保险英文术语
保险单中英文术语

保险单中英文术语1.Risks&Coverage险别(1)free from particular average(F.P.A.)平安险(2)with particular average(W.A.)水渍险(基本险)(3)all risk一切险(综合险)(4)total loss only(T.L.O.)全损险(5)war risk战争险(6)cargo(extended cover)clauses货物(扩展)条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery(T.P.N.D.)盗窃提货不着险(10)rain fresh water damage淡水雨淋险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing&breakage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)strike,riots and civel commotion(S.R.C.C.)罢工、暴动、民变险(22)risk of spontaneous combustion自燃险(23)deterioration risk腐烂变质险(24)inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hongkong,including Kowloon,or Macao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(38)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transportation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险(政治风险)(45)property insurance财产保险(46)erection all risks安装工程一切险(47)contractors all risks建筑工程一切险2.the stipulations for insurance保险条款(1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy(or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses(frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses(woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses(train,trucks)陆上运输货物保险条款(火车、汽车)(11)overland transportation insurance clauses(frozen products)陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock&poultry insurance clauses(by sea,land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the P.I.C.C.subject to C.I.C.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for110%full CIF invoice covering the risks of War&W.A.as per the People's Insurance Co.of China dated1/1/1976. with extended cover up to Kuala Lumpur with claims payable in(at) Kuala Lumpur in the currency of draft(irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险,负责到吉隆坡为止。
保险专业术语100个

保险专业术语100个1. 保险(Insurance)2. 保单(Insurance Policy)3. 保费(Premium)4. 被保险人(Insured)5. 投保人(Policyholder)6. 受益人(Beneficiary)7. 保险合同(Insurance Contract)8. 保险责任(Insurance Coverage)9. 免赔额(Deductible)10. 赔偿(Indemnification)11. 保额(Coverage Limit)12. 保险单号(Policy Number)13. 续保(Renewal)14. 解除合同(Cancellation)15. 保险代理人(Insurance Agent)16. 保险经纪人(Insurance Broker)17. 险种(Insurance Type)18. 终身保险(Whole Life Insurance)19. 寿险(Life Insurance)20. 财产保险(Property Insurance)21. 车险(Auto Insurance)22. 健康保险(Health Insurance)23. 商业保险(Commercial Insurance)24. 全险(Comprehensive Insurance)25. 第三者责任险(Third-Party Liability Insurance)26. 个人责任险(Personal Liability Insurance)27. 养老保险(Pension Insurance)28. 意外险(Accident Insurance)29. 理赔(Claims)30. 赔款(Claim Payment)31. 赔付率(Loss Ratio)32. 保险费率(Insurance Premium Rate)33. 风险(Risk)34. 保险费率(Premium Rate)35. 保险费用(Insurance Expense)36. 保单现金价值(Cash Value of Policy)37. 保险期限(Policy Term)38. 不动产险(Real Estate Insurance)39. 人寿保险公司(Life Insurance Company)40. 全球再保险公司(Reinsurance Company)41. 不测险(Contingent Insurance)42. 分红险(Dividend-Paying Insurance)43. 互助保险(Mutual Insurance)44. 合同终止(Contract Termination)45. 保险仲裁(Insurance Arbitration)46. 资产保护(Asset Protection)47. 财务规划(Financial Planning)48. 停保(Lapse)49. 超龄保费(Age-Adjusted Premium)50. 风险管理(Risk Management)51. 保险赔付调查(Claims Investigation)52. 保险监管(Insurance Regulation)53. 争议解决(Dispute Resolution)54. 保险法(Insurance Law)55. 保险税(Insurance Tax)56. 保险诈骗(Insurance Fraud)57. 险企(Insurance Company)58. 保险销售(Insurance Sales)59. 险资(Insurance Assets)60. 保险监管机构(Insurance Regulatory Authority)61. 重大疾病险(Critical Illness Insurance)62. 共保(Coinsurance)63. 保单现金价值(Cash Surrender Value)64. 不计免赔(No-Claim Bonus)65. 全球保险市场(Global Insurance Market)66. 灾害风险(Catastrophic Risk)67. 商业责任险(Commercial Liability Insurance)68. 医疗保险(Medical Insurance)69. 偿付能力(Solvent)70. 保险费率浮动(Premium Fluctuation)71. 个人保险(Individual Insurance)72. 保单条款(Policy Provisions)73. 保险预授权(Insurance Preauthorization)74. 保险产品(Insurance Product)75. 现金赔付(Cash Benefit)76. 赔偿期间(Indemnity Period)77. 保险风险管理(Insurance Risk Management)78. 保险投资(Insurance Investment)79. 保险监察(Insurance Supervision)80. 风险调整(Risk Adjustment)81. 定期寿险(Term Life Insurance)82. 短期残疾险(Short-Term Disability Insurance)83. 投资连结保险(Investment-Linked Insurance)84. 长期护理保险(Long-Term Care Insurance)85. 保险资本(Insurance Capital)86. 保险金(Insurance Payout)87. 财产保险公司(Property Insurance Company)88. 寿险掌门人(Life Insurance CEO)89. 互联网保险(Internet Insurance)90. 保险理论(Insurance Theory)91. 风险评估(Risk Assessment)92. 车险报案(Auto Insurance Claim)93. 保险精算(Insurance Actuarial)94. 保单效力(Policy Validity)95. 保险监管法规(Insurance Regulatory Laws)96. 保单解除(Policy Termination)97. 索赔流程(Claims Process)98. 财务报告(Financial Statements)99. 保险法务(Insurance Legal Affairs)100. 意外身故险(Accidental Death Insurance)。
常用保险术语(中英对照版本)

常用保险术语(中英对照版本)航空货物运输保险 air cargo insurance以通过航空运输方式运输的货物为保险标的的保险。
工程保险 engineering insurance;project insurance以工程项目中的财产及其赔偿责任为保险标的的保险。
建筑工程保险 construction all risks insurance以在建工程的主体在整个工程建设期内,发生的与工程相关的物质损失、费用损失和赔偿责任为保险标的的工程保险。
安装工程保险 erection all risks insurance以各种机器设备在安装、调试期间内,发生的与机器设备相关的物质损失、费用损失和赔偿责任为保险标的的工程保险。
责任保险 liability insurance以被保险人对第三者依法应承担的赔偿责任为保险标的的保险。
公众责任保险 public liability insurance以被保险人在约定的地点范围内进行生产、经营或其他活动时,对因发生意外事故造成第三者人身伤亡或财产损失的赔偿责任为保险标的的保险。
雇主责任保险 employer's liability insurance以被保险人对其所雇佣的员工在受雇期间从事相关工作时因意外事故或患职业病导致伤残、死亡或其他损失的赔偿责任为保险标的的保险。
产品责任保险 product liability insurance以被保险人所生产、出售、加工、经销和弃置产品或商品,或被保险人完成工作或操作,在承保区域内造成事故,导致使用、消费或操作该产品或商品的人或其他人的人身伤亡或财产损失的赔偿责任为保险标的的保险。
保险责任 coverage保险合同中约定的,保险事故发生后应由保险人承担的赔偿或给付保险金的责任。
主险/基本险 main coverage可单独投保的保险产品。
附加险 rider不可单独投保而必须附加于主险或基本险,用来补充主险的保险范围的保险产品。
保险英文术语

保险英文术语保险英文术语Insurance Policy (or Certificate)保险单(或凭证)1.Risks & Coverage险别(1)free from particular average (F.P.A.)平安险(2)with particular average (W.A.)水渍险(基本险)(3)all risk一切险(综合险)(4)total loss only (T.L.O.)全损险(5)war risk战争险(6)cargo(extended cover)clauses货物(扩展)条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.)盗窃提货不着险(10)rain fresh water damage淡水雨淋险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing & breakage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)strike, riots and civel commotion (S.R.C.C.)罢工、暴动、民变险(22)risk of spontaneous combustion自燃险(23)deterioration risk腐烂变质险(24)inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(38)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transportation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险(政治风险)(45)property insurance财产保险(46)erection all risks安装工程一切险(47)contractors all risks建筑工程一切险2.the stipulations for insurance保险条款(1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy (or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条款(火车、汽车)(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for 110%full CIF invoice covering the risks of War & W.A. as per the People'sInsurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险,负责到吉隆坡为止。
保险术语知识分享

保险术语1.special premium rate 特殊费率2.valuation net premium 评估净保费3.gross premium reserve 毛保费准备金(基于毛保费计提的准备金)4.guaranteed interest rate reserve 保证利率准备金5.indirect claim expense 间接理赔费用(无法直接确认到每个赔案的理赔费用)6.direct claim expense 直接理赔费用(可以直接确认到每个赔案、与案件理赔直接相关的费用)7.average payment per claim案均赔款8.eligible turnover 适保出口额(适用保单条款的出口金额)9.underwriter 核保人10.totally permanent disability rate 高残率11.survival rate 生存率12.basic sum insured 基本保额13.limit of indemnity 责任限额14.pure risk premium 纯风险保费15.extra health premium 健康加费16.extra occupation-related premium 职业加费17.other extra premium 其他加费18.premium due date 保费应收日期st premium payment year 终止缴费年度20.receivable premium overdue 逾期应收保费21.initial premium 首期保费22.premium for investment-linked product 投资型保险保费23.loan premium 垫缴保费24.effective time of policy; insurance liability attachment time 保单起保时间25.terminal time of policy 保单终止时间26.short term premium rate 短期费率27.reinstatement period 复效期间28.reinstatement rate 复效利息29.account value 账户价值30.guaranteed yield 保证收益31.coupon 生存现金32.corporate annuity plan period 企业年金计划受托期限33.claim waiting period 赔偿等待期34.claim case cancellation reason 案件注销原因35.claim settlement process 理赔36.direct claim payment amount 直接赔款37.claims payable 应付赔款38.policy benefit payment 保单利益支出金额39.guaranteed annuity drawing period 保证领取年限(养老保险合同中规定可以领取养老金的最低保证年限)40.premium retained 自留保费41.claim retained 自留赔款42.minimum reinsured amount 最低分出额43.final reinsurer 最终接受人44.fixed reinsurance commission rate 固定分保手续费的比率45.subsequent commission 续期手续费46.extractable commission 可提佣金mission share 佣金拆分48.units insured 承保数量49.actual premium collected 实收签单保费50.fixed-amount annuity 定额年金51.variable-amount annuity 变额年金52.increasing-amount annuity 增额年金53.waiting period 等待期54.extra premium; additional premium 额外保险费55.premium loading 保单加费56.premium receivable 应收保费57.dividend accumulation interest rate 红利累积利率58.renewal commission RYC 续年度佣金。
保险术语

2.1 风险风险risk纯粹风险pure risk投机风险speculative risk财产风险property risk责任风险liability risk人身风险personal risk信用风险credit risk环境风险environmental risk职业风险occupational risk自然风险natural risk巨灾风险catastrophic risk, catastrophe 社会风险social risk政治风险political risk经济风险economic risk税收风险tax risk法规风险legal risk , regulatory risk2.2 风险因素风险因素hazard物质风险因素physical hazard道德风险因素moral hazard心理风险因素moral hazard风险事故peril2.3 风险管理风险管理risk management风险管理目标risk management goal风险规避risk avoidance风险自留risk retention风险预防risk prevention风险抑制risk restraint风险中和risk neutralization风险转移risk transfer风险集合risk pooling风险分散risk diversification风险识别risk identification风险估测risk estimation风险评价risk evaluation风险分级risk classification风险管理技术选择risk management technique selection控制型风险管理技术loss control risk management techniques 财务型风险管理技术financial risk management techniques3.精算术语3.1 产品定价精算方法actuarial method精算师actuary精算假设actuarial assumption大数法则Law of large numbers修匀graduation演示利率illustration Internet rate费率厘定rating纯保费法pure premium method损失率法loss ratio method定价利率pricing interest rate保险费率premium rate纯费率pure premium rate费率浮动premium rate adjustment纯保费pure premium净保费net premium附加费用loading总保费Gross premium已赚保费earned premium未满期保费unearned premium特殊费率special premium rate评估净保费valuation net premium风险修正因子credit and surcharge factor财产保险产品定价损失loss损失程度loss severity案均损失average loss per claim损失频率loss frequency直接损失direct loss间接损失indirect loss人身保险产品定价生命表life table死亡表Mortality table经验生命表experience mortality table 国民生命表population mortality table 选择生命表select mortality table终极生命表ultimate mortality table 综合生命表aggregate mortality table 平均余命life expectancy疾病发生率表morbidity table发病率morbidity rate死亡率mortality rate3.2 准备金准备金reserve法定责任准备金statutory reserve评估利率valuation interest rate保险公司依法确定的用以计算责任准备金的利率通用会计准则准备金generally accepted accounting principles(GAAP)reserve在保险公司持续经营的前提下,为了在公正、一致的基础上反映经营状况、体现盈利水平,而采用合理而谨慎的假设计算的准备金保费不足准备金premium deficiency reserve(寿险)评估未来交费期间内的纯保费与毛保费之差,若纯保费大于毛保费,则按评估基础计算其在评估日的精算现值。
常用保险术语汇总

常用保险术语256条1、风险risk事件发生的不确定性。
2、财产风险property risk因发生自然灾害、意外事故而使个人或单位占有、控制或照看的财产遭受损毁、灭失或贬值的风险。
3、责任风险liability risk因个人或单位的行为造成他人的财产损失或人身伤害,依法律或合同应承担赔偿责任的风险。
4、信用风险credit risk在经济交往中,因义务人违约或违法致使权利人遭受经济损失的风险。
5、巨灾风险catastrophic risk; catastrophe因一次自然灾害、疾病传播、恐怖主义袭击或人为事故造成巨大损失的风险。
6、风险因素hazard促使某一特定风险事故发生、增加损失机会或加重损失程度的原因或条件。
7、物质风险因素physical hazard实质风险因素某一标的本身所具有的足以促使风险事故发生、增加损失机会或加重损失程度的客观原因或条件。
8、道德风险因素moral hazard因故意促促使风险事故发生、增加损失机会或加重损失程度,以致引起财产损失和人身伤亡的原因或条件。
9、风险事故peril造成损失的直接或者外在事件。
10、风险管理risk management人们对各种风险的识别、估测、评价、控制和处理的主动行为。
11、风险管理目标risk management goal以最小的风险管理成本,使预期损失减少到最低限度或实际损失得到最大补偿。
12、风险规避risk avoidance直接避免某项风险发生的一种风险处理方法。
13、风险自留risk retention由个人或单位自行承担风险的一种风险处理方式。
14、风险预防risk prevention在损失发生前为了消除或减少可能引发损失的各种因素而采取的一种风险处理方式。
15、风险抑制risk restraint在损失发生时或发生后,为缩小损失程度而采取的一种风险处理方式。
16、风险中和risk neutralization将风险的损失机会与获利机会予以平均的一种风险处理方式。
保险英文术语

页眉内容保险英文术语In sura nee P olicy (or Certificate) 保险单(或凭证)I.Risks & Coverage 险别(1)free from p articular average ((2)with p articular average (W.A.) 水渍险(基本险)(3)all risk 一切险(综合险)(4)total loss on ly ((5)war risk 战争险(6)cargo(exte nded cover)clauses 货物(扩展)条款(7)additio nal risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft ,p ilferage and non delivery ((10)ra in fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of con tam in ati on 沾污险(13)risk of leakage 渗漏险(14)risk of clashi ng & breakage 碰损破碎险(15)risk of odour 串味险(31) aflatoxin黄曲霉素险(32) fire risk exte nsion clause-for storage of cargo at dest in ati on Hongkong,in cludi ng Kowloo n, or Macao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款(33)survey in customs risk 海关检验险(16)damage caused by sweat ing an d/or heati ng 受潮受热险(17)hook damage 钩损险 (18)loss an d/or damage caused by breakage of p ack ing 包装破裂险(19)risk of rusti ng 锈损险 (20)risk of mould 发霉险 (21)strike, riots and civel commoti on ( (22)risk of spontan eous combusti on 自燃险(23)deteriorati on risk 腐烂变质险 (24)i nhere nt vice risk 内在缺陷险 (25)risk of n atural loss or no rmal loss 途耗或自然损耗险(26)s pecial additio nal risk 特别附加险 (27)failure to delivery 交货不到险 (28)i mp ort duty 进口关税险 (29)on deck 仓面险 (30)rejection拒收险(47)c on tractors all risks 2.the st ipu lati ons for in sura nee(1)mari ne in sura nee p olicy海运保险单(2)s pecific policy单独保险单(3)voyage policy 航程保险单(34)survey at jetty risk 码头检验险 (35)i nstitute war risk 学会战争险 (36)overla nd transpo rtati on risks 陆运险 (37)overla nd transpo rtati on all risks 陆运综合险 (38)air transp ortati on risk 航空运输险 (39)air transp ortati on all risk 航空运输综合险 (40)air transp ortati on war risk 航空运输战争险 (41) parcel post risk 邮包险 (42) parcel post all risk 邮包综合险 (43 )p arcel post war risk 邮包战争险 (44)i nvestme nt in sura nce(p olitical risks) 投资保险(政治风险)(45)prop erty in sura nee 财产保险 (46)erecti on all risks安装工程一切险建筑工程一切险保险条款(4)time policy 期限保险单(5)floati ng p olicy (or open p olicy) 流动保险单(6)ocea n mari ne cargo clauses 海洋运输货物保险条款(7)ocea n mari ne in sura nee clauses (froze n p roducts) 海洋运输冷藏货物保险条(8)ocea n mari ne cargo war clauses 海洋运输货物战争险条款(9)ocea n mari ne in sura nee clauses (woodoil in bulk) 海洋运输散装桐油保险条(10)overla nd transp ortati on in sura nee clauses (tra in, trucks) 陆上运输货物保险条款(火车、汽车)(11)overla nd transpo rtati on in sura nee clauses (froze n p roducts) 陆上运输冷藏货物保险条款(12)air transp ortati on cargo in sura nee clauses 航空运输货物保险条款(13)air transp ortati on cargo war risk clauses 航空运输货物战争险条款(14 )p arcel post in sura nee clauses 邮包保险条款(15 )p arcel post war risk in sura nee clauses 邮包战争保险条款(16)livestock & po ultry in sura nee clauses (by sea, la nd or air) 活牲畜、家禽的海上、陆上、航空保险条款(17) …risks clauses of the subject to(18)mari ne in sura nee p olicies or certificates in n egotiable form, for 110%full CIF in voice coveri ng the risks of War & W.A. as per the Peopl e'sIn sura nee Co. of China dated 1/1/1976. with exte nded cover up to KualaLumpur with claims p ayable in (at) Kuala Lumpur in the curre ncy of draft(irres pective of perce ntage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险,负责到吉隆坡为止。
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保险英文术语Insurance Policy (or Certificate)保险单(或凭证)1.Risks & Coverage险别(1)free from particular average ((2)with particular average (W.A.)水渍险(基本险)(3)all risk一切险(综合险)(4)total loss only ((5)war risk战争险(6)cargo(extended cover)clauses货物(扩展)条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery ((10)rain fresh water damage淡水雨淋险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing & breakage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)strike, riots and civel commotion ((22)risk of spontaneous combustion自燃险(23)deterioration risk腐烂变质险(24)inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(38)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transportation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险(政治风险)(45)property insurance财产保险(46)erection all risks安装工程一切险(47)contractors all risks建筑工程一切险2.the stipulations for insurance保险条款(1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy (or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条款(火车、汽车)(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the subject to(18)marine insurance policies or certificates in negotiable form, for 110%full CIF invoice covering the risks of War & W.A. as per the People'sInsurance Co. of China dated 1/1/1976. with extended cover up to KualaLumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险,负责到吉隆坡为止。
按照汇票所使用的货币在吉隆坡赔付(无免赔率)(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue保险单或凭证须表明理赔代理人的名称,保险费如增加10-17%可在本证金额以外支付(20)insurance policy (certificate)… Name of Assured to be showed: Ltd.保险单或凭证作成以(21)insurance policy or certificate covering W.A. (or and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险(或平安险)和战争险(22)insurance policy/certificate covering all war mines risks保险单/凭证投保一切险、战争险、地雷险(注:mines解释为地雷,属于战争险的负责范围,可以接受)(23)W.A. this insurance must be valid for period of 60 days after thedischarge of goods水渍险在货物卸船后60天有效(24)in triplicate covering all risks and war risks including W.A. andbreakage in excess of five per cent on the whole consignment andincluding W/W up to buyer's godown in Penang投保一切险和战争险包括水渍险,破碎损失有5%绝对免赔率,按全部货物计算,包括仓至仓条款,负责到买方在槟城的仓库为止(的保险单)一式三份(25)insurance policy issued of endorsed to order… for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and ,货物到达目的地后15天有效,仅负责平安险和盗窃提货不着险的保险单开给或背书给……(26)insurance policy or certificate issued by an insurance Co. with clause covering the merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore由保险公司签发的保险单或凭证按发票总金额另加10%投保水渍险,包括非限定转船的损失,在新加坡赔付(27)covering all eventual risks投保一切以外风险(28)covering all marine risks投保一切海运风险(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipment海运保险单包括负责船舶互撞条款和全部货载(30)insurance… including deviation clauses保险包括绕道条款(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated…按照中国人民保险公司×年×月×日陆上运输货物保险条款(火车、汽车)投保陆上运输一切险(32)covering air transportation all risk as per air transportation cargo insurance clauses of policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated…保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated…按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of dated…按照中国人民保险公司×年×月×日海洋运输货物保险条款和陆上运输货物保险条款(火车、汽车)投保海陆联运一切险(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the People's Insurance Company of China dated…按照中国人民保险公司×年×月×日陆运货物保险条款(火车、汽车)和空运货物保险条款以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment包括短量损失有0.5%绝对免赔率(0.5%相对免赔率),按全部货物计算(38)including risk of breakage and clashing包括破裂或凹瘪险(39)including risk of chipping & denting包括碎裂或凹弯险(40)including risk of bad odour包括恶味险(41)including damage by hooks, oils, muds and contact with othercargo(insured value)包括钩损、油污、泥污以及和他物接触所致的损失(以保险价值为限)(42)including damage caused by rain fresh and/or water, internalcombustion(total or partial loss)包括淡水雨淋,自燃所致的损失(包括全部或部分损失)(43)including loss and/or damage caused by sea water, fresh-water,acid,grease包括海水、淡水、酸蚀、油脂所致的损失(44)including loss and/or damage caused by heat, ship's sweat and odour,hoop-rust, breakage of packing包括偷窃提货不着,受热船舱发汗,串味,铁箍锈损,包装破裂所致的损失(45)including damage caused by infestation mould包括虫蛀霉烂的损失(46)including damage due to rough handling during transit subject to(47)including loss and/or damage from any external cause as per CIC按照中国保险条款包括外来原因所致的损失(48)including damage by slings, stains, grease, acids包括吊具、斑污、油脂、酸蚀造成的损失(49)excluding risk of breakage不包括破碎险(50)including the breakage does not cover the goods remarked in th invoice as originally damage包括破碎险,但不负责发票所示之货物的原残损失(51)excluding natural loss in weight不包括途耗短量的损失(52)including 60 days after discharge of the goods at port of destination (or at station of destination) subject to(53)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC按照中国保险条款投保水渍险和火险,在目的港卸货后存入海关仓库60天为止(54)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination本保险扩展到货物到达内地的目的地后60天有效(55)insurance policy or certificate covering including the risk of war and risks of as per dated…and institute war clauses dated…and institute clauses dated…按照×年×月×日伦敦保险学会条款和×年×月×日学会战争险条款以及×年×月×日学会罢工、暴动、民变险条款投保平安险、战争险和罢工、暴动、民变险(56)the People's Insurance Company of China investment insurance (political risks) clauses中国人民保险公司投资保险(政治风险)条款(57)property insurance clauses财产保险条款(58)the People's InsuranceCompany of China Erection all risks clauses中国人民保险公司安装工程一切险条款(59)the People's Insurance Company of China contractors all risks clauses中国人民保险公司建筑工程一切险条款。