借款合同中英文对照版
借款合同中英文对照版
借款合同中英文对照版Loan Contract借款合同Party A: (Lender’s name)甲方：（借款人名称）Party B: (Borrower’s name)乙方：（出借人名称）Article 1 Basis and Purpose第1条基本条款和意图1.1 Party A agrees to lend to Party B for the purpose of (Purpose of loan).1.1 甲方同意向乙方借款，借款用途为（借款用途）。
1.2 Party B agrees to receive a loan from Party A and repay the loan and interest under the terms and conditions set forth in this agreement.1.2 乙方同意按照本协议的条款和条件收取贷款并偿还贷款和利息。
Article 2 Loan Amount and Terms第2条贷款金额和期限2.1 The total loan amount is (Loan amount in Chinese character and Arabic number), which shall be disbursed in full to Party B.2.1 总贷款金额为（中文数字大写和阿拉伯数字），应当全部发放给乙方。
2.2 Party B shall repay the loan and interest in (Loan term), starting from the date of disbursement.2.2 乙方应当在（借款期限）内还清贷款本金和利息，自发放日期起开始计算。
Article 3 Interest Rate第3条利率3.1 The annual interest rate for the loan is (Interest rate) percent.3.1 贷款年利率为（利率）%。
借款合同中英文对照版
借款合同中英文对照版Loan Agreement - English and Chinese VersionEffective Date: [Date]Lender:[Full Name][Address][City, State, ZIP Code]Borrower:[Full Name][Address][City, State, ZIP Code]Loan Amount: [Amount in Currency]Interest Rate: [Rate]Loan Term: [Term]1. BackgroundThis Loan Agreement ("Agreement") is entered into between the Lender and the Borrower, collectively referred to as the "Parties," to govern the terms and conditions of the loan.2. Loan Amount and Purpose2.1 The Lender agrees to lend the Borrower the loan amount of [Amount in Currency].2.2 The Borrower acknowledges that the loan is to be used for [Specify Purpose].3. Interest Rate and Repayment3.1 The Loan shall accrue interest at the rate of [Rate] per annum, calculated on the outstanding principal balance.3.2 The Borrower shall repay the loan in [Specify Frequency] installments.3.3 The repayment schedule shall be as follows: [Outline the repayment schedule].4. PrepaymentThe Borrower may prepay the loan in full or in part at any time without incurring any penalty or additional charges.5. Default5.1 In the event of default, where the Borrower fails to make any payment as specified under this Agreement, the Lender shall have the right to declare the entire outstanding loan amount, together with accrued interest, immediately due and payable.5.2 The Borrower shall be liable for any costs, including attorney fees, incurred by the Lender in enforcing the terms of this Agreement upon default.6. Governing Law and JurisdictionThis Agreement shall be governed by and construed in accordance with the laws of [Specify Jurisdiction]. Any disputes arising out of or in connection with this Agreement shall be exclusively submitted to the jurisdiction of the courts of [Specify Jurisdiction].7. Entire AgreementThis Agreement constitutes the entire understanding and agreement between the Parties with respect to the loan and supersedes all prior discussions, negotiations, and agreements, whether written or oral.8. LanguageThis Agreement has been drafted in both the English and Chinese languages, both of which are considered equally authentic and legally binding.9. SignaturesThe Parties have executed this Loan Agreement as of the Effective Date.Lender:[Signature][Printed Name][Date]Borrower:[Signature][Printed Name] [Date]。
借款合同中英文范本4篇
借款合同中英文范本4篇全文共4篇示例，供读者参考篇1Loan AgreementThis Loan Agreement (the "Agreement") is entered into this [date] by and between [Lender], with a principal place of business at [address] (the "Lender"), and [Borrower], with a principal place of business at [address] (the "Borrower").1. Loan Amount: The Lender hereby agrees to lend to the Borrower the principal amount of [amount] (the "Loan Amount").2. Interest: The Loan Amount shall accrue interest at the annual rate of [rate]% (the "Interest Rate"). Interest shall be calculated on the outstanding principal balance and shall be compounded [monthly/quarterly/annually].3. Term: The term of this Agreement shall be [number] months/years, commencing on [date] and ending on [date].4. Payment: The Borrower shall repay the Loan Amount in [number] installments of [amount] each, beginning on [date] and on the [same day of each subsequent month/quarter/year]thereafter until the Loan Amount, together with all accrued and unpaid interest, is paid in full.5. Prepayment: The Borrower may prepay the Loan Amount at any time without penalty.6. Use of Funds: The Borrower shall use the Loan Amount solely for [purpose of loan], and shall provide proof of such use to the Lender upon request.7. Representations and Warranties: The Borrower represents and warrants that: (a) it is duly organized, validly existing, and in good standing under the laws of its jurisdiction; (b) it has full power and authority to enter into this Agreement and to carry out its obligations hereunder; (c) the execution and delivery of this Agreement and the performance of its obligations hereunder have been duly authorized; and (d) this Agreement constitutes a legal, valid, and binding obligation of the Borrower enforceable against it in accordance with its terms.8. Default: In the event of default by the Borrower in the payment of any installment of principal or interest hereunder, the entire unpaid balance of the Loan Amount, together with all accrued and unpaid interest, shall become immediately due and payable.9. Governing Law: This Agreement shall be governed by and construed in accordance with the laws of [jurisdiction].IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written.[Lender]By:[Name][Title][Borrower]By:[Name][Title]篇2Loan ContractThis Loan Contract ("Contract") is made and entered into as of [Date], by and between [Lender’s Name], a company organized and existing under the laws of [Country], with itsprincipal office located at [Address] ("Lender"), and [Borrower’s Name], an individual residing at [Address] ("Borrower").1. Loan Amount and TermsLender agrees to loan Borrower the principal amount of [Loan Amount] for a term of [Loan Term] months, at an interest rate of [Interest Rate] per annum, calculated on the outstanding principal balance.2. Repayment(a) Borrower agrees to repay the loan amount in [Number] equal monthly installments of [Monthly Payment Amount], with the first payment due on [First Payment Due Date].(b) Borrower shall make all payments to Lender at its office located at the address mentioned above.(c) If Borrower defaults on any payment, Borrower shall pay a late fee of [Late Fee Amount].(d) Any payments received from Borrower shall first be applied toward the payment of interest, then to the outstanding principal balance.(e) Borrower may prepay the loan, in whole or in part, without penalty.3. Security(a) As security for the loan, Borrower hereby pledges and grants to Lender a security interest in [Collateral], located at [Address], to secure the repayment of the loan.(b) In the event of default, Lender may exercise its rights under the security interest, including the right to sell the collateral to satisfy the outstanding debt.(c) Borrower shall maintain the collateral in good condition and free from any encumbrances.4. Representations and Warranties(a) Borrower represents and warrants that all information provided to Lender in connection with this loan is true, accurate, and complete.(b) Borrower acknowledges that the loan is a commercial loan for personal or business purposes, and not for consumer purposes.(c) Borrower agrees to notify Lender of any material changes in Borrower’s financial condition that may affect Borrower’s ability to repay the loan.5. Governing Law and JurisdictionThis Contract shall be governed by and construed in accordance with the laws of [Country]. Any disputes arising under this Contract shall be resolved through arbitration in [City], in accordance with the rules of the [Arbitration Institution].6. Entire AgreementThis Contract constitutes the entire agreement between the parties with respect to the loan and supersedes all prior agreements and understandings, whether written or oral.IN WITNESS WHEREOF, the parties hereto have executed this Contract as of the date first above written.[Lender’s Name]By:Name: [Name]Title: [Title][Borrower’s Name]By:Name: [Name]Title: [Title]篇3Loan Contract SampleThis Loan Contract ("Contract") is entered into on [date], by and between [lender name], of [lender address], and [borrower name], of [borrower address].1. Loan Amount: The lender agrees to loan the borrower the sum of [loan amount] USD.2. Interest Rate: The loan shall bear interest at the rate of [interest rate]% per annum. Interest shall be calculated on the outstanding principal balance.3. Repayment Terms: The borrower agrees to repay the loan in [number of installments] equal monthly installments of [monthly installment amount] USD each. The first installment shall be due on [due date] and subsequent installments shall be due on the same day of each month thereafter.4. Prepayment: The borrower reserves the right to prepay the loan in whole or in part at any time without penalty.5. Default: If the borrower fails to make any payment when due or breaches any other provision of this Contract, the lender shall have the right to declare the entire outstanding balance of the loan due and payable immediately.6. Governing Law: This Contract shall be governed by and construed in accordance with the laws of [state/country].7. Entire Agreement: This Contract constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior agreements and understandings, whether written or oral.IN WITNESS WHEREOF, the parties hereto have executed this Contract as of the date first above written.Lender: ______________________Borrower: ____________________I acknowledge that I have received a copy of this Contract.Date: ________________________篇4Loan AgreementThis Loan Agreement ("Agreement") is entered into as of [Date] by and between [Lender], located at [Address], and [Borrower], located at [Address].1. Loan Amount1.1 The Lender agrees to loan the Borrower the sum of [Loan Amount] USD, to be paid in [Number] installments of [Installment Amount] USD each.1.2 The Borrower agrees to repay the loan in full by [Maturity Date] in accordance with the terms set forth in this Agreement.2. Interest Rate2.1 The loan shall accrue interest at a rate of [Interest Rate] per annum, compounded [Term, e.g. monthly, quarterly, annually].2.2 The Borrower agrees to pay the accrued interest along with each installment payment.3. Repayment Schedule3.1 The Borrower shall make monthly installment payments of [Amount] USD beginning on [First Payment Date] and continuing on the same day of each month thereafter until the loan is repaid in full.3.2 The Borrower may prepay the loan in full or in part at any time without penalty.4. Defaults and Remedies4.1 If the Borrower fails to make any payment when due, the loan shall be considered in default.4.2 In the event of default, the Lender may exercise any remedies available under this Agreement or at law, including accelerating the loan and demanding immediate payment in full.5. Governing Law5.1 This Agreement shall be governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law principles.5.2 Any disputes arising under or in connection with this Agreement shall be resolved through arbitration in [City], [State], in accordance with the rules of the American Arbitration Association.6. Entire Agreement6.1 This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof, and supersedes all prior agreements and understandings, whether written or oral.6.2 This Agreement may be amended or modified only in writing signed by both parties.IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first written above.Lender: [Signature]Name: [Name]Title: [Title]Borrower: [Signature]Name: [Name]Title: [Title]。
中英文借款合同范本参考8篇
中英文借款合同范本参考8篇篇1借款协议本借款协议（“协议”）由以下两方于XXXX年XX月XX日签署：借款人：____________________（以下简称“甲方”）贷款人：____________________（以下简称“乙方”）一、借款金额甲方从乙方借款，并由乙方贷款给甲方人民币________元整（￥________元）。
二、借款期限借款期限为______年，自本协议签署之日起计算。
三、利率与还款1. 利率：年利率为______%，自借款发放之日起计算。
2. 还款方式：甲方应按照等额本息还款法，每月向乙方支付固定金额。
四、保证与担保甲方应提供乙方认可的担保或保证，以确保本协议项下的贷款能够得到偿还。
五、违约事件与处理1. 若甲方未按时还款，乙方有权要求甲方立即偿还所有未付款项。
2. 甲方违约导致的所有费用（包括但不限于律师费、诉讼费、执行费等）均由甲方承担。
六、适用法律与争议解决本协议适用中华人民共和国法律。
任何因本协议产生的争议，双方应首先友好协商解决；协商不成的，任何一方均有权将争议提交乙方所在地人民法院诉讼解决。
七、其他条款双方在此确认，本协议的所有条款均已阅读并理解。
本协议的所有修改和补充应以书面形式进行，并成为本协议不可分割的一部分。
英语翻译Loan AgreementThis Loan Agreement (the "Agreement") is made and entered into on _______ day of _______, by and between:Borrower: ____________________ (hereinafter referred to as "Party A")Lender: ____________________ (hereinafter referred to as "Party B")I. Loan AmountParty A shall borrow from Party B and Party B shall lend to Party A the sum of ________ RMB (￥________).II. Loan TermThe loan term is ________ years, calculated from the date of signing this Agreement.III. Interest Rate and Repayment1. Interest Rate: The annual interest rate is ______% , calculated from the date of loan disbursement.2. Repayment Method: Party A shall repay the loan according to the amortization method of equal principal and interest.IV. Guarantee and CollateralParty A shall provide guarantees or collateral recognized by Party B to ensure repayment of the loan under this Agreement.V. Default Events and Handling1. If Party A fails to repay the loan on time, Party B shall have the right to demand that Party A repay all outstanding amounts immediately.2. All expenses incurred due to Party A's default (including but not limited to attorney fees, litigation costs, execution expenses, etc.) shall be borne by Party A.VI. Applicable Law and Settlement of DisputesThis Agreement is governed by the laws of the People's Republic of China. Any disputes arising from this Agreementshall be resolved first through friendly consultation between the two parties; if no settlement can be reached, any party may submit the dispute to the people's court in the jurisdiction of Party B for litigation resolution.VII. MiscellaneousBoth parties hereby confirm that they have read and understood all terms of this Agreement. Any modifications or supplements to this Agreement shall be made in written form and become an integral part of this Agreement.篇2借款合同甲方（借款人）：____________________身份证号码：_________________________联系方式：_________________________乙方（出借人）：____________________身份证号码：_________________________联系方式：_________________________鉴于甲方需要一笔资金用于个人（或企业）的周转需求，向乙方提出借款请求，乙方同意向甲方提供借款，现根据《中华人民共和国合同法》等相关法律法规的规定，双方经过友好协商，达成如下借款协议：一、借款基本信息1. 借款金额：人民币______元（大写：_________________________元整）。
借款合同_中英对照版
借款合同_中英对照版借款合同_中英对照版借款合同Borrowing Agreement甲方（借款人）：[Borrower's Name]乙方（出借人）：[Lender's Name]甲、乙双方经友好协商，就甲方向乙方借款事宜达成一致，特签订本合同：1. 借款金额：甲方向乙方借款人民币（￥）__________整。
2. 借款期限：自签订本合同之日起至____________止，借款期限__________年（月）。
3. 利率：借款利率为__________%，逾期未归还按照__________%计收罚息。
4. 还款方式：甲方还款方式为__________。
5. 保证方式：甲方应提供____________保证担保。
6. 特别约定：_____________________________________________________ _____________7. 违约处理：若一方违反本合同的约定，应承担相应的违约责任。
8. 法律适用及争议解决：本合同适用中华人民共和国法律，凡因本合同引起的或与本合同有关的任何争议，双方应友好协商解决；协商不成的，提交____仲裁机构仲裁，仲裁裁决是终局裁决，对双方均有约束力。
签订日期：甲方（借款人）：____________________乙方（出借人）：____________________Borrowing AgreementParty A (Borrower): [Borrower's Name]Party B (Lender): [Lender's Name]Party A and Party B have reached a consensus on the matter of Party A borrowing from Party B through friendly negotiation, and hereby sign this contract:1. Loan Amount:Party A borrows RMB (￥)__________ in total from Party B.2. Loan Term:From the date of signing this contract to ____________, the loan term is ________ year(s) (month(s)).3. Interest Rate:The loan interest rate is ________%, and overdue repayment will incur a penalty interest rate of ________%.4. Repayment Method:The repayment method for Party A is ________.5. Guarantee Method:Party A shall provide __________ guarantee.6. Special Provisions:_____________________________________________________ _____________7. Breach of Contract Handling:If either party violates the terms of this contract, they shall bear corresponding responsibilities for breach of contract.8. Applicable Law and Dispute Resolution:This contract is governed by the laws of the People's Republic of China. Any disputes arising from or related to this contract shall be resolved through amicable negotiation; if negotiation fls, it shall be submitted to __________ arbitration institution for arbitration. The arbitration award is final and binding on both parties.Date of Signing:Party A (Borrower):____________________Party B (Lender):____________________以上为借款合同的中英对照版，双方请仔细阅读，并在同意的情况下签署合同。
借款合同_中英对照版.
借款合同Loan Contract贷款方(Lender)：身份证件号码(ID Number.)：地址(Address)：电话(Tel)：借款方(Borrower)：法定代表人(Representative)：职务(Title)：地址(Address)：电话(Tel)：借款方是一家从事以下两种业务的公司：The Borrower operates two discrete businesses:1.生产销售喷砂和抛光研磨纤维石产品；（“砂石品业务）1. Manufacture and sale of the “spray-stone”and “super-stone”products (“the Stone Business”);2.生产销售柳制产品（“柳制品业务”）2.Manufacture and sale of wicker products (“the Wicker Business”).现借款方打算停止开展柳制品业务。
The Borrower intends to cease operating the Wicker Business.借款方因生产经营需要，向贷款方借款。
双方本着互惠互利的目的，友好协商，特制订本合同。
For its production and operation, the Borrower intends to borrow money from the Lender. For the mutual benefits, both Parties agree to conclude this Contract.第一条借款金额Article 1 Amount借款金额280,000美元 (大写：贰拾捌万美元)US$280,000(Capital Letter: Two Hundred Eighty Thousand US Dollars)贷款方在签订本书面合同之前，已向借款方提供280,000美元贷款。
借款合同范本中英文对照版6篇
借款合同范本中英文对照版6篇篇1Loan Agreement借款人：Borrower: ______________贷款人：Lender: ________________日期：Date: _________________鉴于借款人向贷款人申请借款，双方经过友好协商，就借款事宜达成如下协议：借款人与贷款人经友好协商，就借款事宜达成以下协议条款：一、借款金额与用途借款金额：借款人向贷款人借款人民币__________元（大写__________元整）。
用于购买房屋及支付相关费用。
贷款人有权了解借款的使用情况，借款人应如实提供使用借款的有关情况。
Loan Amount: The Borrower shall borrow from the Lender the sum of RMB __________ only (in words: __________Yuan Only)for the purpose of purchasing a house and related expenses. The Lender has the right to inquire about the use of the loan, and the Borrower shall truthfully provide information about the use of the loan.二、借款期限借款期限自______年____月____日起至______年____月____日止，共______个月。
借款人应于到期日全额偿还本金和利息。
未经贷款人同意延期还款的，则视为违约。
借款人需承担由此产生的所有责任和费用。
Loan Term: The loan shall be repaid within a term from_________ (MM/DD/YYYY) to _________ (MM/DD/YYYY), for a total of _______ months. The Borrower shall repay the full principal and interest on the due date. Failur e to obtain the Lender’s consent for an extension of the repayment period shall be deemed a breach of contract. The Borrower shall bear all responsibilities and expenses arising from this default.三、利率与利息支付年利率为______%。
(完整版)借款合同范本中英文对照版
借款合同范本中英文对照版借款合同范本中英文对照版借款人（以下简称甲方）Borrower （hereinafter called Party A）身份证件名称及号码：ID name and code No： ID card Number住所：Address of living place：联系电话：Post code：邮编：Contact number：贷款人（以下简称乙方）Lender （hereinafter called Party B）住所：Address of living place：联系电话：Post code：邮编：Contact number：抵押人：Mortgager：身份证件名称及号码：ID name and code No： ID card Number 住所：Address of living place：联系电话：Post code：邮编：Contact number：出质人：Pledger：身份证件名称及号码：ID name and code No： ID card Number 住所：Address of living place：联系电话：Post code：邮编：Contact number：保证人：Guarantor：身份证件名称及号码：ID name and code No： ID card Number住所：Address of living place：联系电话：Post code：邮编：Contact number：根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。
According to the relevant laws and regulations of the Contract Laws andGuaran tee Law of the People‘s Republic of China， Party A， Party B and therelevant Guarantor， after reaching agreement through negotiations on the loan to Party B by Party A， hereby enter into this contract.第一条借款金额Article 1 Amount of Loan详见本合同第十四条第一款。
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借款合同范本中英文对照版借款合同范本中英文对照版借款人（以下简称甲方）Borrower （hereinafter called Party A）身份证件名称及号码：ID name and code No： ID card Number住所：Address of living place：联系电话：Post code：邮编：Contact number：贷款人（以下简称乙方）Lender （hereinafter called Party B）住所：Address of living place：联系电话：Post code：邮编：Contact number：抵押人：Mortgager：身份证件名称及号码：ID name and code No： ID card Number 住所：Address of living place：联系电话：Post code：邮编：Contact number：出质人：Pledger：身份证件名称及号码：ID name and code No： ID card Number 住所：Address of living place：联系电话：Post code：邮编：Contact number：保证人：Guarantor：身份证件名称及号码：ID name and code No： ID card Number 住所：Address of living place：联系电话：Post code：邮编：Contact number：根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。
According to the relevant laws and regulations of the Contract Laws andGuarantee Law of the People‘s Republic of China， Party A， Party B and therelevant Guarantor， after reaching agreement through negotiations on the loan to Party B by Party A， hereby enter into this contract.第一条借款金额Article 1 Amount of Loan详见本合同第十四条第一款。
1.1 The amount of loan is referred to Article 14.1 underthis contract.第二条借款用途Article 2 Purpose of Loan详见本合同第十四条第二款。
2.1 Purpose of loan for this contract is referred to Article 15.2.第三条借款利率Article 3 Interest of Loan一、借款利率详见本合同第十四条第三款。
3.1 Interest of loan is referred to Article 14.3. The interest is calculated from the day releasing loan.二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整情况进行公告，不再另行书面通知甲方。
3.2 During the term of this loan contract， interest may be changed as prescribed by the People‘s Bank of China， Party B is entitled to adjust and implement the interest rate without further notice to Party A.第四条借款期限及还款总期数Article 4 Life of Loan and Total Loan Repayment Terms一、借款期限详见本合同第十四条第四款。
4.1 Life of loan and total loan repayment terms are referred to Article 14.4.二、实际借款发放日与本合同约定的日期不一致时，以实际借款发放日为准计算借款期限。
4.2 In the event that the actual funds release date is in disagreement with thedate stipulated under this contract， the life of loan shall be calculated based onthe actual day of funds releasing.三、甲、乙双方约定甲方按期还款，确定还款总期数，详见本合同第十四条第四款。
第五条借款发放Article 5 Release of Funds under the Loan一、乙方发放借款的前提是甲方提供了符合乙方要求的证明材料，履行了乙方要求的申请借款和担保手续，签署了申请借款所需法律文件并经乙方审查同意。
5.1 Party B will release the funds under condition that Party A has providedevidences complying with requirements of Party B， and has completed the loan applying and guaranteeing procedures，and has signed the legal documents with check and approval of Party B.二、甲方授权乙方在审查同意后，将借款直接划入甲方指定并经乙方认可的账户（账户名称、账号详见第十四条第五款），即为乙方依约履行了向甲方提供借款的义务。
5.2 After funds release is approved， Party A will grant Party B to transfer theloan into the account designated by Party A and approved by Party B （accountname and account No. are given under Article 14.5）三、本合同项下的借款发放后，甲方就所购商品或服务发生的任何纠纷，均与乙方无关，本合同应正常履行。
5.3 After releasing of the loan， any disputes under the use of funds under this loan by Party A has no relationship with Party B， and the contract will still be fulfilled.第六条借款偿还Article 6 Repayment of the Loan一、甲方应根据乙方相关贷款办法规定，在下述四种还款方式中选择一种方式归还借款本息，甲方选择的还款方式详见本合同第十四条第六款：6.1 Party A， based on relevant regulations of Party B，shall select ways of interest calculation， interest settlement and loan principal repayment under Article 14.6.二、甲方应当于乙方规定的每期还款日（详见第十四条第六款）前，将当期应偿还的借款本息及逾期的罚息、复利等足额存入在乙方开立的还款账户（账户名称及账号见第十四条第六款），并不可撤销地授权乙方于当期还款日直接从该账户划收应收款项。
6.2 The Party A shall pay off the principal， interest and other items in full priorto the stipulated due repayment day under this contract （details under Article15.6）， by depositing one of any repayment account opened by Party B （account name and account No. are given in Article 14.6）， and irrevocably authorizes Party B to draw the funds receivable directly from the account above on the duerepayment day.三、甲、乙双方同意遵循先还息后还本的原则，乙方按照“期前逾期本息、罚息和复利—当期利息—本金”的顺序扣划甲方还入款项。
甲方违反本合同约定，逾期或未按约定的金额归还借款本息，乙方有权按照人民银行的规定对逾期借款加收罚息。
甲方逾期或未按约定的金额偿还借款利息时，乙方有权按人民银行的规定对甲方未支付的利息计收复利。
6.3 In case Party A breaches the contract， failing to repay the funds on duedate or failing to pay funds in full， Party B has the right to charge higher interestrate on overdue loans as prescribed by the People？？s Bank of China（penalty interest rate on overdue loan is stipulated under Article 15.6） In case that Party A fails to use the funds for the agreed purposed under this contract， Party B has the right to charge penalty interest rate on overdue loans as prescribed by the People‘s Bank of China （penalty interest rate on misappropriation of loan is stipulated under Article15.6） For overdue loan or loan of misappropriate use， PartyB shall calculate the interest rate based on penalty interestrate from the day of overdue loan or misappropriate use of loan till the principal and interest are paid off. If Party A fails to pay off the interest on due date， Party B shall calculate compound interest based on penalty interest rate.第七条提前还款Article 7 Repayment in Advance甲方如欲提前还款，应于拟提前还款日前三十日将提前还款申请书及还款计划以书面形式提交乙方，经乙方审核同意后即为不可撤销。