and facilitate financial innovation at the same time;Enhance the international competitiveness of the Chinese banking sector; Secondly, to set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls; Employ supervisory resources in an efficient and cost-effective manner.Last but not least, Encourage fair and orderly competition; Clearly define the accountability of both the supervisor and the supervised institutions;The supervisory and regulatory criteria of the CBRC 银监会的监管标准a.Promote the financial stability and facilitate financial innovation at thesame time;良好监管要促进金融稳定和金融创新共同发展b. Enhance the international competitiveness of the Chinese banking sector;要努力提升我国金融业在国际金融服务中的竞争力;c. Set appropriate supervisory and regulatory boundaries and refrain fromunnecessary controls;对各类监管设限要科学、合理,有所为,有所不为,减少一切不必要的限制d. Encourage fair and orderly competition;鼓励公平竞争、反对无序竞争e. Clearly define the accountability of both the supervisor and the supervisedinstitutions;对监管者和被监管者都要实施严格、明确的问责制f. Employ supervisory resources in an efficient and cost-effective manner.要高效节约地使用一切监管资源3、why do you want to work in CBRC?My reason are as follow:First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly,through six years learning, I have a good grasp of financial theories and economic knowledge . I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution.Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest is the best teacher." I will work hard on it if i have a chance to get this job.To sum up. I believe CBRC can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC.4、Why do u want to be a regulator？To be a banking regulator is my dream. My reason are as follow:First of all, regulation has great influence on the stability and development of financial system. Its importance is widely acknowledged especially after the financial crisis happened in 2008.I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge . So I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution.Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.To sum up, I believe being a regulator can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator..5、If you enter the CBRC, how would you perform your workIf I luckily have the chance to enter CBRC, i would perform my work as follows:First of all,try to understand the working situation of CBRC, including rules, regulations, business processes, work style, interpersonal relations and so on. Thus I can have a clear understanding of my work and responsibility and suit myself quickly in CBRC.Secondly, as a new employee with little experience, I should be modest and diligent, learn from my supervisor, colleagues.Strengthen the communication skills and ask for help if necessary. I will accept their suggestions and criticism.Last but not least, don't afraid to take responsibilities. Think well before making actions and ask for help if necessary. Cherish every opportunity to improve myself and take care of every task leader gives me. If i have done something wrong, admit the error bravely and learn from the mistakes.To sum up, as a new employee, I should be modest, diligent and hard-working in order to perform task well and win the trust of my leaders and colleagues.6、银监局的工作与你所学内容之间的关系（你的专业知识对今后工作的帮助）Through six years learning, I have got a good grasp of financial theories and economic knowledge. This expertise knowledge will facilitate my future work.On the one hand, I will put what i learned in school into practice. It helps me understand my work deeply and learn the new knowledge from practice.On the other hand,the economic theory always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.7、银监工资待遇不高，为什么来Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meaningful and important which can incorporate both my education and practical work skills. Being a regulator in CBRC is the best choice for me .First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice. Last but not least, I'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator..8、如果你要做一个监管项目，需要相关数据，并且要求提供准确的结果，步骤是什么。
历年银监会国家公务员精选面试真题及解析
历年银监会国家公务员精选面试真题及解析答案】尊敬的各位考官：上午好!我是1号考生，今天很荣幸能来参加面试，向各位考官请教和学习，这意味着我离理想又近了一步，也希望能通过这个平台把自己展示给大家。
作为一个标准的90后，我今年25岁，在我身上有着90后勇敢坚强的品质，因此，为了增强自己独立自主的能力，大学我选择离开父母的庇护，去到了离自己家乡较远的外省上学，同时，在专业上我选择了将经济学作为自己大学四年的主要学习方向。
大学期间，我主要做了两件事，一是学习，二是校内外的实践。
一方面，作为一名学生，我认为主要任务还是学习，只有拥有充实的理论知识储备，才能更好地融入社会实践中，更好地解决实践中遇到的问题。
因此，大学四年，对理论知识的学习我不敢有丝毫的松懈和怠慢，扎实的基础知识让我有幸获得了三次校奖学金;在坚持专业学习的同时，我也广泛阅读了关于银行和银行监管类的书籍，进而对银监会的工作产生了浓厚的兴趣，我了解中国银监会是一种金融机构，他负责统一监督管理银行、金融资产管理公司、信托投资公司以及其他存款类业务。
他的主要职责是拟定有关银行业监管的政策法规，负责市场准入和运行监督，发现查处违法违规行为等。
维护银行业的合法、稳健运行。
专业知识的学习和广泛的阅读在理论层面增强了我胜任工作的自信心。
另一方面，作为一名即将步入社会的当代大学生，理论的学习还是远远不够的，为了增强自己的实践能力，学习之余我也进行了积极的校内外实践，主动报名参加了学校组织的山区支教活动，利用暑假的时间去到贵州贫困山区进行了为期一个月的教学，丰富了阅历也培养了自己吃苦耐劳的品质。
另外，校外银行实习让我了解了银行的基本业务流程，并能进行基本的操作，更重要的是增强了自己理论联系实际的能力。
最后，就我本身的兴趣爱好来说，我喜欢运动，热爱爬山，同时也爱好读书写作，我写的文章也多次刊登在校报上。
银监会的工作为我提供了将理论知识应用到实践的机会，也为我将兴趣和工作相结合提供了可能，同时，公务员为人民服务的根本目的也强烈吸引着我去实现自己的人生价值和社会价值。
2017年2月18日银监会国考面试真题（安徽省银监会法律岗）
2017年2月18日银监会国考面试真题（安徽省银监会法律
岗）
参加公务员考试的考生们，来看看本文“2017年2月18日银监会面试真题(安徽省银监会法律岗)”，跟着公务员考试栏目来了解一下吧。
希望能帮到您!
备注：
1、3分钟自我介绍，其余5题面试时间25分钟。
2、无题签，不同考官读题。
在面试前一天抽签。
3、现场不出成绩。
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1、自我介绍
2、谈谈你对网购现象的看法。
3、你是新入职，做的是琐碎工作，与你的预想差别很大，你怎么办?
4、银行市场监管法出台，有哪些价值?
5、依法治国的基本要求。
6、(英语题)说出三个你人生的关键词。
银保监会历年面试题目(3篇)
第1篇一、自我介绍1. 请作一个自我介绍，谈谈你的学校以及你报考银保监会的优势劣势。
【参考解析】在回答此类问题时，考生应简洁明了地介绍自己的基本信息，包括姓名、籍贯、毕业院校、所学专业等。
然后重点突出自己的优势，如专业知识扎实、实践经验丰富、具备良好的沟通能力和团队合作精神等。
同时，也要诚实地分析自己的劣势，如缺乏工作经验、专业知识尚不全面等，并表示自己会努力改进。
2. 请结合自身实际，谈谈你为什么选择报考银保监会？【参考解析】在回答此类问题时，考生可以从以下几个方面进行阐述：一是对银保监会职能和工作的了解，如维护金融稳定、促进银行业和保险业健康发展等；二是自身专业背景与银保监会工作的契合度；三是个人兴趣和职业规划，如对金融行业的热爱、对监管工作的向往等。
二、综合分析能力1. 有人说机关单位应该讲规矩；也有人说机关单位应该讲人情。
对此，你怎么看？【参考解析】在回答此类问题时，考生应明确指出机关单位既需要讲规矩，也需要讲人情。
规矩是机关单位正常运转的基础，有助于维护公平正义；人情则是人际关系的润滑剂，有助于增进同事间的团结。
在实际工作中，要把握好度，既要遵守规矩，又要关心他人，做到既不失原则，又不失人情。
2. 近年来，我国政府高度重视农村电商发展，你认为农村电商对农村经济发展有哪些影响？【参考解析】在回答此类问题时，考生可以从以下几个方面进行分析：一是拓宽了农民的销售渠道，增加了农民收入；二是促进了农村产业结构调整，推动了农村经济发展；三是带动了农村基础设施建设和就业，提高了农民生活水平。
三、专业知识1. 通货膨胀的类型有哪些以及如何治理？【参考解析】通货膨胀的类型包括需求拉动型、成本推动型、结构性通货膨胀和混合型通货膨胀。
治理通货膨胀的措施有：紧缩货币政策、财政政策、控制投资和消费、调整价格体系等。
2. 商业银行如何对小微企业的金融服务、以及针对不良贷款率上升，如何防范风险？【参考解析】商业银行对小微企业的金融服务可以从以下几个方面展开：一是创新金融产品和服务，满足小微企业多样化的融资需求；二是优化信贷审批流程，提高审批效率；三是加强风险管理，降低不良贷款率。
2017国家公务员面试真题安徽银监会监管岗(2月18日上午)
2017年2月18日上午安徽省银监会监管岗面试真题(考务考情：面试时间25分钟。
五个考官，一个副厅，四个正处级。
无题签，全部考官读题。
在面试前一天抽签。
现场不出成绩。
1.自我介绍(学校，学习经历，工作经历)【参考解析】为了考官能够更好的了解我的情况，我会从以下几个方面来介绍一下自己一、就学习经历方面而言：本科毕业于xxxx大学，在大学期间所学习的专业是xxxx专业，这个专业对于我今后的工作提供了理论的指导，在校期间主要学习的课程有：货币金融学，金融学，西方经济学等等(考生根据实际情况修改)，并在这些专业科目当中取得优异成绩，(考生可以连着说出获得过的奖学金)。
如果考生有硕士经历也一并描述出。
二、就工作经历而言，在校期间参加过两次暑期社会实践活动：一是新农村建设的调研;二是小型企业的管理模式的学习，并写过两篇文章，回校评比获得二等奖，在校期间也有过实习经历和社团经验，实习主要是在xx证券公司，关于国债期货以及无风险套利模型的研究;参加的社团主要是篮球社，参加了一下社团组织的比赛，在社团活动中人我认识到团队合作能够很好的提高工作效率。
毕业后我去了一家私募公司，做关于商品期货与证券无风险套利对冲的工作，同时也学习到了很多金融衍生品的风险控制。
(此部分考生可以根据自己的情况，说出自己的在校工作经历：班级管理工作、社团活动、实习经历、暑期实践活动、学生会工作等;工作经历就自己的实际情况回答)。
通过以上的描述，相信各位考官对我的情况有所了解，可是对我来说，虽然以前的经历给我从事金融方面的工作提供了很多的理论支撑，但理论学习多过实战经验，我会在以后的工作中加强实践经验的学习，将理论知识与实践结合起来，为单位的工作贡献出自己的一份力量!2.政府现在简政放权，你怎么看?“简政放权”就是需要“把该放的权放掉”，同时要发挥市场配置资源的决定性作用，进一步完善政府的职能转变，最大限度减少对生产经营活动、一般投资项目和资质资格等的许可和审批。
2017-2019银保监会财经类历年面试真题汇总!
2019年3月9日上午（天津、北京）财经类面试真题1. 自我介绍。
2. 人民日益增长的美好生活需要和当前发展不充分不平衡的矛盾，你怎么看？3. 政府工作留痕，有人对痕迹做手脚，你怎么看？4. 供给侧结构性改革八字方针，如何从八字方针这几个方面落实？5. 互联网对商业银行的冲击以及商业银行如何应对？6. 英语：Save money for future expanse or use credit for better life now。
What, s your opinion?2019年3月9日上午（重庆、安徽）财经类面试真题1. 自我介绍。
2. 人民日益增长的美好生活需要和当前发展不充分不平衡的矛盾，你怎么看？3. 政府工作留痕，有人对痕迹做手脚，你怎么看？4. 商业保险，如何服务民众？5. 互联网对商业银行的冲击以及商业银行如何应对？6. 英语：Save money for future expanse or use credit for better life now。
What's your opinion?2019年3月9日上午（海南、黑龙江）财经类面试真题1. 自我介绍。
2. 人民日益增长的美好生活需要和当前发展不充分不平衡的矛盾，你怎么看？3. 留痕主义：留痕，保存工作中的文件、资料、视频。
但是有些地方为了免责，过度留痕。
你怎么看?4. 刘易斯拐点该怎么应对？5. 互联网金融带来的冲击和商业银行的挑战。
6. 英语：Save money for future expanse or use credit for better life now。
What* s your opinion?2019年3月9日上午（辽宁、江苏、云南）财经类面试真题1. 自我介绍。
2. 人民日益增长的美好生活需要和当前发展不充分不平衡的矛盾，你怎么看？3. 留痕主义：留痕，保存工作中的文件、资料、视频。
但是有些地方为了免责，过度留痕。
国考面试-2017年2月18日下午银保监会面试真题
2017年2月18日下午银保监会面试题
说明
欢迎你来参加今天的面试。
请仔细看题，认真准备，回答问题要抓住要点，把握好时间。
准备完毕即可开始作答。
题目
第1题：
请你做一个简单的自我介绍（包括专业、学校经历等信息，已经工作的介绍工作经历）。
第2题：
如果你被银监会录取，发现做的都是一些小事，和你进入之前想的不一样，你怎么办？
第3题：
照片拍得好，别人就说是使用了美颜相机；照片拍得不好，别人就说是拍摄者的技术不好，对此你怎么看?
第4题：
“双十一”网购火爆，但假货很多，你怎么看？
第5题：
同事小王为完成某项目提交一份报告，得到了领导的肯定。
你虽然没有参加该项目，但是发现其中存在一些错误可能会影响后期工作进展，你会怎么办?。
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20120211上午面试题目（根据同学回忆整理）1、自我介绍2、你在撰写一份监管报告，你的直接领导和分管领导有意见冲突，平日里两人也有个人矛盾，这时候你该怎么办？3、银行资本的作用4、“三个办法一个指引”具体指哪些？有什么作用5、金融机构如何支持三农发展？6、流动性风险管理的目的和原则？7、英语题：作为一个银行客户，谈谈与银行的一段经历8、英语题：银行应该如何提升服务质量？20120211下午面试题目（根据同学回忆整理）1、自我介绍2、你进了单位，领导非常喜欢你，而你的同事却对你有非议，这时候你该怎么办？3、请你谈谈金融监管与金融创新之间的关系4、银行负债业务的定义及特点5、董监高在银行风险管理方面的职责6、英语题目：your favorite book7、英语题目：欧债危机的起源、对于中国的启示20120212上午面试题目（LZ回忆版）1、自我介绍（包括学校、年龄、专业、科研、社团等）2、银监会非常注重沟通能力，请你谈谈你最具有挑战性的一次沟通经历3、银行核心资本包括哪些？资本不足的时候该如何补足4、民间融资的作用及影响5、英语题目：How do you describe yourself?6、英语题目：How do you adapt a new environment?银监会面经1．自我介绍：优缺点，为什么报考这个职位。
2．综合题：如果要你组织一次会议你如何组织?3. 你怎样理解和谐社会?4. “有的领导喜欢有创新精神的下属，有的领导喜欢‘应声虫’”，谈谈对这个问题的看法？5. 我国近几年经常发生煤矿瓦斯爆炸，给人民群众生命财产安全造成了严重的威胁，让你谈谈对于有的地方以血的代价换取经济利益的看法？6. 谈谈作为一名下属，如何处理好与上级领导的关系问题？7. 领导安排你一项任务，而与你共事的同事和你有矛盾，你怎么办？8. 如何和一个有矛盾的同事组织活动？9．专业题：国际资本流动的影响？10. 如何看待外资入股国有银行？11. 结合金融监管谈谈规矩与创新？12. 评价通货膨胀的指标有哪些、各自有什么缺陷？13. 怎样统计评价一家商业银行的盈利率？14. 你觉得金融法的体系应该做那些调整？15. GDP与GNP的区别16.国际收支的概念以及主要包括哪些项目17. 商业银行资本的作用，我国对银行业最低资本的要求18、你认为国际先进银行的标准是哪些？19、阐述农村与金融发展的关系20、信用风险，市场风险，操作风险的控制要求？21、G20峰会对金融监管框架的重新构建，请问有哪些新的金融改革22、商业银行质押贷款的程序23、银行违反审慎经营规则，银监会可以采取的措施24、信用卡的风险，怎样预防25、结合当前的金融危机，论述为什么要对银行等大型金融机构进行监管，监管应该监管哪些方面26、谈谈你对央行提出的存款准备金的理解以及存款准备金在国家宏观调控中的作用。
我国近来存款准备金率是提高了还是降低了？你对此有何看法？27、团队合作和个人的操作能力是否矛盾，怎么协调应用28、政府为什么对银行进行监管？29、领导让你写一份报告，你又有接待的任务，又有人来投诉，三个任务很紧急，你怎么办30、你现在在做商业银行改革调查报告，已经在拟定阶段，领导又交给你一项新的紧急任务，你怎么办？31、银行资本分为核心资本和附属资本，分别包括什么？32、银行资本不足，有哪些方法补充？33、衡量通货膨胀的指标有那些？各自缺陷是什么？你有什么改进意见？34、衡量银行盈利性的指标有哪些35、并表监督管理英语题：1、银监会的职能是什么，宗旨，监管主体，被监管主体，手段等等？2、怎样看待竞争与合作？3、如果你进入CBRC，将如何开展工作？4、请你谈论一下2008的中国股市?5、What are the rules and functions of CBRC,and why do you want to work in CBRC?银监会面试题中文：1、自我介绍2、你新参加工作，领导交给你一项任务，要求写一份关于银行监管的规章制度，没有范本，没有依照，你怎么做?3、经济资本的含义及其作用。
4、当前国际金融危机，有哪些经验可借鉴?今后该怎样改善?英文：1、对银监会的了解以及为什么报考银监会。
2、国际金融危机对中国的影响以及影响如何。
银监会面经1、自我介绍（要求说年龄、学校、专业、工作经历等）2.专业题，都是我的专业和经济类的问题。
好像在一个题本里面抽的。
-宏观经济运行和银行风险的关系-调查问卷的设置特点3.英语题，关于对银监会的了解，个人爱好…4、你认为怎么成功完成从学生到工作的转换？银监会面经1、介绍你研究生、本科时期的学习状况2、在金融监管时，大概是当集体利益和个人利益冲突时，你该怎么办3、专业题：谈谈如果你去审查一家银行的资本充足率，你会怎么做，看那些东西？银监会面试1、自我介绍，关于学校、学习、专业的问题。
2、选择的问题，自己在做个活动的起草工作，这是领导给你任务，和工作无关的，怎么处理？3、专业题，合并报表的合并范围4、英文题，what do you think of CBRC, why do you apply for CBRC银监会面经1、自我介绍2、优缺点，为什么报考这个职位3、和一个有矛盾的同事组织活动追问：你觉得你和同事搞好关系的目的是什么？4、谈谈你对银监法的认识，宗旨，监管主体，被监管主体，手段等等？5、金融法的概念。
追问：你觉得金融法的体系应该做那些调整？英语问题1大概就是wto对于发达国家，发展中国家的不同作用？2 say something about youself in English?银监会面经1、自我介绍“尊敬的银监局各位领导，我是南京大学法学院的本科生，非常荣幸能参加这次面试……”2、有人说人是社会人，经济人，自然人的统一，你怎么看这类问题3、你对中国环境保护法的现状和发展有什么看法？银监会面经1、自我介绍，年龄啊，毕业学校，工作经验，所获荣誉什么的2、有三件事情，一是领导急需一份报告，二是银行有人来和你商量一件你们共同起草的文件，三是有一个会议要你去开。
都在同一时间发生，你如何处理。
3、离岸金融市场是什么，特点是什么4、英语题，问的是如果你和同事对一件事情有不同的看法，如何达成一致。
2007年2月2日国家银监会公务员面试真题1. 自我介绍（主考官提示必须要介绍哪些内容。
主考官做记录。
）2. 领导安排你一项任务，而与你共事的同事和你有矛盾，你怎么办？（追问：“你刚才提到沟通，如果任务紧急，没时间让你去沟通，你怎么办？”）3. 监管的格局？4. 银监会的具体作用和职责？5. 我国银行业全面对外开放，请你分别详细阐述外资银行与中资银行各自的优势和劣势？英语面试：三个英语问题，1. 你是否同意做事需要合作精神，为什么？2. 你最喜欢的一学科，为什么喜欢？3. 请你谈论一下2006的中国股市?2008年2月29日四川银监会1. 你如何看待流动性过剩？2. 通货膨胀有哪几种应对办法？目前的办法有什么弊端？你有什么好的办法应对？3. 你平时的沟通方法有哪些？你认为有效么？当沟通不畅时杂办？4. 英语题2008年3月1日重庆银监局1. 自我介绍：要包括主要的教育经历。
2. 专业题：请谈谈对金融创新和金融监管的认识；3. 人际关系题：领导给你安排了任务，但是和你合作的人与你有矛盾，你怎么办？4. Please introduce your main achievement.2008年3月1日银监局1. 自我介绍2. 专业题：你对央行提出的存款准备金的理解以及存款准备金在国家宏观调控中的作用？3. 专业题：我国近来存款准备金率是提高了还是降低了，你对此的看法是什么？4. 你如何做好从学生到工作人员的转变?5. 英语口语题2008年3月1日银监局（计算机专业）1. 自我介绍(包括所学的专业，与报考动机)2. 专业题：什么是B/S3. 专业题：说下JA V A语言的特点。
4. 作为一名国家机关工作人员应该具有什么素质?5. 英语题：Tell me the type of studay hardest in your school(or study?)2008年3月1日银监局（法律专业）1. 自我介绍，有要求说出自己的姓名，学校，年龄等。
2. 说说金融法的概念3. 债权人是否可以在债务人不知情的情况下变卖债权4. 谈沟通的，问你平时的沟通方法，还有如果沟通无效你怎么办？英语题1. 说说你对银行业监督管理法的认识何看法2. 让说自己的优势和劣势或者向考官推销自己。
2008年3月2日银监局1. 自我介绍(要求说出姓名，年龄，毕业院校，专业，工作地点等)2. 银行存款规模扩大是好事还是坏事?3. 有人说:"摸着石头过河"，也有人说:"干了再说"，"想"和"干"，你认为哪个更重要?4. Tell me the time of study hardest in your life2009年2月8日上午银监局IT类公务员面试真题【时间：半小时，没有题本，考官读题】1. 介绍一下你的个人情况，包括你的年龄，学习经历，工作经历，学习情况，工作情况等。
2. 假如你进入银监会工作，现在有3件事情要处理，你如何安排这三件事情？a. 领导正在与金融机构负责人商谈，需要一份报告，由你负责的，这份报告已经完成的差不多了。
b. 金融机构的客户来找你，要与你谈一些事情。
c. 临时公司有个会议，这个会议之前一直是由你参加的。
3. 假如你被银监会录用了，同时，商业银行也录用了你，商业银行的待遇比银监会高，你如何选择?4. 专业题：TCP/IP协议有四层，请你简单介绍一下，并说明ARP协议和FTP协议都位于哪一层。
假如让你去了解商业银行的网络状况，分析它的风险，你会从哪些方面进行了解？5. 英语题:a. 谈谈你对银监会的了解b.6. 你还有什么要补充的吗？2009年2月8日下午浙江银监局公务员面试真题1. 问答式自我介绍2. 当你去某一银行执行监管工作时，与银行工作人员发生冲突，你怎么处理？3. 某省某地区银行不良贷款率高，有人建议放宽5级分类的条件以降低不良贷款率，你觉得合适吗?4. 专业题5. 英语题6. 请问你还有需要补充的吗？时间30秒。
2010年2010年3月6日上午中国银监会国家公务员面试真题1．社会上开展“送温暖，献爱心”活动，但某单位却要求职工只能捐赠新棉被，旧的不可以，你怎么看？2．生活中难免发生与别人意见相左的情况，结合你的工作或者生活经历，谈谈如何说服他人？3．某地把一些政府部门办事时常听到的“难听话”归纳编印成台历，作为2010年特殊新年礼物派发给各个窗口单位，这些难听的话比如：“墙上贴着呢，写得很清楚，你自己不会看啊？”作为机关工作人员，你怎么处理？4．有些城市流动人口特别多，流动人口多数没有当地户籍，引发了很多酗酒、抢劫等恶性事件，领导让你组织关于这个事件的调查，你怎么开展？5．某村路口，发生交通事故，卡车司机受伤，围观群众哄抢卡车上的水果，你是村长助理，正在值班，有村民向你汇报，你怎么处理？2010年浙江银监局面试真题1．假如你是CBRC（中国银行业监督管理委员会）员工，要让你写一篇关于银行监管的法规，以往没有可以借鉴的成果，你该怎么做？2．假如你是CBRC员工，发现辖内一家银行当年贷款量严重超标，不能采取强硬的行政措施，你该怎么做？3．谈谈金融危机后，中国企业、银行、监管当局应获得的启示。