中国银行笔试历年真题及答案(回忆版)
中国银行招聘笔试试题及参考答案
中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在6个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有()。
A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠()。
A、规模经济D、减少供给标准答案：B5、我国衡量收益合理性的指标包括()。
A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,DB、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是()。
A、利率和汇率B、抵押和限制条款C、合同和信用证D、交易商制度和规模经济标准答案：B13、菲利普斯曲线所反映的物价水平与就业的矛盾关系是()。
C、欧元市场D、境外货币市场标准答案：D15、卖方信贷的直接结果是()。
A、卖方能高价出售商品B、买方能低价买进商品C、卖方能以延期付款方式售出设备17、布雷顿森林体系瓦解后，主要资本主义国家普遍实行()A、固定汇率制B、浮动汇率制C、钉住汇率制D、联合浮动标准答案：B18、如果一国货币贬值，则会引起()C、出口增加，进口增加D、出口减少，进口减少标准答案：B20、SDR2是()A、欧洲经济货币联盟创设的货币B、欧洲货币体系的中心货币C、IMF创设的储备资产和记帐单位22、收购国外企业的股权达到10%以上，一般认为属于()A、股票投资B、证券投资C、直接投资D、间接投资标准答案：C23、汇率不稳有下浮趋势且在外汇市场上被人们抛售的货币是()A、非自由兑换货币B、硬货币C、软货币D、自由外汇标准答案：C24、从长期讲，影响一国货币币值的因素是()标准答案：B、C26、一项国际租赁交易必须涉及到()。
中国银行笔试题回顾考生回忆
１6.图形推理题居然有汉字,赏 回同 形 ？,我做的时候是根据有“口”选了“回”,后来战友们讨论说
回全包围结构ﻫ赏上下结构ﻫ同半包围结构ﻫ形左右结构
所以此题的正确选项是卜独立结构,唉~~~~~~~~~杯具！！貌似这个更加正确呢
１０．住房改革、建商品房、买不起房、推经济房
11.高校扩招、大学生就业难、创业优惠、经济发展、社会稳定
12.社会热议、公款吃喝、改革、人大代表建议。。。。
数列还算简单(我个数学笨蛋居然有会做的)，
3．３２，７．1６，１１.０8,(),1９.０215.0４（貌似点错了,点了16.04)
２,8,１８，（),5０3２
没考过国考，也没做过行测，所以根据本人浅薄的印象归类……呵……
还差点把数字当成题号
1．填词语的，只记得对于新事物旧事物委曲求全啥的
２.甲流和孕妇
3.河北发现铁矿石，对当地、省、国家有很大意义,则。。。
４.女性生理期和巧克力(囧,中行真是对女性特别“看重”)
5.解释趋同进化,下列不对的是:北极熊和棕熊、鱼和鲸、鼹鼠等。。。
123，52，21，9,3，(）-3（貌似应该是3）
1,3/4,8/9,9/８，7/５，（ ）６1/36(别人的答案,自己不记得做出来没)
3，3，６，２4,(）192
ﻫ１３.哪个乘积最大:５99*601５９8*602５９0 *６10 500＊７00
１４．周长4００米，每隔２0米一个白线,要？条线画完
Pａｒｔ1大杂烩
1.营销管理的实质是
:需求管理、价格管理、产品管理。。。。。。。。
２.企业市场定位，是为了区分：市场追随者、市场主导者、市场竞争者。。。。
中国银行历年招聘考题试卷及答案
中国银行招聘考题笔试试卷及解答一.单项选择题1.国际收支全面反映一国的对外( )关系。
A.政治B.经济C.军事D.文化2.各国政府可以根据本国的需要调整纸币的( )。
A.铸币平价B. 平价C.购买力平价D.黄输送点3.资本国际流动更多采取的是( )形式。
A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲融危机，最终演变为冲击全球的融动荡。
A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。
A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。
A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。
A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。
A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。
A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。
A、外国债券的付息方式一般与当地国内债券相同。
B、欧洲债券不受面值货币国或发行市场所在地的法律限制。
C、由国际性承销辛迪加承销的国际债券称为欧洲债券。
D、外国债券不受所在地国家证券主管机构的监管。
11.抛补套利实际是( )相结合的一种交易。
A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。
B. 外币债务人和进口商在预测外币汇率将要下降时，争取提前付汇，以免受该计价货币贬值的风险。
12.01中国银行笔试真题
中国银行笔试真题(一)第一部分：填空中国银行笔试1.银行的性质是(特殊的企业)。
中国银行笔试2.国家信用的主要形式是(发行**主要债券)。
中国银行笔试3.货币在(对外援助)时，执行国际财富转移手段职能。
中国银行笔试4.属于资本市场工具的是(债券)。
中国银行笔试5.经济货币化进程是(逐渐提高)。
中国银行笔试6.目前各国商业银行普遍采用的组织形式是(总分行制)。
中国银行笔试7.二元的中央银行体制曾在(前联邦德国)实行过。
中国银行笔试8.在直接标价法下，汇率的升降与本国货币价值的高低呈(反比例)变化。
中国银行笔试9.能够比较准确地反映最终产品和劳务的一般物价水平变动情况，但容易受到价格结构影响的通货膨胀测定指标是(国民生产总值平减指数)。
中国银行笔试10.货币均衡的自发实现主要依靠(利率机制)的调节。
第二部分：单选中国银行笔试1.价值形式发展的最终结果是(A)。
A.货币形式B.纸币C.扩大的价值形式D.一般价值形式中国银行笔试2.借贷资本家贷出货币资本时让渡的权利是(B)。
A.资本的所有权B.资本的使用权C.资本的所有权和使用权D.既无所有权也无使用权中国银行笔试3.为了取得利息而暂时贷放给职能资本家使用的资本是(B)。
A.产业资本B.借贷资本C.货币资本D.商业资本中国银行笔试4.下列属于传统中间业务的是(A)。
A.承兑业务B.代理业务C.租赁业务D.信托业务中国银行笔试5.西方国家的储蓄银行是专门办理以(C)为主要资金来源的专业银行。
A.活期存款B.工商企业存款C.私人储蓄D.**存款第三部分：判断中国银行笔试1.下列各项中不属于可转让大额定期存单的是(不记名)。
N(利率略低于同等期限的定期存款利率)中国银行笔试2.中央银行负责制定、执行国家的(经济政策)。
N(货币政策)中国银行笔试3.《巴塞尔协议》中为了清除银行间不合理竞争，促进国际银行体系的健康发展，规定银行的资本充足率应达到(8%)。
Y中国银行笔试4.按目前中国人民银行公布的货币层次划分口径，M1包括(现金、活期存款之和)。
中国银行笔试回忆原题
2009年12月27日中国银行笔试回忆原题建议, 银行, 中国银行, 证券, 介绍[此帖已被设为推荐] 第一次写如此完整的笔经，用了两个多小时，回报下自己在论坛上看到过的笔经。
希望明年的人能用到。
机试：只有在最开始介绍题型和题量，没有在做的过程中时时更新，导致不知道还有多少题没有做，（这个没有银行从业和证券从业做的科学），有人已经在版上建议了抄下有多少题。
总结里可能也包括了别人回忆出来的，然后加以补充选项的。
目前综合共回忆出60多道题，好像总共86题，因为我行测后错点了交卷，哈哈，提示还有86题没完成，不过没有确认，这点很好，会要你再三确认的。
英语：和去年的笔经考题一样，单词，改错，完形，阅读（普通阅读+一篇排序+一篇填空+5分钟两篇快速阅读），单词是六级难度，完形较简单（但不用看第二遍了，开始我自认为做的快，看了第二遍，结果没有充分利用好这部分节省下来的时间）好像也是六级还是考研或者专八的题，有点印象，还不是完全一样，那篇也讲的是light therapy.以下是原文：When travelers pass from one time zone to another, they suffer from disrupted circadian rhythms, an uncomfortable feeling known as jet lag. For instance, if you travel from California to New York, you "lose" 3 hours according to your body's clock. You will feel tired when the alarm rings at 8 a.m. the next morning because, according to your body's clock, it is still 5 a.m. It usually takes several days for your body's cycles to adjust to the new time.To reduce the effects of jet lag, some doctors try to manipulate the biological clock with a technique called light therapy. They expose people to special lights, many times brighter than ordinary household light, for several hours near the time the subjects want to wake up. This helps them reset their biological clocks and adjust to a new time zone.Symptoms much like jet lag are common in people who work nights or who perform shift work. Because these people's work schedules are at odds with powerful sleep-regulating cues like sunlight, they often become uncontrollably drowsy during work, and they may suffer insomnia or other problems when they try to sleep. Shift workers have an increased risk of heart problems, digestive disturbances, and emotional and mental problems, all of which may be related to their sleeping problems. The number and severity of workplace accidents also tend to increase during the night shift. Major industrial accidents attributed partly to errors made by fatigued night-shift workers include the Exxon Valdez oil spill and the Three Mile Island and Chernobyl nuclear power plant accidents. One study also found that medical interns working on the night shift are twice as likely as others to misinterpret hospital test records, which could endanger their patients. It may be possible to reduce shift-related fatigue by using bright lig hts in the workplace, minimizing shift changes, and taking scheduled naps.Many people with total blindness experience life-long sleeping problems because their retinas are unable to detect light. These people have a kind of permanent jet lag and periodic insomnia because their circadian rhythms follow their innate cycle rather than a 24-hour one. Daily supplements of melatonin may improve night-time sleep for such patients. However, since thehigh doses of melatonin found in most supplements can build up in the body, long-term use of this substance may create new problems. Because the potential side effects of melatonin supplements are still largely unknown, most experts discourage melatonin use by the general public.阅读难度可能有考研的难度，建议做完普通阅读就去做5分钟的速度，注意他设定了只有5分钟，5分钟后不能修改此部分答案。
银行系统招聘考试职业能力测验(中国银行)历年真题试卷汇编1(题
银行系统招聘考试职业能力测验（中国银行）历年真题试卷汇编1(题后含答案及解析)题型有：1. 言语理解与表达 2. 数学能力 3. 判断推理 5. 材料分析言语理解与表达1．以下各句中，没有语病的一句是( )。
A．从中国人民认识到再也不能错过历史机遇之日起，就开始了新的长征。
B．学习语文不能仅凭小聪明，一定要下苦功不可。
C．不远处有片树林，这是我练习打太极拳的地方。
D．在退休者中，有许多继续为四化建设贡献余热的专家学者。
正确答案：D解析：A项“就开始了新的长征”前缺少主语，可将句首的”从”移到“中国人民”之后。
B项“一定要下苦功不可”句式杂糅，可改为“非要下苦功不可”。
C项指代词使用不准确，前半句讲的是“不远处有片树林”，故指代词“这”应改为“那”。
故本题答案为D。
2．下列各句中，没有语病的一项是( )。
A．对家庭盆栽植物的摆放，专家提出如下建议：五松针、文竹、吊兰之类最好摆在茶几、书桌上比较合适，而橡皮树、丁香、腊梅等最好放在阳台上。
B．在新形势下，我们应该树立新的文化发展观，推进和挖掘文化体制创新和特色文化内涵，着力开发富有时代精神和湖南特色的文化产品。
C．联合国设立“国际家庭日”的目的，是为了促使各国政府和民众更加关注家庭问题，提高家庭问题的警觉性。
促进家庭的和睦与幸福。
D．近年来，我省各级政府将群众生活水平是否得到提高和群众利益是否得到维护作为衡量工作得失的主要标准，干部重经济增长、轻群众生活的观念开始改变。
正确答案：D解析：A项“最好”与“比较合适”杂糅，可删除“比较合适”。
B项动宾搭配不当，应为“推进文化体制创新，挖掘特色文化内涵”。
C项成分残缺，可在“家庭问题的警觉性”前加“对”。
另外，此题还犯了句式杂糅的毛病，“目的是……”与“是为了……”的句式应择一使用。
故本题答案为D。
3．下列各句中，没有语病的一句是( )。
A．当上级决定把这次飞行任务交给我们时，我们立刻产生一种非常光荣的感觉，真是难以形容。
中国银行笔试真题答案
中国银行笔试真题答案篇一：中国银行招聘笔试题中国银行笔试题一、单向选择题（共60题）1、我国人民币的主币是什么：A元B角C分D厘(答案：A)2、按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是多少：A5元B10元C10、25元D20元(答案：C)3、以下关于汇率的说法中错误的是：A汇率是两种货币之间的相对价格B汇率的直接标价法可以表示为1单位外币等于多少本币C我国的汇率报价一般采用直接标价法D我国的汇率报价一般采用间接标价法(答案：D)A中国人民银行国家开发银行中国农业发展银行B中国进出口银行国家开发银行中国农业发展银行C国家开发银行中国农业银行中国进出口银行D中国农业发展银行国家开发银行中国邮政储蓄银行(答案：B)6、下列哪一项不属于商业银行的“三性”原则？A安全性B流动性C盈利性D 政策性(答案：D)7、以下不属于金融衍生品的是：A股票B远期C期货D期权(答案：A)8、下列哪家机构不属于我国成立的金融资产管理公司？1A东方B信达C华融D光大(答案：D)9、我国于2003年初组建的银行业监管机构是：A中国人民银行B中国银监会C中国证监会D中国保监会(答案：B)10、在国际银行监管史上有重要意义的1988年《巴塞尔协议》规定，银行的总资本充足率不能低于：A4%B6%C8%D10%(答案：C)11、目前世界上最大的证券交易所是：A纽约股票交易所B伦敦股票交易所C东京股票交易所D香港股票交易所(答案：A)12、股票市场上常常会被提到的“IPO”的意思是：A首次公开发行，即公司第一次公募股票B公司第一次私募股票C已有股票的公司再次公募股票D已有股票的公司再次私募股票(答案：A)13、H股是指：A在我国国内发行、供国内投资者用人民币购买的普通股票B在我国国内发行、以外币买卖的特种普通股票C我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票(答案：C)14、下列属于香港股票市场价格指数的是：A道琼斯工业指数B标准普尔股价指数C日经指数D恒生指数(答案：D)15、下列哪一项不属于债券的基本特点？A偿还性B风险性C收益性D流动性(答案：B)16、下列关于债券的说法中错误的是：2A债券代表所有权关系B债券代表债权债务关系C债券持有者是债权人D债券发行人到期须偿还本金和利息(答案：A)17、按照发行人不同，债券可分为：A政府债券、金融债券B政府债券、公司债券C金融债券、公司债券D政府债券、金融债券、公司债券(答案：D)18、下列哪种债券利率一般会成为整个金融市场利率体系的基准利率？A企业债券B公司债券C金融债券D国债(答案：D)19、下列关于国债的说法中错误的是：A国债是中央政府发行的债券B国债是风险最低的债券C国债利率一般高于相同期限的其他债券D国债可以作为中央银行公开市场操作工具(答案：C)20、以标准普尔公司的债券信用评级为例，下列哪个评级的信用等级最高？A：AB：AAC：BBD：CC(答案：B)21、下列关于封闭式基金的说法中错误的是：A封闭式基金的规模和存续期是既定的B投资者在基金存续期内不能向基金公司赎回资金C投资者可以在二级市场上转让基金单位D基金转让价格一定等于基金单位净值(答案：D)322、下列哪一项不属于开放式基金的特点？A没有固定规模B无固定存续期限C投资者可随时赎回D全部资金用于长期投资(答案：D)23、以下列哪一项为标的物的期货属于金融期货：A玉米B股票C铜D石油(答案：B)24、我国证券市场的主要监管机构是：A中国银监会B中国证监会C中国保监会D中国财政部(答案：B)25、可以喻为社会经济“急救箱”，能对整个社会起保障作用的金融体系是：A银行体系B证券市场C保险体系D金融衍生品市场(答案：C)26、根据保险标的的不同，保险可以划分为：A财产保险和人身保险B原保险和再保险C个人保险和团体保险D自愿保险和强制保险(答案：A)27、以各种财产物资和有关利益为保险标的的一种保险是：A商业保险B社会保险C财产保险D人身保险(答案：C)28、下列哪一项不属于财产保险：A团体火灾保险B机动车辆保险C建筑工程保险D健康保险(答案：D)29、以人的寿命和身体为保险标的的一种保险是：A商业保险B社会保险C财产保险D人身保险(答案：D)30、当劳动者达到国家规定的退休年龄后，为解决他们的基本生活而建立的社会保险制度：4A健康保险B人寿保险C人身意外伤害保险D养老保险(答案：D)31、社会保险不包括下列哪一项：A养老保险B失业保险C医疗保险D人寿保险(答案：D)32、保险公司的资金不能投资于：A银行存款B买卖政府债券C投资基金D设立证券经营机构(答案：D)33、目前，我国保险行业专门的监管机构是：A中国人民银行B中国银监会C中国证监会D中国保监会(答案：D)34、理财应具备几项基本原则，以下中不正确的是：A高收益低风险B量入为出，量力而行C做足功课，不盲目投资D控制欲望，不可贪婪(答案：A)35、房贷“三一定律”指的是，每月的房贷金额不超过家庭当月总收入的：A三倍B三分之一C一倍D二分之一(答案：B)36、在下列人的生命周期中,证券投资应最少的是：A单身期B家庭成长期C家庭成熟期D退休期(答案：D)37、下列投资渠道中，安全性最高的是：A储蓄存款B股票投资C投资基金D期货投资(答案：A)38、在下列投资品种中，风险最高的是：A国债B企业债C股票D期货(答案：D)39、下列投资渠道中，流动性最强的是：A活期储蓄B证券投资C集合理财产品D不动产投资5篇二：中国银行笔试题库和答案加油中国银行笔试经验分享考试前的准备阶段很重要，文科临时抱佛脚还是很有用的，所以千万不要放弃！中国银行考试笔试试题汇总中国银行笔试总结一下，货币银行学占题目比重较大，国际金融方面考了汇率和期货两三道，商业银行管理也考了一些，计算机网络出的都是比较简单的题目，法律方面主要考几道劳动法和税法的，此外市场营销学、管理学、会计学、时事政治都有涉及到综合部分选择题1.以下哪个同行拆借率是目前被认可和通行的（伦敦同业拆借率）2.世界上第一个商业银行是？（英格兰银行）3.巴塞尔协议规定的资本充足率为多少（8%）4.商业银行的经营目的是什么？（盈利）5.在日本发行的以美元计价的债券称为什么（欧洲市场债券）6.利率互换的条件（币种相同、期限相同、利率计算方式不同）7.关于卖空股指期货操作的题目8.以下哪个选项最适合作为回购协议（国债、股票之类）9.以下哪种票据需要承兑（远期汇票）10. 证券投资属于什么投资（直接投资、间接投资 and so on） 11.布雷顿森林体系崩溃时间（七十年代初期）12.央行和商业银行的货币职能（央行提供原始货币，商业银行制造派生货币）13.凯恩斯的货币需求理论最大的特点是（强调利率的作用）14.菲利普斯曲线描述的是什么？（通货膨胀与失业率之间的关系）15.洛仑兹曲线描述的是什么？（收入分配公平程度），不确定是不是这道题16.发行国债的最主要目的是什么？（筹集建设资金）17.市场营销的核心环节是（交换）18.关系营销的理论基础是什么19.泰勒被尊称为什么（科学管理之父）21. 企业生产平均成本达到最小值，那么该企业（利润达到最大值、超额利润为零、边际成本等于平均成本or whatever） 22.劳动法对于加班时间的限定（每月不得超过36小时）23.如果企业安排员工周末上班而又不予以调休，那么应支付多少倍工资（2倍）24.以下哪个选项免收营业税（医院提供医疗服务的费用、邮局出售邮票、移动公司出售充值卡、还有一个选项忘了）25.以下哪种情况免收个人所得税（保险理赔）26.企业增值税的属性（A.归中央税入B.归地方税入C.共享税中央为主D.共享税地方为主）28.A、B两个相连的会计年份和甲乙两种不同的会计方式混搭，问哪个符合会计一致性原则29.跨国企业子公司财务报告与母公司合并，过程中遭遇的汇率风险属于什么风险（经营风险、市场风险、经济风险、会计风险）30.影响现金流的操作31.以下哪个软件通常用来收发邮件（Outlook Express。
中国银行总行招聘笔试试题 答案
中国银行总行招聘笔试试题+答案中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the Las Vegas Comdex was only half the size of its incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even anelectric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富)of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television,which the Federal Communications Commission hopes to see completed by .But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example,is a tiny, silver, pocketable wonder that takesfour-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by thepassers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The Las Vegas Comdex was held only half the size of its incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short ofcapital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is thefastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display__________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in size III．are all worthy of no more than 400 USdollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity andvibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laserlight down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． Allis said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother wasstanding behind the counter．She was waiting tosell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stamps D．their mother used to support them by workingin the post office12．According to the passage, her mother workedin the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must havemoved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliotcalled “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thinpowder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, life was hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but itsuggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year .B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D．The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24．The author of the passage intends to___.A．warn people against the population explosionin the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human. B．surroundings study. C．accumulation of human. D．development of human. 答案：A。
中国银行集团银行招聘笔试试题及答案
中国银行集团银行招聘笔试试题及答案试题一：财务管理
1. 请简要说明资产负债表的作用和主要内容。
资产负债表（Balance Sheet）反映了一个企业在某一特定日期上的资产、负债和所有者权益的状况。
它用以体现企业的负债结构和资产配置情况，为分析企业的财务状况和经营能力提供依据。
主要内容包括：
- 资产类别：固定资产、流动资产等。
- 负债类别：长期负债、流动负债等。
- 所有者权益：股东权益、资本等。
2. 请解释利润表的定义和用途。
- 衡量企业的盈利水平和经营能力。
- 为内外部利益相关者提供信息依据，如股东、投资者、债权人等。
试题二：经济学基础
1. 请简述供给和需求的关系。
供给和需求是经济学中最基本的概念，它们相互作用决定了商品和服务的市场价格和数量。
供给表示生产者愿意提供的一种商品或服务的数量，而需求表示消费者愿意购买的数量。
供给和需求之间的关系通过市场作用机制得以体现，当供给大于需求时，价格往往下降；相反，当需求大于供给时，价格往往上升。
2. 请说明市场的四种类型。
一般情况下，市场可以分为以下四种类型：
- 完全竞争市场：存在许多卖方和买方，产品具有同质性，市场参与者无法通过价格操纵市场。
- 垄断市场：市场中只有一个卖方，它可以通过控制产品的价格和供应量来影响市场。
- 寡头垄断市场：市场中存在少数几个卖方，他们控制着大部分市场份额。
- 寡占市场：市场中存在多个卖方，但其中某些卖方控制着较大的市场份额。
以上为中国银行集团银行招聘笔试试题及答案的部分内容，希望对您有所帮助。
2.中国银行真题汇编题库
目录中国银行招聘考试真题试卷（一） (2)第一部分英语 (2)第二部分综合知识 (7)第三部分行政职业能力测试 (13)中国银行招聘考试真题试卷（二） (22)第一部分英语 (22)第二部分综合知识 (29)第三部分行政职业能力测试 (34)中国银行招聘考试真题试卷（三） (42)第一部分英语 (42)第二部分综合知识 (48)第三部分行政职业能力测试 (58)第四部分性格测试 (69)中国银行考试真题（一）答案及解析 (70)第一部分英语 (70)第二部分综合知识 (72)第三部分行政职业能力测试 (74)中国银行考试真题（二）答案及解析 (79)第一部分英语 (79)第二部分综合知识 (81)第三部分行政职业能力测试 (84)中国银行考试真题（三）答案及解析 (88)第一部分英语 (88)第二部分综合知识 (90)第三部分行政职业能力测试 (94)第四部分性格测试 (97)中国银行招聘考试真题试卷（一）（考试时间180分钟，满分120分）第一部分英语（共55题，参考时限35分钟）PATR1:INCOMPLETE SENTENCES()1.We must do something to protect consumers against_____advertising increasing recently.A.effectivestingC.purposefulD.fraudulent()2.Seeing that Hansung Airlines is promoting specially discounted tickets,the major carriers are fored to be more_____in their pricing.petepetitionpetitivepetitor()3.At the awards cerenony,Mrs.Shin will present a prize to the employees who have_____for the company for over20years.A.servedB.engravedC.approvedD.received()4.Before_____over the company's accounting division,Mr.Rayasit was in charge of planning and strategy.A.takeB.takenC.takingD.took()5.We are disappointed know that by the time the delegate arrived,the meeting had_____started.A.stillB.alreadyC.onceD.yet()6._____lit,almost all of the narrow staircasees in the old library building can be dangerous for the first-time visitors.A.PoorerB.PoorestC.PoorlyD.Poor()7.Customers are requested to coplete the enclosed survey so that we can better meet their_____.A.needsB.promisesC.tracksD.capacities()8._____the roads were slippery,drivers should exercise their extreme caution to avoid traffic accidents.A.HoweverB.DespiteC.ForD.Since()9.Alfred Coch meets_____with the costomers to uderstand what their complaints are and find ways to solve them.A.frequentedB.freqeuntlyC.frequencyD.frequent()10.The two advertising agencies formed an alliance to seek_____to locate potential customers in times of difficulty.A.innocentlyB.suddenlyC.cooperativelyD.needlessly()11.He advised_______a charitable foundation.A.catching onB.going overC.filling outD.setting up()12.Buy top quality even if it_______something not currently in vogue.A.wereB.isC.wasD.be()13.As soon as the money_______invested the project will begin.A.isB.will beC.is going to beD.had been()14.These contracts will encourage growth of a more competitive banking structure_______.A.alwaysB.two years agoC.in the next yearD.sometimes()15.Management relies_______on its ongoing review of the loan protfolio.A.predominanceB.predominantlyC.predominantD.predominated()16.These tables show only our domestic operations;_______international operations are not included.A.moreoverB.consequentlyC.neverthelessD.yet()17.The firm provides_______care and life insurance benefits.A.healthyB.healthfulC.healthfulnessD.health()18.The program is designed to improve comperitive strengh;_______,it will also increase the potential for higher earnings.A.neverthelessB.meanwhilelyD.accordingly()19.Financing has come chiefly from_______sources.A.internalizingB.internalC.internD.internalized()20.Our wordwide sales made us_______9percent.A.advancedB.advanceC.advaingD.advancement()21.To avoid errors using the new coding system,you should_______before beginning to code.A.find it outB.take it upC.look it overD.look it up()22.They got all the packages_______on time.A.deliverB.deliveringC.to deliverD.deiverde()23.If we_______the plans carefully,we would not have erred so seriously.A.had studiedB.studyC.studiedD.were studying()24.In ten years,about half of the decline_______attributable to write-offs.A.will beB.has beenC.would beD.are() sales in the current year_______9percent higher than the previous year.A.had beenB.areC.will beD.werePart2：Reading（一）Questions26-30refer to the following two e-mail messages.To:Rex Roeges,Customer Service Department<roeges@>From:Dave Palmer<****************>Re:Lost bookDear Mr.Rex Roeges,I am writing this e-mail concerning a book that I ordered through your company,The Computer Networks4th edition,order number20035,I plaed the order last month and still have not received the book.I visited your website and confirmed that my shipping information was correct,and that my credit card has been charged for the book;the website also indicates that the book was shipped using your“Global Carrier”service the day after I ordered it.Considering that“Global Carrier”shipments typically take two weeks to arrive,I should have received my goods a week ago at the latest.However,my post office informed me they have neither received nor delivered the book,Can you let me know what is going on as soon as possible?Dave PalmerTo:Dave Palmer<****************>From:Rex Roeges<****************>Re:Lost bookDear Mr.Palmer.Thank you for contacting us.It is important to us that our customers are satisfied with our service,so I am very sorry to hear that you have not received your merchandise.I looked up your order numeber and discovered that the book has not been sent out.I have rectified this mistake on our website and sent the book to you via express mail.It should arrive within two business days.With the book I have enclosed a coupon for half off your next order.Again,I apologize for the inconvenience.If you have any more questions or need further assistance,please contact me at602-385-0256,or e-mail me at <****************>.Sincerely,Rex Roges,Customer Service DepartmentNobel Bookstore26.Why did the customer send his e-mail?()A.To order new books from major publishersB.To cancel an order of merchandiseC.To track down a missing itemD.To complain about a faulty product27.What did the customer discover?()A.He has already paid for the order.B.He was charged twice for the same product.C.The delivery company delivered the item to the wrong address.D.The book is out of print and no longer available.28.What error did the website contain?()A.The order number was wrongB.Mr.Palmer’s address was incompleteC.The price list was outdatedD.It indicated the item had been shipped29.How did the company attempt to compensate the customer?()A.It sent him a complimetary bookB.It gave him a voucher for a50%discountC.It removed the charge from his credit cardD.It gave him the book for half off30.Which of the following statament true?()A.The company sends all orders by express mailB.“Global Career”shipping is the cheapest service availableC.Mr.Palmer placed his order three weeks agoD.The cost of delivery was included in the book’s price(二)Questions31-35refer to the following statament and memo.Expense Account StatementEmployee:Dave Lincoln<*************>Date:June27Reimbursable Expenses IncurredHotel/lodging:＄695.98Meals:＄215.35Tax:＄72.6Travel(air):＄895.63Parking:＄16.00Other(itemize):2-day auto rental＄149.00Taxi fare＄38.00(incldes tips)Total:＄2082.02I certify the above is a true statement of incurred expense in accordance with company policy.Receipts are attached.Signature Dave LincolnMemoTo:Dave Lincoln<*************>From:Alex Doval<*************>,Accounting DepartmentDate:June28Subject：Travel reimbursementDear Mr.Dave Lincoln,Your expense account statement indicates an amount spent on lodging that exeeds the company’s expense guidelines.The standard reimbursement allowance is＄200per night,so your three-night stay is＄95.98over the maximum.The company acknowledges that prices in the area were inflated due to the convention and that your supervisor’s late decision to send you there limited your choice of hotels.I still need you to fill out and submit Form RBSAE(Reimbursement Beyond Standard Allowable Expense)if you want bo be reimbursed fully for your lodging expense.A copy of the form is stapled to this memo.Please get it back to me by July5th and the total on your expense statement will be added to your paychecd.Regards,Alex Doval31.Why has the statament been submitted?()A.To make air and hotel reservationsB.To request repayment for travel costsC.To dispute a credit card chargeD.To obtain authorization to stay in hotel32.Which expenditure went over the company limit?()A.Food and drinkB.TransportationC.AccmmodationsD.Parking33.How long did Mr.Dave Lincoln stay at the hotel?()A.Two nightsB.Three nightsC.Four nightsD.Six nights34.What accompanies the memo?()A.Various travel receiptsB.An employee’s paycheckC.An income tax certificateD.A document for additional repayment35.What can be inferred about Mr.Dave Lincoln’s trip?()A.He drove his own automobileB.He stayed at numerous hotelsC.He stayed longer than he needed to beD.He went to attend a convention第二部分综合知识（共55题，参考时限60分钟）一、单项选择题1.根据我国《商业银行资本充足率管理办法》，下列不属于附属资本的是（）。
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中国银行笔试历年真题及答案（回忆版）综合部分选择题
1．以下哪个同行拆借率是当前被认可和通行的（伦敦同业拆借率）
2．世界上第一个商业银行是？（英格兰银行）
3．巴塞尔协议规定的资本充足率为多少（8%）
4．商业银行的经营目的是什么？（盈利）
5．在日本发行的以美元计价的债券称为什么（欧洲市场债券）
6．利率互换的条件（币种相同、期限相同、利率计算方式不同）
7．关于卖空股指期货操作的题目
8．以下哪个选项最适合作为回购协议（国债、股票之类）
9．以下哪种票据需要承兑（远期汇票）
10．证券投资属于什么投资（直接投资、间接投资 and so on）
11．布雷顿森林体系崩溃时间（七十年代初期）
12．央行和商业银行的货币职能（央行提供原始货币，商业银行
制造派生货币）
13．凯恩斯的货币需求理论的特点是（强调利率的作用）
14．菲利普斯曲线描述的是什么？（通货膨胀与失业率之间的关系）
15．洛仑兹曲线描述的是什么？（收入分配公平水准）——不确
定是不是这道题
16．发行国债的最主要目的是什么？（筹集建设资金）
17．市场营销的核心环节是（交换）
18．关系营销的理论基础是什么
19．泰勒被尊称为什么（科学管理之父）
20．国内企业引进了激励奖金制后，现在激励奖金已经变成工资
的一部分，而失去了原本的激励作用，这样意味着？（激励效应在每
个国家作用不同、如何防止激励奖金变成工资的一部分是管理人员需
要重视和提升的什么什么，忘了）
21．某企业生产平均成本达到最小值，那么该企业（利润达到值、超额利润为零、边际成本等于平均成本or whatever）
22．劳动法对于加班时间的限定（每月不得超过36小时）
23．如果企业安排员工周末上班而又不予以调休，那么应支付多
少倍工资（2倍）
24．以下哪个选项免收营业税（医院提供医疗服务的费用、邮
局出售邮票、移动公司出售充值卡、还有一个选项忘了）
25．以下哪种情况免收个人所得税（保险理赔）
26．企业增值税的属性（A．归中央税入 B．归地方税入C．共享税中央为主 D．共享税地方为主）
28．A、B两个相连的会计年份和甲乙两种不同的会计方式混搭，
问哪个符合会计一致性原则
29．某跨国企业子公司财务报告与母公司合并，过程中遭遇的汇
率风险属于什么风险（经营风险、市场风险、经济风险、会计风险）
30．影响现金流的操作
31．以下哪个软件通常用来收发邮件（Outlook Express。
汗！）
32．BBS的功能不包括以下哪个选项（文件传输、发布信息、什么什么热表之类）
33．TCP/IP协议基于什么而写？（大概是这个意思。
）
34．世界上第一个网上银行是？（美国SFNB）
35．2007年6月召开的八国峰会的主要议题是什么（世界气候变暖问题）
36．我国提出十一五期间单位国内生产总值能源消耗降低多少？（20%）
37．当前我国的失业情况主要属于（结构性失业）
38．某商品需求弹性大于1，则该商品为（奢侈品）
39．马斯洛需求层次理论最低层是什么（生理需求）
40．构建和谐社会的根本出发点和落脚点是什么（以人为本）
41．某投资公司向客户承诺不低于30%的收益率，该行为属于（虚假陈述）
42．某国对B国汽车进口限制在10万辆以内，这种配额属于
（国别配额）
43．07年11月26日央行上调存款准备金率后的准备金率为多少（13．5%）
44．我国的外汇交易中心设在哪里（上海）
45．以下哪种情况不属于工伤范围（上班途中交通意外、出差发生意外、下班后在公司上网被歹徒抢劫等）
46．股份制公司成立的条件是（半数以上发起人在国内有固定房产）。