真题2
高考英语全国卷2真题参考答案
高考英语全国卷2真题第I卷第一部分：听力(共两节，满分30分)第一节(共5小题;每小题1.5分，满分7.5分)听下面5段对话。
每段对话后有一个小题，从题中所给的A、B、C三个选项中选出最佳选项，并标在试卷的相应位置。
听完每段对话后，你都有10秒钟的时间来回答有关小题和阅读下一小题。
每段对话仅读一遍。
1.What does the woman say about Susan?A. Susan is a fast worker.B. Susan did Jack’s homework.C. Susan didn’t do all her own homework.2.What does the man suggest that the woman should do?A. Put her report on his desk.B. Improve some parts of her paper.C. Mail her report to the publisher.3.If they leave now, how long will they be late for the show?A. 5 minutes.B. 10 minutes.C. Half an hour.4.What does the man think of the car?A. The car looks fine.B. It runs well, but it looks old.C. The engine is good, but the brakes need work.5.What are the two speakers talking about?A. A weekend plan.B. A football game.C. A weekend movie.第二节(共15小题;每小题1.5分，满分22.5分)听下面5段对话或独白。
22年考研英语真题二答案
22年考研英语真题二答案(文章正文开始)阅读理解部分：Passage 1题目：The importance of motivation答案：In this passage, the author emphasizes the importance of motivation in achieving success. Motivation is presented as the driving force behind individuals' actions and as a key factor in overcoming challenges. The author suggests that motivation can be fostered through setting goals, seeking support, and maintaining a positive mindset.Passage 2题目：The impact of climate change on biodiversity答案：This passage discusses the detrimental effects of climate change on biodiversity. It highlights the loss of species diversity, habitat destruction, and the disruption of ecosystems as consequences of global warming. The author emphasizes the urgency of taking action to mitigate the effects of climate change and protect the Earth's biodiversity.Passage 3题目：The benefits of meditation答案：In this passage, the author explores the various benefits of meditation. The practice of meditation is shown to have positive effects on mental well-being, reducing stress and anxiety. It is also linked to improved focus, enhanced creativity, and better overall health. The author suggests incorporating meditation into daily routines for maximum benefits.Passage 4题目：The evolution of technology in education答案：This passage traces the evolution of technology in education and its impact on learning. From traditional classrooms to online platforms and virtual reality, the author discusses how technology has revolutionized teaching methods and widened access to education. The benefits and challenges of integrating technology in classrooms are examined, with an emphasis on the need for digital literacy.翻译部分：翻译一题目：How does technology affect our daily lives?答案：技术对我们日常生活的影响是多方面的。
往年真题2
2、为什么改革是社会主义社会发展的直接动力？答：（1）改革是实现社会主义本质的重要手段和根本途径（3分）a．改革，就是通过和平的、渐进的方式变革生产关系和上层建筑，以适应和促进生产力的发展。
b、改革对解放和发展生产力的直接推动作用，主要表现在改革是解决社会主义社会基本矛盾的根本途径。
c、改革是充分调动广大人民群众积极性的必要途径(2)改革是中国的第二次革命（4分）a、邓小平关于社会主义发展动力的精辟概括b、改革为什么是中国的第二次革命首先，这是由改革的实质决定的。
判断一次社会变革是不是一次革命，最根本的是坚持生产力标准，看其是否解放和发展了生产力。
改革就是要清除那些束缚生产力发展的障碍和弊端。
其次，这是由改革的深刻性和全面性决定的。
再其次，这是由改革任务的艰巨性和时间的紧迫性决定的。
（3）改革是社会主义制度的自我完善（3分）改革的对象、方式和目的决定了改革是社会主义制度的自我完善和发展。
a、改革的对象是不适应生产力发展的旧体制。
b、社会主义改革是在中国共产党和人民政府的领导下的渐进式的改革。
c、社会主义改革的目的是为了更好地实现最广大人民群众的根本利益。
如何提高文化软实力？2.①深化文化体制改革，在加大公共文化事业投入和扶持力度的同时，积极推进文化产业的发展，做到公益性文化和经营性文化产业协调发展。
②避免文化产业化过程中文化政绩化的现象，加强创新机制，提高文化产业的竞争力。
③改变中国文化产业规模小、相对分散、总体实力弱的现状，走出中国文化产业的碎片时代，对现有文化产业进行整合，发挥规模效益。
④积极吸取韩国等发达国家的做法，坚持文化“外推”和“内引”相结合的方针，让世界充分了解中国文化。
⑤政府加大文化立法的力度，增强文化保护意识。
中国经济发展面临的资源挑战对经济增长方式转变提出了何种要求？（一）1.经济增长方式分为粗放型和集约型两种。
粗放型经济增长方式是指主要依靠生产要素的数量扩张而实现经济增长的方式，其表现是高投入、高消耗、低产出、低效率。
考研英语二真题及答案完整版（2）
考研英语二真题及答案完整版（2）25.The home front differs from the workplace in that_____________[A]home is hardly a cozier working environment[B]division of labor at home is seldom clear-cut[C]household tasks are generally more motivating[D]family labor is often adequately rewarded答案：21.D offered greater relaxation than the workplace22.B childless husbands23.A they are both bread winners and housewives24.C earnings25.B division of labor at home is seldom clear-cutText 2For years, studies have found that first-generation college students-those who do not have a parent with a college degree-lag other students on a range of education achievement factors. Their grades are lower and their dropout rates are higher. But since such students are most likely to advance economically if they succeed in higher education, colleges and universities have pushed for decades to recruit more of them. This has created "a paradox" in that recruiting first-generation students, but then watching many of them fail, means that higher education has "continued to reproduce and widen, rather than close" achievement gap based on social class, according to the depressing beginning of a paper forthcoming in the journal Psychological Sciense.But the article is actually quite optimistic, as it outlines a potential solution to this problem, suggesting that anapproach(which involves a one-hour, next-to-no-cost program) can close 63 percent of the achievement gap(measured by such factors as grades)between first-generation and other students.The authors of the paper are from different universities, and their findins are based on a study involving 147 students(who completed the project)at an unnamed private unive rsity.First generation was defined as not having a parent with a fou r-year college degree Most of the first-generation students(59.1 percent) were recipients of Pell Grants，a federal g rant for undergraduates with financial need，while this was true only for 8.6 percent of the students wit at least one parent with a four-year degreeTheir thesis-that a relatively modest inte rvention could have a big impact-was based on the view that first-gene ration students may be most lacking not in potential but in practical knowledge about how to deal with the issues that face most college students They cite past resea rch by several authors to show that this is the gap that must be na rrowed to close the achievement gap.Many first-gene ration students"struggle to navigate the middle-class culture of higher education，learn the'rules of the game，'and take advantage of college resou rces," they write And this becomes more of a problem when collages don't talk about the class advantage and disadvantages of different groups of students Because US colleges and universities seldom acknowledge how social class can affect students' educational expe rience，many first-gene ration students lack sight about why they a re struggling and do not unde rstand how students' like them can improve26. Recruiting more first-generation students has[A]reduced their d ropout rates[B]narrowed the achievement gao[C] missed its original pu rpose[D]depressed college students27 The author of the research article are optimistic because[A]the problem is solvable[B]their approach is costless[q the recruiting rate has increased[D]their finding appeal to students28 The study suggests that most first-gene ration students[A]study at private universities[B]are from single-pa rent families[q are in need of financial support[D]have failed their collage29. The author of the paper believe that first-generation students[A]a re actually indifferent to the achievement gap[B]can have a potential influence on othe r students[C] may lack opportunities to apply for resea rch projects[D]are inexperienced in handling their issues at college30.We mayinfer from the last paragraph that--[A]universities often r~ect the culture of the middle-class[B]students are usually to blame for their lack of resources[C]social class g reatly helps en rich educational experiences[D]colleges are partly responsible for the problem in question答案：26.C missed its original purpose27.A the problem is solvable28.C are in need of financial support29.D are inexperienced in handling issues at college30.D colleges are partly responsible for the problem in questionText3Even in traditional offices，"the lingua franca of corporate America has gottenmuch more emotional and much more right-brained than it was 20 years ago，" said Ha rva rd Business School professor Nancy Koehn She sta rted spinning off examples."If you and I pa rachuted back to Fortune 500 companies in 1990，we would see much less frequent use of terms like Journey, mission,passion. There were goals，there were strategies，there were objectives，but we didn't talk about energy;we didn't talk about passion."Koehn pointed out that this new era of corporate vocabula ry is very "team"-oriented-and not by coincidence."Let's not forget sDorts-in male-dominated corporate America，it's still a big deal. It's not explicitly conscious;it's the idea that I'm a coach，and you're my team，and we're in this togethec. There are lots and lots of CEOs in very different companies，but most think of themselves as coaches and this is their team and they want to win".These terms a re also intended to infuse work with meaning-and，as Khu rana points out，increase allegiance to the firm."You have the importation of terminology that historically used to be associated with non-profit organizations and religious organizations：Terms like vision，values，passion，and purpose，"saidKhuranaThis new focus on personal fulfillment can help keep employees motivated amid increasingly loud debates over work-life balance The "mommy wars" of the 1990s a re still going ontoday, prompting arguments about whywomen still can'thave it all and books like Sheryl Sandberg's Lean In，whose title has become abuzzword in its own right. Terms like unplug，offline，life-hack，bandwidth，andcapacity are all about setting boundaries between the office and the home But ifyour work is your "passion," you'II be more likely to devote yourself to it，even ifthat means going home for dinner and then working long after the kids are in bedBut this seems to be the irony of office speak：Everyone makes fun of it，butmanage rs love it，companies depend on it，and regular people willingly absorb itAs Nunberg said，"You can get people to think it's nonsense at the same timethat you buy into it." In a workplace that's fundamentally indiffe rent to your lifeand its meaning office speak can help you figu re out how you relate to yourwork-and how your work defines who you are31. According to Nancy Koehn, office language has become________[A]more e motional[B]more objective[C]less energetic[D]less energetic[E]less strategic32."team"-oriented corporate vocabulary is closely related to________[A]historical incidents[B]gender difference[C]sports culture[D]athletic executives33.Khurana believes that the importation of terminology aims to________[A]revive historical terms[B]promote company image[C]foster corporate cooperation[D]strengthen employee loyalty34.It can be inferred that Lean In_________[A]voices for working women[B]appeals to passionate workaholics[C]triggers dcbates among mommies[D]praises motivated employees35.Which of the following statements is true about office speak?[A]Managers admire it but avoid it[B]Linguists believe it to be nonsense[C]Companies find it to be fundamental[D]Regular people mock it but accept it答案：31.A more emotional32.C sports culture33.D strengthen employee loyalty34.A voices for working women35.C companies find it to be fundamental。
2023年6月英语四级真题第2套
Part I Writing(30 minutes)Directions: Suppose the student union of your university is organizing an online discussion on interpersonal relationships. You are to write an essay on ways to maintain a warm and friendly relationship with your classmates and on the benefits of such a relationship. You will have 30 minutes for the task. You should write at least 120 words but no more than 180 words.Part II Listening Comprehension (25 minutes)Section ADirections: In this section, you will hear three news reports. At the end of each news report, you will hear two or three questions. Both the news report and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A), B),C) and D). Then mark the corresponding letter on Answer Sheet 1 with a single line through the center.Questions 1 and 2 are based on the news report you have just heard.1. A) A man was bitten by a snake. C) A man kept a 4-foot snake as a pet.B) A man was taken to a hospital. D) A man fell off his toilet seat.2. A) Where the snake had been taken. C) How the snake was captured.B) Whether the snake was infected. D) Who owned the snake.Questions 3 and 4 are based on the news report you have just heard.3. A) Taking her trash out infancy dresses. C) Sharing her photos with famous movie stars.B) Amusing herself by going to ball parties. D) Posting her daughter's photos on social media.4. A) To make herself popular. C) To please her daughter.B) To amuse people. D) To record her achievements.Questions 5 to 7 are based on the news report you have just heard.5. A) Eat as much as they want for $10. C) Have a meal even if they have no money.B) Have a chance of winning a $ 100 prize. D) Get a free meal after answering some questions.6. A) It was brought up by two staffers. C) It originated from a donation to her staff.B) It helped to popularize her restaurant. D) It was suggested by some of her customers.7. A) Fifty customers have offered donations. C) Many people have come to eat at the restaurant.B) More people have been giving than taking. D) Most staffers have received messages of kindness. Section BDirections: In this section, you will hear two long conversations. At the end of each conversation, you will hear four questions. Both the conversations and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A), B), C) and D). Then mark the corresponding letter on Answer Sheet 1 with a single line through the center.Questions 8 to 11 are based on the conversation you have just heard.8. A) He is a psychologist. C) He is a host for a TV program.B) He is a famous writer. D) He is a primary school teacher.9. A) Why social media accounts vanish without a trace.B) Why parents raise their children in different ways.C) Why people fail to respond to emails promptly.D) Why friends break off contact all of a sudden.10. A) They simply shut themselves down. C) They scream to get their parents back.B) They avoid showing their emotions. D) They attempt to ignore the whole situation.11. A) They may regard any difference as the end of a relationship.B) They are on better terms with friends and romantic partners.C) They try to express their feelings and thoughts effectively.D) They attach more value to their relationships with others.Questions 12 to 15 are based on the conversation you have just heard.12. A) Their price. C) Their quality.B) Their color. D) Their design.13. A) Jeans are a typical American garment.B). America makes the best-known brands of j eans.C) America has the best weaving tools in the world.D) Jeans are available in a greater variety in America.14. A) They are artificial. C) They are unique.B) They are natural. D) They are special.15. A) They are for casual wearing. C) They are much too pricey.B) They are popular with boys. D) They are worth the price.Section CDirections: In this section, you will hear three passages. At the end of each passage, you will hear three or four questions. Both the passages and the questions will be spoken only once. After you hear a question, you must choose the best answerfrom the f our choices marked A), B), C) and D). Then mark the corresponding letter on Answer Sheet 1 with a single line through the center.Questions 16 to 18 are based on the passage you have just heard.16. A) He desires more in life. C) He feels as inspired as other audience members.B) He wants to see it again. D) He longs to become a superstar himself.17. A) It is rather unrealistic. C) It is somewhat complicated.B) It is extremely artistic. D) It is relatively predictable.18. A) They are biased against women. C) They are full of shootings.B) They are basically misleading. D) They are too simple.Questions 19 to 21 are based on the passage you have just heard.19. A) It can highlight leadership. C) It is a means to inspire creative thinking.B) It can help connect people. D) It is an intuitive way to solidify friendship.20. A) Allow them to recite data points. C) Enable them to remember the main idea.B) Make them more open to learning. D) Stimulate them to engage in discussions.21. A) Inspire listeners' imagination. C) Convey fundamental values.B) Enrich their own experience. D) Explain insightful ideas.Questions 22 to 25 are based on the passage you have just heard.22. A) Immigrants outnumber U.S.-born Americans.B) Immigrants have been contributing to the U.S.C) Another wave of immigrants is hitting the U.S.D) The number of immigrants to the U.S. is declining.23. A) More of them expect their children to succeed in business.B) They have fewer chances to be hired by U.S. companies.C) They have founded most Fortune 500 companies.D) More of them are successful businesspeople.24. A) They have higher installment loan debt than native-born Americans.B) Nineteen percent of them borrow money from friends and family.C) Their level of debt is lower than that of native-born Americans.D) Thirty-four percent of them use credit for their daily purchases.25. A) Keep their traditional values and old habits. C) Borrow money from financial institutions.B) Find employment in competitive businesses. D) Collaborate with native-born Americans.Part III Reading Comprehension (40 minutes)Section ADirection s: In this section, there is a passage with ten blanks. You are required to select one word f or each blank f rom a list of choices given in a word bank f ollowing the passage. Read the passage through carefully before making your choices. Each choice in the bank is identified by a letter. Please mark the corresponding letter for each item on Answer Sheet 2 with a single line through the centre. You may not use any of the words in the bank more than once.Morocco is responding to increasing energy demands by setting up one of the largest solar plants in the world.The Noor solar power station is ___26___ in the city of Ouarzazate and, once completed, will generate 580 million watts of electricity. The World Bank estimates it will serve 1.1 million people. It's ___27___ to be completed soon.Morocco's current energy comes ___28___ from imports. The nation hopes to get 50 percent of its energy from renewable sources by 2030. With demand for energy ___29___ at an annual rate of 7 percent, the new solar plant could be a ___30___ part of that goal."This makes Morocco a big ___31___ in the field of solar energy in the Arab region and the African continent. It could also be a forerunner for many other countries in the world that ___32___ on foreign imports of energy," said Ali Hajji, a solar energy specialist and engineering professor.Experts believe that the Middle East and North Africa have huge ___33___ for solar energy projects. This is partly because of adequate sunlight and partly because technology has become more ___34___ in the region."The last few years have seen a realization of ___35___ how competitive solar technologies can be," said Michael Taylor, a senior analyst at the International Renewable Energy Agency.Section BDirections: In this section, you are going to read a passage with ten statements attached to it. Each statement contains information given in one of the paragraphs. Identify the paragraph from which the information is derived. You may choose a paragraph more than once. Each paragraph is marked with a letter. Answer the questions by making the corresponding letter on Answer Sheet 2.New Formula One Chief Hopes to Grab Americans' AttentionA) For the past four decades, the leader of Formula One car racing, one of the biggest annual sporting seriesin the world, was Bernie Ecclestone, a former motorcycle parts dealer who built it into an international presence essentially on his own.B) A skilled backroom operator who speaks without a filter, Ecclestone said often that in his opinion, thesport was at its best when he was allowed to act as "a dictator.”C) Yet now the dictator is gone. After an American company, Liberty Media, acquired the Formula Onecompetition recently, Chase Carey—a former executive with Fox Broadcasting Company and DirecTV who by his own admission is not a fierce racing fan—was named to replace Ecclestone and to try to renovate the organization's management, reach and ambition.D) Among the goals, Carey said in an interview on Tuesday, is one that just about every global sport seemsinterested in chasing: increasing interest in the United States. "People have said we're going to "Americanize' it," Carey said. "And we're not going to do that totally. But realistically, there are some elements ofAmericanization that the sport could use."E) While Formula One commands enormous audiences throughout much of the world, many Americansports fans know it as that other motorsport, the one that is not Nascar (纳斯卡车赛). Formula One teams race far more technologically advanced vehicles around tracks all over the world-in magnificent events in places like Malaysia, Monaco, Singapore and the United Arab Emirates, and on tradition-rich tracks like Silverstone in England and Monza in Italy too.F) The series has an annual race in Austin, Texas. But within "a few years," Carey said, he plans to bringanother to a destination American city, like New York, Los Angeles, Miami or Las Vegas. Carey's ambitious plan is two-fold: first, change the business model of Formula One, which he said was a "one-man show" under Ecclestone that had a largely narrow vision when it came to negotiating partnership deals; and second, alter the way fans experience the sport, both in person and remotely, so that connections between the audience and people within the series are easier to make.G) Increased digital access for fans, a more behind-the-scenes experience for broadcast viewers andinnovation in areas like virtual reality-what is it like to speed around a track inside a Ferrari?-are among the possibilities. "The sport has clearly been underserved," Carey said. "It doesn't do anything digitally.There's no marketing. It doesn't tell any stories. The goal in this is to make the fans connect to the live experience as much as possible, and the tools you have to do that, we're not using at all."H) The larger question, though, is a familiar one: Is there room for Formula One in the ever-crowded sportslandscape of the United States? Opinions vary, particularly because viewing habits among consumers continue to evolve. John Bloom, a professor at Shippensburg University who has studied American sports history, said the biggest challenge for any sport trying to increase its presence in the United States was framing itself in a way that had lasting appeal. "Sports generally become popular in some way because they establish a narrative," Bloom said. "When I think of motorsports in the U.S., what we allthink of is Nascar, and the narrative ofNascar is sort of rural, white, working-class Americans, mostly in the South, connecting with the atmosphere of those races. That's the narrative. When I think of the narrative ofFormula One, it's a very different kind of audience."I) That difference, Carey said, is significant. While some might immediately link Formula One to Nascar interms of American growth, Carey said Formula One's brand research had indicated there was very little crossover; rather, Formula One fans generally cite other so-called elite events, like Wimbledon or the Ryder Cup, as competitions they enjoy. "Other than they're both cars, the Nascar fan base is a very different fanbase," Carey said. "It's a very regional fanbase. Formula One is a global, famous brand of stars. These are machines that shock and awe you."J) Carey's background is in deal making and innovation. At Fox Broadcasting Company, he was a top advisor for years, known for his skill in helping to lead the launch of the company into sports, as well as the start of Fox News Channel. After going to DirecTV, he positioned the satellite provider as a mainstream option in millions of households.K) Now, after Liberty Media paid $4.4 billion to acquire Formula One, he is charged with making the investment pay off. "I think they can build Formula One in the U.S.," said Patrick Crakes, an executive at In Vivo Media Group who spent 25 years at Fox Broadcasting Company before leaving in 2016 as a senior manager at Fox Sports. "People don't work on their cars anymore. They don't want that connection anymore. It's about technology and pushing the limits. It's about speed, danger and risk. And Formula One has that more than any other racing series."L) That is what hooked Carey, and he said he thoughthis experience was not unusual. He recalled attending Formula One's Monaco race last year and being overwhelmed by the ceremony leading up to the event, the way the race charmed the city for days ahead of the start. In his mind, it felt like a Super Bowl （超级碗橄榄球赛).M) Then, on race day, he watched as the cars rocketed out of a tunnel and went screaming toward a tight turn with the city's harbor and the Mediterranean Sea in the background framing the scene. He was fascinated."You can't help but be awed," he said, "and I think that feeling can be translated to the viewer."N) He added: "The broader sport is a little too inward-looking, and we need to be more open. In some ways, I'm glad to becoming from the outside. The guys who are in the sport forever are sitting there saying: 'We can't do that. We can't do that because it's never been done that way.""36. Chase Carey believes greater use should be made of digital technology to make Formula One moreaccessible to its fans.37. Chase Carey was deeply impressed by the ceremony preceding last year's Monaco race.38. One of Chase Carey's goals is to make Formula One more appealing to Americans.39. A former motorbike parts dealer led Formula One for the past forty years.40. Chase Carey thought the audience ofFormula One could be made to share his feeling about the race.41. Chase Carey used to serve as a top advisor for a major broadcasting company.42. Chase Carey intends to make connections easier between the audience and the Formula One racers.43. The new leader ofFormula One admitted he was not super interested in car racing.44. People's opinions differ as to whether Formula One can be promoted in the U.S.45. Compared with other racing series, Formula One focuses more on speed and involves more danger.Section CDirections: There are 2 passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A),B),C)and D).You should decide on the best choice and mark the corresponding letter on Answer Sheet 2 with a single line through the centre.Passage OneQuestions 46 to 50 are based on the following passage.Supermarkets have long been suffering as one of the thinnest-margined businesses in existence and one of the least-looked-forward-to places to work or visit. For more than a decade, they have been under attack from e-commerce giants, blamed for making Americans fat, and accused of contributing to climate change.Supermarkets can technically be defined as giants housing 15,000 to 60,000 different products. The revolutionary idea of a self-service grocery, where people could hunt and gather food from aisles rather than asking a clerk to fetch items from behind a counter, first came about in America. There is some debate about which was the very first, but over the years a consensus has built around King Kullen Supermarket, founded in New York in 1930.For some 300 years, Americans had fed themselves from small stores and public markets. Shopping for food involved mud, noisy chickens, clouds of flies, nasty smells, bargaining, and getting short-changed. The supermarket imitated the Fordist factory, with its emphasis on efficiency and standardization, andreimagined it as a place to buy food. Supermarkets may not feel cutting-edge now, but they were a revolution in distribution at the time. They were such strange marvels that, on her first official state visit to the United States in 1957, Queen Elizabeth II insisted on an impromptu ( 即兴的)tour of a suburban-Maryland Giant Food.The typical supermarket layout has barely changed over the past 90 years. Most stores open with flowers, fruit and vegetables at the front as a breath of freshness to arouse our appetite. Meanwhile, they keep the milk, eggs, and other daily basics all the way back so you'll travel through as much of the store as possible, and be tempted along the way.In the early days, as the supermarket multiplied, so did our suspicion of it. We have long feared that this "revolution in distribution" uses corporate black magic on our appetite. The book The Hidden Persuaders, published in 1957, warned that supermarkets were putting women in a "hypnoidal trance (催眠恍惚状态)," causing them to wander aisles bumping into boxes and "picking things off shelves at random."46. What problem have supermarkets been facing?A) They are actually on the way to bankruptcy.C) They are forced to use e-commerce strategies.B) They have been losing customers and profits.D) They have difficulty adapting to climate change.47. What does the passage say about the idea of a self-service grocery?A) It was put forward by King Kullen. C) It has been under constant debate.B) It originated in the United States. D) It proves revolutionary even today.48. What did supermarkets do by adopting the Fordist factory approach?A) They modernized traditional groceries in many ways.B) They introduced cutting-edge layout of their stores.C) They improved the quality of the food they sold.D) They revolutionized the distribution of goods.49. What is the typical supermarket layout intended to do?A) Arouse customers' appetite to buy flowers, fruit and vegetables.B) Provide customers easy access to items they want to buy.C) Induce customers to make more unplanned purchases.D) Enable customers to have a more enjoyable shopping experience.50. What have people long feared about supermarkets?A) They use tricky strategies to promote their business.B) They are going to replace the local groceries entirely.C) They apply corporate black magic to the goods on display.D) They take advantage of the weaknesses of women shoppers.Passage TwoQuestions 51 to 55 are based on the following passage.The traditional school year, with three months of vacation every summer, was first implemented when America was an agricultural society and the summer months were needed for farm work. Since then, we've completely changed as a nation. Students no longer spend summers farming, but they aren't in school, either. The average American student receives 13 weeks off from school each calendar year-with about 11 of those during the summer. Few other countries have more than seven weeks off in a school calendar.With the U.S. lagging behind other countries in academics, it's time to consider year-round schooling. One benefit of this change is that students will not fall victim to the "summer slide," or the well-documented phenomenon where students forget some of the knowledge they have acquired when too much time is taken off from school. Decades of research shows that it can take from 8 to 13 weeks at the beginning of every school year for students to get back to where they were before the summer holiday.But year-round schooling isn't just about academics. Teachers and students experience a closer relationship in year-round schools than they do in traditional schools and, in the absence of any long-term break, students do not feel detached from the school environment. These closer bonds and greater attachment pay off. Research shows that students in year-round schools are more self-confident and feel more positive about their schooling experience.But don't kids need time to relax? Some childhood development experts believe that time off from school is vital to healthy development as kids are not designed to spend so much of their time inside classrooms and the summer break provides a perfect opportunity to get outside. The problem with this argument is that most children aren't playing outside or even spending time with other kids. While some children visit summer camps, most stay at home, watching TV or playing games on electronic devices, which hardly benefits them.The U.S. has changed from a farming economy to a knowledge- and innovation-based economy, so it makes sense for the school year to change as well.51. Why did America's traditional school year have a three-month summer vacation?A) Students needed to help with farm work.B) Students needed time to learn necessary farming skills.C) The agricultural society then attached less importance to academics.D) America lagged behind other countries in making a scientific school calendar.52. What benefit will year-round schooling bring students in addition to improving their learning?A) It will help them get back to where their lessons started.B) It will enable them to absorb what they have learned.C) It will familiarize them with the school environment.D) It will strengthen their relationship with teachers.53. What do some childhood development experts believe about the long summer vacation?A) It meets students'need to study on their own.B) It enables students to learn about the outside world.C) It satisfies students'desire to stay longer at home.D) It contributes to students'healthy growth.54. What is the argument against the experts'idea of a long summer vacation?A) It does little good to most students.B) It benefits few students playing outside.C) It leads students to neglect their studies.D) It makes students addicted to computer games.55. What does the author think of the traditional school year in the U.S. today?A) Well-grounded. C) Outdated.B) Culture-bound. D) Welcomed.Part IV Translation (30 minutes)Directions: For this part, you are allowed 30 minutes to translate a passage f rom Chinese into English. You should write your answer on Answer Sheet 2.改革开放40 多年以来,中国政府对高等教育越来越重视,高等教育已经进入稳步发展阶段。
国家机关录用公务员考试行测真题及答案2
1．（2019 重庆法检）小说家时常在小说之外抛头露面，这若让主张作者应从作品背后消失的福楼拜来评判，简直是犯了大忌。
昆德拉曾对福楼拜深表赞同并加以发挥：小说家一旦自居为公众人物，就会使其作品陷入危险境地。
昆德拉的观点，与本雅明所说的“小说诞生于离群索居的个人”可谓殊途同归，均意在强调小说乃是独立观察和思考的产物。
不过，也不必过于忧虑。
小说家如能秉持真正的专业情怀，即便偶尔抛头露面，也不至于变成通常意义上的公众人物。
优秀的小说家自有其智慧与策略，与人群和聚光灯保持必要的距离，使自己得以独立观察和思考。
这段文字意在说明：A. 小说家是否具有专业情怀非常关键B. 优秀的小说家一般都是离群索居的C. 没必要过分担心小说家是否抛头露面D. 和公众保持距离是小说家的基本修养2．（2020 国家）“风筝不断线”是吴冠中上世纪80 年代前后提出的艺术理念，在中国当代美术史上产生了重要的影响。
看上去，这是关于“形式美”与“抽象美”之间内在联系的一种阐述，实则它强调的是：艺术创作再怎么创新，再怎么放飞自我，都不能远离现实生活。
在吴冠中看来，抽象绘画就像放风筝，风筝是作品，是“从生活中来的素材和感受，被作者用减法、除法或别的法”抽象成的某一种艺术形式，而观众是天空。
要让风筝飞上天空，艺术家手中“须有一线联系着作品与生活中的源头”。
只有“风筝不断线”，艺术才有根基，才能保持与观众的交流。
下列观点符合“风筝不断线”理念的是：A.艺术来源于生活而高于生活B.艺术的第一目的是再现现实C.艺术创作应当以生活为基础D.艺术离开民众就失去了土壤3．（2021 浙江）以玩家年龄为依据分别匹配适合的网游，丰富了未成年人网络游戏保护的方式和手段。
对于孩子来说，自己适合玩什么网游“被安排得明明白白”，玩得更安全。
对家长来说，可以更明晰地评估一款网游适不适合孩子，管得更放心。
“心情复杂”的，当属游戏企业。
适龄提示规定的使用要求和场景，都与游戏企业直接相关。
龙岩真题-2(3)
龙岩保代真题（二）选择题1、保险营销员从事保险营销活动时，诱导投保人终止放弃有效的保险合同，损害投保人合法利益的，根据保险营销员管理规定，营销员将受到的处罚是（）A保险行业协会给予警告，并处1万元以下罚款B中国保监会给予警告，并处1万元以下罚款C所属保险公司给予警告，并处1万元以下罚款D消费者协会给予警告，并处1万元以下罚款2、李某以45万元的房屋向银行抵押贷款30万元，贷款合同为10年，每月偿还款额为3500元，银行就该抵押房屋向保险公司购买了保险，在抵押保险15个月后，房屋招受火灾全部损失，保险公司支付给李某的赔款不考虑折旧，应该是（）A、45万元B、30万元C、24.75万元D、5.25万元3、在商业保险的全残定义中，那种导致被保险人不能从事任何职业的完全残疾称为（）A推定全残 B绝对全残 C列举式全残 D原职业全残4、根据保险利益原则，抵押人可以为抵押物投保，若债务人提前履行债务时，将引起保险合同变更，该变更属于（）A保险合同主体的变更 B保险合同内容的变更C保险合同客体的变更 D保险合同形式的变更5、在保险活动中，被保险人一旦违反保证义务，保险人的正确处理方式是（）A全部承担赔偿或给付保险金的责任B部分承担赔偿或给付保险金的责任C不承担赔偿或给付保险金的责任，并不退还保险费D不承担赔偿或给付保险金的责任，但可以退还保险费6、展业证遗失的，根据营销员管理规定，将通常采取的处理方式是（）A更换 B重考 C补发 D免检7、由于保险标的数量价值的增减所引起的保险金额增减，为此保险合同当事人经协商变更保险合同，这一变更属于（）A保险合同主体的变更 B保险合同内容的变更C保险合同客体的变更 D保险合同关系人的变更8、在海上保险实务中，投保人或被保险人保证保险船舶必须按预定的或习惯的航线航行，这一保证属于（）A确认保证 B承诺保证 C明示保证 D默示保证9、在投资联结保险中，如果联结保险的死亡保险金额是按照保险金额和投资帐户价值之和确定的，则死亡保险金额的变化规律是（）A随投资帐户价值波动而不断变化,且净风险保额不断变化B随投资帐户价值波动而不断变化,且净风险保额保持不变C不因投资帐户价值波动而变化,且净风险保额不变D不因投资帐户价值波动而变化,但净风险保额不断变化10、在我国企业保险中，固定资产保险价值的确定方法是（）A按照帐面原值确定 B按照帐面原值加成确定C按照出险时的重置价值确定 D按照评估后的市价确定11、据保险代理机构管理规定，保险代理从业人员取得的资格证书具有一定的时效规定，具体要求是（）A有效期为2年，自颁发之日起计算 B有效期为2年，自从业之日起计算12、某被保险人投保100万元的财产保险，在保险期间内，由于第三者的责任导致被保险人的财产损失50万元，被保险人从第三者那里获得赔款40万元，但是被保险人又向保险人要求赔付50万元，对此，保险人的处理方式是（）A不予赔付 B赔10万元 C赔50万元 D赔40万元13、保险人与现有客户及潜在客户接触的阶段，通过畅通有效的服务渠道为客户提供产品信息、评制保证、合同预估履行、客户保全、纠纷处理等相应的服务以及给予客户的特殊需求和对客户的特别关注而提供附加服务的保险行为被称为（）A保险客户服务 B保险销售服务 C保险纠纷处理 D保险售后服务14、人身意外伤害保险不承保被保险人在犯罪活动中受到的意外伤害的原因之一是（）A犯罪活动具有社会危害性且违反社会公共利益B犯罪活动具有社会危害性但不违反社会公共利益C犯罪活动具有个体危害性且违反社会公共利益D犯罪活动具有个体危害性但不违反社会公共利益15、下列所列的意外伤害中，属于特约保意外伤害的是（）A自杀遭受的意外伤害 B吸毒遭受的意外伤害C醉酒遭受的意外伤害 D跳伞遭受的意外伤害16、某公司按照豁加运费投保了国内货物运输保险，保险金额为110万元，在保险期间内发生保险事故造成货物损失40万元，支付施救费80万元，保险公司应该支付的赔偿金额是（）A 40万元B 80万元C 110万元D 120万元17、按照保险标的分类，保险合同一般可分为（）A责任保险合同和信用保险合同 B人寿保险合同和健康保险合同C财产损失保险合同和身意外伤害保险合同 D财产保险合同和人身保险合同18、资格证书持有人以欺骗、贿赂等不正当手段取得资格证书的，根据保险营销员管理规定，应当受到的处罚是（）A、中国保监会依法撤消并收回其资格证书，给予纪律处分B、中国保监会依法撤消并收回其资格证书，给予罚款C、中国保监会依法撤消并收回其资格证书，给予警告，该证书持有人1年内不得向中国保监会申请资格证书D、中国保监会依法撤消并收回其资格证书，给予警告，该证书持有人3年内不得向中国保监会申请资格证书19、按照机动车交通事故责任强制保险条例规定，机动车交通事故责任强制保险实行统一的（）A保险条款和基础保险费率 B保险条款和附加保险费率C保险价格和基础保险金额 D保险价格和附加保险金额20、在产品质量保证保险中，对于因产品质量问题导致用户财产损失或人身伤亡，依法应付的经济赔偿责任，按照保险合同规定，保险人通常（）A不承担赔偿责任 B承担赔偿责任C承担赔偿责任，但要向购买者追偿 D承担比例赔偿责任，且要向销售商追偿21、保险代理从业人员职业道德的核心是（）A诚实信用 B守法遵规 C客户至上 D勤勉尽责22、根据保险营销员管理规定，中国保监会不予颁发资格证书人员的情形之一是（）A因欺诈等不诚信行为受行政处罚未逾3年的B因欺诈等不诚信行为受行政处罚逾3年未逾4年的C因欺诈等不诚信行为受行政处罚逾4年未逾5年的23、健康保险的保险标的是（）A人的身体 B人的寿命 C人的健康 D保险金额24、人身保险以外的其他保险的被保险人自其知道或应当知道保险事故发生之日起一定时间不行使向保险人请求赔偿的权利，该投保人或被保险人的索赔权利即因自动放弃而失效，一般这一时间限制是（）A 30天内B 6个月内C 1年内D 2年内25、对于效力中止的人寿保险合同，投保人可以申请复效，但如果中止期限界满，投保人未能就复效问题与保险人达成一致意见，并不交保险费的保险人可以采取的措施是（）A解除保险合同 B提成保险合同 C变更保险合同 D转让保险合同26、勤勉尽责的职业道德要求保险代理从业人员应忠诚服务于（）A所属的代理机构 B所代理的保险公司C当地的保险监管机构 D当地的保险行业协会27、如果风险事故的发生与损失之间的因果关系由于另外新的独立的原因揭露而中断，而新的独立原因不是被保风险，则保险人对保险损失的正确处理方式是（）A不予赔偿 B部分赔偿 C予以赔偿 D比例赔偿28、根据保险营销员管理规定，保险营销员从事保险活动应当出示（）A委托协议 B资格证书 C 职业证书 D展业证29、计算实际责任准备金必须对承保费进行修正，修正承保费的目的是（）A、使第一年的承保费大于均衡承保费B、使第一年的承保费小于均衡承保费C、使第一年的毛保费大于均衡承保费D、使第一年的毛保费小于均衡承保费30、我国反不正当竞争法的立法目的是（）A、制止不正当竞争行为，保护经营者和消费者的合法权益B、制止不正当竞争行为，保护经营者的合法权益C、制止不正当竞争行为，保护消费者的合法权益D、制止不正当竞争行为，保证国家利益的实现31、在人身意外伤害保险中，如果意外伤害构成了保险责任，且意外伤害导致被保险人原有的疾病发作，进而加重后果，造成被保险人死亡或残疾，则表明意外伤害与被保险人死亡、残疾的因果关系是（）A、意外伤害是死亡或残疾的主因B、意外伤害是死亡或残疾的次因C、意外伤害是死亡或残疾的副因D、意外伤害是死亡或残疾的诱因32、根据我国消费者权益保护法的规定，有权依照法律法规的规定，惩处经营者在提供商品和服务中侵害消费者合法权益的违法犯罪行为的主体可以是（）A、工商行政管理部门B、消费者协会C、经营者同业协会D、合法权益被侵害的消费者33、在人身意外伤害保险经营实务中，保险人对于一年期人身意外伤害保险的被保险人进行风险程度评价的依据是（）A被保险人的住所 B被保险人的体质 C被保险人的病史 D被保险人的职业34、在责任保险的经营实践中，责任保险的免赔额通常仅适用于（）A对人身伤害的赔偿B对财产损失的赔偿C对每次事故的财产损失和人身伤害的赔偿35、在我国运输工具保险中，常有的保险有（）A航天保险 B机动车辆保险 C货车运输保险 D自行车保险36、在医疗保险中，保险人对于以某些专门的大病为承保对象的保险可以不规定赔偿限额，但保险人对这类合同采取的其他风险控制措施是（）A规定较高的保费额和较高的支付比例 B规定较高的等待期和较高的支付比例C规定较高的免赔额和较高的支付比例 D规定较高的免责期和较高的支付比例37、与商业保险相比较，民间救济的主体是（）A保险公司 B政府 C投保人 D个人或单位38、风险的基本特征之一是不确定性，具体表现为（）A、风险是否发生、发生时间、产生结果具有不确定性B、风险是否发生具有确定性，而发生时间、产生结果具有不确定性C、风险的产生结果具有确定性，而风险是否发生和发生时间具有不确定性D、风险发生的时间具有确定性，而风险是否发生以及产生结果具有不确定性39、在万能保险中，保单持有人可以根据自己的需要降低保额，在一定条件下也可以提高保额，但提高保额的前提条件是（）A、被保险人具有可保性B、被保险人具备灵活性C、被保险人具备约束性D、被保险人具备年轻性40、根据保险代理机构管理规定，保险代理机构在经营过程中，对于保险费收入的管理应该采取的措施是（）A、保险代理机构将代收保险费记入其业务收入帐户，专款专用，不得挪用B、保险代理机构将代收保险费记入代收保险费帐户，不得挪用C、保险代理机构将代收保险费记入保险监督管部门的专门帐户，收支两条线D、保险公司收取保险费，并记入保险公司专门帐户，保险代理机构不设立独立帐户41、张某将新购置的汽车投保，投保了机动车辆损失险，在保险期间内，在一次保险事故中，倒车镜被撞坏，但是没有其他的损失，张某没有及时修理，继续使用汽车，不久，在一次倒车时，撞到自家车库的墙角，造成车库墙和汽车尾部损失，那么，保险人应该赔偿（）A、倒车镜的损失B、倒车镜、汽车尾部的损失C、倒车镜、车库墙的损失D、倒车镜、车库墙和汽车尾部的损失42、保险事故发生后，投保人、被保险人或受益人向保险人提出索赔时，应及时出具保险单、批单、检验报告、损失证明材料等，投保人履行的该义务是（）A、如实告之义务B、提供单证义务C、协助追偿义务D、及时通知义务43、某定期死亡保险的被保险人死亡时，保险人发现其投保年龄小于实际年龄，假定该被保险人的死亡原因属于保险责任，则保险人的正确处理方法是（）A、增加保险金给付额B、减少保险金给付额C、退还多收保险费D、收取少交保险费44、在人寿保险定价的各种假设中，影响定价假设的公司特点因素包括（）A、投资收益率B、股票市场状况C、人口及其借口变化D、公司短期及长期目标的重点45、按照保险利益原则，债权人对债务人的信用具有保险利益，对此，债权人以债务人的信用为标的，可以投保的险种主要是（）A、信用保险B、责任保险C、保证保险D、个人保险46、健康保险中都规定有免赔额条款，其中全年免赔额扣除的对象是（）A、每月赔款总计B、每年赔款总计C、每季度赔款总计D、每半年赔款总计47、依照我国《民通法则》的规定，公民或者法人设立变更、终止民事权利和民事义务的合法行为被称为（）A、民事合同行为B、经济合同行为C、民事法律行为D、刑事法律行为48、在我国保险代理机构的种类包括（）A、专业保险代理机构和保险兼业代理机构B、专业保险代理机构和个人保险代理机构C、综合保险代理机构和专业保险代理机构D、综合保险代理机构和个人保险代理机构49、根据保险代理机构管理规定，保险代理机构与被代理保险公司的代理关系终止之后，对于被代理的保险公司提供的各种单证、材料及未交付的代收保险费的处理方法是（）A保险代理机构自保险代理关系终止之日起即刻将被代理保险公司提供的各种单证、材料及未交付的代收保险费交付被代理保险公司B保险代理机构自保险代理关系终止之日起即刻将被代理保险公司提供的各种单证、材料交付被代理保险公司，未交付的代收保险费退还给保险人C保险代理机构自保险代理关系终止之日起30日内将被代理保险公司提供的各种单证、材料交付被代理保险公司，未交付的代收保险费退还给投保人D保险代理机构自保险代理关系终止之日起30日内将被代理保险公司提供的各种单证、材料及未交付的代收保险费交付被代理保险公司50、有利于增进彼此了解，强化双方互相信任，圆满解决纠纷，并继续执行合同的正确处理方式是（）A、协商B、和解C、诉讼D、仲裁51、在健康保险中，其保险标的为（）A、被保险人的身体B、被保险人的生命C、被保险人的寿命D、被保险人的健康52、在风险管理的具体目标中，通过风险管理，在损失出现后，及时采取措施，使受损企业的生产得以迅速恢复，这一目标是指（）A、损失前目标 B损失后目标 C、财务目标 D、技术目标53、根据《民通法则》的规定，身体受到伤害要求赔偿的诉讼时效期限为（）A、1年B、2年C、4年D、20年54、根据我国家庭财产的综合保险规定，对于房屋及室内附属设备采用的赔偿方式是（）A比例赔偿方式 B限额赔偿方式 C定额赔偿方式 D第一危险赔偿方式55、保险公司承保过程的核心环节是（）A、核保B、勘察C、理算D、复核56、不属于我国开办的生长期农作物保险的险种有（）A甘蔗种植保险 B烟叶种植保险 C果树产量保险 D棉花种植保险57、在保险合同中，保险人承担赔偿或者给付保险金责任的最高限额叫（）A、保险价值B、实际损失C、赔偿限额D、保险金额58、在寿险公司业务的操作环节中，发生保险事故后，保险人接受客户的报案和索赔申请的过程被称为（）A、报案B、索赔C、理赔D、接案59、优质客户服务的测定标准是（）A、服务别人印象如何深刻B、服务的个性化程度C、服务满足客户期望的程度D、服务的新颖化程度60、保险资金融通需要满足的前提条件是（）A、保证资金或者最大收益B、保证保险的赔偿或给付C、保证资金的最大安全D、保证资本市场的繁荣发展61、既能解决被保险人经济困难，又能满足人们投资需求的人身保险属于（）A、具有投资功能的人身保险产品B、具有储备功能的人身保险产品C、具有分配功能的人身保险产品D、具有调节功能的人身保险产品62、依据我国反不正当竞争法，如果经营者在帐外暗中给予单位或者个人回扣，这种行为属于（）A、受贿B、诱骗C、欺诈D、行贿63、从市场角度看，保险代理行为属于（）A、保险市场的公证行为B、保险市场的中介行为C、保险市场的规范行为D、保险市场的第三方行为64、按照保险合同的通常规定，由于正常维修、保养引起的费用及间接损失，保险人对此不承担责任，这种责任免除行为属于（）A、损失原因免除B、费用免除C、损失免除D、维修免除65、根据保险营销员管理规定，保险营销员首次从事保险营销活动前，应当接受的岗前培训时间为（）A、累计不少于18小时B、累计不少于36小时C、累计不少于60小时D、累计不少于80小时66、在长期护理保险中，影响其年交保险费的主要因素包括（）A、投保年龄、等待期限和保险金额B、投保年龄、共付比例和保险责任C、投保年龄、给付方式和保险利益D、投保年龄、给付限额和保险条款67、足额保险合同中，保险人支付保险赔款后，在取得财产标的全部所有权的条件下，保险人在处理标的物时所获得的利益如果超过所支付的赔偿金额，对超过部分的正确处理方式是（）A、归保险人B、归被保险人C、归第三者D、由保险双方比例分享68、根据保险营销员管理规定，保险营销员销售分红保险、投资连结保险、万能保险等保险新型产品的，应当明确告知客户此类产品的费用扣除情况，并提示（）A、投保此类产品的投机风险B、购买此类产品的损失风险C、购买此类产品的保障风险D、购买此类产品的投资风险69、从一定意义上说，人寿保险单是一种有价值的单证，也就是（）A、投保人拥有保险单现金价值的权利凭证B、保险人拥有保险单现金价值的权利凭证C、受益人拥有保险单现金价值的权利凭证D、被保险人拥有保险单现金价值的权利凭证70、根据我国消费者权益保护法的规定，销售商既不提供商品的性能、产地、有效期限等内容的真实情况，即该行为所侵害的消费者权利属于（）A、自主选择的权利B、公平交易的权利C、人身和财产不受伤害的权利D、知情权71、根据保险营销员管理规定，保险营销员从事保险经营活动时，不得有的行为包括（）A、向客户明确说明保险合同中犹豫期B、向客户明确说明保险合同中责任免除C、提醒客户购买分红保险中的投资风险D、对不同保险产品内容做不公平或不完全比较72、个体工商户甲与其妻二人共同经营一个夫妻店，即承担债务的基础是（）A甲的个人财产B甲的家庭财产C甲父母的财产D甲朋友的财产73、在自然保费计算过程中，如果假设死亡支付发生在期末，则计算公式为（）A 、某年龄自然保费*（1*利率）=赔款*此年龄死亡率B 、某年龄自然保费*（1*利率）=保款*此年龄死亡率C、某年龄自然保费*（1*利率）=赔款*此年龄生存率D、某年龄自然保费*（1*利率）=保款*此年龄生存率74、在保险合同以外的其他书面形式中，最重要的书面形式是（）A、保险协议书B、电报C、电传D、小保单75、所有从业人员在职业活动中，应当遵循的行为准则被称为（）A、职业道德B、行为规范C、职业准则D、职业规范76、在我国保险代理机构及其分支机构中，从事销售保险产品或者进行相关损失查勘、理赔工作的人员被称为（）A、保险营销员B、保险代理工作人员C、保险销售人员D、保险代理业务人员77、就无效合同的类型而言，若保险人对保险标的不具有保险利益和签定保险合同，这样的保险合同属于（）A、全部无效合同B、部分无效合同C、条件无效合同D、法定无效合同78、不同公司之间的经验死亡率存在一定的差别，同一公司不同险种的死亡率经验也有所不同，因此不同业务需要采用不同的生命表，在我国养老保障类的保险业务使用的生命表是（）A年金用生命表B寿险用生命表C人口政策用生命表D养老保险用生命表79、一般来说，保险销售人员在为客户设计保险方安时，应遵循的首要原则是（）A、高损失频率优先原则B、高额损失优先原则C、低损失频率优先有则D、低额损失优先原则80、在投资连结保险中，其基本保险责任包括（）A、死亡给付、残疾给付和生存保险金领取B、投资收益、残疾给付和生存保险金领取C、红利分配、残疾给付和生存保险金领取D、费用返还、残疾给付和生存保险金领取判断题81、根据我国保险法的规定，保险事故发生后，依照保险合同请求保险人赔偿或给付保险金时，投保人、被保险人或受益人只需向保险人提供保险单即可。
公共英语等级考试（PETS）二级真题2
第⼆节完形填空阅读下⾯短⽂，从短⽂后所给各题的四个选项(［A］、［B］、［C］和［D］)中选出能填⼊相应空⽩处的选项，并在答题卡1上将该项涂⿊。
I usually don’t take the subway(地铁) to get to my office, but it’s a good thing I did last Tuesday. I 36 a man sitting opposite me who 37 to be extremely nervous. He was 38 wide eyed at one of the advertisements(⼴告) in the car. Then his hands started to 39. I took my medical bag and 40 to him.“Well, what 41 seems to be wrong with you?” I asked.He pointed at an advertisement 42 the good qualities of a 43 kind of shirt. It 44:“It will not wilt, shrink, crease, or wrinkle.”“Well, 45 about it?”“I’m going 46,” he said. “I can read it to myself, but I can’t says it out 47.”“My dear man,” I comforted him, “you can say it. Of course you can. You’re 48 a little nervous. This is just a nervous attack. You must not 49. You must try and say it. Now say it.”“It...it will not wilt, crink, wack, or shrinkle,” he said, and with a groan(呻吟) he 50 his face with his hands.“Now come. 51 me,” I told him, “and learn how perfectly simple the whole 52 is.” I continued in a firm voice:“It will not wink, shink, wack, or cinkle.” Oh, my！ I 53 several times, each was wrong in a different way.The man 54, and appeared completely recovered. I was 55. The man was cured. Of course, I had been putting on an act.36.［A］cured［B］met ［C］taught ［D］noticed37.［A］turned ［B］appeared［C］pretended ［D］meant38.［A］admiring［B］screaming ［C］pointing ［D］staring39.［A］move ［B］shake ［C］touch ［D］wave40.［A］came back ［B］went on ［C］rushed over ［D］looked over41.［A］generally ［B］exactly ［C］usually ［D］naturally42.［A］telling about ［B］showing off ［C］calling for［D］dealing with43.［A］common ［B］regular ［C］famous ［D］certain44.［A］admitted ［B］said ［C］proved ［D］called45.［A］what ［B］how ［C］talk ［D］think46.［A］crazy ［B］ahead ［C］angry ［D］back47.［A］loud ［B］alone ［C］freely ［D］completely48.［A］truly ［B］really ［C］simply ［D］particularly49.［A］stop ［B］give in ［C］hurry up ［D］look50.［A］covered ［B］turned ［C］hid ［D］touched51.［A］Talk to ［B］Allow ［C］Listen to ［D］Show52.［A］advertisement ［B］problem ［C］situation ［D］thing53.［A］tried ［B］spelled ［C］spoke ［D］explained54.［A］was anxious ［B］was nervous ［C］laughed ［D］shouted55.［A］interested ［B］delighted ［C］worried ［D］astonished第三部分阅读理解阅读下列短⽂，从每题所给的四个选项(［A］、［B］、［C］和［D］)中选出选项，并在答题卡1上将该项涂⿊。
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1.根据我国《民法通则》的规定，代理人在代理权范围内，以被代理人的名义实施的民事法律行为，那么对该行为承担民事责任的是（）A 代理人B 被代理人C 转代理人D 第三人2.按照保险利益的原则，制造商对因其制造的产品有缺陷，而使用户或者造成人身伤害或财产损失依法应承担的经济赔偿责任具有保险利益，基于此保险利益制造商可以投保的险种是（）A产品质量保险 B财产损失保险 C职业责任保险 D产品责任保险3.保险销售从业人员职业道德的核心（）A 诚实信用 B守法遵规 C客户至上 D 勤勉尽责4.保险销售从业人员在职业活动中应主动出示的证件是（）A 身份证B 营业执照C 保险销售从业人员职业证书 D保险销售从业人员健康证书5.张某投保了保险金额为2万元，保险期限为5年的家庭财产两全保险。
在购买保险第一个月后，因为火灾损失3万元，此时，根据我国家庭财产两全保险的规定，保险人的赔付金额是（）A 0元B 1万元C 2万元D 3万元6.根据解释效力而言，中国保险监督管理委员会根据法律对保险法的解释叫（）A 立法解释B 司法解释C 行政解释D 仲裁解释7.根据销售渠道而言，保险公司利用保险经纪人销售保险产品叫（）A 直接销售渠道B 间接销售渠道C 宽销售渠道D 窄销售渠道8．保险销售从业人员需要通过的保险销售从业人员资格考试的组织者是（）A 中国保监会B 中国保监会派出机构C 中国保监会中介监管结构D 保险公司或者保险代理机构9. 在自然保费计算过程中，如果假设死亡支付发生在期末，则某年龄自然保费等于（）A、（保额*此年龄死亡率）/（1+利率）B、（保额*此年龄生存率）/（1+利率）C、（赔款*此年龄死亡率）/（1+利率）D、（赔款*此年龄生存率）/（1+利率）10. 就保险利益的时效而言，在人身保险中保险利益存在的要求是（）A、发生保险事故时B、出具保险批单时C、被保险人告知时D、订立保险合同时11.某人投保人身意外伤害保险一份，保险金额为20万元，保险期限内发生意外扭伤，一个月后痊愈，该次事故发生医药费408元，被保险人向保险人索赔，保险人对此次索赔正确处理方法是（）A按残疾程度赔付 B 不予赔付任何款项C 赔付医药费408元D 赔付保险金额20万元12. 从规范对象来看，保险行业自律组织制定的自律规则可分为两类，即（）A 规范机构会员行为的规则和规范从业人员行为的规则B 规范从业人员行为的规则和规范消费者的行为规则C 规范机构会员行为的规则和规范社会公众行为的规则D 规范机构会员行为的规则和规范消费者行为的规则13. 某企业就自身的100万财产分别向甲乙两个保险公司投保90万元和60万元，在保险期间发生火灾，该企业损失50万元，按照我国保险法的规定，甲公司应该承担的赔款是（）A 50万元B 45万元C 30万元D 20万元14.在人寿保险经营过程中，用于保险经营过程中一切开支费用的来源是（）A 附加保费B 收费费用C 维持费用D 管理费用15. 在财产保险的承保中，如果保险标的低于承保标准，但有并非不可保时，保险人通常选择的承保方式是（）A正常承保 B优惠承保 C提高的保险费率 D拒保16.根据《保险销售从业人员监管办法》的有关规定，保险销售从业人员扣留或者变相扣留其他保险销售从业人员的资格证书的，将由保险监督管理结构给与警告，没收违法所得，可处（）A 0.5万元以下的罚款B 1万元以下罚款C 3万元以下罚款D 5万元以下罚款17. 人身意外伤害保险中决定保险金额的因素有( )A、保险金额和保险期限B、残疾年龄和残疾程度C、保险金额和残疾程度D、残疾年龄和残疾程度１８.由于汽车刹车失灵酿成车祸造成车毁人亡这一事件中，属于风险因素的是（）Ａ刹车失灵Ｂ车祸Ｃ车辆损坏Ｄ人员伤亡１９.根据《保险营销员管理规定》，保险营销员从事保险营销活动应当（）A、遵守法律、行政法规和保险行业协会的有关数据B、遵守法律、行政法规和中国保监会的有关规定C、遵守法律、行政法规和所属保险公司的有关规定D、遵守法律、行政法规和国家工商局的有关规定20.根据我国消费者权益保护法的规定，消费者有权举报、控告侵害消费者权益的行为和国家机关及其工作人员在保护消费者权益工作中违法失职行为，并作出批评、建议。
这是对（）A 消费者对商品和服务以及保护消费者权益工作进行监督的权益B 消费者自主选择商品和服务权利的解释C 消费者人身、财产安全不受侵犯权利的解释D 消费者公平交易权利的解释21. 国内水路、陆路货物运输保险综合险的保险责任包括（）等A、符合安全运输规定而遭受雨淋所致的损失B、保险货物本身的缺陷或自然损耗C、在转载时，因遭受装卸人员违反操作规程所造成的损失D、战争或军事行动造成货物的散失22. 战争中敌机投弹引起火灾，给投保财产险的被投保人造成财产损失，如果战争风险属于除外风险火灾属于保险风险，那么保险人对该被保险人的损失应该采取的正确的处理方式是（）A、不予赔偿B、部分赔偿C、全部赔偿D、比例赔偿23.在长期人寿保险合同中，保险人一般将现金价值列在保险单中，那么有权解除保险合同并领取现金价值的人是（）A 被保险人B 受益人C 投保人D 继承人24.保险销售人员在遇到特殊情况需要超越代理权时，要经过（）的许可。
A 保监会B 所属机构C 行业协会D 投保人25.按照保险期间分类，重大疾病保险的种类包括（）A 定期重大疾病保险和终身重大疾病保险B 短期重大疾病保险和长期重大疾病保险C 有限重大疾病保险和无限重大疾病保险D 给付重大疾病保险和补偿重大疾病保险26. 某人投保普通家庭财产保险，保险金额为10万元，其中房屋及其室内装潢的保险金额为5万元。
在保险期限内发生保险事故，造成其房屋及其室内装潢部分损失2万元，室内财产发生部分毁损，损失2万元。
其中出险时房屋及其室内装潢的价值为4万元，室内财产价值10万元。
那么，保险公司的赔偿金额是（）。
A、2万元B、3万元C、4万元D、5万元27.在非寿险的理赔中，保险人审核保险责任的内容之一是（）A 损失的标的是否有残值B 损失的标的是否是巨额价值的标的C 损失的标的是否为保险标的D 损失的标的是否有市场价值28. 保险理赔应遵循的原则（）A、积极、主动、便利、快捷B、主动、迅速、准确、合理C、及时、准确、迅速、效应D、主动、迅速、效应、效益29. 王某男35岁,现投保5年定期寿险—份,保险金额为100000元,假设死亡给付发生在期末,利率为2%,35岁那年的死亡率为0.0010。
则王某35岁那年的自然保费是( )A、96元B、98元C、100元D、102元30.在万能保险保单的第二周期，保单持有人可以根据自己的情况缴纳保险费，甚至可以不交保险费，但不缴纳保费的的前提条件是（）A 首期保费足以支付第二个周期的费用B 首期保费注意支付第二个周期的可变保费C 首期保费足以支付第二个周期的死亡给付分摊额D 首期保费足以支付第二个周期的费用以及死亡给付分摊额31.就保险利益的产生而言，人身保险的保险利益产生于（）A 人与人之间的关系 B人与物之间的关系C人与权利之间的关系 D人与责任之间的关系32.按照保险合同当事人订立保险合同的真实意思，对合同条款所做的解释是（）。
A、文义解释B、意图解释C、专业解释D、立法解释33. 根据《保险销售从业人员监管办法》的有关规定，受理保险销售从业人员资格考试报名申请时必须满足的条件之一是（）A因犯罪被判处刑罚，刑罚执行完毕刚满1年。
B因犯罪被判处刑罚，刑罚执行完毕刚满2年。
C因犯罪被判处刑罚，刑罚执行完毕刚满3年。
D因犯罪被判处刑罚，刑罚执行完毕刚满5年。
34.在长期护理保险保单中，保险人可以在保单更新时提高保险费率，但提高保险费率的基本要求是（）A. 必须一视同仁地对待同样风险情况下的所有保险人B. 必须一视同仁地对待不同风险情况下的所有被保险人C. 必须明显区别的对待同样风险情况下的所有被保险人D. 必须明显一致地对待不同风险情况下的所有被保险人35. 在健康保险经营实务中，保险人为了控制风险，防止逆选择，通常规定一定的期间作为等待期，（或观察期），等待期的适用对象是（）A.初次投保健康保险的被保险人B.初次投保健康保险的投保人C.续效投保健康保险的被保险人D. 续效投保健康保险的投保人36. 在健康保险经营实务中，保险人为了控制风险，防止逆选择，通常规定一定的期间作为等待期，（或观察期），等待期的适用对象是（）A.初次投保健康保险的被保险人B.初次投保健康保险的投保人C.续效投保健康保险的被保险人D. 续效投保健康保险的投保人37. 保险销售从业人员应为客户提供热情、周到和优质的专业服务，这所诠释的是职业道德原则中的（）A.客户至上原则B.诚实信用原则C. 勤勉尽责原则D.公平竞争原则38.在分红保险中，当采用固定死亡率时，期不列入分红保险帐户的收支项目包括（）A.佣金支出B.附加保费收入C.死亡保费收入D.管理费用支出39.在风险管理中，以提供基金的方式，对无法控制的风险做财务上安排的风险管理技术类型属于（）A.分析型风险管理技术B.控制性风险管理技术C.财务型风险管理技术D.定量型风险管理技术40.根据不同的标准，我们可以将货物运输保险分为不用种类。
按照保险人承担责任方式，可以将国内水路、陆路货物运输保险划分为（）A.基本险和综合险B.平安险、水渍险和一切险C.基本险、一般附加险和特殊附加险D.水上运输险、陆上货运险、航空运输险、邮包险和联运险41.一般来说，保险销售人员在为客户设计保险方案时应遵循的首要原则是（）A.高损失频率优先原则B.保额损失优先原则C.低损失频率优先原则D.低额损失优先原则42.某保险合同采用免赔额赔偿方法，规定免赔额为100元，如果被保险人的实际损失为40元，则保险人支付给被保险人的赔偿金额为（）A.100元B.0元C.40元D.60元43.按照保险金的给付形态分类，重大疾病保险的种类包括（）A.提前给付型、附加给付型、独立主险型、按比例给付型和回购式选择型B.现金给付型、基本给付型、附加主险型、按数额给付型和返还式选择型C.均值给付型、随机给付型、主次主险型、按预值给付型和利息式选择型D.均值给付型、附带给付型、保障主险型、按指令给付型和投资式选择型44.保险公司对于所保的房屋，要检验其救火水源如何以及与消防队的距离远近，这是财产保险中的（）核保要素A保险财产的占用性质 B.保险标的物所处的环境C保险标的物的防护措施状 D.检查安全管理制度的制定和实施情况45.在年金保险中，以一个被保险人的生存作为年金给付条件的年金保险是（）。
A个人年金 B联合年金 C最后生存者年金 D联合及生存者年金46.依据保险营销原理，保险营销活动包括（）等。