网上支付方式对比演讲稿
手机支付 演讲稿
手机支付演讲稿各位尊敬的领导、各位来宾，大家好！今天我非常荣幸能够在这里和大家分享关于手机支付的话题。
手机支付作为一种便捷、安全、高效的支付方式，已经在我们的生活中扮演着越来越重要的角色。
随着移动互联网的快速发展，手机支付已经成为人们日常生活中不可或缺的一部分。
首先，手机支付的便捷性是其最大的优势之一。
相比传统的支付方式，使用手机支付无需携带现金或银行卡，只需一部手机就可以完成支付。
无论是在超市购物、餐厅用餐还是乘坐公共交通工具，只需轻轻一扫，支付就完成了。
这种便捷的支付方式大大提高了人们的消费体验，也减少了携带现金的风险。
其次，手机支付的安全性备受人们关注。
通过指纹识别、人脸识别、密码锁等多重安全验证方式，手机支付可以有效保障用户的资金安全。
与此同时，手机支付平台也会不断升级安全防护措施，及时发现并阻止各种支付风险，保障用户的资金安全。
另外，手机支付的高效性也是其吸引人的地方。
无论是线上购物还是线下消费，手机支付都能够实现秒级到账，让支付变得更加迅速高效。
这对于商家来说，可以提高交易效率，对于消费者来说，则可以更加便捷地享受到商品和服务。
随着移动支付技术的不断创新和完善，手机支付将会在未来发挥越来越重要的作用。
我们可以预见，手机支付将会进一步普及，成为人们生活中的主流支付方式。
因此，我们需要充分认识到手机支付的重要性，同时也要加强对手机支付安全的保护意识，共同营造一个安全、便捷、高效的支付环境。
最后，我想强调的是，手机支付不仅仅是一种支付方式，更是一种生活方式的体现。
通过手机支付，我们可以更好地管理个人财务，更好地享受生活。
让我们一起拥抱手机支付，共同迎接智能支付时代的到来！谢谢大家！。
在网络移动支付方式中,便捷性更重要一辩稿
在网络移动支付方式的演进中，便捷性更重要谢谢主席、谢谢评委：大家晚上好！本场辩论我方的观点是：在网络移动支付的演进中，便捷性更重要。
开宗明义：移动支付亦称为手机支付，指用户使用其移动终端对所消费的商品或服务进行账务支付的一种服务方式。
是将客户的手机号码与银行卡账号进行绑定，随时随地为拥有银行卡的手机用户提供便利的个性化金融服务和快捷的支付渠道。
演进是指演变进化，通俗来讲就是发展史，而便捷性则是指方便、快捷。
我方的判准是：在网络移动支付方式的演进中，何者占主导地位何者就更重要。
我方将从以下三个方面阐述观点:首先便捷性是移动支付方式发展的先决条件。
2016年中国支付清算协会发布的《移动支付用户调研报告》中显示其中79.6%的用户因为操作简单、方便而选择移动支付，排名第一；47.5%的用户因不需带现金或银行卡选择移动支付，排名第二；而因为安全性选择移动支付的比例仅占24.0%，到2018年，操作简单和无需携带现金或银行卡仍是用户选择移动支付的主因。
由此可见，便捷性成为了消费者使用移动支付的先决因素。
经济基础决定上层建筑，便利性是移动支付得以快速发展的基础，也是推动其持续发展的决定因素，若我们不重视便捷性，无异于本末倒置，移动支付也无法长远发展。
其次网络移动支付的便捷性促进了产业的全面发展。
便利性是移动支付的灵魂和生命。
移动支付方式便利性的提高，一方面有利于手机和新兴技术的有机结合;另一方面有利于传统支付业务处理模式和处理流程进行重组和创新。
同时出于对便利性的更高追求，催生了移动支付众多的产业应用。
随着各种餐饮应用软件的兴起和发展，移动支付开始进入餐饮行业，这给不会或者不愿做饭的人们带来了极大的便利，也为大学生群体提供了便捷。
在购物行业，人们越来越热衷通过电商平台购买产品，这样既省时又省力，同时也促进了移动支付的发展。
移动支付的便捷性可以让用户随时随地缴纳生活费用、查询消费情况、设置个性服务，便利性在带动产业发展的同时，也推动了移动支付方式本身的升级。
移动支付发言稿
移动支付发言稿尊敬的主持人、各位嘉宾、女士们先生们：大家好！今天我演讲的主题是关于移动支付的。
移动支付是指通过手机等移动通讯设备进行的在线支付方式。
近年来，随着智能手机的普及和移动互联网的发展，移动支付在我们的日常生活中变得越来越重要。
首先，我想谈谈移动支付的便利性。
传统的支付方式通常需要我们携带现金或银行卡，而移动支付则简化了支付的过程。
我们只需将手机与商家的支付终端或其他用户的手机进行连接，就能完成支付。
无论是购买商品、支付水电费，还是转账给朋友，移动支付都能够提供更加便捷和快速的支付解决方案。
其次，我想谈谈移动支付的安全性。
很多人对于移动支付的安全性存在担忧，但实际上，现代移动支付系统都经过了多层加密和认证，比传统支付方式更为安全。
例如，我们使用的移动支付应用会要求我们设置独立的支付密码或指纹识别，并且会实时监测和预防不法分子的攻击。
此外，对于支付纠纷，移动支付平台也提供了丰富的售后服务，保护着用户的权益。
再次，我想谈谈移动支付在推动经济发展方面的重要作用。
移动支付不仅为消费者提供了更加便利的支付方式，也带动了电子商务和各行各业的创新发展。
基于移动支付的在线购物、共享经济、线上旅游等新业态正在改变我们的生活方式，并创造了更多的就业机会。
同时，移动支付也为政府提供了更加高效的税收征收和监管手段，促进了国家和社会的经济繁荣。
最后，我想谈谈移动支付在推动金融普惠方面所做出的贡献。
在传统金融体系无法满足全球范围内的金融服务需求时，移动支付成为了一种具有突破性意义的解决方案。
通过移动支付，我们不再受限于传统金融机构的地域限制，无论是偏远地区的农民、低收入人群还是缺乏信用记录的年轻人，都能够享受到便捷、快速的金融服务。
移动支付将金融服务推向更广泛的人群，促进了金融包容和经济增长的可持续性。
总而言之，移动支付作为一种便捷、安全、推动经济发展和金融普惠的支付方式，正逐渐成为我们生活的一部分。
我相信，随着移动支付技术的不断进步和普及，它将为我们带来更多的便利和福利。
比较支付方式的优缺点英语作文
比较支付方式的优缺点英语作文Comparison of Payment Methods: Advantages and Disadvantages.In today's fast-paced digital era, payment methods have evolved significantly, offering consumers a wide range of options to choose from. From traditional cash payments to modern digital wallets and cryptocurrencies, each payment method has its unique set of advantages and disadvantages. This essay aims to delve into the various payment methods, highlighting their strengths and weaknesses, and providing insights into their suitability for different scenarios.Cash Payments.Cash, as the oldest and most ubiquitous form of payment, continues to play a vital role in day-to-day transactions. Its primary advantage lies in its simplicity and immediacy. Cash transactions require no additional equipment or technology, making them accessible to all, regardless oftechnological proficiency. Furthermore, cash payments offer anonymity, as they do not leave a digital trail, which is often desired in privacy-sensitive transactions.However, cash payments also have their drawbacks. Firstly, they are prone to theft and loss, as physical money can be easily stolen or misplaced. Secondly, cash transactions can be inconvenient, especially when dealing with large amounts of money, as they require carrying significant sums of cash. Additionally, cash payments are not suitable for online transactions.。
电子支付的利与弊演讲稿
电子支付的利与弊演讲稿我们生活在这个信息化的时代，接触最多的便是网络了。
而在网络之中，最普遍、最常见的便是网络支付。
支付宝，微信支付，QQ支付，越来越多的支付平台，和支付软件出现在我们的视野，我们的生活之中。
但是网络支付，总是那么好吗？网络支付确实有一定它的好处。
你在出门的时候，并不需要带着那一沓厚厚的钱币，装在口袋里了。
你也不需要担心你的钱会掉在地上丢掉，或者是被别人偷窃。
因为，你的钱都储存在你的银行卡里，储存在你的网络银行账户中，可谓是滴水不漏，无从下手。
你在购物结账的时候也变得更为方便，不用从你那堆厚厚的潜力，找到一角，一元或是一些零钱。
你只需要在支付宝付款的界面，输入指定的金额，就轻松完成了。
所以，在这点意义上来说，网络支付带给人们的是一种新的购物体验和购物享受，使得购物在生活中更加的便捷，使得钱的流通在生活中速度加快。
但是网络支付也有它的弊端。
我曾记得发生过这样一则事例：一位江西的女子，在一个咖啡厅喝咖啡。
到了结账的时候，他连上了这个咖啡厅的无线网络，他的本意是想省下自己的一笔流量费，而省钱的目的。
但是他这一座可谓是大错特错，其实这个咖啡店的无线网络，早就被附近的黑客所盗窃了。
当他输入他的网银账号的那一刻，收到了银行发来的一条短信：您的银行卡已被取款三万元。
他倒是一下子就震惊了，自己每个月只有那辛辛苦苦的四千块钱血汗钱，怎么突然就被盗取了上万呢？他事不宜迟，赶紧报警。
最后才得知：原来是无线网络打的鬼，黑客刷去了他的全部财产。
经过这件事，他悔恨莫及，有了很深的生活教训。
其实网络支付也是一把双刃剑，我们在使用它的时候，一定要注意保障好个人隐私的安全，只有这样才能做到万无一失，将网络支付运用得游刃有余。
网络支付是否更方便辩论辩题
网络支付是否更方便辩论辩题正方，网络支付更方便。
首先，网络支付可以节省时间和精力。
在传统的支付方式中，人们需要去银行或者ATM取款，然后再进行支付，这样的过程非常繁琐。
而网络支付只需要在手机或者电脑上输入密码，就可以完成支付，省去了排队等待的时间，大大提高了支付的效率。
其次，网络支付可以随时随地进行。
无论是在家里、办公室还是在外面旅行，只要有网络连接的地方，就可以进行支付，极大地方便了人们的生活。
而传统支付方式则需要到银行或者商店进行支付，受到时间和地点的限制。
此外，网络支付还更加安全。
通过网络支付，可以避免携带大量现金而引发的安全问题。
同时，网络支付机构也会采取各种安全措施，保护用户的资金安全，防止被盗刷或者诈骗。
最后，网络支付还可以更好地管理个人财务。
通过网络支付，人们可以清晰地记录每一笔消费，方便进行财务管理和分析。
这对于个人的理财非常有帮助。
因此，网络支付更加方便、快捷、安全，能够提高生活效率，更好地管理个人财务，是一种更好的支付方式。
反方，网络支付并不更方便。
首先，网络支付存在着安全风险。
虽然网络支付机构会采取安全措施，但是网络支付依然存在被盗刷、诈骗等风险。
个人信息的泄露也会导致资金被盗。
相比之下，传统支付方式更加安全可靠。
其次，网络支付依赖于网络连接。
一旦网络出现问题，就无法进行支付，给人们的生活带来不便。
而传统支付方式则不受网络影响，可以随时进行支付。
此外，网络支付也存在着技术问题。
有时候会出现支付失败、系统崩溃等问题，给人们带来不必要的困扰。
而传统支付方式则相对稳定可靠。
最后，网络支付也会增加人们的消费欲望。
通过网络支付，人们可以轻松地进行消费，容易陷入消费陷阱，导致不必要的消费，对个人财务造成影响。
因此，网络支付并不比传统支付更方便，存在着安全风险、依赖网络连接、技术问题以及消费欲望增加的问题。
综上所述，网络支付的确在方便性上有其优势，但也存在着一些问题，需要人们在使用时谨慎对待。
比较电子支付和现金支付的英语作文
比较电子支付和现金支付的英语作文全文共3篇示例，供读者参考篇1With the rapid advancement of technology, electronic payment methods have become increasingly popular in recent years. People are now able to make transactions online or through mobile devices with ease. However, cash remains a widely used form of payment in the world. In this essay, we will compare and contrast electronic payment and cash payment.One of the major benefits of electronic payment is convenience. With electronic payment methods such as credit cards, debit cards, and mobile wallets, people can make transactions quickly and easily. They no longer need to carry around bulky wallets or worry about having enough cash on hand. Electronic payment also allows for seamless online shopping and bill payments, making it a convenient option for those who prefer to do transactions digitally.On the other hand, cash payment provides a sense of security and privacy. When paying with cash, people do not have to worry about their personal information being compromised orstolen. Cash transactions also do not leave a digital trail, which can be advantageous for those who value their privacy. Additionally, cash is universally accepted, making it a reliable form of payment in regions where electronic payment methods may not be as prevalent.Another advantage of electronic payment is the ability to track and manage expenses more efficiently. With electronic payment methods, people can easily monitor their spending, set budgeting goals, and receive transaction notifications inreal-time. This can help individuals better manage their finances and avoid overspending. In contrast, cash payments do not provide the same level of tracking and monitoring capabilities, making it more difficult to keep track of expenses.However, one of the downsides of electronic payment is the risk of fraud and cybersecurity threats. Hackers and scammers are constantly looking for ways to exploit vulnerabilities in electronic payment systems, leading to the potential for identity theft and financial fraud. Cash payment, on the other hand, eliminates this risk as transactions are made in physical form and are not susceptible to cyber threats.In terms of accessibility, electronic payment methods may not be available to everyone, especially in regions with limitedinternet connectivity or access to banking services. Cash payment, on the other hand, is universally accepted and can be used by anyone regardless of their financial status or access to technology. This makes cash payment a more inclusive option for those who may not have access to electronic payment methods.In conclusion, both electronic payment and cash payment have their own advantages and disadvantages. Electronic payment offers convenience, efficiency, and tracking capabilities, while cash payment provides security, privacy, and accessibility. Ultimately, the choice between the two payment methods will depend on individual preferences, circumstances, and needs. As technology continues to evolve, it is likely that electronic payment methods will become even more prevalent in the future, but cash payment will continue to be a reliable and widely accepted form of payment.篇2In today's digital age, the way we make payments has evolved significantly. Electronic payments have become increasingly popular, with more and more people opting to use methods such as credit cards, mobile wallets, and online transfers. While electronic payments offer convenience andefficiency, cash payments still hold their own advantages. In this essay, we will compare electronic payments and cash payments to understand the differences between the two methods.One of the key advantages of electronic payments is convenience. With electronic payments, you can make transactions anytime, anywhere, without the need to carry large amounts of cash. This is especially useful in an increasingly cashless society, where many businesses and services only accept electronic payments. In addition, electronic payments offer a faster and more efficient way to make transactions, as funds are transferred instantly and there is no need for physical exchange of money.Another benefit of electronic payments is security. When you make payments electronically, your personal and financial information is encrypted and protected, reducing the risk of theft or fraud. Electronic payment methods also offer additional security features such as biometric authentication and transaction alerts, giving you peace of mind when making transactions online or in-store.On the other hand, cash payments have their own advantages. One of the main benefits of cash payments is that they offer a sense of control over your spending. When you usecash, you are more aware of how much money you have and how much you are spending, which can help you budget and manage your finances more effectively. Cash payments also do not require any additional fees or charges, making them acost-effective option for small transactions.Another advantage of cash payments is their universal acceptance. Cash is widely accepted at almost all businesses and services, regardless of whether they have the technology to accept electronic payments. This can be especially useful in situations where electronic payment systems are unavailable or experiencing technical difficulties.In conclusion, both electronic payments and cash payments have their own set of advantages and disadvantages. Electronic payments offer convenience, security, and efficiency, while cash payments provide a sense of control, universal acceptance, and cost-effectiveness. Ultimately, the choice between electronic payments and cash payments will depend on your personal preferences, spending habits, and lifestyle. Regardless of which method you choose, it is important to understand the differences between the two and make informed decisions when making payments.篇3With the advancement of technology, electronic payments have become increasingly popular and widespread. However, cash payments still remain a common and trusted method of transaction. In this essay, we will compare the pros and cons of electronic payment and cash payment.Firstly, electronic payments offer convenience and efficiency. With just a few clicks on a smartphone or computer, one can easily make payments online or transfer money to another individual. This saves time and reduces the hassle of carrying physical cash. Furthermore, electronic payments are also more secure as there is less risk of theft or loss compared to carrying a large amount of cash.On the other hand, cash payments are accepted everywhere and do not require a stable internet connection. This makes cash a more reliable form of payment, especially in areas with limited access to technology or in emergencies where electronic systems may fail. Cash payments also provide a sense of anonymity and privacy as there is no digital record of the transaction.In terms of cost, electronic payments may incur transaction fees or service charges, especially for international transfers or payments using certain platforms. Cash payments, on the other hand, are usually free of additional charges. However, theconvenience and security offered by electronic payments may outweigh the extra costs for some individuals.Another important factor to consider is financial management. Electronic payments allow for easier tracking of expenses and budgeting through digital records and online banking tools. Cash payments, on the other hand, can be more difficult to track and manage, leading to potential overspending or loss of money.Additionally, the impact on the environment should also be taken into consideration. Electronic payments reduce the need for physical cash which can lead to less paper usage and waste. Cash payments, on the other hand, require the production and transportation of paper money which can have a negative impact on the environment.In conclusion, both electronic payments and cash payments have their own advantages and disadvantages. The choice between the two methods ultimately depends on individual preferences, circumstances, and needs. While electronic payments offer convenience, efficiency, and security, cash payments provide reliability, anonymity, and acceptance everywhere. As technology continues to evolve, it is important toweigh the pros and cons of each payment method to make informed decisions that suit our financial needs and lifestyle.。
比较线上支付和线下支付的区别英语作文
比较线上支付和线下支付的区别英语作文篇1Payment Methods: Online vs OfflineHey guys! Today I want to talk about something that we all use almost every day – payment methods! There are two main types of payment: online and offline. Let me tell you about the differences between them.Online PaymentsOnline payments are super cool! You don't even need to carry cash or cards with you. All you need is your phone or computer. Here's how it works:E-wallets and AppsThings like PayPal, Venmo, and Cash App let you send and receive money through your phone or computer. You just need to link your bank account or debit/credit card. Then you can pay your friends, shop online, or even pay some bills!Online BankingMany banks now let you pay bills and transfer money through their websites or mobile apps. You can schedulepayments in advance so you never miss a due date. Isn't that neat?Buy Now, Pay LaterCompanies like Klarna and Afterpay let you buy stuff online and pay for it later in interest-free installments. It's like ashort-term loan but without the fees! Just be sure to pay on time.The best part about online payments is the convenience. You can shop and pay from anywhere, anytime! No more worrying about having enough cash. However, you do need to be careful about security and fraud.Offline PaymentsThese are the old-school, traditional ways of paying. You probably see them every day:CashGood ol' cash! Using paper bills and coins is still very common, especially for small purchases. But carrying a lot of cash can be risky if you lose your wallet or money.Debit/Credit CardsPlastic cards that you swipe, insert, or tap to pay. They're accepted pretty much everywhere these days. Just don't go spending more than you can actually pay back!ChecksYeah, I know checks seem super outdated now. But some people and businesses still use them occasionally, even though they're a hassle to write and deposit.Mobile WalletsApps like Apple Pay and Google Pay let you pay in stores by holding your phone close to the payment terminal. It's like a digital version of your debit/credit card!The main advantage of offline payments is that you don't need an internet connection. The downside is having to carry cash, cards, or checks around. It can also be slower than just tapping your phone.So those are the key differences between paying online and offline. Of course, there are pros and cons to each method. The most important thing is to understand how they work and use them safely! Let me know if you have any other questions.篇2Title: Online and Offline Payments: Which One is Better?Hey guys! Today, I want to talk about something that we all use almost every day - payments! Whether we're buying snacks, toys, or even clothes, we need to pay for them. But have you ever wondered what the difference is between online and offline payments? Let me break it down for you!Online Payments:Online payments are when we use the internet to transfer money from our bank accounts or digital wallets to the seller's account. It's like sending a text message, but instead of words, we're sending money! Cool, right?One of the best things about online payments is that they're super convenient. We don't have to carry cash or cards with us all the time. We can just whip out our phones or laptops and make payments from anywhere. Imagine you're at the park and you suddenly remember you need to pay your friend back for those candies they bought you last week. With online payments, you can do it right then and there!Another great thing about online payments is that they're often faster than offline payments. When you pay online, themoney gets transferred almost instantly! No more waiting in long lines at the bank or the store.However, there are also some drawbacks to online payments. For example, you need to have a stable internet connection to make them. If your internet is acting up, you might have trouble making payments. Also, there's always a risk of cyber attacks or hacking, which could compromise your personal and financial information.Offline Payments:Offline payments are the more traditional way of paying for things. This includes using cash, checks, or credit/debit cards in person at a store or other physical location.One of the biggest advantages of offline payments is that they don't rely on the internet. So, even if your internet is down or you're in an area with poor connectivity, you can still make payments using cash or cards.Offline payments can also feel more secure for some people, especially when it comes to using cash. With cash, there's no need to worry about cyber threats or your personal information being compromised.However, offline payments can be less convenient than online payments. You have to carry cash or cards with you wherever you go, and if you run out, you might have to make a trip to the bank or ATM. Also, if you're making a large payment, carrying a lot of cash can be risky.Another downside of offline payments is that they can be slower than online payments. When you pay with a credit or debit card, the transaction has to be processed, which can take a few seconds or even minutes. And if you're paying with a check, it might take a few days for the payment to clear.So, which one is better? Well, it really depends on your personal preferences and situation. If you value convenience and speed, online payments might be the way to go. But if you prefer the traditional method and don't mind carrying cash or cards, offline payments could work better for you.Personally, I like using a combination of both online and offline payments. For small purchases like snacks or toys, I find online payments super handy. But for bigger purchases, like clothes or electronics, I sometimes prefer to pay offline with a credit card because it feels more secure.No matter which method you choose, it's important to always be careful and secure when making payments. Don'tshare your personal or financial information with anyone you don't trust, and be cautious of potential scams or cyber threats.Well, that's all I have to say about online and offline payments! I hope this little essay has helped you understand the differences between the two. Remember, the choice is yours, so pick the payment method that works best for you. Happy shopping (and paying)!Word count: 2012篇3亲爱的小朋友们,你们好!今天我们来讲一讲线上支付和线下支付的区别。
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
网上支付又称为网络支付，是指通过互联网实现的C2C、B2B之间在线货币支付、资金清算、查询统计等过程Online payment is refers to through the Internet to achieve online payment, fund clearing, and statistics between C2C or B2B .主要支付模式包括The main mode of online payment including 1.Online bank payment2.The third party payment 3.Virtual currency paymentThe first topic is 1.Online bank payment网上银行支付是指客户在银行柜台或银行网站上签约网上银行后，利用银行的网上支付系统所进行的资金支付活动。
Online bank payment means customers signing the online bank at the bank counter or on the bank site, using the bank's online paymentsystem for doing payment activities.在所有的网上银行之中，中国工商银行占有最大的比例，所以我们以中国工商银行为例子来进一步说明网上银行In all of the online bank, the industrial and Commercial Bank of China holds the largest proportion, so we in the industrial and Commercial Bank of China as an example to further explain the online bank.中国工商银行拥有最多的企业客户资源，网上银行交易规模是所有银行的顶部，根据这张“2011 网上银行数据比“第三季度，我们可以看到2011中国网上银行市场交易量第三季度达到2122000元。
ICBC has the most customer resources, the online bank transaction scale is the top of all banks, according to this picture " The third quarter of 2011 the online bank data ratio ", we can see the third quarter of 2011 China online bank market transaction volume reached 2.122 million yuan.Then how about The security of the Online bankTake Industrial and Commercial Bank of China as an example, it includes3 kinds of security tools.1. U shieldU盾是获得国家专利的硬件加密工具，具有很高的安全性，可以最大程度的保证交易安全U shield is an encryption hardware tool which obtained national patent, it with high safety, can provide the maximum degree of transaction security2. ICBC electronic cipher工银电子密码器是工行为客户提供的一款全新的电子银行安全产品，是具有内置电源和密码生成芯片、外带显示屏和数字键盘的硬件介质，您无需安装任何程序即可在电子银行等多渠道使用。
安全性较高ICBC electronic cipher is a products with new electronic technology to provide high security , is a hardware medium which has a built-in power supply, a password chip and a digital keyboard, The point is you do not need to install any software then you can use it in the electronic bank channel.3. Electronic bank password card电子银行口令卡的保密性也是极高，客户只需携带有效证件和注册过网上银行的银行卡，即可到工行营业网点领取电子银行口令卡Electronic bank password card’s security is very high too, you just need carry your identity card and registered online bank customer's bank card, to ICBC business hall and you can get your electronic bank password card第二方面The second way of paying online is.The third party payment.第三方支付平台是一个支持产品在本国和外国的银行交易或合同，提供了第三个独立的组织服务。
第三方支付有一定的经济实力和良好的信誉的保证。
The third party payment is a supported platform which product in national and foreign banks to make contract, transaction or provides services on third independent organization. The third party payment have a certain economic power and a good credibility of the guarantee.从这幅图可以看出，在所有的第三方支付方式中，用支付宝的客户占据了绝大部分的市场，财付通居于次位。
所以我们以支付宝的为例来说明第三方支付的工作方式From the picture we can see, in all third party payment, alipay customers occupy most of the market, tenpay is secondary. So we take the alipay for an example to illustrate the third party payment way of working直到2011十二月，支付宝用户数已超过650000000，最高日贸易超过4500000000元，日贸易达到33690000的峰值数目。
支付宝的产品，独特的概念和庞大的用户是吸引越来越多的企业和合作伙伴的选择支付宝作为其在线支付依据。
目前除淘宝和阿里巴巴，供应商和合作伙伴的支持支付宝在线支付和移动支付服务已经达到460000，覆盖商对客，C2C购物，空中旅行的机票，生活服务，金融，公共福利等方面Until 2011 December, Alipay users number has exceeded 650 million, the highest trading in one day more than 4.5 billion yuan, the peak number trading in one day reached 33.69 million. Alipay products, unique concept and the huge user is the basis to attract more and more businesses and partner selection Alipay as their online payment. In addition to Alibaba and Taobao, the vendors and partners support Alipay online payment and wireless payment services had reached 460 thousand, covers B2C, C2C shopping, air travel ticket, life service, finance, public welfare and other aspects安全？Then how about the security of the third party payment ? Take Alipay as an example, it includes 4 kinds of security tools.Safety controller为了提升支付宝账户的安全性，防止账户密码被木马程序或病毒窃取，支付宝公司精心设计并推出安全控件，该控件能够有效防止木马程序截取键盘记录。
In order to improve the safety of Alipay account, prevent account password from computer virus, alipay company design and launch the safety controller, this controller can effectively prevent the recording of thekeyboard.2. Digital certificate数字证书是使用支付宝账户资金的身份凭证之一，加密您的信息并确保账户资金安全。
数字证书由权威公正的第三方机构CA中心签发。
Digital certificate is the identity certificate to using fund in alipay account, encrypt your information and ensure the safety of the funds in the account. Digital certificate issued by CA center which is the third party’s authority.3.Third party certificate绑定第三方证书将可以保障您在网上交易资金和支付宝账户安全。